5.3. ERMUSR 07-13-2010UTILITIES COMMISSION MEETING
TO: FROM:
Elk River Municipal Utilities Commission Theresa Slominski -Finance Director
John Dietz, Chair
Jerry Gumphrey, Vice Chair
D l Thom son, Trustee
MEETING DATE: AGENDA ITEM NUMBER:
Jul 13, 2010 5.3
SUBJECT:
Second uarter Write-offs
BACKGROUND:
Second quarter write-offs are presented for your review. These amounts cover items since the
last write-offs (which were through 3/30/2010) and total. $51,312.33. There are $44,248.54 in
accounts sent to a collection agency for further collection efforts, and $468.31 that are written off
with no further collection efforts. There is also $6,595.48 in assessments that will be assessed
this fall.
DISCUSSION:
You will notice some sewer and garbage items are included in the Collection column rather than
the Assessments column, and that is due to the $50 minimum limit for assessment. Items falling
below this minimum will not be able to be assessed, and the only recourse is collection.
Of the $51,312.33 write-offs total, there is one large commercial account included for
$27,753.79. This customer sent a letter to us stating the business had been sold and that there
were no assets in order to file a bankruptcy and no funds in order to satisfy outstanding
obligations. This customer had no history of payment delinquencies in the prior 20+ yeazs they
were operating. The balance accumulated just in the last three months before the business was
sold. It was because of this situation that we have recently revised our customer deposit policy
to hold all deposits until the service is terminated with the customer. We aze still pursuing
collection efforts with this account via a collection agency, in spite of the letter they provided
indicating that would be of no avail.
Write-offs in the first quarter were $34,374.96, and there has been just over $5,000 collected the
first six months of 2010. With the above mentioned write-offs the yeaz-to-date total would be
$80,657.15.
ACTION REQUESTED:
Staff recommends that the Elk River Municipal Utilities Commission accept this write-off listing
for the second quarter of 2010.
0
m
2
I
~
0
U
N
O
U
am ~ v
N .n
O o~
M M om
40 W vao
M M ~o
~ ~ co
O
C f0 to O
M dD
O ~ ~~ ~~ N ~ ~O M O
y ~ O ~ ~ N fA ~ N fA fA f9 ~ fA fA
N Vi ~ ~
UJ
h
N
Q
U N N N N N L N N N N N N d L
N
Z 3 3 3 3 3 3~ 3~ 3~ 3~ ~
i
i i i i ~ i ink ~n~ ink ~ ~
~ n
n n n n ns
S
N
}
Z
m ~
p 2 O
~ p
Q W Q W W
W W
w 2 J Q Q ~ ~ Z Q Q
fn J Q d N Z f/J (/J J Z Z
~ F 2 Z O ~ W W ~ O O
a ~ ~ ~ F ~ Z Z Y
Qm
m U
~
Y ~
Y
~
N ~
U ~
Q Z
N O Q
' N N
O Q
~ Q
M
~
M ~
O OD ~ m
W N ~
M M a0 ~ O
U) M
(n r
r ~
~
N
r M
t0 ~ ~ ~ M f~
(O O O GD O O OD CO O (D O
u7 M M V M M N N M N M
M
O O M M R M M M
V u] ~ LL'J N ~ ~ In ~ ~ to
Z u'> ~n u~ u'i ~n 'n ~n ~n ~ ~n ~n ~n
Z W
Z U
O ~ Ow
N w p F~ = Z W
~Z F-Z 2 Z (nZ Z Z Z W Z ~Z W Z
v OU ~ W ~ S Q ~ Z ~ W ~ J > ~ ~ ~ ~ ~ ~ Q ~ Z ~ Q ~
a Z W y Q Z d ~ Z U ~ Q V a ~O Z p Z ~~ ~ ~~
o2fQ Q= ~Z Z~~ Y~ ~O FN FF otf~ O~ Y
2 .~ZW }~~ ~pK UQ Z~ W ~Y W WSJ ~=J JQ ~X) _~ W
¢+ g=~Q 2~> ~m> Zm~ p°>> QU> ZF-~ z~~ waC7 ~wW =4>
~ Q~~ m m K Z Q~ Z~ Z Z~ K Z'~ O rn a O °' a 2 o W X 0 0 p co Y
N~~ a ~OJ a V J Sf7O 0'~J Q't`N')J ~~H ~ 1f H OOF Or _ ?NJ
O Z E N (n Y ~ W O ~n W In ~ U 00 ~ W O] (O W In ~ fn In n (A ~ ~ O F- v !n U m W
N O O V M N ~ r yOj
C M aD N I~ N ~ O N
W Q> N O V '7
N J f~ O N !~ N aD N ~ ` aD c0
c0 U ~ N N N N CD
....
0
N
N
m
m
a
O
d
c
O
U
N
O
U
Ul 00
C ~
N cD
y ~
Vl
N
f/1
Vl
U
d
a~i m
~~
ti
.`
w
W
w
Ul ¢
O1 Z
d O
"O ~
QY
~ ¢
Z
N M
O r
N O W ~OJ Om M.- V 1~ O~
O f~ O N N I~ N~ M O~ N I~
O V O I~ aD (O ~ N O O O N M
(O O~ I~ O M V a0 to O ~ M (D to
fA fA EA M EA fA fA fA EA EA
N ~~
N ~ ~ ~ N
~ ~~~
N L N N t N N N
~~ in~iF= ~ ink
~
Q
m
N
M
(n
w
H
M ~
0
J
~
d
~ ~
o
J
~
d
I~
n
H
~
r
~
w
F
M
~ w
¢
Y
O
~
Z
r W to U') ~ 01
V aD a0 aD GD
r r r r r r R
O
r
L
2
F
O
O
N
O
~n o
N O
O O
O N
M fA
r-O.- MOM
M N N N m~
m o m ~ r M
~ ~ ~
O
N
EA EA fA
U `
N
3mm a~i3mmN
Y
a
w
Y
¢
J
Z
r
O
O
O
Z
O
Z
W
>
R
W
O O O O u] R O~ aD O Q1
tM') M M M M O O M M M OM
N] ~ In N to to LL7 iA N ~ to
~A LL~ In N ~ LL~ ~ ~ u7 In to
J ~
V J ~ }y
w d >
~ ~ ~ ¢ a ¢ Y
~ w Z Z Z w Z Z Z ~ Z ~ Z Z Q Z ° z d Z > z
-°io ¢~ ~~ zw~ zw~ z~~ ~>~ z~ U ~ ~~ w~ w~
~ Y Z ¢ Z O N w ~ W¢ ~ ¢ Y Z>
¢ m 0 O O ~~ >~ W J m 2 Z~ ~ Y} W¢ W¢
2' OJ }(nw ¢ W W'¢ J(~ ¢J W W ~F- (nJ r
~ c U U 7 O 2 ~_ ~> C7 U U? a¢ Z K~ Z Q ¢ Z_ m Z
~x mx z H¢ ~~ UJ ate- w~
¢ m=Uw Www ~°~ =xw ¢¢w JJ wJa 2~w UO~ U~w g~N,,w
~ d~~~ ~N W' °6N W Zoe OMa' ~fna mrnU °am~ JO~ >~~ J~~
of c0?NJ W v~ W Nm ¢~~ U~J 2pF- U~2' QOU Q~~ Qom UccooU'
O zc~mw x~w Y~¢ ~~m >'-w (/JMI/I mcoc.> yam oNN c~~w =gym
0
N I~ m a0 N ~ M O M
~ N O ~ to O M V O
N h N 01 O f~ ~ ~ O N O ~ O
(O U O ~ ~ ~ N N N N N N ~
0
M
m
a
~ ~ o
0 rn
~ o
T
~p M N
~ ~
C r N ~ C ~fl l0 Ql dp ~ r ~n
O N ~ O Mr O O O O(O
p O
M ~ C ~ N
~ O
p M M W ~ O ~
- V M eA fA N (O fA (O fA di
O fA fA ~ ~ ~
U ss N
~
O ~
C aD N V
N v
~ O L l0
N N NY N
N ~ ~
N
N
N
O C ~
C
O ~
~ C
~ C
~ ~ ~ L
~ C
~ ~ ~ L
4J ~
L
L
L
L
y G1 N
~? 41 N ~ f0 (0 N N y l0 /9 N ~ (0 N f0 N N
/7W .
W~ W W(n~t~ W W(n~H Wl/J~ F H F- F-
N
1
W
Z p
_
~ ~ J H
>
> U 0 m U
Z W J p f-
Z ¢
m ~ ~ J ~
~U > m m m
p Z ~ = W
~ Y W
> ~
rn
U
O O O Z
¢ Q rn ~ ~ ¢¢
N 2 Z ~ ~ U ¢
~~ ~- o o N o ~ m ~n v .- o
O
O N
0 r M aD M W W CO
N u
'f M N N N 01 m c0 r m
~ W ~ r r r (D ~ r r .-
O
M O
M O
M dD
W
~ N ~ N
~ In N7 N
Z Z
~
w U Z Z ~ Z Z
N Z ~
(n W ~
Z p ~ ~
¢
zC7
m
wV
Z> Z
¢~'
~~
~ ~ ~ Y~ Y p C J W~ w 2¢
¢
g w¢> arn> JK> ¢~m
o E ZOiY
co
O pDJY
o >oY
w y~~
rn ~
~
o Z Urn W p~ W m~ W 2c
vN
0
N
~ m
O
01
M
N r O V V
co U~ M ~ M
O O O M ~ M V
M
~ M
~ M
~ ~ M
~ M
~ M
~ r
N
l0 LL7 l0 ~ N ~ t17
Z p
W
p Z ~ F
Z~
~
~ H
~ W U
~
~ W Q~ V Z Z Z ~ F
m Z
~Z Z> ~~ W (p OJ Jp
~ =W a~ Ups mpm owm =~Z
X W ~j W ~
O~j W ~~ ln~> QU> ~OUJ
Z
U rn W O o ¢~ Y w~ Y Y 'r Y O p p
m O Z
~a¢ ~.-m Z
¢v¢ ~~w o~w ~~w ~~c7
O ~ O ~ N M
(
p
v 1
0
v
u~
u~
r
r GO
r
0
a
r M ~
M O ~
N ~ M N M t0 N
j
EA
VI
fA (D
Vf
fA
U~1
C I~ O O c0 ~ M
O iA N O u7 m ~
U ~ M O M N Q
O O ~ ln
V r
N
p fA (A fA V3
U
~ Q ~
C a
0 (O M a
0
~
~ fA
fA di 69
N ~
N
N
N
N
Z
N
N y L Y L
U y
U L L
N
U U U 3 J1 0 U N U
N (0 N
N N
N (0 N Ul N N O N N f ry f` , N N
rn F= r w w w ~ ~ ~ ~ w F- ~ w w ~ r t=
N
7
J
N w
~ M
~ H
¢ Q
~ ~
~-
~ ~ r ~ ~
~'
W Z a U ~ ~ U O
N = ~
2 ¢ ~ Z U
C7 O
F- 2 H
(n ~
a Z ~i ~ S C7
Z h
Q m
~ ~
N
2
~
o J
W
Y Q j
p m W
N
~
'U N O V M
~ N O
~ d O
0 N M
Z M M N O Q V 0
0 00 ~
A m O m ~ ~ r r
(
~ r r M
~ O O ~ ~ fO') ~ m ~ O O
M M M M M M M M M M M
[O ~n ~ ~n ~ to In O M u'1 N
In ll'l In In In 4] In In In In to
N
~i Z ¢
Z O~ ?~
z 3z oz z z z z z~ z z Zz
~ Z~ ~~ W~ O~ w~~ ~ w ~ opt z~ ~~
a ~w zo ~Z O ~Z z U z0 F Zz
¢am C7= Z~ ¢U w0 C~z ~U JWQ SwO fit- OO
~ m(~7~ mow O~?w O~O z~ ~~w wZW ~¢¢ ~~~ Owc,w ¢ww
`2 J S¢ Z N 1 O 2~ Z O Ur = W 0 2 W~ ~ Y~ W D d' W W W ~ ~ 7 U N
dOM~ W o~ wv~ ~M W U~ W F-u~~ co 2' ¢ZY Q'~J ~N~ YMK
o ~~`n¢ W oY ZMY Coln Uln HAY U~Y U~n2 boa ¢m Q'N
Oi l0¢ aMDZ JCJ ~~J ¢~H ~ ON ¢OJ ~ W J O ¢ Z(O¢ 2'MJ ¢ ~J
O zUNO wow .-w ~~O H~nO ~~w wow `2M(n ¢~~ ar-w ~~w
0
N Q O O
(O M aD I~ N 0I I~ t0 M LL~ ~
N ~ W m N ~[ aN0 aOD O to O LL] O
co U n ~ m ao m co rn rn ~ .-
m
0
m
a
'~
.`
~ M ~
Q
o ~
I
°: ~ c~ ui
~ ~ i~
C ~O O f~ r ~
N V' O N
O m O
O 01
O] I~ O a0
r 0 M
O V
~ M N O
~ O Q l M
tD ~ O~ O O
M V
~
_ (O ~ ~ _
fA 69 N O~
f9 O fA M (`") fA EA
O 69 tH to _ fA fA
U
N N O O V
~ M N ~
O
C ~~ O
M r Oto N
N ISO
N ~ ~
N
N
N
~
' C C C
N ._
L C C
~ d d L C
ry~ L
C
U L ~
m L ~ m
~~~m ~ d m a
i3
i m ~U
i m a
i
w d~m
~~ ~~mm
wv~~~
u>wcn~ w w r- w
nd ~ n
m F- wcn
o_
F-
a
W W W W W ¢ W ~ ~_ J
u'n,¢ ¢ ~ ¢ Q U p ¢ p U a
N= N (n N = F-- O S (n = Z
¢ OrD m ~ ~ ~ O) J ~ ~ ~ L~
O~ O N S
'~ ~
N ~
In
O to u7 i~ O
r r
V O
M O
GO ¢
O
r
am' ~ O W
M
n
N
N
O
1` M
d
(n r r c
) ~ ~ ~
N ~
N ! ~
a0
M O
M O
M M
~ V
M O
~ O
O ~
V Z O
O M M
M O
O
M
In
~ ~
p ~ t0
N N
u'1 In
~ ~[]
O LL]
~ ~Cl
~ to
~ N ~
N ~
u7
7
H
¢
0
~
~
Z ~
~
a Z ZZ Z Z ~Z2 Z Z FZ ~Z pwZ
` U` Z Z
`
N ¢ ~ ~ W ~ Z W ~ N ~ y F ~
~ U ~ fn ~ Y `~ r
U >
z¢ _ ~ ~ ~
~
Q=W ¢ OAF _
Z ~_~ ~~ g ZZ(n tnQ JU Y~
UQ N QN ~~ ~S W (nZ W ~(n ~OJ J W 'Z ~'UZ
¢ Z
maZ~ Q
W ~~ W W ~ U ~~~ ZJZ W?n. 00? ~ Y~
~WN~
W ~
p~>
rn>
2Ur
0
~ Q W
ad'>
Z
OAK
w
~
W(~¢
~
LL
ZF-¢
W cn 2
d'F-d
" ~ YZ
~¢
W ~
Z~ W
¢ '~
o m ~ rn
E~°~ ~ ~
~`n F ~ ~
W °°Y _ ~
>c°O r O
¢vp ~
¢N~ ~
y)~
~ V Z =
M
¢
~
) ~ W
~MU' ~
W rn
W
Oj f0 ¢ N ~
Z(n~N Y
O r J
M~ W ~ C~7 J
Ql~ W ¢ O Z
~N¢ ~ M Z
00 ~-¢ = tr ~
UNN S. M F
YN(/J
-¢iN~ _
_
"
=
0'~U S
~Nm ~
FNN
O
N
~~
M
~
O _
O
O
O
~
N
V
~
a~0
f~ r
I~
O
N h r
~ ~ (O
r O
~ R
r aD
r r r .~- ~ r c-
co U
__
...
_.
m
0
m
a
O a0
~ o
C V I~ ~ O V l0 I~ W OJ N N N O a0
O I~ W M O K O V (O (D W ~ ~ O M
N O t!') O N ~O V ~
1~ fA (O M
(A W
M OD
fA ~O N
t9 EA CO
(O
O OD fA
M kA
(H to fN fA fR fA
U
N O ~O
C O O ~
N ~ ~ ~
~ r (y E9
Vl ~
N
N
N
Q
N ~ C O `T' ~ ~ ~
U C ~ O
N ~
V U V U N ~ U U U
~ U N U U U
~ N .~? N .N ~ ~ N .v_1 N ~ N l0 ~ N N N .N N
(n W~ _
W~ F- U7 W~ W(n ~iH (n W H W ~ fn
4
O
O
O
O
O
N
Z
~ O
a o
O ~
a
~ o
~
w F-
~
~
O ~ ~ a W
W > > W
N a O Q w ¢ u~i ~ = r a
~o ¢ ~ o
~ z = ~ r ~ _
z
Z Z
Q W ~ W 1 r ~ N m
N ~ N S ~ r
0 0 ~ ~ ~ O O O N _
O O
~
N~ M 4
7 M aD O ~ N V 47 O
'
fn r N r .- r C N r .- (O u
1
OM O ~ m O M
M M M M M M
In 4] In V] In N
r U') In lf) In ~ to
~ Z
~ _
viW W Z Z ~Z ZQ Z Y Z Z
Nw JQ~ ~ ln~ ~W ~ ~ ~ W g
W
Q Q~ QZ W ~~ ~ Q Y W Z Q
cop0~ LLQ ~~~ ~~Q QQ W~~
W Q M 0 ao
~ H~~ O~ q a W> Z N W p Q Q ~ u~ 2
S O d J W
lC d'~ J W RZ O~Y OQM ~ a ~~ W NJ
ZY~ W ~N Q ~ ~ W ~ r-N Of~CL F~ W
1~ O M LL]
~ ~ N O M 4]
U m ~ ~ m m m
OD M O N
f~ ~ O W
M M M M O
l~ ~ ~ ~ _ ~
~ Q
F O m
~ 2 Q
~ ~ r ~ ?~ ~~ v~~
F J j W r N Q Q ~ w S
CJ? ~~~ HC7~ ~~Y ~t1~m
2~(n AMU j=tai 2'OJ W ~~
O Z a0 (O J
O V = O~d' F_ N~ Q O~ W OO
MdOv rma fn~m J Nm dY'1O
O O m O
cOp Oro ~ OOD OOi
0
r
N
m
m
a
N
1
Q
ao
0
O
O
N
N
~ ~
O °?
m ~
_ F»
c~ rn m ~vln v me c~ rn ~
0 0 N N I~M N N O~ ~[] V N N
U ~ W N 11'9M~ (p m~ N W tD M
N ~ T O ~ ~ N (D M M M
- fA fA EA fA fA (A b9 fA
O fA b9 fA tl9 di
U
N O ~ O
C N O I~
N O (O
~ ~~
N
N ~
47
fA
Ul
Q
O .J
._
V C C C ~
d N C C
N C
N
N C
N
~
~ 10 d
~ (O d
~ (0
N ~ N U1 N N _N N N
N
~ d
(n W (n W W W (n ~ W W F W (n
i l- W In
~ ~
_ W
H J ~ Z
a m a w
Q Q ~ o
J W Q M
N U ~ M Q ( ~ U d Z
7
~
"~ O m ¢ ~ W ~ ~ t
n F ~
Q S O H m y ~ a 2 U ~
U Z !n F- Q F F 2
~ rn ~ ~ o ° `n o
2 ~ a co
N ~
r Q1 T
~ (O R M
~ N
~
(n ~ i~ r a0 N ~
cD V O I~ V M O
I~ N O 7 I~ M
V M M 01 M M M Z M
LL7 ~ LL7 O ~ N ~
N W
# (n Q ~ } Q
Z W J N ~ _ ~ J d
m F-z C~mz az QO a z JZ ~ z Q z
N (nom wO,J~ Q~ ~ VU ~ ~ m2 UZ~ U_ ~
'oQZ Q W W F-.¢ U W Q N W
QUQ W D tea' dQn. BMW ~ Zfq W Q
mzN O= QW a~ln prn- m ZS -,O
~wUa ~O~ O~~ X30 OXa ?OOJ °~`rO =~>
EUmZ 7~CW7 Qp W ~`^'~ Fm W YoW arn? ANY
Z2'~~ m~ 2' (n coU ENO ~~. ~W ~~m mNd F ~ W
O N (D M N QJ (O
N O ~ N V 7 CO M V
~ O O O O O O
O N N N N N N N N
_. _
I(7 O
O
In
l17 M
V7
Z l17
N J
J
H ~
az
a ~ Q z
Z
H
~ W y K J
~aJ °°~~
OW
z~~ m~>
O~~ ~~m
0
Q OI O D O J
-~ I~ W W ~ W
GND 117
LL7 (O
N N
m
0
m
a
Vl
1
.:
Q
0
O
0
0
N
N
~ ~
O "?
d
~ _
~
C M S m r M r 0 O O Q a t) O N ~
O
N V W (O
O (O O
r
N
O
N O
V
<D _
U Q 47 N V r R O ~ M r r 0 N V
N a0 V EA r V N `7 M N r N M 47 N
= EA to EA 47 fA b9 tl9 fA !A ~ EA N
O fA fA fA EA fA
:J
N ~
C ~ ~
N O V (O
~ M c0 c0
N
N ~ ~~
N
N
N
Q
~ . ~ ~ ~ ~ ~ ~
O
~ C
~
m C C C
2 o
u 3~ o
u 3~ v v v ~ v v ~ ~ ~
d N O O N ,N d~ N N N d N N N N .N N N N
(n W (n~H~ W ln~F ~ W W W Lll W~ W W W
W
J
_
Q
~
v a `~' ~
~ ~ p ~ N _
~ W
N Z
a Q
Q
~ 3 ~ ~
~ a
w < j U U W W (n In
O 2
d Z J J 4
Z
°
° R O O ~ 2
5 ° o o ~ W o o ~
~
U
U
U ~
a
~ O Q ~ U F
~~ r ~ ~ U w ro ~ ~ v o
Z M r r u7 co rn r m ao
M 4] N r N 4) r N a0
T ~ N r r ~ ~
(n e
- r M .-
O O [O M O W 00 O M O (D
M M O M ~ N M M M ~
~ Y ~ ~ 1(] ~ Q O ~ ~ ~ 407
N If) l(7 l[) In ~ In 4') 47 117 I()
~ O)
p ~ o ~~
o ~
= O ~ a0 m N ~ O N Z J
N O Z O Z W I Z W Z Z F Z ~ N d Z Z J Z ~ Z
y w F g Z ~ ¢} g Z~~ O Q g U x Q ¢~ Z Z~ J ~ H~
~Z(n QH 2Y OUO 2'W =~ U~ ~ W U~ =W U
aoz mz Wa J~ Fa ~~cn ~J zQO ~~ w>az
~_~~~ °eO~ °wz ~Y a~~ ¢¢z ~O~ _=a ~~~ ~_~
matSa W Qx W W ~J ~' ZW W U- S W ~Q F- W mNm
~~» cnz> ~~a =g w>> Iwo °U> w~~ aa~> ¢~_
E~cM7Y -1 c0~1Y z~Q QUO wIWY ijOU Z~Y DInO Ua°DOY ~~~
(O Q p~ J W r J Z '- = W I Z F Q J = W O <- J Z !p O O r J Q ap O
Z~e-W ~~ W QNU 2NQ lnMW ~~ W O~ W Q~U 2.-W DMZ
47 N O) r N N O IA sf M
~IO 4) V r aD O O) V
j~ r a0 c0 a0 O O M M '7
U N N N N N N N N N N
m
0
m
m
a
o
0
C (p ~ l!7 N N
O ~O l0 V M M
~
~ o
~ m
= fA _ N
O ~ ~ ~
U
N ~
C ~
N O
O
W ~
d
a
N
¢
V U U V U U
L ~ ~ ~ L ~
U
N
U U
U
U N U
~ N (0 N .N N Ol N N
(n W H W~ W W H W
fn
•+
O
M
H
d ~
¢ N
o F
a
o t0
~
¢
N w
H
N ~ > U d Z ¢ ~
t~ ¢ ¢ J
~ (n r ~ H (n Z (n
¢ Z
~ ~ _
U ~
~ ~ ~ Z
U J N
N U ~ V
N r
r ~
~
O m O
O O ~ ~ M
N ~ M a0 O O M
(n ~ ~ r M ~ ~ c0
O MO ~ O O O N
M M M O M M
10 to ~ LL7 (O ~O ~
(p ~ In l0 M l!') ~ ~ In
~ O
N
H
d N Q.
¢ F ¢
N 2 Z Z d Z 2~ Z Z Z Z
NFU (n ~ ¢ ~ ZZ~ ~ ~ O~
Y W
~~ S ~~ ~ ~~ Z W o Z
2
~ ~~(n US ~ C7~N ~O ~p ¢FO
~ m W Z W W o~D } W O W ~ w Z a`~ ~ N? ~?~
~zO> ~~w wU> =Y¢ ~~O wNa ¢m
T /9 Q' ~ J O pMj ¢ ~~ J O M f--' ~ N F W p S ~ p W
O 2Y.-W ~co d' H.- W UNU ¢u'i (n RaoU Uu'iZ
o _
N V I~ O O 00 (D
49 (D N a0 V u] a0
~ ~ (O I~ 41 O ~ O
(O U N N N N N N N
_. ___
O
N
V
v
m
V
N
m
u]
O