4.5. SR 01-21-2014 City of
Elk=' Request for Action
River
To Item Number
Mayor and City Council 4.5
Agenda Section Meeting Date Prepared by
Consent January 21, 2014 Brian Beeman,Director of Economic
Development
Item Description Reviewed by
Bank of Elk River Amended Business Subsidy Jeremy Barnhart,Deputy Director, CODD
Agreement Reviewed by
Cal Portner, City Administrator
Action Requested
Approve by motion,the Amended Business Subsidy Agreement as recommended by the EDA.
Background/Discussion
At its December 16, 2013, regular meeting, the EDA directed staff to work with the Bank of Elk River to
amend the current Business Subsidy Agreement. The amendment reduces the number of jobs required to
the 13 achieved by the Bank in December of 2010, allows tax abatement payments to continue as
contemplated under the agreement up to a maximum of$195,000 within the 12-year period provided
under the agreement, and to consult with the bank on how they would like the remainder of the
abatement paid out.
Staff has completed the amendment,which the bank has signed. Upon signing of the approved amended
agreement by both parties, the abatement payments will continue as they have in the past until a
maximum of$195,000 has been met or the 12-year period has been reached per the subsidy agreement,
whichever comes first. Once either of these terms has been met,the tax abatement will cease.
The city will invoice the Bank of Elk River as agreed to in the revised agreement to be reimbursed for all
legal fees associated with this project.
Financial Impact
N/A
Attachments
• Bank of Elk River Staff Memo from December 16,2013.
• Copy of Revised Business Subsidy Agreement.
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City of
Elk Request for Action
River
To Item Number
Economic Development Authori 6.2
Agenda Section Meeting Date Prepared by
General Business December 16, 2013 Jeremy Barnhart,Deputy Director, CODD and
Brian Beeman,Director of Economic
Development
Item Description Reviewed by
Bank of Elk River Business Subsidy Agreement Tax
Abatement Default Reviewed by
Action Requested
A motion to approve the EDA Finance Committee's recommendation of Option 2 set forth below as the
next step to be taken by the City under its Tax Abatement and Business Subsidy Agreement with the
Bank of Elk River in light of the Bank's failure to meet required wage and job goals.
Background/Discussion
The EDA's Finance Committee met on Tuesday,December 10 to review the Bank of Elk River's
information regarding their satisfaction of the job and wage goals set forth in its 2006 Tax Abatement and
Business Subsidy Agreement with the City. The Agreement provided for reimbursement of up to
$300,000 of the Bank's project costs associated with the construction of the downtown bank through tax
abatements over a 12 year period. The Agreement required the Bank to create 20 jobs above the 63
existing downtown jobs at a wage of 15$ per hour or higher within a 2 year period from the date of the
subsidy. This time-period has been extended through November of 2013 and no further extensions are
allowed by law.
The Finance Committee has determined that the maximum number of new jobs added at the Downtown
branch was 13 full time jobs,in December,2010. Thus, the Bank did not meet the job goals required
under the Agreement,which constitutes a default of the Agreement. When a default exists, the
Agreement authorizes the City to terminate the Agreement and future tax abatement to be paid. In
addition, the Agreement requires reimbursement of all subsidy received on a pro-rated basis based on the
pro-rated portion of the job goal met. Since the Bank met 65% of the job and wage goals,it would be
required to repay 35% of the subsidy received to date. To date,the Bank has received approximately
42% of the maximum tax abatement amount authorized under the Agreement.
The EDA can enforce the Agreement as noted above or it can amend the Agreement to better clarify the
intent of the City concerning default and remedies. Staff has identified the following options:
Option 1. Determine that the Bank failed to meet the job and wage goals and that a default in the
Agreement exists, terminate the Agreement, discontinue future tax abatement and require return by
the Bank of 35% of all tax abatement payments paid.
P O w E A E D A Y
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Option 2. Amend the Business Subsidy Agreement to reduce the number of jobs required to the 13
achieved by the Bank in December 2010 (its "highwater mark"), allow tax abatement payments to
continue as contemplated under the Agreement up to a maximum of$195,000 (65% of the original
$300,000) within the 12 year period provided under the Agreement. Include indemnification of the
City by the Bank for any liability associated with the amendment or subsidy paid pursuant to the
amendment.
The FDA Finance Committee recommends Option 2 as it reflects the impact of the downturn in the
economy,but retains the job to subsidy ratio originally proposed for the Project. With this option, staff
would prepare an amendment to the agreement,to be approved by the City Council, likely in January
2014.
Financial Impact
N/A
Attachments
■ Finance Committee packet dated December 10, 2013.
NAPublic Bodies\Agenda Packets\01-21-14\Final\x4.5 at 16.9 at 16.1 sr Bank of Elk River Default.docx
AMENDMENT
TO
TAB ABATEMENT AND BUSINESS SUBSIDY AGREEMENT
Y AND BETWEEN
CITY OF ELK RIVER, MINNESOTA
AND
THE BANK OF ELK RIVER
AMENDMENT dated , 2014,by and between the CITY OF
ELK RIVER,a Minnesota municipal corporation(referred to herein as "City"), and THE
BANK OF ELK RIVER, a Minnesota corporation(referred to herein as "Developer").
RECITALS
A. City and Developer entered into a Tax Abatement and Business Subsidy
Agreement dated April 17,2006 for the real property identified as Parcel Identification Numbers
75-405-0340 and 75-405-0320 ("Agreement");
B. The Agreement required Developer to meet the following job creation and wage
goals: twenty full-time jobs in connection with the Development Project at a wage of at least
$15.00 per hour, including benefits not required by law,within two years of the date that a
certificate of occupancy was issued for the building to be constructed by Developer;
C. Because Developer had not met the job goals under the terms of the Agreement
within the time period provided under the Agreement,it requested an extension from the City.
On December 21, 2009,the City extended the time period to meet the job creation goals under
the Agreement for an additional 2 years ("First Extension");
D. Because Developer had not met the job goals under the First Extension of the
Agreement,it requested an additional extension from the City. On November 11,2011,the City
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extended the time period to meet the job creation goals under the Agreement for an additional 2
years("Second Extension");
E. As a result of the down-turn in the economy following the execution of the
Agreement,Developer indicates that, following the Second Extension, it is still unable to meet
the job creation goals under the Agreement.
F. The City has determined, based on records provided by Developer,that Developer
was able to create a total of 13 jobs at the required wage rate during 2010.
G. The City ceased payments of tax abatements to developer under the Agreement
after the expiration of the Second Extension;
H. To date, Developer has received $126,898.12 of tax abatement under the terms of
the Agreement.
I. The parties desire to amend the Agreement to reduce the job and wage Goals to
13 full time jobs at a wage rate of$15,including benefits not required by law and to reduce the
Business Subsidy accordingly.
NOW,THEREFORE,the parties agree as follows:
1. Representations and Warranties of the Developer. The Developer represents
and warrants that during the term of the Agreement and the extensions to the Agreement, it has
created a total of 13 full time jobs at a minimum wage rate of$15.00 per hour,including benefits
not required by law, which constitutes 65%of the Goals under the term of the Agreement.
2. Amendment to Section 3.1(2) of the Agreement. Section 3.1(2) of the
Agreement is amended to read as follows:
(2) The City shall reimburse Developer for construction costs of the Project located
on the Tax Abatement Property for costs actually incurred in an amount not to exceed
$195,000.00 (the "Reimbursement Amount")pursuant to the Abatement Program in
Section 3.9.
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3. Amendment to Section 3.8(1) of the Agreement. Section 3.8(1) of the
Agreement is amended to read as follows:
(1) In order to satisfy the provision of Minnesota Statutes, section I I6J.993 to
116J.995 (the"Business Subsidy Act"),the Developer acknowledges and agrees that the
amount of the"Business Subsidy" granted to the Developer under this Agreement is the
value of a portion of the Tax Abatement Property, which is approximately$195,000.00,
and that the Business Subsidy is needed because the Project is not sufficiently feasible for
the Developer to undertake without the Business Subsidy. The public purpose of the
Business Subsidy is to increase the tax base in the City. The Developer agrees that they
will meet the following goals (the"Goals"): it will create at least thirteen(13)full time
jobs in connection with the development of the Development Project at a wage of at least
$15.00 per hour,which includes benefits not required by law,prior to the date of this
Amendment. Developer represents that these Goals have been met.
4. Amendment to Section 3.8(2) of the Agreement. Section 3.8(2) of the
Agreement is amended to read as follows:
(2) If none of the Goals are met,the Developer agrees to repay all of the
Business Subsidy to the City,plus interest("Interest") set at the implicit price deflator
defined in Minnesota Statutes, Section 275.70, subd. 2, accruing from and after the
Benefit Date, compounded semi-annually. If the Goals are met in part,the Developer
will repay a portion of the Business Subsidy(plus Interest from the Benefit Date)
determined by multiplying the Business Subsidy by a fraction,the numerator of which is
the number of jobs in the Goals which were not created at the wage level set forth above
and the denominator of which is thirteen(13) (i.e. number of jobs set forth in the Goals).
5. Enforcement.Developer shall reimburse the City for costs incurred in the
enforcement of the Agreement and this Amendment, including reasonable attorney's fees.
Developer shall pay in full all bills submitted to it by the City within thirty(30) days after
receipt. Bills not paid within thirty(30) days shall be subject to an eight percent(8%)per annum
interest charge.
6. Indemnification. The Developer shall hold harmless and indemnify the City and
its governing body members, officers, agents, servants and employees,from any claims,
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demands, actions or other proceedings whatsoever by any person or entity in connection with
this Amendment,
7. Breach. A breach of any material term of this Amendment shall constitute an
Event of Default under the Agreement.
8. Miscellaneous.
A. If any material portion, section, subsection, sentence, clause,paragraph, or
phrase of this Amendment is for any reason held invalid as a result of a challenge brought by
Developer,their agents or assigns,the City may, at its option, declare the entire Agreement null
and void.
B. The action or inaction of any party shall not constitute a waiver or
amendment to the provisions of this Amendment. To be binding, amendments or waivers shall be
in writing, signed by the parties, and approved by written resolution of the City Council. The
City's failure to promptly take legal action to enforce any term of this Amendment shall not be a
waiver or release.
C. This Agreement shall be binding upon the parties,their heirs, successors,
or assigns, as the case may be.
D. Third parties shall have no recourse against the City under this Agreement.
E. This Amendment may be executed in counterparts. Signatures may be
transmitted via facsimile or in"PDF" format via e-mail.
F. This Amendment shall be considered an integral part of the Agreement
and shall be binding upon the City and Developer from the date first above written.
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IN WITNESS WHEREOF.the parties hereto have executed this Amendment as of the
date first written above,in multiple counterparts, each of which shall be deemed an original and
all of which shall evidence but one agreement.
CITY OF ELK RIVER
By:
John J. Dietz Mayor
And
Calvin Portner, City Administrator
THE BANK OF ELK RIVER
By:
f
Its: d
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