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EDA RES 20-03ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF ELK RIVER, MINNESOTA COUNTY OF SHERBURNE STATE OF MINNESOTA RESOLUTION NO. 20-03 RESOLUTION APPROVING A COVID-19 SMALL BUSINESS EMERGENCY MICROLOAN PROGRAM WHEREAS, the Authority was created pursuant to Minnesota Statutes, Sections 469.090 through 469.1081, as amended, and was authorized to transact business and exercise its powers by a resolution adopted by the City Council of the City of Elk River, Minnesota (the "City'); and WHEREAS, the Authority and the City have undertaken a program to promote economic development and job opportunities and promote the development and redevelopment of land which is underutilized within the City; and WHEREAS, the spread of COVID-19 in the United States and Minnesota has raised serious public health concerns; and WHEREAS, on March 11, 2020, the World Health Organization determined that the COVID-19 outbreak constitutes a pandemic, and on March 13, 2020, President Donald Trump declared a national state of emergency as a result of the pandemic; and WHEREAS, on March 13, 2020, Governor Tim Walz issued Emergency Executive Order 20-01 declaring a state of peacetime emergency to address the COVID-19 pandemic in Minnesota,; and WHEREAS, the Governor has subsequently issued additional Executive Orders to combat the impacts of COVID-19 within the State of Minnesota, which include closures of schools, bars, restaurants, and other places of public accommodation, and directing Minnesotans to stay at home (with exceptions for obtaining necessary supplies, healthcare and similar needs) unless they are engaged in critical sector work; and WHEREAS, on April 3, 2020, the Mayor of the City issued a proclamation declaring a local emergency, which proclamation was extended by a resolution approved by the City Council of the City on April 6, 2020; and WHEREAS, many businesses within the City have been economically impacted by the Governor's Emergency Executive Orders in response to the COVID-19 pandemic; and WHEREAS, the Economic Development Authority of the City of Elk River (the "Authority' has the power of a housing and redevelopment authority and an economic development authority and may provide forgivable loans to businesses for purposes of preventing blight and economic deterioration and preventing chronic unemployment, and WHEREAS, in order to retain small businesses in the City, the Authority has determined to create the COVID-19 Small Business Emergency Microloan Program (the "COVID-19 Loan Program' to assist area businesses with the expenses incurred and specifically caused by the impact of the Governor's Emergency Executive Orders; and WHEREAS, the COVID-19 Emergency Loan Program is expected to be funded for qualifying businesses on a first come, first serve basis until the funds are exhausted or the City declares the state of emergency declaration is lifted, whichever comes first; and WHEREAS, guidelines for the COVID-19 Emergency Loan Program are on file with the Executive Director and have been presented before the Board of Commissioners of the Authority. NOW, THEREFORE, BE IT RESOLVED, by the Board of Commissioners of the Economic Development Authority of the City of Elk River, Minnesota as follows: 1. The COVID-19 Emergency Loan Program and the implementation thereof is hereby approved. 2. The President and the Executive Director are hereby authorized to execute and deliver any and all documents deemed necessary to carry out the intentions of this resolution and the COVID-19 Emergency Loan Program. 3. This resolution shall be in full force and effect as of the date hereof. Adopted by the Economic Development Authority of the City of Elk River, Minnesota this 18'b day of May, 2020. ATTEST: 'executive Director EL185-13 (GAF) 652532v1 2 President