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7.2 HRSR 10-03-2016 #>"11 , ilk ---� Request for Action River To Item Number Housing and Redevelopment Authority 7.2 Agenda Section Meeting Date Prepared by General Business October 3,2016 Colleen Eddy,Economic Development Specialist Item Description Reviewed by HRA Housing Rehabilitation Loan Program Project Amanda Othoudt,EDD Waiting List Reviewed by Cal Portner, City Administrator Action Requested Approve,by motion,to allocate funds for two projects on the waiting list for 2017. Background/Discussion The HRA has allocated$100,000 each year since 2014 to fund the HRA Rehabilitation program administered by CMHP. Eight projects have been completed to date. Over$167,044 has been disbursed over the program period. Two homeowners have submitted applications for the HRA Rehabilitation Loan program and are currently on a waiting list,which is based on available funding to begin their housing rehab project in 2017.To date,the total amount received from all loans total$53,730.68. This amount includes funds that have been received from two homeowners who have recently paid off their HRA rehab loan with the city,totaling$45,332.38.The two mortgages have been satisfied and these funds have been deposited back into the HRA Rehab Loan fund account for future project distribution. With approval from the HRA,these funds could be allocated to the next two projects on the waiting list. Once approved,CMHP will be notified to proceed with obtaining estimates for the work to be done on the two projects. Financial Impact The maximum loan amount for any one HRA Rehab loan is $25,000 for a total of$50,000 allocated for two separate projects. Attachments • HRA Rehab Funding Report 1P11EREI 1r NATURE i Homeowner Loan Amount [Total 'Total Paid i Total Rehab Allocated Funds $300,000.00 Hicks $25,000.00 : $351.33 1 Minus adminstrative fees r $45,000.00 _....._....... Junger $24,881.69 , $24,304.80 f Amount to loan out $255,000.00 r Mahon $5,837.00 $1,004.06 Menning 7 $18,657.00 _ $2,258.967 Total Loaned out . $167,025.69 - Olsesen , $25,000.00 $1,054.00 — . . , Stimpson $20,650.00 $2,500.27 , Swenson $25,000.00 $1,229.67 i !Total Remaining Funds $87,974.31 , --- Thompson $22,000.00 , $21,027.581 4 Total Paid In $53,730.68 , Total Usable Funds $141,704.99 i - - Total Loaned Out $167,025.69 I . Total Paid ln $53,730.68 t --- — — .-- -- --,--- , -- -- . - Administrative fees Date Amount CMHP 6/6/2014 $3,750.001 11/3/2014 $3,750.001 12/11/2014! $3,750.00i 4/24/2015 $3,750.00 i * - _ _,___ _4_ 10/5/2015 7/6/2015 $3,750.001 $3,750.001 1 12/7/2015 $3,750.00 _- — 3/7/2016 $3,750.00 , ____, . - 4/27/2016 $3,750 001 - _f_ 8/1/2016 $3,750.001 - . ! ---+- - - I 1 7.-f- i 4 , Total Ad m inistrative $37,500,001 ;