11-05-2013 JFC MIN • ElkMeeting of the Elk River EDA Finance Committee
River Held at the Elk River City Hall
Tuesday, November 5, 2013
Members Present: Daniel Tveite,Cliff Lundberg,Paul Motin,and Larry Toth
Members Absent: Nate Ovall, and Chad Vitzhum
Staff Present: Economic Development Director Brian Beeman,Economic
Development Marketing Intern Chanda Knoof, and City Attorney
Andrea McDowell Poehler
I. Call Meeting to Order
Pursuant to due call and notice thereof, the meeting of the Elk River Finance
committee was called to order at 7:30 a.m. by Brian Beeman.
2.1 Ethanol Technology Default
Director Beeman reviewed the terms and conditions of Ethanol Technology's
approved Micro Loan in August 2008. The loan was structured as a Participation
Loan with First National Bank of Elk River. First National Bank of Elk River
received their last payment on February 25, 2010. Ethanol Technology defaulted and
III went bankrupt shortly thereafter. Staff is requesting for committee approval to
forward the City attorney's written resolution to the EDA to approve closing out the
account by the end of 2013.
Committee member Motin asked if Ethanol Technology principles filed bankruptcy.
It was assumed but not known if they had, further research was suggested.
Committee member Tveite asked if the City could write the loan off and then go
after the personal guarantee. City attorney McDowell-Poehler suggested if the action
was to pursue collection on the personal guarantee the City should wait to write the
default loan off. Committee member Tveite felt a search should be made to see
where their personal guarantee stands before recommending further action,
committee member Lundberg agreed.
Moved by committee member Tveite seconded by Toth to table a decision till
more research was made and discussions continue next week. Motion carried
4-0.
2.2 Bank of Elk River Default
Director Beeman presented background regarding the tax abatement that was
received by The Bank of Elk River for the construction of approximately 20,000
Ill square feet of expansion.Job goals were outlined in the Business Subsidy Agreement
between the City and The Bank of Elk River. These job goals fall under the Business
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November 5,2013
Subsidy Law,Minnesota Statutes, Section 1161993 through 116J.995. It has been
determined with the cooperation from the State DEED office,EDD staff,and their •
attorney, that these job goals have not been met.
Committee members had concern that The Bank of Elk River job creation numbers
were not consistent or clear.There was understanding that the downturn in the
economy during this time should be considered. Committee members Motin and
Tveite felt good faith had been shown on the side of the city with the two extensions
given.They felt that making an exception could set precedence for future borrowers
in the same situation.The state of Minnesota is also under the understanding that the
maximum amount of extensions have been issued.
Committee member Lundberg inquired as to what was the total amount of
Downtown District employees documented since 2006. Did they ever employ over
63. Is there a way to see if this number has ever been reached? This number could
not be confirmed at this time. Lundberg stated he would like to suspend further
abatement until The Bank of Elk River had time to research past payrolls,report
goals, and know if the high water mark was ever reached. He also questioned if they
would be responsible for the City attorney fees. Committee members agreed that to
direct further action the"high water mark" must be known. Moved by committee
member Motin and seconded by Toth to recommend EDA suspend future tax
abatement payments,have the bank pay all attorney fees, and to direct staff to
find the "high water mark" for The Bank of Elk River-Main Street Branch's
employment (i.e.,the total employment at that branch location,whether •
retained jobs or new jobs) during the period from the date of the Business
Subsidy Agreement to current to determine to what extent the subsidy already
paid to the Bank may need to be repaid. Motion carried 4-0.
2.3 Update Energy Efficiency Microloan
Brian Beeman presented changes to the microloan policy Recommendations were
discussed at a prior Finance Committee meeting.
These included:
• Non-profits should be included
• Microloan dollars should not be used for working capital
• Energy efficiency should be defined as improvements rebatable by
Elk River Municipal Utilities (ERMU) or the utility provider for the
property if not ERMU.
• At least 50%of microloan funds should be spent on energy
efficiency improvements for energy efficiency loans
• A map should be provided comparing the current downtown district
to the downtown area as defined by the Mississippi Connections
Redevelopment Framework.
Discussion ensued concerning the clarity of the map outlining the Mississippi
Connections Redevelopment area. Suggestions were made to include a descriptive
4110
narrative and include street names for clear understanding.
.i n t B # f
INATURE
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November 5,2013
• Commission member Motin recommended rewording;Business must be a for-profit
corporation,partnership, or sole proprietorship. Non-profit organizations will also
be considered. To read;unless otherwise stated,businesses must be for profit
corporations,partnerships, or sole proprietorship; all other changes were agreed
upon. A motion was not made at this time. Director Beeman stated that he was
looking for direction on these changes and the development of the fourth microloan.
2.4 Fourth Microloan Policy
Director Beeman explained that the money the City of Elk River received from
DEED is required by the State to have a policy written before the city can use the
funds. The State is requiring that the city first, develop a draft policy for the funds.
The State will review the draft policy and if approved, the city can adopt the new
policy. Ideas were asked for.
Filling the Gap that is not covered from other loans
• Business start up
• Restaurants
• Retail
• SAC and WAC fees
Commission member Motin asked what other cities are doing. Can we find some
unique and different ways to utilize the money? Meeting ended with unanimous
• feeling that research of other cities should be completed to obtain additional ideas
and information.
6. Adjournment
There being no further business, Director Beeman adjourned the meeting of the
Finance Committee at 8:45 a.m.
Minutes prepared by Chanda Knoof.
Brian Be an, Econgvik Development Director
Tina Allard, City Clerk
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