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6. HRSR 05-02-2011Item 6. Cit;r MEMORANDUM 1vr TO: Housing & Redevelopment Authority FROM: Catherine Mehelich, Director of Economic Development DATE: May 2, 201 I SUBJECT: Update -The Bluffs of Elk River Attachment • Memo from Jenny Boulton, Kennedy & Graven to HRA dated Apri122, 2011. At its March 2011 meeting the HRA requested follow up from staff and the HRA attorney regarding the rental of housing units in The Bluffs of Elk River. Attached is a memo from HRA Attorney, Jenny Boulton of Kennedy & Graven regarding hex review of the Development Agreement between the City of Elk River and MetroPlains Development. Staff will continue to work with the current property owner, MinnWest Bank and developer, MetroPlains to market and maintain the property fox its long term intended use as owner- occupied residential. Kennedy Offices in 470 U.S. Bank Plaza 200 South Sixth Street Minneapolis Minneapolis MN 55402 Saint Paul (612) 337-9300 telephone Gray en (612) 337-9310 fax St. Cloud ~'~'µ'•kennedy-graven.com CHARTERED Affirmative Action Equal Opportunity Employer MEMORANDUM TO: Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Elk River, Minnesota FROM: Jenny Boulton DATE: Apri122, 2011 RE: Development Agreement with Metroplains Development, LLC The City Council of the City of Elk River and the Board of Commissioners of the Elk River HRA have requested additional information regarding the use of the Bluff Block Development under the Development Agreement with Metroplains Development, LLC ("Metroplains"). 1. Back rg_ ound. On December 6, 2004 the City and Metroplains entered into a Development Agreement to provide tax increment assistance for a development including the construction of approximately 67 units of owner-occupied housing and approximately 11,513 square feet of retail space, together with related parking facilities (the "Bluff Block Development"). At Metroplains' request the City amended the terms of the original agreement, pursuant to an Amended and Restated Development Agreement with Metroplains, dated as of February 28, 2006, (the "Development Agreement") to provide, among other things, for (i) the Bluff Block Development to be designed and constructed by Bluff Block, LLC or CSS Builders, Inc., or its principal, Charles Schulz and (ii) to provide a mechanism for Metroplains to secure a construction loan (rather than permanent financing after construction and lease-up) by assigning the payments under the tax increment revenue note to a bank. Shortly after signing the Development Agreement, Metroplains obtained a construction loan for the construction of approximately 32 units of rental housing and approximately 10,806 square feet of retail space, together with related parking facilities, (the "Jackson Block Development") secured by the payments under the tax increment revenue note. Also, the Bluff Block property was conveyed to Bluff Block, LLC, which obtained construction financing from MinnWest Bank ("MinnWest") secured by a mortgage on the Bluff Block property, and construction of the Bluff Block Development proceeded to the point of a complete building shell and approximately 15 completed housing units. Bluff Block, LLC subsequently defaulted on its construction loan and MinnWest foreclosed its mortgage and is now the owner of most of the Bluff Block property. Three of the housing units are independently owned and one of those is occupied by its owner. MinnWest is leasing the remaining 12 housing units to residential tenants. 2. Rental of Bluff Block Housing Units. The Bluff Block housing development is defined in the Development Agreement as "approximately 67 units of owner-occupied housing". Accordingly, the Bluff Block Development has been set up for separate ownership of housing 384281v2 JSB EL185-7 units under the Minnesota Common Interest Ownership Act. The Bluffs of Elk River Condominium Amended and Restated Declaration establishes The Bluffs of Elk River Condominium Association as the entity with authority to establish rules for the Bluff Block Development. Both the Declaration and the Rules and Regulations adopted by the Association provide that the units may be leased for three to twelve month terms. Throughout the Development Agreement it is clear that the Bluff Block housing development is intended to be constructed and operated as owner-occupied housing and not for long term rentals. However, while it may be possible for the City to pursue remedies under the Development Agreement, MinnWest is not a party to the Development Agreement, Metroplains does not control the use of the building, and Metroplains' lender is receiving the tax increment revenue stream so it is not clear that exercising remedies under the Development Agreement will change the outcome without cooperation from the various parties involved. 384281v2 JSB EL185-7 2