2.-3. TWIN CITIES PAWNs
Description of Project-
Twin Cities Pawn is looking to expand our stores to areas in need of the services we
provide. Pawn shops offer a unique service that isn't always understood to a person who
has never needed it. We are about to help countless people with their need of a short
term loan to help them get by. Let me give a common scenario that we run into on
almost a daily basis;
A customer overdraws their bank account due to an oversight and their account is $165
negative. They are scared of the $35 overdraft fee and the daily $7 fee for being
overdrawn and they have no money until they get paid for 10 days. This customer brings
in a gold ring from their jewelry box and we decide apawn-able value of $250. This
customer decides this will be enough to get their bank account positive and leave them
with enough extra cash for food and gas until payday. If this customer comes back on
their payday to pick up their item, the total due as payback is $281.25. That's less than
the $35 bank fee and they relieved the stress of no additional cash.
Twin Cities Pawn has a track record of exceptional service, attention to detail, and we
operate under all laws and codes that apply to this business. We have a well lit, clean
store with professional staff that cares about customers and this is our business model.
Our hours of operation are based on our retail store and are Monday-Thursday loam-8pm,
Fridays loam-7pm, Saturdays loam-6pm, and Sundays from 12-6pm. This allows us to
provide people with different working schedules to use our service at there convince.
Twin Cities Pawn operates with a minimum staff of 2 employees at a time and staffing in
addition is based on business. We will employ 5-7 people total at this unit.
We would be going into an existing building that housed Hollywood Video with no
exterior construction needing to be done other than a change in signage that will fall into
the City's code for allowed signage. We will be replacing the sign in the existing pylon
from the Hollywood video sign and that will be the space used. The address has an
existing parking lot with plenty of parking and we don't believe any changes will need to
be made.
Twin Cities Pawn runs a very tight ship and is an excellent addition to any community.
We work very hard to make sure that we are deemed as an asset to any city we are in and
we are certain that after meeting us, the City of Elk River will agree.
This is a letter that was written to Columbia Heights but we did not choose to open a
store in this city.
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