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EDSR INFORMATION 03-14-2011City ~f ~~~~ INFORMATION 1V+~'~ TO: Economic Development Authority FROM: Catherine Mehelich, Director of Economic Development DATE: March 14, 2011 SUBJECT: INFORMATION -Development Trends The attached information has been collected over the past few months and provides good insight into current development trends, tools, and developer expectations as we evolve through this economic recovery. • "Finding Demand, Community Revitalization and Collaborative Partners: Keys to Tax Base Growth" Presentation by Jeff LaFavre, Integrust Group, January 20, 2011 to Economic Development Association of MN (EDAM) Conference. • "How To Think Like A Developer" Article by Arne Cook, Montgomery Properties and Realty Advisors, February 3, 2011 to Ehlers Public Finance Seminar. • "Economic Development & Redevelopment" Handouts prepared by Ehlers. • "Finding Balance in Financial Uncertainty" Presentation by Mark Ruff, Ehlers; Rick Collins, Ryan Cos; Bob Streeter, City of Oakdale, February 23, 2011 for Sensible Land Use Coalition Program. C:\Usexs\cmehelich\Desktop\Memo Format Eor All Boaxds.doc 2/23/2011 EDAM PRESENTATIO~t JANUARY zg 24-11 Finding Demand, Community Revitalization and Collaborative Partners: Keys to Tax Base Growth Surrounding Trends/Facts • Finding Positive Growth • Financing -Challenging • Master Developers -Limited Funds • LGA -Being Dramatically Reduced • Cyber Monday More Successful than Black Friday • Funding NewTechnology Opportunities Pose Difficult • Minnesota Experiencing Minimal Job Growth Not Well Positioned for Distribution 2/23/2011 GrowingTrends Entrepreneur Magazine December X010 • Child Care-Combines Education & Enrichment Programs • Fitness-Spending is Up and More Segmented • Green -Save the Planet and Save Money • Health Services-Cutting Costs and Closerto Patient • Moving/Storage - Economic Recovery Comes Pent Up Demand • Pets -Kennels Out, Hotels In • Sandwiches -The Fast Food Healthy Alternative • Senior Services -Fastest Growing Population • Spa Services - Pampering In with Luxury on a Budget • Tutoring -Highly Competitive Opportunity #s Expanding Businesses inYour Backyard • Case Study: Goodrich in Burnsville, Minnesota • Opportunity: X59 Million Expansion to Current Facility, 400-50o Jobs Over Five Years with zoo+ Being Degreed Engineers • Secret to Success: • History of High Quality, Highly Productive Workers • Mayor Built CEO Forum with Largest Employers ThreeYears Prior to Expansion Opportunitywith One Time PerYear Evolved to FourTimes PerYear • State and City Showed Interest and was Proactive in Proposing Inventive • Incentives Were Less than Other States 2 2/23/2011 Opportunity #2 "E"Trends • Case Study: Elk River Data Centers • Opportunity: 340,000 Square Feet with Significant Tax Base, 43 Jobs Averaging ~6o-85K PerYear • Secret to Success: • Low Cost Reliable Energy Provider • Quality I.T. Workforce and Close Proximity to Metro Area • Cooler Climate and Disaster Resistance • Minimal Tax Subsidy • Actively Involved EDA with Entire Process 3 2/23/2011 ,... ~, ,;L~ ,~ ~~~~µ .~ .. T .,f ,J~ , _ ..:~. ~ ~ ~~1 ~,., ,. .n. s :,',~ _., L , ill „t~.' ~F ~. Pr i,~ ~, r ~, i i , ., i r ~I u 7 ~~~ .r - . ~ , 4 ~ ~, r 1 i $' ~ a i., , . t"e'~ 'l ,. •sf~ ~,. a ~e n i i ~' m ~ ,~,. ',{ <G~ s ',., 'IMF.- - '~~xw rol ~'~'~.~~ ` t~7 ~ J ~, i ~''~~'~ !'; e S d c i' ~ ~yS~,~ k y~ r 1~^'' .w. "~V ~ ~ "os1'~'An:~. '°r" 4 ~ ~n~i~~ I. , .~ I~..t.. ~~ I~I~~h~ PI M ~f '~~JI,.tALtaW1~r`1~Lk'J~',.1 ih ~~V~~%+~ua.. ~I., ~ „ ~Iv. ~I>w .eu ~,... w.,', G. +ts~y~w~lh~.li~~>~~~~' ~,i1 ~y'~ iS~J p,V~~*w ~I,~ .-ewr~.i ~ w.~yyr~M..w- w~, .~,n:p~a~ i r ., s ~ ~ ', ~ e i l1 (. -N ,~ ~n ~ I ~., .,~ • ~ ~ lo- ~~; o, ii ly " i, r „,, ,'C ~~Irt~Y/fG~ P~'Y 1~~ 1 ~ '~^'I III'. ~ 1'~'lli~i, ai, { , I~~n~ i I it 1 _ r" ~ E - Y ~ } S il, ' '~~~1w7' Ir I I ~'4~I lµ i y ll i i,i,,, MI i~ ~ f ~ I , ~ IW ~ ,~ ~ i ' ~ +" ' . . . II i 16. a ~~ ESL ~F ii ,± ;g. ~~~ i J ~y'N' ~ ~II~~ . Mm.r ,IU,, wl l ~ Ir ~ 4 2/23/2011 Opportunity #3AfFordable Housing • Case Study: Colleen Carey /~ ~/ ^~~~~' _ Y 1 ~_ ~~ ' : ~r ~ ~~ ~ ~~ 1 ,. ~ '_ 1 ~;~"~~ ~ ~~ " ~~~~~ r;.}°y ~rliifli~,{ ~~ r !1 y , ~.. .~~~ -:~ ",`~.~~ ""~. ~~ "'•+, ~ ~~ r ,~, ~1~ ._ 3 ~~`~ ~'~.. ~ `"...~ `'- ~I ~ ~~~ ~~ ..` :~~ ~~~, F- 5 2/23/2011 Community Revitalization Matching CommunityAssets to Business Needs • What isYour Community's Foundation? • Businesses (BRE) • Target the Informal or Semi-formal Process • Example Shoreview • Infrastructure • Roads, Buildings, Land and People • Can we Build on What We Have? • TurnaWartlntoanOpportunity Community Revitalization • Which Trends Best Fit Our Community's Needs? • CheckYour: Geography, Population, Employment Base and Real Estate Community • What Changes Can WeAffect/Control? • Barriers • Physical (Natural and Man-Made) • Transportation/Access • Topography • Redevelopment/Contamination • Economic (Costs or Financing) • Local Controls Zoning or OtherOrdinance 7 2/23/2011 Community Revitalization • Looking under the Rock to Find the Treasure Chest • What Tools Are at a Community's Disposal? • Public Tools • TIF New and Existing (Pay-As-You-Go and Bonded) • TIF Temporary Changes • TAX Abatement • Return of TCCCF Options • Bonds: Revenue, IDB, BAB, Bank Qualified, Deferred, Interest Only, Lease Purchase and Public Improvement • Housing Improvement Areas • EDA's • Regional: County CDBG, Met Council, MHFA, DEED, Initiative Foundations Regional Development • Cash Cows: Electric, Water Fund and Liquor • Chaska Data Center Example Community Revitalization • Which Tools Are at a Community's Disposal? • Private Resources • Traditional/Conventional Financing • Private Placement of Bonds and Tax Credits • Foundations: Blandin, Mckight and GHMC • Developer Equity, Revenues for Other Projects • Utility Companies • What to Do ifYou Do Not Have Loads of ~~~$$ 8 2/23/2011 Collaborative Partners • External Public Partners • County & State • Chisago County Model • External Private Partners • Utility Companies • Current Land/Property Owner • Private Developers • Broker as Source of Market Intelligence....MakeThem aCommunity Partner • MnCar 9 Ehlers Development App HOW TO THINK LIKE A DEVELOPER Ehlers Public Finance Seminar February 3, 2011 Prepared by Arne Cook, Montgomery Properties and Realty Advisors The economic recession and real estate depression have left the commercial development business in turmoil. Multi-family housing is the only bright spot where we are seeing some new construction. For the most part, the commercial development that will occur over the next two years will be "build-to-suits" - properties built specifically for the tenant or owner. Build-to-suit customers are usually on tight development schedules. They require land sellers to be able to act quickly, and local governments to provide timely approvals. Don't wait until you have a prospect to sort through issues such as future land use goals or environmental conditions. Get ready for your build-to-suit prospect and for when the market turns. You can make your publicly owned site competitive by thinking and acting like a private landowner and developer. Here's a glimpse into how a developer thinks. Know Your Site As a seller, you need to fully understand your site as well as competitive sites. Pricing depends on so much more than just price per square foot. What are the strengths and weaknesses of your site? Consider: • Location relative to Minneapolis/St. Paul commercial business districts (metro sites), local demographics and demand generators • Location to transportation corridors and other amenities (parks, transit, etc.) • Access from highways • Supply of developable land in the market area • Visibility • Site conditions (environmental, geotechnical) • Zoning and city's goals for the site • Costs associated with developing the site Know the Market As community developers we often think about land use in broad terms -mixed use, commercial, industrial. But to think like a developer you have to understand the market in much narrower segments. • What is the supply of the land or product type you are targeting? Think very specifically about product type (i.e., industrial office warehouse, office showroom, distribution). • What options are available to potential users and at what price? • What is the demand? From what type of business or companies? For what type and size of space? • What is the historical and current absorption? • How are the debt and equity markets for your deal? Can it be financed? By whom? Under what terms? What is the blended cost of equity and debt? Know your Competition You will want to know every site that you will compete with. • What are the list prices, and what have been the actual sale prices? Is the pricing on a net or gross land area basis? • How does your site compare in terms of dimensions and configuration. Is it more or less efficient? • How does your site compare in terms of image, ingress and egress, visibility and amenities? • How will your development fee structure and approval process compare to your competition? You need to consider SAC and WAC charges, park dedication fees, building permits, special assessments. Equally important, what is the speed and clarity of your governmental approval process vs. competitive sites? • Does the competitive seller/developer have any special motivations or stresses that can affect the price? Do you? • How quickly can the competition make decisions, come to terms of an agreement and close? How quickly can you? • What will be the taxes, special assessments, park or downtown association fees, or other ongoing costs for your site as well as the competition? • Are there environmental, wetland, geotechnical or offsite infrastructure or other issues that can have a significant impact on the cost, efficiency or timing of the transaction... both on your site as well as the competitors? • What infrastructure is in place and what needs to be built? Consider mass grading, storm water retention, sewer and water trunks and laterals, and trails. • Will your or the municipality you are competing with offer special economic incentives, and if so, in what form, at what level and under what terms? Under what circumstances and at what levels are you prepared to offer economic incentives? Know Your Customer To determine your sales strategy and negotiate the best price you need to know the objectives of the end user(s) of the site. • Where are they coming from and why are they considering abuild-to-suit? • Does abuild-to-suit offer them certain efficiencies or other business advantages/ • Do they have renewal options in their existing space or could they lease an existing building elsewhere? • What is the importance of being closer in to the metro area versus farther out? What draws them to your site versus others? They will always suggest your site is more expensive than the competitive site (yet inferior). Be ready with your response. • What is the importance of accessibility and visibility for employees, customers, and marketing purposes? What is their business? Are they a growing company? Can they afford to move?What is their credit worthiness? Qualify your customer before spending a lot of time courting them. Be Responsive and Flexible It is very rare for price to be the only consideration for a customer. As land seller and local government that provides land use approvals, you must be highly responsive. You must know, sell, and prove to potential customers that you can close and that they will be able to develop a site at the building costs they are projecting and under the timeline they need to meet. Uncertainty and surprises will kill a deal. You will need to convince buyers that there will be no major surprises if they select your site. If you know your site, know your competition, and know your customers, you will be able to make informed decisions quickly. Maintain pricing flexibility depending upon size and density of the development and, just as important, the quality of the customer in terms of their credit, the number of jobs they are bringing to your city and the quality of the building. Marketing Options The old method of doing RFP's in a hot market with a hot site does not work these days. You must market the site! The City can access real estate expertise and get daily access to the market by working with a broker and/or developer. Private land owners often list their sites with commercial real estate brokers. The City can enter into a contract for private development or redevelopment with a selected developer. In most cases, developers will want this contract to be exclusive, meaning that the City will not consider proposals from competing developers. To maximize the value of a site, consistently and clearly communicate your vision for the property through professional marketing strategis including signage, branding, conceptual site plans, brochures and a well-conceived and strictly managed multi-pronged marketing plan directed at brokers, developers, builders, and end-users. Pros of Working with a Broker Real estate is a relationship business and brokers are in the market on a daily basis, augmenting the City's efforts and relationships. They stay in contact with other brokers, are aware of all the opportunities and competition from other landowners, developers, and existing buildings. They help formulate and execute a marketing plan and are incepted to work with and market to other developers and builders and end users. You will need to manage the marketing process. Brokers are busy and take a lot of listings. Be the squeaky wheel so they are actively marketing and paying attention to your property. Cons of Working with a Broker Brokers charge fees. When selecting a broker, find out what and how they earn fees and if they have any conflicts of interest. Are they representing a competing site? Chances are, if they are not, they are not active in your market. If they do, you will need to manage the conflict. Pros of Working with a Developer Good developers will have resources, relationships and experience to work through the .entire development process including design, construction, city approvals process, site issues, marketing the site, managing brokers, structuring the lease and ultimately financing or selling the completed building. All these disciplines are necessary to provide solutions to problems, gain the confidence of customers and aggressively price projects. Cons of Working with a Developer None -unless you pick the wrong developer. The developer must have a track record, experience in the product, and must possess or have ready access to working capital. The developer must be willing to share the risk with the City. If the developer requires an exclusive development contract, you will be "putting all your eggs in one basket." However, you may not be able to negotiate anon-exclusive agreement and still have the developer devote resources to the site. For questions or comments, please contact: Arne Cook Montgomery Properties and Realty Advisors, LLC 612-281-200 arnecook~comcast.net Happy Developing! fi ,.~, ,~ - ,'°~ ~ ~ ~~ The State of Minnesota Jobs Bill authorized cash balances in existing tax increment districts to be used to spur new construction or substantial rehabilitation in your community. Significantly, local governments can spend existing tax increment regardless of when the district was certified without worrying about the many restrictions that have heretofore applied, such as the five-year rule and pooling limitations. Any cash balances must be expended by December 31, 2011. The project must consist of the construction or substantial rehabilitation of buildings and ancillary facilities, if doing so will create or retain jobs in the state, including construction jobs. Construction must begin before July 1, 2011. [ ~ _ The first step is to adopt a written spending plan that specifically authorized the assistance. You will then need to enter into a development agreement that specifies how much increment will be provided, what it will pay for, and what form it will take. Under the law, the assistance may be provided as a: • Direct loan • Grant Interest rate subsidy on developer's private financing • Equity or similar investment in corporation, partnership, or limited liability company ® Reimbursement to the City for public improvements such as utilities, streets, and storm water improvements. Yes. Assistance can be provided in any form to a private development consisting of construction or substantial rehabilitation of buildings. ~~r£ tyt~#~ ~~~~ ~ f~'~`i ~_"t ~-s~ a r ~i ...[~} .r „I UE~.,~Lf~ f ~~~ ~ i I~ ~..' ~ ~ to C €:~ d i ~i~ ~ € ! ~ No. Tax increment cannot be used to pay for public land, public buildings, or recreational facilities. Increment may be used to pay for public costs associated with a private construction project, such as utility connection fees, sidewalks, parking, or storm water ponds. No. Increment from a housing district can be used to help build an office building or increment from a redevelopment district can be used for a raw land site. EHLERS t.EADERS Itd PU8Ut FtNANCE nneot~ ~~~~~ 651-697-8500 3060 Centre Pointe Chive offit~s also in Wisconsin and Illinois t 651-697-8555 Roseville, MN 551 1 3-1 1 22 s 800-552-117'1 . , _. ... r .., ,, _ ,~. ~1 There are several ways increment could spur development on improved lots. For example, you could: • Pay for special assessments or improvement costs, thereby making the lots more affordable • Provide down payment assistance or gap financing to the homeowner • Provide construction financing to a builder • Write down the interest cost on the builders construction loan Remember, the lots you assist must have homes under construction by July 1, 2011. . , __ ~, - Increment could be used to make low-interest or forgivable loans to home-owners, rental property owners, or a businesses that will substantially renovate their property. If the loans are repaid, the repaid amount is still considered tax increment and will need to be accounted for in the district. No. Existing cash balances and increment collected through December 31, 2011 must be used. No new authority for bonds or interfund loans is allowed. There are techniques for freeing up tax increment cash flow to use as much tax increment funds as possible before the end of 2011. The authority must adopt a written spending plan that specifically authorizes the assistance. This plan must be adopted following a public hearing. A notice of the public hearing must be published in a newspaper of general circulation at least once and not less than 10 days and not more than 30 days prior to the date of hearing. Contact your Ehlers Financial Advisor at 651-697-8500. (A list of Minnesota Financial Advisors and their direct dial numbers can be found under the Contact Us tab at the top of our website at www.ehlers-inc.com) EHLER LEAOfRS IN PtlBLIC FINANtf 3int~t~ ~~sr?~ 651-697-85{30 ~fftees alp ~ Wisconsin ~ i~inois # 651-697-8556 t~l{ ~~ 800-552-1171 3t36U Centre Pointe i}rive f~cssf~le, MN 55113 •~ 122 ~~~ ~~. 4 ~ ~ :-~ gym„ ; The 2010 State of Minnesota Jobs Bill offers a significant opportunity for cities, HRA's and FDA's to spur our economic recovery. Through June 30, 2011, local governments can use Tax Increment Financing to pay for a broad array of economic development activities. Perhaps the most sweeping change and the most flexible new tool is the new ways in which an Economic Development District can promote new construction and create jobs. - ;n .~ .~~ _ ~ .... .~ ,_.r~, _ .~~, _ .~, ~~~~ u ~~~..w~.: ~~ ..,~. .~.~~w~~., , No. To spur employment in construction and permanent jobs, the State has temporarily allowed local governments to create an Economic Development District for any type of new construction. The site may be raw or improved land. The types of projects that can be assisted with tax increment now include: • Housing subdivision • Market rate apartment building • Retail development • Office building • Agricultural storage or processing facility • Hotel or Tourist Destination • Health care facility • Manufacturing • Call Center • Any building and ancillary facility. Importantly, construction must begin by July 1, 2011. r ~ En Increment from the new Economic Development Districts can be used to pay for any construction costs or typical qualified costs such as land acquisition, demolition, site improvements, building construction, debt service, city fees, or other development costs. The first step is to establish an Economic Development District and request certification no later than June 30, 2011. You will then need to enter into a development agreement that specifies how much increment will be provided, what it will pay for, and what form it will take. FREERS LEADERS IN PU$Ut FCNANCE t ~ 4. `i.s'1 ~~i d Minnesota ~ic~r~~ 651-697-8500 3060 t:rentre Pointe D~fve Offices 2fso in Wisconsin end Illinois $ 651-697-8556 Rosevt7le, MN 55113-1122 _ . ~ _=~ 8U0-fi52-1171 Under the law, the assistance may be provided as a: ~ Direct loan ® Grant ® Interest rate subsidy on developer's private financing ® Reimbursement to the City for public improvements, i.e. utilities and storm water improvements. ,-~ _ -, ,. ._,- ~ , ~~ ~_> ,, ;mod .. _:~.. _., ~_:_ .. _._ ~ :, No. Tax increment cannot be used to pay for public land, public buildings, or recreational facilities. Increment MAY be used to pay for public costs associated with a private construction project, such as utility connection fees, sidewalks, public parking, or storm water ponds. .-,F; Yes. The Jobs Bill did not extend the term of Economic Development Districts. Yes, for recent districts. The provisions in the new law apply to any Economic Development District for which the request for certification was made after June 30, 2009. An existing district may need to be modified to reflect the legislative changes so check with your TIF Attorney. _ r^~ C, _ _ f f ~ f"S 4` ~?` i ~ a t..d t..J C; ~ s,,, l •.,.7 ~ ~J i`: . ~ 4~ `J ~; E ~ ~.:.. ~ , € u z ~ ~., ~..~ , e § ~;"..~ . ~ In the approving resolution for the district, the municipality must make the following two findings: 1. The project will create or retain jobs in the state, including construction jobs; and 2. The project would not have started construction by July 1, 2011 without tax increment assistance. Contact your Ehlers Financial Advisor at 651-697-8500. (A list of Minnesota Financial Advisors and their direct dial numbers can be found under the Contact Us tab at the top of our website at www.ehlers-inc.com) E~LFRS • lEAgERb iN PUBLit FI~IANCf ~$; ., _ z~~~ s51-ss7-85~ centre Porne Offices also ~ Wisconsin ark urnois ~~ ts51-6~7-8555 Rosevit~, f~iP155118-1'122 ' tl frame 80[1-552-1171 ~- _- '" = The State of Minnesota Jobs Bill authorized a new type of tax increment district that will make it easier for property to qualify for a full 26 years of increment. Over time, as the law has changed, it has become increasingly difficult to qualify areas in need of redevelopment fora 26 year tax increment district. But now we have a window of opportunity to create new Compact Development Districts. For two years, between June 30, 2010 and June 30, 2012, local governments can create a Compact Development District to assist any project that will significantly increase the intensity of commercial/industrial (C/I) development on a site. The spirit of the law is to convert undenatilized C/I property into new C/I development and create jobs along the way. Specifically, there is a two-part test to qualify. 1. Prior to redevelopment, parcels consisting of 70% of the area must be occupied with a commercial or industrial structure on them. To be occupied, at least 15% of a parcel must be improved. 2. The new building(s), when completed, will be at least three times as large (measured in square feet) as the original building(s). There is no requirement for existing buildings to be substandard. ,~ . ~. _ ~~., , n, `s~~i .{r This new district is well-suited for large parcels with a few commercial buildings on them. For example: The site of a closed car dealership • An obsolete rail yard with storage buildings • A single story warehouse that will be replaced by a mixed use development g $ "` ~ ' Cd ~~ V(/`r-~i"s ^~ q ~ E...€ i ~r L. £ +^~La l( ~~~'.1ipt^~^i~~.-'~ i ~j'+ tg~4~ ! (t ~ .E~ ~ ~ ~iyS?~ €~k[`° ~ '" _, j ~ ~ t ~,.. ~ ~ C°~ `...1 ;'~~. w. SJ L.-lE [ t i,.s~~~4Pi?€ 4t 4/1.11 I !~~i.fl :~?~~~~3 € (f 36 ~,. .: L Lz...iL4 `..r Maybe. Your district would need to satisfy the two-part test above based on existing commercial buildings. For example, if your parcel is 100,000 square feet and contains a 15,000 square foot building, it would qualify regardless of whether it contained other types of property. Each district will depend on the facts on the ground. ,ire ~i~re ~~i ~ ~~i ~ r~~r ve~a~~er~~ ~~ e~ The only restriction is that the overall density of C/I development is tripled. EHLERS LEADfRSINPUBUC nNANG€ F~r~riesota p~cs#°~e 651-697-8500 3080 Centre Pointe Drive Offices aiso in Wisconsin and Illinois #x 651-897-8555 Rosev~le, MN 55113-1122 tcsE1 free 8(~-552-1171 EHLERS t_..! The new projects could be: • Office building • Retail shops • Manufacturing facility * Hotel or tourist destination Housing could also be included in the project, but could not count toward the " 3x" rule. For example, if the original C/I building is 5,000 square feet, then the completed development could be 15,000 square feet of retail space with townhomes adjacent to it. T r'?. No. The district as a whole, when all construction is completed, must contain C/I buildings which triple the square footage of all the original C/I buildings in the district. ~`J ._ ! t.[~ 't v ? . ~ ;~ ~ ~ ~` Cr°~ ~ I ~~ ;~ #~ ~ ; l tai v i,~ `5 .. .~ ~ w f f Increment from the new Compact Development Districts can be used to pay for: • land acquisition • demolition • site preparation to land in or abutting the district • administrative expenses • public infrastructure excluding streets, parking, or other public improvements primarily designed to serve private motor vehicles. It appears that parking ramps may only be eligible for tax increment financing from Compact Development Districts if the ramps are "Park and Rides" associated with public transit. Ultimately, your attorney will determine which costs are legal uses of tax increment. ~~~ 'yi,'~ ~.'~'' I~~"£':?"i ~-i~ ~ p~.c~~ Tom; ~~~v ~~?`~5~~°E~~:i1G ~~'~~~ ?~S~ No. Tax increment cannot be used to pay for public land, public buildings, streets, or most parking. Increment may be used to pay for public costs associated with a private construction project, such as utility connection fees, sidewalks, or storm water ponds. No. Only request for certification must occur by June 30, 2012. Your attorney will need to determine if the five- year rule applies, which would necessitate all projects that receive assistance to be initiated within five years of the certification date. Contact your Ehlers Financial Advisor at 651-697-8500. (A list of Minnesota Financial Advisors and their direct dial numbers can be found under the Contact Us tab at the top of our website at www.ehlers-inc.com) i~ ~ ;~...,'..~~.~, 1EADERS IN PUBIIC FINANCE _ ~,_ 651-697-8500 3{?BD Genire Points C3rr~e Offices aGso in wiscott~in and iNinais 653-697-8555 Ro~vr~is~ M1ji 55113-1'fi2~ 8{10-5:52-'1171 3/1/2011 1 1 1 Speakers -_ Mark Ruff, Senior Financial Advisor, Ehlers Rick Collins, Vice President of Development, Ryan Companies .:~ Bob Streetar, Community Development Director, City of Oakdale 1 3/1/2011 ~~~ ~' ~~ , ~ .,, ~lih,. h^ I n the former days of real estate boom and bust, cities would just wait Modern elements of infrastructure complicate matters ^ Roads to build Sewer and water treatment plans to pay for Schools to fill Higher expectations Plain vanilla is not good enough ~ ~~ ~ s r z ~ ~ F +~ ~e^y~af d, i rirp M~,cya ~ii~ ° ~~~u i t~~. .- , ..w. r,..,~,v IVY .ih .. ~,'A Y~~~~1ilu~~ d tl r~~~0 i+,lE'v.~_ ~ld r ,r, i 2 3/1 /2011 ~~ ,.. ~ - - - ,,_ P~~ Ay~l~ I ~ ~y ~~ u~yyry,~•,~, J ~~ ~~ ., M w ~~~, Rr~ik',,k~k1~h,~yl~l~..cinA..........,, .., 5, ', ~~~ ,~~~ __ ~~~~ • ~' ~~ >, ~ ,, w~ ~~ ~ ~ i i„ ^ Less land required for ROW/fewer setbacks ^ Pay now for future ROW Lower fees for park dedication ^ Defer fees including City WAC/SAC/STAG Longer paybacks ^ Special assessments? TIF New District TIF Pooled from Older District 3 3/1 /2011 Buy part of land or outlots and hold Cities have patient money Land bank for long term Sites for public and private use G.O. Improvement Bonds Only 20% of debt service from assessments G.O. TIF Bonds Only 20% of debt service from TIF G .O. Abatement Bonds Can finance public improvements 4 3/1 /2011 Agreement there is a problem City attorney involvement Special treatment Findings Focus on big need or key sites Quantify risk Risk of doing nothing Risk of development going elsewhere Risk of homeowners losing confidence in city Rating agency risk 10% debt, 20% management, 40% economy ~~. 5 3/1 /2011 Good development partner Financing thought about ahead of time Subordination agreement: Political implications of revisiting agreements Bank view of special assessments Provide some security urre ret Market Vacancy too high to support New Construction Financing (generally) not available for Speculative Development Build-to-Suit Developments are being completed Developers on the Sidelines Preserving cash reserves Selling land, not buying ~,~~~r ~~, ~~ ,~ „~~~~~N , „T~ ~ (Y.' •nis~'A~~~:rM:Ilik4irF,'d~~. 6 3/1/2011 ks ay r filling a ~OanS, Ufi... Not on raw land (unless VERY LOW loan-to-value) Property appraised values depressed due to weak sale market Regulators forcing banks to "whip their loan portfolios into shape" Developers have to "buy down" loans to achieve LTV guidelines Result of lower LTV, lower appraised values: ~,:; - ~,~ f~'~7 :r~` more developer equity required ~ ,~~~~~ ~~ ~,~ ~ ~~, T '~ 4 iri ~ ~r, EWE rr~ uii~', r~6rc ;' bevel ers r el e a achy Reduced people resources Reduced capital available for "pursuit" (pre- development) costs Focus on investing resources to create 201 1 or 2012 returns profits ~'.~,~.. ~ 'fk~,;s ~,ror ~.f~d~t+~ o-tlr' f~i~;e' 7 3/1/2011 t i rta nt to e . Acknowledge current market conditions Don't expect developers to fund City's up-front costs Certainty of outcomes (anticipating your Council's actions reactions) Collaborative approach to: -___ Solving problems Identifying and pursuing funding sources Managing risks ',~ . ~ -~+ i ..,,..~ ~Y... ,~,ti r~~ ~~` h ~~ dal., all it l xiility ;, . , ~" ~ ~~ ,. ~ _' ~„ ,~'. • ~A i ', ~,~ , ~ t' ~ '' ," ~ ~~ ~~,~„ ~~ ., .~~ ~ ~~ ty a -~7 ,~ 3 ~ ~ I~ Y ~~r '~ ~' ,Y,~ - i ~ ~ ~ 1 ~ -, - _: ~ - ~ ~ ~. ~ - - ~ -l~ ~ r,%~ ~~. ~~,kr r'c,~ il' '~~ ~ I 1:'I i(,_, 3/1 /2011 ale all it an I xi flit ..r-.~ ~ .. ~ r 1 ~ t -~ ~ ~ ~ ~, „ ~, _ _ ~, .. ~ _ , h' i ~ .'i ~ ~, . _ _ . . , - r _ ~ ~ - - , ~C [ . c 1 AW1Y0 T L ~ ^h ~~~'~~ ~1~'~'+ ~ ~ ~S ~ ..I ` ai ~ .. ~~ . +~ ~ i r it Vim,', ' T.;., ~ ,N~I~~, S ~ w~~ ~,S v` a~`e~ v ~ 1 M~ FF {~-akdale Mall Site Plan Flexibility ~ ~ o ~ ~ S ~' n , ~ ~ ~ ~ tt~ `~ ~ ~ ~ ~ ' ~ - ~ ~~ ~ f ~°;~ s .: x ~ y y ;~ yy r7 t1 ~Yt~1 ~ r fi > _ ~f G ! +'~ m1 i~'i r _ 'l ! ~R ~~ E ~~ i,.~, LY I '~ '~', t , G.va le Mall ,. L, , ,;. ~~~~~ I i~~l~. ,~~,. ~~ ~ ~~', ~a .. ~ a.. ~ -~ , ~` _. .. : a1 9 3/1/2011 DEVELOPMENT CHALLENGES 7• Reduced developer capacity 2• Difficulty in obtaining financing for land DEVELOPMENT acquisition CHALLENGES 3• educed demand for space OAKDALE SOLUTION 1• Paid for predevelopment costs 2• Financed the acquisition of the Mall DEVELOPMENT CHALLENGES 3• Participated in the risk should nothing happen 10 3/1/2011 POLITICAL FEASIBILITY ~ (Is the Council Willing?) ~''~~~ 0 O `` ~ Passive v• Energetic Role 0 OO ~~~ 0~ 0 ` EVELOPM ENT ~O CHALLENGES 0 .;0 PO LITICAL FEASIBILITY ? ` 4 O~ O~ ~O MOVING AHEAD O Developers -dance with the 0 one that brought you `•, 0 0 Councils - Be willing to consider change "p~~bEVELOPMENT 0~' CHALLENGES POLITICAL FEASIBILITY ? ~~O \0 12 3/1 /2011 Q&A 13