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5.3. ERMUSR 04-12-2016 Elk River Municipal Utilities UTILITIES COMMISSION MEETING TO: FROM: Elk River Municipal Utilities Commission Theresa Slominski—Finance and Office John Dietz, Chair Manager Al Nadeau, Vice Chair Daryl Thompson, Trustee MEETING DATE: AGENDA ITEM NUMBER: April 12, 2016 5.3 SUBJECT: 2015 Financial Audit BACKGROUND: Audit fieldwork was completed February 25th and 26th by our auditors, Abdo, Eick&Meyers (AEM). Again this year, AEM completed and compiled the enclosed audit report this year, and issued an opinion letter. Elk River Municipal Utilities staff has reviewed for approval. DISCUSSION: Mr. Andrew Berg of AEM will be at our meeting to present the 2015 audit and answer questions you may have. This year the implementation of GASB 68,Accounting and Financial Reporting for Pensions, resulted in recognition of a liability of$2,477,244, recognition of Deferred Outflows and Inflows of Resources, for an ultimate restatement of prior year's net position of $2,701,156 (a reduction). These items are discussed in Note 3 and Note 6 of the financials. Fortunately for us, we had reserve balances and income that helped offset the GASB 68 adjustments. ACTION REQUESTED: Accept 2015 Annual Financial Report ATTACHMENTS: • ERMU Annual Financial Report For the Year Ended December 31, 2015. • AEM Management Letter Ri POWERED Dr Page 1 of 1 NATURE Reliable Public Power Provider P OWERED T O S ERV E 94 \,,...Li, „ ., Elk River ,,, Municipal Utilities Annual Financial deport For he Year -need �ecem�er 31 . 2015 ,_ - ow es* t ‘1,4:1410- , / 7- ,,,,,.. - * , I 4 , _ ... )1( i ' 2 icy ,,. 1110 } ` g• b y liref / ► / x. It r i 1 i i If 1 0(1 a century of service a future of growth YEAR S Annual Financial Report Elk River Utilities Elk River, Minnesota For the Year Ended December 31, 2015 ABDO EICK & MEYERS Certified Public:4ccountants&Consultants 96 THIS PAGE IS LEFT BLANK INTENTIONALLY 97 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2015 98 THIS PAGE IS LEFT BLANK INTENTIONALLY 99 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA TABLE OF CONTENTS FOR THE YEAR ENDED DECEMBER 31,2015 Page No. INTRODUCTORY SECTION Public Utilities Commission and Administration 5 FINANCIAL SECTION Independent Auditor's Report 9 Management's Discussion and Analysis 13 Financial Statements Statement of Net Position 20 Statement of Revenues,Expenses and Changes in Net Position 23 Statement of Cash Flows 24 Notes to the Financial Statements 27 Required Supplementary Information Schedule of Funding Progress for the Retiree Health Plan 48 Schedule of Employer's Share of Public Employees Retirement Association Net Pension Liability- General Employees Retirement Fund 48 Schedule of Employer's Public Employees Retirement Association Contributions- General Employees Retirement Fund 48 Supplementary Information Schedule of Operating Revenues and Expenses 50 Electric Fund Summary of Operations and Unaudited Statistics 52 Water Fund Summary of Operations and Unaudited Statistics 54 OTHER REPORT Independent Auditor's Report on Minnesota Legal Compliance 59 100 THIS PAGE IS LEFT BLANK INTENTIONALLY 101 INTRODUCTORY SECTION ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 102 THIS PAGE IS LEFT BLANK INTENTIONALLY 103 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA PUBLIC UTILITIES COMMISSION AND ADMINISTRATION DECEMBER 31,2015 Name Title John Dietz Chairperson Allan Nadeau Vice-Chairperson Daryl Thompson Trustee ADMINISTRATION Name Title Troy Adams General Manager Theresa Slominski Finance and Office Manager Eric Volk Water Superintendent Mark Fuchs Line Superintendent Mike O'Neill Technical Services Superintendent Tom Sagstetter Conservation and Key Accounts Manager Michelle Canterbury Executive Administrative Assistant Jennie Nelson Customer Service Manager 104 THIS PAGE IS LEFT BLANK INTENTIONALLY 105 FINANCIAL SECTION ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 106 THIS PAGE IS LEFT BLANK INTENTIONALLY 107 ABDO EICK & MEYERS El W LLP Certtfred Public Accountants&Consultants INDEPENDENT AUDITOR'S REPORT Public Utilities Commission Elk River Municipal Utilities Elk River,Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the Elk River Municipal Utilities(the Utilities)of the City of Elk River, Minnesota(the City),as of and for the year ended December 31,2015,and the related notes to the financial statements,as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America;this includes the design,implementation,and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment,including the assessment of the risks of material misstatement of the financial statements,whether due to fraud or error. In making those risk assessments,the auditor considers internal control relevant to the Utilities preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances,but not for the purpose of expressing an opinion on the effectiveness of the Utilities internal control. Accordingly,we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management,as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Opinion In our opinion,the financial statements referred to above present fairly,in all material respects,the financial position of the Utilities of the City as of December 31,2015,and the changes in financial position and cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter As discussed in Note 1B,the financial statements present only the Electric and Water enterprise funds and do not purport to,and do not present fairly the financial position of the City as of December 31,2015,the changes in its financial position,or,where applicable, its cash flows for the year then ended in accordance with accounting principles generally accepted in the United States of America. Our opinion is not modified with respect to this matter. 5201 Eden Avenue,Suite 250 Edina,MN 55436 952.835.9090 I Fax 952.835.3261 108 THIS PAGE IS LEFT BLANK INTENTIONALLY 109 Other Matters Change in Accounting Standards As described in Note 6 to the financial statements,the Utilities adopted the provisions of Governmental Accounting Standard Board(GASB)Statement No. 68,Accounting and Financial Reporting for Pensions-an Amendment of GASB Statement No. 27 and Statement No.71,Pension Transition for Contributions Made Subsequent to the Measurement Date-an Amendment of GASB Statement No. 68, for the year ended December 31,2015.Adoption of the provisions of these statements results in significant change to the classifications of the components of the financial statements. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis Page 13 and the Schedule of Employer's Shares of the Net Pension Liability,the Schedule of Employer's Contributions and the Schedule of Funding Progress for Other Post-Employment Benefit Plan starting on page 48 be presented to supplement the basic financial statements. Such information,although not a part of the financial statements,is required by the Government Accounting Standards Board,who considers it to be an essential part of financial reporting for placing the financial statements in an appropriate operational,economic,or historical context.We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America,which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries,the basic financial statements,and other knowledge we obtained during our audit of the basic financial statements.We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Utilities' financial statements as a whole.The introductory section and supplemental information listed in the table of contents are presented for the purpose of additional analysis and are not a required part of the financial statements of the Utilities.The supplemental information, except for the portion marked"unaudited"on which we express no opinion,has been subjected to the auditing procedures applied in the audits of the financial statements and,in our opinion,is fairly stated in all material respects in relation to the financial statements taken as a whole.The introductory section and the supplemental information marked"unaudited"have not been subjected to the auditing procedures applied in the audit of the financial statements and,accordingly,we do not express an opinion or provide any assurance on them. 0146 t .4Afivo,Lif ABDO,EICK&MEYERS,LLP Minneapolis,Minnesota March 31,2016 People +Process. BeW)11(1 the N.withers 110 THIS PAGE IS LEFT BLANK INTENTIONALLY 111 Management's Discussion and Analysis This section of the Elk River Municipal Utilities(the Utilities)of the City of Elk River,Minnesota annual financial report presents our analysis of the Utilities'financial performance during the fiscal year that ended December 31,2015. Please read it in conjunction with the financial statements,which follow this section. Financial Highlights • The assets and deferred outflows of resources of the Utilities exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by$55,885,878(net position). Net Position increased by$2,531,445 or 4.5 percent. • The Utilities'cash balance at the close of the current fiscal year was$17,542,791. • Electric usage overall was up an average of 3 percent. Residential usage increased 1.9 percent,Commercial usage increased 2.9 percent,and Industrial usage increase 3.2 percent. • Water usage overall was up an average of less than 1 percent,at 0.61 percent from the prior year.Residential usage decreased 6 percent,and Commercial usage increased 7 percent. Overview of the Financial Statements This annual report consists of three parts;Management's Discussion and Analysis,Financial Statements,and Supplementary Information. The Financial Statements also include notes that explain in more detail some of the information in the financial statements. Required Financial Statements The financial statements of the Utilities report information about the Utilities using accounting methods similar to those used by private sector companies. These statements offer short-term and long-term financial information about its activities. The Statements of Net Position includes all of the Utilities' assets and liabilities and provides information about the nature and amounts of investments in resources(assets)and the obligations to Utilities'creditors(liabilities). It also provides the basis for computing rate of return, evaluating the capital structure of the Utilities and assessing the liquidity and financial flexibility of the Utilities. All of the current year's revenues and expenses are accounted for in the Statements of Revenues,Expenses and Changes in Net Position. This statement measures the success of the Utilities' operations over the past year and can be used to determine whether the Utilities' has successfully recovered all its costs through its user fees and other charges,profitability,and credit worthiness. The final required financial statement is the Statements of Cash Flows. The primary purpose of this statement is to provide information about the Utilities'cash receipts and cash payments during the reporting period. The statement reports cash receipts,cash payments and net changes in cash resulting from operations,investing and financing activities and provides answers to such questions as where did cash come from, what was cash used for and what was the change in the cash balance during the reporting period. 112 Financial Analysis of the Utilities Our analysis of the Utilities begins on page 20 in the Financial Section. One of the most important questions asked about the Utilities' finances is"Is the Utilities as a whole better off or worse off as a result of this year's activities?" The Statements of Net Position,and the Statements of Revenues,Expenses and Changes in Net Position report information about the Utilities' activities in a way that will help answer this question. These two statements report the net position of the Utilities and changes in this net position. You can think of the Utilities' net position(the difference between assets and liabilities)as one way to measure financial health or financial position. Over time,increases or decreases in the Utilities' net position is one indicator of whether its financial health is improving or deteriorating. However,you will need to consider other non-financial factors such as changes in economic conditions,population growth,zoning,and new or changed government legislation. Net position. To begin our analysis,a summary of the Utilities' Statements of Net Position is presented in Table A-l. As can be seen from the Table,net assets and deferred inflows increased$2,531,445 to$55,885,878 in fiscal 2015 up from$53,354,433 in fiscal 2014. • TABLE A-1 Condensed Statement of Net Position * Increase 2015 2014 (Decrease) Assets Current and other $ 21,848,337 $ 20,288,649 $ 1,559,688 Capital 48,151,150 48,254,028 (102,878) Total assets 69,999,487 68,542,677 1,456,810 Total deferred outflows 360,603 67,284 293,319 Liabilities Current 5,408,917 5,269,454 139,463 Non-current 8,557,562 7,284,918 1,272,644 Total liabilities 13,966,479 12,554,372 1,412,107 Total deferred inflows 507,733 - 507,733 Net position Net investment in capital assets 41,216,712 40,218,203 998,509 Restricted for debt service 490,500 490,500 - Unrestricted 14,178,666 15,346,886 (1,168,220) Total net position $ 55,885,878 $ 56,055,589 $ (169,711) *GASB Statement No. 68 was implemented for the year ended December 31,2015 and required a$2,701,156 restatement of beginning net position.Prior year amounts were not restated causing a variance in ending net position at December 31,2014 and beginning net position on January 1,2015. See financial statement Note 6. 113 Water and electric rates. Electric-The latest increase in the Utilities'electric rates was effective January 2015. There was no electric rate increase in 2016. The monthly base charges are based upon the type of service. The monthly charges are$12.00 for residential,$20.00 for commercial,and$60.00 for industrial customers. In addition to the base charges the residential rate is $.1360/KWh for May-September usage,and$.1205/KWh for October-April usage;the commercial rate is$.1304/KWh for May- September usage,and$.1087/KWh for October-April usage;the industrial rate is$.0649/KWh energy charge year round with a demand charge of$16.94/KW May-September,and$11.99/KW for October-April. Water-The Utilities' latest increase in residential and commercial'rates was effective January 2016.The monthly base charge for residential customers is$8.64 per month. In addition to the base charge,the Utilities currently charges its residential customers$1.72 per 1,000 gallons up to 9,000 gallons,$3.50 per 1,000 gallons between 9,000 gallons and 15,000 gallons,and$4.00 per 1,000 gallons for usage above 15,000 gallons. Commercial customer's base charges are based upon meter size,and range from$10.37 to$109.53. An irrigation meter is$46.11 for every month the meter is utilized. There is also a charge per thousand gallons,the same tiers as the residential rates of$1.72,$3.50,and$4.00,except the graduation from the lower tier to the higher tier(s)is calculated based on previous consumption. The Utilities requires payment of all utility bills to be paid by the due date stated on the monthly bill. A ten percent penalty is assessed for payments not received by the due date. The Utility may discontinue service of a customer not complying with the disconnect policy of the Utility after receiving a written disconnect notice. Residential and Commercial/Industrial single phase electric customers that have their service discontinued will be charged a minimum of$50.00 to have their service reconnected. Commercial/Industrial three phase electric customers that have their service discontinued will be charged a minimum of$150.00 to have their service reconnected. Residential and Commercial/Industrial water customers that have their water shut-off will be charged a fee of$100.00 to have their water turned on/reconnected.There are no reconnections after 3:30pm and payments for reconnection /turn on are not accepted at the property site;payments must be made prior to dispatching reconnection. Customers can come in to the office between the hours of 8:00am and 4:30pm to make the payment by cash,money order or credit card;or pay online or by phone with a credit card.The Utilities abides by the Cold Weather Rules. Deposit policy. Per our Deposit Policy,the Utility collects social security numbers from new accounts and utilizes a credit risk assessment tool called"Online Utility Exchange"to determine if a deposit is necessary as a proactive measure to try and reduce uncollectible accounts. The amount of the deposit required will depend on the risk identified with the customer.For residential customers,if there is a 68 percent or higher probability of non-default and no negative history(no disconnection for non-payment or late payments two or more times within 12 months)there is no deposit required. If there is a lower than 68 percent probability of non- default,a deposit appropriate to the services supplied will be required before utility service will be extended. If the customer chooses not to provide a social security number,the deposit is automatically required.Residential deposit amounts are$100 for apartments, $100 for homes with water and sewer,$150 for homes with electric only services,and$250 for homes with all services(electric, water,and sewer). For commercial and industrial customers,a service agreement would need to be signed that identifies the guarantor of their business and the guarantor's social security number.Generally,a deposit of 2 times the estimated highest monthly bill will be required,with a minimum deposit of$250 for non-demand customers,and$1,000 for demand customers.The deposit shall be in the form of a cash deposit,or an irrevocable letter of credit.The irrevocable letter of credit will be renewed as required and failure to do so will result in a charge equal to the amount of the letter of credit applied to the monthly utility bill. Deposits will be retained until the account is closed.The deposit will be returned to the customer within 45 days of termination of service,provided that the customer has paid in full all amounts due on the account.The appropriate interest will be applied to the account per state statutes. 114 Statements of revenues,expenses and changes in net position. While the Statements of Net Position shows the change in financial assets/deferred outflows and liabilities/deferred inflows,the Statements of Revenues,Expenses and Changes in Net Position,provides answers as to the nature and source of these changes. As can be seen in Table A-2,revenues in excess of expenses was the main source of the increase in net position of$2,531,445 in fiscal 2015. A closer examination of the individual categories affecting the source of changes in net position is discussed below: TABLE A-2 Condensed Statements of Revenues, Expenses and Changes in Net Position * Increase 2015 2014 (Decrease) Revenues Operating $ 34,754,259 $ 33,515,012 $ 1,239,247 Nonoperating 576,984 494,455 82,529 Total revenues 35,331,243 34,009,467 1,321,776 Expenses Operating 32,310,449 31,742,912 567,537 Nonoperating 172,912 284,129 (111,217) Total expenses 32,483,361 32,027,041 456,320 Income before contributions and operating transfers 2,847,882 1,982,426 865,456 Capital contributions-developer infrastructure and connection fees 253,934 375,329 (121,395) Capital contributions of asset from City 189,669 175,091 14,578 Transfers from other City funds 94,703 329,490 (234,787) Transfers to other City funds (854,743) (822,835) (31,908) Change in net position 2,531,445 2,039,501 491,944 Net position,January 1 53,354,433 54,016,088 (661,655) Net position,December 31 $ 55,885,878 $ 56,055,589 $ (169,711) *GASB Statement No.68 was implemented for the year ended December 31,2015 and required a$2,701,156 restatement of beginning net position.Prior year amounts were not restated causing a variance in ending net position at December 31,2014 and beginning net position on January 1,2015. See financial statement Note 6. Revenues. Table A-2 shows that operating revenue increased by 3.7 percent in 2015 for the Electric and Water Departments combined. The Electric Department operating revenue was impacted by the territory acquisition in September and October adding approximately 800 residential customers and 130 commercial customers. The additional revenue resulting from these new customers was$314,754. Nonoperating revenue is comprised of transmission rebate revenue in the Electric Department,and water tower lease revenue in the Water Department,as well as connection fees in both departments. Regarding transmission rebates,in 2007 the Electric Utility partnered with Midwest Municipal Transmission Group(MMTG)in order to have our transmission assets recognized in the Midwest Independent Transmission System Operator(MISO)market. In doing so,our transmission assets generate a revenue rebate,which in turn helps keep our rates down. In 2015,rebates received from our 2013 filings were approximately$5,500 per month. 2014 had a sizable catch up distribution for the Brookings transmission line,which was not repeated in 2015.The Water Department is receiving lease revenue from Sprint and Verizon for antennas on the water towers. In 2015 this amount was approximately$158,000,and will continue for the duration of the multi-year contracts. Water Connection Fees decreased approximately$100,000,and Electric Connection Fees increased approximately$13,000. 2014 Connection Fees were higher with the resurgence in new construction as the economy had begun rebounding. Total expenses. In reviewing total expenses in Table A-2 you will notice that there was an increase of 1.4 percent overall,with both electric and water departments having marginal increases.Purchased Power is the biggest electric department expense and it was up just under 1 percent. 115 Capital Assets and Debt Administration Capital assets. The Utilities' investment in capital assets for its business-type activities as of December 31,2015 amounts to $48,151,150(net of accumulated depreciation). This investment in capital assets includes land,buildings,improvements and equipment. A table summarizing the balances by fund follows: Increase 2015 2014 (Decrease) Land $ 361,351 $ 361,303 $ 48 Land improvements 8,000 8,936 (936) Buildings 2,015,126 2,096,195 (81,069) Machinery and equipment 1,626,892 1,582,080 44,812 Infrastructure 43,949,775 43,389,804 559,971 Construction in progress 190,006 815,710 (625,704) Total $ 48,151,150 $ 48,254,028 $ (102,878) The total decrease in the Utilities' investment in capital assets for the current fiscal year was 0.2 percent. Major capital asset events during the current fiscal year included the following: • The Electric Department acquired additional territory that included approximately 1,000 customers,increasing Infrastructure. • Construction in progress decreased as projects started in the prior year were completed and there were not as many carryover projects for 2015. Additional information on the Utilities'capital assets can be found in Note 2B starting on page 34 of this report. Long-term debt. At year end,the Utilities had$7,369,182 in long-term debt down from$8,460,327 in fiscal 2014. More detailed information about the Utilities' long-term liabilities can be found in Note 2C starting on page 35 and below: Increase 2015 2014 (Decrease) G.O.revenue bonds $ 2,535,000 $ 2,835,000 $ (300,000) Revenue bonds 2,985,000 3,585,000 (600,000) Unamortized premium on bonds 65,234 83,233 (17,999) Promissory note 1,408,368 1,599,876 (191,508) Compensated absences payable 312,539 302,286 10,253 OPEB liability 63,041 54,932 8,109 Total $ 7,369,182 $ 8,460,327 $ (1,091,145) 116 Economic Factors and Next Year's Budgets and Rates The increased emphasis toward renewable energy and away from coal-based energy,the challenge to reduce energy and water consumption while still maintaining the existing infrastructure and the smart grid developments are all factors that point to potential increased cost in the coming years.It is the Utilities'goal to not have to rely on increasing rates to meet those increases but continue to look for ways to increase efficiencies and reduce costs,while providing excellent customer service.Elk River Municipal Utilities' mission is to provide safe,cost-effective,reliable,quality utilities in an environmentally and financially responsible manner. We have met that mission in our customer service delivery and our successful financial results,and will continue to strive to meet that mission in the future. Contacting the Utilities Financial Manager This financial report is designed to provide our citizens,customers,investors and creditors with a general overview of the Utilities' finances and to demonstrate the Utilities'accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to Theresa Slominski,Elk River Municipal Utilities,PO Box 430,Elk River,Minnesota 55330-0430 or at 13069 Orono Parkway in Elk River,MN. 117 FINANCIAL STATEMENTS ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 118 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA STATEMENT OF NET POSITION DECEMBER 31,2015 Electric Water Total ASSETS CURRENT ASSETS Cash and temporary investments $ 12,685,126 $ 4,367,165 $ 17,052,291 Receivables Accrued interest 2,445 611 3,056 Accounts,net of allowance 2,593,000 116,719 2,709,719 Special assessments 6,522 72,876 79,398 Other receivables 63,820 2,159 65,979 Due from other City funds 10,020 223,992 234,012 Inventories 991,563 14,015 1,005,578 Prepaid expenses 178,779 29,025 207,804 TOTAL CURRENT ASSETS 16,531,275 4,826,562 21,357,837 CAPITAL ASSETS Land 265,071 96,280 361,351 Land improvements 23,389 - 23,389 Buildings 2,883,212 821,203 3,704,415 Equipment and machinery 3,043,801 374,326 3,418,127 Infrastructure 42,756,591 33,709,666 76,466,257 Construction in progress 125,997 64,009 190,006 CAPITAL ASSETS,COST 49,098,061 35,065,484 84,163,545 LESS ACCUMULATED DEPRECIATION (21,846,450) (14,165,945) (36,012,395) TOTAL CAPITAL ASSETS,NET 27,251,611 20,899,539 48,151,150 OTHER ASSETS Restricted cash 490,500 - 490,500 TOTAL ASSETS 44,273,386 25,726,101 69,999,487 DEFERRED OUTFLOWS OF RESOURCES Deferred charges on refunding 47,355 11,809 59,164 Deferred pension resources 272,949 28,490 301,439 TOTAL DEFERRED OUTFLOWS OF RESOURCES 320,304 40,299 360,603 The notes to the financial statements are an integral part of this statement. 119 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA STATEMENT OF NET POSITION-CONTINUED DECEMBER 31,2015 Electric Water Total CURRENT LIABILITIES Accounts payable $ 2,366,994 $ 94,124 $ 2,461,118 Salaries and benefits payable 78,030 14,173 92,203 Accrued interest payable 49,892 26,563 76,455 Due to other City funds 659,433 23,034 682,467 Due to other governments 140,014 2,976 142,990 Customer deposits payable 489,476 89,053 578,529 Unearned revenue - 86,291 86,291 Compensated absences-current portion 153,002 16,555 169,557 Notes payable-current portion 194,307 - 194,307 Bonds payable-current portion 692,000 233,000 925,000 TOTAL CURRENT LIABILITIES 4,823,148 585,769 5,408,917 NON-CURRENT LIABILITIES Net other postemployment benefits liability 63,041 - 63,041 Compensated absences-less current portion 130,528 12,454 142,982 Notes payable-less current portion 1,214,061 - 1,214,061 Bonds payable,net-less current portion 3,024,375 1,635,859 4,660,234 Net pension liability 2,243,115 234,129 2,477,244 TOTAL NON-CURRENT LIABILITIES 6,675,120 1,882,442 8,557,562 TOTAL LIABILITIES 11,498,268 2,468,211 13,966,479 DEFERRED INFLOWS OF RESOURCES Deferred pension resources 459,746 47,987 507,733 NET POSITION Net investment in capital assets 22,174,223 19,042,489 41,216,712 Restricted for debt service 490,500 - 490,500 Unrestricted 9,970,953 4,207,713 14,178,666 TOTAL NET POSITION $ 32,635,676 $ 23,250,202 $ 55,885,878 The notes to the financial statements are an integral part of this statement. 120 THIS PAGE IS LEFT BLANK INTENTIONALLY 121 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA STATEMENT OF REVENUES,EXPENSES AND CHANGES IN NET POSITION FOR THE YEAR ENDED DECEMBER 31,2015 Electric Water Total OPERATING REVENUES Charges for services $ 31,629,131 $ 2,141,096 $ 33,770,227 Security systems 251,488 - 251,488 LFG project 1,075,148 - 1,075,148 Generation credit (805,579) - (805,579) Connection maintenance 163,195 42,543 205,738 Customer penalties 238,339 18,898 257,237 TOTAL OPERATING REVENUES 32,551,722 2,202,537 34,754,259 OPERATING EXPENSES Purchased power 22,034,307 - 22,034,307 Production 928,923 465,181 1,394,104 Distribution 1,402,046 168,132 1,570,178 Depreciation 1,922,359 1,131,110 3,053,469 Customer accounts 856,076 67,487 923,563 General and administrative 2,752,443 582,385 3,334,828 TOTAL OPERATING EXPENSES 29,896,154 2,414,295 32,310,449 OPERATING INCOME(LOSS) 2,655,568 (211,758) 2,443,810 NONOPERATING REVENUES(EXPENSES) Interest income 95,533 24,666 120,199 Miscellaneous revenue 279,487 177,298 456,785 Interest expense and other (116,676) (65,135) (181,811) Gain(loss)on sale of capital assets 8,899 - 8,899 TOTAL NONOPERATING REVENUES(EXPENSES) 267,243 136,829 404,072 INCOME(LOSS)BEFORE CONTRIBUTIONS AND TRANSFERS 2,922,811 (74,929) 2,847,882 CAPITAL CONTRIBUTIONS- DEVELOPER INFRASTRUCTURE AND CONNECTION FEES - 253,934 253,934 CONTRIBUTION OF ASSETS FROM CITY - 189,669 189,669 TRANSFERS FROM OTHER CITY FUNDS - 94,703 94,703 TRANSFERS TO OTHER CITY FUNDS (824,743) (30,000) (854,743) CHANGE IN NET POSITION 2,098,068 433,377 2,531,445 NET POSITION,JANUARY 1 AS RESTATED(NOTE 6) 30,537,608 22,816,825 53,354,433 NET POSITION,DECEMBER 31 $ 32,635,676 $ 23,250,202 $ 55,885,878 The notes to the financial statements are an integral part of this statement. 122 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA STATEMENT OF CASH FLOWS FOR THE YEAR ENDED DECEMBER 31,2015 Electric Water Total CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers and users $ 32,460,951 $ 2,218,848 $ 34,679,799 Other operating cash receipts 326,880 252,022 578,902 Payments to suppliers (25,682,803) (777,734) (26,460,537) Payments to employees (2,003,949) (530,331) (2,534,280) NET CASH PROVIDED BY OPERATING ACTIVITIES 5,101,079 1,162,805 6,263,884 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from City - 94,703 94,703 Transfers to City (824,743) (30,000) (854,743) (Increase)decrease in due from other City funds (1,730) 234,787 233,057 Increase(decrease)in due to other City funds 47,353 5,083 52,436 NET CASH PROVIDED(USED)BY NONCAPITAL FINANCING ACTIVITIES (779,120) 304,573 (474,547) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition of capital assets (2,345,925) (764,695) (3,110,620) Proceeds from sale of capital assets 8,899 - 8,899 Proceeds from connection fees - 253,934 253,934 Principal payments on revenue bonds (672,000) (228,000) (900,000) Interest paid on revenue bonds (136,360) (67,079) (203,439) Principal payments on promissory note (191,508) - (191,508) NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES (3,336,894) (805,840) (4,142,734) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 93,451 24,146 117,597 NET INCREASE IN CASH AND CASH EQUIVALENTS 1,078,516 685,684 1,764,200 CASH AND CASH EQUIVALENTS,JANUARY 1 12,097,110 3,681,481 15,778,591 CASH AND CASH EQUIVALENTS,DECEMBER 31 $ 13,175,626 $ 4,367,165 $ 17,542,791 RECONCILIATION OF CASH AND CASH EQUIVALENTS TO THE STATEMENT OF NET POSITION Cash and temporary investments $ 12,685,126 $ 4,367,165 $ 17,052,291 Restricted cash 490,500 - 490,500 TOTAL CASH AND CASH EQUIVALENTS $ 13,175,626 $ 4,367,165 $ 17,542,791 The notes to the financial statements are an integral part of this statement. 123 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA 1 STATEMENT OF CASH FLOWS-CONTINUED 1 FOR THE YEAR ENDED DECEMBER 31,2015 Electric Water Total RECONCILIATION OF OPERATING INCOME(LOSS)TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income(loss) $ 2,655,568 $ (211,758) $ 2,443,810 Adjustments to reconcile operating income(loss) to net cash provided by operating activities Other revenue related to operations 279,487 177,298 456,785 Bad debt expense 42,846 - 42,846 Depreciation 1,922,359 1,131,110 3,053,469 (Increase)decrease in assets/deferred outflows: Accounts receivable (127,006) (10,734) (137,740) Other receivables 21,561 62,064 83,625 Special assessments receivable (1,079) (25,697) (26,776) Due from other governments 25,832 - 25,832 Inventories (12,434) 2,466 (9,968) Prepaid expenses (3,092) (670) (3,762) Deferred pension resources (272,949) (28,490) (301,439) Increase(decrease)in liabilities/deferred inflows: Accounts payable 244,041 58,761 302,802 Salaries and benefits payable (72,884) (8,607) (81,491) Net other postemployment benefits liability 8,109 - 8,109 Unearned revenue - 12,660 12,660 Compensated absences payable 71,274 (61,021) 10,253 Due to other governments 10,716 276 10,992 Customer deposits payable 37,314 52,742 90,056 Net pension liability (188,330) (35,582) (223,912) Deferred pension resources 459,746 47,987 507,733 NET CASH PROVIDED BY OPERATING ACTIVITIES $ 5,101,079 $ 1,162,805 $ 6,263,884 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Amortization of bond premium $ 17,181 $ 818 $ 17,999 Amortization of deferred charges on refunding $ 6,472 $ 1,648 $ 8,120 Contribution of capital assets $ - $ 189,669 $ 189,669 The notes to the financial statements are an integral part of this statement. 124 THIS PAGE IS LEFT BLANK INTENTIONALLY 125 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Nature of the business The Elk River Municipal Utilities(the Utilities)is a municipal utility established by action of the City of Elk River(the City)pursuant to Minnesota statute 412.321 and consequently it's Electric and Water funds are enterprise funds of the City.The Public Utilities Commission(the Commission)members are appointed by the City Council.The Commission determines all matters of policy.The Commission appoints personnel responsible for the proper administration of all affairs relating to the Utilities.The Utilities distributes electricity and water to the residents of Elk River,Dayton,Big Lake and Otsego,Minnesota. The Utilities has considered all potential units for which it is financially accountable,and other organizations for which the nature and significance of their relationship with the Utilities are such that exclusion would cause the Utilities' financial statements to be misleading or incomplete.The Governmental Accounting Standards Board(GASB)has set forth criteria to be considered in determining financial accountability.These criteria include appointing a voting majority of an organization's governing body,and(1)the ability of the primary government to impose its will on that organization or(2)the potential for the organization to provide specific benefits to,or impose specific financial burdens on the primary government.There are no component units. B. Measurement focus,basis of accounting and basis of presentation The accounts of the Utilities are organized and operated on the basis of funds.A fund is an independent fiscal and accounting entity with a self-balancing set of accounts.Fund accounting segregates funds according to their intended purpose and is used to aid management in demonstrating compliance with finance-related legal and contractual provisions.The minimum number of funds is maintained consistently with legal and managerial requirements. Revenue resulting from exchange transactions,in which each party gives and receives essentially equal value,is recorded on the accrual basis when the exchange takes place. Non-exchange transactions,in which the Utilities receives value without directly giving equal value in return,include property taxes,grants,entitlements and donations.Revenue from property taxes is recognized in the year for which the tax is levied.Revenue from grants,entitlements and donations is recognized in the year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements,which specify the year when the resources are required to be used or the year when use is first permitted,matching requirements,in which the Utilities must provide local resources to be used for a specified purpose,and expenditure requirements,in which the resources are provided to the Utilities on a reimbursement basis. Grants and entitlements received before eligibility requirements are met are also recorded as unearned revenue. The preparation of the financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures.Accordingly,actual results could differ from those estimates. Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting.Under this method,revenues are recorded when earned and expenses are recorded at the time liabilities are incurred.Proprietary funds include the following fund type: Enterprise funds account for those operations that are financed and operated in a manner similar to private business or where the Utilities has decided that the determination of revenues earned,costs incurred and/or net income is necessary for management accountability. Proprietary funds distinguish operating revenues and expenses from nonoperating items.Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations.The principal operating revenues of the Water and Electric enterprise funds are charges to customers for sales and service.Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets.All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. 126 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES-CONTINUED The Utilities reports the following major proprietary funds: The Electric fund accounts for the electric distribution operations. The Water fund accounts for the water distribution system. C. Assets,liabilities,deferred outflows of resources,deferred inflows of resources and net position Cash and cash equivalents The Utilities' cash and cash equivalents are considered to be cash on hand,demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash balances from all funds are pooled and invested,to the extent available,in certificates of deposit and other authorized investments.Earnings from such investments are allocated on the basis of applicable participation by each of the funds. The Utilities may also invest idle funds as authorized by Minnesota statutes,as follows: 1. Direct obligations or obligations guaranteed by the United States or its agencies. 2. Shares of investment companies registered under the Federal Investment Company Act of 1940 and received the highest credit rating,rated in one of the two highest rating categories by a statistical rating agency,and have a final maturity of thirteen months or less. 3. General obligations of a state or local government with taxing powers rated"A"or better;revenue obligations rated"AA"or better. 4. General obligations of the Minnesota Housing Finance Agency rated"A"or better. 5. Obligation of a school district with an original maturity not exceeding 13 months and(i)rated in the highest category by a national bond rating service or(ii)enrolled in the credit enhancement program pursuant to statute section 126C.55. 6. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. 7. Commercial paper issued by United States banks corporations or their Canadian subsidiaries,of highest quality category by at least two nationally recognized rating agencies,and maturing in 270 days or less. 8. Repurchase or reverse repurchase agreements and securities lending agreements with financial institutions qualified as a"depository"by the government entity,with banks that are members of the Federal Reserve System with capitalization exceeding$10,000,000,a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York,or certain Minnesota securities broker-dealers. 9. Guaranteed Investment Contracts(GIC's)issued or guaranteed by a United States commercial bank,a domestic branch of a foreign bank,a United States insurance company,or its Canadian subsidiary,whose similar debt obligations were rated in one of the top two rating categories by a nationally recognized rating agency. Investments for the Utilities are reported at fair value. 127 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES-CONTINUED Accounts receivable Accounts receivable include amounts billed for services provided before year end.The Utilities has established a reserve for uncollectible accounts which is adjusted annually based on the receivable activity.No substantial losses from present receivable balances are anticipated.A summary of the uncollectible account balances at December 31,2015 is as follows: 2015 Electric $ 109,845 Water 26,250 Total $ 136,095 Interfund receivables and payables Transactions between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either"interfund receivables/payables"(i.e.,the current portion of interfund loans)or "advances to/from other funds"(i.e.,the non-current portion of interfund loans). All other outstanding balances between funds are reported as"due to/from other funds". Inventories Inventories are stated at lower of average cost or market on the first-in,first-out(FIFO)method. Prepaid items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items. Restricted assets The amounts in the restricted cash account are set aside in accordance with the issuing resolution for specific bond issues. They will be used for future debt service. Capital assets Capital assets are stated at cost.Capital assets are defined by the Utilities as assets with an initial individual cost of more than$5,000 and an estimated useful life in excess of two years. Expenditures for maintenance and repairs are charged to operations and expenditures that extend the useful life of the asset are capitalized and depreciated.When assets are retired or sold,the related cost and accumulated depreciation are removed from the accounts and any gain or loss on disposition is included in operations. Major expenditures for improvements or capital asset projects are capitalized as projects are constructed. The Utilities follow the policy of providing depreciation on the straight-line method over the estimated useful lives of the assets,which are as follows: Lives in Years Description Electric Water Production 4-20 25 -50 Transmission 30 - Distribution 10-33 25 -50 General 10-50 10-50 Machinery,Tools,and Equipment 5- 10 5 - 10 Automobiles 3 -8 3 -8 128 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES-CONTINUED Deferred outflows of resources In addition to assets,the statement of financial position will sometimes report a separate section for deferred outflows of resources.This separate financial statement element,deferred outflows of resources,represents a consumption of net position that applies to a future period(s)and so will not be recognized as an outflow of resources(expense/expenditure) until then.The Utility has two items,a deferred charge on refunding and deferred pension resources,which qualify for reporting in this category. A deferred charge on refunding results from the difference in the carrying value of refunded debt and its reacquisition price.This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt. Deferred pension resources result from actuarial calculation and current year pension contributions subsequent to the measurement date. Long-term obligations Long-term debt is reflected as a liability in the fund issuing the obligation.Bond premiums and discounts are amortized over the life of the bonds using the straight-line method. Bond issuance costs are reported as an expense in the period incurred. Compensated absences Vacation:All vacation benefits can be carried over from year to year and will be payable upon termination.Unused vacation carryover is limited to the number of hours accrued during the previous year. Sick Leave: Sick leave can be accumulated to a maximum of 960 hours from year to year.Upon termination or retirement,employees will have 50 percent of unused sick leave,up to a maximum of 960 hours,converted to cash and deposited into their Post Health Care Savings account. The liability for vacation and sick pay is reported as a liability in the respective funds at year end. Postemployment benefits other than pensions Under Minnesota statute 471.61, subdivision 2b.,public employers must allow retirees and their dependents to continue coverage indefinitely in an employer-sponsored health care plan,under the following conditions: 1)Retirees must be receiving(or eligible to receive)an annuity from a Minnesota public pension plan,2)Coverage must continue in group plan until age 65,and retirees must pay no more than the group premium,and 3)Retirees may obtain dependent coverage immediately before retirement. All premiums are funded on a pay-as-you-go basis.The liability was actuarially determined, in accordance with GASB Statement 45,at January 1,2014. Pensions For purposes of measuring the net pension liability,deferred outflows/inflows of resources,and pension expense, information about the fiduciary net position of the Public Employees Retirement Association(PERA)and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose,plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 129 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES-CONTINUED Performance Metrics and Incentive Compensation Through Utilities Performance Metric-based Incentive Compensation system(UPMIC)the Utilities employees will have an opportunity,as a group,to each earn a maximum of 2 percent of their total gross wage paid during the Measurement Period.The percentage of UMPIC is calculated using a Score Card.The Score Card has three categories: Safety, Reliability and Quality of Utility Services which are divided into various weighted factors. This incentive was created to help the Utilities to become more efficient and successful in meeting strategic goals and mission and deliver improved value to the Utilities customers.The liability at year end is recorded as part of accrued wages. Deferred inflows of resources In addition to liabilities,the statement of financial position and fund financial statements will sometimes report a separate section for deferred inflows of resources.This separate financial statement element,deferred inflows of resources,represents an acquisition of net position that applies to a future period(s)and so will not be recognized as an inflow of resources(revenue)until that time. The Utility has only one type of item which qualifies for reporting in this category. The item,deferred pension resources,is reported only in the statements of net position and results from actuarial calculations. Net position Net position represents the difference between assets and liabilities and deferred inflows.Net position is displayed in three components: a. Net investment in capital assets-Consists of capital assets,net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. b. Restricted net position-Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors,grantors,laws or regulations of other governments. c. Unrestricted net position-All other net position that do not meet the definition of"restricted"or"net investment in capital assets". When both restricted and unrestricted resources are available for use,it is the Utilities'policy to use restricted resources first,then unrestricted resources as they are needed. 130 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS A. Deposits and investments Custodial credit risk for deposits and investments is the risk that in the event of a bank failure,the Utilities'deposits and investments may not be returned or the Utility will not be able to recover collateral securities in the possession of an outside party. In accordance with Minnesota statutes and as authorized by the Commission,the Utility maintains deposits at those depository banks,all of which are members of the Federal Reserve System. Minnesota statutes require that all Utility deposits be protected by insurance,surety bond or collateral.The market value of collateral pledged must equal 110 percent of the deposits not covered by insurance,bonds,or irrevocable standby letter of credit from Federal Home Loan Banks. Authorized collateral in lieu of a corporate surety bond includes: • United States government Treasury bills,Treasury notes,Treasury bonds; • Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; • General obligation securities of any state or local government with taxing powers which is rated"A"or better by a national bond rating service,or revenue obligation securities of any state or local government with taxing powers which is rated"AA"or better by a national bond rating service; • General obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; • Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank's public debt is rated"AA"or better by Moody's Investors Service,Inc.,or Standard&Poor's Corporation;and • Time deposits that are fully insured by any federal agency. Minnesota statutes require that all collateral shall be placed in safekeeping in a restricted account at a Federal Reserve Bank,or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The selection should be approved by the government entity. At December 31,2015,the Utilities' carrying amount of deposits was$14,012,796 and the bank balance was $14,035,614.Of the bank balance$500,000 was covered by federal depository insurance,and the remaining balance was covered by collateral held by the pledging financial institution's agent in the Utilities'name. 131 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED Investments The Utilities' investment balances were as follows for December 31,2015: Fair Value Credit Segmented and Quality/ Time Carrying Types of Investments Ratings(1) Distribution(2) Amount Pooled investments Broker Money Markets N/A less than 6 months $ 32,695 Non-pooled investments Brokered CD's N/A less than 6 months 707,701 Brokered CD's N/A 6 months to 1 year 1,097,667 Brokered CD's N/A 1 to 5 years 1,691,132 Total non-pooled investments 3,496,500 Total investments $ 3,529,195 (1) Ratings were provided by various credit rating agencies where applicable to indicate associated credit risk. (2) Interest rate risk is disclosed using the segmented time distribution method. N/A Indicates not applicable or available. A reconciliation of cash and temporary investments as shown in the financial statements for the Utilities follows: 2015 Deposits $ 14,012,796 Investments 3,529,195 Cash on hand 800 Total $ 17,542,791 Cash and temporary investments Unrestricted $ 17,052,291 Restricted 490,500 Total $ 17,542,791 The investments of the Utility are subject to the following risks: • Credit Risk.Is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Ratings are provided by various credit rating agencies and where applicable,indicate associated credit risk. Minnesota statutes and the Utilities'investment policy limit the Utilities'investments to the list on page 28 of the notes. • Custodial Credit Risk.The custodial credit risk for investments is the risk that,in the event of the failure of the counterparty to a transaction,a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. According to their investment policy the Utilities' portfolio maturities shall be staggered to avoid undue concentration of assets with one broker-dealer or financial institution. 132 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED • Concentration of Credit Risk. Is the risk of loss attributed to the magnitude of a government's investment in a single issuer.According to their investment policy the Utilities' portfolio maturities shall be staggered to avoid undue concentration of assets in any one type of instrument. • Interest Rate Risk. Is the risk that changes in interest rates will adversely affect the fair value of an investment. According to their investment policy the Utilities'will stagger maturities to avoid undue concentration of assets at a specific maturity sector. B. Capital assets Capital asset activity for the year ended December 31,2015 was as follows: Beginning Ending Balance Increases Decreases Balance Capital assets not being depreciated Land $ 361,303 $ 48 $ - $ 361,351 Construction in progress 815,710 1,650,484 (2,276,188) 190,006 Total capital assets not being depreciated 1,177,013 1,650,532 (2,276,188) 551,357 Capital assets being depreciated Land improvements 23,389 - - 23,389 Buildings 3,674,600 29,815 - 3,704,415 Machinery and equipment 3,218,436 419,949 (220,258) 3,418,127 Infrastructure 73,233,475 3,232,782 - 76,466,257 Total capital assets being depreciated 80,149,900 3,682,546 (220,258) 83,612,188 Less accumulated depreciation for Land improvements (14,453) (936) - (15,389) Buildings (1,578,405) (110,884) - (1,689,289) Machinery and equipment (1,636,356) (154,879) - (1,791,235) Infrastructure (29,843,671) (2,786,770) 113,959 (32,516,482) Total accumulated depreciation (33,072,885) (3,053,469) 113,959 (36,012,395) Total capital assets being depreciated,net 47,077,015 629,077 (106,299) 47,599,793 Business-type activities capital assets,net $ 48,254,028 $ 2,279,609 $ (2,382,487) $ 48,151,150 133 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED Depreciation expense was charged to functions/programs of the Utilities as follows: 2015 Business-type Activities Water $ 1,131,110 Electric 1,922,359 Total depreciation expense-business-type activities $ 3,053,469 C. Long-term debt General obligation revenue bonds The City of Elk River issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities.The following bonds are to be paid out of Utilities'revenues and are backed by the full faith and credit of the City. Authorized Interest Issue Maturity Balance at Description and Issued Rate Date Date Year End G.O. Water Revenue Refunding Bonds of 2008 $ 3,085,000 2.75-3.65 % 02/20/08 02/01/22 $ 1,695,000 G.O.Capital Improvement Plan Bonds of 2010A 1,265,000 2.00-4.00 04/21/10 08/01/23 840,000 Total G.O.Revenue Bonds $ 2,535,000 The annual debt service requirements to maturity for the general obligation revenue bonds are as follows: Year Ending December 31, Principal Interest Total 2016 $ 305,000 $ 84,333 $ 389,333 2017 320,000 74,850 394,850 2018 335,000 63,948 398,948 2019 340,000 51,990 391,990 2020 355,000 39,497 394,497 2021-2023 880,000 40,997 920,997 Total $ 2,535,000 $ 355,615 $ 2,890,615 The G.O.revenue bonds were issued to finance capital improvements and are to be repaid from future revenues pledged from the Water and Electric funds and are backed by the full faith and credit of the Utilities. In 2015,annual principal and interest payment on the bonds required about 13 percent of revenues from the Water fund. The principal and interest paid and total customer revenues for the Water fund were$295,079 and$2,202,537, respectively. In 2015,annual principal and interest payment on the bonds required about 0.3 percent of revenues from the Electric fund. The principal and interest paid and total customer revenues for the Electric fund were$97,760 and$32,551,722, respectively. 134 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED Revenue bonds The following bonds were issued to finance capital improvements in the Electric fund. They will be retired from net revenues of the fund. Balance Authorized Interest Issue Maturity at Description and Issued Rate Date Date Year End Electric Revenue Bonds,Series 2007A 2,875,000 4.00 03/28/07 02/01/22 $ 1,750,000 Electric Revenue Refunding Bonds,Series 2014A 2,030,000 2.00-4.00 03/13/14 08/01/18 1,235,000 Total Revenue Bonds $ 2,985,000 The annual debt service requirements to maturity for the revenue bonds are as follows: Year Ending December 31, Principal Interest Total 2016 $ 620,000 $ 90,400 $ 710,400 2017 635,000 73,500 708,500 2018 660,000 56,000 716,000 2019 250,000 37,800 287,800 2020 260,000 27,600 287,600 2021-2022 560,000 22,600 582,600 Total $ 2,985,000 $ 307,900 $ 3,292,900 The revenue bonds were issued to finance the acquisition and construction of major capital facilities and are to be repaid from future revenues pledged from the Electric fund. In 2015,annual principal and interest payment on the bonds required about 2.2 percent of revenues from the Electric fund. Principal and interest paid and total customer revenues for the Electric fund were$710,600 and$32,551,722,respectively. Promissory note The Utilities has issued a promissory note to provide for construction of a landfill gas generator.The note is to be paid from revenue of the system and is secured by the facility. Authorized Interest Issue Maturity Balance at Description and Issued Rate Date Date Year End Landfill Generator Note $ 3,521,000 - % 03/19/02 02/19/22 $ 1,408,368 135 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED The annual debt service requirements to maturity for the generator note are as follows: Year Ending December 31, Principal Interest Total 2016 $ 194,307 $ - $ 194,307 2017 195,216 - 195,216 2018 198,252 - 198,252 2019 200,916 - 200,916 2020 203,952 - 203,952 2021-2022 415,725 - 415,725 Total $ 1,408,368 $ - $ 1,408,368 Changes in long-term liabilities Long-term liability activity for the year ended December 31,2015 was as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Business-type activities Bonds payable General obligation revenue bonds $ 2,835,000 $ - $ (300,000) $ 2,535,000 $ 305,000 Revenue bonds 3,585,000 - (600,000) 2,985,000 620,000 Unamortized premium on bonds 83,233 - (17,999) 65,234 Total bonds payable,net 6,503,233 - (917,999) 5,585,234 925,000 Notes payable 1,599,876 - (191,508) 1,408,368 194,307 Compensated absences payable 302,286 173,269 (163,016) 312,539 169,557 Net pension liability GERF - 2,913,612 * (436,368) 2,477,244 OPEB liability 54,932 10,260 (2,151) 63,041 Business-type activity long-term liabilities $ 8,460,327 $ 3,097,141 $(1,711,042) $ 9,846,426 $ 1,288,864 * Includes 1/1/2015 pension liability balance related to GASB Statement No. 68 implementation. See Note 6 for further deatil. 136 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 2: DETAILED NOTES ON ALL FUNDS-CONTINUED D. Interfund receivables,payables and transfers The composition of interfund balances at year end is as follows: Receivable Fund Payable Fund Amount Purpose Electric City-General fund $ 1,710 Sales tax/franchise fees Electric City-Nonmajor 70 Sales tax/franchise fees Electric City-Nonmajor 1,910 Supplies Electric City-Sewer 1,003 4th quarter billings Electric City-Garbage 1,809 4th quarter billings Electric City-Storm Water 1,762 4th quarter billings Electric City-General fund 1,756 PERA aid Total Electric fund receivable from City 10,020 Water City-Nonmajor 94,703 Watermain project Water City-General fund 439 PERA aid Water City-Capital projects fund 128,850 TIF 22 Water Access Charge Total Water fund receivable from City 223,992 Total receivable from City $ 234,012 City-General fund Electric $ 81,070 Shared costs City-Nonmajor Electric 12,541 Shared costs City-Nonmajor Electric 61,437 December transfer of 3%of revenue City-Nonmajor Electric 207,294 4th quarter franchise fees City-Sewer Electric 149,888 Billed sewer on behalf of City City-Garbage Electric 110,332 Billed garbage on behalf of City City-Stormwater Electric 36,871 Billed stormwater on behalf of City Total Electric fund payable to City 659,433 City-General fund Water 23,034 Shared costs Total payable to City $ 682,467 Interfund transfers completed in 2015 are detailed as follows: Transfer from Transfer to Other Other Transfer out City Funds City Funds Electric $ - $ 824,743 Water 94,703 30,000 Total transfers out $ 94,703 $ 854,743 The transfer out of the Electric fund was the annual transfer of 3 percent of 2015 revenues to City funds.The transfer out of the Water fund was for its share of bonding.The transfer into the Water fund was for reimbursement related to the watermain project. 137 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 3: DEFINED BENEFIT PENSION PLANS-STATEWIDE A. Plan description The Utilities participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota(PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota statutes,chapters 353 and 356. PERA's defined benefit pension plans are tax qualified plans under Section 401 (a)of the Internal Revenue Code. General Employees Retirement Fund(GERF) All full-time and certain part-time employees of the Utilities are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. B. Benefits provided PERA provides retirement,disability and death benefits. Benefit provisions are established by Minnesota statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded,or have fallen below 80 percent,are given 1 percent increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants.Vested,terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. GERF benefits Benefits are based on a member's highest average salary for any five successive years of allowable service,age,and years of credit at termination of service.Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members.The retiring member receives the higher of a step-rate benefit accrual formula(Method 1)or a level accrual formula(Method 2).Under Method 1,the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first ten years of service and 2.7 percent for each remaining year.The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first ten years and 1.7 percent for each remaining year.Under Method 2,the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989,a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989,normal retirement age is the age for unreduced Social Security benefits capped at 66. C. Contributions Minnesota statutes,chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. GERF contributions Basic Plan members and Coordinated Plan members were required to contribute 9.10 percent and 6.50 percent, respectively,of their annual covered salary in calendar year 2015. The Utilities was required to contribute 11.78 percent of pay for Basic Plan members and 7.50 percent for Coordinated Plan members in calendar year 2015. The Utilities contributions to the GERF for the years ending December 31,2015,2014 and 2013 were$230,074,$203,953 and $185,983,respectively. The Utilities contributions were equal to the contractually required contributions for each year as set by Minnesota statute. 138 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 3: DEFINED BENEFIT PENSION PLANS-STATEWIDE-CONTINUED D. Pension costs GERF pension costs At December 31,2015,the Utilities reported a liability of$2,477,244 for its proportionate share of the GERF's net pension liability. The net pension liability was measured as of June 30,2015,and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The Utilities proportion of the net pension liability was based on the Utilities contributions received by PERA during the measurement period for employer payroll paid dates from July 1,2014 through June 30,2015 relative to the total employer contributions received from all of PERA's participating employers. At June 30,2015,the Utilities proportionate share was 0.0478 percent which was a decrease of 0.0040 percent from its proportion measured as of June 30,2014. For the year ended December 31,2015,the Utilities recognized pension expense of$212,456 for its proportionate share of GERF's pension expense. At December 31,2015,the Utilities reported its proportionate share of GERF's deferred outflows of resources and deferred inflows of resources,and its contributions subsequent to the measurement date,from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual experience $ 24,896 $ 124,895 Changes in actuarial assumptions 152,351 Net difference between projected and actual earnings on plan investments - 220,522 Changes in proportion - 162,316 Contributions to GERF subsequent to the measurement date 124,192 - Total $ 301,439 $ 507,733 Deferred outflows of resources totaling$124,192 related to pensions resulting from the Utility's contributions to GERF subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31,2016. Other amounts reported as deferred outflows and inflows of resources related to GERF pensions will be recognized in pension expense as follows: 2016 $ (100,162) 2017 (100,162) 2018 (188,786) 2019 58,624 139 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 3: DEFINED BENEFIT PENSION PLANS-STATEWIDE-CONTINUED E. Actuarial assumptions The total pension liability in the June 30,2015 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.75%per year Active member payroll growth 3.50%per year Investment rate of return 7.90% Salary increases were based on a service-related table. Mortality rates for active members,retirees,survivors and disabilitants were based on RP-2000 tables for males or females,as appropriate,with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1 percent effective every January I'until 2034,then 2.5 percent for GERF. Actuarial assumptions used in the June 30,2015 valuation were based on the results of actuarial experience studies.The experience study in the GERF was for the period July 1,2004 through June 30,2008,with an update of economic assumptions in 2014. Experience studies have not been prepared for PERA's other plans,but assumptions are reviewed annually. There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment,which manages the investments of PERA,prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Long-term Target Expected Real Asset Class Allocation Rate of Return Domestic stocks 45.00 % 5.50 % International stocks 15.00 6.00 Bonds 18.00 1.45 Alternative assets 20.00 6.40 Cash 2.00 0.50 Total 100.00 % F. Discount rate The discount rate used to measure the total pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption,each of the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore,the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 140 1 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 3: DEFINED BENEFIT PENSION PLANS—STATEWIDE—CONTINUED G. Pension liability sensitivity The following presents the Utilities proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph,as well as what the Utilities proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: Utilities Proportionate Share of NPL 1 Percent 1 Percent Decrease(6.90%) Current(7.90%) Increase(8.90%) GERF $ 3,895,108 $ 2,477,244 $ 1,306,306 H. Pension plan fiduciary net position Detailed information about each defined benefit pension plan's fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information.That report may be obtained on the Internet at www.mnpera.org;by writing to PERA at 60 Empire Drive#200,St. Paul,Minnesota,55103- 2088;or by calling(651)296-7460 or(800)652-9026. Note 4: OTHER INFORMATION A. Territorial acquisition agreement In 1991,the Utilities entered into a 20 year agreement to transfer ownership of electric plant and electric service to customers in certain areas receiving electric service from Anoka Electric Cooperative,Inc. (AEC). In 2010 the Utility completed the final purchase under this agreement. The agreed cost of property purchased from AEC is net book value.The Utilities also pays AEC for loss of revenue for each area acquired based on a formula outlined in the agreement. In addition,the Utilities will compensate AEC for the loss of revenue from the future sale of electricity to electric customers in the areas acquired from AEC for a period of ten years from the date of sale of each individual area. The Utilities paid$211 in 2015,respectively,for loss of revenues under this agreement.All amounts paid are included in property and equipment. In 2015,the Utilities entered into a 10 year agreement to transfer ownership of electric plant and electric service to customers in eight designated areas receiving service from Connexus Energy. Specific payment terms have been negotiated for 5 years,and if any of the eight areas are not acquired within this timeframe,the payment terms may be renegotiated. The agreed cost of property purchased from Connexus Energy is net book value, integration expenses,and a loss of revenue payment. The loss of revenue payment for each area acquired is based on a formula outlined in the agreement, payable for the subsequent ten years after initial purchase. The Utilities acquired the first of the designated service areas in 2015 for$877,807. The first loss of revenue payment will be made in 2017. All amounts paid are included in property and equipment. 141 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 4: OTHER INFORMATION-CONTINUED B. Risk management The Utilities is exposed to various risks of loss related to torts;theft of,damage to and destruction of assets;errors and omissions;injuries to employees;and natural disasters for which the Utilities carries commercial insurance.The Utilities obtains insurance through participation in the League of Minnesota Cities Insurance Trust(LMCIT),which is a risk sharing pool with approximately 800 other governmental units.The Utilities pays an annual premium to LMCIT for its workers compensation and property and casualty insurance.The LMCIT is self-sustaining through member premiums and will reinsure for claims above a prescribed dollar amount for each insurance event. Settled claims have not exceeded the Utilities'coverage in any of the past three fiscal years. Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. Liabilities,if any,include an amount for claims that have been incurred but not reported(IBNRs).The Utilities'management is not aware of any incurred but not reported claims. C. Commitments The Utilities has received notice from their power supplier regarding the existing all requirements power contract exercising their right to give ten years notice to cancel the contract.The cancellation date would be effective September 30,2018.On May 14,2013 the Utilities signed a new agreement with Minnesota Municipal Power Agency (MMPA). The Utilities entered into an agreement in 2007 with Central Minnesota Municipal Power Agency(CMMPA)to acquire an interest in the CAPX Initiative Brookings Project,a power transmission line in Minnesota. The project is a 250 mile, 345 kV AC transmission line with a rating of 2,300 MW,between Brookings,South Dakota,and the Southeast Twin Cities. In 2011 there was increased opportunity for investment,and subsequent agreements provide the Utilities with an ownership share of$5.6 million or 18.89 percent. The return on this investment through CMMPA is designed to provide approximately$124,000 annually over the 40 year project life.The transmission payments for 2015 were$42,532 of which$24,353 was receivable at December 31,2015. Note 5: POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS Plan Description. Elk River Municipal Utilities(the Utilities)administers a multi-employer defined benefit healthcare plan ("the Retiree Health Plan").The plan provides lifetime healthcare insurance for eligible retirees and their spouses through the Utilities group health insurance plan,which covers both active and retired members.Benefit provisions are reviewed intermittently through the relationship with the Utilities' insurance broker.The Retiree Health Plan does not issue a publicly available financial report. Funding Policy. Contribution requirements also are reviewed at the time changes are made to the plan.The Utility contributes none of the cost of current-year premiums for eligible retired plan members and their spouses.For fiscal year 2015,the Utility contributed$0 to the plan.Plan members receiving benefits contribute 100 percent of their premium costs. In fiscal year 2015,total member contributions were$0. Annual OPEB Cost and Net OPEB Obligation.The Utilities' annual other postemployment benefit(OPEB)cost(expense)is calculated based on the annual required contribution of the employer(ARC).The Utility has elected to calculate the ARC and related information using the alternative measurement method permitted by GASB Statement 45 for employers in plans with fewer than one hundred total plan members.The ARC represents a level of funding that,if paid on an ongoing basis,is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities(or funding excess)over a period not to exceed thirty years.The following table shows the components of the Utilities annual OPEB cost for the year,the amount actually contributed to the plan,and changes in the Utilities'net OPEB obligation to the Retiree Health Plan: 142 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 5: POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS-CONTINUED Annual required contribution $ 11,240 Interest on net OPEB obligation 2,197 Adjustment to annual required contribution (3,177) Annual OPEB Cost(expense) 10,260 Contributions made Direct(explicit)subsidy - Implicit subsidy (2,151) Increase in net OPEB obligation 8,109 Net OPEB obligation-beginning of year 54,932 Net OPEB obligation-end of year $ 63,041 The Utilities' annual OPEB cost,the amount and percentage of annual OPEB cost contributed to the plan,and the net OPEB obligation for December 31,2015 and the preceding two fiscal years was as follows: Three Year Trend Information Percentage Year Annual Employer Annual OPEB Net OPEB Ending OPEB Cost Contribution Contributed Obligation 12/31/2015 $ 10,260 $ 2,151 21 % 63,041 12/31/2014 9,890 - - 54,932 12/31/2013 6,073 1,391 23 45,042 Funded Status and Funding Progress. As of December 31,2014,the actuarial accrued liability for benefits was$68,948,all of which was unfunded. The covered payroll(annual payroll of active employees covered by the plan)was$2,810,413 and the ratio of the unfunded actuarial accrued liability to the covered payroll was 2.50 percent. The projection of future benefit payments for an ongoing plan involves estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment,mortality,and the healthcare cost trend.Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future.The schedule of funding progress,presented as required supplementary information following the notes to the financial statements,presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan(the plan as understood by the employer and plan members)and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point.The methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets,consistent with the long-term perspective of the calculations. 143 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 5: POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS-CONTINUED The following simplifying assumptions were made: Retirement age for active employees-Based on the historical average retirement age for the covered group,active plan members were assumed to retire at age 60,or at the first subsequent year in which the member would qualify for benefits. Participation Rate-It is assumed that 10 percent of active participants continue coverage until age 65.Participants are assumed to continue in their current coverage type(single or family). It is assumed that 100 percent of retirees will continue their current coverage until age 65. Life Expectancy-Life expectancies were based on mortality tables from the National Center for Health Statistics.The 2000 United States Life Tables for Males and for Females were used. Turnover-Non-group-specific age-based turnover data from GASB Statement 45 were used as the basis for assigning active members a probability of remaining employed until the assumed retirement age and for developing an expected future working lifetime assumption for purposes of allocating to periods the present value of total benefits to be paid. Healthcare cost trend rate-The expected rate of increase in healthcare insurance premiums was based on projections of the Office of the Actuary at the Centers for Medicare&Medicaid Services.A rate of 7.5 percent initially,reduced to an ultimate rate of 5.0 percent after eight years,was used. Health insurance premiums-2014 health insurance premiums for retirees were used per the valuation report. Withdrawal-The probability that an employee will remain employed until the assumed retirement age was determined using non-group specific age-based turnover data provided in Table 1 in Paragraph 35b of GASB 45. Disability-None Actuarial Method-Projected Unit Credit with 30-year amortization of the unfunded liability. Valuation date-January 1,2014 Based on the historical and expected returns of the Utilities' short-term investment portfolio,a discount rate of 4.0 percent was used. In addition,a simplified version of the entry age actuarial cost method was used. The unfunded actuarial accrued liability is being amortized as a level dollar amount over an open basis.The remaining amortization period at December 31, 2014 was thirty years. 144 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA NOTES TO THE FINANCIAL STATEMENTS DECEMBER 31,2015 Note 6: CHANGE IN ACCOUNTING STANDARDS During 2015,the Utilities implemented several new accounting pronouncements issued by the Governmental Accounting Standards Board(GASB),including Statement No.68,Accounting and Financial Reporting for Pensions-an Amendment of GASB Statement No. 27 and Statement No. 71,Pension Transition for Contributions Made Subsequent to the Measurement Date-an Amendment of GASB Statement No. 68, for the year ended December 31,2015. These standards required a retroactive implementation which resulted in the restatement of beginning balances in the December 31,2014 financial statements.Changes related to these standards are reflected in the financial statements and schedules and related disclosures are included in Note 3. As a result of the restatement of beginning balances,the following schedule reconciles the previously reported December 31,2014 balances to the December 31,2015 financial statements: December 31,2015 Net Position January 1,2015 Net Position as Previously Prior Period January 1,2015 Fund Reported Restatement(1) as Restated Business-type activities Electric $ 32,969,053 $ (2,431,445) $ 30,537,608 Water 23,086,536 (269,711) 22,816,825 Total business-type activities $ 56,055,589 $ (2,701,156) $ 53,354,433 (1) To record beginning net pension liability and deferred outflow of resources at December 31,2014. 145 REQUIRED SUPPLEMENTARY INFORMATION ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 146 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED DECEMBER 31,2015 Schedule of funding progress for the retiree health plan Unfunded Actuarial UAAL as a Actuarial Actuarial Actuarial Accrued Percentage Valuation Value of Accrued Liability Funded Covered of Covered Date Assets Liability (UAAL) Ratio Payroll Payroll 12/31/2014 $ - $ 68,948 $ 68,948 - % $ 2,810,413 2.50 % 12/31/2011 - 42,681 42,681 - 2,286,547 1.87 12/31/2008 - 56,892 56,892 - 2,300,000 2.47 Schedule of employer's share of PERA net pension liability-General Employees Retirement Fund Required Supplementary Information Utilities Utilities Proportionate Proportionate Share of the Utilities Share of Net Pension Proportionate the Net Pension Liability as a Plan Fiduciary Utilities Share of Liability Utilities Percentage of Net Position Fiscal Proportion of the Net Pension Associated with Covered Covered as a Percentage Year the Net Pension Liability the City Total Payroll Payroll of the Total Ending Liability (a) (b) (a+b) (c) ((a+b)/c) Pension Liability 06/30/15 0.0478 % $ 2,477,244 $ - $ 2,477,244 $ 3,067,653 80.8 % 78.7 % Schedule of employer's PERA contributions-General Employees Retirement Fund Required Supplementary Information Contributions in Relation to the Statutorily Statutorily Contribution Utilities Contributions as Required Required Deficiency Covered a Percentage of Year Contribution Contribution (Excess) Payroll Covered Payroll Ending (a) (b) (a-b) (c) (b/c) 12/31/15 $ 230,074 $ 230,074 $ - $ 3,067,653 7.5 % 147 SUPPLEMENTARY INFORMATION ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 it 148 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA SUPPLEMENTARY INFORMATION SCHEDULE OF OPERATING REVENUES AND EXPENSES FOR THE YEAR ENDED DECEMBER 31,2015 Electric Water Total OPERATING REVENUES Charges for services Elk River $ 28,833,769 $ 2,141,096 $ 30,974,865 Otsego 2,377,276 - 2,377,276 Big Lake 190,727 - 190,727 Dayton 227,359 - 227,359 Security systems 251,488 - 251,488 LFG Project 1,075,148 - 1,075,148 Generation credit (805,579) - (805,579) Connection maintenance 163,195 42,543 205,738 Customer penalties 238,339 18,898 257,237 TOTAL OPERATING REVENUES 32,551,722 2,202,537 34,754,259 OPERATING EXPENSES Purchased power 22,034,307 - 22,034,307 Production Supervision and labor 57,646 20,944 78,590 Natural gas 47,185 - 47,185 Supplies and power for pumping 52,780 266,474 319,254 Landfill gas expense 704,577 - 704,577 Maintenance of structures 37,945 35,767 73,712 Maintenance of equipment 11,902 141,996 153,898 Maintenance of plant 16,888 - 16,888 Total 928,923 465,181 1,394,104 Transmission and distribution Supervision and labor 24,772 10,143 34,915 Maintenance of overhead lines 397,124 - 397,124 Maintenance of underground lines 167,637 - 167,637 Maintenance of station equipment 62,536 - 62,536 Transportation 135,339 16,676 152,015 Maintenance of customer service 7,169 73,061 80,230 Maintenance of customer meters 83,765 68,230 151,995 Miscellaneous 523,704 22 523,726 Total 1,402,046 168,132 1,570,178 Services to City 520,727 5,719 526,446 Depreciation 1,922,359 1,131,110 3,053,469 Customer accounts expense Meter reading 36,808 1,650 38,458 Billing and collection 255,695 60,118 315,813 Bad debts 42,846 - 42,846 Total 335,349 61,768 397,117 149 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA SUPPLEMENTARY INFORMATION SCHEDULE OF OPERATING REVENUES AND EXPENSES-CONTINUED FOR THE YEAR ENDED DECEMBER 31,2015 Electric Water Total OPERATING EXPENSES-CONTINUED General and administrative Salaries $ 659,318 $ 147,926 $ 807,244 Employee pensions and benefits 1,267,179 265,605 1,532,784 Dues 91,613 42,984 134,597 Office supplies and billing expense 144,234 32,270 176,504 Office utilities and maintenance 21,102 8,948 30,050 Consulting fees 36,842 - 36,842 Legal and audit 43,446 8,292 51,738 Environmental compliance 24,208 - 24,208 Conservation improvement project 67,697 8,763 76,460 Insurance 174,161 28,116 202,277 Telephone 26,997 6,797 33,794 Advertising 7,155 3,406 10,561 Education and meetings 127,400 20,612 148,012 Miscellaneous 61,091 8,666 69,757 Total 2,752,443 582,385 3,334,828 TOTAL OPERATING EXPENSES 29,896,154 2,414,295 32,310,449 OPERATING INCOME(LOSS) 2,655,568 (211,758) 2,443,810 NONOPERATING REVENUES(EXPENSES) Interest income 95,533 24,666 120,199 Miscellaneous revenue 279,487 177,298 456,785 Interest expense and other (116,676) (65,135) (181,811) Gain(loss)on sale of capital assets 8,899 - 8,899 TOTAL NONOPERATING REVENUES(EXPENSES) 267,243 136,829 404,072 INCOME(LOSS)BEFORE CONTRIBUTIONS AND TRANSFERS 2,922,811 (74,929) 2,847,882 CAPITAL CONTRIBUTIONS- DEVELOPER INFRASTRUCTURE AND CONNECTION FEES - 253,934 253,934 CONTRIBUTION OF ASSETS FROM CITY - 189,669 189,669 TRANSFERS FROM OTHER CITY FUNDS - 94,703 94,703 TRANSFERS TO OTHER CITY FUNDS (824,743) (30,000) (854,743) CHANGE IN NET POSITION 2,098,068 433,377 2,531,445 NET POSITION,JANUARY 1 AS RESTATED(NOTE 6) 30,537,608 22,816,825 53,354,433 NET POSITION,DECEMBER 31 $ 32,635,676 $ 23,250,202 $ 55,885,878 150 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA ELECTRIC FUND SUMMARY OF OPERATIONS AND UNAUDITED STATISTICS FOR THE YEARS ENDED DECEMBER 31,2007 THROUGH DECEMBER 31,2015 SUMMARY OF OPERATIONS 2007 2008 2009 OPERATING REVENUES Sales of electricity $ 19,164,797 $ 22,303,994 $ 23,591,485 Other operating revenues(expenses) 501,746 637,909 636,258 TOTAL OPERATING REVENUES 19,666,543 22,941,903 24,227,743 OPERATING EXPENSES Purchased power 12,176,034 14,778,270 16,161,444 Distribution 1,829,971 2,162,797 1,937,096 Services to the City 358,029 409,222 428,508 Depreciation 1,920,798 2,057,851 2,126,794 Other operating expenses 1,977,973 2,196,770 2,272,917 TOTAL OPERATING EXPENSES 18,262,805 21,604,910 22,926,759 OPERATING INCOME 1,403,738 1,336,993 1,300,984 TRANSFERS FROM OTHER CITY FUNDS - - - TRANSFERS TO OTHER CITY FUNDS (483,000) (540,636) (585,141) NONOPERATING REVENUES 710,858 249,022 (146,352) NET INCOME $ 1,631,596 $ 1,045,379 $ 569,491 PERCENT OF CHANGE Sales of electricity 16.185% 16.380% 5.772% Purchased power 20.530% 21.372% 9.360% PERCENT OF REVENUES Purchased power 61.912% 64.416% 66.706% UNAUDITED STATISTICS MISCELLANEOUS 2007 2008 2009 KWh's purchased $ 225,973,086 $ 241,837,173 $ 247,595,137 KWh's sold 211,298,886 224,226,048 232,772,722 Line loss 14,674,200 17,611,125 14,822,415 Percent of line loss 6.494% 7.282% 5.987% REVENUES PER KWh SOLD $ 0.0907 $ 0.0995 $ 0.1013 COST PER KWh PURCHASED $ 0.0539 $ 0.0611 $ 0.0653 NUMBER OF CUSTOMERS 8,945 9,203 9,170 TOTAL CONTRIBUTION/TRANSFERS TO CITY $ 483,000 $ 540,636 $ 585,141 151 2010 2011 2012 2013 2014 2015 $ 26,060,301 $ 27,894,341 $ 30,070,045 $ 30,978,790 $ 31,514,246 $ 32,704,279 732,261 689,645 188,645 (132,411) (147,561) (152,557) 26,792,562 28,583,986 30,258,690 30,846,379 31,366,685 32,551,722 18,373,386 19,604,951 20,499,773 21,254,950 21,994,652 22,034,307 1,892,212 1,960,742 1,909,845 1,970,341 2,161,352 2,330,969 434,415 474,934 481,907 498,146 530,340 520,727 2,062,942 2,041,717 2,099,594 2,029,496 1,914,062 1,922,359 2,399,236 2,350,706 2,359,193 2,374,959 2,791,717 3,087,792 25,162,191 26,433,050 27,350,312 28,127,892 29,392,123 29,896,154 1,630,371 2,150,936 2,908,378 2,718,487 1,974,562 2,655,568 53,741 - - - - - (657,086) (711,415) (816,864) (781,162) (797,835) (824,743) (154,956) (105,604) 28,531 (30,658) 152,375 267,243 $ 872,070 $ 1,333,917 $ 2,120,045 $ 1,906,667 $ 1,329,102 $ 2,098,068 10.465% 7.038% 7.800% 3.022% 1.728% 3.776% 13.687% 6.703% 4.564% 3.684% 3.480% 0.180% 68.576% 68.587% 67.748% 68.906% 70.121% 67.690% 2010 2011 2012 2013 2014 2015 $ 264,642,834 $ 276,026,892 $ 287,553,108 $ 290,025,919 $ 288,320,724 $ 294,441,957 250,711,834 261,235,297 273,455,846 273,945,354 274,546,059 282,265,268 13,931,000 14,791,595 14,097,262 16,080,565 13,774,665 12,176,689 5.264% 5.359% 4.902% 5.545% 4.778% 4.136% $ 0.1039 $ 0.1068 $ 0.1100 $ 0.1131 $ 0.1148 $ 0.1159 $ 0.0694 $ 0.0710 $ 0.0713 $ 0.0733 $ 0.0763 $ 0.0748 9,207 9,227 9,285 9,358 9,449 10,499 $ 657,086 $ 711,415 $ 816,864 $ 781,162 $ 797,835 $ 824,743 152 ELK RIVER MUNICIPAL UTILITIES ELK RIVER,MINNESOTA WATER FUND SUMMARY OF OPERATIONS AND UNAUDITED STATISTICS FOR THE YEARS ENDED DECEMBER 31,2007 THROUGH DECEMBER 31,2015 SUMMARY OF OPERATIONS 2007 2008 2009 OPERATING REVENUES Sales of water $ 2,113,166 $ 2,130,124 $ 2,206,429 OPERATING EXPENSES Operating expenses less depreciation 1,191,346 1,185,413 1,102,437 Services to City - - - Depreciation 921,450 974,848 956,993 TOTAL OPERATING EXPENSES 2,112,796 2,160,261 2,059,430 TOTAL OPERATING INCOME(LOSS) $ 370 $ (30,137) $ 146,999 PERCENT OF CHANGE Sales of water 20.76% 0.80% 3.58% UNAUDITED STATISTICS MISCELLANEOUS 2007 2008 2009 WATER PUMPED(gallons) 873,742,000 854,133,000 782,951,000 WATER SOLD(gallons) 783,948,000 727,029,000 708,286,000 Percent of line loss 10.28% 14.88% 9.54% Revenues per 1,000 gallons pumped $ 2.41 $ 2.48 $ 2.81 Revenues per 1,000 gallons sold $ 2.70 $ 2.93 $ 3.12 Number of customers 4,413 4,508 4,467 WATER SUPPLIER SERVICES 2007 2008 2009 Flushing hydrants $ 27,000,000 $ 30,000,000 $ 33,000,000 Back washing 8,400,000 8,400,000 8,400,000 Fire department use 1,000,000 5,000,000 1,000,000 New water main disinfectant and flushing 1,000,000 2,000,000 2,000,000 Flushing seasonal well - - - Meter inaccuracy - - 1,300,000 Street and Sewer Maintenance - - - Water tower paint and clean/maintenance - - - Well maintenance - - - Water line and irrigation leaks - - - Frozen pipes bursting in abandoned homes - 25,000,000 27,000,000 Water Supplier Services 37,400,000 70,400,000 72,700,000 153 2010 2011 2012 2013 2014 2015 $ 1,913,661 $ 1,832,817 $ 2,265,142 $ 2,278,124 $ 2,148,327 $ 2,202,537 989,736 1,008,562 1,130,965 1,210,797 1,267,019 1,277,466 - - 5,719 955,323 980,197 1,028,593 1,032,442 1,083,770 1,131,110 1,945,059 1,988,759 2,159,558 2,243,239 2,350,789 2,414,295 $ (31,398) $ (155,942) $ 105,584 $ 34,885 $ (202,462) $ (211,758) (13.27%) (4.22%) 23.59% 0.57% (5.70%) 2.52% 2010 2011 2012 2013 2014 2015 686,289,000 651,907,000 847,283,200 785,377,000 782,110,000 799,974,000 627,209,000 599,701,000 727,912,000 709,760,000 672,760,000 676,842,000 8.61% 8.01% 14.09% 9.63% 13.98% 15.39% $ 2.79 $ 2.81 $ 2.67 $ 2.90 $ 2.75 $ 2.75 $ 3.05 $ 3.06 $ 3.11 $ 3.21 $ 3.19 $ 3.25 4,511 4,515 4,542 4,613 4,676 4,762 Gallons 2010 2011 2012 2013 2014 2015 $ 35,000,000 $ 34,000,000 $ 46,400,000 $ 45,000,000 $ 47,000,000 $ 45,000,000 9,000,000 8,000,000 30,000,000 8,000,000 3,922,000 4,000,000 3,000,000 4,000,000 16,500,000 5,000,000 5,000,000 5,000,000 3,000,000 4,000,000 9,000,000 5,000,000 5,000,000 5,000,000 4,000,000 - 3,600,000 - - - - 6,500,000 3,000,000 3,000,000 - - 617,000 1,000,000 473,400 2,000,000 - 2,000,000 1,000,000 3,700,000 - - - - - 700,000 7,000,000 7,000,000 7,000,000 - 5,000,000 - - - - - 59,000,000 52,000,000 119,000,000 75,617,000 72,922,000 63,873,400 154 THIS PAGE IS LEFT BLANK INTENTIONALLY 155 OTHER REPORT ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2015 156 THIS PAGE IS LEFT BLANK INTENTIONALLY 157 ABDO EICK & MEYERS E' 1 S LLP Certified Public Accountants&Consultants INDEPENDENT AUDITOR'S REPORT ON MINNESOTA LEGAL COMPLIANCE Public Utilities Commission Elk River Municipal Utilities Elk River,Minnesota We have audited,in accordance with auditing standards generally accepted in the United States of America,the financial statements of Elk River Municipal Utilities(the Utilities)of the City of Elk River,Minnesota(the City)as of and for the year ended December 31, 2015,and the related notes to the financial statements,and have issued our report thereon dated March 31,2016. The Minnesota Legal Compliance Audit Guide for Cities,promulgated by the State Auditor pursuant to Minnesota Statute§6.65, contains seven categories of compliance to be tested:contracting and bidding,deposits and investments,conflicts of interest,public indebtedness,claims and disbursements,miscellaneous provisions,and tax increment financing. Our audit considered all of the listed categories,except that we did not test for compliance with the provisions for tax increment financing because the Utilities has not established a tax increment financing district. In connection with our audit,nothing came to our attention that caused us to believe that the Utilities' failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities.However,our audit was not directed primarily toward obtaining knowledge of such noncompliance.Accordingly,had we performed additional procedures,other matters may have come to our attention regarding the Utilities'noncompliance with the above referenced provisions. This report is intended solely for the information and use of the Public Utilities Commission,City Council,management and the Office of the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. aLTQPAOILL Q° ABDO,EICK&MEYERS,LLP Minneapolis,Minnesota March 31,2016 5201 Eden Avenue,Suite 250 Edina,MN 55436 952.835.9090 I Fax 952.835.3261 158 Management Letter Elk River Utilities Elk River, Minnesota For the Year Ended December 31, 2015 ABDO E' ICK & People +Process. ME i ER S LLP Going aa Certified Public Accountants& Consultants Beyond the Numbers . _ 159 ABDO EICK & MEYERS W LLP Certified Public Accountants&Consultants Management and Public Utilities Commission Elk River Municipal Utilities Elk River,Minnesota We have audited the financial statements of the Elk River Municipal Utilities(the Utilities)of the City of Elk River,Minnesota,(the City)as of and for year ended December 31,2015. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards as well as certain information related to the planned scope and timing of our audit.We have communicated such information in our letter dated December 8,2015. Professional standards require that we provide you with the following information related to our audit. Our Responsibility Under Auditing Standards Generally Accepted in the United States of America As stated in our engagement letter,our responsibility,as described by professional standards,is to express an opinion about whether the financial statements prepared by management with your oversight are fairly presented,in all material respects,in conformity with accounting principles generally accepted in the United States. Our audit of the financial statements does not relieve you or management of your responsibilities. Our responsibility is to plan and perform the audit to obtain reasonable,but not absolute,assurance that the financial statements are free of material misstatement.As part of our audit,we considered the internal control over financial reporting of the Utilities. Such considerations were solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control.We are responsible for communicating significant matters related to the audit that are,in our professional judgment, relevant to your responsibilities in overseeing the financial reporting process. However,we are not required to design procedures specifically to identify such matters. Significant Audit Findings In planning and performing our audit of the financial statements,we considered the Utilities internal control over financial reporting (internal control)to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements,but not for the purpose of expressing an opinion on the effectiveness of the Utilities internal control. Accordingly,we do not express an opinion on the effectiveness of the Utilities internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees,in the normal course of performing their assigned functions,to prevent,or detect and correct,misstatements on a timely basis.A material weakness is a deficiency,or a combination of deficiencies,in internal control,such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented,or detected and corrected on a timely basis. A significant deficiency is a deficiency,or a combination of deficiencies,in internal control that is less severe than a material weakness,yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses.However,material weaknesses may exist that have not been identified. 5201 Eden Avenue,Suite 250 Edina,MN 55436 952-835-9090 I Fax 952 835 3261 160 Compliance As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement,we performed tests of compliance with certain provisions of laws,regulations,contracts and grants,noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However,providing an opinion on compliance with those provisions was not an objective of our audit. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under statutes set forth by the State of Minnesota. Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies.The significant accounting policies used by the Utilities'are described in Note 1 to the financial statements.As described in Note 6 to the financial statements,the Utilities changed accounting policies related to accounting and financial reporting for pensions by adopting Statement of Governmental Accounting Standards(GASB)Statements No.68 and 71 in 2015.Accordingly,the cumulative effect of the accounting change as of the beginning of the year is disclosed in Note 6.We noted no transactions entered into by the Utilities'during the year for which there is a lack of authoritative guidance or consensus.All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events.Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were depreciation on capital assets,payroll related expenses,the liability for the Utilities'Other Post-Employment Benefits(OPEB),and the liability for the Utilities'pensions. • Management's estimate of depreciation is based on estimated useful lives of the assets.Depreciation is calculated using the straight-line method. • Allocations of gross wages and payroll benefits are approved by the Board within the Utilities'budget and are derived from each employee's estimated time to be spent servicing the respective functions of the Utility.These allocations are also used in allocating accrued compensated absences payable. • Management's estimate of its OPEB liability is based on several factors including,but not limited to,anticipated retirement age for active employees,life expectancy,turnover,and healthcare cost trend rate. • Management's estimate of its pension liability is based on several factors including,but not limited to,anticipated investment return rate,retirement age for active employees,life expectancy,salary increases and form of annuity payment upon retirement. We evaluated the key factors and assumptions used to develop these accounting estimates in determining that it is reasonable in relation to the financial statements taken as a whole.The disclosures in the financial statements are neutral,consistent,and clear. Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit,other than those that are trivial,and communicate them to the appropriate level of management.Management has corrected all such misstatements.In addition,none of the misstatements detected as a result of audit procedures and corrected by management were material,either individually or in the aggregate,to each opinion unit's financial statements taken as a whole. Management Representations We have requested certain representations from management that are included in the management representation letter dated March 31,2016. People +Process. Iif'\O11(1thr lIIll ATS 161 Disagreements with Management For purposes of this letter,professional standards define a disagreement with management as a financial accounting,reporting,or auditing matter,whether or not resolved to our satisfaction,that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management Consultations with Other Independent Accountants In some cases,management may decide to consult with other accountants about auditing and accounting matters,similar to obtaining a"second opinion"on certain situations.If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements,our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts.To our knowledge,there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters,including the application of accounting principles and auditing standards,with management each year prior to retention as the Utilities'auditors.However,these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters We applied certain limited procedures to the required supplementary information(RSI)(Management's Discussion and Analysis, Schedule of Funding Progress for the Retiree Health Plan,the Schedules of Employer's Shares of the Net Pension Liability and the Schedules of Employer's Contributions),which is information that supplements the basic financial statements.Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries,the basic financial statements,and other knowledge we obtained during our audit of the basic financial statements.We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the supplementary information(Schedule of Operating Revenues and Expense),which accompany the financial statements but are not RSI.With respect to this supplementary information,we made certain inquiries of management and evaluated the form,content,and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America,the method of preparing it has not changed from the prior period,and the information is appropriate and complete in relation to our audit of the financial statements.We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory section and supplementary information marked unaudited,which accompany the financial statements but are not RSI.We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. People +Process. Going I3eviu1the \UmI)ers 162 The results of the operations for the Electric Fund in terms of cash flow and the breakdown of the cash balances for the past four years are as follows: Electric Fund Cash Flows-Excluding Refunding Bonds $35,000,000 $30,000,000 1/1/ ,„ ; $25,000,000 $20,000,000 $15,000,000 ,. $10,000,000 $5,000,000 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements Operating costs to Debt payments ■Other(capital,interfund,etc.) •Operating receipts ■Other(interest,interfund,etc.) Excluded from the chart above in 2014 are the net refunding bond proceeds of$2,046,586 and related debt payments. Electric Fund Cash Balances $14,000,000 $13,175,626 $11,370,664 $12,057,293 $12,097,110 $12,000,000 I $10,000,000 $8,000,000 $6,000,000 f $4,000,000 $2,000,000 $- 2012 2013 2014 2015 NNE Unrestricted momi Restricted for debt service (bond covenents) —k—Unrestricted designated reserve* *Unrestricted designated reserve: established to address the short-term financial variability inherent in operations. Potential sources of this variability include risks associated with natural disasters,reduction in overall customer usage,changes in total system usage resulting from the actions of large customers, failure to achieve budgeted levels of net income,changes in interest income,and general operational exposures. The target level for this reserve,included as the red line in the chart above,is the sum of six months operating expenditures less depreciation and less purchase power costs,plus the sum of next year's total principal and interest payments,plus one month budgeted average purchase power cost.The balance above this target level shall be unrestricted. The cash provided by operating activities has remained strong and was sufficient to cover the amount of capital and debt needs in 2015.The summary above highlights the significant amount of cash needed each year for the capital PP,Opl(' activities of the Utilities.The operations have been able to finance the capital activities for the last four years. We +PfOCCSS recommend that the Utilities continue to closely monitor future cash flow with the use of projections and the capital improvement plan. I,t)J I lt-; [3evnidti \withers 163 The results of the Electric fund are as follows: Electric Operations Summary 2013 2014 2015 Total Percent Total Percent Total Percent Operating revenues $ 30,846,379 100 % $ 31,366,685 100 % $ 32,551,722 100 % Operating expenses 28,127,892 91 29,392,123 94 29,896,154 92 Operating income 2,718,487 9 1,974,562 6 2,655,568 8 Nonoperating revenues (expenses) (30,658) - 152,375 - 267,243 1 Income before transfers 2,687,829 9 2,126,937 6 2,922,811 9 Transfers to City (781,162) (3) (797,835) (3) (824,743) (3) Change in net position $ 1,906,667 6 % $ 1,329,102 3 % $ 2,098,068 6 % Cash and temporary investments $ 11,410,293 $ 11,606,610 $ 12,685,126 Restricted cash $ 647,000 $ 490,500 $ 490,500 Bonds and notes payable, net of premium $ 6,971,207 $ 6,005,432 $ 5,124,743 $35,000,000 $30,000,000 $25,000,000 $20,000,000 $15,000,000 $10,000,000 $5,000,000 $- 2013 2014 2015 •Operating revenues ■Operating expenses ■Cash ■Bonds People +I'roccss Going 13eN6ut I ti,,• \m i l kers 164 The results of the operations for the Water Fund in terms of cash flow and the breakdown of the cash balances for the past four years are as follows: Water Fund Cash Flow $3,500,000 $3,000,000 $2,500,000 + ____ $2,000,000 $1,500,000 $1,000,000 $500,000 $ 111 - 2012 2012 Receipts 2013 2013 Receipts 2014 2014 Receipts 2015 2015 Receipts Disbursements Disbursements Disbursements Disbursements Operating costs ■Debt payments ■Other(capital,intcrfund,etc.) •Operating receipts ■Other(interest,connection fees,etc.) Water Fund Cash Balance $5,000,000 $4,500,000 ! $4,367,165 $3,681,481 $4,000,000 $3,500,000 j $3,254,530 $3,390,879 $3,000,000 $2,500,000 $2,000,000 +, $1,500,000 4 $1,000,000 $500,000 $ T — 2012 2013 2014 2015 imim Unrestricted Unrestricted designated reserve* *Unrestricted Designated Reserve: This reserve is established to address the short-term financial variability inherent in operating a Water Utility. Potential sources of this variability include but are not limited to: risks associated with natural disasters,reduction in overall customer usage,changes in total system usage resulting from the actions of large customers,failure to achieve budgeted levels of net income,changes in interest income,and general operational exposures. The target level for this reserve,included as the red line in the chart above,is 6 months operating expenditures less depreciation plus the sum of next year's total principal and interest payments. The balance above this target level shall be unrestricted. The cash balance increased due to cash provided by operations exceeding cash used for noncapital and capital activities.As mentioned in the analysis of the Electric fund it is important to continue to monitor future cash need with the use of a projection and capital improvement plan. People +l'I'ocess. (ming I3 'voii Ithi. 165 The results of the Water fund are as follows: Water Operations Summary 2013 2014 2015 Total Percent Total Percent Total Percent Operating revenues $ 2,278,124 100 % $ 2,148,327 100 % $ 2,202,537 100 % Operating expenses 2,243,239 98 2,350,789 109 2,414,295 110 Operating income(loss) 34,885 2 (202,462) (9) (211,758) (10) Nonoperating revenues (expenses) 36,457 2 57,951 3 136,829 6 Income(loss)before contributions and transfers 71,342 4 (144,511) (6) (74,929) (4) Capital contributions-developer infrastructure and connection fees 295,549 13 375,329 17 253,934 12 Capital contributions from City 121,172 5 175,091 7 189,669 8 Transfers from City 40,000 2 329,490 15 94,703 4 Transfers to City (25,000) (1) (25,000) (1) (30,000) (1) Change in net position $ 503,063 23 % $ 710,399 32 % $ 433,377 19 % Cash and temporary investments $ 3,390,879 $ 3,681,481 $ 4,367,165 Bonds payable,net of premium $ 2,625,495 $ 2,097,677 $ 1,868,859 $5,000,000 $4,500,000 $4,000,000 $3,500,000 $3,000,000 Ili $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $- 2013 2014 2015 •Operating revenues ■Operating expenses N Cash ■Bonds People +I)rocess. (ioillr BeNorid th,• \U111{ ers 166 Future Accounting Standard Changes The following Governmental Accounting Standards Board(GASB)Statements have been issued and may have an impact on future the Utilities financial statements:(I) GASB Statement No.72-Fair Value Measurement and Application Summary This statement addresses accounting and financial reporting issues related to fair value measurements.The definition of fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.This Statement provides guidance for determining a fair value measurement for financial reporting purposes.This Statement also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. Effective Date and Transition The requirements of this Statement are effective for financial statements for periods beginning after June 15,2015. Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will enhance comparability of financial statements among governments by requiring measurement of certain assets and liabilities at fair value using a consistent and more detailed definition of fair value and accepted valuation techniques.This Statement also will enhance fair value application guidance and related disclosures in order to provide information to financial statement users about the impact of fair value measurements on a government's financial position. GASB Statement No.73 -Accounting and financial reporting for pension and related assets that are not within the scope of GASB Statement No. 68, and amendments to certain provisions of GASB Statements No. 67 and No. 68 Summary The objective of this Statement is to improve the usefulness of information about pensions included in the general purpose external financial reports of state and local governments for making decisions and assessing accountability.This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits with regard to providing decision-useful information,supporting assessments of accountability and interperiod equity,and creating additional transparency. This Statement establishes requirements for defined benefit pensions that are not within the scope of Statement No.68, Accounting and Financial Reporting for Pensions,as well as for the assets accumulated for purposes of providing those pensions. In addition,it establishes requirements for defined contribution pensions that are not within the scope of Statement 68.It also amends certain provisions of Statement No.67,Financial Reporting for Pension Plans,and Statement 68 for pension plans and pensions that are within their respective scopes. The requirements of this Statement extend the approach to accounting and financial reporting established in Statement 68 to all pensions,with modifications as necessary to reflect that for accounting and financial reporting purposes,any assets accumulated for pensions that are provided through pension plans that are not administered through trusts that meet the criteria specified in Statement 68 should not be considered pension plan assets.It also requires that information similar to that required by Statement 68 be included in notes to financial statements and required supplementary information by all similarly situated employers and nonemployer contributing entities. This Statement also clarifies the application of certain provisions of Statements 67 and 68 with regard to the following issues: 1. Information that is required to be presented as notes to the 10-year schedules of required supplementary information about investment-related factors that significantly affect trends in the amounts reported. 2. Accounting and financial reporting for separately financed specific liabilities of individual employers and nonemployer contributing entities for defined benefit pensions. People 3. Timing of employer recognition of revenue for the support of nonemployer contributing entities not in +Process. a special funding situation. 13e' 11(1tt� \utithers 167 Future Accounting Standard Changes-Continued Effective Date and Transition The requirements of this Statement that address accounting and financial reporting by employers and governmental nonemployer contributing entities for pensions that are not within the scope of Statement 68 are effective for financial statements for fiscal years beginning after June 15,2016,and the requirements of this Statement that address financial reporting for assets accumulated for purposes of providing those pensions are effective for fiscal years beginning after June 15,2015.The requirements of this Statement for pension plans that are within the scope of Statement 67 or for pensions that are within the scope of Statement 68 are effective for fiscal years beginning after June 15,2015.Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve financial reporting by establishing a single framework for the presentation of information about pensions,which will enhance the comparability of pension-related information reported by employers and nonemployer contributing entities. GASB Statement No.74 - Financial Reporting for Postemployment Benefit Plans Other than Pension Plans Summary The objective of this Statement is to improve the usefulness of information about postemployment benefits other than pensions (other postemployment benefits or OPEB)included in the general purpose external financial reports of state and local governmental OPEB plans for making decisions and assessing accountability.This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits(pensions and OPEB)with regard to providing decision-useful information,supporting assessments of accountability and interperiod equity, and creating additional transparency. This Statement replaces Statements No.43,Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans,as amended,and No. 57,OPEB Measurements by Agent Employers and Agent Multiple-Employer Plans. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in Statement No.25, Financial Reporting for Defined Benefit Pension Plans and Note Disclosures for Defined Contribution Plans,as amended, Statement 43,and Statement No. 50,Pension Disclosures. Statement No. 75,Accounting and Financial Reporting for Postemployment Benefits Other than Pensions,establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB,as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. The scope of this Statement includes OPEB plans-defined benefit and defined contribution-administered through trusts that meet the following criteria: • Contributions from employers and nonemployer contributing entities to the OPEB plan and earnings on those contributions are irrevocable. • OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms. • OPEB plan assets are legally protected from the creditors of employers,nonemployer contributing entities,and the OPEB plan administrator.If the plan is a defined benefit OPEB plan,plan assets also are legally protected from creditors of the plan members. This Statement also includes requirements to address financial reporting for assets accumulated for purposes of providing defined benefit OPEB through OPEB plans that are not administered through trusts that meet the specified criteria. Effective Date and Transition This Statement is effective for financial statements for fiscal years beginning after June 15,2016. Earlier application is encouraged. People +I)rocess. 11111 t)f'I'ti 168 Future Accounting Standard Changes-Continued How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve financial reporting primarily through enhanced note disclosures and schedules of required supplementary information that will be presented by OPEB plans that are administered through trusts that meet the specified criteria.The new information will enhance the decision-usefulness of the financial reports of those OPEB plans,their value for assessing accountability,and their transparency by providing information about measures of net OPEB liabilities and explanations of how and why those liabilities changed from year to year.The net OPEB liability information,including ratios, will offer an up-to-date indication of the extent to which the total OPEB liability is covered by the fiduciary net position of the OPEB plan.The comparability of the reported information for similar types of OPEB plans will be improved by the changes related to the attribution method used to determine the total OPEB liability.The contribution schedule will provide measures to evaluate decisions related to the assessment of contribution rates in comparison with actuarially determined rates,if such rates are determined.In addition,new information about rates of return on OPEB plan investments will inform financial report users about the effects of market conditions on the OPEB plan's assets over time and provide information for users to assess the relative success of the OPEB plan's investment strategy and the relative contribution that investment earnings provide to the OPEB plan's ability to pay benefits to plan members when they come due. GASB Statement No.75 -Accounting and Financial Reporting for Postemployment Benefit Plans Other than Pension Summary The primary objective of this Statement is to improve accounting and financial reporting by state and local governments for postemployment benefits other than pensions(other postemployment benefits or OPEB).It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities.This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for all postemployment benefits(pensions and OPEB)with regard to providing decision-useful information,supporting assessments of accountability and interperiod equity,and creating additional transparency. This Statement replaces the requirements of Statements No.45,Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions,as amended,and No. 57,OPEB Measurements by Agent Employers and Agent Multiple-Employer Plans,for OPEB.Statement No. 74,Financial Reporting for Postemployment Benefit Plans Other than Pension Plans,establishes new accounting and financial reporting requirements for OPEB plans. The scope of this Statement addresses accounting and financial reporting for OPEB that is provided to the employees of state and local governmental employers.This Statement establishes standards for recognizing and measuring liabilities,deferred outflows of resources,deferred inflows of resources,and expense/expenditures.For defined benefit OPEB,this Statement identifies the methods and assumptions that are required to be used to project benefit payments,discount projected benefit payments to their actuarial present value,and attribute that present value to periods of employee service.Note disclosure and required supplementary information requirements about defined benefit OPEB also are addressed. In addition,this Statement details the recognition and disclosure requirements for employers with payables to defined benefit OPEB plans that are administered through trusts that meet the specified criteria and for employers whose employees are provided with defined contribution OPEB.This Statement also addresses certain circumstances in which a nonemployer entity provides financial support for OPEB of employees of another entity. In this Statement,distinctions are made regarding the particular requirements depending upon whether the OPEB plans through which the benefits are provided are administered through trusts that meet the following criteria: • Contributions from employers and nonemployer contributing entities to the OPEB plan and earnings on those contributions are irrevocable. • OPEB plan assets are dedicated to providing OPEB to plan members in accordance with the benefit terms. • OPEB plan assets are legally protected from the creditors of employers,nonemployer contributing entities,the OPEB plan administrator,and the plan members. People +Process. Going I�f'v(►rulri�, \uric )('rti 169 Future Accounting Standard Changes-Continued Effective Date This Statement is effective for fiscal years beginning after June 15,2017.Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement will improve the decision-usefulness of information in employer and governmental nonemployer contributing entity financial reports and will enhance its value for assessing accountability and interperiod equity by requiring recognition of the entire OPEB liability and a more comprehensive measure of OPEB expense.Decision-usefulness and accountability also will be enhanced through new note disclosures and required supplementary information,as follows: • More robust disclosures of assumptions will allow for better informed assessments of the reasonableness of OPEB measurements. • Explanations of how and why the OPEB liability changed from year to year will improve transparency. • The summary OPEB liability information,including ratios,will offer an indication of the extent to which the total OPEB liability is covered by resources held by the OPEB plan,if any. • For employers that provide benefits through OPEB plans that are administered through trusts that meet the specified criteria,the contribution schedules will provide measures to evaluate decisions related to contributions. The consistency,comparability,and transparency of the information reported by employers and governmental nonemployer contributing entities about OPEB transactions will be improved by requiring: • The use of a discount rate that considers the availability of the OPEB plan's fiduciary net position associated with the OPEB of current active and inactive employees and the investment horizon of those resources,rather than utilizing only the long-term expected rate of return regardless of whether the OPEB plan's fiduciary net position is projected to be sufficient to make projected benefit payments and is expected to be invested using a strategy to achieve that return. • A single method of attributing the actuarial present value of projected benefit payments to periods of employee service, rather than allowing a choice among six methods with additional variations. • Immediate recognition in OPEB expense,rather than a choice of recognition periods,of the effects of changes of benefit terms. • Recognition of OPEB expense that incorporates deferred outflows of resources and deferred inflows of resources related to OPEB over a defined,closed period,rather than a choice between an open or closed period. GASB Statement No.76 - The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments Summary The objective of this Statement is to identify-in the context of the current governmental financial reporting environment-the hierarchy of generally accepted accounting principles(GAAP).The"GAAP hierarchy"consists of the sources of accounting principles used to prepare financial statements of state and local governmental entities in conformity with GAAP and the framework for selecting those principles.This Statement reduces the GAAP hierarchy to two categories of authoritative GAAP and addresses the use of authoritative and nonauthoritative literature in the event that the accounting treatment for a transaction or other event is not specified within a source of authoritative GAAP. This Statement supersedes Statement No. 55,The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. Effective Date The requirements of this Statement are effective for financial statements for periods beginning after PPO )IP June 15,2015,and should be applied retroactively.Earlier application is permitted. +Process. Going Beyint I ti,, \utiibers 170 Future Accounting Standard Changes-Continued How the Changes in This Statement Will Improve Financial Reporting The requirements in this Statement improve financial reporting by(1)raising the category of GASB Implementation Guides in the GAAP hierarchy,thus providing the opportunity for broader public input on implementation guidance;(2)emphasizing the importance of analogies to authoritative literature when the accounting treatment for an event is not specified in authoritative GAAP;and(3)requiring the consideration of consistency with the GASB Concepts Statements when evaluating accounting treatments specified in nonauthoritative literature.As a result,governments will apply financial reporting guidance with less variation,which will improve the usefulness of financial statement information for making decisions and assessing accountability and enhance the comparability of financial statement information among governments. GASB Statement No.77 - Tax Abatement Disclosures Summary Financial statements prepared by state and local governments in conformity with generally accepted accounting principles provide citizens and taxpayers,legislative and oversight bodies,municipal bond analysts,and others with information they need to evaluate the financial health of governments,make decisions,and assess accountability.This information is intended,among other things,to assist these users of financial statements in assessing(1)whether a government's current-year revenues were sufficient to pay for current-year services(known as interperiod equity),(2)whether a government complied with finance-related legal and contractual obligations,(3)where a government's financial resources come from and how it uses them,and(4)a government's financial position and economic condition and how they have changed over time. Financial statement users need information about certain limitations on a government's ability to raise resources.This includes limitations on revenue-raising capacity resulting from government programs that use tax abatements to induce behavior by individuals and entities that is beneficial to the government or its citizens.Tax abatements are widely used by state and local governments,particularly to encourage economic development.For financial reporting purposes,this Statement defines a tax abatement as resulting from an agreement between a government and an individual or entity in which the government promises to forgo tax revenues and the individual or entity promises to subsequently take a specific action that contributes to economic development or otherwise benefits the government or its citizens. Although many governments offer tax abatements and provide information to the public about them,they do not always provide the information necessary to assess how tax abatements affect their financial position and results of operations,including their ability to raise resources in the future.This Statement requires disclosure of tax abatement information about(1)a reporting government's own tax abatement agreements and(2)those that are entered into by other governments and that reduce the reporting government's tax revenues. This Statement requires governments that enter into tax abatement agreements to disclose the following information about the agreements: • Brief descriptive information,such as the tax being abated,the authority under which tax abatements are provided, eligibility criteria,the mechanism by which taxes are abated,provisions for recapturing abated taxes,and the types of commitments made by tax abatement recipients. • The gross dollar amount of taxes abated during the period. • Commitments made by a government,other than to abate taxes,as part of a tax abatement agreement. Governments should organize those disclosures by major tax abatement program and may disclose information for individual tax abatement agreements within those programs. People +Process. (Ding' Bevi nd tt,, \withers 171 Future Accounting Standard Changes-Continued Tax abatement agreements of other governments should be organized by the government that entered into the tax abatement agreement and the specific tax being abated.Governments may disclose information for individual tax abatement agreements of other governments within the specific tax being abated.For those tax abatement agreements,a reporting government should disclose: • The names of the governments that entered into the agreements. • The specific taxes being abated. • The gross dollar amount of taxes abated during the period. Effective Date and Transition The requirements of this Statement are effective for financial statements for periods beginning after December 15,2015.Earlier application is encouraged. How the Changes in This Statement Will Improve Financial Reporting The requirements of this Statement improve financial reporting by giving users of financial statements essential information that is not consistently or comprehensively reported to the public at present.Disclosure of information about the nature and magnitude of tax abatements will make these transactions more transparent to financial statement users.As a result,users will be better equipped to understand(1)how tax abatements affect a government's future ability to raise resources and meet its financial obligations and(2)the impact those abatements have on a government's financial position and economic condition. GASB Statement No.78 - Pension Provided Through Certain Multiple-Employer Defined Benefit Pension Plans Summary The objective of this Statement is to address a practice issue regarding the scope and applicability of Statement No. 68, Accounting and Financial Reporting for Pensions.This issue is associated with pensions provided through certain multiple- employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. Prior to the issuance of this Statement,the requirements of Statement 68 applied to the financial statements of all state and local governmental employers whose employees are provided with pensions through pension plans that are administered through trusts that meet the criteria in paragraph 4 of that Statement. This Statement amends the scope and applicability of Statement 68 to exclude pensions provided to employees of state or local governmental employers through a cost-sharing multiple-employer defined benefit pension plan that(1)is not a state or local governmental pension plan,(2)is used to provide defined benefit pensions both to employees of state or local governmental employers and to employees of employers that are not state or local governmental employers,and(3)has no predominant state or local governmental employer(either individually or collectively with other state or local governmental employers that provide pensions through the pension plan).This Statement establishes requirements for recognition and measurement of pension expense,expenditures,and liabilities;note disclosures;and required supplementary information for pensions that have the characteristics described above. Effective Date The requirements of this Statement are effective for reporting periods beginning after December 15,2015.Earlier application is encouraged. People +Process. I3(,'0l(I ti,„ \withers 172 Future Accounting Standard Changes-Continued GASB Statement No.79- Certain External Investment Pools and Pool Participants Summary This Statement addresses accounting and financial reporting for certain external investment pools and pool participants. Specifically,it establishes criteria for an external investment pool to qualify for making the election to measure all of its investments at amortized cost for financial reporting purposes.An external investment pool qualifies for that reporting if it meets all of the applicable criteria established in this Statement.The specific criteria address(1)how the external investment pool transacts with participants;(2)requirements for portfolio maturity,quality,diversification,and liquidity;and(3)calculation and requirements of a shadow price. Significant noncompliance prevents the external investment pool from measuring all of its investments at amortized cost for financial reporting purposes.Professional judgment is required to determine if instances of noncompliance with the criteria established by this Statement during the reporting period,individually or in the aggregate,were significant. If an external investment pool does not meet the criteria established by this Statement,that pool should apply the provisions in paragraph 16 of Statement No. 31,Accounting and Financial Reporting for Certain Investments and for External Investment Pools,as amended.If an external investment pool meets the criteria in this Statement and measures all of its investments at amortized cost,the pool's participants also should measure their investments in that external investment pool at amortized cost for financial reporting purposes. If an external investment pool does not meet the criteria in this Statement,the pool's participants should measure their investments in that pool at fair value,as provided in paragraph 11 of Statement 31,as amended. This Statement establishes additional note disclosure requirements for qualifying external investment pools that measure all of their investments at amortized cost for financial reporting purposes and for governments that participate in those pools.Those disclosures for both the qualifying external investment pools and their participants include information about any limitations or restrictions on participant withdrawals. Effective Date The requirements of this Statement are effective for reporting periods beginning after June 15,2015,except for the provisions in paragraphs 18, 19,23-26,and 40,which are effective for reporting periods beginning after December 15,2015. How the Changes in This Statement Will Improve Financial Reporting This Statement will enhance comparability of financial statements among governments by establishing specific criteria used to determine whether a qualifying external investment pool may elect to use an amortized cost exception to fair value measurement. Those criteria will provide qualifying external investment pools and participants in those pools with consistent application of an amortized cost-based measurement for financial reporting purposes.That measurement approximates fair value and mirrors the operations of external investment pools that transact with participants at a stable net asset value per share. (l)Note.From GASB Pronouncements Summaries.Copyright 2015 by the Financial Accounting Foundation,401 Merritt 7,Norwalk, CT 06856,USA,and is reproduced with permission. People +Process. (.oirrg l3ewru I th \wither s 173 Restriction on Use This communication is intended solely for the information and use of the Public Utilities Commission,City Council,management,and the Minnesota Office of the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. The comments and recommendations in this report are purely constructive in nature,and should be read in this context. Our audit would not necessarily disclose all weaknesses in the system because it was based on selected tests of accounting records and related data. If you have any questions or wish to discuss any of the items contained in this letter,please feel free to contact us at your convenience. We wish to thank you for the opportunity to be of service and for the courtesy and cooperation extended to us by your staff. Ca job fati 44 Lop maim , ABDO,EICK&MEYERS,LLP Minneapolis,Minnesota March 31,2016 People +Process. Going i('V(N1(l thr \UIilkers 174