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5.0. 6.0. 7.0. 8.0. EDSR 09-13-1999 ELK RIVER ECONOMIC DEVELOPMENT AUTHORITY MEMORANDUM TO: Economic Development Authority FROM: Paul T. Steinman, Director of Economic Development DATE: September 8, 1999 SUBJECT: Agenda Memo for September 13, 1999, EDA Meeting 5. Public Hearing- Consider Modifications to the EDA Micro Loan Program See attached memo from Assistant ED Director Marc Nevinski: io 6. Consider Draft Action Plan for Strategic Plan Modification Attached is a draft action plan as prepared by staff based upon identification of the major issues prioritized by the Strategic Plan Modification Committee EDA, Council, HRA. The issue for discussion at this meeting is to review the draft action plan and discuss additions/deletions or other modifications to the plan. It is important that the EDA discuss these suggested action plan items and provide comments and suggestions, because this action plan will, upon approval as part of the modified Strategic Plan,become the Economic Development department's guiding work plan for the next approximately 2-3 years. Background The Strategic Plan Modification Committee consisted of the EDA, Council, and HRA. The Committee's responsibility was to modify and update the Economic Development Strategic Plan which was first completed in 1996. This process amounted to a reprioritization of the major issues of the old Strategic Plan. The Strategic Plan modification process included a reprioritization as follows: • Develop stronger industrial base 61 votes • Promote business retention and growth 40 votes 13065 Orono Parkway • P. 0. Box 490 • Elk River, MN 55330-1743 • (612) 441-7420 • Fax (612) 441-7425 Equal Opportunity Housing and Equal Opportunity Employment EDA Agenda Memo September 13, 1999,Meeting Page 2 10 • Develop West Business Park 37 votes • Develop external marketing strategy 26 votes • Redevelop east Highway 10 corridor 21 votes • Coordinate transportation options 16 votes • Redevelop downtown 15 votes Staff worked this prioritized list into the following Strategic Plan format: • Issue No. 1 Grow Industrial Base Goal: Develop West Business Park • Issue No. 2 Business Retention and Growth Goal: Retain and grow existing industrial firms • Issue No. 3 Marketing Strategy Goal: Develop a marketing strategy • Issue No. 4 Develop/Redevelop East Highway 10 and the CBD Area Goal: Undertake activities to facilitate development and redevelopment on east Highway 10 and in the CBD As you can see, staff took some liberties to construct a format which touched as many of the priority issues as possible. The one exception to this was the 6th priority as addressed by the Strategic Plan Modification Committee, which received 16 votes, which was higher than the next priority of redeveloping downtown. Staff was unsure how to incorporated the priority of"coordinate transportation options" within the context of the four major issues. Staff requests additional information from the EDA regarding the issue of transportation options. The future process involves staff bringing the action plan before the EDA for final approval in October, and then continuing work on implementation of the plan. Recommendation Staff recommends the EDA make suggestions and modifications to the proposed draft action plan, and ask staff to bring the modified Strategic Plan back to the EDA at its meeting in October for final approval. EDA Agenda Memo September 13, 1999,Meeting Page 3 • 7. Present Results of Business Retention and Expansion Survey Program Please see the attached memo and information from Assistant ED Director Marc Nevinski. 8. Consider Proposal to Purchase Eull Property This issue is on the EDA agenda at the request of the Eulls as part of the negotiated arbitration agreement between the city and the Eulls. City Attorney Peter Beck will be at the EDA meeting to present this issue for discussion. See the attached information regarding the Eull arbitration • ITEM 5 ELK RIVER ECONOMIC DEVELOPMENT AUTHORITY III MEMORANDUM TO: City Council& Economic Development Authority FROM: Marc Nevinski,Assistant Director of Economic Development DATE: September 13, 1999 SUBJECT: Micro Loan Fund Public Hearing Issue Revisions to the Economic Development Micro Loan Fund polices are now complete. However, state law mandates that a public hearing be held on the policies before they are adopted. The City Council and EDA are asked at this time to consider any comments the public may have before adopting the revised policies. • Overview Two issues prompted modifications to the fund's policies. First, the need to state clear guidelines for different loan fund uses (i.e. gap financing, incentives, & redevelopment) required that various provisions of the policies be restructured. Second, last minute passage of the Business Subsidy Law by the state legislature placed restrictions on fund dollars and implemented reporting requirements. The law also requires that each potential loan grantor (i.e. City Council, EDA, HRA) hold a public hearing before adopting its own set of policies. Recommendations Staff recommends that the Council and EDA consider any input provided at the public hearing and then adopt the revised loan polices. Attachments • Notice of Public Hearing—Revisions to Micro Loan Fund polices • Revised Micro Loan Fund Policies • Business Subsidy Policy • 13065 Orono Parkway • P. O. Box 490 •Elk River, MN 55330-1743 • (612) 441-7420 • Fax (612) 441-7425 Equal Opportunity Housing and Equal Opportunity Employment •ity of ElkRi• ver For publication on September 8, 1999. Please contact Marc Nevinski with any questions at 241-5526. CITY OF ELK RIVER NOTICE OF PUBLIC HEARING The Elk River Economic Development Authority will conduct a public hearing on Monday, September 13, 1999 at 6:00pm at Elk River City Hall, 13065 Orono Parkway, In accordance with Minnesota Statutes, Section 116J.993 through 116J.995 to consider revisions to its Economic Development Micro Loan Fund policies. • The Elk River City Council will also conduct a public hearing to consider the same matter on Monday, September 13, 1999 at 6:30pm at Elk River City Hall. The Elk River Housing and Redevelopment Authority will also conduct a public hearing to consider the same matter on Monday, September 27, 1999 at Elk River City Hall at 5:00pm. All interested persons are invited to attend the public hearing to express their questions and/or comments. Hearing impaired persons planning to attend who need an interpreter or other persons with disabilities who require auxiliary aids should contact Sandy Peine, City Clerk, at 441- 4906 by September 8, 1999. If you would like information regarding the above-described public hearing notice, please contact Elk River City Hall at 241-5526. Marc Nevinski Assistant Director of Economic Development • 13065 Orono Parkway • P.O. Box 490 • Elk River, MN 55330 • TDD &Phone: (612) 441-7420 • Fax: (612)441-7425 IPBusiness Subsidy Policy This Policy is adopted for purposes of the business subsidies act (the "Act"), which is Minnesota Statutes, Sections 116J.993 through 116J.995. Terms used in this Policy are intended to have the same meanings as used in the Act,and this Policy shall apply only with respect to subsidies granted under the Act if and to the extend required thereby. While it is recognized that the creation of good paying jobs is a desirable goal which benefits the community, it must also be recognized that not all projects assisted with subsidies derive their public purposes and importance solely by virtue of job creation. In addition,the imposition of high job creation requirements and high wage levels may be unrealistic and counter-productive in the face of larger economic forces and the financial and competitive circumstances of an individual business. With respect to subsidies,the determination of the number of jobs to be created and the wage levels thereof shall be guided by the following principles and criteria: • Each project shall be evaluated on a case by case basis, recognizing its importance and benefit to the community from all perspectives, including created or retained employment positions. • • If a particular project does not involve the creation of jobs,but is nonetheless found to be worthy of support and subsidy,it may be approved without any specific job or wage goals, as may be permitted by applicable law. • In cases where the objective is the retention of existing jobs, the recipient of the subsidy shall be required to provide reasonably demonstrable evidence that the loss of those jobs is imminent. • The setting of wage and job goals must be sensitive to prevailing wage rates, local economic conditions,external economic forces over which neither the grantor nor the recipient of the subsidy has control,the individual financial resources of the recipient and the competitive environment in which the recipient's business exists. • Because it is not possible to anticipate every type of project which may in its context and time present desirable community building or preservation goals and objectives, the governing body must retain the right in its discretion to approve projects and subsidies which may vary from the principles and criteria of this Policy. Adopted by: Date of adoption: • Date of public hearing: 1070590.1 • REVISED ELK RIVER ECONOMIC DEVELOPMENT MICRO LOAN FUND POLICIES & GUIDELINES City of Elk River Economic Development Authority 13065 Orono Parkway, P.O. Box 490 Elk River, MN 55330 (612) 441-7420 PURPOSE The Economic Development Authority for the City of Elk River (EDA) recognizes the need to stimulate private sector investment into manufacturing facilities and equipment in order to create new jobs, boost productivity and retain existing jobs for local residents. Additionally, the need exists to encourage investment in the expansion and/or rehabilitation of commercial and retail buildings in order to maintain the economic viability of Elk River's central business districts. Subsequently, the purpose of this program is to provide low interest, long term (i.e. greater than one year.) loans as incentives for industrial development within the City of Elk River and to encourage commercial and retail business owners in the central business district IP to rehabilitate their existing buildings. II. LOAN PROGRAMS In order to meet the economic and community development objectives of the EDA, three distinct loan programs exist within the Micro Loan Fund to promote business growth in Elk River. Supplemental Financing Program Purpose: The Supplemental Financing Program is designed industrial firms who have maximized their conventional financing and equity resources and subsequently would be unable to complete a project without EDA assistance. Amount: Up to $50,000 Equity: Must match EDA loan with 1:1 ratio. Total loans not to exceed 90% of project value. Rate: Fixed; 1 point below the lowest prime rate published in the Wall Street Journal the day the loan is closed. • Term: Financing up to 3 years. Loans may be amortized up to 15 years with a balloon payment. Micro Loan Fund Policy Guidelines Page 2 Refinancing:The loan may be refinanced up to 2 additional years at a • market rate of interest. Criteria: 1. Borrower must create one new full time job for each $20,000 loaned within two years. Said jobs must pay a minimum average wage of$8 per hour plus benefits. 2. Borrower must be an industrial firm and comply with the provisions of the city's industrial and business park zoning ordinances. Redevelopment Financing Program Purpose: The Redevelopment Financing Program is available to business and property owners in the central business district (CBD) for the rehabilitation and restoration of their buildings. Amount: Up to $50,000 Equity: Must match EDA loan with 1:1 ratio. Total loans not to exceed 90% of project value. • Rate: Fixed; 2 points below the lowestprime rate published in the Wall Street Journal the day the loan is closed. Term: Financing up to 3 years. Loans may be amortized up to 15 years with a balloon payment. Refinancing:The loan may be refinanced up to 2 additional years at a market rate of interest. Criteria: 1. At a minimum 20% of Micro Loan dollars must be used for the rehabilitation of the building's facade. 2. Borrower must be located in the Central Business District (see attached map). Industrial Incentive Program Purpose: The purpose of the Industrial Incentive Program is to encourage industrial development that supports the tax base and brings quality jobs to the city. Amount: Up to $100,000 1111 Equity: Must match EDA loan with a 3:1 ratio. Total loans not to 2 Micro Loan Fund Policy Guidelines Page 3 • exceed 90% of project value. Rate: Fixed; 4 points below the lowest prime rate published in the Wall Street Journal the day the loan is closed. Term: Financing up to 5 years. Loans may be amortized up to 15 years with a balloon payment. Refinancing:The loan may be refinanced up to 2 additional years at a market rate of interest. Criteria: 1. Borrower must be an industrial firm and create one new full time job for each $20,000 loaned within 2 years. Said jobs must pay a minimum average wage of$10 per hour plus benefits. 2. Borrower must locate in the West Business Park and comply with the provisions of the city's industrial and business park zoning ordinances. III. USES • 1. Permitted Fund Uses: a. Building construction b. Land acquisition c. Machinery d. Furniture, fixtures, and equipment (FF&E) e. Renovation and modernization of buildings f. Exterior renovation of retail, commercial and industrial buildings g. Public infrastructure needed for economic development expansions 2. Ineligible Fund Uses: a. Expenditures for the construction and/or renovation of residential units b. Working capital c. Refinancing of existing debt d. Inventory IV. BUSINESSES ELIGIBILITY Any project meeting the above criteria, and located or proposed to be located within the city limits of Elk River, may be eligible for an • Economic Development Micro Loan. 3 Micro Loan Fund Policy Guidelines Page 4 • Business must be a for-profit corporation, partnership, or sole proprietorship. • Business must be a small business as defined by the Small Business Administration (SBA). • Business must have a positive net worth. • Religious, political, and pornographic enterprises are not eligible to use the Economic Development Micro Loan Fund. V. MICRO LOAN FUND TERMS & CONDITIONS 1. Loan Structure All EDA Micro Loans will be structured as participation loans and will be serviced by the project's primary lending institution. Such an arrangement allows for the central distribution and collection of funds and simplifies the financing process for all parties involved. A participation agreement will be signed by the borrower, primary lender and the EDA. 2. Simultaneous Micro Loans The simultaneous use of different Micro Loan Fund Programs by any one borrower or for any one project is prohibited. 3. Call of Loan • A loan shall become due and payable in full if a business relocates outside of the city of Elk River prior to the maturity date of the EDA loan. VI. REGULATION FOR NEW CONSTRUCTION AND IMPROVEMENTS All buildings within which public funds will be used for construction or renovation are to be brought into conformance with city codes and policies. Repairs may include the following systems and portions or real property: a. Mechanical heating, plumbing, and electrical b. Structural; including the facade of the structure and energy related improvements. VII. LOAN SECURITY AND GUARANTEES Applicant must be able to secure the loan by providing the EDA with a minimum of a subordinate mortgage upon the building and/or assets or other approved collateral. 411 4 Micro Loan Fund Policy Guidelines Page 5 • Applicant must demonstrate the financial means to repay the loans, as determined by the Economic Development Authority. VIII. TINIING OF PROJECT EXPENSES No project should commence until the Elk River Economic Development Authority has approved the loan application. Any costs incurred prior to the approval of the loan application are generally not eligible expenditures. No building construction should commence until the required City permits are secured. The applicant will be responsible for all legal, recording, and other fees required for protection of a security interest in the loan. IX. PROCEDURAL GUIDELINES FOR APPLICATION AND APPROVAL 1. All applicants shall first contact a primary lending institution to determine if additional equity is needed, and if so, how much. 2. The applicant and the primary lender shall then meet with City Staff to obtain information about the micro loan program, discuss the project, and obtain application forms. 3. The applicant shall complete and submit an application form to the City, along with a processing fee of 1% of the loan request. (The fee is used to cover processing expenses and will be returned if application is denied.) The applicant must provide evidence of their ability to meet the equity requirements or provide a letter of commitment for conventional financing from the primary lending institution. 4. The application will be reviewed by the City staff to determine if it conforms to all City policies and ordinances and to consider the following: a. The availability and applicability of other governmental grants and/or loan programs. b. Whether the proposed project will result in conformance with • building and zoning codes. 5 Micro Loan Fund Policy Guidelines Page 6 c. Whether it is desirous and in the best interests of the public • to provide funding for the project. 5. The EDA Finance Committee and EDA Commissioners will review each application in terms of its consistency with the goals of the Growth Management, Strategic, and Economic Development Plans and in relation to the project's overall impact on the community's economy. Redevelopment Loan applications will also be reviewed by an HRA member in conjunction with the EDA Finance Committee. They will also evaluate the project application in terms of the following: a. Project design - Evaluation of project design will include review of proposed activities, time lines and a capacity to implement. b. Financial Feasibility - Availability of funds, private involvement, financial packaging and cost effectiveness. • Appropriate ratio of private funds to Micro Loan funds. • • Sufficient cash flow to cover proposed debt service as demonstrated by financial statements and projections. • Business must show a positive net worth. • Letter of Commitment from applicant pledging to complete the project during proposed project duration, if the loan application is approved. • Letter of Commitment from other financing sources stating terms and conditions of their participation in the project if applicable. • Sufficient collateral. c. All other information as required in the application and/or additional information as may be requested by the Economic Development Authority. d. Project compliance with all city codes and policies. • 6 Micro Loan Fund Policy Guidelines Page 7 • e. Program Objectives - In addition to job and wage requirements, the applicant must meet all Micro Loan Fund criteria and demonstrate how the proposed activities will meet at least one of the following objectives: • The project contributes to the fulfillment of the city's approved and adopted economic development and/or redevelopment plans. • The project prevents or eliminates slums and blight. • The project increases the local tax base. • The project brings a structure into compliance with an existing building code violation. 6. The EDA Finance Committee will recommend the approval, denial, or request a resubmission. A recommendation from the Finance Committee will be forwarded to the EDA for final action. X. LOAN POLICY REVIEW • The above criteria will be reviewed on an annual basis to ensure that the policies reflected in this document are consistent with the economic development goals set forth by the City. XI. COMPLIANCE WITH STATE STATUTES Each company receiving assistance in excess of$25,000 from the EDA Micro Loan Fund shall be subject to the provisions and requirements set forth by state statute 116J.993 and summarized below. Progress Reports The borrower shall file a report annually for two years after the closing of the loan or until all goals set forth in the application have been meet, which ever is latter. Reports shall be completed using the format drafted by the State of Minnesota and shall be filed with the City no later than March 1 of each year for the previous year. Businesses fulfilling job creation requirements must file a report with the city no later than 30 days after the deadline. Maintain Facility The borrower agrees to maintain and operate its facility at the site where the loan is used for a period of five years after the date the loan • is closed. 7 Micro Loan Fund Policy Guidelines Page 8 Goal Attainment • In addition to attaining or exceeding the jobs and wages goals set forth in section IV of the application, the borrower agrees to achieve at least one of the goals for community development set forth in section IX, part 5, subdivision (e) (see page 6) of the Micro Loan Fund policy. Redevelopment loans in the central business district are exempt from job creation and wage goals stated in section IX, part 5, subdivision (e) provided the loan amount does not exceed fifty percent of the project cost. Failure to Comply Businesses failing to comply with the above provisions will be subject to fines, repay requirements, and be deemed ineligible by the State to receive any loans or grants from public entities for a period of five years. XII. RIGHT OF REFUSAL The Elk River Economic Development Authority may deny any project which it deems inappropriate according to the guidelines established in this document. • • 8 APPLICATION ECONOMIC DEVELOPMENT MICRO LOAN FUND • ELK RIVER, MINNESOTA I. CONTACT INFORMATION Company: Address: City/State /Zip Contact Person(s) Business Phone Fax Home Phone Email Check One: Proprietor Corporation Partnership Social Security No. Federal ID # State ID # • II. NATURE OF LOAN REQUEST Which Micro-Loan Program are you applying for? Supplemental Financing Program Redevelopment Financing Program Industrial Incentive Program Amount Requested: $ Total Project Cost: $ Type of project: New construction for a start up business. New construction for an existing business. On site expansion Equipment purchase Remodeling: (circle one) Commercial/Retail/Industrial Other Please give a brief summary of your business and its products or service: • Please give a brief summary of the project: • Please describe how this loan will impact your project: III. FINANCING Project Costs Land $ Site improvements $ • Buildings (attach plans & costs) $ Equipment/Machinery/Fixtures (attach list and estimated costs) $ Remodeling $ Industrial Inventory/Working Capital $ Other (attach description) $ Total Costs $ Comments: • Proposed Sources of Financing SOURCE NAME TERMS AMOUNT Bank Loan $ Bank Loan $ Other Private Funds $ Applicant Contribution $ Other $ Fed Grant/Loan $ State Grant/Loan $ EDA Micro Loan $ Total Financing $ Comments: • Collateral Assignments Lien Description Position To Bank 1 To Bank 2 To Private Sources To Other Sources To Federal Govt To State To EDA Micro Loan • Comments: Value of Collateral Existing Book Value Cost Liens • Land $ $ Buildings $ $ $ Machinery & Equip. $ $ $ Other $ $ $ Other $ $ $ Comments: IV. JOB & WAGE GOALS Present # of Employees Total Payroll Jobs To Be Created* Please provide the following information on jobs you expect to create. Average Are the Jobs Expected • Number Hourly Annual Permanent or Hiring Job Title of Jobs Wage Salary Temporary? Date *If loan is for job retention only, please explain in Business Plan. Job Creation Timetable Please indicate on the table below when individual jobs will be added to the firm. Number Qtr. Qtr. Qtr. Qtr. Qtr. Qtr. Qtr. Qtr. Job Title of Jobs 1 2 3 4 5 6 7 8 Comments: IV. PROJECT CONTACTS • Attorney Name Address Phone Accountant Name Address Phone Financing Sources (lenders, partners, etc...) Name Address Phone Name Address Phone Name Address • Phone Name Address Phone Name Address Phone Parent Company Name Address Phone Others Name Address Phone Name • Address Phone V. ATTACHMENTS CHECK LIST Please attach the following: ID A) Written Business Plan: 1. Description of Business 2. Ownership 3. Management 4. Date Established 5. Products/Services 6. Future Plans B) Financial Statements for Past Two Years C) Financial Projections for Two Years D) Resume of Owner/Management E) Personal Financial Statements of Proprietor, Partners, Guarantors F) Letter of Commitment from Applicant Pledging to Complete During the Proposed Project Duration G) Letter of Commitment from the Other Sources of Financing, Stating Terms and Conditions of their Participation in Project H) Other I) Other J) Fee (1% of amount of loan request) • AGREEMENT I/We certify that all information provided in this application is true and correct to the best of my/our knowledge. I/We authorize the City of Elk River and the Finance Committee to check credit references and verify financial and other information. I/We agree to provide any additional information as may be requested by the City and the Finance Committee. DATE APPLICANT NAME BY BY • • ITEM 6 • 1999 Economic Development Strategic Plan Action Plan DRAFT ISSUES 1. Grow Industrial Base Goal: Develop West Business Park 2. Business Retention and Growth Goal: Retain and grow existing industrial firms 3. Marketing Strategy Goal: Develop a marketing strategy. 4. Develop/Redevelop East Highway 10 and the CBD Area Goal : Undertake activities that facilitate development/redevelopment on East Hwy 10 and in the CBD. • TACTICS 1. GROW INDUSTRIAL BASE Goal: Develop West Business Park • Maintain current joint development agreement (JDA) with Tony Emmerich. • Ensure Brown property remains available for industrial development. • Establish JDA with Gonya and Wilson • Develop well focused target marketing tactics: > Market to brokers and others with connections to industry, such as MN Technology. > Target an industry cluster, such as the energy industry (Energy City). > Work with local industries to market Elk River to their suppliers and customers. • EDA to research construction of a spec building and locate a tenant. • > Establish bank partnerships > Establish developer partnership > Identify funding sources (ie franchise fee revenue) s:\eda\stratpin\1999p!an\tactics.doc 9/7/99 • • Complete construction of Business Center Drive. • Explore marketing methods employed by developers and builders. • Examine appeal of West Business Park to specific types of industries. (Target marketing, Industry cluster) • Develop specific marketing material for West Business Park. • Maintain and build networks with banks, brokers, chamber, existing businesses, media, and others. 2. BUSINESS RETENTION AND GROWTH Goal: Retain and grow existing industries • Complete BRE Survey and distribute final results to council, EDA, Industries and Chamber of Commerce. • Publish periodic (quarterly or bi-annual) newsletter highlighting economic • development activities, practices and issues. • Create local industrial business publicity program - have quarterly feature stories written on industrial firms. • Utilize business round table approach to gauge business's attitude toward developing policies and projects. • Distribute marketing materials to local industry and promote incentive programs. • Ads — Continue to feature local firms in City Business, Ventures, etc... and explore local advertising opportunities. • Utilize DTED's Manufacturer's Week to showcase existing firms. • Create opportunities for interaction between business owners and elected/appointed officials. • Involve local industries in a major marketing event. • • Maintain database of industrial businesses. • Continue EDA Commitment to the Business Incubator Project. s:\eda\stratpin\1999p1an\tactics.doc 9/9/99 • 3. MARKETING STRATEGY Goal: Develop an industrial marketing strategy to develop business parks. • Establish a marketing plan committee comprised 5-7 of business & civic leaders. • Hire a consultant to help facilitate the formation and implement a marketing plan. • Update and maintain marketing materials. • Complete construction of economic development website. • Utilize Energy City designation as a marketing tool. 4. DEVELOP/REDEVELOP EAST HIGHWAY 10 AND THE CENTRAL BUSINESS DISTRICT Goal: Undertake activities that facilitate development/redevelopment on E. Hwy. 10 and in the CBD. • Highway 10 • Develop criteria for designating redevelopment areas. • Identify redevelopment areas. • Develop database of E. Hwy 10 properties. • Locate another site for an Elk River monument/entry sign. • Examine use of Redevelopment Financing Program along E. Hwy 10. Central Business District (Downtown) • Develop criteria for designating redevelopment areas. • Identify redevelopment areas. • Hire a consultant to design a redevelopment plan for downtown. • Develop design guidelines for redevelopment in the CBD. Ill • Issue Request For Proposals for redevelopment in CBD. • Further explore the concept of a facade grant. s:\eda\stratpin\1999p1an\tactics.doc 9/7/99 • • Continue work on CBD action plan. ➢ Construct database of downtown businesses ➢ Complete Market Analysis OTHER TACTICS/ISSUES • Modify TIF policy to comply with changes in State law. • Continue professional development of staff through conferences, formal training programs, etc.... • Utilize GIS to manage data of industrial and commercial real estate. • Explore the development of a rail spur • Inventory all available commercial/industrial land and buildings. • Utilize existing tools to encourage development : TIF, Micro Loan, Tax Abatement, 411/ SCBDF, State, Initiative Foundation. • s:\eda\stratpin\1999p1an\tactics.doc 9/7/99 ITEM 7 ELK RIVER ECONOMIC DEVELOPMENT AUTHORITY II MEMORANDUM TO: Economic Development Authority FROM: Marc Nevinski, Assistant Director of Economic Development DATE: September 13, 1999 SUBJECT: Business Retention & Expansion Survey Issue The business retention and expansion survey conducted this summer has been completed and a final report of the survey is attached to this memo. Staff will summarize the report and answer questions at the EDA meeting. Overview In June of this year staff began the process of interviewing Elk River's industrial business owners and mangers to learn about their experiences in this strong economy with a tight labor market. Additionally, input into Elk River's business development policies and each company's future business plans was sought. Some of the more interesting facts of the survey are summarized below. • Twenty six of approximately thirty businesses were interviewed over a three month period. • Average hourly wage paid by Elk River industrial firms: $11.54 • Average number of employees at Elk River industrial firms: 40 • Primary Elk River asset: Proximity to metro • Overall, Elk River's industrial businesses are in a slow and steady growth mode, with about one-third planning to expand in the next five years. • Nearly all have been affected in some way by the tight labor market,but several have found innovative ways of mitigating their problems. • Unskilled workers are the most difficult group to recruit and train. • Business owners were generally in favor of increased industrial development but encouraged the city to foster growth among its existing firms. Attachments 1999 Business Retention and Expansion Report • 13065 Orono Parkway • P. O.Box 490 • Elk River, MN 55330-1743 • (612) 441-7420 • Fax (612) 441-7425 Equal Opportunity Housing and Equal Opportunity Employment • CITY OF ELK RIVER 1999 BUSINESS RETENTION & EXPANSION SURVEY SUMMARY & REPORT Marc Nevinski Assistant Director of Economic Development September 1999 • • Table of Contents Introduction 3 Methodology 3 Findings 3 Market Data 3 Labor Markets 5 Business Climate 6 Recommendations 7 Appendix A- Survey form 8 • • 2 • INTRODUCTION An important strategy in growing and developing a community's industrial base is to promote the retention and encourage the growth of its existing industries. Growing already established businesses is more cost effective than attracting new firms to the community and it creates a pro-business environment that attracts additional investment to the area. A business retention and expansion survey (BRE) can help a community to better understand its local economy and guide it in developing policies and strategies that promote both private and public investment. METHODOLOGY From June through August staff conducted on-site interviews with twenty six of approximately thirty of Elk River's local industrial business owners and officers. Interviews were often supplemented by a tour of the facility. To provide relatively consistent data throughout the survey, interviews were conducted using a questionnaire. Although the survey attempted to generate quantitative data, the diverse nature of the city's industrial companies requires that much of the information be gathered in a qualitative format. With a baseline survey established, perhaps a more quantitative approach can be developed for future surveys. Three primary types of information were sought in the survey. First, the survey • requested information on industry trends and experiences of customers and suppliers in the marketplace. Such information provides insight into the various industries and may provide indicators of future struggles or growth. Secondly, several questions were asked regarding the company's employment levels and its experiences in the tight labor market. The low unemployment rate is a relatively new phenomenon to the private and public sectors, and understanding how it impacts Elk River's local economy is a critical component to economic development. Finally, respondents were asked to comment on the impact of the city's policies, assets, and location on business development in the area. Such insight should help the city better identify its strengths and weaknesses with regard to community development. FINDINGS I. MARKET DATA Industries and Products One half of the companies surveyed manufacture products to their customers specifications. Primary examples include the machining of components for medical or industrial equipment or the formation of molds or dies. • 3 • The remaining surveyed companies manufacture products specifically for sale to consumers or other businesses, which then assemble a value added product. Examples include valves, motors, and building materials. Several companies manufacture both a product line and provide custom or job shop type services to their customers. These are generally, but not exclusively, larger firms. In some cases, a company only manufactures a product line to custom specifications, thus obscuring the distinction between a job shop and a manufacturer. Five of Elk River's industrial firms are associated with the plastics industry, including the manufacturing of molds and the production of plastic items. Three of the companies surveyed are associated with the concrete industry, and either provide the raw materials or manufacture construction materials. Two companies are associated with high-tech industries and manufacture products for the computer industry or scientific pursuits. Although many companies either have machining capabilities or provide machined products to a specific customer, five companies provide general machining services for an array of applications. These tend to be smaller companies who have either not defined a specific market niche or who have chosen to diversify their customer base. Elk River is home to three companies who manufacture or distribute the tools used by • machine shops and mold makers. These firms are especially notable for their ability to gauge the strength of the economy. Unfortunately, only one of these companies was able to be formally surveyed. The remaining nine companies surveyed manufacture product lines for a variety of applications, most of which are used by other businesses in production or sales applications. Markets The majority of companies received their supplies from the Minneapolis — St. Paul area, with the next main source of supplies being Chicago. Nearly all respondents had a national customer base and competed nationally with other similar firms. Three companies had other U.S. facilities. Machine shops as a group tended to have a more state or regional focus. Several business owners noted that Minnesota is a "hot bed" for machinists and plastic molders. One machine shop owner estimated that he had over one hundred competitors in Minnesota alone. Several companies had overseas customers, suppliers, and competition. The general consensus was that overseas production costs were less but the quality of the work was • not as good. One company stated that it had established facilities in both Europe and Asia. 4 • Trends When asked about the most significant trends facing their industries in the next five years, the majority of respondents cited market demands as their primary concern. Issues such as improved customer service, changes in market focus, increased production efficiency, and diversification of capabilities topped the list. Advancements in technology were also cited as important trends that local businesses will face in the near future. For example, the ability to machine pieces with increasingly tighter tolerances with new technologies will require more capital investments by machine shops. As another example, plastics are being used in increasingly broader applications, subsequently expanding the markets for plastic molders and mold makers. Finally, economic factors, such as increased mergers, more international competition, and an economic downturn were trends businesses owners expected to see in the next five years. II. LABOR MARKET Employment in Elk River ➢ Elk River industrial firms employ 40 people on average, with a range of 3 to 220 employees. • ➢ The average hourly wage of an Elk River industrial employee is $11.54. Nearly all such employees are provided a health insurance and retirement package. Tuition reimbursement for work related training is also common. ➢ Employment levels have generally remained stable over the past twelve months. Employee Recruitment and Retention As expected, finding good employees is a difficult task for most business owners and managers. Locating unskilled workers is the most difficult, followed closely by skilled workers, such as draftsman and technicians (see figure 1). Many companies are willing to train workers but finding trainable people is the primary challenge. It was not uncommon for employers to hire five or even ten people to find one trainable employee. Employee Recruitment: Figure 1 20 15 Easy 10 — ■Mod. 5 — 0 Difficult 0 11 i Prof Sales Skilled Unskilled • Salespersons were relatively easy to find and not usually a concern to most business owners. Professionals, such as engineers, however, were more difficult to find. 5 • Retaining employees was considerably easier for most businesses than recruiting them, although retaining both skilled and unskilled workers in general was still rated as difficult (see figure 2). Perks such as flex-time, company picnics, profit sharing, training programs, and strong benefits packages helped to encouraged existing employees to stay. Employee Retention: Figure 2 10 Easy 5 ▪Mod. O Difficult 0 Prof Sales Skilled Unskilled III. BUSINESS CLIMATE Community Assets Access to the metro area was cited as the primary asset Elk River provides to industrial business. Highways 10, 169, and 101 allow businesses to reach customers, vendors and other suppliers easily. However, many other communities provide good, if not better, S access to the metro area, so why not locate someplace closer? Other assets cited included access to labor pool from both the metro and out state areas, lower rent costs, and access to materials. Finally, several business owners cited relationships with local lenders and other business owners as the key reason for coming to or staying in Elk River. Conversely, Elk river lacks certain assets that make doing business in the community more difficult. A lack of local suppliers was citied as a primary complaint, followed closely by a poor local transportation network. Specifically noted was the accessibility to industrial areas with springtime road restrictions as well as driving through town. Finally, one respondent cited a lack of affordable housing as limiting the available workforce. Five Year Plans Questions about future expansion plans elicited a variety of responses. Approximately five business owners intended to sell their business either to a family members or another party. Eight businesses indicated plans for expansion, but only three stated they were committed to staying in Elk River. The remaining businesses had plans for slow, steady growth and either did not see needing to expand in the next five years or had recently completed an expansion. • 6 • Issues For Elk River To Address The final question of the survey asked businesses to identify one issue that the city should address to improve its business environment. The responses are grouped by issue and the number of responses for each issue are highlighted in parentheses. > The city must incorporate the expansion of local businesses into its strategy for industrial growth. (8) > The City should continue to work towards further development of an industrial base. > Better access to main roads from industrial areas is needed.(3) > The city is doing a good job of promoting business development and should continue on its present track. (2) ➢ Lower taxes.(2) > Address issues surrounding the tight labor market—housing, training, etc... (2) > Growth increases taxes and creates competition for existing employees. (1) > The City should develop a clear consensus for community development. (1) ➢ The community must be more welcoming of newcomers. (1) > City should not compete with the private sector in the marketplace. (1) > No comment. (5) RECOMMENDATIONS • Interestingly enough, business owners identified many of the same strengths and weakness that were identified by the EDA in its recent strategic planning session. Perhaps the primary example is the agreement between the private and public sector that more attention should be paid to the city's existing industries. As spokespersons for Elk River to other industries, their growth and satisfaction should be a primary concern of the community. This issue has been incorporated into the Economic Development Strategic Plan and implementation of various action steps has already begun. Several business owners discussed in their interviews the importance of providing areas zoned light industrial where smaller firms would be able to establish themselves in less expensive metal structures. This is a point that is not lost on the EDA or staff and which should be discussed among and between the cities various commissions. A third issue of great concern to both business and government is the shortage of available labor. A limited workforce restricts both business, and subsequently, community growth. Because this issue is not only a factor of a strong economy, but also a factor of demographics, it is likely to be a problem for many years, even in the event of an economic downturn. Moreover, no magic bullet exists to solve the problem and both the public and private sectors will have to work together to develop solutions. Education, training, housing, and transportation are areas where portions of an overall solution might lie. • 7 i APPENDIX A Survey Form • • 8 CITY OF ELK RIVER 1999 BUSINESS RETENTION AND EXPANSION SURVEY III Date of Interview Name of Business Name of Person Interviewed Title Address Phone Fax Interviewer(s) All information in this survey is confidential and will not be published in its raw form. 1. Please give a brief description of your company's products and/or services. What is unique or special about your products and/or services relative to other companies within the industry? • 2. Do you have a sister facility (or facilities) producing the same or similar products? 3. Where are your suppliers located? What changes or trends are they experiencing in their industries? • 4. Generally, who are your top customers and where are they located? 5. Who are your competitors (or potential competitors)? Where are they located? 6. What are the most significant trends influencing your industry over the next • five years? How will they impact your company? 7. Estimate the number of employees working: Full Time: Part Time: Seasonal Peak: Number of employees one year ago: Current Average Wage: Benefits: (circle all that apply) Health Retirement Life Insurance Tuition Reimbursement Others (specify): • 9. What has been your experience recruiting or retaining the following employees? • Recruiting Retaining Easy Difficult Easy Difficult Professionals 1 2 3 1 2 3 N/A Sales 1 2 3 1 2 3 N/A Skilled Labor 1 2 3 1 2 3 N/A Unskilled Labor 1 2 3 1 2 3 N/A Comments: 10. Assuming an infinite labor pool, how many employees would you WANT to hire in the next 12 months? How many do you ACTUALLY EXPECT to hire in the next 12 months? 11. To what degree are the local secondary and post secondary schools preparing students for work? (circle one) Poorly Adequately Well • 12. What value or assets does the Elk River area provide your business? 13. What assets or services are NOT available to your business in Elk River? 14. In the next five years, do you believe your/the business will (circle one): Expand Move Close Remain in current facility If moving, would the company stay in Elk River (circle one)? Yes Not Sure No 110 15. Have other cities, counties, or states solicited your company to move or expand? 16. What ONE issue must Elk River address to promote new and existing business growth? • • FROM GRAY PLANT MOOTY MOOTY & BENNETT (#3) (THU) 9. 9' 99 14:31/ST. 14:30/NO. 4261218206 P 4 ITEM 8 STATE OF MINNESOTA DISTRICT COURT COUNTY OF SHERBURNE . TENTH JUDICIAL DISTRICT CIVIL DIVISION Roger N.Eull and Jean 1�Eull, Plain' COURT FILE NO.C1A&2118 vs. MEDIATION SETTLEMENT AGREEMENT City of Elk Riva, Defimdant The above-les rwcad mailer was Heard in Mediation on the 12th day of August, 1999,by mediator, Jeffrey A. Carson, Esq.; the Plaintiffs were present and represented by James A. Bumgardner,Esq.;the Detbodant was present and represented by Howard A.Roston,Esq.;sad • Following the Mediation session, the parties have agreed lo a settlement of this case as follows: 1. The City of Elk River agrees to pass a Resolution supporting the continued Green Acres tutus for Plaintiffs'propatyy iso long as Plaintiffs'property quaffed for Green Acres. The City ape=to provide a first draft of said Resolution fir review by Plaintiffs'counsel. 4t-c c 2. A formal request arfthq City that it purchase all or a portion of Plaintiffs'property will be made to the City. Plaiatifb will be notified of the date that such a request will be considered. 3. Upon completion of the above, both parties agree to execute a Stipulation for Dismissal With Prejudice of this ase,without ons or disbursements to either party. -1- FROM GRAY PLANT MOOTY MOOTY & BENNETT (#31 (THU) 9. 9' 99 14:31/ST. 14:30/N0. 4261218206 P 5 • The parties hereto intend this Agreement made as s result of Mediation to be bind€ Dated this day of Aum 1999. Roger N.Boll,Pla ntifi7Appelleat Jan M.Eul.Plaintiff/Appellant TERPSTRA,BLACK,BRANDELL&JENSEN James A.Bumga deer(#256997) Atomme y tar Plsinoffa/Appolants Euil 913 Mala Sonat Elk River,MN 553304508 -- (612)441-7040 CITY OP ELY RIVER • Dated this day of August,1999. By: Its: MASLON,EDEd.MAN,BORMAN&BRAND Howard A.Roston 0260460) Atoomey thr Defhodioulitespondent City 3300 Norwest Caster 90 South Seventh Street MancepoIis,1.N 55402-4140 (612)6724375 • MEDIATOR: Dated this`..day of August,1999. Jeffrey A.Canon S 2- TOTAL P.04