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RES 03-01 RESOLUTION NO. 03-0 I 1111. A RESOLUTION OF THE ELK RIVER HOUSING AND REDEVELOPMENT AUTHORITY A RESOLUTION APPROVING POLICY ON INTERFUND LOANS OR ADVANCES ("LOANS") FOR TAX INCREMENT FINANCING DISTRICT ("DISTRICTS") OF THE HRA WITHIN THE CITY OF ELK RIVER IT IS HEREBY RESOLVED by the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Elk River, Minnesota, as follows: The following policy on interfund loans or advances ("Loans") for tax increment financing district ("Districts") of the HRA within the City is hereby confirmed and approved: (a) The authorized tax increment eligible costs (including without limitation out-of- pocket administrative expenses) payable from any of the Districts, as their respective TIF Plans are originally adopted or may be amended, may need to be financed on a short-term and/or long-term basis via one or more Loans, as may be determined by the HRA's finance staff from time to time. (b) The loans may be advanced by finance staff if and as needed from available monies in the general or other available fund of the HRA designated by finance staff. Loans may be structured as draw-down or"line of credit" obligations of the lending fund(s). (c) Neither the maximum principal amount of .ny one Loan nor the aggregate principal amount of all Loans may exceed t e adopted and, if applicable, amended TIF Plan budget for the applicable District. (d) The maximum term of any Loan shall not e ceed the lesser of the statutory duration limit of the District or such earlie date as finance staff may specify in writing. All Loans may be pre-paid, in who!: or in part, whether from tax increment revenue, TIF bond proceeds or •ether eligible sources. (e) The outstanding and unpaid principal amou t of each Loan shall bear interest at the rate prescribed by the statute (Minneso a Statues, Section 469.178, Subdivision 7), which is the greater of the rates specified under Section 270.75 or 549.09 of the Statutes at the time of a Lean, or any part of it, is first made subject to the right of finance staff to specify a lower rate (but generally not less than the then-current average investment return for similar amount and term). (f) Such Loans within the above guidelines are pre-approved. The Loans need not take any particular form and may be undocumented, except that finance staff dIshall maintain all necessary or applicable data on the Loans. S/Eda/H RA/ResolutlTifLoan • (g) Such Loans are also authorized in advance of the establishment of one or more of the Districts; for example, when the HRA is advancing certain legal or other costs associated with a possible District in connection with examining its qualification or other preliminary matters. By way of example and not limitation, the HRA is presently considering one or more downtown Districts to be established and possibly developed in conjunction with the one or more agreements with MetroPlains, or other suitable developers. In that regard, the HRA has incurred and may continue to incur various preliminary expenses, including without limitation legal, financial and other consulting fees. It is the intention of the HRA to make interfund Loans to finance such purposes and to repay those Loans, as may be permissible under the substantive rules of the tax increment law, with interest, from the tax increments of the applicable Districts, once established. Passed and adopted by the Housing and Redevelopment Authority of the City of Elk River, Minnesota this 276 day of January 2003. • 4 Larry Toth, Chair ATTEST: atorkijaut ( • 0:214"-e* Sandra A. Peine, City Clerk 411 S/Eda/H RA/Resolut/TifLoan