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HRSR INFORMATION 01-28-2002
• � I City of Elk River MEMORANDUM TO: Housing & Redevelopment Authority Mayor & City Council Planning Commission FROM: Catherine Mehelich, Director of Economic Development�� DATE: January 28, 2002 11 SUBJECT: Related Articles on Housing Issues Attachments • Grants Notice for Housing,League of MN Cities, 1-09-02. • • HOME Rental Rehabilitation Program funding availability • CMHP "Homefront"Winter 2002 Newsletter • MN City Participation Program, Sherburne County, 2001 results • Westwood Village, St. Cloud HRA housing development • St. Cloud HRA Minimum Wage Threshold • "Where battle lines-and solutions-are being drawn", Star Tribune article, 1-20-02. As the HRA, City Council and Planning Commission continue to consider the City's role in addressing the housing needs identified in the recent Elk River Housing Study completed by the Central MN Housing Partnership, staff will continue to provide information on related housing issues. First, several affordable housing financing programs continue to be available from the region and state,including the MN Housing Finance Agency. The HOME Rental Rehab Program information was recently distributed to rental property owner/landlords in Elk River who work with the City's Crime Prevention Specialist. The program offers rental property owners a 0% deferred loan for rehabilitating their buildings. In speaking with the Central MN Housing Partnership (CMHP),who administers the program for property owners,in 2001 the program was utilized by one rental property owner in Elk River for eligible improvements to 30-units. Attached is the CMHP's recent newsletter,which provides information about the agency's recent activities in the region. • Second, Sherburne County recently submitted its second application for the MN City Participation Program. The program allows banks to access proceeds of bonds issued by Related Housing Issues January 28,2002 • Page 2 of 2 MHFA to provide below-market interest rate home mortgage loans for low and moderate income first time home buyers (1-person income-$41,900, 3-person income $53,850). The program allows mortgage for new and existing properties. In 2001, Sherburne County provided a total of 15 loans and utilized 120% of its allocated programming amount. Two Elk River homes participated in the program in 2001. A third piece of information comes as a referral from HRA Commissioner Jean Lieser, and her contact with the St. Cloud HRA. Westwood Village is a development of the St. Cloud HRA that is designed to provide a variety of housing options. Of particular interest,in 2001 the St. Cloud HRA took a proactive approach to its economic development and affordable housing strategy by adopting the attached formula for a "Threshold Minimum Average Wage" for economic development assisted activities. The threshold is based upon the standard definition for local incomes and rents (3-bedroom apartment) established by the US Department of Housing and Urban Development (HUD). The base level hourly wage was established as $12.25. The base level is subject to change annually based on updated data from HUD. The staff at the St. Cloud HRA stated that for 2002 a slight increase to $12.67 would be proposed. Based on the formula adopted by St. Cloud, the City of Elk River would have the following result: • Hourly Wage: $18.27 Annual Wage: $38,000 allocated to shelter costs: 30.00% Annual Shelter costs $11,400 Monthly Shelter Costs $ 950 Formula: Using the 2001 Fair Market Rent (FMR) for a three-bedroom apartment in Sherburne County. Currently, the City of Elk River economic development financing programs (tax increment financing&tax rebate financing) do not carry a minimum average wage threshold with the exception of the Micro Loan programs requiring a wage between $8-10/hour. Lastly, the attached Star Tribune article features how the City of Chaska has developed "workforce housing"units through zoning and design policy changes. (*) ci-) . _ Grants Single family and multifamily fin ancing and housing ng tax credits Ann Higgins The Minnesota Housing Finance • HousingTax Credits:Tamara Wilson, • Metro Area: Agency (MHFA) has announced the tamara.wilson.state.mn.us or (651) Susan Ude,Minnesota Housing availability of state housing funds, 296-4451. Finance Agency,(651) 297-3656 tenant-based rent assistance,and federal Housing proposals must meet MHFA also offers training on housing tax credits.The deadline for regional guidelines for affordable new programs and technical assistance. applications for multifamily and housing housing investment in order to be Sessions are being planned for early to tax credit applications is Feb. 7.The considered for funding.The following mid January.The information sessions deadline for single-family housing people can be contacted regarding the for potential applicants will focus on development funding applications is guidelines: changes to the 2002 application Feb. 14. • Northwest: materials;revised selection standards Funds are available for develop- Tim Flathers,Headwaters Regional and funding priorities;and revised ment,construction,acquisition,demoli- Development Corporation,(218) Housing Trust Fund and Challenge tion or rehabilitation of affordable 751-3108 Programs.MHFA staff will also be housing,as well as for home improve- • Northeast: available for one-on-one technical ments or development of low and Steve Nelson,St.Louis County assistance following each of the sessions. moderate-income rental housing. Community Development,(218) Limited funds are also available for 742-9561,Ext.7561 or(800)450- Upcoming training sessions support of operating costs for propos- 9777 • Jan.9,9 a.m.-Noon,St.Cloud als for new supportive housing and for • West Central: Civic Center(Wilson Suite),10 • low-income rental assistance. Lynn Stadum,West Central Minne- Fourth Avenue South,St.Cloud; Application materials for single- sota Housing Partnership,(320) • Jan.15,9 a.m.-Noon,Kelly Inn, family and multifamily housing 998-6322 St.Paul (located at the Marion development are also available on the • Central: Street exit off 1-94,between Rice MHFA web site.Contact the follow- Pauline Carlson and Cheryl Street and Marion,just north of the ing MHFA staff for RFP information Sieverding,Central Minnesota freeway. and materials: Housing Partnership (320) 259-0393 To register,download a registra- • Single-family housing RFP applica- • Southwest: tion form from the MHFA web site tions: Fran Gustafson,fran.gustafson Liz McLoone,Southwest Minnesota (www mhfa.state.mn.us) or call @state.mn.us or(651) 297-3118; Housing Partnership,(507) 836-8673 Fran Gustafson (for single-family • Multifamily housing RFP applica- • Southeast: housing RFP applicants) at(651) tions:Patty Kroona,patricia.kroona April Sutor,Southeast Minnesota 297-3118;or Cassie Gordon (for @state.mn.us or(651) 215-6238; Initiative Fund,(507) 455-3215 multifamily housing RFP applicants) at (651) 296-9546 or cassie.gordon@ . state.mn.us.t Receiving duplicates? Let us know. Please contact : Incorrect addresses? Jeanine Hopp at the League of Minnesota Cities at New person in jhopp @lmnc.org, or 0 position? call (651) 215-4030. January 9, 2002 Page 13 DEC O72001 Imo❑ Central Minnesota Housing Partnership, Inc. ■ P.O. Box 2222 • St. Cloud • Minnesota• 56302-2222 DATE: December 5, 2001 TO: Housing &Redevelopment Authorities County Commissioners Economic Development Authorities Community Action Councils Rural Development Offices FROM: Sheri Harris RE: HOME Rental Rehabilitation Program funding availability The Minnesota Housing Finance Agency (MHFA) anticipates that HOME Funds will be available for rehabilitation of rental properties in 2002. Last year the Central Region received an allocation of approximately$1.7 Million and it is expected that the funding amount will be similar to that in 2002. • Applications are currently being accepted for this program at Central Minnesota Housing Partnership (CIvII-P) offices until February 15, 2002. Counties included in the CMI{P's service area include Aitkin, Carlton, Cass, Chisago, Crow Wing, Isanti, Kanabec, Mille Lacs, Pine, Stearns, Todd, Wadena, and Wright. This program offers owners of rental property a 0% deferred loan rehabilitating their buildings. Repayment is based on project need and a five-year compliance period. Eligible building improvements include but are not limited to roofing, siding, windows, major systems updating, floor coverings, and painting. Please forward this information to interested rental property owners and have them contact me to obtain application materials needed for the Febru. 15 deadline. Applications will be evaluated through selection criteria established for the central region. Owners will be notified of the status of their project after a review of all applications is completed. As administrators for the HOME Funds in the Central Region, Central Minnesota Housing Partnership is interested in working with rental property owners to preserve existing affordable housing through the HOME Program. For further information on the program requirements and application materials, please contact Deanna or myself at 320/259-0393. • PH 320.259.0393 —A MINNESOTA NONPROFIT CORPORATION— E-MAIL cmhp810 @cloudnet.com MN TDD 1.800.627.3529 EQUAL LHO SING WEB PAGE cmhp.net FAX 320.259.9590 OPPORTUNITY Reasonable accommodations are available rax' 11-0-t',9ta.",s r :. i� t v-x .x -4 y.; 4,VP: ,� AA.,...-;7:..t. y y y y y '-',,",'• r4 e1 V Y. s '. f�. N yk u .: F'� 3.. .o- ; . ! ,q y eJ: • CMHP ,": „ ,..... .4,.... . . . ., • ,, ,, ,_ , .3...t q,.,., ,?-.0 r.1 ',,:v 2002 WINTER A NEWSLETTER FROM THE CENTRAL MINNESOTA HOUSING PARTNERSHIP, INC. UPCOMING NOME NOME STRETCH CURRICULUM STRETCN-CLASSES MOVES TOWARD A NATIONAL LEVEL Home Stretch classes are designed to In January 2002, the home buyer education program offered by CMHP will convert to a National curriculum created by American Homeowner Education & Counseling help buyers gain knowledge needed to Institute (AHECI). Since 1995 CMHP has been offering standardized curriculum make an'educated decision about home created by the Minnesota Housing Finance Agency, known to Greater MN as purchase and understand the responsibilities "Home Stretch". To date the Metro area has utilized a different curriculum: With the of ownership. If you know of anyone conversion to a National curriculum both the Metro area and Greater MN will convert thinking about a home purchase, to one standard statewide program known as "Home Stretch". The program will be encourage them to start by attending enhanced with updated manuals and expand from six to eight hours over three these educational classes. evenings. Topics covered include financing, loan application, budget and credit, real. estate issues, the closing, home maintenance and making your mortgage payment. The Hinckley•Jan. 3,10, 17 • (320)384-7325 expanded class time will provide instructors additional time to share detailed information, Brainerd •Jan.7,14, 28 •(320)259-0393 expand on affordable housing options within the region and move into maintenance Wadena`•Jan-7,9, 14 • (218)385-2900 issues/post purchase preparation. CMHP will offer 43 classes in year 2001/2002. ioSt.Cloud •Jan. 8;15, 22 • (320529-6500 For upcoming dates and times, please refer to the listing at left. North Branch•Jan. 16, 23,30 • (651)674-1025 Princeton • Jan. 17, 24, 3i • (612) 389-4789 Elk River • Feb. 4, 11,25 • (763)241-3520 Little Fails• Feb. 5, 12, 19 • (320) 632-6629 MI-IFA ANNOUNCES STATE FUNDING AWARDS Walker• Feb.7,21, 28 • (218) 547-4360 St. Cfoud •Feb:7,21, 28 • (320) 529-6500 The Minnesota Housing Finance Agency released the fall funding awards for year 2001. . Paynesville • Mardn5, 12, 19 • (320)243-7570 The Central Region was awarded $3,569,398. The projects that were selected: Brainerd • March 6, 13, 20 •(320) 259-0393 Cambridge • March 7, 14, 21 • (763) 689-2796 Single Family Awards Registration Begins 1/2/02 CMHP Todd Count Ml.1RL Browerville St.Cloud •March 11;;,18,25 • (320)529-6500 y ( ) $ 220,1 86 CMHP Morrison County MURL (Motley) $ 381,212 Wadena •April 1, 3,a• (2 18) 385-2900 City of Brainerd Willow's Infrastructure Loan - Phase II $ 198,000 Isle•April 1,g, 15• (320) 676-3101 CMHP/City of Brainerd Gap Financing for the Willows-Phase II $ 105,000 Little Falls •April 15,22,29• (320) 632-6629 CMHP Brainerd CASA Funds-Willows Phase II $1,000,000 Mora •.April.9r 16, 23 • (320)679-2425 CMHP/Lumber One St. Joseph Gap Financing $ 75,000 St.Cloud •April 10, 17, 24 •(320)529-6500 CMHP St. Joseph CASA Funds $1,500,000 Chisago •April 11, 18, 25 • (651)213-2600 CMHP Pre and Post Purchase $ 25,000 Otter Tail/Wadena CAC Pre and Post Purchase/Counseling/Loans $ 45,000 Wright CAP Pre and Post Purchase/Counseling/Loans $ 20,000 `dates are subject to change Total Region Wide Awards $3,569,398 "Beginning January 1, 2002 there will be a$25/household fee for materials. Multi Family Awards . MHFA Multi Family awards have been announced. Projects that have received funding are located in Brainerd, Hinckley, Isle, North Branch, Cass Lake and St. Cloud. A vsmall allocation was also awarded to Moose Lake. The next funding cycle deadline for Multi Family will be February 7, 2002 and the iMi Single Family deadline will be on February 1 4, 2002. The board recommendations mit ;: 1 will be on July 25, 2002. Check www.mhfa.state.mn.us in January for workshop dates. For more information or technical assistance, contact Sheri Harris, Housing J ,:rr °' cio A t,.._.: x ,ter �.t'." b - o „1�� 3 _ • . o m b 3 - �_ i 4t te '' � P_I r 1 q I-- o; ds QE , � md , .` cc I _ � K „o '_ E vio av d_ y- . o d p d 2. r ,� d d a > ° i _r 4 E a - c-o s` 5 N a c �c_-o o d d 8- a n d -.... ,._4 °._ _r c • % ° _ c ` -kn d d-• -°o' Q a . o er, . + a s z o S o a a - ° o a s c a J m if4 a a C c V ° t - d - ' E a ' J a i' .,.: in• i E m-E . •v 2 - 2 ' Q-7, '?, u c $.a s c c o d W o, v m w J a N c ° o .q E E m a m 9V7 'd °b o i `s m p � _c-,—._ — " - s,g W S _• E i T m m m v� 3 d� -6-E a o �-F;4- o . 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Z2 .n Co a s -r 1 � Z N 2 1 1Bf! E "E a c v d. j111I 5 o bfn,LA a E a m 0c dao O Vd -oom �0 <,..-.... ° os d ml cV o ,m ; _ d ' 2-0 =s a o, . , E c o, 2� d p CCw _ V 2 ° F O --a -J O m CD 9 O Q m E C O Sy "Z 3 3 ` '' ° o Q - '= ,,, ,-Q-4. 2...2 o°- 8 V ' '-° - 3 i N N Z 'c E ' 'W C i _ m m _ °s 2b E ° c s ' d E ui Q o �d d d S °. O . ° >.y o Q a E 3 _, ` E d ° c Y d E „d u in `' E E�—LL Wo y J 0-20 o f ▪ 2 ° ' `Q O N d b -22 c d ° E d E 9 > c ” o ° ' 5 - " E-5 d a,2:°d E a�V L ,F r= d ,,o.,- Z c ° R q d , Q' m d'J S o TH a O r °Co D t- H % °V 2 "a m m m m E H `° m u A •Esf.l• NON PROFIT POSTAGE U.S.AID Central Minnesota Pf�ID I-lousing Partnership. Inc. JA. PEPrCCLNO MN NO 810 W St. Germain St. 2 4 02 Suite 303.P.O.Pox 2222 St.Cloud.MN 56302-2222 320.259.0393 fax 320.259.9590 email cmhp810 @cloudnet.com www.cmhp.net Cathy i'viehelich City of Elk River-Economic Dev. DATES TO REMEMBER 13065 Orono Pkwy January 7 Elk River MN 55330-5600 COC Advisory Committee, Little Falls January 9 Mora COC Focus Group Meeting January 18 Homestretch Volunteer Training January 30 EVHI, Little Falls February 5 COC Advisory Committee, Little Falls February 14, Single Family • 411 February 7, Multi-Family MHFA&GMHF 2002 Application Deadline February 15 Rental Rehab. Pre-application Deadline 3 $ , F C:6rttral#fit€knnesota I-lousing Partnership is a regional. non-profit community housing tv'rCrt e rporation committed to assisting underserved communities to preserve. rte ar rt tease affordable housing for low and moderate income families and individuals. " A pIRECTORS CM-P STAFF an Jotnsort; c tug, President Pauline Carlson, Executive Director W .atrra ertso�n e President —pauline@cmhp.net r& ` rtari n oeitso-;i 'erktary Sheri Harris, Development Director ,• ,PO11$Geft oasktre1 Sheri @cmhpogr M Cheryl Sieverding, Program Manager 1 ogei birt �3 -- cheryl @cmhp.net 044ar0m0nn i Deanna Schutz, Program ram Co ordinator k . ,i . S , , deanna @cmhp.net frN hken� „{ 4 Erika O'Brien, Director of Rental Operations 110 a gamer ~ erika @cmhp.net ▪ Y € .k Ginger Rudberg, Administrative Director �� F mhp810 @cloudnek.com a . ,.�� 13� , Lisa Graphenteen, Community Development Manager — lisa@cmhp.net y { a'c Shiela�Seanger Administrative Assistant t ri � il ,a t ny i"O�'4 - snelia@cmhp.net t s>x Leslie Schumacher Julie Schueller, Property Administrator ii f w 44 � e rn Degiovanni, Attorney Julie @cmhp.net . c 1r� �� x z O z +' c • O z CA c-...) -7 ^" ' U �n 0 H .5 . 5 Fn ;t E-.. 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CD yr , , O ct t4t flt tlliHj : .' 0 ril iiii—Naa c5 % O C�7 v� r cA 5 0 — P c t-1 3-- 0 ,:. „ ,:, n P ■--, . : ci..............,..:;". ..-, -.;',7 x in z Alex Wikstrom Sherburne County • Economic Development Coordinator rn II Memo JAN 10 1002 To: Kimberly Stuart, Program Manager From: Alex Wikstrom CC: City Economic Development Directors Date: 1/9/02 Re: Minnesota City Participation Program Please find attached the"Request for Proposal"for the"2002 Minnesota City Participation Program (MCPP)" as recommended by Sherbume County Economic Development Alliance and approved by Sherbume County HRA. I appreciate the opportunity to make this request for the second year on behalf of all cities in Sherburne County. Based on the 2001 results,the MCPP program was very • successful in Sherbume County. • 1 • Attachment 2 KEY ADVANTAGES OF THE MINNESOTA CITY PARTICIPATION PROGRAM Bond Advantages of MCPP Participation • MHFA has historically obtained the lowest available bond interest rate in Minnesota, which allows cities to pass the lowest interest rate on to their borrowers. • MHFA absorbs all program underwriting costs and risks of bond issuance. Costs to participating cities are limited to a Department of Finance processing fee (charged to both MCPP participants and self issuers)of$20 for each$100,000 in allotment. • MHFA often reacts to a falling interest rate market by lowering program rates further during the program term due to the volume of its mortgage revenue bond activity and/or remarketing provisions in its bond resolution. Loan Advantages of MCPP Participation • Commitment of city staff time is primarily limited to completing the application, administration of any city added targeting or enhancements, and monitoring fund usage. • • MHFA's Homeownership Assistance Fund (HAF) is available with MCPP mortgage funds. HAF provides downpayment/closing cost assistance of up to$3,500 and monthly payment assistance of up to$60. HAF cannot be used with self-issued city bond programs. • Historically, house price and household income limits under the MCPP are higher than other MHFA programs. • MHFA provides marketing support for each city, including brochures, posters, ad layouts, and local and statewide press releases. • MHFA absorbs all lender compensation costs. • Participating lenders net 2-1/2 points for each loan closed and sold to MHFA under the MCPP (1/2 point higher than MHFA's Minnesota Mortgage Program). • The program requires 1-1/2 discount points charged to the home seller or buyer, for both existing housing and new construction under the MCPP (compared to 2 and 2-1/2 points under the Minnesota Mortgage Program). • 11/01 0 kti7154::L,C+. O o o 0 0 0 Lo Liz �R {A te v r. r, 49 69 W h 3 N SO Pd G G 0) G v G as as G G G v w G qw' v�- SI F r. r, 7r, yi, ° c) O 0 O 0 0 0N `A ;a!1 ' N 0 O O S 04 p y,Cn.'"'.1.,4%- AI M N n t\ N �.WW En 5 sa W k. s s•A v3 te r" rti .-. .n Cl) CI) O M t. 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N N cn an 1n N Vl v) • MCPP Usage Report 11/20/01 Allocation Name Allocation Amount Commited Amount Percentage of Funds Available #of Loans ert Lea Usage $413,508.00 $510,496.00 -$96,988.00 9 xandria $248,575.00 $313,300.00 123.45% Anoka County -$64,725.00 4 �' $6,870,095.00 $6,132,217.00 $737,878.00 47 189.26% Barnesville $100,000.00 $140,870.00 -$40,870.00 89.87% Becker County ,870.00 3 140.87% $687,042.00 $1,176,801.00 -$489,759.00 16 Beltrami County $891,569.00 $903,330.00 101.32% Blue Earth County $1,000,000.00 -$11'761'0(1 14 101.32% Breckenridge $907,424.00 $92,576.00 12 90.74% $100,000.00 $80,400.00 $19,600.00 2 80.40% Chippewa County $303,434.00 $385,212.00 Chisago County -$81,778.00 7 126.95% $969,943.00 $1,192,882.00 -$222,939.00 11 122.98% Clearwater County $193,615.00 $59,900.00 Cromwell $133,715.00 1 30.94% $100,000.00 $100,000.00 Crow Wing County $1,215,814.00 0.00% $1,510,378.00 -$294,564.00 19 124.23% Darwin $100,000.00 Dilworth $100,000.00 0.00% $100,000.00 $144,081.00 -$44,081.00 2 109.07% Dodge County $403,841.00 $440,461.00 -$36,620.00 6 109.07% Duluth $1,953,936.00 $2,306,160.00 -$352,224.00 31 137.09% Fillmore County $250,000.00 $344,737.00 -$94,737.00 5 137.89% Glyndon $100,000.00 $120,020.00 -$20,020.00 1 Grant County 120.02% $142,235.00 $201,900.00 -$59,665.00 4 141.95% Hennepin County $16,801,638.00 $16,677,198.00 Houston County $124,440.00 133 99.26% $400,000.00 $423,676.00 -$23,676.00 6 Hubbard County $396,297.00 190.40% Kandiyohi County $358,254.00 $38,043.00 6 90.40% $967,659.00 $1,331,152.00 -$363,493.00 19 City $100,000.00 $141,000.00 137.00% -$41,000.00 2 nomen County $119,187.00 $123,540.00 103.65% McLeod County -$4,353.00 3 103.65% $815,895.00 $872,971.00 Moorhead -$57,076.00 10 107.00% $785,626.00 $1,067,986.00 -$282,360.00 15 Morrison County $732,654.00 135.94% Mower County $769,200.00 -$36,546.00 11 104.99% $867,091.00 $953,836.00 -$86,745.00 16 North Mankato $273,257.00 110.00% $290,121.00 -$16,864.00 3 106.17% Olmstead County $2,802,062.00 $3,317,614.00 4515,552.00 33 Ottertail County $1,273,354.00 118.40% Owatonna $1,383,612.00 -$110,258.00 25 108.66% $498,318.00 $759,032.00 -$260,714.00 7 Pipestone County $238,627.00 159.98% Ramsey County $143,128.00 $95,499.00 3 59.98% $5,329,296.00 $4,031,579.00 $1,297,717.00 34 Rice County $1,266,340.00 $1,163,231.00 91.86% $103 Sauk Centre ,109AD 12 91.86% $100,000.00 $146,875.00 -$46,875.00 2 146.88%Rapids $229,721.00 r -- $258,986.00 -$29,2 Sherburne County $1,317,928.00 $1,583,591.00 -$29,265.00 3 112.74% St.James $_65,663.00 15 120.16% X- $100,000.00 $201,500.00 -$101,500.00 3 St.Peter $231,590.00 $294,800.00 201.29% Stevens County -$63,210.00 3 127.29% $243,057.00 $384,000.00 i Swift County $261,583.00 '00 -$140,943.00 7 157.99% 83.0 0 3 $ 75 000.00 Washington County ' -$113,4L7.0(1 8 143.36% $4,582,109.00 $2,919,192.00 $1,662,917.00 22 Wells $100,000.00 63.71% Winona $112,280.00 -$12,280.00 2 112.28% $400,000.00 $399,451.00 $549.00 5 We County $2,025,180.00 $2,092,275.00 -$67,095.00 18 103.393.31% 103.31% $59,402,076.00 $59,445,649.00 -$43,573.00 620 100.07% 110 The Minnesota City Participation Program(MCPP) PROGRAM GUIDELINES Through the MCPP, MHFA sells mortgage revenue bonds on behalf of cities to meet locally identified housing needs. The proceeds of these bonds provide below-market interest rate home mortgage loans for low-and moderate-income first-time homebuyers. The MCPP provides cities throughout the state with a unique opportunity to easily access housing resources to meet the needs of their citizens. (Note: City means any statutory or home rule charter city, county housing and redevelopment authority, or any public body which: a) is the housing and redevelopment authority, port authority, or an economic development authority of a city;and b) is authorized by a statutory or home rule charter city.) I. FUNDS • Statute limits the single-family portion of the housing pool to an initial 31%. • Per statute, MHFA uses a population-based formula to determine each city's maximum allocation. The maximum allocation a city receives is its percentage of the housing pool as compared to the total population of all applications received. • Cities apply for a specific dollar amount (minimum of $100,000) or request the "maximum allowable" under the population formula. If the individual allocation as determined by the per capita formula falls below a level that the city cites as"minimum,"MHFA contacts the city to verify whether the city would like to cancel its application. • If funds remain in the housing pool on July 15th, MHFA may request those funds on behalf of cities that received an initial allocation in the 2002 program year. Statute directs MHFA to provide those funds to cities in a pool on a first come,first served basis. • If funds remain in the unified pool on Oct 1st, MHFA may request those funds on behalf of cities that received an initial allocation in the 2002 program year. Statute directs MHFA to provide those funds to cities in a pool on a first come, first served basis. In addition, statute allows MHFA to carry this authority forward for use in the proceeding calendar year. H. USAGE TEST • A city must use at least 50% of its 2002 allocation by the program expiration date. If the city uses less than 50%, its program year 2003 allocation is limited to the amount successfully used in 2002. However, cities receiving the minimum allocation of $100,000 must use 50% of their initial 2002 allocation to participate in 2003. If a city receiving the minimum allocation fails to use 50%of their initial 2002 allocation and does not participate in 2003, the city may receive a 2004 allocation based on the population formula. • The usage test also applies to self-issuers. Submission of this application requires these cities to submit loan origination data to MHFA to confirm compliance with this statutory requirement. Ill. PROGRAM TERM • The 2002 MCPP program term will run for eight months. Cities retain the exclusive use of their individual allotments for a six-month period. Following the expiration of the six- month period, • MHFA collapses all remaining individual allotments into a single, statewide pool available to all participating cities for the remaining program term. 11/01 • IV. PROGRAM REQUIREMENTS • MCPP mortgages must meet the requirements of standard mortgage insuring and guaranteeing entities, mortgage industry accepted underwriting standards, and state and federal law governing mortgages provided through the issuance of mortgage revenue bonds. • Borrower household income limits may not exceed 80%of area median income tiered by household size. Currently, these household(HH) limits are as follows(Note: HUD typically in January): ( yp ly revises these limits 1 person 2 person 3 person 4 person 5 person 6 person 7 person 8 HH HH HH HH HH HH HH person HH 11-County Twin Cities $41,900 $47,850 Metropolitan Area $53,850 $59,800 $64,600 $69,400 $74,200 $78,950 - Olmsted County $40,150 $45,850 $51,600 $57,300 $61,900 $66,500 $71,100 $75,650 All other counties $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000 • The current statutory house price limits are: If the mortgaged property is New Existing located in: Construction 11-County Twin Cities Metropolitan Area(Anoka,carver,Chisago,Dakota, 0 Hennepin,!santi,Ramsey,Scott,Sherburne, $134,257 $175,591 Washington and Wright) Aitkin County $131,070 $103,408 Becker County - $131,070 $92,402 Beltrami County $131,070 $84,400 Benton County $131,070 $98,501 Blue Earth County $131,070 $105,691 Brown County $131,070 $87,119 Carlton County $131,070 $92,193 Cass County $131,070 $96,632 Clay County $131,070 $91,168 Cook County $131,070 $101,811 Crow Wing County $131,070 $123,081 Dodge County $131,070 $102,422 Douglas County $131,070 $113,115 Fillmore County $131,070 $83,723 Goodhue County $131,070 $128,138 . Houston County $131,070 $98,108 • Hubbard County $131,070 $105,223 Itasca County $131,070 $96,632 11/01 • V. NEW CONSTRUCTION • Participants must meet one of the following conditions for new construction in the seven-county Twin Cities metropolitan area under MCPP: 1. The City negotiated affordable housing and life cycle goals with the Metropolitan Council and the new construction is part of efforts to meet those goals. 2. The new housing is located in a redevelopment area where at least 25% of the buildings are substandard. 3. The new housing replaces a substandard structure. 4. The new housing is part of a housing affordability initiative, meeting one or more of the criteria listed in Attachment 1. (For self issuers, please note: If your city is located in the seven-county Twin Cities metropolitan area, the above new construction restrictions do not apply to loans closed ten months after your program start date). • Statewide - cities may not provide set-aside or commitments for the exclusive use of builders or developers except for housing affordability initiatives as specified in Attachment 1. VI. HAF • • MHFA offers participating MCPP cities access to MHFA's Homeownership Assistance Fund (HAF), an interest-free, deferred payment second mortgage loan. HAF provides lower income first-time homebuyers with downpayment/closing cost assistance of up to $3,500 and monthly payment assistance of up to$60. VII. PROGRAM ADMINISTRATION • Participating lenders originate home mortgage loans, which MHFA buys in accordance with the MHFA Mortgage Program Procedural Manual. • If a city commits additional resources or subsidies in conjunction with MCPP, a layer of guidelines may be added as required by the source of the subsidy. INDIVIDUAL CITIES ARE RESPONSIBLE FOR THE DEFINITION AND ENFORCEMENT OF THESE ADDED GUIDELINES. • The Minnesota Department of Finance charges a processing fee of$20 for each$100,000 allotment provided and a 1%refundable deposit. For cities participating in MCPP,this is due with the executed MCPP contract returned by each city before the bonds are sold. DO NOT SEND A CHECK BACK WITH YOUR COMPLETED RFP;WE WILL NOTIFY YOU WHEN TO FORWARD YOUR FEE. • Once cities select and identify participating lenders in the MCPP application, no additional lenders may be added for the balance of the program term. • MHFA provides marketing support in the form of brochures, press releases and a shared marketing cost program. • VIII. APPLICATION PROCESS 1. Following the application deadline, MHFA reviews all submitted applications. 11/01 • 2. MHFA applies the per capita allocation formula, as specified in statute, to determine the allocation plan. 3. MHFA completes a mailing notifying cities of allotment amounts, and provides a formal request for fees. (DO NOT SEND A CHECK BACK WITH YOUR COMPLETED RFP). For those cities participating in MCPP, the mailing also includes two (2) contracts, which must be signed and returned. 4. Cities participating in MCPP must execute and return the contract along with the processing fee (see Part VII. Program Administration) and a 1% application deposit. MHFA fully refunds the 1% application deposit approximately one month after the closing of the bond sale. 5. Please note that upon notification of allotment, self-issuing cities must send all fees directly to the Department of Finance at the following address: Lee B. Mehrkens Minnesota Department of Finance Cash and Debt Management Division 400 Centennial Building 658 Cedar Street St. Paul, MN 55155 • • 11/01 ,I :'''''': -=',.'"----.:: - - :!..:::':''.. - $!mss 44 Y • 61 Vin . .�} c r a � % ' if i ,, ,y Y, M r � 3.. " . j am,j / {I p r ,�" r ( Ns:: , , -, •,:l..:......."-::.-:-. . ',: =, I, , s.,, .-.,, ,o:i r ='',_ / r �' � _. l . .}�'-r^9' i - . �: • M ..;r ?, ryti � » t�ia' -,..f--;; fa C yir _ -r, �r s __ m I N,-- w .; .... 4, x % r� •,....„;� • 1 • �� r y � �1(0-‘vai �� --._ --,__.....C. 44100, 7 ': -7-a'':". ..`.., '''4' 1 if-^ -.....,..iieH:'. ..1 ': 'i4s... ' .r...-'..irt:SM,V.,`,,ylit..7:ii5":44.'. ,•1 .. - y x 11 .��#® li1� 04.., ei ,,,, . :N:::....: . , • iv ..,...v :s .-- .. row: :fM.. r -a...:, . v. e ..310,.=, 13, i' „....1.,4„...... ,:,,..,71$4::::::;":::''..6.4.j.1:44.:'....-,.'454,..4 t'''rl.. ,y _ .k r.. Sa:i is.Alper s: "ts I 1 ` ri 1 .-- } s ..�. _ -__ x "i. _ 1' ♦ Neshvo°`�Parkw #� � f. estwood Village is a cooperatively - 1 a developed, economically integrated ' 0 housing development with a mix of housing types that appeal to families Village of all sizes and kinds in a variety of �•a= -' '• r°wniiomet r y, housing stages. ; ;i . ,,,:,,,z,„,*-, ,.. Westwood , Using the Smart Growth Concept, t; village 'P° Homes 1r.,t1,,,oni1 i vnlunr i i,, p#: . Westwood Village maximizes the use of approximately 59 acres. •` Incorporating smaller lot sizes with Westwmd Westwood Apartmen&s o--rIlloge drtments ' greater density will keep infrastructure /1 -,_--,,r, ___!J.• costs low on a per unit basis and also \� ,/ -!-, ° ur,two{d utilizes natural landscaping features - d' for parks. Westwood Village is a mixture of / rental and owner-occupied housing in estwood Village Amenities the form of single-family homes, townhomes and apartments. These • Close to schools and shopping single-family homes and multi dwelling • Within walking distance to major area employers ii) units are separate but are connected • On Public Transit Route with sheltered bus stop through a trail system and sidewalks. • 2 private parks for all age groups Westwood Village will bring together • Adjacent to 70 acres of Public Park all sectors of society in a community- • Extensive walking/biking trail system oriented environment. �; ` ` - - o estwood Village includes 2 private parks and is adjacent to / / ,,"J 70 acres of public park and open space. They utilize a paved / walking/bike path that loops through and connects with an ,/,- extensive trails system stretching over 3 miles. r.. .,_ Garden Grove Park is part of the single family home development and is owned and maintained by a homeowners ,' association. It is approximately 2.2 acres and includes a iplayground area with play equipment and a paved area for kids' J:. * t surface games as well as a half-court basketball court. The park P� -�` will also include flower gardens and a large open activity area. ' A�11v i°".'Me. NY(,C)/e),e Cr/1(// 6 `�A W dC n�i I # ry Garden Center Park is also � �-�'�'� ' ���� � ,�4.7114� 1 privately owned and maintained r ` / , ` " �� j`U/ ' Y ° 'by a homeowner's association. ,1 �"`�.is meant to rovide activit � a � �� ��w' �. 1,747,1;0: areas for small and very small A°m`� ,� ,: children as well as a " Y % , comfortable area for adults to ,. "� � . sit and relax. This park is r �� �A `t �" approximately 1 acre and will �` \ ' ' include two play systems, a :wit i . ' ` r picnic area and arboretum, A ��` � flower gardens and fountain. W :.::,,* w " � ,. X(1/1'(/6 7/e/i 1/ f"/i/E/e/i' a/i'(7/C ,... , , , , �i E i i 4 ` ' p*b. y3r e' i 0 4 4 000 �' �. tea, ONVE6aucjie I::',4::-':. ' ''',.-":...;"--:$ ,�'i ' �. , 1' I" of ,CU, ti;ta �.. s • y� J 1 oval k � ^�, _ l_ - may , .,, , ,1 .'S' I ��� '� � •44 N$� r�r - f43 .l � 'r d 4 I. f ; QT L 4�estwood Parkway A • -a fir L , , , Homes Grtir .. Apartm °' Westwood Townhouses -' Industries West 5pd f Industrial Park 1 Westwood Village is easily accessible from all major roads and highways in the St. Cloud Metropolitan area. It is located within i walking distance from many of the area's largest employers and is close to schools and shopping. if . estwood Village will strive to meet a variety of Economic integration isi achieved in- the price points in the development with gross rents development by the inclusion of single family homes starting as low as 50 percent of the area median for sale on. the upper end art sales prices up to income in the Section 42 rental buildings. The Section $136,000. These homes are made affordable to 42 rental units will also be available to households families at or below 70 percent of the area median utilizing Section 8 housing assistance payments income through a variety of first and second mortgage allowing them to reach populations at 30 percent of financing packages including an employer assistance the area median income. component. III HO J U siedei NG&REDEVELOPMENTAUTHORI7'Y 1225 West St.Germain Street, St.Cloud, MN 56301 Phone:(320) 252-0880 Fax:(320) 252-0889 Website:www.stcloudhra.com Catherine Mehelich om: Bruce Thielman [Bthielman @stcloudhra.com] ent: Wednesday, December 05, 2001 2:57 PM To: cmehelich @ci.elk-river.mn.us Subject: Re: Business Subsidy Policy I am going to fax it to you today. However, we are proposing a slight increase to $12.67 per hour later this month (as a result in an increase as determined by HUD) in fair market rents. The hourly rate will be an average based on the type of jobs created by the proposed new project and benefits are over and above this amount. This is a bold stance by our Board, but tbeg_feel strongly that if we create new jobs, they should pay people enough to afford a 3 bedroom aprartment. Thanks for your interest!!! >>> "Catherine Mehelich" <cmehelich @ci.elk-river.mn.us> 12/05/01 09:19AM >>> Hello Bruce, I recall seeing an article in the St. Cloud Times within the last year about the St. Cloud HRA's revised business subsidy policy. The item that caught my attention was the calculation or adjustment that was made based on "affordable housing/living". The City of Elk River and it's HRA is beginning discussions on housing issues and the role they play. One of the issues obviously is the relationship between our economic development/business development strategy and housing. Would you be willing to e-mail or fax me a copy of your updated policy that I may use as a point of reference and discussion? We are currently working with the Central MN Housing Partnership, who have recently completed a housing study for Elk River. shank you for your assistance! Sincerely, Catherine Mehelich Director of Economic Development City of Elk River PH. 763-441-4905 FX. 763-441-7425 • 1 12/05/2001 16:02 FAX 320 252 0889 ST CLOUD HRA 0002 r S2.CL U .7I9,7IS7NG&R.EPRVI-CLI)PMFNTAZUTHORITY . °' '• s.• Enclosure 4B 1fV I lt,i,i::Y 1. TO: fooard'of c. ,)- "� "=rs -,T x a, FROM: ` , I 4 1 DATE: ' i 01 , SU 1't , , ishment of a Threshold for Economic Development Activities r t {` 1 o 0 ,1 „ ;` several years the HRA board has looked at what sort of wages that jobs created ;;, ,L-1,--',14.=, =ctivities should pay. Most recently the Board has expressed an interest in + 1 '+`4�1 'i i,l ''i,a what type of wages should be paid for permanent jobs created through our 1 s,;;,-;L.- `, ',r t�1ii',& development activities. , ,,,,a 'ssioner Podawiltz has suggested a "Threshold Minimum Average Wage" that ought to be . =' --i 1 q rVig. e for Economic Development projects. #� ni� k1{� M �tI, threshold would be updated annually by the US Treasury and US Department of Housing ,p ' tr$ .,T;31r t-d Urban Development statistics- The threshold would not apply to any projects except for At'0 t ;' '3;, 'economic development activities. r or instance, it would apply for a new manufacturing facility, but would not apply to a ;,, ,, k , redevelopment project or soils correction project. The reasons for undertaking the ": ,,i,: „: redevelopment or soils correction activities may be important to the community. However, the '-- k reason for undertaking these activities are not to create permanent good paying jobs. t iii'%4' ''' '1` ' The threshold would establish a wage rate that would allow the employees to be able to afford , ' "; ' .. housing in St. Cloud. by ` ly,,�, Ft`) 1l„f •..{ VOA 4t p i 4,i ,k4;.�bM�J� N^K I,YI' j6 ' • fl 1,T 1 %141 • ,,,L..:'1'f?LA, 't,� It 's` �LL��;' { e , 1225 West Sit.Ge,�rfpain Street • St.Cloud,MN 56301 P� tiJ1°r n 1Xc, 1 '�1�IN �� t,r, Fh � �j 2b)y b2-08B0 • Far:(320)252-0889 '4`11;'i;✓r'1�nrk: 1;\ a u� 4'E 4�,., xftX E rS.'"i:�^'�N`, :101`.r;�'', ,•\:;:‘!'';'.%';': www.sfcloudhra.com +°Ic•,kV4#11 ,A,i ,^ ,,v e�”-4•'' t✓t 1ibh •�,+2i'r'�yeik i ;+t�q'ilal Opportunity Housing&Equal Opportunity Employment 12/05/2001 16:02 FAX 320 252 0889 ST CLOUD HRA Z003 • • • "Threshold" • Minimum Average Wage • For Public Assistance for Economic Development Concept: Develop a policy position for public assistance for economic development. activities that states a clear, coherent and long term"Threshold" minimum average wage for a project to qualify for local public assistance. Job creation fostered by public assistance that pays at or below the wage necessary to obtain safe,standard and sanitary housing,brings with it additional public costs for living • assistance. • The use of scarce public assistance in a manner that fosters or requires additional public assistance is uneconomical. Furthermore, it creates additional living assistance needs for the new employees that often go unmet and as such, it is also may result in a poor quality • of life for those so affected. The "Threshold" would be a clear public statement of the recognition of the community of its desire to provide a minimum living standard to its citizenry. The"Threshold" is based on the _• •- • • - +. • adard de • . es and rents. The standards are updated annually by the US Treasury and the US Department of Housing and Urban Development. • • • 12/05/2001 16:02 FAX 320 252 0889 ST CLOUD HRA (1004 • • "Threshold" Minimum Average Wage • For Public Assistance for Economic Development Hourly wage: $12.25 • Annual Wage: $25,480.00 %Allocated to Shelter Costs: 30.00% • Annual Shelter Costs $7,644 IIP Monthly Shelter Costs $ 637 Formula: Annual computation.using the Fair Market Rent (FMR) for a three bedroom apartment. The Threshold Minimum Average Hourly Wage for Public Assistance for Economic Development activities would establish a base level hourly wage, which economic development project(projects in which the major public benefit would be job creation) would have meet or exceed to quali fy for local public financial assistance. • The use of the FMR's provides for an automatic annual adjustment based on localized data • 12/05/2001 16:03 FAX 320 252 0889 ST CLOUD HRA a 005 • Year 2001 Fair arket Rent Limits . • • • County _ Number of Bedrooms Number of Bedrooms 0 I 1 2 1 3 4 County __ —�� 0 1 2 3 d Aitkin 273 354 471 591 659 Martin ' 269 328 416 521 596 . Anoka _ 427 549 702 950 1,076 McLeod 320 412 549 682 766 Becker 269 386 434 543 609 Meeker 321 377 478 _ 601 686 Be It mi 269 345 461 604 645 Mille Lacs 286 328 417 _ 581 684 Benton 330 427 505 637 813 Morrison 298 328 416 521 596 Big Stone _ 269 328 416 521 596 Mower 259 328 416 521 598 Blue Earth 367 443 552 707 897 • Murray 269 328 416 521 596 Brown • • 269 348 416 521 596 Nicollet 338 361 480 637 674 Carlton • 269 348 416 521 .596 Nobles 269 328 416 521 596 Carver t_ 427 549 702 950 1,076 Norman 289 328 418 521 596 Cass 269 328 416 521 596 Olmsted 332 466 610 843 947 Chippewa _ 269 348 r 416 521 596 Otter Tall 269 7 328 ' 416 521 596 Chisago 427 549 702 950 1,076 Pennington 269 328 416 521 596 Clay 344 473 571 793 849 Pine 297 328 416 r 524 598 'Clearwater 269 328 416 521 596 Pipestone 269 32B 416 521 596 Cook 319 328 428 585 609 Polk 355 423 557 • 768 '857 Cottonwood_ 269 ' 328 416 521 596 Pope 269 328 416 521 596 Crow Wing 269 . 328 437 547 687 Ramsey 427 549 702 950 1,076 • Dakota 427 549 702 950 1,076 Red Lake 269 340 416 521 596 Dodge _[ 269 328 416 521 596 Redwood 269 328 416 521 596 Douglas 269 328 ' 416 521 596 Renville 269 328 416 521 596 Fairbault 269 328 416 521 596 Rice 319 436 582 725 812 oFWmore 269 328 416 521 596 Rock 269 328 416 521 _ 596 Freeborn 326 424 558 598 Roseau 326 332 435 561 611 Goodhue 311 400 533 680 746 Scott 427 549 702 950 1,076 Grant 269 328 416 521 5..41 Sherbum- 4F7----T49 702 950 1,076 Hennepin • 427 549 702 950 1,076 Sibley 269 . 328 416 521 596 Houston 288 372 473 633 767 • - 285 367 471 629 733 Hub bard 275 328 416 521 .•. Steams 330 427 505 637 813 lsanti 427 549 • 702 950 0-- Steele 319 370 493 690 Itasca 345 349 455 568 637"x~s _ 306 387 437 613 Jackson , 289 328 416 521 596 Swift 269 328 416 596 Kanabec 269 339 439 549 615 Todd 269 328 , 416 596 Kandiyohi 332 419 510 639 770 Traverse 269 328 ' 416 521 596 ?Cason 269 328 416 521 596 Wabasha 291 ' 355 449 563 643 Koochiching 326 332 . 441 551 722 Wadena 269 328 416 521 596 Lac Oui Parle 269 328 416 521 596 Waseca 351 385 489 613 701 Lake 269 328 416 521 596 Washington ' 427 549 702 950 - 1,076 Lake of the Woods 269 328 416 521 642 Watonwan , 269 _ 328 416 521 596 LeSueur 269 ' 328 416 521 642 Wilkin 269 328 416 521 596 Lincoln 269 328 416 521 { 596 Winona 314 409 518 647 725 Lyon Y 269 348 416 521 617 Wright 427 549 702 950 1,076 Mahnomen 269 . 328 416 521 596 Yellow Medicine 269 328 416 521 596 Marshall 269 , 325 416 521 596 • Single Room Occupancy rents are equal to 75%of the efficiency rents. Note:The FMRs for unit sizes larger than 4 BR are calculated by adding 15%to the 4 BR FMR for each extra bedroom. Source: Federal Register/Vol. 65,No. 186/Monday, September 25,2000 • • • • •11/00 • AFFORDABLE NOOSING Where battle lines- and solutions—are being drawn A on of housings In Chaska,developers ,.F a�es wants thel and the city tossed the Metropolitan Council to *dpi -� status quo aside to allow do even more—and is r � � �� ..:- a neighborhood that's threatening to use legal `, � � w stylish yet attainable means if necessary �"- for many income levels. By Steve Brandt ' fix r By Steve Brandt Star Tribune Staff Writer - Star Tribune Staff Writer � - y Housing advocates say that if the ' , Chaska city leaders took an unusual Metropolitan Council doesn't use its c a r step for a developing suburb when they authority under a neglected part of a r r zs. ' 5. decided a year,or so ago that the city 1976 law to increase suburban housing t i had enough bg-buck housing.Resi- for people with low or moderate in- -, ' 4'•- dents and busutesses wanted housing comes,theyllsue. t*.;':".- t # '- that people such as factory workery A coalition of advocates argues that could the Land Use Planning Act requires the That decision set the city on a path council to determine the region's need § t' toward a development now under con•for affordable housing and make sure � - t s strut design that will include both New Ur- citieshave plans to create it.They credit gp bauist design and housing moderate incomes. 19808 with boosting the share of sub- t t -' i'hose two goals aren't usually corn- sidized housing'n suburbs and say that a} s- ' %' percent ary.New Urbanist design in- strii t enforcement now could lead to a -- - . " corporates decorative features that cart breakthrough in growing efforts to en- f r drive a house's cost 10 percent to 20 sure that affordable housin is built r '1 percent higher than in typical subdivi- Sugeethe council abandonedthe a - 4.'5 ?"'"?.„S.,°# 'Al "" sioThat has stimulated some creative proach in about 1983,large areas have - i "j ;h °'' tension:"You've got certain people in been filled with market-rate house- our group whose job it is to cut costs holds.A draft report by the Center for z and other people whose.)ob it is to Urban and Regional Affairs at the Uni- - _ a+ make sure it looks good, developer versity of Minnesota calls that"a missed star rreunephoto by Duane Braley Brad Johnson said. opportunity of huge proportions." Nevin Ringwald,Chaska's director of planning and development,visited the Clover He is on one'of three development Met Council Chairman Ted Mondale Ridge Village area,where this two-story house will sell far about$170,000."1 was croups working at Clover Ridge,a 250- said that political realities impede use of shooting for a place of quality for teachers policeofficers,-"he said- acre effort on the city's west edge.His the law.If housing advocates were to get group is working on the most-afford- acourt to order that t be followed,he Clover Ridge adds affordab lit to Chaska able portion,which wi,l be known as said,"The Legislature would say,'Oh,is b y Clover Field. that the law?'and change it next ses- _over Preserve-Larger single Clover field-Single-family homes the keV to including affordabJityjp Sion° fanny homes.Most expensive area 'townhouses:and apartments.Most Clover Ri ae is density.Under normal T advocates say that they have no ',affordable area of development low-density zoning standards,the land d for negotiations and that suing Hundertmark Rd. _ might have accommodated 330 units. esort,but they've researched ,..i&:,,,.41.,° , The city offered to allow developers th ds for doing so under both the E# 'p a N F 0 three tunes that numbers pprovtdedfiat 1976 Land Use Planning Act and the ;f el halfoftheextraumts.areafhrdable. en of Ile fir- anfiassen federal Fair advocates?g Act. school The city's effort ts.beginning to e A suit citing the latter law would web tract praise from peo- eeither that what has been called V t'to Yctorra + le Tango' from Met azgu } -•. � � � �„ New Urbanist P g an affordable-housing crisis in the Twin Gover RidgeYdlage .dg %.,,,,,,,,,,5,10; elements include ropolitan Council t�s1Ea Cities region has a harsher impact ge townhouse. owes and r „- 'p # porches down,,, -s dalertoa affo dable- minodties or that a housing shortage townhouses.Lower to y porches and alleys perpetuates segregation. intermediate prices k ii de�arif f� The use of modular housing advocates.-The legal theories were laid out last yy ---- =2,s ��i . r+ housing,unfinished Mondale said the fallinaWiliamMitchellLawReviewat- Chaska snapshot z space and carriage : development proves' title written by a lawyer for Southern Population 0.99%cas.11 732 that"location is not �,t 4" s .,,,,? houses helps keep Minnesota Regional Legal Services and Population(2000)17,449(+54%) a' cF costs down; . Tthe driving factor.11.!,,,,:,.. have been further researched by that Population under age 18:33 percent ';',4',47,70.4'.441-1-W 71'74... - these kinds of leve group and Mid-Minnesota Legal Assis- Race 93 7t'white "k" > t '2., opments.It proves that ff you bull d it, Lance.Both are nonprofit groups pro- Occupied housing units:66o,7 C mer t 'o they will come." viding legal services to the poor. R nteroccupeed households.ds 24 S% 1 m Rent households:sehok 1. ,�Tl"CO.' MASK continues on 64: HOUSING continues on B9 Avera a fami sue:3.31 people •' f —How the idea came wills bout.g N Star au,d e graphic —Potential legal strategies. n age:322 years Source'U.S.Census Bureau,developers —Townhouse prices wills 53 . —Whets affordable." _.__.. $120.000.... _,. .„,,,, .:,-;;1.1 ,. iiikS':A4-,,,,,,s,..,„7„„A.,_niiiit 0,11r 11 '�l p ,� + $ n- t ° wze Ef- i a d i �' '.2 x% .�fm..c. - qty. n ;'r. i ae:• • CHASKA from BI F�' 4 `ing rules y ,I e set aside 'v �.-t,,to increase ,: . , „,1 , 0 , , �5 asr r� affordability And Russ Adams,director of 5' ' a the Alliance for Metropolitan ,' - �1 Stability,said that"Chaska's . tr * � � , really gone the full measure m '� 1 s terms of being creative.and £.` , 7. , ' being cooperative with devel " , opers and seeing the broader ,it picture. l You could argue they're y operating out of enlightened - f self-interest. ...They want to .- - ,, , create housing opportunity for ,,,t, ,,,,.0,;,, \14.„..,, y . the wide spectrum of people I who live in their community ., nX �, I Adams helped stimulate ,` that interest several years ago, „ , when Kevin Ringwald—who later became Chaska's director Photo providedby Kevin Ringwald of planning and development Workers lifted prefabricated housing modules Into place In Chaska's Clover Field development.Use of —heard him speak about in- the modules is one way developers are holding down costs in an effort to make units more affordable. eluding affordable housing in larger developments.Ringwald park already lay across from lots,especially in Clover Field. houses may start at$150,000, ultimately invited Adams to the school site.) The develop- With. costs for a typical lot run- although prices in general will speak to Chaska's City Council ment also will be centered on a ring $100,000 in Chaska, the be higher than for Clover Field. and Planning Commission. 15,000-square-foot retail area rand investment alone pushes A third area, Clover Preserve, Chaska is a Minnesota River and a 10,000-square-foot coin- a developer to build a$400,000 will add 77 single-family town settled 150 years ago,and munity center,both with rental home,developer Johnson said. houses in the $250,000-to- that early start left it with more housing atop. So slicing the width of the lot $450,000 range. than the usual number of old- The planners also con- cuts costs. Johnson said he expects er, affordable homes near its sciously chose New Urbanist Within Clover Field,lots for Clover Field's most-affordable downtown. There also were elements such as sidewalks, most detached homes are 30 or apartment units to be attain- �lstwar ramblers and two mo- porches, short front-yard set- 42 feet wide,the latter more able for people making 60 per- e-home parks, plus the backs and alleys,especially i in typical of Minneapolis.John- cent of the region's median in- mixed-income Jonathan devel- Clover Field.' son is confident that some come,but he thinks more of opment—a 1970s effort at a But New Urbanism can add buyers are too busy to take care the demand will be from peo- planned community.But most costs. Porches run$8,000 to of a big lot and will welcome ple earning 80 percent of the homes built since the 1980s $10,000 extra. Sidewalks also the denser design. median. have topped$250.000. add costs.Shallow front yards Another tactic will be to sell The 60 percent level would "I was shooting for a place require more attention to de- houses with some unfinished be around $31,000 annually.,. of quality for teachers, police sign details on that face of the space that the homeowner can That's about$1,000 above the officers -- someplace they house. A detached garage improve as family size and fi- salary of a starting Chaska could call home for a long time means more square footage of nances change. teacher,who could be expect- and be proud of," Ringwald siding.Alleys require storm Yet another feature will be ed to pay about $750 per said. sewers unless the blocks are the inclusion of 34 accessory month in rent. A beginning kept short enough to handle units, sometimes called car- Chaska police officer, paid Tossing out the rules rainfall in a gutter.But shorter riage houses, of about 600 about$42,000, would just be , The process of sketching blocks require more side square feet.Most will be built able to afford the develop- out the development of Clover streets. over garages,often to frame the ment's lowest-price town- Ridge began by setting aside „ of alleys,but some will be houses. the normal zoning strictures. eeping(town costs. - attached to the main house as The development has been Instead, planners listed the Initially to Chaska leaders; independent units.If they are assisted by a$1.million Metro- features that would contribute affordable ownership meant rented,they will help the main politan Council grant made to to a successful community. houses of less than$200,000. owner afford the mortgage,but communities that promote "We frankly did a lot of this But further scrutiny produced they also could be sold. more-efficient growth pat- by seat of our pants,”Ring- ways to cut costs at Clover "Chaska has tried to bend terns.A separate development weld said."We said we want to Field, especially for detached over backwards so we have the of almost 4,000 units to be lo- come up with a great neighbor- single-family houses, which flexibility to do a reasonably cated in Chaska has been des- hood plan and then well fill in are much harder than row- priced house,"Johnson said. ignated a regional "smart the details." houses or apartments to price growth"site by the council. City and development offi- cheaply. Johnson turned to What people will pay Ringwald and Johnson now cials also toured new develop- factory-built modular housing, The payoff may not be low- are sharing what they've ments in Portland.Ore and and higher density also helped. income housing in the sense learned with builders and oth- Calgary,Alberta. "We've struggled pretty that it is thought of in Minne- er affordable-housing groups. The resulting concept in- mightily to get that detached spoils or St.Paul.Single-family "None of this is new think- eludes building the develop- [single-family house! down housing will start at about ing,but we were able to bring it ,, meat around three elements into the $150,000-to-$190,000 $120,000 for rowhouse town-' together in a way that hasn't expected to draw people.Land range with good design detail," houses and about$160,000 for been done before," Ringwald that normally would have been Ringwald said. detached houses in Clover said. donated for park use was in- Density was achieved by Field.In a separate area of Clo- —Steve Brandt is at '.stead given for an elementary mixing apartments,rowhouses ver Ridge being developed by sbrandt@startribune.com school that opened this year.(A and narrower single-family Rottlund Homes, some town- or 612-673-4438. SUNDAY,JANUARY 20.2002 ME'1110/STATE . • HOUSING from Bi ,,.] �,, ,.] What's affordable•StLtc1/v fru1; ,cl many-cities �'heMetropoiitanCounciI. theregiona(planningegen:,:.i,J ✓ cy-uses the federal definition that a house or apartment ii met j� ] ,-] o is affordable if it consumes no more than 30 percent of a haven't met their pledges household's income.The council also has defined what in- come levels it means when it talks about housing counted Their proposed legal targets designated by cities for high as affordable.under.theLivable CommunitiesAct: would be the Met Council and density housing — which is > Rental housinghas to cost$71.5 per month or less, the city of Eagan,which has de- mostly likely to be affordable an amount considered attairnable for'people earning 50 per cline to participate in the —actually got affordable units centor less of the region's median income.That`s$3:7,.500 Council's affordable-housing The report's authors blame forafamilyoffour,or$26, 50foraperson[ivingalone program. that on lack of follow-through �- Ownership housing has to sell for.no more than The legal effort involves by the Met Council and by cit- $134,250,an amount considered attainable forpeople some of the same people who ies. earning 80 percent or less of the median.income.That's helped launch the successful Said Goetz: Some of our $52 500 for a familyoffouror$36,750forapersor hying 1992 discrimination suit that city officials were very sur- ' alone led to the razing and redevel- prised about what their plans opment of public-housing pro- said they were going to do." jects on Minneapolis' North Housing advocates have organizer and Met Council "how." Side. Like that suit, which met with Met Council repre- member from south Minne- Indeed,an affordable-hous- brought$118 million in federal sentatives a half-dozen times apolis. But he said of the Liv- ing task force dominated by aid and opened some suburbs to push the case for more vig- able Communities Act: "I just suburban mayors in 2000 pro- to public housing, the impact orous action. Russ Adams, di- ' don't think it's enough." posed aligning council spend- of a new suit could ripple rector of the Alliance for Met- ing with how suburbs perform across the entire metro area. ropolitan Stability—the point Falling short in meeting housing goals. What the study found said for advocates — Some 103 cities have signed Mondale also notes that last said he thinks that the council up for the housing goals. But year some legislators tried to Until about 1983, the Met is taking the issue much more housing advocates suggest that strip the council of any land- Council routinely reviewed a seriously than in the past. the goals are too timid,merely use planning authority and illcity's housing performance Mondale has championed reflecting existing conditions. tried to deny its ability to tie when it applied for federal aid. the Met Council's use of the Even the council's own esti- transportation funding to oth- But then the federal govern- Livable Communities Act, mates show that both goals erfactors. ment slashed housing subsi- which he sponsored in 1995 as and estimated production un- He said he hasn't yet seen a dies and other aid,and political a state senator.The law allows der the Livable Communities copy of the university report, winds changed in the state and communities to set goals for af- Act fall well short of existing which is nearing publication region. Resistance in suburbs fordable and life-cycle housing need, much less the added after more than a year of re- to low- and moderate-income in order to qualify for$81 mil- need expected by 2010. Plus, search. housing also stiffened as racial lion in grants given so far for the council raised its metro He said he wishes housing minorities began to make up an 'mixed-income,high-density or growth estimates last week, advocates showed up at the . increasing proportion of the affordable housing. meaning the affordable-hous- Capitol to help fend off such at- urban poor in the 1980s, ac- In addition, the council re- ing gap also should increase. tacks. "We're over there fight- cording to Ed Goetz,one of the cently has tied $75 million in "The crisis is so bad that ing for truth and justice and university researchers. federal transportation funding we're going to have to move to we're alone,"he said,although The researchers recently to how cities and counties per- something stronger," Adams Adams cited instances to the studied a sample of 25 cities form on affordable-housing is- said. • • . contrary. that long ago pledged in their sues. And though it hasn't But Mondale sees things Mondale said he thinks the growth plans to accommodate worked out the details, it has differently. He said the Livable potential lawsuit is "a stretch affordable housing. They used adopted a policy that other re- Communities Act wasn't de- legally." But if it prevailed and surveys of developed parcels, gional investments, such as signed to solve a housing crisis brought fresh federal money as interviews with metro and city park spending, need to be but rather to get metro cities the public-housing suit did,he officials and developers, and made in accordance with a working toward a common said, he wishes advocates suc- reviews of comprehensive city's housing performance. goal "so there are very few Ea- cess. plans. "That's a sea change from gans." Moreover, he asserts, it The report is still being re- the previous Metropolitan has helped change the debate —SteueBrandt is at vised,but the study found that Council," said Frank Horn- on affordable housing in most sbrandt @startribune.com only six of every 100 acres long stein, an affordable-housing, suburbs from "whether" to or 612-673-4438. • ft f�, u, •L 1--) 1 f L 1 _k 12", iiii 1:414 / E L"1 4v) « C♦°t i ) ,. i \ ' d ) loll 0 *1 E „,,,,, 4 '' '*- ,,W;',, -3''' '41.41,:f'.( ” '''''''' ''v''1 4 , ,_.,,.. ,„ ,9:,;;,,I,--.., 3. ..0.:......... ---,44.*43.7',, ,..' *- -;:-,- .,` .. �. .;r.r ' � , �ix» a'' t ', ::?%, ti': :-,, c.-„-_,-,,,,_ •"`f., ' '- • r y A ' _ r . ‘ ..'t 4. ,, ,. ,,,, , D ,, ,lit , 44„, _ , ,----- \ -/ (1. ).' • ' * . ' - 0 i e i co 0 Q } n o 0 fig; O E co ca irt t __�� i it si +� R HUVI o o CO C rj' 1 s �, _ ?� C it, d - > 5 '� CO i C• .** t f k I_:- ** ,6 ..,44: -,41 P hr Ti I tF fit, a O -6 Q >, f 33 +-r Q o co O C�,. „xi _ o a .� 1 '03 S E E- 0o oU c cD �. 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I vtal. o v v o 1;ibi‘..” • :6 v. , L, , ,,./„1-- - .1.- ' (* ' 11 ___7_ t ' --- - ( /------,h47 i C cn -05 X 0) O(n0 D rililti O + -p v L1/ /—"- - 't•„..-1,1; -H\ i `� v i D O cn jjf co v fl I11 G cn a)i co(4. O 0 U Dv 0 (12' ,7,4). tin. D ° -_o CD -\\., CAD v n L & a k? " v N (On 3' GJ Q CD O Iso 5f)7< '�„ CD (p � S Q 3 O CD (� y . 'tea, # D 0_ c V7 CD CD < r+ CD (n Q 9-rA. 0 ' D 2 O p� .., p`,a;,, ° . a AFFORDABLE NODS 1NG Where battle lines and solutions — are being r wn da A coalition of housinga In Chaska, developers i ', ".'} `, {_ kA tart advocates wants then r{5 `� and the city tossed the Metropolitan Council to _ status quo aside to allow r o,,,,o fi "� of do even more—and • 5 r a 5 a neighborhood that s threatening to use legal �� 4p ;x y � stylish yet attainable means if necessary. r � for many income levels. B Steve Brandt t Y F L r^f fay ',S ,i Yti,q 4 By .y- , `'t o By Steve Brandt Star Tribune Staff Writerr, a �� Star Tribune Staff Writer 4.,,7,fr...t.,A.:,:.::::„:.:N_::„:„,,,„.,.::.„:.„::,.„.::;.,::.„,,:siz;„,,.:.:,v..;,:„.„,:,:.,:.:.4„:,::::::7.,„„,,,,::,:,„_,,,.„:„.r..".:::::.".7 Housing advocates say that if the v t ��V Chaska city leaders took an unusual Metropolitan Council doesn't use its n T{ ". 3 u step for a developing suburb when they authority under a neglected part of a 4 decided a year or so ago that the city 1976 law to increase suburban housing z'1 '' t x ,� ''}t : ''r had enough big-buck housing. Resi for people with low or moderate in �� {� 4 dents and businesses wanted housing comes,they'll sue. - - j j that people such as factory workers A coalition of advocates argues that r y ti q could afford. the Land Use Planning Act requires the 4 _ That decision set the city on a path council to determine the region's need �; ` 11 r a toward a development now under con for affordable housing an d make sure 3 i struction that will include both New Ur- cities'have plans to create it.They credit <:s f banistt des�i nand housing units of 'rd use of the law in the late 1970s and early I ., 4 � t 5 a eGI to people with moderate incomes.tat 1980s„with boosting the share of sub- ,#� t Those two goals aren't usually co.in- sidized housing in suburbs and say.that `� elementary. New Urbanist design m- strict enforcement now could lead to a : ,,.'"; § :-. ti corporates decorative features that cart breakthrough in growing efforts to en E drive a house's cost 10 percent to.20 sure that affordable housing is built u �� percent higher than in typical subdvi through the region. sions. Since the council abandoned the ap That has stimu) some creative roach in about 1983, large areas have ' tension: "You've go ertain people in•been filled with market rate house- "� our group whose job it in to cut costs holds. A draft report by the Center for Y" ,, and other people whose jab it is to• g } make sure it looks good," developer Urban and Region Affairs at the Uni versity of Minnesota calls that"a missed Star Tribune photo by Duane Braley Brad Johnson said. importunity of huge proportions." Kevin Ringwald,Chaska di of planning and development,visited the Clover He is on one'o .e development Met Council Chairman Ted Mondale Ridge Village area,where th. -story house,will sell for about$170,000 "I was groups working at l. er Ridge,a 250 said that political realities impede use of shooting for a place of quality for teachers,police.officers,"he Said. acre effort on the city's west edge. His• the law.If housing advocates were to get group is working on the most afford a court to order that it be followed, he Clover Ridge .adds aff�►rdabilit o Chaska able portion, which will be known as said, "The Legislature would say, `Oh,'is y Clover Field. that the law?' and change it next ses- Clover Preserve-Larger single Clover field Single family homes, The ke to includin affordabil sion." family homes. Most expensive area. townhouses and apartments.Most Clover Ridge e is density. Under normal The advocates say that they have no \.N. affordable area of development. • low density zoning standards,the land deadline for negotiations and that suing - Hundertmark Rd might have accommodated 330 units. is a last resort, but they've researched The city;offered to allow developers the grounds for doing so under both the : Site of new r s g g Q three tunes that number;provided that 1976 Land Use Planning Act and the r elementary s�fkq half of the extra units are afptordTble. g h elementary ,t , Chanhassen federal Fair HousingAct. �* '° school The city's effort is;beginning to at- Asuit citing the latter law would ,ofj - L ; tract praise from peo 04 argue either that what has been called x � ,_ 'Pro Uct°rla i a �° CARVER CO, le:ranging from Met- g r; + New Urbanist p an affordable housing crisis in the Twin Clover Ridge Village x� �4, ' �* elements include ropolitan Council Cities region has a harsher impact on Single-family homes and #n�� �; narrower lots plus Chairman Ted Mon minorities or that a housing shortage townhouses. Lower to - ;Y 41 porches and alleys. dale to affordable- perpetuatessegregation. intermediate paces 1:; Ht ndettr ark d (101) The use of modular housingadvocates. The legal theories were laid out last P +- f housing,unfinished Mondale said the fall in a William Mitchell Law Review ar Chaska Sae shot _ ,a s ace and eerrla a development proves u as fi`+ p g ticle written by a lawyer for Southern Population(1990) 11,732 ;,.` -e. houses helps koep ' "that "location is not Minnesota Regional Legal Services and Population(2000) 17,449(+54%) }Chaska k� r 1tiovQ costs down. • the"driving factor in have been further researched by that Population under age 18: 33 percent Twp F t 1 these'kinds of devel- , group and Mid Minnesota Legal Assis Race: 93.7%white ; w � `'' opments. It proves that if you build it, tance. Both are nonprofit groups pro Occupied housing units: 6,104 j i 69 they will come." Carver viding legal services to the poor. Owner occupied households: 75.2% ' 1 mile k. ti;+- Renter-occupiedhnuseholds: 24.8% 1 Family households: 73.5% I _ II CO. ! CHASKA continues on B9: HOUSING continues on B9: Average family size: 3.31 people —How the idea came about. Star Tribune graphic Potential legal strategies. Median age 32 2 years —Townhouse prices will start a —What's"affordable." -•.. , Source: U.S.Census Bureau,developers r $120,000. +' R.irbay.4'< Ttik trr" s' {rfi?'i a nix , k +a � •! U .N.{ , R .k'vs ewe' i '. S. �, r ' ' 'S i. _S '?e+tti '.'6'0 « :,.,s'�` k r�?y�*, . .. ;- :Y• } r.;. Y. .. ..is .v :r' if a „":? ° � 's :.: ;i � _ T•'N„ ^g ,,, 'J' ..;t- � ':»:'a'+ ^.:w F�''`Y°�RV:. .-. YLmA?..yA rT .... ': �h' �+.:.`54 �fi'ia,'. 43 J e Z °%4 ��h�'+'PP , :;w.. R' f ^�`�.y, fl'"' .- 4. 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They want to ' '{ i. gi �i create housing opportunity for 6 IC ��b ' the wide spectrum of people - ' a�R. �� io l . ; 1 who live in their community." R ,. Adams helped stimulate tla . g that interest several years ago, Mt` Y $ f y when Kevin Ringwald — who .• ,.. � y I�` ..M 1� : '` ,. later became Chaska's director Photo provided by Kevin Ringwald of planning and development Workers lifted prefabricated housing modules into place in Chaska's Clover Field development.Use of — heard him speak about in- the modules is one way developers are holding down costs in an effort to make units more affordable. eluding affordable.housing in larger developments.Ringwaid park already lay across from lots, especially in Clover Field. houses may start at $150,000, ultimately invited Adams to the school site.) The develop- Will costs for a typical lot run- although prices in general will speak to Chaska's City Council ment also will be centered on a ning $100,000 in Chaska, the be higher than for Clover Field. and Planning Commission. 15,000-square-foot retail area land investment alone pushes A third area, Clover Preserve, Chaska is a Minnesota River and a 10,000-square-foot corn- a developer to build a$400,000 will add 77 single-family town settled 150 years ago,and munity center,both with rental home,developer Johnson said. houses in the $250,000-to- that early start left it with more housing atop. So slicing the width of the lot $450,000 range. than the usual number of old- The planners also con- cuts costs. Johnson said he expects er, affordable homes near its sciously chose New Urbanist Within Clover Field,lots for Clover Field's most-affordable downtown. There also were elements such as sidewalks, most detached homes are 30 or apartment units to be attain- postwar ramblers and two mo- porches, short front-yard set- 42 feet wide, the latter more able for people making 60 per- bile-home parks, plus the backs and alleys, especially in typical of Minneapolis. John- cent of the region's median in- mixed-income Jonathan devel- Clover Field. ' son is confident that some come, but he thinks more of opment — a 1970s effort at a But New Urbanism can add buyers are too busy to take care the demand will be from peo- planned community.But most costs. Porches run $8,000 to of a big lot and will welcome pie earning 80 percent of the homes built since the 1980s $10,000 extra. Sidewalks also the denser design. median. have topped$250,000. add costs. Shallow front yards Another tactic will be to sell The 60 percent level would "I was shooting for a place require more attention to de- houses with some unfinished be around $31,000 annually.,. of quality for teachers, police sign details on that face of the space that the homeowner can That's about $1,000 above the officers — someplace they house. A detached garage improve as family size and fi- salary of a starting Chaska could call home for a long time means more square footage of nances change. teacher, who could be expect- and be proud of," Ringwald siding. Alleys require storm Yet another feature will be ed to pay about $750 per said. sewers unless the blocks are the inclusion of 34 accessory month in rent. A beginning kept short enough to handle units, sometimes called car- Chaska police officer, paid Tossing out the rules rainfall in a gutter. But shorter riage houses, of about 600 about $42,000, would just be The process of sketching blocks require more side square feet. Most will be built able to afford the develop- out the development of Clover streets. over garages,often to frame the ment's lowest-price town- Ridge began by setting aside ends of alleys,but some will be houses. ipthe normal zoning strictures. Keeping down costs, attached to the main house as The development has been Instead, planners listed the Initially to Chaska leaders, independent units. If they are assisted by a$1 million Metro- features that would contribute affordable ownership meant rented,they will help the main politan Council grant made to to a successful community. houses of less than $200,000. owner afford the mortgage,but communities that promote "We frankly did a lot of this But further scrutiny produced they also could be sold. more-efficient growth pat- . by the seat of our pants,"Ring- ways to cut costs at Clover "Chaska has tried to bend terns.A separate development wald said. "We said we want to Field, especially for detached over backwards so we have the of almost 4,000 units to be lo- come up with a great neighbor- single-family houses, which flexibility to do a reasonably cated in Chaska has been des- hood plan and then well fill in are much harder than row- priced house,"Johnson said. ignated a regional "smart the details." houses or apartments to price , site by the council. City and development offi- cheaply. Johnson turned to What people will pay Ringwald and Johnson now cials also toured new develop-. factory-built modular housing, The payoff may not be low- are sharing what they've ments in Portland. Ore., and and d higher density also helped. income housing in the sense learned with builders and oth- Calgary,Alberta. "We've struggled pretty that it is thought of in Minne- er affordable-housing groups. The resulting concept in- mightily to get that detached apolis or St.Paul.Single-family "None of this is new think- eludes building the develop- [single-family house] down housing will start at about ing,but we were able to bring it . meat around three elements into the $150,000-to-$190,000 $120,000 for rowhouse town- together in a way that hasn't expected to draw people.Land range with good design detail," houses and about$160,000 for been done before," Ringwald that normally would have been Ringwald said. detached houses in Clover said. donated for park use was in- Density was achieved by Field.In a separate area of Clo- —Steve Brandt isat ,0stead given for an elementary mixing apartments,rowhouses ver Ridge being developed by sbrandt @startribune.com school that opened this year.(A and narrower single-family Rottlund Homes, some town- or 612-673-4438. SUNDAY,JANUARY 20.2002 METRO/STATE HOUSING from B1 What's affordable? Study found many cities The Metropolitan Council the regional planning ageono cy-uses the federal definition that a house or apartment is affordable if it consumes no more than 30 percent of a haven t met their pledges household's income.;The council also has defined what in- come levels it means when it talks about housing counted Their proposed legal targets designated by cities for high- as affordable under.the Livable Communities Act. would be the Met Council and density housing — which is 14' Rental housing has to cost$7l.5 per.month or less, the city of Eagan,which has de- mostly likely to be affordable an amount considered attainable for people earning 50 per_ d ined to participate in the —actually got affordable units. cent or toss of the region's median income.That's$37,500 council's affordable-housing The report's authors blame for a'family of four,or$26,150 for aperson living alone:. program. that on lack of follow-through - Ownership housing has to sell:for no more than The legal effort involves by the Met Council and by cit- $134,250,an amount considered attainable for people some of the same people who ies. earning 80 percent or less of the median income,That's helped launch the successful Said Goetz: Some of our $52,500 forafamily of four or$36,750 for a person living 1992 discrimination suit that city officials were very sur alone, led to the razing and redevel- prised about what their plans illopment of public-housing pro- said they were going to do." jects on Minneapolis' North Housing advocates have organizer and Met Council "how." Side. Like that suit, which met with Met Council repre- member from south Minne- Indeed,an affordable-hous- brought$118 million in federal sentatives a half-dozen times apolis. But he said of the Liv- ing task force dominated by aid and opened some suburbs to push the case for more vig- able Communities Act: "I just suburban mayors in 2000 pro- to public housing, the impact orous action. Russ Adams, di- don't think it's enough." posed aligning council spend- of a new suit could ripple rector of the Alliance for Met- ing with how suburbs perform across the entire metro area. ropolitan Stability—the point Falling short in meeting housing goals. What the study found organization for advocates — Some 103 cities have signed Mondale also notes that last said he thinks that the council up for the housing goals. But year some legislators tried to Until about 1983, the Met is taking the issue much more housing advocates suggest that strip the council of an y land- Council routinely reviewed a seriously than in the past. the goals are too timid,merely use planning authority and city's housing performance Mondale has championed reflecting existing conditions. tried to deny its ability to tie when it applied for federal aid. the Met Council's use of the Even the council's own esti- transportation funding to oth- But then the federal govern- Livable Communities Act, mates show that both goals erfactors. ment slashed housing subsi- which he sponsored in 1995 as and estimated production un- He said he hasn't yet seen a dies and other aid,and political a state senator.The law allows der the Livable Communities copy of the university report, winds changed in the state and communities to set goals for af- Act fall well short of existing which is nearing publication region. Resistance in suburbs fordable and life-cycle housing need, much less the added after more than a year of re- to low- and moderate-income in order to qualify for$81 mil- need expected by Metro'Plus search. housing also stiffened as racial lion in grants given so far for the council raised its He said he wishes housing minorities began to make up an mixed-income,high-density or growth estimates last week, advocates showed up at the increasing proportion of the affordable housing. meaning the affordable-hous- Capitol to help fend off such at- urban poor in the 1980s, ac- In addition, the council re- ing gap also should increase. tacks. "We're over there fight- cording to Ed Goetz,one of the cently has tied $75 million in "The crisis is so bad that ing for truth and justice and university researchers. federal transportation funding we're going to have to move to we're alone,"he said, although The researchers recently to how cities and counties per- something stronger," Adams Adams cited instances to the studied a sample of 25 cities form on affordable-housing is- said. contrary. that long ago pledged in their sues. And though it hasn't But Mondale sees things Mondale said he thinks the growth plans to accommodate worked out the details, it has differently. He said the Livable potential lawsuit is "a stretch illaffordable housing. They used adopted a policy that other re- Communities Act wasn't de- legally." But if it prevailed and surveys of developed parcels, gional investments, such as signed to solve a housing crisis brought fresh federal money as interviews with metro and city park spending, need to be but rather to get metro cities the public-housing suit did,he officials and developers, and made in accordance with a working toward a common said, he wishes advocates suc- reviews of comprehensive city's housing performance. goal "so there are very few Ea- cess. plans. "That's a sea change from gans." Moreover, he asserts, it The report is still being re- the previous Metropolitan has helped change the debate —SteveBrandt is at vised,but the study found that Council," said Frank Horn- on affordable housing in most sbrandt @startribune.com only six of every 100 acres long stein, an affordable-housing, suburbs from "whether" to or 612-673-4438. s 0 Cv �^ O en - 0000000o O -O d EL- c c s O d F- a u 0 V I O ,- c••100000000 M < p a _ E c O Q O ao Ln O Ln O Lri Ln O O s m cn 111i =! 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