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12-30-2015 JFC MIN ElkMeeting of the Elk River EDA Finance Committee River Held at the Elk River City Hall Wednesday, December 30, 2015 • Members Present: Paul Motin, Nate Ovall,Larry Toth, Dan Tveite,Jennifer Wagner, Ryan Hardin, and Chad Vitzhum (7:36 am) Members Absent: None Staff Present: Economic Development Director Amanda Othoudt and Economic Development Specialist Colleen Eddy Also Present: Mikaela Huot, Springsted Inc. and Michael Stilwell with Patriot Converting Inc. (via conference call) 1. Call Meeting to Order Pursuant to due call and notice thereof, the meeting of the Elk River Finance Committee was called to order at 7:34 a.m. 2. Consider Agenda Motion by Motin and seconded by,Wagner to approve the agenda as presented. Motion carried.,7-0. 3.0 Consent Agenda Motion by Toth and seconded by Motin to approve the Consent Agenda including the December 8, 2015 meeting minutes. Motion carried 7-0. 4.1 Patriot Converting Jobs Incentive Microloan Application Financial Review Ms. Othoudt presented the staff report. Member Wagner asked if Patriot was retaining current jobs or creating new jobs. Ms. Othoudt responded with yes, Patriot is retaining their current jobs. Member Tveite stated that the loan was to add new equipment with the intent of creating new jobs. • Member Vitzhum requested an explanation of the two microloan funds. Ms. Othoudt explained the options; one is local and one is a state program and the,general loan fund is easier to manage. Member Tveite asked about the payback terms. Ms. Huot stated that there is a term of 5 years on equipment purchases. Mr. Stilwell, the representative from Patriot stated that the tight time frame between purchasing the building and opening the business lead to the gap financing,which is being requested to purchase equipment needed in their new building. Member Vitzhum stated that typically the commission receives financial information from the business requesting the loan, along with a qualifying analysis from Springsted,but that this time they did not receive the information in their packets. Ms. Huot stated that Springsted received the financial information as they are the third party representation. She stated that Patriot's 2013—2014 financials did not show profitability, but their 2016—2017 does show profitability. Mr. Stilwell stated that the business was launched in 2013 in Iowa and that the expenses and salaries were double of what was projected. Member Toth asked how many employees currently work in the proposed building. Ms. • Othoudt stated that two businesses have leases set to expire soon. She is working with the tenants on available options in Elk River. Mr. Stilwell stated that Patriot will acquire the remaining two spaces once the two tenants leases expire. Member Motin asked the commission if the loan request fits the requirements of the loan? Ms. Othoudt stated that it fit with the overall project. Members discussed that it was a solid project to utilize the funds. Mr. Stilwell stated that he would do a personal guarantee if the commission requested it. • Member Vitzhum asked the commission about the logistics of receiving financial reports from the clients. He stated that there are some inconsistencies between meetings and clients. Commissioners discussed the public meeting rules and seemed to agree that financial reports should go to Springsted, being the third party representative. In turn the commission would like to receive an analysis from Springsted that reflects a recommendation per the financial projections. Motion by Member Toth to recommend the EDA approve the recommendation to • the EDA supporting Patriot Converting-request for Microloan funds with the stipulation that city finance staff submits a recommendation of which fund Patriot should utilize. Motion was seconded by Member Vitzhum.'Motion carried 7-0. 5.' Announcements Member Tveite departed the meeting at 8:28 a.m. Ms. Othoudt asked the commission if they would like to move the EDA Finance Committee meeting to the last Tuesday of the'month. The different schedule would allow staff more time to review the application and for Springsted to put together the needed analysis'. The commission was in agreement to move the meeting to the last Tuesday of the month. 6.- Adjournment There being no further business Member Motin moved to adjourn the meeting. Motion was seconded by Member Vitzhum. The meeting adjourned at 8:42 a.m. Minutes prepar by Colleen Eddy. Tina Alfa City Clerk • A a O oudt, Economic Development Director