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7.0. EDSR 04-12-1993 TO: EDA FINANCE COMMITTEE lk River FROM: WILLIAM RUBIN, ED COORDINATO U " - DATE: MARCH 31, 1993 SUBJECT: LOAN REQUEST FROM TESCOM CORPORATION, INC. INTRODUCTION Tescom Corporation, Inc. , 12616 Industrial Boulevard, requests a loan from the EDA Revolving Loan Fund in the amount of $50,000 . This loan will be used by Tescom Corporation to leverage existing financing sources for the construction of a new 28,000 square foot facility in the Elk River Industrial Park for its high purity controls division. This expansion will enable Tescom to operate its two divisions autonomously. Its industrial controls division will be retained in the existing 34,000 square foot facility. BACKGROUND The request for a $50,000 loan from the EDA completes the final 411 element in Tescom' s financing package. The cost of constructing the new facility, equipping it, and remodeling the existing facility totals $2, 161,900 . Those costs are broken down as follows : - Building $ 950,000 - Land $ 100,000 - Equipment, Machinery, Fixtures $1,031,900 - Remodeling (Existing Facility) $ 80,000 TOTAL $2, 161,900 Sources of financing for this project are broken down as follows : - Industrial Development Revenue Bond (IDRB) $1,500,000 ( issued 6/92) - Capital Equipment Allocation (Norwest Bank) $ 114,200 - Working Capital (Norwest Bank) $ 147,700 - DTED-City Loan $ 250,000 (approved 10/92) - Tax Increment Financing (TIF) $ 100,000 (approved 3/93) - EDA Revolving Loan $ 50,000 TOTAL $2, 161,900 In order to qualify for the DTED Grant-City Loan in the amount of $250,000, it was necessary to demonstrate that all sources of local incentives had been maximized. That is, DTED will not approve grant requests unless a City fully utilizes its 720 Dodge Avenue N.W., Elk River, Minnesota 55330 (612) 441-7420 ,• incentive programs (IDRB, TIF, Revolving Loan, etc. ) Further, DTED funds cannot be drawn until closing documents on the local incentives are evidenced. Loan repayments are proposed as follows : SOURCE TERMS INTEREST RATE IDRB 15 year amortization 10 year balloon Variable DTED Grant-City 10 years 4-1/2% for 5 years Loan 6-% for 5 years EDA Loan 10 years 6% COMPANY NARRATIVE Information on Tescom is outlined in greater detail and is attached to the loan application. Tescom' s Elk River facility currently employs 190 people and an additional 45 jobs will be created as a result of the expansion. Sales from the Elk River facilities exceed $20,000,000 . These sales, combined with the 411 sales from the Watertown, South Dakota facility, exceed $30, 000,000 . A leveraged buy-out (LBO) in December, 1986, prevents the company from reducing the amount of conventional financing for this expansion. While Tescom is still highly leveraged, it has proven the ability to service its debt over the six years since the LBO. FINANCIAL ANALYSIS In July, 1992, the City' s audit firm completed a financial analysis of the company. This was a requirement of the DTED application. The audit firm's findings are attached to this memo. While that opinion is eight months old, staff believes that Tescom' s financial condition has not changed and, therefore, it remains a good candidate for servicing its debt on this expansion project. ACTION REQUESTED Upon its review of the Tescom loan request, the EDA Finance Committee is asked to make a recommendation to the EDA Commissioners on the funding of this loan. The EDA will meet on April 12 , 1993, to consider this matter. 411 RECOMMENDATION I recommend that the EDA Finance Committee approve a $50,000 loan to Tescom Corporation, Inc. , subject to the filing of a ' 411 mortgage against the development site and the execution of a corporate promissory note. ECONOMIC DEVELOPMENT REVOLVING LOAN FUND ELK RIVER, MINNESOTA APPLICATION 411 APPLICANT Tescom Corporation ADDRESS 12616 Industrial Blvd. CITY Elk River STATE MN ZIP CODE 55330 CONTACT PERSON(S) Edward A. Cunnington BUSINESS PHONE 241-3250 HOME PHONE AMOUNT REQUESTED $50,000 TERMS REQUESTED 10 years @ Prime rate SOCIAL SECURITY NUMBER FED ID # 41-1572998 STATE ID # 8161473 1 . Type of Project: X Construction/New Building Expansion/Existing Building X Equipment/Machinery Purchase Remodel/Commercial 411 Retail/Industrial Industrial Inventory Working Capital Other 2 . Describe Project: Construction of a 28,080 square foot facility for the High Purity Controls Division of Tescom, plus equipment and remodeling necessary to provide adequate facilities for each division's autonomous operation. (High Purity Controls and Industrial Controls) 3 . Purpose of Loan: To leverage existing funding from Industrial Development Revenue Bond and Minnesota Small City Development grant and Tax Increment Financing to allow completion of the described project. 4 . Cost of Project: A) Land $ 100,000 B) Buildings (attach plans & costs) $ 950,000 C) Equipment/Machinery/Fixtures (attach list and estimated costs) $ 1,031,900 • D) Remodeling $ 80,000 E) Industrial Inventory/Working Capital $ F) Other (attach description) $ TOTAL COSTS $ 2,161,900 5 . Proposed Financing: SOURCE NAME TERMS AMOUNT A) Bank Loan C/E Allocation $ 114,200 B) Bank Loan IDRB $ 1,500,000 C) Other Private Funds W/C $ 147,700 D) Applicant Contribution $ E) Other TIF $ 100,000 • F) Fed Grant/Loan MSCDP $ 250,000 111 G) State Grant/Loan $ Elk River H) This Loan EDRLF $ 50.000 TOTAL FINANCING $2,161,900 -2- • 6 . Collateral to be assigned (Describe and show lien position) : A) To Bank: All assigned to Norwest B) To Bank: C) To Private Funding Source: D) To Other Source: E) To Federal Govt: (Grant through City) Second position on machine & equipment. F) To State: G) To This Loan: Second position on machine and equipment. 7 . Value of Collateral: • COST BOOK VALUE EXISTING LIENS A) Land $ 112,000 $ 112,000 $ 112,000 B) Buildings $ 940,430 $ 748,885 $ 748,885 C) Mach. & Equip. $ 1,590,960 $ 1,008,080 $1,008,080 D) Other F & F $ 761,500 $ 414,855 $ 414,855 E) Other $ $ $ 8 . Employment*: 411 Present: # of Employees 190 Total Payroll$6,792,700 (10/15/92; After Project: # of Employees 235 Total Payroll$9,262,650 (12/31/9 *If Loan is for Job Retention Only, Explain in Business Plan. 9 . Attorney, Accountant (Names, addresses, phone) : Richard Hackett Glenn Bougie Gray, Plant, Mooty, Mooty & Bennett McGladrey, Pullen & Co. 3400 City Center 3600 W. 80th Street 33 South Sixth Street Suite 500 Minneapolis, MN 55402 Bloomington, MN 55413 (612) 343-2874 (612)835-9930 10 . Bank and Other Credit References (Names, addresses, phone) : Ron Gockowski Norwest Bank Minnesota 109 So. 7th Street Minneapolis, MN 55402 (612) 673-8577 S • -3- 11. Attach and include the following: X A) Written Business Plan: 1. Description of Business 2. Ownership • 3. Management 4 . Date established 5 . Products/Services 6 . Future Plans PP B) Financial Statements for past two years PP C) Financial Projections for two years X D) Resume of Owner/Management DNA E) Personal Financial Statements of proprietor, partners, . guarantors DNA F) Letter of commitment from applicant pledging to complete during the proposed project duration DTED G) Letter of commitment from the other sources of financing, stating terms and conditions of their participation in project H) Other • I) Other X J) Fee ( 1% of amount of loan request) ($500) NOTE: PP - Previously provided DTED - Note DTED application information DNA - Does not apply to this situation -4- • I/We certify that all information provided in this application is true and correct to the best of my/our knowledge. I/We authorize the City of Elk River and the Finance Committee to check credit references and verify financial and other information. I/We agree to provide any additional information as may be requested by the City and the Finance Committee. DATE 15 March 1993 Applicant Name Tescom Corporation By By • • • -5- • Tescom Summary Tescom Corporation of 12616 Industrial Boulevard, Elk River, MN 55330, is a manufacturer of regulators, valves, and control devices. Tescom markets these devices worldwide to the following market segments: semiconductor, general industrial, specialty gas, instrumentation, government/aerospace, and petroleum/hydraulic. Tescom has three operating divisions; one in Watertown, SD (Smith Equipment) and two in Elk River, MN (High Purity Controls and Industrial Controls) . Tescom's Elk River facility currently employs 190 people and anticipates creating in excess of 45 new positions by year end, 1994. The proposed new facility in Elk River will house the High Purity Controls Division and a cleanroom which will meet the needs of a very select group of semiconductor manufacturers (Intel, Motorola, Texas Instruments, IBM, AT&T, AMD, et al) . The upgraded facility is necessary to meet the stringent cleanliness requirements in this marketplace. The additional space in the current building will provide the Industrial Controls Division the necessary facility to better focus • on its alternative fuel programs for vehicles (Ford, G.M. , and Chrysler) , as well as various petroleum, government, and aerospace applications. In the Elk River facilities sales are expected to exceed $20 million in 1993 and $22 million in 1994. In 1995 we anticipate the expansionary effect of the electronics products and some of the positive results from the significant development efforts begun in 1993 . Product brochures are enclosed. • COMPANY PERSONNEL See Schedule H, Corporate Staff Organization Chart The Company's management team is listed below: Years with Name . Title Age Company Donald E. Glesmann President, Shareholder 56 28 Edward A. Cunnington Vice President, Shareholder 50 16 Dennis I . Indahl Vice President, Shareholder 55 7 George J. Kunik Chief Financial Officer 62 27 Randall R. Robison Director, Human Resources 37 6 Mark W. Cramer Director, Total Quality Control 33 4 Allen G. Amundson MIS Manager 49 3 Donald Glesmann Mr. Glesmann holds a B.S. degree in Mechanical Engineering from the University of Nebraska. He started with Tescom as a Project Engineer in the Pressure Controls Division. He advanced to the positions of Chief Engineer, Product Manager, General Manager, Vice President, and, in 1984, to his current position as President/CEO. Under Mr. Glesmann's direction as General Manager, from 1976-1984, the Pressure Controls Division showed significant growth and improved profitability. Mr. Glesmann's technical expertise is in the area of engineering and manufacturing. He has designed and developed numerous products, directed products through production, and promoted various products in the marketplace. In the past fifteen years, Mr. Glesmann has been primarily responsible for direction of an t• operating entity (division or corporation) . • Edward Cunnington Mr. Cunnington holds both B.S. and M.S. degrees from the University of Minnesota. He started with Tescom in 1975 as a Regional Sales Manager and advanced to Divisional Marketing Manager. In 1984 he was promoted to General Manager of the Pressure Controls Division and in 1985 to Vice President. Mr. Cunnington has been credited with establishing the current Pressure Controls distribution system, expansion of the product line, increasing market share, and developing (within the organization) a strong employee sensitivity and commitment to the customers. While his technical expertise and education are principally in marketing, Mr. Cunnington has several years of engineering education. In addition, due to the nature of the business and size of the operation, he has worked closely with all the functions of manufacturing and has an excellent understanding of the business operation. He has 20 years of industrial and manufacturing related experience. Dennis Indahl • Mr. Indahl is a graduate of the University of Minnesota with a B.A. degree in Sociology/Psychology. He joined Tescom as Materials Manager of the Pressure Controls Division in 1983 . In late 1984 , Mr. Indahl accepted a temporary position as Materials Manager of the Smith Equipment Division and was sub- sequently named General Manager/Vice President of that Division in January, 1985. Mr. Indahl has significant materials management experience and is responsible for much of the successful MRP (Material Requirements Planning) implementation at both Divisions. Through his efforts, both Divisions have experienced extremely high inventory accuracy and customer service levels. Mr. Indahl has more than 30 years of manufacturing related experience. For the four years prior to joining Tescom, he was Materials Manager for a division of White Farm Equipment. George Kunik Mr. Kunik holds a degree in Economics from St. Thomas College. He also attended the University of Minnesota and DePaul University. Mr. Kunik started with Tescom as a Cost Accountant and progressed • to the positions of Assistant Treasurer, • Controller, and to his current position as Corporate Secretary/Treasurer/CFO. Mr. Kunik has been instrumental in implementing Tescom's functional budgeting process, autonomous divisional accounting, an internal auditing program, and a risk management program. Mr. Kunik has 34 years of accounting and financial experience, primarily related to product distribution and manufacturing. Randall Robison Mr. Robison joined Tescom in 1985 as Director of Human Resources. He holds a Bachelors' degree in Public Administration from the University of California at Los Angeles. Prior to joining Tescom he held similar positions with NAPCO Industries and Audiotronics Corporation. Mr. Robison is responsible for having structured the Company's flexible benefit plan and the 401 "k" retirement plan. He coordinates proactive employee policies with the two divisions and conducts training sessions on numerous employee benefit issues. Employee satisfaction is a tribute to the Corporate emphasis on • employee needs. Mark Cramer Mr. Cramer holds a degree in Agricultural Engineering (mechanical) from the University of Minnesota and a diploma from Anoka Community College in Respiratory Therapy. At present, he is completing work for a Master's degree in Statistics from the University of Minnesota. Mr. Cramer started with Tescom as a Quality Engineer, was promoted to Quality Assurance Manager for the Pressure Controls Division, and in 1988 was promoted to Corporate Director of Total Quality Control . He has been instrumental in introducing the philosophies of Dr. W. Edwards Deming and Total Quality to the organization. He has developed extensive training courses to assist the Corporation in it's transformation to Total Quality. Mr. Cramer has over nine years of experience in technical and management positions, operating and managing in the Total Quality philosophy. Allen Amundson Mr. Amundson pursued a BS degree in Physics through 1963 at • Southern College, in Tennessee. He has more than twenty years experience in the MIS field involved with manufacturing or manu- facturing related companies. This experience includes seven years with a supplier of manufacturing software. Responsibilities included management of technical support, system conversions, and application software. Mr. Amundson has also attended numerous classes and seminars in the MIS and manufacturing disciplines. Other Tescom People There are 335 people employed in the Company. Voluntary personnel turnover for the past five years of 3 .1% is reflective of employee satisfaction (note: four employees included in the turnover rate have returned to the Company) . Employee involvement in the improvement process is not only vital to the success of the Company, it also is a major reason why the employees are very satisfied with the work environment and are dedicated to the overall prosperity of the Company. While there is a bargaining unit covering approximately 80 people at the Elk River facility, there are only 23 members of the union. Two contracts, with the !II bargaining unit have been successfully completed during the previous five years, with no lost time. The current contract is effective into July, 1993 . Smith Equipment does not have a bargaining unit. Tescom's policy, regarding compensation practices, is to be competitive in the labor market served. This policy includes all pay practices, including benefits. The benefit package features flexible benefits, 401 "k" retirement plan, liberal tuition reimbursement plan, and a vacation/sick leave plan, known as personal time off (PTO) . The flexible benefit plan allows each employee to select from five health insurance plans, life insurance coverages from $10 ,000 to $300,000, two dental insurance plans, short term disability, and long term disability. Each person designs the benefit package which best meets their individual needs. The 401 "k" retirement plan offers matching provisions, fixed contributions, and 100% vesting upon enrollment. • • CAPITAL EQUIPMENT AND EXPENSE NEEDS RELATED TO THE 1993 EXPANSION 0 '.HIGH PURITY CONTROLS ;INDUSTRIAL CONTROLS I CAPITAL I,EXPENSE CAPITAL ''EXPENSE !' I ENGINEEERING: I ENGINEERING: Transducers (6) ; $4,800 Lase*plotter for Medusa system ; $5,000 'Copy machine $8,000 1 Lab instrumentation ! 5,000' i 6"Gauges (16) 4.000!Microscope and accessories ; 3.300• I Fittings, tubing, hoses 3,000!Tool chest,tools i I $2,000 I Rotometers (3) I 1,350 I Load cell I 1,500 I Flow meter (1) j 2,500 I I Storage cabinets, benches . 1 1,250 I Tools, vices I 1,800!Cycle test equipment ! 1,200► i I Delta P transducer 2,0001 ' f 1 I I i I I I I i I QUALITY: i QUALITY: Supermic 35,0001 I Johnson gages j j 15,000 I Optical comparator, 14" 18,0001 I Gages and hand tools, misc. i j 10,000 1 Larson spring tester I 13,0001 I Bore gages ! 7,800 Pin gages, .011-.500 I I 2,000 I Torque meter, portable I 7,500 I Surface plate (3'X 4') i 1.8001 I Gage blocks, grade 1 (master) ! I 5,000; I Gage blocks, grade 2 (working) ! I 1,550 I Force gages,0-10/0-30 I i 2.600 I ! I Surface plate, rework I 2,150' I I Gage blocks, grade 3 (shop) j I 1,150 0 I I I I I ASSEMBLY AND TEST: I ASSEMBLY AND TEST: I I Cleanroom 350,0001 I Delta P gauge I ! 1,200 I I Nitrogen compressor 69,000 Reverse osmosis/DI water system ' 50,000 I ! I Test panels I 15,0001 Shoe cleaner (4) I 4,800! I Tubing,fittings I j 3,200 I j I 1 . f I 1 I MACHINE SHOP: I MACHINE SHOP: ' I Aqueous cleaner I 45,000 I I Hardinge chucker I 15.000' I Shop air compressor 12,000 I I Roll marker I 10,000 I I Move 1 11,000!Microscope and light I 2,000' Maintenance equipment ! 1 7,000 I Arbor press ! 1,500 Water eater, coolant reclaimer I 4,500 I I Bar stock racks ! 1,500 I Floor sweeper 3,500 I Bar stock carts (3) I 1,500 Storage cabinet ' I 1,200 I Grinder stand, deburring I 1,400 I I I I Carbide grinder I 1,4001 I Pedestal grinder and dust collector I 1,3001 I Storage cabinet I i 1,200 I I I Radii cutter, engine lathe 1 j 1,000 I Bridgeport indexer and collets j 1,000 • -1 I!CAPITAL 1:EXPENSE': 11 CAPITAL II EXPENSE-I I METAL FINISHING: 1METAL FINISHING: Tanks,tables,and racks $40,0001 1 I 41) I Benches, lights, bins,carts I 11 $3,8001 Spectrophotometer 1,4001 !Lights,test equipment, reagents 1,350' Washer, dryer,pumps 11 1,100 i 1 Glassware I 1,0001 'Cleaning and spill materials ! 1,000 SHIPPING AND RECEIVING: Forklift ( 16,0001 1 .1 Computer,terminal, printer I 3,0001 Material handling, pkging, stores I 1 2,7001 Scales: package, barrels i I 1,5001 ( i Weight count scale i 1,5001 I I Stockroom/shipping terminals 1 8001 I I 1 I 1 j I i OFFICE: OFFICE: Panels: elec, phone, EDP races 30,0001 Fax machine $3,500 Cabling and MIS linkage I 20,0001 Move 1 17,0001 I I I REMODELING: GROUNDS: I Panels: elec, phone, EDP races 1 40,0001 1 'Equipment,floor types for clean I 10,0001 I Clean and repaint production area I I $20,000 'Lawn sprinklers I 5,000 I 1 Recarpet office area I 15,0001 l IShop inspection room I 48___,001 • 1 I Clean HVAC duct work I ` 1 2,500 1 I I Dehumidfier for QA room 1 3.5001 i I 1 1 I i 1 SUB TOTAL: 1 $761,0001 $71,150 I SUB TOTAL: I 123.2001 76.550 TOTAL CAPITAL ITEMS: $884,200' I TOTAL EXPENSE ITEMS: I I :'$147,700. !TOTAL CAPITAL EQUIPMENT AND EXPENSE REQUIREMENTS FOR 1993 EXPANSION: 1$1,031;900 I Rev.9, February 18, 1993 III '4.. V` � ;1�'1ti ;� }yt K RECEIVED OCT 1 6 1992 `1 ? r I ` - , •• . r "4. dr=RFS.fir. Y� ,•1..,-.''''.fit tr i':W Vii': b j 2[Ei ij `�.r 4 .+.,:v....1,;* 4 iFrlt O� t a ;r: _ ..r4t Y,r,h. k1,i1- 1\1° ,„••,141:1*:,: *t ,1,-,....4,-,,,,-;r�rtij 'R},,,,•,04,:i.,_4.. � F 1�'#b\ f. V1 _ ,r-....‘7"1" rYi3T:{ " ,-, • : 5: ESCOM; 1 -4,..1,7.,,..„..z-.-• p+�^t .r • ,f ,:F.iCORPORATI O N . -4°..P.4 -- p. i 5,-k-3-4.r 4 I�_ ;„y,•c „k'. , '• r,��,, Y 12616 INDUSTRIAL BOULEVARD ELK RIVER,MINNESOTA 55330-2491 `4. =''R ^�- ., .,^ v. ,yr -.. PHONE:(612)441-6330 HIGH PURITY DIVISION FAX:(612)241-3209 `,.'' -"� f u 14-4- , t INDUSTRIAL DIVISION FAX:(612)2414210 CORPORATE/ACCTG.FAX:(612)241-3298 October 14 , 1992 Ms . Carol Pressley-Olson Community Development Division Department of Trade and Economic Development 900 American Center Building 150 East Kellogg Boulevard St. Paul , MN 55101-1421 Dear Ms. Pressley-Olson, This letter is in response to your request for supplemental information for the grant request made on our behalf by the City of 411 Elk River. Our intended high purity facility will need significant equipment for support of the product and processes. The following is a partial list of the equipment needed and how the grant would be used if approved: UL 500 Helium leak detector $ 47,000 Nitrogen compressor 69,000 vuND6) Shop air compressor 12,000 TI-VPM Super micrometer 50,000 Tool grinder 25,000 b-ro)-CIV Optical comparator 30 ,000 LaiNNQ Spring tester 13 ,000 Johnson thread gages and gage blocks 25 , 000 $271 ,000 If more information is required, please let me know. Yours truly, i Edwa\d A. Cunnington Vice resident, Tescom Corporation IIIEAC/ca 6C4 s //Le-. etZ6 Ze-g -G/7 1 _ COUNTY ROAD NO. 1 285.01 ui 410.81 II' • 400.00 :200.00 200.00 2 1 1 1 1 N N - N 410.00 d P.99 ' $ - 0".,+0 . � 400 s• '4200.00 215.05 n 372-45 2 415.05 $ N 410.00 ~ '4'V.:: } :::::::v :•:: ,�0 3 3 g•:•:•:•:•:•:•:•:•:•:•:•:•:•:•:•;61 8 'O'L - a t 3111.7.1 s 4- _ r NORTH-410.98 , a 3 cv 4'CCL . ?ted' ;. 4 5 G' ta 8 �S r ' . 43497 �i ( %.:'1;'... 233.72 �+ n a of �j �W7RL4l.at >� 4 '� 825.91 �,�a !�� ai 0 3 527.06 N 445.72 3 J�,�! P` 5 r 0 coiV00 • Illi Illirame B r �ft�� egg. �vS���PL� 9' ► , 130 NGToN i►� �N 5 �,, x,842 41079111 J� • i'l 6 0 . 4/ - k C 1 Qs/,p oNi 4 a oct S1 ib 3t-i 1 c000 dwb ♦♦ INDUSTh1 - G°NrfrhOLA ) , IL 0 pANStpn1 �ri1�E rr �9�(;♦ Z8, eo LX yj.. ( tbg pur>11-0-( GoNTfhoLS I - - - - - - - - ____ _ - - ,�- O 0 a 1 • C--____ ....„,----------...,,_ i ii -- _J • h's , t I I liii, 5 • ?Jir. y . 0 (( 0 m • '<N,. i;..,„ ( ag III I N N RI 6'-0'--, 24'-0'f40 2.0-0 24'-0'f'- — - 14'-0• 0'-0, 45'-0' ' � 1 . . 1 ( ao ■;.- R} 4 I* • 1 m • I i , a. S ■ I ki!_ 12'-0' 1- r ■ 19 Z / J lik . �C _____ O I N i.i 0 _ _i_5_' CI A r' JtlY$O� m E w. AN �y CCB _� N gx s } e r IW ." 0z — 0 W I ni W 1 111111M ' I c I I CO J J J �0 1111 G A I I 1 I 1 . 3�pI ria I1. %2 JIrs f x _Z A N ' m N I .'1 • -.. ' tt 1 _ o e• 1 I 0 P.cit -112. r1 P P Ill, a • EXHIBIT FP-2A 1111 Norwest Bank Minnesota, N.A. MORWEST BANKS Norwest Center .17:7 ? Sixth and Marquette Minneapolis. Minnesota 55479-0001 612/667-1234 July 21, 1992 INFORMATION Mr. William Rubin EamunicDe Development Coordinator City of ver 720 Dodge Avenue 04 Elk River, MN 55330 Dear Mr. Rubin: As you know, Norwest Bank Minnesota, National Association recently issued a standby letter of credit in the amount of $1,520,550 to support the repayment of industrial development revenue bonds issued by the City of Elk River to finance expansion of Tesoam Corporation's facilities. When combined with existing credit facilities outstanding, the issuance of this letter of credit put Tesccan at its 11 maximum debt capacity available from Norwest. Consequently, lam writing this letter to confirm that, other than the letter of credit just issued, Norwest is unable to provide additional financing to P • Tescan for completion of the Elk River expansion. Please ca11 me should you have any questions on this matter. Sincerely, 74.4 (--64.(f-Q14: Ronald E. Gockowski Vice President I I I I I I U ABDO 50 goRtAml ICK CERTIFIED PUBLIC ACCOUNTANTS AND CONSULTANTS William Rubin Economic Development Coordinator City of Elk River 720 Dodge Avenue NW Elk River, Minnesota 55330 Dear Mr. Rubin: Enclosed is our report of the agreed upon procedures between the 111 City of Elk River, its Economic Development Authority and Abdo, Abdo & Eick regarding the grant application to the State of Minnesota Department of Trade & Economic Development for funding of the Tescom Corporation construction project. 111 It is our understanding that you are performing a due diligence search of Tescom Corporation as part of a grant application to the State of Minnesota Department of Trade & Economic Development. Our participation in this due diligence search is to apply certain accounting analysis procedures to the financial statements and financial information of Tescom Corporation and report thereon. We conducted our accounting analysis by first obtaining from Tescom the following documents: 1) Audited financial statements (audited by McGladrey & Pullen) for the four years ending December 31, 1988, 1989, 1990 and 1991. 2) Unaudited, internally prepared interim financial statements 111 for the period from January 1, 1992 through July 3 , 1992 . 3) Detailed budget projections of the three years ending December 31, 1993 , 1994 and 1995. 4) Corporate income tax returns (prepared by McGladrey & Pullen) for the three years ending December 31, 1989, 1990 and 1991. 5) Accounts payable aging at July 3, 1992 . 6) Accounts receivable aging at July 3, 1992. 11 Member of American Institute of Certified Public Accountants Private Companies Practice Section US EAST HICKORY sTREEL$5570 302 RN FIST PEARL STREET 1060 NORTHLAND PLATA Pa BOX 7166 Tn 001E 345 1000 VEST EOTH STREET MANKATO,MINNESOTA 56002.066 QOATpNNA,M09NESOM 150600H5 6�WESPOUS MMNESOTA 5540 15011625.2727 IS073 45125176 16125 01Sg070 FAX 15011 7069179 FAX(307)4560799 FAX E642E 0961620 • 7) Schedule of existing debt and terms thereof at June 30, 1992. 8) Analysis of proposed financing (including the grant currently being applied for) for the construction of the new facility in Elk River by Tescom Corporation. After obtaining these documents, we performed the following procedures: • 1) We tested the financial documents listed above for internal consistency. 2) We calculated pertinent ratios on selected key figures of the financial statements for the four and one-half year period. 3) We calculated the debt service requirements of Tescom Corporation assuming the financing occurred as proposed, and compared these requirements with projected cash availability. 4) We analyzed the aged accounts receivable accounts payable as of July 3 , 1992 . 5) We calculated an estimate of liquidation values of Tescom Corporation' s assets, using commercial lending general practices, in order to determine the coverage provided by the security in relation to the debt being secured. 6) We determined the procedures performed by the City of Elk River as part of their due diligence search and reviewed the results of their lien searches and name searches in order to identify any filings of public record against Tescom Corporation. Conclusion On the basis of the procedures described above, nothing came to our attention which would cause us to have reservations about the financial information presented to us. We are not aware of any omissions, judgements or liens, other than those encountered in the ordinary course of business and fully disclosed in the audited financial statements described above. In addition, nothing came to our attention to indicate Tescom Corporation would be unable to service the debt to the city resulting from the grant from the State of Minnesota Department of Trade & Economic Development. Finally, nothing came to our attention which would cause us to believe Tescom Corporation does not fulfill the requirements of the State of Minnesota Department - • of Trade & Economic Development for such grants. This letter is solely for the information of the Cit • y of Elk River, i er, its Economic Development Authority, the State of Minnesota Department of Trade & Economic Development, and Tescom Corporation, and to be used only in connection with the grant application being submitted to the State of Minnesota Department of Trade & Economic Development. 111 074 Zla 1. July 24, 1992 Abdo, Abdo & Eick Minneapolis, Minnesota Certified Public Accountants 1111 I I I I '• Minnesota Department of Office of the Commissioner Trade and Economic Development 900 American Center 150 East Kellogg Boulevard IISt. Paul, MN 55101-1421 612/296-6424 Fax: 612/296-1290 October 15, 1992 Jim Tralle INFORMATION Mayor 720 Dodge Avenue NW Elk River, MN 55330 Dear Mayor Tralle: I am pleased to inform you that your application for a Minnesota Small Cities Economic Development Program grant has been approved in the amount of $250,000. As outlined in the approved application, the city will make a loan of $250,000 to Tescom Corporation, Inc to assist in the expansion of its Elk River operation. This grant is made from the federal Community Development Block Grant Program. A grant agreement is being prepared by Community Development Division staff. They will also provide you with additional information about your grant • award and will do all they can to help you achieve your community development goals. Also, please note that your approved application becomes part of the grant agreement. For additional information, contact Jennifer Engh, Acting Deputy Commissioner, at 612/297-2515. Finally, let me extend my congratulations to you and your staff for devel- oping an approach which will effectively address your community development needs. Si ncere_ly, j / E. Peter Gillette, Jr. Commissioner ED.GEN/I13-1 0 An Equal Opportunity Employer