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5.6. SR 04-12-2004River MEMORANDUM Item 5.6. TO: FROM: DATE: SUBJECT: Mayor and Council Lori Johnson, Finance Director April 12, 2004 Consider 2003 General Fund Balance Allocation The Financial Management Plan includes a policy on the General Fund Balance that states "the General Fund shall have an unreserved balance of not less than 40 percent of the next year's budgeted expenditures. This calculation is made at the end of each fiscal year." It goes on to say that the City Council may, at its discretion, allocate any amount over the minhnum 40 percent to other purposes. The fund balance for December 31, 2003, has been calculated, and pursuant to policy, the Council mav allocate any part of the balance in excess of 40 percent prior to finalizing the 2003 comprehensive annual financial report. Attached is the General Fund balance sheet for the period ended December 31, 2003. The fund balance is $3,732,049. This is 47.39 percent of the 2004 General Fund budget. Last year, the fund balance was 41.50 percent of the next year's budget. The policy requires a 2003 fund balance of $3,150,160 to meet the 40 percent mi~mnum; this leaves $581,889 available for allocation by the Council. Hoxvever, the 2004 budget calls for use of rcse~;es of $117,000 so the amount still available for allocation is $464,889. If 2002's 41.50 percent balance is maintained, the balance available after rese~wing $117,000 is $346,758. Thc fund balance increased significantly for several reasons. First, in June major budget amendments xvere approved to address the state aid cuts approved by the legislature. This resulted in expenditure cuts and a final amended expenditure budget that was $371,200 loxver than the original budget. Department heads carefully monitored their budgets and made cuts as necessary to end the year with expenditures approximately $7,000 under budget. Second, even xvith substantial aid cuts, development and building activiD~ xvas so high that the total year end revenues exceeded the original budget (prior to aid cuts) by $163,282. It is difficult to predict building and development revenues since the City has little control on the number of building permits that xvill be requested in any given year. There were no rate or fee increases implemented to generate more revenue; this increase in revenue is shnply a function of thc number of development requests and building permits issued. There were, hoxvever, some offsetting expenditures to cover overtime for inspectors, S:\Council\Lori\2004\Gencral Fund Balancel .doc additional building permit technician hours, and other additional costs for the added inspections such as fuel and vehicle costs. Third, other revenue increases such as court fines, fire contracts, and grants also caused revenues to exceed budget esnmates. As I stated earlier, thc Council may allocate all or part of the fund balance for other purposes as it deems appropriate by either reserving the amount in the General Fund or by transferring money to another fund. Since there is no guarantee of an ongoing fund balance in excess of the minimum rese~we requirement, it is most appropriate to use the funds for specific uses and not to fund ongoing programs or new programs that xvill require additional funding above the amount currently available for allocation. Some of the possible uses include: 1. $18,000 2004 budget addition to pohce personal services for the 2004 COPS grant match for the grant that xvas just received. 2. Reserwe $60,000 for the 2005 and 2006 COPS grant match. 3. $6,000 2004 budget addition to building and enviromnental personal services for building inspector intern. 4. $24,000 to purchase 2004 building inspector truck out of reserves instead of equipment certificates. 5. Reserve $50,000 for the next t~vo building inspector trucks to be purchased. 6. Reserve funds for future capital equipment for pubhc safeW and pubhc xvorks so these departments are equipped to handle the increased groxvth in population and infrastructure that will result because of the increased building and development acdvit7 in 2003. 7. Reserve funds for infrastructure improvements or building projects that have no other funding source available and that benefit the entire community. Finally, in addidon to the items listed, Council members may have many other uses for the fund balance. The funds can be placed in a reserve fund no~v for future use xvithout identifying a specific use at this time. This xvould make funds available in the future xvhen the Council does identify a specific use. Also, keep in mind that if the Council chooses to transfer some of the balance to a reserve fund such as the capital outlay reserve, the funds can be reallocated at any time in the future based on project and program priorities at that Action Requested: The Council is asked to consider allocation of the 2003 General Fund balance in accordance ~vith the General Fund Balance policy in the Financial Management Plan. S:\Council\l;ori\2004\Gcneral Fund Balancel .doc BALANCE SHEET Post Audit Report Page: 1 4/8/2004 CITY OF ELK RIVER 8:00 am As of: 12/31/2003 Balances Fund Type: l0 General fund Fund: 101 - GENERAL FUND Assets Acct Class: 1000 Current Assets I010 Cash 1012 Fair Value-Investments 1070 Taxes Receivable 1150 Accounts Receivable 1320 Due From Other Governments 1380 Interest Receivable 1550 Prepaid Expenses Acct Class: 1000 Current Assets Total Assets Liabilities Acct Class: 2000 Current Liabilities 2020 Accounts Payable 2040 Salaries Payable 2220 Deferred Revenue Acct Class: 2000 Current Liabilities Total Liabilities Reserves/Balances Acct Class: 2400 Fund Equity 2400 Fund Balance 2600 Change In Fund Balance Acct Class: 2400 Fund Equity Total Reserves/Balances Total Liabilities & Balances 3,960,713.49 -11,550.28 198,612.59 3,512.50 40,530.83 14,962.81 1,267.68 4,208,049.62 4,208,049.62 160,583.82 215,980.72 99,436.00 476,000.54 476,000.54 3,190,588.45 541,460.63 3,732,049.08 3,732,049.08 4,208,049.62 EXCERPT FROM FINANCIAL MANAGEMENT PLAN 9.1 9.2 9.3 The balance in the General Fund is an essential part of the overall financial management of the City. The General Fund balance indicates the City's overall financial condition Fund balance trends point to financial management practices. The Fund balance is essential in financing operations. This balance is needed to provide adequate cash flow during the first six months of the year, to fund unexpected, unbudgeted expenditures, to provide a temporary buffer against legislative actions that may reduce state aid payments, to provide revenue base stabilization, and to maintain or improve the City's bond rating. The General Fund shall have an unreserved balance of not less than 40 percent of the next year's budgeted expenditures. This calculation is made at the end of each fiscal year. If the year-end fund balance exceeds this threshold, the City Council will consider the need to retain the excess and increase the minimum fund balance before allocating the monies to other uses. The unreserved balance in excess of the minimum in 9.2 shall be allocated to other purposes at the discretion of the City Council. The Council shall annually approve a resolution designating the use of the surplus prior to finalizing the Comprehensive Annual Financial Report (CAFR) for the fiscal year just ended. The resolution shall include the following: (1) The amount of the surplus and (2) The specific uses of the surplus. General Fund Balance Page 27