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03-078 RESEXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF ELK RIVER, MINNESOTA Pursuant to due call and notice thereof, a regular or special meeting of the City Council of the City of Elk River, Minnesota, was duly called and held at the Elk River City Hall on November 10, 2003, beginning at approximately 7:07 o'clock P.M., C.T., for the purpose in part of considering the sale of the City's General Obligation Water Revenue Bonds, Series 2003B. The following members of the Council were present: Stephanie Klinzing, John Dietz, Louise Kuester, Paul Motin and Dan Tveite; and the following were absent: none. During said meeting Deitz introduced the following Resolution in writing and moved its adoption: RESOLUTION NO. 03-78 RESOLUTION AWARDING THE SALE OF THE CITY'S GENERAL OBLIGATION WATER REVENUE BONDS, SERIES 2003B AND PROVIDING FOR THEIR ISSUANCE WHEREAS, the Council believes it to be in the City's best interest to consider a refunding of (1) the City's General Obligation Permanent Improvement Revolving Fund Bonds, Series 1993B, dated October 1, 1993, which included a portion of the bonds of said issue designated as the "Series 1993B Water Revenue Bonds" (said portion being hereinafter referred to as the "1993 Bonds") issued in the original principal amount of $1,125,000, and (2) the City's General Obligation Water Revenue Bonds, Series 1994D, dated December 1, 1994 (the "1994 Bonds"), issued in the original principal amount of $1,010,000, and the 1993 Bonds and the 1994 Bonds are sometimes collectively referred to herein as the "Prior Bonds"; and WHEREAS, the outstanding Prior Bonds which mature after February 1, 2004, being in the aggregate principal amount of $985,000, are subject to prepayment on said date at the option of the City at the redemption price of par plus accrued interest; and WHEREAS, the above-described refunding of the callable Prior Bonds is consistent with covenants made with the holders thereof and is necessary and desirable for and will result in the reduction of debt service cost to the City; and WHEREAS, the improvements (the "Improvements") to the City's municipal water system and utility consisting of certain watermain improvements and a new well (#8) have been 1580841vl or will be duly ordered by the City and have been constructed by the City or will be constructed under contracts which the City has or will let therefor, all pursuant to and in accordance with the applicable provisions of Minnesota Statutes, Section 444.075, the total costs thereof being estimated as follows: Project Costs Allowance for Discount Costs of Issuance Rounding $975,000 12,060 13,754 4,186 $1,005,000 WHEREAS, it is necessary and expedient to the sound financial management of the affairs of the City that the City issue $1,005,000 of its bonds (the "Nonrefunding Bonds") pursuant to Minnesota Statutes, Chapter 475 and Section 444.075, to provide financing for the Improvements; and WHEREAS, it is necessary and expedient to issue the City's General Obligation Water Revenue Bonds, Series 2003B (the "Bonds"), to provide moneys (together with other funds available for such purpose) for a current refunding of the callable Prior Bonds (which Prior Bonds to be refunded are referred to herein as the "Refunded Bonds") and to finance the Improvements, respectively: NOW, THEREFORE, BE IT RESOLVED by the City Council (the "Council") of the City of Elk River, Minnesota (the "City"), as follows: 1. Acceptance of Offer. (a) The offer of Robert W. Baird & Company, Inc., Milwaukee, Wisconsin (the "Purchaser"), to purchase the City's General Obligation Water Revenue Bonds, Series 2003B (the "Bonds", or individually a "Bond"), at the rates of interest and upon the other terms set forth in this Resolution, and to pay therefor the sum of $1,983,897.00 plus interest accrued to settlement, is hereby accepted. (b) Book Entry_ Only System. The Depository Trust Company, in New York, New York, pursuant to a certain Blanket Issuer Letter of Representations to be executed by the City and accepted by said Trust Company (as the same may be supplemented or superseded, and including all provisions thereof and rules, procedures or practices referenced therein, the "Letter of Representations"), or any of its successors to its functions hereunder (the "Depository"), will act as securities depository for the Bonds, and to this end: (i) The Bonds shall be initially issued and, so long as they remain in book entry form only (the "Book Entry Only Period"), shall at all times be in the form of a separate single fully registered Bond for each maturity of the Bonds; and authorized denominations for each maturity of Bonds shall be deemed to be limited during the Book Entry Only Period to the outstanding principal amount of 1580841vl 2 that maturity. While in such book entry form, the Bonds are sometimes hereinafter referred to as being in "Book Entry Only Form." (ii) Upon initial issuance, ownership of the Bonds shall be registered in a bond register maintained by the Bond Registrar described in this Resolution in the name of CEDE & CO., as the nominee (it or any nominee of the existing or a successor Depository, the "Nominee"). (iii) With respect to the Bonds, neither the City nor the Bond Registrar shall have any responsibility or obligation to any broker, dealer, bank, or any other financial institution for which the Depository holds Bonds as securities depository (the "Participant") or to the person for which a Participant holds an interest in the Bonds shown on the books and records of the Participant (the "Beneficial Owner"). Without limiting the immediately preceding sentence, neither the City, nor the Bond Registrar, shall have any such responsibility or obligation with respect to (A) the accuracy of the records of the Depository, the Nominee or any Participant with respect to any ownership interest in the Bonds, or (B) the delivery to any Participant, any Beneficial Owner or any other person, other than the Depository, of any notice with respect to the Bonds, including any notice of redemption, or (C) the payment to any Participant, any Beneficial Owner or any other person, other than the Depository, of any amount with respect to the principal of or premium, if any, or interest on the Bonds, or (D) the consent given or other action taken by the Depository as the registered owner of any Bonds (the "Holder"). For purposes of securing the vote or consent of any Holder under this Resolution, the City may, however, rely upon an omnibus proxy under which the Depository assigns its consenting or voting rights to certain Participants to whose accounts the Bonds are credited on the record date identified in a listing attached to the omnibus proxy. (iv) The City and the Bond Registrar may treat as and deem the Depository to be the absolute owner of the Bonds for the purpose of payment of the principal of and premium, if any, and interest on the Bonds, for the purpose of giving notices of redemption and other matters with respect to the Bonds, for the purpose of obtaining any consent or other action to be taken by Holders for the purpose of registering transfers with respect to such Bonds, and for all purpose whatsoever. The Bond Registrar, as paying agent hereunder, shall pay all principal of and premium, if any, and interest on the Bonds only to or upon the Holder or the Holders of the Bonds, as shown on the Bond Registrar's bond register, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to the principal of and premium, if any, and interest on the Bonds to the extent of the sum or sums so paid. (v) Upon delivery by the Depository to the Bond Registrar of written notice to the effect that the Depository has determined to substitute a new Nominee in place of the existing Nominee, and subject to the transfer provisions applicable to the Bonds, references to the Nominee hereunder shall refer to such new Nominee. 1580841vl 3 (vi) So long as any Bond is registered in the name of a Nominee, all payments with respect to the principal of and premium, if any, and interest on such Bond and all notices with respect to such Bond shall be made and given, respectively, by the Bond Registrar or the City, as the case may be, to the Depository as provided in the Letter of Representations. (vii) All transfers of beneficial ownership interests in each Bond issued in book-entry form shall be limited in principal amount to authorized denominations and shall be effected by the Depository with the Participants for recording and transferring the ownership of beneficial interests in such Bonds. (viii) In connection with any notice or other communication to be provided to the Holders pursuant to this Resolution by the City or the Bond Registrar with respect to any consent or other action to be taken by Holders, the Depository shall consider the date of receipt of notice requesting such consent or other action as the record date for such consent or other action; provided, that the City or the Bond Registrar may establish a special record date for such consent or other action. The City or the Bond Registrar shall, to the extent possible, give the Depository notice of such special record date not less than 15 calendar days in advance thereof to the extent possible. (ix) Any successor Bond Registrar, in its written acceptance of its duties under this Resolution and any paying agency registrar agreement, shall agree to take any actions necessary from time to time to comply with the requirements of the Letter of Representations. (x) In the case of a partial prepayment of a Bond, the Holder may, in lieu of surrendering the Bond for a Bond of a lesser denomination, make a notation of the reduction in principal amount on the panel provided on the Bond stating the amount so redeemed. (c) Termination of Book-Entry Only System. Discontinuance of the Depository's services and termination of the book-entry only system may be effected as follows: (i) The Depository may determine to discontinue providing its services with respect to the Bonds at any time by giving written notice to the City and discharging its responsibilities with respect thereto under applicable law. The City may terminate the services of the Depository with respect to the Bonds if the City determines that the Depository is no longer able to carry out its functions as securities depository or the continuation of the system of book-entry transfers through the Depository is not in the best interests of the City. (ii) Upon termination of the services of the Depository as provided in the preceding paragraph, and if no substitute securities depository is willing to undertake the functions of the Depository hereunder can be found which, in the opinion of the City, is willing and able to assume such functions upon reasonable 1580841vl 4 or customary terms, or if the City determines that it is in the best interests of the City that the Beneficial Owners be issued certificates for the Bonds, the Bonds shall no longer be registered in the name of the Nominee, but may be registered in whatever name or names the Holder of the Bonds shall designate at that time, in accordance with paragraph 11 hereof. To the extent that the Beneficial Owners are designated as the transferee by the Holders, the Bonds will be delivered to the Beneficial Owners. (d) Letter of Representations. The provisions in the Letter of Representations (the City's execution and delivery of which being hereby ratified and confirmed) are incorporated herein by reference and made fully a part of this Resolution to the same extent as if set forth in full herein, and if and to the extent that any provisions of this Resolution or the Bonds are inconsistent or in conflict with the provisions of the Letter of Representations, the provisions in the Letter of Representations shall control. 2. Title; Original Issue Date; Maturities; Denominations. The Bonds shall be titled "General Obligation Water Revenue Bonds, Series 2003B," shall be dated December 9, 2003, as the date of original issue, and shall be issued forthwith on or after such date as fully registered bonds. The Bonds shall be numbered from R-1 upward in the denomination of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on February 1 in the following years and amounts, respectively: Year Amount Year Amount 2005 $105,000 2010 $200,000 2006 175,000 2011 210,000 2007 180,000 2012 220,000 2008 185,000 2013 230,000 2009 195,000 2014 235,000 As may be permitted in the offering of the Bonds and as may be requested by the Purchaser, one or more term Bonds may be issued having mandatory sinking fund redemption and final maturity amounts conforming to the foregoing principal repayment schedule, and corresponding additions or other changes may be made to the form of the Bonds The principal amounts of the Bonds are hereby allocated between the portion thereof issued to refund the 1993 Bonds (the "1993 Refunding Bonds"), the portion thereof issued to refund the 1994 Bonds (the "1994 Refunding Bonds"), and the portion thereof issued to finance the Improvements (the "Nonrefunding Bonds"), respectively, as follows: 1580841vl 5 Year Amount 1993 Refunding Bonds 1994 Refunding Bonds Nonrefunding Bonds 2005 $165,000 2006 175,000 2007 180,000 2008 185,000 2009 195,000 2010 200,000 2011 210,000 2012 220,000 2013 230,000 2014 235,000 $ 85,000 95,000 95,000 100,000 105,000 $ 80,000 8O,OO0 85,000 85,000 90,000 95,000 $105,000 210,000 220,000 230,000 235,000 $ 1,995,000 $ 480,000 $ 515,000 $1,000,000 The 1993 Refunding Bonds and the 1994 Refunding Bonds are sometimes collectively referred to in this Resolution as the "Refunding Bonds." 3. Purposes; Refunding Findings. The Refunding Bonds shall provide moneys for a current refunding of the City's Refunded Bonds, which refunding shall forthwith occur on February 1, 2004, or on such subsequent date (the "Refunding Date") as shall be arranged by or on behalf of the City Finance Director, but in all events not later than 90 days after the actual issuance and delivery of the Bonds. It is hereby found, determined and declared that such refunding is necessary or desirable for the reduction of debt service cost to the City and/or the adjustment of the maturities of the Prior Bonds in relation to the sources for their repayment and will result in a reduction of debt service cost to the City. All of the proceeds, including all investment earnings thereon, of the Prior Bonds have heretofore been expended by the City for the uses and purposes for which the City issued said Prior Bonds. The balance in the debt service account heretofore established by the City for the payment of the principal of and interest on the 1993 Bonds has been taken into account in appropriately sizing the 1993 Refunding Bonds, and some monies therein are expected to be combined as of the Refunding Date, to the extent necessary, with the available proceeds of the 1993 Refunding Bonds in order to obtain a sum sufficient to accomplish the refunding of the 1993 Bonds and to pay the regularly scheduled debt service due on the 1993 Bonds on said date; otherwise, the current and anticipated balances in said debt service account do not exceed and are not expected to exceed the aggregate amount of regularly scheduled debt service on the 1993 Bonds which is payable on or before the Refunding Date. The balance in the debt service account heretofore established by the City for the payment of the principal of and interest on the 1994 Bonds has been taken into account in appropriately sizing the 1994 Refunding Bonds, and some monies therein are expected to be combined as of the Refunding Date, to the extent necessary, with the available proceeds of the 1994 Refunding Bonds in order to obtain a sum sufficient to accomplish the refunding of the 1994 Bonds and to pay the regularly scheduled debt service due on the 1994 Bonds on said date; 1580841vl 6 otherwise, the current and anticipated balances in said debt service account do not exceed and are not expected to exceed the aggregate amount of regularly scheduled debt service on the 1994 Bonds which is payable on or before the Refunding Date. The City has observed and complied with all of its obligations and covenants made by the City in connection with the issuance of the Prior Bonds. The Nonrefunding Bonds shall provide funds to finance the Improvements. The total cost of the Improvements, which shall include all costs enumerated in Minnesota Statutes, Section 475.65, is estimated to be at least equal to the amount of the Nonrefunding Bonds. Work on the Improvements shall proceed with due diligence to completion. 4. Interest. The Bonds shall bear interest payable semiannually on February 1 and August 1 of each year (each, an "Interest Payment Date"), commencing August 1, 2004, calculated on the basis of a 360-day year consisting of twelve 30-day months, at the respective rates per annum set forth opposite the maturity years as follows: Maturity Interest Maturity Interest Year Rate Year Rate 2005 2.000% 2010 3.250% 2006 2.000% 2011 3.250% 2007 2.500% 2012 3.400% 2008 2.875% 2013 3.550% 2009 3.000% 2014 3.700% 5. Redemption. All Bonds maturing after February 1, 2011, shall be subject to redemption and prepayment at the option of the City on said date and on any date thereafter at a price of par plus accrued interest to date of redemption. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, the City shall determine the amount of Bonds of each maturity to be prepaid; and if only part of the Bonds having a common maturity date are called for prepayment, the specific Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption shall be due and payable on the redemption date, and interest thereon shall cease to accrue from and atter the redemption date. Published notice of redemption shall in each case be given if and to the extent required by applicable law, and mailed notice of redemption shall be given to the paying agent and to each affected registered owner of the Bonds. To effect a partial redemption of Bonds having a common maturity date, the Bond Registrar, prior to giving notice of redemption, shall assign to each Bond of that maturity a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers so assigned to such Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds to be redeemed shall be the Bonds to which were assigned numbers so selected; provided, however, that only so much of the principal amount of each such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond.is to be 1580841vl 7 redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the City or Bond Registrar duly executed by the registered owner thereof or by the registered owner's attorney, duly authorized in writing) and the City shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the registered owner of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such registered owner, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. 6. Bond Registrar. U.S. Bank Nationa Association, in St. Paul, Minnesota, is appointed to act as bond registrar and transfer agent with respect to the Bonds (as used in this Resolution, the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any contract the City and Bond Registrar shall execute which is consistent with this Resolution. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal of and interest on the Bonds shall be paid to the registered owners of the Bonds in the manner set forth in the form of Bond and paragraph 12 of this Resolution. 7. Form of Bond. The Bonds, together with the Bond Registrar's Certificate of Authentication, the form of Assignment and the registration information thereon, shall be in substantially the following form: 1580841vl 8 UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF SHERBURNE CITY OF ELK RIVER GENERAL OBLIGATION WATER REVENUE BOND, SERIES 2003B INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL BY THESE PRESENTS that the City of Elk River, Sherburne County, Minnesota (the "City"), acknowledges that it is indebted and, for value received, hereby promises to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, the principal amount specified above on the maturity date specified above, unless duly called for prior redemption, and to pay interest thereon semiannually on February 1 and August 1 of each year (each, an "Interest Payment Date"), commencing August 1, 2004, at the per annum rate of interest specified above (calculated on the basis of a 360 day year consisting of twelve 30 day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of this Bond is payable upon -presentation and surrender hereof at the principal office of , in (the "Bond Registrar"), acting as paying agent, or any successor paying agent duly appointed by the City. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on the registration books of the City maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month next preceding such Interest Payment Date (the "Regular Record Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date and shall instead be payable to the person that is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and interest on this Bond are payable in lawful money of the United States of America. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. 1580841vl 9 IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions and things required by the Constitution and laws of the State of Minnesota to be done, to have happened and to be performed precedent to and in the issuance of this Bond have been done, have happened and have been performed in regular and due form, time and manner as required by law, and that this Bond, together with all other indebtedness of the City outstanding on the date of original issue hereof and on the date of its actual issuance and delivery to the original purchaser, does not exceed any constitutional or statutory limitation of indebtedness. IN WITNESS WHEREOF, the City of Elk River, Sherburne County, Minnesota, by its City Council, has caused this Bond to be executed on its behalf by the facsimile signatures of its Mayor and City Administrator; has caused the official seal of the City to be intentionally omitted herefrom, as permitted by law; and has caused this Bond to be executed manually by the Bond Registrar, acting as the City's duly appointed authenticating agent for the Bonds. Date of Registration: Registrable by: Bond Registrar's CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. Payable at: CITY OF ELK RIVER, SHERBURNE COUNTY, MINNESOTA Bond Registrar By Authorized Signature Mayor City Administrator ~58o84~v~ 1 0 ON REVERSE OF BOND Redemption. All Bonds of this issue maturing after February 1, 2011, are subject to redemption and prepayment at the option of the City on said date and on any date thereafter at a price of par plus accrued interest to date of redemption. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, the City shall determine the amount of Bonds of each maturity to be prepaid; and if only part of the Bonds having a common maturity date are called for prepayment, the Bonds of that maturity to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption shall be due and payable on the redemption date, and interest thereon shall cease to accrue from and after the redemption date. Published notice of redemption shall in each case be given if and to the extent required by applicable law, and mailed notice of redemption shall be given to the paying agent and to each affected registered owner of the Bonds.. Selection of Bonds for Redemption; Partial Redemption. To effect a redemption of Bonds having a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds to be redeemed shall be the Bonds to which were assigned numbers so selected; provided, however, that only so much of the principal amount of such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the City and Bond Registrar duly executed by the Holder thereof or the Holder's attorney duly authorized in writing), and the City shall execute and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance; Purpose; General Obligation. This Bond is one of an issue in the total principal amount of $ ., all of like date of original issue and tenor, except as to registration number, maturity, interest rate, denomination, and redemption privilege, which Bonds have been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Section 475.67, and pursuant to a resolution adopted by the City Council, the governing body of the City, on November 10, 2003 (the "Resolution"), for the primary purpose of providing moneys, together with other available funds of the City, sufficient to prepay certain prior general obligation bonds of the City and to finance certain improvements to the City's municipal water system and utility. This Bond constitutes a general obligation of the City, and to provide moneys for the prompt and full payment of the principal of and interest on all of the Bonds, when the same become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. Each capitalized term which is used but not otherwise defined in this Bond shall have the meaning given to that term in the Resolution. 1580841vl 1 1 [For Bonds in Book Entry Only Form, the following paragraph shall be added, and this Bond form (1) may be rearranged so that the signature blocks hereof appear at the end of the main text of this form or (2) may otherwise be amended to conform to book entry requirements and the Letter of Representations.] Book Entry Only Form; Letter of Representations. Pursuant to the Resolution, the Bonds may be issued in Book Entry Only Form, and during any period in which Bonds are in such form, the provisions applicable to the Bonds pursuant to the Letter of Representations (as defined in the Resolution) shall apply, notwithstanding any contrary or inconsistent provision herein or in the Resolution. Denominations; Exchange; Resolution. The Bonds are issuable solely as fully registered bonds in the denominations of $5,000 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations of $5,000 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. Transfer. This Bond is transferable by the Holder in person or by the Holder's attorney duly authorized in writing at the principal office of the Bond Registrar upon presentation and surrender hereof to the Bond Registrar, all subject to the terms and conditions provided in the Resolution and to reasonable regulations of the City contained in any agreement with the Bond Registrar. Thereupon the City shall execute, and the Bond Registrar shall authenticate and deliver, in exchange for this Bond, one or more new fully registered Bonds in the name of the transferee (but not registered in blank or to "bearer" or similar designation), of an authorized denomination or denominations, in aggregate principal amount equal to the principal amount of this Bond, of the same maturity and beating interest at the same rate. Fees upon Transfer or Loss. The Bond Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of this Bond and any legal or unusual costs regarding transfers and lost Bonds. Treatment of Registered Owners. The City and Bond Registrar may treat the person in whose name this Bond is registered as the owner hereof for the purpose of receiving payment as herein provided (except as otherwise provided herein with respect to the Record Date) and for all other purposes, whether or not this Bond shall be overdue, and neither the City nor the Bond Registrar shall be affected by notice to the contrary. Authentication. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security unless the Certificate of Authentication hereon shall have been manually executed by the Bond Registrar. 1580841vl 12 Designation of Bond as Qualified Tax-Exempt Obligation. This Bond has been designated by the City as a "qualified tax-exempt obligation" for purposes of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. 1580841vl 13 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: UTMA - TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with fight of survivorship and not as tenants in common as custodian for (Gust) under the (State) Transfers to Minors Act (Minor) Uniform Additional abbreviations may also be used though not in the above list. 1580841vl 14 ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and does hereby irrevocably constitute and appoint as attorney to transfer the Bond on the books kept for the registration thereof, with full power of substitution in the premises. Dated: Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever. Signature Guaranteed: Signature(s) must be guaranteed by a national bank or trust company, by a brokerage firm having a membership in one of the major stock exchanges or by any other "Eligible Guarantor Institution" as defined in 17 CFR 240.17 Ad-15(a)(2). The Bond Registrar will not effect transfer of this Bond unless the information concerning the transferee requested below is provided. Name and Address: (Include information for all joint owners if the Bond is held by joint account.) 1580841vl 15 8. Execution; Temporary Bonds. The Bonds shall be executed on behalf of the City by the signatures of its Mayor and City Administrator, and the official seal of the City may be omitted from the Bonds, as permitted by law; provided that such signatures and said seal may be printed facsimiles. In the event of disability or resignation or other absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer. In case any such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if he or she had remained in office until delivery. The City may elect to deliver, in lieu of printed definitive bonds, one or more typewritten temporary bonds in substantially the form set forth above, with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Such temporary bonds may be executed with photocopied facsimile or manual signatures of the Mayor and City Administrator. Such temporary bonds shall, upon the printing of the definitive bonds and the execution thereof, be exchanged therefor and cancelled. 9. Authentication. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this Resolution unless a Certificate of Authentication on such Bond, substantially in the form hereinabove set forth, shall have been duly and manually executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenticated, except that for purposes of delivering the original Bonds to the Purchaser, the Bond Registrar shall insert as a date of registration the date of original issue, which date is December 9, 2003. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this Resolution. 10. Registration; Transfer; Exchange. The City will cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Bonds entitled to be registered or transferred as herein provided. Upon surrender for transfer of any Bond at the principal office of the Bond Registrar, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of (as provided in paragraph 9) and deliver, in the name of the designated transferee or transferees, one or more new Bonds of any authorized denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, as requested by the transferor; provided, however, that no Bond may be registered in blank or in the name of "bearer" or similar designation. At the option of the registered owner, Bonds may be exchanged for Bonds of any authorized denomination or denominations of a like aggregate principal amount and stated maturity, upon surrender of the Bonds to be exchanged at the principal office of the Bond Registrar. Whenever any Bonds are so surrendered for exchange, the City shall execute (if 1580841vl 16 necessary), and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Bonds which the registered owner making the exchange is entitled to receive. All Bonds surrendered upon any exchange or transfer provided for in this Resolution shall be promptly cancelled by the Bond Registrar and thereafter disposed of as directed by the City. All Bonds delivered in exchange for or upon transfer of Bonds shall be valid obligations of the City evidencing the same debt and entitled to the same benefits under this Resolution as the Bonds surrendered for such exchange or transfer. Every Bond presented or surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer, in form satisfactory to the Bond Registrar, duly executed by the registered owner thereof or the registered owner's attorney duly authorized in writing. The Bond Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of any Bond and any legal or unusual costs regarding transfers and lost Bonds. Transfers shall also be subject to reasonable regulations of the City contained in any agreement with the Bond Registrar, including regulations which permit the Bond Registrar to close its transfer books between record dates and payment dates. 11. Rights Upon Transfer or Exchange. Each Bond delivered upon transfer of or in exchange for or in lieu of any other Bond shall carry all the rights to interest accrued and unpaid, and to accrue, which were carried by such other Bond. 12. Interest Payment; Record Date. Interest on any Bond shall be paid on each Interest Payment Date by check or draft mailed to the person in whose name the Bond is registered (the "Holder") on the registration books of the City maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth (15th) day of the calendar month next preceding such Interest Payment Date (the "Regular Record Date"). Any such interest not so timely paid shall cease to be payable to the person that is the Holder thereof as of the Regular Record Date and shall be payable to the person that is the Holder thereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the Holders not less than ten (10) days prior to the Special Record Date. 13. Treatment of Registered Owner. The City and Bond Registrar may treat the person in whose name any Bond is registered as the owner of such Bond for the purpose of receiving payment of principal of and interest (subject to the payment provisions in paragraph 12 above) on such Bond and for all other purposes whatsoever, whether or not such Bond shall be overdue, and neither the City nor the Bond Registrar shall be affected by notice to the contrary. ~58084~vi 17 14. Delivery; Application of Proceeds. The Bonds when so prepared and executed shall be delivered by the City to the Purchaser upon receipt of the purchase price, and the Purchaser shall not be obliged to see to the proper application thereof. 15. Fund and Accounts. For the convenience and proper administration of the moneys to be borrowed and repaid on the Bonds, there is hereby created a special fund to be designated the General Obligation Water Revenue Bonds, Series 2003B, Fund" (the "Fund") to be administered and maintained by the City as a bookkeeping account separate and apart from all other funds maintained in the official financial records of the City. The Fund shall be maintained in the manner herein specified until all of the Refunded Bonds and the Bonds herein authorized and the interest thereon shall have been fully paid. There shall be maintained in the Fund three separate accounts, to be designated the "Refunding Account," the "Capital Account" and the "Debt Service Account," respectively. (i) Refunding Account. The proceeds of the sale of the Refunding Bonds, less such proceeds of the Refunding Bonds as may be used to pay allocated issuance expenses or hereinafter directed for deposit into the Debt Service Account, plus any other available municipal funds ("Other Funds"), if any, as may be required to adequately fund the Refunding Account to accomplish its purposes, together with all investment earnings on funds held in the Refunding Account, are hereby pledged and appropriated and shall be credited to the Refunding Account. The Refunding Account may be invested only in securities maturing or callable on such dates and beating interest at such rates as shall be required to provide funds sufficient, together with any cash or other funds retained in the Refunding Account, and together with monies made available from the debt service account for the Prior Bonds, to pay all principal and interest due on the Prior Bonds on the Refunding Date (as described in paragraph 3 of this Resolution), whether due thereon by virtue of regularly scheduled debt service or prior redemption. The moneys in the Refunding Account shall be used solely for the purposes herein set forth and for no other purpose, except that any surplus in the Refunding Account shall be remitted to the City. Such Other Funds, if any, as may be required to fully fund the Refunding Account as described above are hereby appropriated for said purpose. (ii) Capital Account. To the Capital Account there shall be credited the proceeds of the sale of the Nonrefunding Bonds, less such amounts thereof as shall be used to pay their allocated issuance expenses or deposited into the Debt Service Account pursuant to paragraph 16(iii) below. From the Capital Account there shall be paid all costs and expenses of making the Improvements, including the cost of any construction contracts heretofore let, the costs of issuing the Nonrefunding Bonds and all other costs incurred and to be incurred of the kind authorized in Minnesota Statutes, Section 475.65; and the moneys in said account shall be used for no other purpose except as otherwise provided by law. (iii) Debt Service Account. To the Debt Service Account there are hereby pledged and irrevocably appropriated and there shall be credited: (1) all -accrued interest on the Bonds, which shall be used to pay the interest first coming 1580841vl 18 due thereon; (2) any balance remaining on the Refunding Date, after payment thereon of all of the principal of and interest on all of the Prior Bonds, in the debt service accounts created for and allocated to the Prior Bonds pursuant to the Council's resolutions adopted in connection with the issuance of the Prior Bonds; (3) the net revenues (as hereinafter defined, the "Net Revenues") of the City's municipal water system and utility, but only in such amounts as shall be necessary, together with other monies in the Debt Service Account and available for such purposes, to pay, when due, the principal of and interest on the Bonds; (4) all collections of any ad valorem taxes levied for the payment of the Bonds; (5) all investment earnings on funds held in the Debt Service Account; and (6) any amounts received by the City upon termination of the Refunding Account. The foregoing funds are hereby pledged to the Debt Service Account, but only in such amounts and at such times as may be necessary, together with other available funds therein (and the same shall be used solely), to pay the principal of and interest on the Bonds, when due. As used in this Resolution, the term Net Revenues means the gross revenues derived by the City from the operation of its municipal water system and utility, including all charges for service, use, availability, and connection to said system, and all monies received from the sale of any facilities or equipment of said system or any by-products thereof, less all normal, reasonable, or current costs of owning, operating, and maintaining the system. If any payment of principal or interest on the Bonds shall become due when there are not sufficient funds in the Debt Service Account to pay the same, the City Finance Director shall pay such principal or interest from the general fund or other available fund of the City, and such fund shall be reimbursed for such advances from the proceeds of the Net Revenues or of any general ad valorem taxes hereafter levied for such purpose, when collected. The City hereby covenants that it will impose and collect charges for the service, use, and availability of and connection to the City's municipal water system and utility at the times and in the amounts required to produce Net Revenues adequate, together with other sources of funding available to the Debt Service Account, to pay all principal of and interest on the Bonds, when due. Nothing contained herein shall be deemed to preclude the City from making further pledges and appropriations of the Net Revenues of the City's municipal water system and utility for the payment of other or additional obligations of the City, provided that it has first been determined that the estimated Net Revenues will be sufficient, in addition to all other sources, for the payment of the Bonds and such additional obligations, and any such pledge and appropriation of said Net Revenues may be made superior or subordinate to, or on a parity with, the pledge and appropriation herein. With respect to all currently outstanding obligations of the City which are payable from the Net Revenues, the Council hereby determines that the estimated Net Revenues will be sufficient, in addition to all other sources available for such purposes, for the payment of the Bonds and all such other obligations. No portion of the proceeds of the Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except for an available and reasonable "temporary period" until such proceeds are needed for the purpose for which the Bonds were issued, and for any available "minor portion." To this effect, any proceeds of the Bonds and any sums from time to time held 1580841vl 19 in the Refunding Account, the Capital Account and Debt Service Account (or any other City account which will be used to pay principal and interest to become due on the Bonds) in excess of amounts which under then-applicable federal arbitrage regulations may be invested without regard to yield shall not be invested at a yield in excess of the applicable yield restrictions imposed by the arbitrage regulations on such investments after taking into account any applicable "temporary periods" or "minor portion" made available under the federal arbitrage regulations. In addition, the proceeds of the Bonds and money in the Fund shall not be invested in obligations or deposits issued by, guaranteed by or insured by the United States or any agency or instrumentality thereof if and to the extent that such investment would cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the Internal Revenue Code of 1986, as amended, and regulations, rulings and decisions thereunder (the "Code"). 16. Coverage Test; Certificate of Registration. It is hereby found and determined that the Net Revenues pledged herein for the payment of the Bonds will be available in amounts sufficient to produce at least five percent (5%) in excess of the amount needed to meet, when due, the principal and interest payments on the Bonds. The City shall file a certified copy of this Resolution with the office of the County Auditor of Sherburne County and obtain the certificate of said office required by Minnesota Statutes, Section 475.63. 17. General Obligation Pledge. For the prompt and full payment of the principal of and interest on the Bonds, as the same respectively become due, the full faith and credit and taxing powers of the City shall be and are hereby irrevocably pledged. If the balance in the Debt Service Account is ever insufficient to pay all principal and interest then due on the Bonds, the deficiency shall be promptly paid out of any other funds of the City which are available for such purpose, and such other funds may be reimbursed with or without interest from the Debt Service Account when a sufficient balance is available therein. To the extent that it shall ever be necessary to provide full and timely payment of the debt service on the Bonds, the City shall levy an ad valorem tax upon all taxable property within the City sufficient for such purposes. 18. Prior Bonds; Security. Until retirement and full payment of the Prior Bonds, all provisions heretofore made for the security thereof shall be observed by the City. 19. Redemption of Refunded Bonds. The outstanding Prior Bonds maturing in 2005 and thereafter shall be redeemed and prepaid on the Refunding Date (as described in paragraph 3 of this Resolution), and prior to said date, the paying agent/registrars for the Prior Bonds are hereby authorized and directed to cause notice of said redemption to be published and to be given to the owners of the Prior Bonds in such manner as may be required by law and by the terms of the Prior Bonds. 20. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance of the Bonds, certified copies of all proceedings and records of the City relating to the Bonds and to the financial conditioh and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all 1580841vl 20 such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 21. Negative Covenant as to Use of Proceeds and Improvements. The City hereby represents that it has not used, and hereby covenants that it will not use, and that it has not permitted and will not permit any such uses, the proceeds of the Bonds, or the Improvements, or the projects (the "Projects") financed by (or the proceeds of) the Prior Bonds in such a manner as to cause the Bonds or the Prior Bonds to be "private activity bonds" under Sections 103 and 141 through 150 of the Code. In particular, but without limitation, the City covenants to forebear the implementation, effectuation or enforcement of any and all contracts or other agreements respecting the Improvements, the Projects or any property benefitted thereby or assessed with respect thereto, which the City may now or in the future have with developers, contractors, owners or any other person or parties to the extent that such implementation, effectuation or enforcement would (individually or in the aggregate) cause the Bonds or the Prior Bonds to become such "private activity bonds," and to said limited extent the City would and hereby does (solely for the benefit of the owners of the Bonds) disavow any and all such provisions, entitlements and enforcements. 22. Tax-Exempt Status of the Bonds; Rebate. The City shall comply with requirements necessary under the Code to establish and maintain the exclusion from gross income under Section 103 of the Code of the interest on the Bonds, including without limitation (1) requirements relating to temporary periods for investments, (2) limitations on amounts invested at a yield greater than the yield on the Bonds, and (3) the rebate of excess investment earnings to the United States and to the extent applicable. As indicated below, the 1993 Refunding Bonds and the Nonrefunding Bonds (but not the 1994 Refunding Bonds) are being qualified under the small issuer exception to arbitrage rebate. For purposes of qualifying the 1993 Refunding Bonds and the Nonrefunding Bonds for the small issuer exception to the federal arbitrage rebate requirements, the City hereby finds, determines and declares that (1) the Bonds are issued by a governmental unit with general taxing powers, (2) no Bond is a private activity bond, (3) ninety-five percent (95%) or more of the net proceeds of the Bonds are to be used for local governmental activities of the City (or of a governmental unit the jurisdiction of which is entirely within the jurisdiction of the City), and (4) the aggregate face amount of all tax-exempt obligations (other than private activity bonds) issued by the City (and all entities subordinate to, or treated as one issuer with, the City) during the 2003 calendar year is not reasonably expected to exceed $5,000,000, all within the meaning of Section 148(f)(4)(D) of the Code. For purposes of substantiating the determination that the 1993 Refunding Bonds, being refunding bonds, are eligible for exception from rebate pursuant to the above, in particular because they meet the applicable requirements set out in Section 148(f)(4)(D)(v) of the Code, the City hereby represents and determines that (1) the 1993 Bonds were issued in 1993 by the City, which was at that time and is now a governmental unit with general 'taxing powers; (2) the 1993 Bonds were not private activity bonds under Sections 103 and 141 through 150 of the Code, and the City qualified the 1993 Bonds within the "small-issuer" exception of Section 148(f)(4)(D) of 1580841vl 21 the Code; (3) 95% or more of the net proceeds of the 1993 Bonds were used for local governmental activities of the City; (4) the City, together with all issuers subordinate to or treated as one issuer with the City, did not issue in excess of $5,000,000 of bonds (other than private activity bonds) during calendar year 1993; (5) the average maturity date of the 1993 Refunding Bonds is not later than the average maturity date of the 1993 Bonds being refunded thereby; and (6) none of the 1993 Refunding Bonds has a maturity date which is later than 30 years after the date on which the 1993 Bonds were issued. 23. Designation of Qualified Tax-Exempt Obligations. The City hereby designates the Bonds (and hereby treats $475,000 of the 1993 Refunding Bonds and $510,000 of the 1994 Refunding Bonds as "deemed designated" under Section 265(b)(3)(D)(ii) of the Code) as "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Code and further represents that: (a) the reasonably anticipated amount of tax-exempt obligations (other than private activity bonds, treating qualified 501(c)(3) bonds as not being private activity bonds) which will be issued by the City (and all entities subordinate to, or treated as one issuer with, the City) during calendar year 2003 will not exceed $10,000,000; and (b) not more than $10,000,000 of obligations issued or to be issued by the City during calendar year 2003 have been designated for purposes of Section 265(b)(3) of the Code. The City shall use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designation made by this paragraph. As indicated above, the City is treating a portion the principal amounts of the 1993 Refunding Bonds and the 1994 Refunding Bonds as "deemed designated" (but only to the extent that the same do not exceed the respective principal amounts of the 1993 Bonds and the 1994 Bonds being currently refunded thereby) pursuant to the advice of bond counsel and the provisions of Section 265(b)(3)(D)(ii) of the Code by virtue of the facts (1) that the Prior Bonds were designated by the City as qualified tax-exempt obligations pursuant to Section 265(b)(3) of the Code; (2) that such portions of the Bonds, being current refunding obligations, are not taken into account for purposes of the 2003 $10,000,000 limit, (3) the average maturity of the 1993 Refunding Bonds and the 1994 Refunding Bonds is less than the average maturity of the 1993 Bonds and the 1994 Bonds being refunded thereby, respectively; and (4) that no Bond has a maturity date which is more than 30 years after the date that the original qualified tax-exempt obligations (being the Prior Bonds) were issued. 24. Compliance With Reimbursement Bond Regulations. With respect to the Improvements, the City has complied and will continue to comply with the "Reimbursement Regulations" provided in United States Treasury Regulations Section 1.150-2. In particular, except where the following may not be required by said Regulations (e.g., with respect to certain "preliminary expenditures"), to the extent that any of the proceeds of the Nonrefunding Bonds will be used to reimburse the City for a cost of the Improvements theretofore paid and temporarily financed by the City out of other City funds, prior to the initial payment thereof (or within applicable time limits thereafter) the City has made or will have made a duly qualifying. 1580841vl 22 statement of its official intent to bond for such costs (and the City will also make the written "reimbursement allocation" required by the Reimbursement Regulations); otherwise, the proceeds of the Nonrefunding Bonds are to be used for initial payment, and not for such reimbursement, of costs of the Improvements. 25. Defeasance. When any obligation of a Bond has been discharged as provided in this paragraph, all pledges, covenants and other rights granted by this Resolution to the registered owner of that Bond (with respect to the obligation thereof so defeased) shall, to the extent permitted by law, cease. The City may at any time discharge any or all of such obligation(s) with respect to any Bond, subject to the provisions of law now or hereafter authorizing or regulating such action, by depositing irrevocably in escrow, with a suitable institution qualified by law as an escrow agent for this purpose, cash or securities which are backed by the full faith and credit of the United States of America, beating interest payable at such times and at such rates and maturing on such dates and in such amounts as shall be required and sufficient, subject to sale and/or reinvestment in like securities, to pay said obligation(s), which may include any interest payment on such Bond and/or principal amount due thereon at a stated maturity (or if irrevocable provision shall have been made for permitted prior redemption of such principal amount, at such earlier redemption date). 26. Continuing Disclosure Undertaking. The Council hereby acknowledges that the Bonds are subject to continuing disclosure requirements under Rule 15c2-12(b)(5) (the "Rule") of the Securities and Exchange Commission. Consequently, on the date of actual issuance and delivery of the Bonds, the City will execute and deliver a Continuing Disclosure Undertaking (the "Undertaking") whereunder the City will covenant to provide, or cause to be provided, annual financial information, including audited financial statements of the City, and notices of certain material events, as specified in the Undertaking. The proposed form of the Undertaking which has been submitted to the City for the Council's consideration is hereby approved, and the officers of the City are hereby authorized to execute and deliver that Undertaking in the proposed form or in such final form thereof reflecting such modifications thereof as are consistent with the Rule, requested by the original purchaser of the Bonds and acceptable to the City officials who shall execute the Undertaking (which consent shall be conclusively evidenced by their execution and delivery thereof). The Undertaking, as so executed and delivered by the City, shall be as much a part of this Resolution as if set forth in full herein and shall be for the benefit of the owners from time to time of the Bonds. 27. Severability. If any section, paragraph or provision of this Resolution shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any of the remaining provisions of this Resolution. 28. Headings. Headings in this Resolution are included for convenience of reference only and are not a part hereof, and shall not limit or define the meaning of any provision hereof. Adopted on November 10, 2003, by the Elk River City Council. 1580841vl 23 The motion for the adoption of the foregoing resolution was duly seconded by Councilmember Tveite and upon a vote being taken thereon, the following C0uncilmembers voted in favor thereof: Klinzing, Dietz, Kuester, Tveite and Motin; and the following Councilmembers voted against the same: none. Whereupon said resolution was declared to have been duly passed and adopted. 1580841vl 24 BID TABULATION $2,020,000' General Obligation Water Revenue Bonds, Series 2003B CITY OF ELK RIVER, MINNESOTA SALE: November 10, 2003 AWARD: ROBERT W. BAIRD & COMPANY, INC. RATING: Moody's Investors Service '%2" BBI: 4.83% NAME OF BIDDER MATURITY RATE REOFFERING PRICE (February 1) YIELD NET TRUE INTEREST INTEREST COST RATE ROBERT W. BAIRD & COMPANY, INC. Milwaukee, Wisconsin CITIGROUP GLOBAL MARKETS, INC. Chicago, Illinois U.S. BANCORP PIPER JAFFRAY Minneapolis, Minnesota 2005 2.000% 1.350% 2006 2.000% 1.750% 2007 2.500% 2.100% 2008 2.875% 2.500% 2009 3.000% 2.850% 2010 3.250% 3.150% 2011 3.250% 3.350% 2012 3.400% 3.500% 2013 3.550% 3.650% 2014 3.700% 3.800% 2005 2.000% 2006 2.000% 20O7 2.25O% 2008 2.75O% 2009 3.000% 2010 3.250% 2011 3.375% 2012 3.375% 2013 3.500% 2014 3.700% 2005 3.000% 2006 3.000% 2007 3.000% 2008 3.000% 2009 3.000% 2010 3.100% 2011 3.300% 2012 3.400% 2013 3.500% 2014 3.600% $2,008,805.85 $403,789.67 3.3628% $2,005,449.20 $405,148.74 3.3771% $2,012,348.80 $405,425.64 3.3800% *Subsequent to bid opening the issue size was decreased to $1,995,000 with the 2005 maturity decreased $10,000 to $165,000, the 2006 maturity decreased $10,000 to $175,000 and the 2014 maturity decreased $5,000 to $235,000 in maturity value. Adjusted Price - $1,983,897.00 Adjusted Net Interest Cost- $401,164.02 Adjusted TIC - 3.3647% EHLERS & ASSOCIATES INC LEADERS IN PUBLIC FINANCE 3060 Centre Pointe Drive, Roseville, MN 55113-1105 651.697.8500 fax 651.697.8555 www.ehlers-inc.com Offices in Roseville, MN, Brookfield, WI and Naperville, IL $2,020,000 General Obligation Water Revenue Bonds, Series 2003B City of Elk River, Minnesota Page~ NAME OF BIDDER MATURITY RATE (February 1) REOFFERING YIELD PRICE NET INTEREST COST TRUE INTEREST' RATE GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. Chicago, Illinois 2005 2.500% 2OO6 2.5OO% 2007 2.500% 2008 2.500% 2009 3.000% 2010 3.000% 2011 3.300% 2012 3.500% 2013 3.625% 2014 3.700% $2,003,397.90 $410,354.52 3.4237% BANC ONE CAPITAL MARKETS, INC. Chicago, Illinois 2005 2.500% 2006 2.500% 2007 2.500% 2008 2.5OO% 2009 2.700% 2010 3.000% 2011 3.250% 2012 3.500% 2013 3.625% 2014 3.700% $1,999,325.35 $410,667.40 3.4302% City Clerk's Certificate I, the undersigned, being the duly qualified and acting City Clerk of the City of Elk River, Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of an excerpt of the official minutes of a meeting of the City Council of said City, duly called and regularly held on the date therein indicated, insofar as such minutes relate to authorizing the issuance and awarding the sale of the City's General Obligation Water Revenue Bonds, Series 2003B. WITNESS my hand as such City Clerk and the seal of said City this~/:~/~lay of City ~ E'lkk River, Minnesota City (SEAL) 1580841vl