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5.5. SR 10-13-2003Item ~5.5. M :MORANDUM TO: Mayor and City Council FROM: Lori Johnson, Finance Director DATE: October 13, 2003 SUBJECT: Consider Resolution Providing for the Sale of $1,795,000 G.O. Improvement Bond Series 2003A and Resolution Providing for the Sale of $2,020,000 G.O. Water Revenue and Refunding Bond Series 2003B Attached are two resolutions calling for the sale of bonds on November 10, 2003. The general obligation bond is being issued to £mance recent and upcoming infrastructure improvements including the following projects: Boston and Concord, 2003 Street Rehabilitation, 2002 Zane Street, and Cascade Industrial Park. The water revenue issue is to fund construction of well #8 as well as to refund the 1994D and 1993B water bonds. The refunding is being proposed to save on interest costs and to restructure the debt to better fit with the projected cash flow of the Water fund. More detail on both of these issues is included in the attached Pre-Sale Reports. Also attached is the levy schedule for the G.O. Improvement Bonds. A levy is required to pay for the 2003 Street Rehabilitation project share of the issue for taxes payable 2004 through 2006. The tax levy approved in September included $100,000 for this bond issue. Bond levies for this project total $239,156. Only the special assessment portion of the other projects is being financed; therefore, no levy is required for those projects. The Cascade Industrial Park improvements have been petitioned for by the developer and will be considered by the Council later in October. The developers have been made aware of the time line for financing and understand that the City is proceeding as requested. The Elk River Municipal Utilities Commission will be taking action on the 2003B Water Revenue Bond at its October 15 meeting. However, since Utility Commissions do not have authority to issue debt, the action taken by the ERMU is advisory only. The official action is taken by the City Council. Bryan Adams and Pat Hemza worked with Mark Ruff, Ehlers and Associates, to determine which water issues to refund and to develop the debt structure of the new financing and the refunding. Action Requested The Council is asked to approve the Resolution Providing for the Sale of $1,795,000 G.O. Improvement Bond Series 2003A and the Resolution Providing for the Sale of $2,020,000 G.O. Water Revenue and Refunding Bond Series 2003B. S:~Councii~Lori~2OO3~bondsales.doc RESOLUTION NO. A RESOLUTION FOR THE CITY OF ELK RIVER A RESOLUTION PROVIDING FOR THE SALE OF $1,79S,000 G.O. IMPROVEMENT BONDS SERIES 2003A WHEREAS, the City Council of the City of Elk River, Minnesota, has heretofore determined that it is necessary and expedient to issue the City's $1,795,000 General Obligation Improvement Bonds, Series 2003A (the "Bonds"), to finance public improvements in the City; and WHEREAS, the City has retained Ehlers & Associates, Inc., in Roseville, Minnesota ("Ehlers"), as its independent financial advisor for the Bonds and is therefore authorized to solicit proposals in accordance with Minnesota Statutes, Section 475.60, Subdivision 2(9); NOW THEREFORE, BE IT RESOLVED by the City Council of Elk River, Minnesota, as follows: I. Authorization; Findings-The City Council hereby authorizes Ehlers to solicit proposals for the sale of the Bonds. 2. Meeting; Proposal Opening-The City Council shall meet at 6:30 p.m. on November 10, 2003, for the purpose of considering sealed proposals for and awarding the sale of the Bonds. Official Statement.-In connection with said sale, the officers or employees of the City are hereby authorized to cooperate with Ehlers and participate in the preparation of an official statement for the Bonds and to execute and deliver it on behalf of the City upon its completion. The foregoing resolution was introduced by Councilmember and duly seconded by Councilmember . The following voted in favor of the Resolution: and the following voted against the resolution: Passed and adopted this day of 2003. ATTEST: Stephanie Klinzing, Mayor Joan Schmidt, City Clerk S: ~AD MIN \Resolutions \2003 Resolutions ~Unapproved\BondsGo.doc RESOLUTION NO. A RESOLUTION FOR THE CITY OF ELK RIVER A RESOLUTION PROVIDING FOR THE SALE OF $2,020,000 G.O. WATER REVENUE BONDS SERIES 2003B WHEREAS, WHEREAS, the City Council of the City of Elk River, Minnesota, has heretofore determined that it is necessary and expedient to issue the City's $2,020,000 General Obligation Water Revenue Bonds, Series 2003B (the "Bonds"), to finance public improvements in the City and refund the $475,000 of the water portion of the G.O. PIR Bonds, Series 1993B, and $510,000 of the G.O. Water Revenue Bonds, Series 1994D; and the City has retained Ehlers & Associates, Inc., in Roseville, Minnesota ("Ehlers"), as its independent financial advisor for the Bonds and is therefore authorized to solicit proposals in accordance with Minnesota Statutes, Section 475.60, Subdivision 2(9); NOW, THEREFORE, BE IT RESOLVED by the City Council of Elk River, Minnesota, as follows: I. Authorization; Findings-The City Council hereby authorizes Ehlers to solicit proposals for the sale of the Bonds. Meeting; Proposal Opening-The City Council shall meet at 6:30 p.m. on November I 0, 2003, for the purpose of considering sealed proposals for and awarding the sale of the Bonds. Official Statement-In connection with said sale, the officers or employees of the City are hereby authorized to cooperate with Ehlers and participate in the preparation of an official statement for the Bonds and to execute and deliver it on behalf of the City upon its completion. The foregoing resolution was introduced by Councilmember and duly seconded by Councilmember . The following voted in favor of the Resolution: and the following voted against the resolution: Passed and adopted this day of 2003 ATTEST: Stephanie Klinzing, Mayor Joan Schmidt, City Clerk S: ~ADMIN\Resolutions \ 2003 Resolutions \Unapproved\Bondswater.doc Proposed Issue: Purpose: Term: Call Feature: Rating: Funding Sources: Bauk Qualification: Discussion Issues: Schedule: City of Elk River, Minnesota Pre-Sale Report October 13, 2003 $1,795,000 General Obligation Improvement Bonds, Series 2003A To fund four infrastructure projects in the City including the Boston & Concord project, the 2003 Street Rehab project, the 2002 Zane Street Improvements, and Cascade Industrial Park. Attached is an exhibit which demonstrates the expected amount and term of the assessments associated with each project. The total term of the Bonds will be 10 years of payments with the first interest payment on August 1, 2004, and the final principal payment on February 1, 2014. The Bonds maturing in 2012 and later can be called on February 1,2011. The Bonds are expected to be rated by Moody's Investors Service at an "A2" level. Approximately $1,556,000 of the project costs financed by the bond issue is expected to be assessed to benefiting properties. The remaining amount of the Bonds will be paid with a tax levy beginning with taxes payable in 2004 of approximately $95,000. Additional levies of $72,000 per year in payable 2005 and 2006 will also be expected. Future reconstruction projects are expected to require debt levies for later years. The levy will be a debt levy outside of levy limits, under current law. The City does not expect to issue more than $10,000,000 in the calendar year 2003 and has not issued any conduit financing which would exceed the limit. Therefore the Bonds are expected to be bank qualified. The City expects to approve a resolution on November 10, 2003 to pre-pay two additional bond issues which have sufficient cash on hand to retire the debt. The issues are the G.O. Sewer Bonds, Series 1994B with an outstanding principal amount of $565,000 and the G.O. Tax Increment Bonds, Series 1994D, with an outstanding principal amount of $80,000. If prepayments of special assessments are received earlier than the call date, the City may need to levy additional funds to cover the differential between the assessments interest rate and the City's investment rate. Pre-Sale Review: Distribute Official Statement: Conference with Rating Agency: Bond Sale: Estimated Closing Date: October 13, 2003 Week of October 27, 2003 Week of November 3, 2003 November 10, 2003 Week of December 1, 2003 Attachmeuts: Sources and Uses of Funds Proposed Debt Service Schedule Resolution authorizing Ehlers to proceed with bond sale Proposed Issue: Purpose: Term: Call Feature: Rating: Funding Sources: Bank Qualification: Discussion Issues: Schedule: City of Elk River, Minnesota Pre-Sale Report October 13, 2003 $2,020,000 General Obligation Water Revenue and Refunding Bonds, Series 2003B To fund $975,000 in new project costs for various water main construction projects and to currently refund on February 1, 2004, $475,000 of the water portion of the G.O. PIR Bonds, Series 1993B, and $510,000 of the G.O. Water Revenue Bonds, Series 1994D. Attached is an exhibit which demonstrates the breakdown of the sources and uses of funds for the proceeds. The total term of the Bonds will be 10 years of payments with the first interest payment on August 1, 2004, and the final principal payment on February 1, 2014. The new money portion of the bond issue will not commence principal payments until February 1, 2010 to allow for adequate debt service coverage in the next few years. The Bonds maturing in 2012 and later can be called on February 1,2011. The Bonds are expected to be rated by Moody's Investors Service at an "A2" level. Water revenues are expected to cover 100% of the debt service. The City does not expect to issue more than $10,000,000 in the calendar year 2003 and has not issued any conduit financing which would exceed the limit. Therefore the Bonds are expected to be bank qualified. The current rates on the two issues being refunded are up to 5.2% in 2009 for the 1993B Bonds and 6.5% in 2010 for the 1994D Bonds. The new bonds are expected to have coupons in 2009 of 3.75% and 4.15% in 2010. The present value savings after all fees expected on the refundings is $35,000 to $40,000 plus the benefit of reducing the costs of issuance for the new money portion and reducing paying agent fees from three issues to one combined issue. Pre-Sale Review by City Council: Review by Elk River Municipal Utilities: Distribute Official Statement: Conference with Rating Agency: Bond Sale: Estimated Closing Date: October 13, 2003 October 15, 2003 Week of October 27, 2003 Week of November 3, 2003 November 10, 2003 Week of December 1, 2003 Attachments: Sources and Uses of Funds Proposed Debt Service Schedule Resolution authorizing Ehlers to proceed with bond sale Ehlers Contacts: Financial Advisor: Mark Ruff (651) 697-8505 Bond Analysts: Diana Lockard (651) 697-8534 Debbie Holmes (651) 697-8536 Bond Sale Coordinator: Connie Kuck (651) 697-8527 The Official Statement for this financing will be mailed to the Council Members at their home address for review prior to the sale date. City of Elk River, MN 2003 Projects Issue Summery Proposed G.O. Bonds, Series 2003 Par Amount of Bonds 1,795,000 City Contribution 487,391 Prepaid Spcl Assmt 184,000 ERMU Cash 285,220 TOTAL SOURCES 2,751,611 Total Underwdter's Discount (1.200%)21,540 Costs of Issuance 28,000 Deposit to Project Construction Fund Rounding Amount TOTAL USES Assessment Revenue Boston & Concord Assessment Amt 362,112 Rate 5.50% Start Year (Collection) 2004 Term 10 Calculation Method Equal Pdn Assessment Revenue Assessment Revenue 2003 Street Rehab 2002 Zaue Street Assessment Amt 441,300 Assessment Amt 227,736 Rate 5.50% Rate 5.50% Start Year (Collection) 2004 Start Year (Collection 2004 Term 10 Term 9 Calculation Method Equal Pdn Calculation Method Equal Pdn 2,699,698 Construction Fund Amt. 2,373 2,751,611 452,614 Construction Fund Amt. 1,475,886 Construction Fund Amt. Assessment Revenue Industrial Park Assessment Amt 525,000 Rate 6.00% Sta~ Year (Collection) 2004 Term 7 Calculation Method Equal Pdn 277,736 Construction Fund Amt.512,000 Principal CollectPayment Year Date 12./1/2003 2/1/2004 2004 2/1/2005 2005 2/1/2006 2006 2/1/2007 2007 2/1/2008 2008 2/1/2009 2009 2/1/2010 2010 2/1/2011 2011 2/1/2012 2012 2/1/2013 2013 2/1/2014 Net P & I Prtnclpal Rate Interest P & I +9.00% Total Total Total Total Principal Interest A~_~_ _~_-mt Principal Interest A_-_-'-_-_:mt Principal Interest A==cc=mt PN,~¢;~al Interest Total Revenue Levy 27510002.05% 711~ ~1~ 363,895 260,0002.50% 551705 3151705 331,490 255,0003.00% 49,205 304,205 319,415 185,0003.40% 41,555 226,555 237,883 185,0003.75% 35,265 220,265 231,278 175,0004.15% 28,328 203,328 213,494 175,0004.40% 21,065 196,065 205,868 105,0004.60% 13,365 118,365 124,283 105,0004.70% 8,535 113,535 119,212 75,000 4.80% 3,600 78,600 82,530 1,795,000 (36,211) (19,916) (56,127) (44,130) (24,272) (68,402) (25,304) (12,525) (37,829) (75,000) (31,500) (106,500) (36,211) (17,925) (54,136) (44,130) (21,844) (65,974) (25,304) (11,134) (36,438) (75,000) (27.000) (102,000) (36,211) (15,933) (52,144) (44,130) (19,417) (63,547) (25,304) (9,742) (35,046) (75,000) (22,500) (97,500) (36,211) (13,941) (50,153) (44,130) (16,990) (61,120) (25,304) (8,350) (33,654) (75,000) (18,000) (93,000) (36,211) (11,950) (48,161) (44,130) (14,563) (58,693) (25,304) (6,959) (32,263) (75,000) (13,500) (88,500) (36,211) (9,958) (46,169) (44,130) (12,136) (56126~) (25,304) (5,567) (30,871) (75,000) (9,000) (84,000) (36,211) (7,966) (44,178) (44,130) (9,709) (53,839) (25,304) (4,175) (29,479) (75,000) (4,500) (79,500) (36,211) (5,975) (42,186) (44,130) (7,281) (51,411) (25,304) (2,783) (28,087) (36,211) (3,983) (40,194) (44,130) (4,854) (48,984) (25,304) (1,392) (26,696) (36,211) (1,992) (38,203) (44,130) (2,427) (46,557) 328,189 2,123,189 21229,348 (362,112) (109,539) (471,651) (441,300) (133,493) (574,793) (227,736) (62,627) (290,363) (525,000) (126,000) (651,000) (268,858) 95,036 (258,548) 72,942 (248,237) 71,178 (237,927) (44) (227,616) 3,662 517,306) (3,812) (206,995) (1,127) (121,685) 2,598 (115,874) 3,337 (84,760) (2,230) (1,987,808)241,54I Prepared by Ehlers & Associates, Inc. 10/7/2003