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04-097 RES RESOLUTION 04- 97 RESOLUTION APPROVING THE TERMS OF INTERNAL LOAN IN CONNECTION WITH DOWNTOWN PHASE I TAX INCREMENT FINANCING DISTRICT NO. 22 (SAC) BE IT RESOLVED by the City Council (the "Council") of the City of Elk River, Minnesota (the "City"), as follows: Section 1. Background. (a) The City has heretofore approved the establishment of Downtown Phase I Tax Increment Financing District No. 22 (the "TIF District") within its Municipal Development District No.1 (the "Development District"), and has adopted a tax increment financing plan for the purpose of financing certain improvements within the TIF District. (b) The City has determined to pay for certain costs (the "Qualified Costs") identified in the TIF Plan consisting of the costs of the sewer access charges ("SAC") for the Bluff Block Development and the Jackson Block Development, as defined in the Development Agreement, dated as of December 6, 2004, between the City and MetroPlains Development, LLC (the "Development Agreement"), which costs will be financed on a temporary basis from the City's Sewer Fund. (c) Under Minnesota Statutes, Section 469.178, Subd. 7, the City is authorized to advance or loan money from the City's general fund or any other fund from which such advances may be legally made, in order to finance the Qualified Costs. (d) The City intends to reimburse itself for the Qualified Costs from tax increments derived from the TIF District in accordance with the terms of this resolution (which terms are referred to collectively as the "Interfund Loan"). Section 2. Terms ofInterfund Loan. (a) The City shall repay to the City fund from which the Qualified Costs are initially paid, the principal amount of approximately $175,880 together with interest at 4.00% per annum from the later of December 6,2004 or the date payment of the SAC is due from the Developer. (b) Principal and interest ("Payments") shall be paid semi-annually on each February 1 and August I commencing with the first February 1 or August 1 occurring after the date of issuance of a certificate of completion for the shell of the Bluff Block Development to and including the earlier of (a) the date the principal and accrued interest of the Interfund Loan is paid in full, or (b) the date of last receipt of tax increment from the TIF District ("Payment Dates") which Payments will be made in the amount and only to the extent of City Pledged Tax Increment as hereinafter defined. Payments shall be applied first to accrued interest, and then to unpaid principal. (c) Payments on this Interfund Loan are payable solely from "City Pledged Tax Increment," which shall mean, on each Payment Date, 4% of the actual Available Tax Increment $:\Resolutions\2004 Resolutions\Unapproved\EDA Dee 6\INTERFUND _LOAN_RESOLUTION _(SAC).DOC Page 1 of2 (as defined in the Development Agreement) received by the City since the last Payment Date plus any Tax Increment received by the City since the last Payment Date generated by the excess of the current actual Market Value of the Minimum Improvements as determined by the County Assessor over the County Assessor's Market Value of the Minimum Improvements as of the January 2 immediately following the Completion Date and applied on a prorata basis with other interfund loans of the City secured in whole or in part with such City Pledged Tax Increment. Payments on this Interfund Loan are subordinate to any outstanding or future bonds, notes or contracts secured in whole or in part with such City Pledged Tax Increment, and are on parity with any other outstanding or future interfund loans secured in whole or in part with such City Pledged Tax Increment. (d) The principal sum and all accrued interest payable under this Interfund Loan are pre-payable in whole or in part at any time by the City without premium or penalty. No partial prepayment shall affect the amount or timing of any other regular payment otherwise required to be made under this Interfund Loan. (e) This Interfund Loan is evidence of an internal borrowing by the City in accordance with Minnesota Statutes, Section 469.178, Subd. 7, and is a limited obligation payable solely from City Pledged Tax Increment pledged to the payment hereof under this resolution. This Interfund Loan and the interest hereon shall not be deemed to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, the City. Neither the State of Minnesota, nor any political subdivision thereof shall be obligated to pay the principal of or interest on this Interfund Loan or other costs incident hereto except out of City Pledged Tax Increment, and neither the full faith and credit nor the taxing power of the State of Minnesota or any political subdivision thereof is pledged to the payment of the principal of or interest on this Interfund Loan or other costs incident hereto. The City shall have no obligation to pay any principal amount of the Interfund Loan or accrued interest thereon, which may remain unpaid after the final Payment Date. (f) The City may amend the terms of this Interfund Loan at any time by resolution of the City Council, including a determination to forgive the outstanding principal amount and accrued interest to the extent permissible under law. Section 3. Capitalized Terms. Capitalized terms not otherwise defined in this resolution are deemed to have the meanings given in the Development Agreement. Section 4. Effective Date. This resolution is effective upon the date of its approval. Adopted this 6th day of December, 2004. sl~. .@~ Mayor . ATTEST: _ ~ CHYCI~ 1713778vl 2