EDSR MEMORANDUM 11-10-1997 ELK RIVER ECONOMIC DEVELOPMENT AUTHORITY
MEMORANDUM
TO: Economic Development Authority
FROM: Paul T. Steinman, Director.of Economic
Development
DATE: November 5, 1997
SUBJECT: Agenda Memo for November 10, 1997,
Meeting
5. Gregg Karnis Micro Loan Application
Issue
Greg Karnis was recently denied a $50,000 micro loan request by the
EDA for partial financing of a restaurant in the Sax Food building.
Since the October EDA meeting, when this action was taken, Mr.
SKarnis has modified his loan proposal and bank participation in this
project. His current request is in the amount of$35,000 amortized
over a ten year period with a four year balloon payment.
Background
Mr. Karnis' modified loan request came before the EDA Finance
Committee on Thursday, October 30, 1997. The recommendation from
the Finance Committee at that meeting was for the EDA to deny Mr.
Karnis' loan request based upon the retail/service type of use and a
possible future redirection of micro loan funds to altogether eliminate
the funding of these types of uses. This motion was supported 4-0. At
the initial meeting of the Finance Committee, a similar discussion was
held regarding the type of use and the City's strategic planning process
which indicated a clear focus to industrial development and
redevelopment, rather than the subsidization of retail/service uses in a
non-redevelopment project.
EDA action at its October meeting denied the loan application,
however, members of the EDA asked that Mr. Karnis be given another
•
13065 Orono Parkway • P. O. Box 490 • Elk River, MN 55330-1743 • (612) 441-7420 • Fax (612) 441-7425
Equal Opportunity Housing and Equal Opportunity Employment
EDA Agenda Memo
November 10, 1997
Page 2
•
opportunity to come before the EDA with a modified request if
necessary.
Attached is a letter from Gregg Karnis indicating his modified request
and minutes from the October 9 and October 30 Finance Committee
meetings. Also included is a current status summary of the micro loan
fund. As indicated, as of October 31, 1997, the loan fund had available
approximately $277,000.
Recommendation
The EDA Finance Committee recommends denial of the Gregg Karnis
micro loan request due to the type of use proposed and a shift in the
philosophy of providing micro loans for retail/service type uses in non-
redevelopment target areas.
6. Tax Increment District No. 5 Plan Modification
Issue
The purpose of this issue is to provide final EDA action on the plan
modification of Tax Increment Financing District No. 5. The following
actions have been taken on this plan modification to date:
• September 8, 1997 EDA requested City Council to call
a public hearing on December 1, 1997
• September 22, 1997 City Council called for a public
hearing to be held on December 1,
1997, to modify Tax Increment
Financing District No. 5
• October 1, 1997 Staff completed plan modification with
review by legal council
• October 15, 1997 Plan modification was forwarded to
representatives of the School District
and County Commissioners
• October 28 1997 Planning Commission approved the
plan modification finding it to be in
compliance with the City's Compre-
hensive Plan
EDA Agenda Memo
November 10, 1997
Page 3
•
Items scheduled for completion November/December, 1997:
• November 10, 1997 EDA approves plan modification
• November 12, 1997 Elk River Star News publishes
hearing notice and map
• December 1, 1997 City Council holds public hearing on
the modification of Tax Increment
Financing District No.5 and passes
resolution approving plan modifi-
cation
• December 2, 1997 Send plan to County/State for
certification
Attached to this memo is a copy of the actual plan modification. As
indicated in the Estimate of Public Costs - Project Costs Summary,
expenditures for land acquisition and public improvement costs total
approximately $225,000. It appears from discussions with the Finance
• Department that excess funds in TIF District No. 5 will be between
$180,000 and $225,000 at the end of 1997. The plan modification will
allow for the expenditure of these excess dollars to purchase property
or complete public improvements anywhere within the boundaries of
Development District No. 1 (city limits of City of Elk River).
Recommendation
Staff recommends that the EDA approve the modifications to Tax
Increment Financing Plan for Tax Increment Financing District No. 5
as attached, which includes a new estimate of public costs for land
acquisition and public improvements in an amount not to exceed
$225,000.
7. Tax Increment District No. 17 Concept Approval -Dave Decker
Issue
Dave Decker has provided an application requesting$160,000 in tax
increment funds to develop a 25,000 square foot industrial facility on
east Highway 10 in Elk River. The purpose of this agenda item is to
provide concept approval of Mr. Decker's TIF application in order to
proceed with the schedule for establishment of Tax Increment District
No. 17.
EDA Agenda Memo
November 10, 1997
Page 4
410
Background
Attached to this memo is Dave Decker's application for $160,000 in tax
increment financing to assist with a proposed 25,000 square foot
industrial project on east Highway 10. This industrial project is
described as a multi-tenant facility with a total of five, 5,000 square
foot bays available for lease to industrial users. Mr. Decker is
proposing a phase II expansion of the facility for a total building size of
approximately 70,000 square feet. Total phase I project costs are
estimated to be $1.2 million. Mr. Decker also estimates there will be
between 20-25 jobs created in this facility. The "state imposed
penalty" for creation of this TIF District is approximately $20,000.
This penalty can be funded using the city's development fund.
Dave Decker and consultant Gary Santwire will be available at the
November 10 EDA meeting to provide a brief presentation of this
project and address questions from the EDA.
Recommendation
Staff recommends that the EDA approve this tax increment concept as
discussed and that we continue to move forward to establish TIF
District No. 17.
8. Tax Increment Concept Discussion Morrell Project
Issue
The purpose of this a
enda item is to discuss
the concept of providing
up to $300,000 in tax increment dollars to facilitate the construction of
an approximately 45,000 square foot trucking/distribution/office
facility for Morrell Companies.
Back 'round
Most of you are likely aware that Morrell Companies has been working
through the various city processes over the past six months to obtain
necessary approvals to construct their facility in east Elk River off of
173rd Avenue. All necessary approvals have been provided to Morrell
Companies to date. As is the case in projects of this size, there
was substantial negotiation between the city and Morrell Companies
regarding the specifics of the project. A number of city requirements
were negotiated in an attempt to provide a more feasible project for
EDA Agenda Memo
November 10, 1997
Page 5
• Morrell Companies. This conceptual discussion of providing tax
increment dollars to aid in the funding of this project leads to several
questions:
• Is the EDA in favor of providing tax increment dollars to
assist in the development of this project?
• If tax increment dollars are to be provided to this project,
would the initial city requirements be upheld?
• What is the local contribution or "penalty" which will be
required as part of this TIF District? The answer to this
question is, from initial cash flow projections,that the city
will be required to provide a minimum contribution to this
project of approximately $80,000 to cover the "penalty"which
is required under new state laws regarding creation of tax
increment districts.
It is necessary for the EDA to provide specific direction on whether
Morrell Companies should proceed with a formaltax increment
application. Terry Morrell will be available at the November 10 EDA
meeting to address questions and provide additional information on
this project.
9. Tax Increment Concept Discussion -Earl Hohlen Project
Issue
The purpose of this agenda item is to hold a concept discussion of
providing tax increment dollars to a commercial/industrial project at
the corner of Highway 169 and Main Street -the Earl Hohlen property.
Background
Attached to this memo is a letter from Pelstring Capital Corporation,
representing Associated Builders,the developer of the Earl.Hohlen
property. Pat Pelstring has been retained by Associated Builders to
aid in researching the tax increment issues for this project. His letter
explains a variety of issues related to TIF and the overall development
of this site. Mr.Pelstring and representatives of Associated Builders
will be in attendance at the November 10 EDA meeting to address
questions and provide additional information regarding this issue.
The purpose of this discussion is to provide direction to staff and
Associated Builders on whether to proceed with a formal tax increment
application in the near future. They currently, as indicated in their
Ak letter, do not have a specific request for tax increment financing or
EDA Agenda Memo
November 10, 1997
Page 6
40 direct assistance at this time. They indicate that they wish to enter
into a conceptual discussion of this project with the EDA to determine
the EDA's preferences and interests in the project.
It may be difficult at this time for the EDA to provide clear direction to
the applicant on whether to proceed with a formal tax increment
application. Further information on this project will likely be
necessary and should be requested of the applicant at this time. Staff
will then continue to meet with Associated Builders to discuss various
financial scenarios and project information which can then be brought
back before the EDA at a future date.
•
GLK
"incorporated P.O. Box 111 • Elk River, Minnesota 55330 • 612-374-6706
October 22, 1997
Mr.Paul Steinman
Director of Economic Development
City of Elk River
13065 Orono Parkway
Elk River, Mn. 55330
Paul,
I,m writing this letter to you to inform you of some developments that have occured since I last sat in front of
the finance committee review board for the EDA.
First of all, The Bank of Elk River has reconsidered my loan application and decided to increase the loan
amount for my project from$200,000 to$265,000. I consider this effort on their part to be a strong affirmation
in the confidence of our restaurant endeavor.
Secondly,since the Bank of Elk River decided to increase their loan amount to me,this decreases the amount
of exposure the EDA has in our project by$15,000. Considering the entire project cost is$350,000, if The
Bank of Elk River contributes $265,000 and I contribute my $50,000,this totals $315,000 which in turn brings
the amount needed from the EDA from$50,000 down to $35,000.Considering the fact that The Bank of Elk
Wver and myself are at the point where we have both contributed the amount that we can fully put into the
oject, I now submit to you that we do have an actual gap of$35,000 that is needed to make Pattiniccio's
Restaurant a reality in Elk River.
Thirdly, I appreciate that First National Bank of Elk River is interested in my loan,but with all do respect,
because of time constraints and a number of other factors involved in order to bring this project in at budget,I
cannot afford to take the time it would take for me to get an approval from the SBA, which the powers at be
said I would have to do in order for them to get involved in my project. The biggest risk in First National Bank's
approach for me is that if I do spend the number of weeks involved in dealing with the SBA,not only do I
delay the project for one to two more months,but if the SBA denies me their involvment,my loan with First
National is all but over.It's also important to mention that the SBA will require more cash input than I can
afford.
Paul, at this point,I am asking that you bring my issue before the finance review committee once again
especially in light of the things that have happened since we last met. My request is that I secure an EDA micro
loan in the amount of$35,000 with payments to be amortized over a ten year period with a balloon payment
due after four years.
In closing, I hope this matter is resolved in a satisfactory fashion for all parties involved and finally we can
get this project underway not only for myself,but for the City of Elk River which desperately needs a fine
dining restaurant to compliment the way in which our city is growing.
Respectfully,
egg W. Karnis
cc:EDA Finance Committee Review Board
071
!h1 ; , ! i
ORRELL �� 0,
RANF& R, INC.
809 JACKSON AVENUE•ELK RIVER, MINNESOTA 55330
NOV. 3, 1997
TO:EDA/CITY OF ELK RIVER
FROM:MORRELL COMPANIES
RE: TIF APPLICATION
THE ISSUE THAT MORRELL COMPANIES WOULD LIKE TO BRING BEFORE THE EDA
BOARD IS THE CHALLENGE OUR COMPANIES HAVE BEEN PRESENTED WITH IN TRYING TO
BUILD A NEW FACILITY. THE SITE THAT WE HAVE SUBMITTED TO THE CITY AND HAVE
RECEIVED APPROVAL ON HAS MANY SOIL PROBLEMS. OUR COMPANIES LOYALTY TO ELK
RIVER IS BECOMING A DECISION OF ECONOMICS.THE OPTIONS ARE LIMITED FOR SITES
THAT WILL WORK FOR A COMPANY OF OUR SIZE. OUR COMPANY EMPLOYS 110 FULL
• TIME AND PART TIME EMPLOYEES AND THE TRANSPORTATION BUSINESS REQUIRES A
LARGE AREA TO MANEUVER OUR COMPANY HAS GROWN SIGNIFICANTLY IN THE LAST 5
YEARS AND WITH THE EXTENSIVE INTERNAL STRUCTURING AND OWNERSHIP
TRANSITION IN THE NEAR FUTURE WE ANTICIPATED EVEN MORE GROWTH.
THE REQUEST THAT WE ARE ASKING OF THE EDA BOARD IS THAT THEY WOULD BE
ABLE TO CLEARLY GIVE MORRELL COMPANIES INDICATORS THAT THE EDA WOULD BE
IN FAVOR OF THIS PROJECT RECEIVING TIF ASSISTANCE. THE NEXT REQUEST THAT WE
WOULD LIKE THE EDA TO DISCUSS WITH OR ADVISE US ON IS HOW DOES TIF ASSISTANCE
ON THIS PROJECT IMPACT THE PRESENT APPROVED SITE PLAN? THE BASIS FOR THIS
REQUEST IS THE SOIL CORRECTIONS. ADDITIONAL SITE IMPROVEMENTS WOULD
NULLIFY THE TIF ASSISTANCE THAT IS TO BE USED FOR THE SOIL CORRECTIONS. THE
ESTIMATED COST OF EXCAVATING THIS SITE HAS BEEN PROJEC l'ED TO BE IN EXCESS OF
3 TIMES GREATER THAN A SITE THAT POSSIBLY COULD BE USED.I WE FEEL STRONGLY
THAT THIS IS A WIN/WIN SOLUTION TO A LONG AWAITED PROBLEM OF RELOCATING
AND VACATING PRESENT SITE.WE THANK YOU FOR YOUR TIME AND ATTENTION
CONCERNING THIS ISSUE.
SINCERELY,
60
• TERRY S.MORRELL
612-441-2011 DIRECT-DAILY-SERVICE 612-441-3395
NOV-04-97 09 :25 AM PELSTRING01 5509221 P. 02
•vn._enoaim
110
PELSTRING CAPITAL CORPORATION
4205 Lancaster Lanc North*Suite 1100*Minneapolis, MN 55441
November 3, 1997
Mr. Paul Steinman
Economic Development Authority
City of Elk River
720 Dodge Avenue
Elk River, MN 55330
Re: Associated Builders of the Twin Cities
• Dear Mr. Steinman
Our firm has been retained to assist with the potential development of the 108 acre
parcel at the intersection of Highway 10 and Highway 169. On behalf of Associated
Builders of the Twin Cities, Inc., we would like to request consideration by the Elk
River Economic Development Authority to consider establishment of the
development site as a Redevelopment Tax Increment Financing District.
BACKGROUND
Associated Builders gained control of the 68 acre parcel of property with the
intention of developing a major commercial center. The site is particularly difficult
to develop as the City will need to extend utilities to the site, there are significant
wetlands which must be reconfigured and mitigated, there are numerous
utility/pipeline easements which inhibit the development, and there is a sizable
mobile home park which will require additional acquisition costs.
After our initial assessment, we are having great difficulty in establishing the
financial viability of the project, given the extraordinary costs associated for the
• project's infrastructure and site development. In our recent discussions, it has also
become clear that the City would encourage the development of additional industrial
and/or office showroom space in the City of I`ik River. For this reason, we are
(h12)550-798O*8(X)-642.6258alr(612)55(1-9221 Fax*pclstringfePcanhlink.nct
NOV-04-97 09 :26 AM PELSTRING01 5509221 P. 03
• exploring the opportunity to acquire the 40 acres immediately south of the site,
which could serve as office/showroom development as a part of the overall
development.
TAX INCREMENT FINANCING DISTRICT
Our analysis of estimated development cost suggests that the project does not
provide the potential investment returns to justify the development costs to complete
the project. For this reason we would request consideration of the site as a
"redevelopment" tax increment financing district.
Our analysis suggests that the site would qualify as a renewal and renovation
redevelopment tax increment district, with a statutory tens of fifteen years. The
statutory requirements are as follows:
1. At least 70% of the parcels, by area, must be "occupied" by buildings,
utilities or public improvements. To be classified as "occupied", the improvements
must cover at least 15% of the site. Our review suggests that the mobile home park
constitutes at least 15% of the main parcel for development.
•
2. Additionally, 20% of the buildings must be termed as "substandard" and at
least 50% of the buildings must be '`substandard" or require significant renovation.
Based upon our review, more than 50% of the mobile homes within the park meet
the statutory definition of"substandard" or requiring "substantial renovation".
Although our preliminary review suggests that the site may qualify, we recognize
that the EDA's legal counsel would be responsible for establishing the statutory •
findings to qualify the site as a redevelopment district. We also understand that
physical inspections of the buildings may be required to verify these findings.
TIF DEVELOPMENT ISSUES
We would appreciate the opportunity to review the project with the Elk River
Economic Development Authority. We do not have a specific request for T1F
funding or direct assistance at this time. Instead, we would appreciate reviewing the
project in a conceptual discussion with the EDA to determine their preferences and
interest in the project. In advance of the EDA meeting we will prepare additional
cost detail and more information on the proposed office/showroom development.
• As an introduction to this discussion and to help gain a better understanding r of the
key development issues, please consider the tbIlowing:
NOV-04-97 09 :26 AM PELSTRING01 5509221 P. 04
1. The appraised value for the "buy out" of the mobile homes far exceeded our
preliminary estimates. If the developer pays the costs, as appraised, the our overall
project costs increase by over $300,000.
2. The site needs considerable fill to bring the development sites to a proper
elevation which justifies the proposed retail/commercial uses. Additionally, we are
concerned that there may significant additional costs for soil corrections.
3. The plat indicates a pipeline on the site which may have to be relocated. The
costs for relocating the pipeline could easily range from $250-$600,000.
4. Should the EDA be willing to consider TIF assistance, what types of costs
would they have a preference to fund?
5. The addition of an office/showroom component to the project adds to the
overall cost and is much more speculative than the planned retail/commercial uses.
How would the EDA anticipate participating in this aspect of the project? We had
• briefly discussed a potential EDA/developer "joint venture". How would you
anticipate that we structure this aspect of the project?
SUMMARY
We have appreciated your cooperation and assistance in these matters. At this
stage, however, it is clear to the developers that the project is not viable without
City assistance. We appreciate the opportunity to review the project and these
development issues with the Economic Development Authority.
Sincerely,
PELSTRING CAPITAL CORPORATION
PtrAtitk C,c� .
PJMtn)
Patrick W. Pelstring
cc: Tony Gleekel, Siegel, Brill, Gruepner, Duffy & Foster
10 Mathias Fischer, Associated Builders of the Twin Cities
•rof
E1k Ri
ver
October 13, 1997
Chuck Christian
C-K Christian & Kinghorn, Inc.
21000 Rogers Drive
Rogers, Minnesota 55374
RE: WEST BUSINESS PARK - ELK RIVER
Dear Mr. Christian:
At your request I am sending you this letter regarding our conversations
about potential development in Elk River's West Business Park. As
• indicated, the City of Elk River would give serious consideration to providing
an up-front tax increment incentive to your projects on the Gagne property.
This is based upon the assumption that these projects are eligible uses under
the current tax increment financing laws of the State of Minnesota. Such
qualifying uses include manufacturing, warehousing, storage and
distribution, and research/development.
Since our meeting, I have had discussions with the Economic Development
Authority and City Council members regarding this issue. All have
supported the concept of providing an up-front incentive in order to move this
project forward. We have already began to examine various options to
provide the necessary level of up-front funding for this project. These options
currently include an internal financing mechanism or selling bonds.
I would suggest that the most appropriate method to proceed with this issue
is for you to confirm interest from your business prospects, and then proceed
with a tax increment financing application. This application process
generally takes approximately 90 days, so it is best that it be started as soon
as possible if you are looking at a spring construction start date. I have
attached a tax increment application for your review.
• This letter is not to be considered a commitment to financing in the manner
discussed above, but rather is intended to show that the City will give serious
13065 Orono Parkway • P.O. Box 490 • Elk River, MN 55330•TDD &Phone: (612) 441-7420 • Fax: (612) 441-7425
• consideration to providing an up-front tax increment incentive for this
project. We will be able to affirm the type and level of financial assistance
within a month or so of submittal of the tax increment application.
If you have any questions or issues you would like to further discuss, please
feel free to contact me directly at 441-4905. Also, if I may be of help
addressing questions from your business prospects, please feel free to provide
them my number. I look forward to working with you on this project.
Sincere
Paul T. Steinman
Director of Economic Development
PTS:jkp
cc: Pat Klaers, City Administrator
Lori Johnson, Finance Director
Economic Development Authority
•
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