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11-29-2016 JFC MIN r City of Elk Meeting of the Elk River EDA Finance Committee River . Held at the Elk River City Hall Tuesday, November 29,2016 Members Present: Larry Toth, Ryan Hardin,Dan Tveite,Jennifer Wagner, Nate Ovall,and Chad Vitzthum Members Absent: None i Staff Present: Amanda Othoudt, Economic Development Director and Colleen Eddy, Economic Development Specialist Also Present: Annie Deckert,Decklan Group;Dave from Heritage Millwork Inc. 1. Call Meeting to Order Pursuant to due call and notice thereof, the meeting of the Elk River Finance Committee was called to order at 7:35 a.m. 2. Consider Agenda Motion by Wagner and seconded by Toth to approve the agenda. Motion carried 6- 0. 3.0 Consent Agenda Member Wagner stated she would like to see the September 29, 2016 meeting minutes revised to better reflect the discussion during the September 29, 2016 meeting. Motion to approve.the September 29, 2016 meeting minutes was moved to the January 31, 2017 meeting. . 4.1 Heritage Millwork Industrial Incentive Microloan Application • Member Vitzhum abstained from the discussion and vote as he is the applicant's loan officer. Ms. Othoudt presented the staff report"Members discussed the terms of the loan, the SBA guidelines,number of jobs being created,is it an equipment loan vs. real estate loan, etc. Motion by Wagner and seconded by'Ovall to approve the request in accordance with the terms of the EDA'spolicy (10 year Am, 5 Year Balloon) and holding a 3rd lien position on the equipment in addition to requiring the applicant to provide personal and corporate guarantees. Motion carried 5-0. Vitzhum abstained from the vote. Motion by Ovall and seconded by Toth to recommended approval of the loan request in accordance with the SBA terms'specifically for this loan. The SBA's policy does not allow any lender to have preferential terms. The applicant has submitted a request to the SBA to make an exception to their policy,which would allow the EDA to follow the terms of their existing microloan policy. Motion carried 5-0.Vitzhum abstained from the vote. 4.2 EDA Microloan Policy Review Ms. Othoudt reviewed the policy. Members discussed a variety of changes they would like to see. Staff will revise as needed. The Job Incentive Policy will be reviewed at the next EDA Finance Committee meeting. 5.1 Announcements 5.1 Ethanol Technology Verbal Update Ms. Othoudt stated that there has been progress made on the case. She is waiting to hear from the Judge regarding a hearing date. Members asked what the cost has been associated with resolving this case. Ms. Othoudt stated she will put some numbers together and report back to the board at the January meeting. 6. Adjournment There being"no further business Chair Tveite moved to adjourn the meeting at 9:10 a.m. Minutes prepared by Colleen Eddy. • Tina rd, City Clerk anda Othoudt, Economic Development Director