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EDA RES 20-08ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF ELK RIVER COUNTY OF SHERBURNE STATE OF MINNESOTA RESOLUTION NO. 2020-0 9 RESOLUTION RELATING TO COVID-19 SMALL BUSINESS EMERGENCY MICROLOAN PROGRAM WHEREAS, the spread of COVID-19 in the United States and Minnesota has raised serious public health concerns; and WHEREAS, on March 13, 2020, Governor Tim Walz issued Emergency Executive Order 20-01 declaring a state of peacetime emergency to address the COVID-19 pandemic in Minnesota; and WHEREAS, the Governor subsequently issued additional Executive Orders to combat the impacts of COVID-19 within the State of Minnesota, which include closures of schools, bars, restaurants, and other places of public accommodation, and directing Minnesotans to stay at home (with exceptions for obtaining necessary supplies, healthcare and similar needs) unless they are engaged in critical sector work; and WHEREAS, on April 3, 2020, the Mayor of the City issued a proclamation declaring a local emergency, which proclamation was extended by a resolution approved by the City Council of the City on April 6, 2020; and WHEREAS, many businesses within the City have been economically impacted by the Governor's Emergency Executive Orders in response to the COVID-19 pandemic; and WHEREAS, in order to retain small businesses in the City, on May 18, 2020, the Economic Development Authority of the City of Elk River (the "EDA") created the COVID-19 Small Business Emergency Microloan Program (the "Loan Program") to assist area businesses with the expenses incurred and specifically caused by the impact of the Governor's Emergency Executive Orders by providing no -interest loans to small business in the City in an amount of up to $20,000, including a forgivable portion in an amount not to exceed $5,000; and WHEREAS, due to the urgent need of local businesses to access funds, the EDA desires to delegate certain duties under the Loan Program to the Executive Director. NOW THEREFORE, BE IT RESOLVED by the Board of Commissioners of the Economic Development Authority of the City of Elk River as follows: 1.01. The EDA authorizes the Executive Director and EDA staff to process applications and approve loans under the Loan Program in an amount not to exceed $20,000 so long as the Executive Director determines that the loans meet the requirements of the Loan Program. 1.02. The EDA further authorizes the President and the Executive Director to execute all documents necessary in connection with the provision of such loans without formal action by the Board of Commissioners including but not limited to a loan agreement to be executed by the EDA and the borrower. Approved by the Board of ommissioners of the Economic Development Authority of the City of Elk River this day of. . 2W J--2, - --Q P`�- -�� --- President