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RES 16-07 City of Elk -....-� River ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF ELK RIVER COUNTY OF SHERBURNE STATE OF MINNESOTA RESOLUTION NO. 16-07 RESOLUTION APPROVING LOAN AGREEMENT AND RELATED DOCUMENTS HERITAGE MILLWORK INC. PROJECT WHEREAS, the Board of Commissioners (the"Board") of the Economic Development Authority of the City of Elk River (the"EDA") has received a proposal from Heritage Millwork, Inc. and Tradition Furnishing, Inc.,or affiliates thereof(collectively, the "Borrowers"), that the EDA assist the Borrowers the purchase,renovation and equipping of an existing building (the"Project") located on certain real property in the City of Elk River, Minnesota (the"City") by providing a loan to the Borrowers in the amount of$100,000 (the "Loan")pursuant to the EDA's Microloan Program (the"Program"). Proceeds of the Loan will be used by the Borrowers to provide gap financing for equipment to be used at the Project;and WHEREAS, the EDA has caused to be prepared a Loan Agreement (the"Loan Agreement")with the Borrowers setting forth,among other things, the terms and conditions under which the EDA will make the loan,a copy of which is on file with the Executive Director; NOW,THEREFORE,BE IT RESOLVED by the Board of Commissioners of the Economic Development Authority of the City of Elk River,Minnesota,as follows: 1. The Loan Agreement as presented to the EDA,together with all related documents necessary in connection therewith,including without limitation, a Promissory Note from the Borrowers evidencing the Loan, a Security Agreement evidencing a third position security interest in certain equipment,and a personal guaranty from Patrick Menth, (all as defined in and described in the Loan Agreement) (collectively,the "Loan Documents") are hereby in all respects approved,in substantially the form on file with the City's Economic Development Director;and the President and Executive Director are hereby authorized and directed to execute the Loan Agreement and any Loan Documents to which the EDA is a party on behalf of the EDA and to carry out, on behalf of the EDA,the EDA's obligations thereunder. 2. The approval hereby given to the Loan Documents includes deviation from the Program requirements as set forth in the Loan Documents and includes approval of [ (limit . . NATURE such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be necessary and appropriate and approved by legal counsel to the EDA and by the President and Executive Director prior to executing said documents;and said officers are hereby authorized to approve said changes on behalf of the EDA. The execution of any instrument by the President and Executive Director shall be conclusive evidence of the approval of such document in accordance with the terms hereof. In the event of absence or disability of said officers,any of the documents authorized by this Resolution to be executed may be executed without further act or authorization of the Board by any duly designated acting official,or by such other officer or officers of the Board as,in the opinion of the City Attorney,may act in their behalf. Approved by the Board of Commissioners of the Economic Development Authority of the City of Elk River this 19th day of December,2016. Dan Tveite,President ATTEST: +,- 4,'"1 r, 1-41( Amanda Othoudt, Executive Director 10 • EIEI it NATURE