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6.1.b. ERMUSR 06-16-2015 Elk River Municipal Utilities UTILITIES COMMISSION MEETING TO: FROM: Elk River Municipal Utilities Commission Theresa Slominski—Finance and Office Manager John Dietz—Chair Al Nadeau—Vice Chair Daryl Thompson—Trustee MEETING DATE: AGENDA ITEM NUMBER: June 16, 2015 6.1b SUBJECT: Staff Update DISCUSSION: We are working with NISC on our reports for write-offs, and the internal write-off process to make it less manual. The process precedes the report and this is turning out to be a slow process as we are doing a lot of testing along the way. We have a schedule in place that is taking us through July for anticipated completion. That means I will not have a completed report to provide for write-offs at July's meeting, when I would typically present 2° quarter write-offs. I will present information as I did for the first quarter,with as much additional information as I am able. The third quarter write-off presentation should be accompanied by an actual report. We can discuss at the next meeting but I wanted to provide a heads up of where we are at in the process and what the expectation would be for the July presentation. The Customer Care and Billing side of the NISC software transitioned to live support this month, so we are no longer working directly with our Project Manager, as they have moved on to other conversions. We were provided a Support Project Consultant contact to help facilitate our transition and that has proved to be very helpful. This person acts as a resource very similar to what our Project Manager provided us. We received our property and liability renewal premium notification and it is approximately $7,000 less for the 2015/2016 term than the prior 2014/2015 term. The reduced premium is because our municipal liability has decreased due to the new LMCIT rating process that focuses on exposures which are not all present to our utility, and our modification factor has decreased. I have attached the Renewal Premium Summary provided by our insurance agent for reference. ATTACHMENT: • Renewal Premium Summary UN, POWERED BY Page 1 of 1 NATURE Reliable Public Power Provider P O W E R E D T O S E R V E 265 ELK RIVER MUNICIPAL UTILITIES RENEWAL PREMIUM SUMMARY 07/01/2015 TO 07/01/2016 COVERAGES PREMIUMS PREMIUMS 2014-2015 2015-2016 Property $24,995 $24,207 Mobile Property $4,124 $4,420 Equipment Breakdown $61,741 $62,428 Crime Included Included Faithful Performance Bond $ 328 $ 367 Municipal Liability $49,442 $42,045 Auto Liability and Physical Damage $6,929 $7,039 Open Meeting Law Included Included Petrofund Included Included Fireworks Not Covered Not Covered .. ..._.. ......... No Fault Sewer Back Up Not Covered Not Covered TOTAL PROPERTY/CASUALTY $147,559 $140,506 PACKAGE Liquor Liability Not Covered Not Covered Excess Liability Not Covered Not Covered TOTAL P/C PREMIUM $147,559 $140,506 Note: 1. Property premium factors: a. Coverage increase from$54,305,868 to $55,031,352 due to the LMCIT Inflation Replacement Cost Factor. 2. Municipal/Auto Liability Premiums: a. Favorably impacted by new LMCIT rating process transition emphasizing Land Use, Police,Sewer Back-up and Employment Related exposures. b. Experience Modifier factor decreased about 3% from .910 to .880 (1.00 average). 3. Employee Dishonesty Option at$1,000 deductible, $517 premium ($189 additional). Currently a$20,000 per occurrence deductible. 4. Optional Excess Liability Coverage$1,000,000 limit (currently not purchased) 266