7.1. SR 03-21-2005
Item # 7.1.
MEMORANDUM
TO: Mayor and City Council
FROM: Lori Johnson, Finance and Administrative Services Director
DATE: March 21, 2005
SUBJECT: Consider Proposal for a Private School Facility for the Church of St.
Andrew for the St. Andrew School and Consider Resolution Giving
Preliminary Approval to this Project and Resolution Approving the
Issuance and Sale of Such Revenue Notes
At the February 22, 2005 City Council meeting, the Council approved increasing the amount of tax
exempt fmancing for the Church of St. Andrews to $2.5 million. Although a public hearing has
already been held on this item, a second hearing is required because the amount has increased. A
representative from St. Andrew's will be present at the public hearing to address any questions raised
during the hearing about the project.
Additionally, the Council is asked to consider two resolutions: 1) a resolution giving preliminary
approval to a project pursuant to Minnesota Statute s469.154 and authorizing the submission of an
application to the Minnesota Department of Employment and Economic Development and the
preparation of necessary documents; and 2) a resolution approving the issuance and sale of the City
of Elk River Minnesota Educational Facilities Revenue Notes Series 2005A. These resolutions
authorize the city to enter in to all of the necessary agreements to complete the fmancing for this
p'roject. As you will recall, the city is not responsible in any way for this debt. In addition, the
Church of St. Andrew is responsible for paying any incremental interest cost the city incurs if the
city exceeds the bank qualified limit in 2005 due to the issuance of this revenue note. St. Andrews is
also responsible for reimbursing the city for all of its out-of-pocket costs related to the issuance of
this note.
Action Requested
1. Council is asked to hold a public hearing on issuance of $2,500,000 in tax exempt fmancing for
the non-religious portions of the renovation, equipping of, and construction of additions to the St.
Andrew School.
2. The Council is asked to consider a resolution giving preliminary approval to a project pursuant to
Minnesota Statute s469.154 and authorizing the submission of an application to the Minnesota
Department of Employment and Economic Development and the preparation of necessary
documents.
3. The Council is asked to consider a resolution approving the issuance and sale of the City of Elk
River Minnesota Educational Facility Revenue Notes Series 2005A.
RESOLUTION NO.
RESOLUTION GIVING PRELIMINARY APPROVAL TO A PROJECT
PURSUANT TO MINNESOTA STATUTES, SECTION 469.154,
AND AUTHORIZING THE SUBMISSION OF AN APPLICATION TO THE
MINNESOTA DEPARTMENT OF EMPLOYMENT AND ECONOMIC DEVELOPMENT
AND THE PREPARATION OF NECESSARY DOCUMENTS
(ST. ANDREW SCHOOL PROJECT)
WHEREAS,
(a) The purpose of Minnesota Statutes, Sections 469.152 to 469.165 relating to
municipal industrial development (the "Act") as found and determined by the legislature is to
promote the welfare of the state by the active attraction and encouragement and development of
economically sound industry and commerce to prevent so far as possible the emergence of
blighted and marginal lands and areas of chronic unemployment;
(b) Factors necessitating the active promotion and development of economically
sound industry and commerce are the increasing concentration of population in the metropolitan
areas and the rapidly rising increase in the amount and cost of governmental services required to
meet the needs of the increased population and the need for development of land use which will
provide an adequate tax base to finance these increased costs and access to employment
opportunities for such population;
(c) The City Council of the City of Elk River (the "City") received a proposal
from The Church of St. Andrew, a nonprofit religious corporation (the "Borrower") that the City
undertake to finance a Project hereinafter described, through the issuance of revenue bonds
(hereinafter the "Bonds" or the" Revenue Bonds") pursuant to the Act;
(d) The City desires to facilitate the selective development of the community and
surrounding area, retain and improve the tax base in the City, and help to provide the range of
services and employment opportunities required by the population; and the Project will assist the
City in achieving those objectives. The Project will help to increase assessed valuation in the
City and help maintain a positive relationship between assessed valuation and debt and enhance
the image and reputation of the community;
(e) The Project to be financed by the Bonds is (i) renovation, and constructing
additions to, the St. Andrew School located at 428 Irving Avenue in the City and (ii) the
acquisition and installation of equipment therein (the "Project"). The Project is expected to
create 1.4 additional new full-time equivalent jobs in addition to the existing twenty-six (26)
jobs;
(f) The City has been advised by representatives of Borrower that conventional,
commercial financing to pay the capital cost of the Project is available only on a limited basis
and at such high costs of borrowing that the economic feasibility of operating the Project would
be significantly reduced;
(g) No public official of the City has either a direct or indirect financial interest
in the Project nor will any public official either directly or indirectly benefit financially from the
Project;
(h) A second public hearing on the Project was held on March 21, 2005, pursuant
to published notice as required by the Act and Section 147(f) of the Internal Revenue Code of
1986, as amended.
NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Elk River,
Minnesota, as follows:
1. The Council hereby indicates its preliminary intent to undertake the Project, and
additional financing therefore, pursuant to the Act, and pursuant to a revenue agreement between
the City and Borrower upon such terms and conditions with provisions for revision from time to
time as necessary, so as to produce income and revenues sufficient to pay, when due, the
principal of and interest on the Bonds in the total principal amount of up to approximately
$2,500,000 to be issued pursuant to the Act to finance or refinance a portion of the costs of the
construction and installation of the Project.
2. On the basis of information available to this Council it appears, and the Council
hereby finds, that the Project constitutes properties, real and personal, used or useful in
. connection with one or more revenue producing enterprises within the meaning of Subdivision
2(b) of Section 469.153 of the Act; that the Project furthers the purposes stated in Section
469.152; that the availability of the financing under the Act and willingness of the City to furnish
such financing will be a substantial inducement to Borrower to undertake the Proj ect, and that
the effect of the Project, if undertaken, will be to encourage the development of economically
sound industry and commerce, to assist in the prevention of the emergence of blighted and
marginal land, to help prevent chronic unemployment, to help the surrounding area retain and
improve the tax base and to provide the range of service and employment opportunities required
by the population, to help prevent the movement of talented and educated persons out of the state
and to areas within the State where their services may not be as effectively used, to promote
more intensive development and use of land within the City and surrounding communities and
eventually to increase the tax base of the community.
3. The Project is hereby given preliminary approval by the City subject to final
approval by this Council, Borrower, and the purchaser of the Bonds as to the ultimate details of
the financing of the Project.
4. The Mayor and staff of the City are hereby authorized and directed to submit an
application for approval of a bond project to the Minnesota Department of Employment and
Economic Development for the Project.
5. The Borrower has agreed and it is hereby determined that any and all costs
incurred by the City in connection with the financing of the Project, including legal fees, whether
or not the Project is carried to completion; will be paid by the Borrower.
6. Briggs and Morgan, Professional Association, acting as bond counsel, is
authorized to assist in the preparation and review of necessary documents relating to the Project,
to consult with the City Attorney, the Borrower and the purchaser of the Bonds as to the
maturities, interest rates and other terms and provisions of the Bonds and as to the covenants and
other provisions of the necessary documents and to submit such documents to the Council for
final approval.
7. Nothing in this resolution or in the documents prepared pursuant hereto shall
authorize the expenditure of any municipal funds on the Project other than the revenues derived
from the Project or otherwise granted to the City for this purpose. The Bonds shall not constitute
a charge, lien or encumbrance, legal or equitable, upon any property or funds of the City except
the revenue and proceeds pledged to the payment thereof, nor shall the City be subject to any
liability thereon. The holder of the Bonds shall never have the right to compel any exercise of
the taxing power of the City to pay the outstanding principal on the Bonds or the interest thereon,
or to enforce payment thereof against any property of the City. The Bonds shall recite in
substance that the Bonds including interest thereon, are payable solely from the revenue and
proceeds pledged to the payment thereof. The Bonds shall not constitute a debt of the City
within the meaning of any constitutional or statutory limitation.
8. In anticipation of the issuance of the Bonds to finance a portion ofthe Project, and
in order that completion of the Project will not be unduly delayed when approved, Borrower is
hereby authorized to make such expenditures and advances toward payment of that portion of the
costs of the Project as Borrower considers necessary, including the use of interim, short-term
financing, subject to reimbursement from the proceeds of the Bonds if and when delivered but
otherwise without liability on the part of the City.
9. This resolution shall take effect immediately upon adoption.
Adopted by the City Council of the City of Elk River, Minnesota, this 215t day of March, 2005.
Mayor
Attest:
City Clerk
STATE OF MINNESOTA
COUNTY OF SHERBURNE
CITY OF ELK RIVER
I, the undersigned, being the duly qualified and acting Clerk of the City of ,
Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of
minutes with the original thereof on file in my office, and that the same is a full, true and
complete transcript of the minutes of a meeting of the City Council of said City duly called and
held on the date therein indicated, insofar as such minutes relate to a resolution giving
preliminary approval to an industrial development proj ect.
WITNESS my hand this _ day of March, 2005.
Clerk
RESOLUTION NO.
RESOLUTION APPROVING THE ISSUANCE AND SALE OF THE
CITY OF ELK RIVER, MINNESOTA
EDUCATIONAL FACILITIES REVENUE NOTE, SERIES 2005A
(ST. ANDREW SCHOOL PROJECT)
AND AUTHORIZING THE EXECUTION OF DOCUMENTS RELATING THERETO
BE IT RESOLVED by the City Council (the "City Council") of the City of Elk
River, Minnesota (the "City"), as follows:
SECTION 1. LEGAL AUTHORIZATION AND FINDINGS.
1.1 Findings. The City hereby finds, determines and declares as follows:
(a) The City is authorized under Minnesota Statutes, Section 469.152 to
469.1651, as amended (the "Act") to assist the revenue producing project herein referred
to, and to issue and sell the City's Educational Facilities Revenue Note, Series 2005A (St.
Andrew School Project) (the "Note") as hereinafter defined, for the purpose, in the
manner and upon the terms and conditions set forth in the Act and in this Resolution.
(b) The City has received a proposal that it issue its revenue Note in the
aggregate principal amount of up to $2,500,000 to provide funds to be loaned to The
Church of St. Andrew, a religious corporation organized under the laws of the State of
Minnesota (the "Borrower") to finance or refinance the completion of the non-religious
portions of the renovation and equipping of, and construction of additions to, a school for
grades preschool through 6th grade known as St. Andrew School, owned and operated by
the Borrower and located at 428 Irving Avenue in the City (the "Project").
(c) As required by the Act and Section 147(f) of the Internal Revenue Code of
1986, as amended (the "Code"), the City has, on Tuesday, February 22, 2005, and
Monday, March 21,2005 held public hearings on the issuance of the Note to finance the
Project.
(d) The issuance and sale of the Note by the City, pursuant to the Act, is in the
best interest of the City, and the City hereby determines to issue the Note and to sell the
Note to The Bank of Elk River, a Minnesota corporation (the "Lender"), as provided
herein. The City will loan the proceeds of the Note (the "Loan") to the Borrower to
finance the Proj ect.
(e) Pursuant to a Loan Agreement (the "Loan Agreement") to be entered into
between the City and the Borrower, the Borrower has agreed to repay the Note in
specified amounts and at specified times sufficient to pay in full when due the principal
of, premium, if any, and interest on the Note. In addition, the Loan Agreement contains
provisions relating to the completion, maintenance and operation of the Project,
indemnification, insurance, and other agreements and covenants which are required or
permitted by the Act and which the City and the Borrower deem necessary or desirable
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for the financing of the Project. A draft of the Loan Agreement has been submitted to the
City Council.
(f) Pursuant to a Pledge Agreement (the "Pledge Agreement") to be entered
into between the City and the Lender, the City has pledged and granted a security interest
in all of its rights, title, and interest in the Loan Agreement to the Lender (except for
certain rights of indemnification and to reimbursement for certain costs and expenses). A
draft of the Pledge Agreement has been submitted to the City Council.
(g) Pursuant to a Disbursing Agreement dated as of March 1, 2005, (the
"Disbursing Agreement") by and between the Borrower, the City, the Lender and a
disbursing agent, if other than the Lender, selected by the Lender, the parties thereto have
provided certain terms for the disbursement of the proceeds of the Note.
(h) The Note will be a special limited obligation of the City. The Note shall
not be payable from or charged upon any funds other than the revenues pledged to the
payment thereof, nor shall the City be subject to any liability thereon. No holder of the
Note shall ever have the right to compel any exercise of the taxing power of the City to
pay the Note or the interest thereon, nor to enforce payment thereof against any property
of the City. The Note shall not constitute a debt of the City within the meaning of any
constitutional or statutory limitation.
(i) It is desirable, feasible and consistent with the objects and purposes of the
Act to issue the Note, for the purpose of financing the costs of the Project.
1.2 Authorization and Ratification of Proiect. The City has heretofore and does
hereby authorize the Borrower, in accordance with the provisions of the Act and subject to the
terms and conditions imposed by the Lender, to provide for the construction and equipping of the
Project by such means as shall be available to the Borrower and in the manner determined by the
Borrower, and without advertisement for bids as may be required for the construction and
acquisition of other municipal facilities; and the City hereby ratifies, affirms, and approves all
actions heretofore taken by the Borrower consistent with and in anticipation of such authority.
SECTION 2. THE NOTE.
2.1 Authorized Amount and Form of Note. The Note issued pursuant to this
Resolution shall be in substantially the form submitted to the City Council on the date hereof,
and shall bear interest at the rates, mature in the years and amounts and be subj ect to redemption
as therein specified, as such may be modified by agreement of the Lender, the Borrower and the
City. The total aggregate principal amount of the Note that may be outstanding hereunder is
expressly limited to $2,500,000, unless a duplicate Note is issued pursuant to Section 2.7;
provided, however, the Note may be initially issued in a lesser maximum principal amount by
agreement of the Borrower and the Lender. The offer of the Lender to purchase the Note at an
aggregate purchase price of such amount as is actually disbursed thereunder is hereby accepted.
2.2 The Note The Note shall be dated for convenience of reference as of March 1,
2005, shall be payable at the times and in the manner, shall bear interest at the rate, and shall be
subject to such other terms and conditions as are set forth therein.
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2.3 Execution. The Note shall be executed on behalf of the City by the manual or
facsimile signatures of its Mayor and City Administrator and shall be sealed with the seal of the
City; provided that the seal may be intentionally omitted as provided by law. In case any officer
whose signature shall appear on the Note shall cease to be such officer before the delivery of the
Note, such signature shall nevertheless be valid and sufficient for all purposes, the same as if
such signatory had remained in office until delivery. In the event of the absence or disability of
the Mayor and City Administrator such officers of the City as, in the opinion of the City
Attorney or Special Counsel to the City, may act in their behalf, shall without further act or
authorization of the City Council execute and deliver the Note.
2.4 Deliverv of Initial Note. Before delivery of the Note there shall be filed with the
Lender (except to the extent waived by the Lender) the following items:
(a) an executed copy of each of the following documents:
(i) the Loan Agreement;
(ii) the Disbursing Agreement; and
(iii) the Pledge Agreement;
(b) an opinion of Counsel for the Borrower as prescribed by the Lender and
Bond Counsel;
(c) the opinion of Bond Counsel as to the validity and tax exempt status of the
Note;
(d) evidence that the Borrower is an organization described in Section
501(c)(3) of the Code and is exempt from income taxation under Section 501(c)(3) of the
Code;
(e) approval of the Project from the Minnesota Department of Employment
and Economic Development; and
(f) such other documents and opmlOns as Bond Counsel may reasonably
require for purposes of rendering its opinion required in subsection (c) above or that the
Lender may reasonably require for the closing.
2.5 Disposition of Note Proceeds. Upon delivery of the Note to Lender, the Lender
shall, on behalf of the City, disburse the proceeds of the Note for payment, or to reimburse the
Borrower for payment, of Project Costs in accordance with the terms of the Loan Agreement and
the Disbursing Agreement.
2.6 Registration of Transfer. The City will cause to be kept at the office of the City
Administrator a Note Register in which, subject to such reasonable regulations as it may
prescribe, the City shall provide for the registration of transfers of ownership of the Note. The
Note shall be initially registered in the name of the Lender and shall be transferable upon the
Note Register by the Lender in person or by its agent duly authorized in writing, upon surrender
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of such Note together with a written instrument of transfer satisfactory to the Administrator, duly
executed by the Lender or its duly authorized agent. The following form of assignment shall be
sufficient for said purpose:
For value received hereby sells, assigns and transfers unto
the within Note of the City of Elk River, Minnesota, and does
hereby irrevocably constitute and appoint attorney to
transfer the Note on the books of said City with full power of substitution in the
premises. The undersigned certifies that the transfer is made in accordance with
the provisions of Section 2.9 of the Resolution authorizing the issuance of the
Note.
Dated:
Registered Owner
Upon such transfer the City Administrator shall note the date of registration and the name and
address of the new Lender in the Note Register and in the registration blank appearing on such
Note.
2.7 Mutilated, Lost or Destroyed Note. In case any Note issued hereunder shall
become mutilated or be destroyed or lost, the City shall, if not then prohibited by law, cause to
be executed and delivered, a new Note of like outstanding principal amount, number and tenor in
exchange and substitution fOLand upon cancellation of such mutilated Note, or in lieu of and in
substitution for such Note destroyed or lost, upon the Lender's paying the reasonable expenses
and charges of the City in connection therewith, and in the case of a Note destroyed or lost, the
filing with the City of evidence satisfactory to the City with indemnity satisfactory to it. If the
mutilated, destroyed or lost Note has already matured or been called for redemption in
accordance with its terms it shall not be necessary to issue a new Note prior to payment.
2.8 Ownership of Note. The City may deem and treat the person in whose name a
Note is last registered in the Note Register and by notation on such Note whether or not such
Note shall be overdue, as the absolute owner of such Note for the purpose of receiving payment
of or on account of the principal balance, redemption price or interest and for all other purposes
whatsoever, and the City shall not be affected by any notice to the contrary.
2.9 Limitation on Note Transfers. The Note have been issued without registration
under state or other securities laws, pursuant to an exemption for such issuance; and accordingly
the Note may not be assigned or transferred in whole or part, nor may a participation interest in
the Note be given pursuant to any participation agreement, except as an exempt security or as an
exempt transaction.
2.10 Issuance of New Notes. Subject to the provisions of Section 2.9, the City shall, at
the request and expense of the Lender, issue a new note, in aggregate outstanding principal
amount equal to that of the Note surrendered, and of like tenor except as to number, principal
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amount, and the amount of the monthly installments payable thereunder, and registered in the
name of the Lender or such transferee as may be designated by the Lender.
SECTION 3. MISCELLANEOUS
3.1 Severability. If any provision of this Resolution shall be held or deemed to be or
shall, in fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction
or jurisdictions or in all jurisdictions or in all cases because it conflicts with any provisions of
any constitution or statute or rule or public policy, or for any other reason, such circumstances
shall not have the effect of rendering the provision in question inoperative or unenforceable in
any other case or circumstance, or of rendering any other provision or provisions herein
contained invalid, inoperative, or unenforceable to any extent whatever. The invalidity of any
one or more phrases, sentences, clauses or paragraphs in this Resolution contained shall not
affect the remaining portions of this Resolution or any part thereof.
3.2 Authentication of Transcript. The officers of the City are directed to furnish to
Bond Counsel certified copies of this Resolution and all documents referred to herein, and
affidavits or certificates as to all other matters which are reasonably necessary to evidence the
validity of the Note. All such certified copies, certificates and affidavits, including any
heretofore furnished, shall constitute recitals of the City as to the correctness of all statements.
contained therein.
3.3 Authorization to Execute Agreements. The forms of the proposed Note, Loan
Agreement, the Pledge Agreement, and the Disbursing Agreement are hereby approved in
substantially the form heretofore presented to the City Council together with such additional
details therein as may be necessary and appropriate and such modifications thereof, deletions
therefrom and additions thereto as may be necessary and appropriate and approved by Bond
Counsel and the City Attorney prior to the execution of the documents, and the Mayor and City
Administrator are authorized to execute the Note, the Loan Agreement, the Disbursing
Agreement and the Pledge Agreement in the name of and on behalf of the City and such other
documents as Bond Counsel consider appropriate in connection with the issuance of the Note. In
the event of the absence or disability of the Mayor or the City Administrator such officers of the
City as, in the opinion of the City Attorney, may act in their behalf, shall without further act or
authorization of the Board do all things and execute all instruments and documents required to be
done or executed by such absent or disabled officers. The execution of any instrument by the
appropriate officer or officers of the City herein authorized shall be conclusive evidence of the
approval of such documents in accordance with the terms hereof.
3.4 Qualified Tax Exempt Obligation. In order to qualify the Note as a "qualified tax-
exempt obligation" within the meaning of Section 265(b )(3) of the Internal Revenue Code of
1986, as amended (the "Code"), the City hereby makes the following factual statements and
representations:
(a) the Note is not treated as a "private activity bond" under Section 265(b)(3)
of the Code;
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(b) the City hereby designates the Note as a qualified tax-exempt obligation
for purposes of Section 265(b )(3) of the Code;
(c) the reasonably anticipated amount of tax-exempt obligations (other than
obligations described in clause (ii) of Section 265(b)(3)(C) of the Code) which will be
issued by the City (and all entities whose obligations will be aggregated with those of the
City) during the calendar year 2005 will not exceed $10,000,000; and
(d) not more than $10,000,000 of obligations issued by the City during the
calendar year 2005 have been designated for purposes of Section 265(b )(3) ofthe Code.
3.5 Effective Date. This resolution shall take effect immediately upon adoption.
Adopted by the City Council of City of Elk River, Minnesota, this 21 st day of March,
2005.
Mayor
Attest:
City Clerk
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CERTIFICATION BY CITY CLERK
STATE OF MINNESOTA )
COUNTY OF SHERBURNE ) ss
CITY OF ELK RIVER )
I, the undersigned, being the duly qualified and acting City Clerk of the City of Elk
River, Minnesota, hereby certify that I have carefully compared the attached and foregoing
Resolution No. with the original thereof on file in my office and the same is
a full, true and complete transcript therefrom, insofar as the same relates to a Resolution
Approving the Issuance and Sale of the City's Educational Facilities Revenue Note, Series
2005A (St. Andrew School Project) and Authorizing the Execution of Documents Relating
Thereto.
WITNESS my hand officially as such Clerk and the corporate seal of the City of Elk
River, Minnesota, this day of March, 2005.
City Clerk
(SEAL)
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