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8. ICESR 11-14-2012 FINANCIALS Elk River Ice Arena Revenue and Expenditure Summary For the Period Ending October 30,2012 10130 2013 2012 2012 2011 2010 Requested Budget YTD Actual Actual REVENUES Ice Rental 493,000 488,000 305,100 493,698 478393 Recreation Programs** 100,500 95,800 71,317 89,346 94,688 Admissions 25,500 22,900 14,639 25,630 22,573 Sign Rental 18,000 17,500 2,210 18,086 18,002 Dry Floor Events 19,500 17,400 17,468 19,518 17,442 Vending 11,800 14,000 10,458 11,796 13,012 Skate Sharpening 4,300 4,300 2,802 4,223 4,372 Building Rent 2,600 2,600 - 2,600 2,600 Other Mdse Sales/Misc. 3,050 2,900 2,047 2,849 2,027 TOTAL 678,250 665,400 426,041 667,746 653,109 EXPENDITURES Personal Service 287,500 294,450 231,665 265,932 266,627 Other Operating Expenditures 235,450 220,000 154,805 232,895 235,281 Vending Mdse for Resale 7,000 8,000 4,525 6,098 6,958 Other Mdse for Resale 900 600 - 840 237 Recreation Programs 51,850 53,750 28,340 34,121 40,037 TOTAL 582,700 576,800 419,335 539,886 549,140 CONCESSIONS Sales 78,000 69,000 46,639 77,768 69,132 Less: Product&Supplies 26,900 24,450 10,514 32,990 31,988 Salaries 23,100 22,700 20,568 20,084 17,655 Net Profit 28,000 21,850 15,557 24,694 19,489 OPERATING INCOME(LOSS) 123,550 110,450 22,263 152,554 123,458 Capital Outlay 357,300 20,500 17,786 42,143 - Building Debt* - - - 200,780 199,900 NET INCOME(LOSS) (233,750) 89,950 4,477 (90,369) (76,442) Other Income Contributions/Rebates 7,300 - 3,997 7,012 6,743 Grant Contribution - - - - (39,417) Transfers In Capital Outlay-Liquor Fund 137,500 - - - - General Fund - - - 90,369 76,442 Beginning Fund Balance 88,950 Change/Ending in Fund Balance - 89,950 8,474 7,012 (32,674) `=building debt paid on 12/01/2011 `=Recreation program revenues includes Hockey and Skating programs 11/07/2012 . Orion i Ice Anne Financial Forecast 2011 Budget Bodged Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecmd Forecast Actual 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 REVENUES Ice Rental 493808 405.000 493,000 405,000 510250 510250 522.125 522,125 537.375 537.375 549,250 549250 504,500) Ogler revenues -Hockey Programs 35,445 30000 36,060 36.720 37,454 38.203 38,967 39.746 40,541 41,352 42,179 43.023 43,803 560079 Programs 53,901 55.600 64.500 05.790 87,105 68,448 80,817 71.213 72.637 74,000 75,572 77,083 78,625 Admissions 25.630 22.900 26.500 28.000 26,530 27,061 27,602 211.154 28.717 29,291 29.077 30,475 31,085 Admissions surchage 7,012 7.300 Sign Rental 18,066 17,500 18,000 18.000 10.0000 20000 20.000 20,000 20,000 20.000 20.000 20.000 20.000 Dry Floor Events 19,518 17,400 19,500 19,890 20.288 20,694 21.109 21,530 21.061 22,400 22.848 23.305 23,771 Other Cry Floor Nand Vending 11.766 14,000 11.800 12.036 12,277 12,523 12.773 13.028 13.280 13,555 13,826 14103 14.385 Skate Sharpening 4,223 4,300 4,300 4,386 4,474 4,563 4,654 4.747 4.842 4,939 5.038 5,139 5.242 Building Rent 2500 2.600 2.609 2,700 2,700 2.700 2.700 2.700 2.000 2,000 2,800 2,000 2.800 OM..Building Rent OtherMdseSales/Mlu. 2,049 X900 3,050 3.142 3.236 3,333 3,433 3.536 3.812 3,751 3,054 3000 4.099 TOTAL 674.758 665,400 605,550 683.874 702,315 707,775 723170 728,779 745,804 749.553 785,254 760,150 705,390 EXPENDITURES Personal Service 265.932 204,450 267,500 293.250 299,055 305097 311.199 317.423 323.771 330.248 336,851 343.588 350.480 Recreatlon Programs 34.121 53.750 51950 53,406 55.006 56.56 58.358 60.100 81,212 83,789 85,882 87,552 68.682 Supplies 47.209 44.200 40,950 50.419 51.932 53.490 55,095 55.740 58.450 60,254 62,010 63.870 65.786 -MAl8es 145.624 142,450 148.050 058,603 164328 172.544 181,171 10,230 199,74 209,729 220,205 231.226 242,767 Other Services&Chergee 46.800 41.950 45,350 48,711 46.112 49,555 51.042 52.573 54.150 55.775 57.440 59.171 60,046 TOTAL 539.806 576,800 502,700 600.289 618.455 637,344 6556865 677.083 608.025 710,723 742.206 765.507 780,661 CONCESSIONS Sales 77,768 69190 78.000 80.140 83.750 85,233 87.790 00.424 03.137 96031 98,809 101.773 104,026 Less Preduci&Supplies 32,990 24,450 26,800 27.707 28,538 29.304 30,276 31.184 32,120 33,084 34,077 35.099 36,152 Salaries 20,084 22.700 23,100 23,793 24,507 25,242 25,099 26,779 27,582 26.409 20,261 30.139 31,043 Net Profit 24.854 21.850 25000 28840 29705 30,587 31.515 32.461 33.435 34,436 35,471 36.535 37631 OPERATING INCOME(LOSS) 169.686 110,450 130.050 112,226 113,526 101,028 97,829 82.157 01,214 64,286 56,619 40,186 36,360 bond Pruc,,lv In001crd Dollars(3%-2012 poor) 357,300 237,028 225,034 510,985 33,851 01,942 1,193470 11021 29917 Capital Outlay 42.143 20.600 357.300 223,422 2,062.768 462,000 26,200 77.000 970,406 0,700 22,829 - - Barn condenser 35.453 Ice edger 6.600 Baru roof membrane Bern dehumidifier 1611043 Desiccant wheel on Olympc dryer —,.... zamseni battery 11.000 Floor scrubber 9,511 Barn dehumidifier From enhance doors 12 00c Bern locker ooms heating system 45 005 Electronic air monitor i 4 500 Repel,Martinet Cracks to Oly Precast 0 500 Freon Detector for Bam's ice Plant 25 053 Replace tubber matting 2000 2000 2100 2040 :COI: 2000 2000 2700 Barn 550,50,.rewhe 50 000 Replace co-my vac heating/Barn 20 000 Maintenance/dotage area Expend locker room 45 8 507 Membrane Oly Locker Room Roof 3 040 Olympic toot repair 27 26 Exhaust System for rneksup air 30700 Dasher Beards 140008 Door Replacement 00000 Tdlel Room Repairs 6 Upgrades en n06 Replace HVAC in lobby I0 020 Replace water heaters 7 236 Paid telling of barn _'i 000 Replace co-ray vac kreasog101y _20 OCO Ventilation unit for lockers 5.0 0100 Repair Vertical Cracks to Oly Precast 6 700 Replacement of Retgerason System 1 111 Ion 2.,,020 Owner Casts Ica Resodncer Replacement 127 000 125 600 Replace Scoreboards 10520 Miscellaneous(audio) 25 000 ArcOi£ngineenng Fees 40 427 160 402 40000 5 046 527 000 62 LOO 1 424 TRANSFERS IN(OUT) Capital Outlay-U0uor Fund 137.500 General Fund 90360 - - - -Building Debt (200,700) _ _ _ _Grant Contribution NET INCOME110631 6 7,012 1 88,950 S(88950) 1 124,003) 6 (2,140509) S(418957) 6 63,578 s (9,785)3(1112X58) 3 53.247 $ 28,802 $ 40,188 $ 38,360 Cumulative Excess(deficiency) 13,755 103,705 14,755 (110,040) (2.250557) (2,869,514) (2.605.536) (2,915.321) (3,727,576) (3874.329) (3,845,727) (3.605,541) (3,589,181) 11/05,2012 0P4-,)-,-, a. • Ice Arena Financial Forecast 2011 Budget Budget Forecast Forecast Foment Forecast Femsaet Foment Forecast Forecast Forecast Forecast Actual 2012 2113 1014 2015 2016 2017 2018 2019 2023 2021 2022 2023 REVENUES Ice Rental 493,698 488,000 493000 495,000 510,250 510250 522.125 522,125 537775 537725 549,260 540,250 564.500 Other evenues - - - Hockey Programs 35,445 30.000 36,000 36.720 37.454 36.203 38,967 39.746 40,541 41.352 42,015 43.023 43,863 Skating Programs 53.901 85,800 64,500 65.790 61108 88.448 69617 71.213 72,637 74,090 75,572 77.083 78,625 Admissions 25.630 22900 25,500 26.010 26.530 27.061 27.602 26154 28,717 28,291 28,877 30.475 31,085 Admissions Sorchogs 7.012 7,300 SI9n Rental 10.086 17.500 16.000 18000 18,000 20.000 20,000 20,000 20,000 20.000 23,000 20000 20.000 Dry Fleet Events 19.518 17,400 19.500 19.890 20,280 20,694 21.108 21.530 21.951 22.400 22.848 23,305 23.771 Cabo Dry FIn 66950! Verging 11706 14000 11,800 12030 12.277 12.523 12.173 13,028 13 2BR 13.555 13.026 14.103 14,385 Skate Sharpening 4.223 4.300 4,300 0NS 4,474 4.563 1554 4.747 4.542 4,939 5,038 5.138 5,242 Budding Rent 2.600 2.600 2.810 2.700 2,200 2.700 2,700 2,700 2.800 2.000 2,800 2.800 2.000 Other Building Rent Other Mdse Sales/Misc. 2.849 2,000 3.0550 3.142 3,236 3.333 3.433 3.536 3.642 3,751 3.684 3,880 4,099 TOTAL 874.758 665.400 585.550.. 8e5e74 702315 707.775 723.129 726,779 745,894 749.553 765.254 769.150 700.300 EXPENDITURES Personal Senn 265.932 294.450 287.500 293.250 299.115 305097 311 199 317.423 323.771 330.240 336.951 343.680 350.460 Recreation Pmorams 34.121 53.750 51.850 53.406 55,008 56,658 59,358 60.109 61,912 83.769 65,682 87.652 69.682 Supplies 47,209 44.200 48,950 50.419 51,932 53,400 55,095 56,748 55,450 60.204 62.310 63,870 65.786 -000065 145,824 142.450 149.050 156503 164.328 172,544 181.171 100.330 100,742 208.729 220,215 231.228 242.757 Oiler Services 8 Charges 46,500 41.850 45,350 46.711 48.112 49,555 51,042 52,573 54,150 55,775 57,448 59171 60,546 TOTAL 539,386 578,800 582,700 600288 510495 637.344 6 56.865 677.083 690.025 719.723 742,206 765.507 759,661 CONCESSIONS Sales 77.768 69000 70.000 80340 82.750 85.233 67.790 90.424 03,137 95.931 08608 101.773 104.826 Less Product s Supplies 32.990 24,450 20.900 27.707 29.138 20,394 30,276 31.184 32120 33,054 34,077 35.099 30]52 Salaries 20.004 22,700 23,100 23.707 24.507 25.242 25.999 26776 27,502 28,409 29,281 30,139 31,043 Net Profit 24,694 21.850 25,000 28,040 29.705 30,597 31.515 32,461 33,435 34.438 35,471 36,535 37 831 OPERATING INCOME(LOSS) 169.588 110,450 130.890 112,225 113,528 101028 97,905 82,157 81,214 54,195 66,519 40,188 36,300 Berg Proceed, Inflated Hollers(3%-2012 year) - 1.509523 2,072,122 436,673 10,665 41.340 1,162,108 11.021 28.053 Capital Outlay 42,145 20,800 • 1,495450 1,895,205 357,978 9,200 34,822 945,485 8.709 21.600 - - Barn condenser 35.463 Ice edger 6,690 Zam5ru battery 11,000 Floor scrubber 8,500 Barn dehsmgiter . Repay Veracel Or rke In Ory Precast 9 500 Replace rubber Baling 2000 2000 2000 2000 2000 2000 2000 2000 , Membrane ON Locker Room Roof 3 040 Roof repelrs-Olymgc 22•20 Deahensoems rm 600 Door Replacement 25nao Toilet Room Repairs 6 Upgtedee 60 700 Replace 001er heaters 7 200 Replace coney vac healing/01y 30 000 Venflation'nil for lockers 50 9 500 Repair Vemgl Cracks to Ory Precast 6 700 Replacement of ReN9erahon System 1 cc,103 758 900 Construction EapendlUres Construction 0 372.414 Owner Costs Ice Resudacer Replacement 120 000 120 000 scoreboards 19 560 • Miscellaneous(0u410) 75000 Arch/Engineering Fees 86 536 97 025 20676 2 622 55 065 TRANSFERS IN(OUT) Capital(Whey•Liquor Fund - - General Fond 90,369 - - •� Building Debt (200.780/ - - - - - - - - GranlConNbubon NET INCOME(LOSS) 1 7.012 5 99,050 5130,550 5(1,474.205) 50.056.597) $J335.645) $ 67,164 5 40,617 5(1261504) $ 63247 $ 00.466 1 40.186 5 36.360 Cumulative Excess(dormancy) 13.755 103,705 234,555 (12367431 (3.118.340) (3533084) (3268921) (3406,904) (4,4117,505) (4.434,351) (4403,884) (4,363,698) (4,327,338) 11706(2012 cf11)12, 3 Ice Arena Financial Forecast 2011 Budget Budget Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Actual 2912 2015 2014 2015 2016 2017 2010 2019 2020 2021 2022 2023 REVENUES Ice Rental 493,998 480,000 403,900 405.000 510,250 510,250 522.125 522,125 537,375 537,375 549,250 549,250 584,5001 Other revenues Hockey Programs 35,445 30,000 36.0.V 36,720 37.454 38203 38.587 39.748 40.541 41,352 42.179 43.023 43.883 Skating Programs 53.901 65.800 64,500 65.790 67.106 58,440 69,817 71,213 72637 74.090 75.572 77,083 75.625 Admissions 25,630 22,000 25,500 20,010 26,530 27,061 27,602 28.154 28717 25.291 29,877 30,475 31,095 Admissions Smchaoa 7,012 7,300 Sign Rental 18086 17.500 16.000 18,090 18,000 20,000 20.000 20,000 23.000 20.000 20.000 20,000 20,000 Dry Floor Events 113518 17.400 19,500 19.890 20,288 20.804 21,100 21,530 21.91 22,400 22,848 23.305 23171 Omer Eby Flom EoMb Vending 11.798 14,000 11.800 12036 12.277 12523 12,773 13.025 13289 13.555 13.828 14.103 14.365 Skate Sharpening 4,223 4.300 4.300 4.366 4.474 4.563 4854 4.747 4.042 4,939 5.030 5139 5,242 Building Rent 2600 2,600 2.000 2,700 2200 2,700 2,700 2700 2.800 2.800 2.800 2,000 2,000 Other 6306800 Rent Other Mdse Safes,Aiec. 2,649 2,000 3,050 3,142 3.236 3,333 3.433 3.536 3,642 3,751 3,664 3.080 4,009 TOTAL 674758 665,400 605550 683874 702.315 707.775 723,179 725,779 745,804 740.553 785,254 769,156 780.390 EXPENDITURES Personal Service 205,932 204.450 287.500 203,260 299,115 305007 311.191 317.423 323,771 330,246 336,851 343,508 350.460 Recreation Programs 34,121 53.750 51550 53.406 55,008 56,658 58.359 60,009 61812 63,759 65682 87,852 69,682 3911011 s 47,209 44,200 48.950 50.419 51,932 53.490 95,095 58740 55.450 60.204 62,010 63.870 65706 -17691 es 145,024 142,450 146,050 158.503 184.329 172,544 101171 190,230 199,742 209.729 220.215 231.220 242.70 Other Services 5 Charges 48.900 41,950 45,550 46,711 48.112 40,555 51,042 52,573 54.150 55,775 57.448 59,171 60.946 TOTAL 539.900 576,800 562.700 808289 018.495 637,344 650.085 877.003 999.025 719.723 742,206 765.507 789.561 CONCESSIONS Sales 77280 69000 78,000 80,340 62,750 05.233 87,790 90.424 93.137 95.931 98.809 101.773 104.820 Less: Product 8 Supplies 32,090 24.450 28,000 22707 25.535 20.394 30276 31.184 32,120 33.084 34,077 35.099 36.152 Salaries 20,084 22,700 23.100 23,793 24,507 25,242 25.999 29.779 27.502 25.408 29.261 30,139 31,043 Nel Profit 24604 21,850 28.000 28.040 20,705 30.567 31505 32.461 33,435 14,436 35.471 36,535 37531 OPERATING INCOME(LOSS) 159.566 110,450 130,550 112,225 113,526 101,029 97,029 02,157 91,214 04,206 55.519 40,196 36,760 Rind Pm cross 7.673.633 inflated Dollars(3%-2012 year) - 8.177555 151.944 - 147595 1,060919 25.443 Oapltal Outlay 42,143 20,590 7,700,139 136,300 - 129.000 932495 19,500 Barn condenmr 35.463 Ice edger 8,680 Zembom battery 11.000 Floor scrubber 9,500 Barn dehumidifier Repair Vertical Cracks to 017 Precast 9 560 Door Replacement 15 000 Repair Vernal Cracks to 017 Precast 0 700 Replacement of Refrigeration System 750 000 Construction Expenditures Canstnclon 7 623 639 Owner Costs ice Resudear Replacement 120 000 120 000 Scoreboards 19 550 Miscellaneous(audio) 25 707 ArchiEngineenng Fees - 71899 TRANSFERS IN(OUT) Capital Outlay-Liquor Fund • General Fund 90.369 (Sutlrq Debt(21)0 267%TIC) (200.7801 - • - (100473) (440210) (536,765) (532544) 7532,8301 (5322330 (535,929) (533764 Grant Contsbueon 1 (531,306) • NET INCOME(LOSS) 1 7,012 S 89.950 59069 3 (391.701) 5 (757945) 5(491126) 5(438.936) 5(450.387) 5 (599.201) 6(1,528,684) 5(502853) 3(400.5760 5(694,9 Cumulative 000e00(deficiency) 13755 103.705 234555 (157146) (233001) (724216) (1160152) (1613.559) (2,212.740) (3.741.624) (4,244,477) (4.738.055) (5233,001) • I1(0812012 o104'i3n y Ice Arena Financial Forecast 2011 Budget Budget Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Forecast Actual 2012 2013 2014 2015 2016 2017 2010 2019 2020 2021 2022 2023 REVENUES Ice Rental 493,698 488000 493.000 495,000 510,250 510,250 522.125 522,125 537.375 537,375 548,250 540.250 564,500 Other revenue Hockey Programs 35,445 30.000 36.000 36,720 37,454 38.203 38,967 39.746 40.541 41.352 42,179 43.023 43.883 Skating Programs 53,901 65.800 64.500 85,700 67106 66,448 69,817 71,213 72,637 74,090 75,572 77,083 78.625 Admissions 25.630 22.000 25,500 26,010 26,530 27,061 27,802 20,154 28717 29.201 20,877 30,475 31,085 Admissions 6urchege 7,012 7,300 Sign Rental 18.080 17.500 16.000 18.000 18,000 20.000 20.030 20,000 20.000 20,000 20.000 20.000 20,000 Dry Floor Events 19.518 17.400 19,500 10,890 20,280 20,694 21,108 21.530 21,961 22,400 22.848 23,305 23,771 Other 017 Fbor Events - - Vending 11,796 14,000 11,800 12,036 12277 12523 12.773 13.028 13,289 13.555 13.626 14,103 14,385 Skate sharpening 4,223 4,300 4.300 4.386 4,474 4.563 4,654 4747 4.842 4.839 5,038 5,130 5,242 Building Rent 2,600 2,600 2,800 2,700 2,700 2,700 2,700 2.700 2,809 2,800 2,800 2,800 2.000 Olher Building Rent Other Move Sales/Misc. 2,840 2,900 3.050 3,142 3.238 3.333 3.433 3.538 3.642 3,751 3,884 3.900 4,099 TOTAL 674,758 035,400 865,550 663,674 702,315 707,775 723,170 726,779 745,804 749.553 765,254 769,158 760,380 EXPENDITURES Personal Service 265.032 294,450 207,500 293.250 299.115 305,097 311.199 317,423 323,771 330.246 336,851 343,588 350,460 Recre040n Programs 34,121 53,750 51.050 03.408 56.008 56,858 58.250 60.100 61,812 83,768 85,682 87.852 69882 Supplies 47,209 44,200 48,650 50,419 51.932 53.490 55.003 558,748 58.450 80204 62.010 63.970 65,788 Mtlities 145.824 142.450 140050 158,503 164,328 172,544 181.171 100,230 199,742 209.729 220,215 231.226 242.787 Other Services 6 Charges 46,800 41.950 45,350 46,711 48.112 46.555 51,042 52,573 54,150 55.775 57,440 59.171 60.946 • TOTAL 536.806 578800 662,700 000209 610.495 837.344 856.885 677,003 696.025 119723 742,205 765.507 750,61 CONCESSIONS Sales 77,76 80,000 76,003 00,340 82.750 85.233 07,790 90.414 93.137 95.931 90.809 101.773 104.825 Less. Proonc1 I,S0041e1 32,090 24.450 26.900 27,707 28538 29.304 30278 31,184 32,120 3,084 34.077 35.090 36.152 Salaries 20.084 22,700 23.100 23,763 24,507 25,242 25,999 26,779 27.582 28.409 29261 30,139 31,043 Net Profit 24,604 21.850 28.006 26,340 20.705 30,597 31.515 32,461 33.435 34,438 35,471 36.535 37,631 OPERATING INCOME(L058) 150.566 110.450 138,860 112,226 113,825 101.028 97,620 82.157 91,214 04,266 6,510 49,106 38,160 Donn P,oceeala 10100.846 Inflated Dollars(3%-2012 Year) - 1115,139 135,61 - - 147385 - 25.443 - Capital Outlay 42,143 30.60 - 10,513346 - 720,000 - 120,000 - 19,500 Barn condenser 35.483 Ice edger 8,880 2amboni battery 11.000 Floor scrubber 9,500 • Barn dehummiper • Construction Expenditure Cuvsrroctlan 71 ten 0410 • Owner Costs Ice Resurface!Replacement 12000) 120 000 Scoreboards 19 500 Miscellaneous(90010) 25 000 Arch 9Erglneedn9 Fees TRANSFERS IN(OUT) Capital Outlay-Liquor Fund General Fund 90.369 - - BUNngDaMQ0yr3fl%110) (200.780) - • - (320.072) (512,308) (770,097) (7666,454) (77067) (788,750) 060859) (785,269) (787.839) Grant CnMN+ution NET INCOME(LOSS) 5 7.012 5 89,950 6130,850 5 (553,68) 672(47547) 5(048,341) 5(672068} $(66,297) 3 (837,258) 5 (702.482) 9(733,6431 5(725.083) 5 (731.479) Cumulative Excess(deficiency) 13.755 133,705 234,555 (318513) (525,060) (1173101) (1,843.69) (7.529,966) (33672241 (6069,708) 04.003,2491 (5528,332) (8,250,011) • 11/08/2012 Memo To: Tim Simon, City of Elk River From: Mark Ruff, Ehlers • Date: August 16, 2012 Subject: Financing Options for Proposed Ice Arena General Legal Authority; Financing Options The ability to undertake projects, issue bonds and levy taxes is governed by state law. Recreational facilities have more limited options than City infrastructure projects. Generally, cities have funded recreation facilities either through a general obligation (G.O.) bond pursuant to a referendum, through an annual appropriation lease revenue bond, or through a G.O. tax abatement bond. These three options are outlined in more detail below. A portion of the costs of the ice arena may be eligible for funding through G.O. Equipment Certificates (must be repaid within 10 years). We can pursue these options further if you have detail on the type and amount of costs associated with the project. General Legal Authority; Financing All Municipal Projects 1. Issuance of General Obligation Bonds pursuant to an Election as Outlined in Minnesota Statutes, Chapter 475. If the City determines to proceed generally under Chapter 475, an election is required to be held on the issuance of bonds. • The longest part of the election process is the allowance of a forty-nine-day notification to the County Auditor. • The required ballot language assumes that the entire debt service is paid from ad valorem taxes on all taxable property within the City. • If the City chooses, a portion of the bonds could be paid from other sources and the City-wide ad valorem tax levy could be reduced on an annual basis. • Property taxes are levied on the basis of tax capacity. Previously, property taxes were levied on the basis of market value. VWWA,Ohlors-Irl::, (orTi 1) EHLERS Minnesota phone 651-607-8500 3060 Centre%into Drive LEADERS IN PUBLIC FINANCE Offices also in Wisconsin and Illinois fax 651-697-8555 Roseville, MN 55113 1122 toll free 800-552-1171 • The bonds are subject to net debt, with few exceptions. Below is a calculation of the City's current Net Debt Limit based upon pay 2012 values and debt. Net Debt Limit Assessor's Taxable Market Value 1.792,595,800 Multiply by 3% 0.03 Statutory Debt Limit 53,777,874 Less: Debt Paid Solely from Taxes 23,615,000 Unused Debt Limit 30,162,874 2. EDA lease arrangement under Minnesota Statutes, Section 465.71. If the City determines to proceed under Section 465.71, an election is not required. The City's Economic Development Authority could provide financing through a direct lease arrangement and could issue lease-revenue bonds to the competitive market. In any event, the lease is not a general obligation or indebtedness of the City but a special obligation payable solely from lease payments annually appropriated by the City. This means that the City has the ability to annually levy for lease payments while reserving the right to annually terminate the lease, without penalty. We have discussed this option for the City for the public works facility. Interest rates for an ice arena are expected to be much higher than a public works facility because recreational facilities are not considered to be "essential"by bond buyers. Because of this provision allowing the City to terminate and the lack of essentiality, the City could see interest rates at least 1.00% to 1.50% above a general obligation bond rate. If the City determines to proceed under the lease revenue method, the following points should be noted: • Leases less than $1,000,000 are not subject to net debt limit. • A public hearing may be required for approval. • A debt service reserve and a trustee may be required for the financing, depending upon market conditions. • While the City could legally walk away from a lease, the City's bond rating would decrease significantly in the event of a non-appropriation. 3. G.O. Tax Abatement under Minnesota Statutes Chapter 469 What is Tax Abatement? Tax abatement is the ability for an individual taxing entity to capture and use all or a portion of the local property tax revenues within a defined geographic area to assist with a public improvement or a new development or retain a business. Property owners do not need to give permission to abate taxes nor does it change the amount of taxes to be collected. It allows each major taxing jurisdiction to choose to contribute its share of the taxes and limit abatement in any manner it determines appropriate. In practice, it is a rebate rather than an exemption from paying taxes. It is governed by Minnesota Statutes 469.1812-469.1815. Tax abatement can be used to finance pubic infrastructure like the recreational facilities, regardless if the benefited development or infrastructure is on or adjacent to the parcel for which the tax is being abated. However, it is often confusing to taxpayers when tax abatement is utilized because the tool leaves the impression that certain parcels will pay more taxes than others. In reality, the taxpayer in an abatement area pays taxes on the abated property in the same manner it would if the taxes were not being abated. The city has flexibility in how it chooses to abate/redirect the taxes and can abate/redirect a specific percent or the taxes or dollar amount, which may include taxes from new development or existing taxes. If more than one taxing entity participates in the abatement, the length of the abatement is not required to be the same for each entity. There are no qualified cost requirements for tax abatement. What is the process for establishing tax abatement? After identifying the details of the abatement, including the amount, term and the parcels for abatement, a public hearing with at least a 10 day published notice must be held by each entity granting the abatement. The entity granting the abatement is then required to adopt a resolution approving the abatement. The adopting resolution must include the following: (I) Term of the abatement; (2) Statement of public benefit expected to result from the abatement; (3) Required findings; and (4)Schedule of repayment of deferred taxes (if applicable). This process must be completed by each entity granting the abatement. What findings must the approving entity make prior to approving tax abatement? The entity granting the abatement must make a finding that the abatement benefits to the political subdivision at least equal the costs of the proposed agreement, and that the abatement is in the public interest for at least one of the following reasons: • Increase or preserve tax base • Provide employment opportunities • Provide or help acquire or construct public facilities • Redevelop or renew blighted areas • Provide access to services for residents • Provide public infrastructure • Phase in a property tax increase, in specific circumstances • Stabilize the tax base What is the term of abatement? If all three taxing entities (city, county and school district)participate in tax abatement the maximum term is 15 years. However, if only one or two of the entities participate, the term is a maximum of 20 years. The term of the abatement must be included in the adopting resolution. If the resolution is silent to the term, the maximum term is 8 years. What is the maximum amount that can be abated? In any one year, the TOTAL amount a political subdivision may abate may not exceed the greater of 10 percent of the entity's net tax capacity or $200,000. In addition, taxes on a parcel may not be abated while the parcel is located in a tax increment district, The City's net tax capacity is approximately $21.592 million, so its maximum total abatement capacity is $2,159,000. Tax abatement bonds do not count against the City's debt limit. How do abatements affect tax levies? Abatements are special tax levies. The amount of the abatement must be added to the total levy for the current year. The abatement amount must be included in the proposed levy for Truth in Taxation as well as the certified levy. Who has used tax abatement bonds for recreation purposes? Issuer Name I' , IssueName. (: Amount 1 Purpose Buffalo I City ofd MN Taxable Temporary General Obligation Tax Abatement Bonds, 3,000,000.00,Golf course Series 2004D Maplewood I City ofd MN General Obligation Tax Abatement Bonds,Series 2004C 5,025,000 00 Park and public improvements Tracy I City of MN Temporary General Obligation Tax Abatement Bonds, 1,195,000 00 Swimming pool Series 2005A Chisago City I City of I MN General Obligation Tax Abatement Bonds,Series 2008B 1,550,000.00 Land acquisition for parks Cloquet I City of I MN General Obligation Tax Abatement Bonds,Series 2009A 1 500,000 00 Swimming pool St.Cloud I City of I MN Taxable GO Tax Abatement Bonds,Series 2010R 22,3 15 000 00'Civic Center Duluth I City of I MN General Obligation Fax Abatement Bonds,Series 2012A 7,055,000.00 Spirit Mount recreation area It is our understanding that the City of Savage and City of Woodbury are contemplating tax abatement for recreation facilities. Bank Qualification Small issuers, in this context defined as an issuer of less than $10,000,000 of debt per calendar year, enjoy slightly lower interest rates by making the bonds "bank qualified" or BQ. BQ bonds in today's market trade about .15%to .25%lower than non-BQ bonds. The IRS does allow a component unit of a local government to benefit from BQ status. Therefore, if the EDA issued $9,000,000 in bonds for a project and the City issued $20,000,000 in bonds in the calendar year, the FDA's debt could still be BQ. However, the EDA's debt does count against the City's BQ limit. Therefore, if the EDA issued $9,000,000 in debt, all of its debt could be BQ. However, if the City issued $8,000,000 in debt in the same calendar year, the City would not have any of its debt BQ because the EDA's debt would also count against the City's debt. If a community is working on a joint project, it is sometimes possible to share BQ status among two different cities or a city and a county. BQ status is a slight benefit to a project, but a .15% interest rate shift can occur through market forces in less than a week. Therefore, we recommend to communities that they borrow when they need funds rather than trying to "play"the market. Please contact us with further questions or comments.