7.4. HRSR 02-01-2021 �j
City of
Elk Request for Action
River
To Item Number
Housing and Redevelopment Authority 7.4
Agenda Section Meeting Date Prepared by
General Business February 1, 2021 Colleen Eddy, Economic Development Specialist
Item Description Reviewed by
HRA Housing Rehabilitation Loan Program Update Cal Portner, City Administrator
Reviewed by
Action Requested
Receive update on the Rehabilitation Loan Program.
Background/Discussion
CEE reports all accounts are current. Originations are overall quiet as applications slowed considerably in
comparison with previous months. Two new applications were received and are under review at this time.
Financial Impact
N/A
Mission/Policy/Goal
The goal of the HRA is to improve existing housing stock by offering incentives or programs to repair and
maintain residential properties.
Attachments
■ CEE Monthly Loan Report—December 2020
■ CEE 2020 Year End Report
The Elk River Vision
A )relcom' community aa)ith revolutionary and spirited zesourcefulness, exceptional p o w E A E u e r
service, and community engagement that encourages and inspires prosperity®
CITY OF ELK RIVER
LOAN SERVICING REPORT
OPERATIONAL RESULTS
DECEMBER 2020
Data source January 1st, 2021
LOAN SERVICING DEPARTMENT
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
Pg. 2
Table of Contents
•Loan Servicing Dashboard•Invoice Report•Trial Balance Summary•Trial Balance Detail•Aging Delinquency Report
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
CEE SERVICING
REPORT TYPE:LOAN SERVICING DASHBOARD
REPORT DATE:1/1/2021
REPORT PERIOD:Dec-20
INVESTOR:CITY OF ELK RIVER
CASH PROCESSING RESULTS FOR DECEMBER 2020
OPERATIONAL RESULTS FOR DECEMBER 2020
13 13 13
12 12
11
5
6
7
8
9
10
11
12
13
14
Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
6 MONTH LOAN COUNT COMPARISON
$160,158.13
$162,014.82
$163,666.98$164,458.19
$186,425.84
$188,203.91
$145,000.00
$150,000.00
$155,000.00
$160,000.00
$165,000.00
$170,000.00
$175,000.00
$180,000.00
$185,000.00
$190,000.00
$195,000.00
Dec-20Nov-20Oct-20Sep-20Aug-20Jul-20
UNPAID PRINCIPAL BALANCE 6 MONTH COMPARISON
$2,592.44
$9,074.96
$10,027.54
$13,446.68
$13,761.08
$14,023.14
$17,108.01
$17,438.71
$18,847.55
$20,872.50
$22,965.52
$- $5,000.00 $10,000.00 $15,000.00 $20,000.00 $25,000.00
19-015211
19-015212
19-015215
19-016564
19-015209
19-015204
19-015206
19-015216
19-015217
19-015207
19-016434
DECEMBER-2020 UNPAID PRINCIPAL BALANCE
DISTRIBUTION PER LOAN
$115.24
$154.43
$162.79
$175.67
$180.00
$187.63
$192.33
$200.00
$208.04
$347.54
$400.00
$0.00 $50.00 $100.00 $150.00 $200.00 $250.00 $300.00 $350.00 $400.00 $450.00
19-015211
19-016564
19-015217
19-015207
19-015216
19-015209
19-015215
19-016434
19-015204
19-015212
19-015206
TOTAL AMOUNT COLLECTED DURING
DECEMBER 2020
$96.62
$109.86
$110.24
$119.60
$124.09
$126.83
$156.17
$170.33
$178.86
$317.66
$346.43
$0.00 $50.00 $100.00 $150.00 $200.00 $250.00 $300.00 $350.00 $400.00
19-015217
19-016564
19-015211
19-015207
19-016434
19-015216
19-015209
19-015215
19-015204
19-015212
19-015206
TOTAL PRINCIPAL COLLECTED DURING DECEMBER 2020
$5.00
$22.00
$29.18
$29.88
$31.46
$44.57
$53.17
$53.57
$56.07
$66.17
$75.91
$0.00 $10.00 $20.00 $30.00 $40.00 $50.00 $60.00 $70.00 $80.00
19-015211
19-015215
19-015204
19-015212
19-015209
19-016564
19-015216
19-015206
19-015207
19-015217
19-016434
TOTAL INTEREST COLLECTED DURING DECEMBER 2020
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
CEE SERVICING
REPORT TYPE:INVOICE REPORT
REPORT DATE:1/1/2021
REPORT PERIOD:Dec-20
INVESTOR:ELK RIVER 212 3rd Avenue North, Suite 560
Minneapolis, MN 55401
REPORTING MONTH: DECEMBER 2020 Ph.: 612.455.7805
POOL Total Count of
Loans New Loans Added Loans Transferred for
Serviving
Count of Active
Delinquent Accounts
Total Amount Collected
During the Month
Principal Collected During
the Month
Interest Collected During
the Month
New Loan On-
boarding Fee @
$20/Account
Loan Transfer
On-Boarding Fee
@ $20/Account
Monthly
Servicing @
$6/Account
Delinquent Loan
Management @
$3/Account
Total Monthly
Fees
Netted Amount to
Transfer to
Investor
Row Labels Count of LOAN #Sum of NEW LN INDEX Sum of TRNX INDEX Sum of DELINQ INDEX Sum of PMNT AMOUNT Sum of PRN COLLECTED Sum of INT COLLECTED
HRA REHAB 11 0 0 0 $2,323.67 $1,856.69 $466.98 $0.00 $0.00 $66.00 $0.00 66.00$2,257.67$
Grand Total 11 0 0 0 $2,323.67 $1,856.69 $466.98 $0.00 $0.00 $66.00 $0.00 66.00$2,257.67$
ACCOUNT DETAIL FOR INVOICING
PORTFOLIO POOL LOAN #PROPERTY CONTRACT DATE LOAN AMOUNT PMNT DATE PMNT AMOUNT PRN COLLECTED INT COLLECTED TRNX INDEX NEW LN INDEX DELINQ INDEX
ELK RIVER RESIDENTIAL HRA REHAB 19-015215 606 JEFFERSON LN NW 8/3/2015 $20,650.00 12/14/2020 $192.33 $170.33 $22.00 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015212 525 8TH ST NW 8/3/2015 $18,657.00 12/16/2020 $347.54 $317.66 $29.88 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015216 602 GATES AVE NW 9/3/2015 $25,000.00 12/2/2020 $180.00 $126.83 $53.17 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015207 1205 4TH ST NW 3/13/2016 $25,000.00 12/10/2020 $175.67 $119.60 $56.07 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015204 1420 5TH ST NW 1/25/2017 $22,069.00 12/20/2020 $208.04 $178.86 $29.18 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015209 609 GATES AVE NW 9/22/2017 $19,665.00 12/10/2020 $187.63 $156.17 $31.46 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015211 810 JACKSON AVE NW 10/31/2017 $6,534.00 12/1/2020 $115.24 $110.24 $5.00 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015217 1811 MAIN ST 5/4/2018 $21,640.00 12/10/2020 $162.79 $96.62 $66.17 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-015206 870 VERNON AVE 12/27/2018 $25,000.00 12/28/2020 $400.00 $346.43 $53.57 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-016434 19135 TROY STREET NW 7/5/2019 $25,000.00 12/4/2020 $200.00 $124.09 $75.91 0 0 0
ELK RIVER RESIDENTIAL HRA REHAB 19-016564 403 3RD ST NW 7/15/2019 $15,252.22 12/15/2020 $154.43 $109.86 $44.57 0 0 0
2,323.67$1,856.69$466.98$
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
CEE SERVICING
REPORT TYPE:TRIAL BALANCE REPORT SUMMARY
REPORT DATE:1/1/2021
REPORT PERIOD:Dec-20
INVESTOR:ELK RIVER
TRIAL BALANCE PER POOL AS OF 12/31/2020
POOL LOAN COUNT LOAN VOLUME UNPAID PRN BAL
HRA REHAB 11 224,467.22$160,158.13$
Grand Total 11 224,467.22$160,158.13$
TRIAL BALANCE SUMMARY PER LOAN AS OF 12/31/2020
LOAN #POOL PROPERTY CONTRACT DATE INT RATE LOAN AMOUNT UNPAID PRN BAL
19-015215 HRA REHAB 606 JEFFERSON LN NW 8/3/2015 2.25 20,650.00$10,027.54$
19-015212 HRA REHAB 525 8TH ST NW 8/3/2015 2.25 18,657.00$9,074.96$
19-015216 HRA REHAB 602 GATES AVE NW 9/3/2015 3.25 25,000.00$17,438.71$
19-015207 HRA REHAB 1205 4TH ST NW 3/13/2016 4.00 25,000.00$20,872.50$
19-015204 HRA REHAB 1420 5TH ST NW 1/25/2017 2.50 22,069.00$14,023.14$
19-015209 HRA REHAB 609 GATES AVE NW 9/22/2017 2.75 19,665.00$13,761.08$
19-015211 HRA REHAB 810 JACKSON AVE NW 10/31/2017 2.25 6,534.00$2,592.44$
19-015217 HRA REHAB 1811 MAIN ST 5/4/2018 4.25 21,640.00$18,847.55$
19-015206 HRA REHAB 870 VERNON AVE 12/27/2018 4.00 25,000.00$17,108.01$
19-016434 HRA REHAB 19135 TROY STREET NW 7/5/2019 4.00 25,000.00$22,965.52$
19-016564 HRA REHAB 403 3RD ST NW 7/15/2019 4.00 15,252.22$13,446.68$
224,467.22$160,158.13$
6 MONTH COMPARATIVE REPORT
REPORTED MONTH LOAN COUNT UNPAID PRN BAL
Jul-20 13 188,203.91$
Aug-20 13 186,425.84$
Sep-20 13 164,458.19$
Oct-20 12 163,666.98$
Nov-20 12 162,014.82$
Dec-20 11 160,158.13$
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
CEE SERVICING
REPORT TYPE:TRIAL BALANCE REPORT DETAIL
REPORT DATE:1/1/2021
REPORT PERIOD:Dec-20
INVESTOR:ELK RIVER
ACCOUNT DETAIL FOR ACTIVE LOANS AS OF 12/31/2020
LOAN #PORTFOLIO POOL ADDRESS CITY STATE ZIP CODE INT RATE CONTRACT MATURITY LOAN AMOUNT TERM UNPD PRN BAL RMNG TERM
19-015215 ELK RIVER RESIDENTIAL HRA REHAB 606 JEFFERSON LN NW ELK RIVER MN 55330 2.25 8/3/2015 8/1/2025 20,650.00$120 $10,027.54 56
19-015212 ELK RIVER RESIDENTIAL HRA REHAB 525 8TH ST NW ELK RIVER MN 55330 2.25 8/3/2015 8/1/2025 18,657.00$120 $9,074.96 56
19-015216 ELK RIVER RESIDENTIAL HRA REHAB 602 GATES AVE NW ELK RIVER MN 55330 3.25 9/3/2015 9/1/2030 25,000.00$180 $17,438.71 116
19-015207 ELK RIVER RESIDENTIAL HRA REHAB 1205 4TH ST NW ELK RIVER MN 55330 4.00 3/13/2016 3/13/2031 25,000.00$180 $20,872.50 144
19-015204 ELK RIVER RESIDENTIAL HRA REHAB 1420 5TH ST NW ELK RIVER MN 55330 2.50 1/25/2017 1/1/2027 22,069.00$120 $14,023.14 73
19-015209 ELK RIVER RESIDENTIAL HRA REHAB 609 GATES AVE NW ELK RIVER MN 55330 2.75 9/22/2017 9/1/2027 19,665.00$120 $13,761.08 81
19-015211 ELK RIVER RESIDENTIAL HRA REHAB 810 JACKSON AVE NW ELK RIVER MN 55330 2.25 10/31/2017 11/1/2022 6,534.00$60 $2,592.44 23
19-015217 ELK RIVER RESIDENTIAL HRA REHAB 1811 MAIN ST ELK RIVER MN 55330 4.25 5/4/2018 5/1/2033 21,640.00$180 $18,847.55 149
19-015206 ELK RIVER RESIDENTIAL HRA REHAB 870 VERNON AVE ELK RIVER MN 55330 4.00 12/27/2018 5/1/2028 25,000.00$120 $17,108.01 78
19-016434 ELK RIVER RESIDENTIAL HRA REHAB 19135 TROY STREET NW ELK RIVER MN 55330 4.00 7/5/2019 7/5/2034 25,000.00$180 $22,965.52 162
19-016564 ELK RIVER RESIDENTIAL HRA REHAB 403 3RD ST NW ELK RIVER MN 55330 4.00 7/15/2019 7/15/2029 15,252.22$120 $13,446.68 103
224,467.22$160,158.13$
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
CEE SERVICING
REPORT TYPE:AGING DELINQUENCY REPORT
REPORT DATE:1/1/2021
REPORT PERIOD:Dec-20
INVESTOR:ELK RIVER
AGING DELINQUENCY DETAIL PER ACCOUNT AS OF 12/31/2020
LOAN #BORROWER ADDRESS CONTRACT UNPD PRN BAL DPD TOTAL DUE 1 TO 15 DPD 15+ DPD 30+ DPD 60+ DPD 90+ DPD UNPD LATE FEES STATUS LAST PMNT DATE LAST PMNT AMNT
19-015215 606 JEFFERSON LN NW 8/3/2015 10,027.54$0 -$-$-$-$-$-$-$CURRENT 12/14/2020 $192.33
19-015212 525 8TH ST NW 8/3/2015 9,074.96$0 -$-$-$-$-$-$-$CURRENT 12/16/2020 $347.54
19-015216 602 GATES AVE NW 9/3/2015 17,438.71$0 -$-$-$-$-$-$-$CURRENT 12/2/2020 $180.00
19-015207 1205 4TH ST NW 3/13/2016 20,872.50$0 -$-$-$-$-$-$-$CURRENT 12/10/2020 $175.67
19-015204 1420 5TH ST NW 1/25/2017 14,023.14$0 -$-$-$-$-$-$-$CURRENT 12/20/2020 $208.04
19-015209 609 GATES AVE NW 9/22/2017 13,761.08$0 -$-$-$-$-$-$-$CURRENT 12/10/2020 $187.63
19-015211 810 JACKSON AVE NW 10/31/2017 2,592.44$0 -$-$-$-$-$-$-$CURRENT 12/1/2020 $115.24
19-015217 1811 MAIN ST 5/4/2018 18,847.55$0 -$-$-$-$-$-$-$CURRENT 12/10/2020 $162.79
19-015206 870 VERNON AVE 12/27/2018 17,108.01$0 -$-$-$-$-$-$-$CURRENT 12/28/2020 $400.00
19-016434 19135 TROY STREET NW 7/5/2019 22,965.52$0 -$-$-$-$-$-$-$CURRENT 12/4/2020 $200.00
19-016564 403 3RD ST NW 7/15/2019 13,446.68$0 -$-$-$-$-$-$-$CURRENT 12/15/2020 $154.43
160,158.13$-$-$-$-$-$-$-$2,323.67$
DocuSign Envelope ID: 6FB21F98-C7B8-4CCB-8835-1042DA8AA38B
Electronic Record and Signature Disclosure
Certificate Of Completion
Envelope Id: 6FB21F98C7B84CCB88351042DA8AA38B Status: Completed
Subject: Loan Servicing Report December 2020
Source Envelope:
Document Pages: 14 Signatures: 0 Envelope Originator:
Certificate Pages: 5 Initials: 0 Marco Landoni
AutoNav: Enabled
EnvelopeId Stamping: Enabled
Time Zone: (UTC-06:00) Central Time (US & Canada)
212 3rd Avenue North
Minneapolis, MN 55401
mlandoni@mncee.org
IP Address: 73.242.75.5
Record Tracking
Status: Original
1/11/2021 3:08:36 PM
Holder: Marco Landoni
mlandoni@mncee.org
Location: DocuSign
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CEddy@elkrivermn.gov
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Accepted: 10/13/2020 2:27:31 PM
ID: 67c87a9c-e1d7-4bb1-a15f-dad8f7079cec
Carbon Copy Events Status Timestamp
Finance Department Elk River, MN
Finance@elkrivermn.gov
Security Level: Email, Account Authentication
(None)
Sent: 1/11/2021 3:14:45 PM
Electronic Record and Signature Disclosure:
Accepted: 7/3/2019 12:05:11 PM
ID: a86cffc0-7b65-45c6-8260-4fa0923f98d6
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Electronic Record and Signature Disclosure created on: 6/17/2016 9:43:53 AM
Parties agreed to: Collen Eddy, Finance Department Elk River, MN
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CITY OF ELK RIVER
LOAN SERVICING REPORT
YEARLY OPERATIONAL RESULTS
FY 2020
From January 1, 2020 to December 31, 2020
LOAN SERVICING DEPARTMENT
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Pg. 2
Table of Contents
•Loan Servicing Dashboard•Trial Balance Detail as of 12/31/2020•Number of Active Accounts: Monthly Detail FY 2020•Unpaid Principal Balance: Monthly Detail FY 2020•Unpaid Principal Balance: as of 12/31/2020•P&I Collected Table: Monthly Detail FY 2020•P&I Collected Graphic: Monthly Detail FY 2020•Principal Collected Table: Monthly Detail FY 2020•Principal Collected Graphic: Monthly Detail FY 2020•Interest Collected Table: Monthly Detail FY 2020•Interest Collected Graphic: Monthly Detail FY 2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
CITY OF ELK RIVER
FY 2020 LOAN SERVICING REPORT
January February March April May June July August September October November December
SERVICING MONTH [2020]
0K
10K
20K
TOTAL P&I COLLECTED$22,332.89$21,068.94
$2,929.90$2,524.64 $2,474.64
$2,350.87 $2,323.67
$2,274.64
$2,274.64$2,274.64
$2,071.20
$1,944.64
P&I COLLECTED
Monthly Detail
FY 2020
January March May July September
SERVICING MONTH [2020]
$0K
$10K
$20K
TOTAL PRINCIPAL COLLEC..$21,967.65$20,562.68
$2,352.29$2,032.72
$2,026.29 $1,856.69$1,842.85
PRINCIPAL COLLECTED
Monthly Detail
FY 2020
January March May July September
SERVICING MONTH [2020]
$100.00
$200.00
$300.00
$400.00
$500.00
$600.00
INTEREST COLLECTED$365.24
$491.92
$466.98
$577.61$496.57$506.26$508.02
$448.84 $448.35
$521.14
$522.55
$419.04
INTEREST COLLECTED
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Sub-Portfol..Loan #Address Contract Date
Servicing Month
2020
Q1
January February March
Q2
April May June
Q3
July August September
Q4
October November December
HRA REHAB 19-015204 1420 5TH S..1/25/2017
19-015206 870 VERNO..12/27/2018
19-015207 1205 4TH S..3/13/2016
19-015208 806 HOLT A..9/10/2017
19-015209 609 GATES ..9/22/2017
19-015210 501 6TH ST 10/22/2015
19-015211 810 JACKS..10/31/2017
19-015212 525 8TH ST ..8/3/2015
19-015214 730 JACKS..8/2/2017
19-015215 606 JEFFER..8/3/2015
19-015216 602 GATES ..9/3/2015
19-015217 1811 MAIN ..5/4/2018
19-016434 19135 TRO..7/5/2019
19-016564 403 3RD ST ..7/15/2019
Grand Total
$15,614.66$15,791.34$15,965.47 $15,087.82$15,263.45$15,439.77 $14,557.64$14,734.40$14,910.78 $14,023.14$14,202.00$14,379.51
$20,145.39$20,809.57$20,809.57 $19,142.79$19,474.50$19,807.21 $18,473.73$18,473.73$18,805.72 $17,108.01$17,454.44$17,788.17
$20,749.37$20,749.37$20,749.37 $20,249.37$20,449.37$20,749.37 $19,849.37$20,249.37$20,249.37 $20,872.50$20,992.10$21,109.20
$21,072.58$21,213.59$21,350.12 $20,657.26$20,795.44$20,935.21 $0.00$20,377.67$20,516.68
$15,148.59$15,302.78$15,454.31 $14,689.64$14,842.61$14,996.34 $14,227.49$14,381.54$14,535.22 $13,761.08$13,917.25$14,072.02
$700.73$800.32$899.87 $401.43$501.30$601.11 $101.14$201.36$301.47 $0.00$101.14
$3,576.30$3,685.18$3,793.17 $3,250.47$3,359.28$3,468.11 $2,922.56$3,032.00$3,141.24 $2,592.44$2,702.68$2,812.72
$10,623.88$10,623.88$10,952.09 $10,166.50$10,318.64$10,318.64 $9,705.08$9,862.43$10,010.28 $9,074.96$9,392.62$9,552.85
$18,826.51$19,250.04$19,438.53 $0.00$18,616.23
$11,578.58$11,752.79$11,920.14 $11,055.76$11,228.70$11,408.37 $10,544.53$10,715.72$10,885.24 $10,027.54$10,197.87$10,369.75
$18,484.02$18,742.55$18,742.55 $18,091.07$18,220.78$18,353.39 $17,832.19$17,832.19$17,962.62 $17,438.71$17,565.54$17,565.54
$19,742.09$19,833.29$19,926.47 $19,415.59$19,507.97$19,602.29 $19,134.19$19,227.58$19,320.63 $18,847.55$18,944.17$19,038.24
$24,055.05$24,180.85$24,298.30 $23,652.33$23,818.10$23,939.40 $23,336.57$23,456.88$23,576.78 $22,965.52$23,089.61$23,213.29
$14,414.99$14,523.26$14,627.99 $14,095.97$14,202.15$14,309.53 $13,773.70$13,880.97$13,987.88 $13,446.68$13,556.54$13,664.55
$214,732.74$217,258.81$218,927.95 $189,956.00$191,982.29$212,544.97 $164,458.19$186,425.84$188,203.91 $160,158.13$162,014.82$163,666.98
CITY OF ELK RIVER
TRIAL BALANCE DETAIL
Account Detail for Active Loan as of 12/31/2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
January 2020February 2020March 2020April 2020May 2020June 2020July 2020August 2020September2020October 2020November 2020December 20200
10
20
Loan Count14 14 14 14 14
13 13 13 13
12 12
11
Number of Active Accounts per Month
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
January
2020
February
2020
March
2020
April 2020 May 2020 June 2020 July 2020 August
2020
September
2020
October
2020
November
2020
December
2020
$0.00
$100,000.00
$200,000.00
Unpaid Principal Balance$218,927.95$217,258.81$214,732.74$212,544.97$191,982.29$189,956.00$188,203.91$186,425.84$164,458.19$163,666.98$162,014.82$160,158.13Unpaid Principal Balance per Month
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Year of Ser..Quarter of ..Month of S..Loan #Sub-Portfolio
2020 Q4 December 19-016434 HRA REHAB
19-015207 HRA REHAB
19-015217 HRA REHAB
19-015216 HRA REHAB
19-015206 HRA REHAB
19-015204 HRA REHAB
19-015209 HRA REHAB
19-016564 HRA REHAB
19-015215 HRA REHAB
19-015212 HRA REHAB
19-015211 HRA REHAB
$22,965.52
$20,872.50
$18,847.55
$17,438.71
$17,108.01
$14,023.14
$13,761.08
$13,446.68
$10,027.54
$9,074.96
$2,592.44
CITY OF ELK RIVER
Unpaid Principal Balance per Account
Results as of the Last Day of the Reporting Period
FY 2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Source Com..Loan #Sub-Portfolio Address
Servicing Month
2020
Q1
January February March
Q2
April May June
Q3
July August September
Q4
October November December
ELK RIVER 19-015204 HRA REHAB 1420 5TH ST NW
19-015206 HRA REHAB 870 VERNON AVE
19-015207 HRA REHAB 1205 4TH ST NW
19-015208 HRA REHAB 806 HOLT AVE NW
19-015209 HRA REHAB 609 GATES AVE NW
19-015210 HRA REHAB 501 6TH ST
19-015211 HRA REHAB 810 JACKSON AVE NW
19-015212 HRA REHAB 525 8TH ST NW
19-015214 HRA REHAB 730 JACKSON AVE NW
19-015215 HRA REHAB 606 JEFFERSON LN NW
19-015216 HRA REHAB 602 GATES AVE NW
19-015217 HRA REHAB 1811 MAIN ST
19-016434 HRA REHAB 19135 TROY STREET NW
19-016564 HRA REHAB 403 3RD ST NW
Grand Total
$208.04$208.04$208.04 $208.04$208.04$208.04 $208.04$208.04$208.04 $208.04$208.04$208.04
$400.00$0.00$400.00 $400.00$400.00$400.00 $0.00$400.00$400.00 $400.00$400.00$800.00
$0.00$0.00$0.00 $200.00$300.00$0.00 $400.00$0.00$0.00 $175.67$175.67$375.67
$200.00$200.00$200.00 $200.00$200.00$200.00 $20,438.25$200.00$200.00
$187.63$187.63$187.63 $187.63$187.63$187.63 $187.63$187.63$187.63 $187.63$187.63$187.63
$100.41$100.41$100.41 $100.41$100.41$100.41 $100.41$100.41$100.41 $101.30$0.00
$115.24$115.24$115.24 $115.24$115.24$115.24 $115.24$115.24$115.24 $115.24$115.24$115.24
$0.00$173.77$173.77 $173.77$0.00$173.77 $173.77$173.77$173.77 $347.54$173.77$173.77
$250.00$250.00$0.00 $18,668.07$250.00
$192.33$192.33$192.33 $192.33$192.33$192.33 $192.33$192.33$192.33 $192.33$192.33$192.33
$180.00$0.00$180.00 $180.00$180.00$180.00 $0.00$180.00$180.00 $180.00$0.00$360.00
$162.79$162.79$162.79 $162.79$162.79$162.79 $162.79$162.79$162.79 $162.79$162.79$162.79
$200.00$200.00$200.00 $200.00$200.00$200.00 $200.00$200.00$200.00 $200.00$200.00$200.00
$154.43$154.43$154.43 $154.43$154.43$154.43 $154.43$154.43$154.43 $154.43$154.43$154.43
$2,350.87$1,944.64$2,274.64 $2,474.64$21,068.94$2,524.64 $22,332.89$2,274.64$2,274.64 $2,323.67$2,071.20$2,929.90
CITY OF ELK RIVER
P&I Collected
Monthly Detail in USD
FY 2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
January February March April May June July August September October November December
SERVICING MONTH [2020]
0K
10K
20K
TOTAL P&I COLLECTED$22,332.89
$21,068.94
$2,929.90$2,524.64 $2,474.64
$2,350.87
$2,323.67
$2,274.64$2,274.64$2,274.64
$2,071.20$1,944.64
P&I COLLECTED
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Source Com..Sub-Portfol..Loan #Address
Servicing Month
2020
Q1
January February March
Q2
April May June
Q3
July August September
Q4
October November December
ELK RIVER HRA REHAB 19-015204 1420 5TH ST NW
19-015206 870 VERNON AVE
19-015207 1205 4TH ST NW
19-015208 806 HOLT AVE NW
19-015209 609 GATES AVE NW
19-015210 501 6TH ST
19-015211 810 JACKSON AVE NW
19-015212 525 8TH ST NW
19-015214 730 JACKSON AVE NW
19-015215 606 JEFFERSON LN NW
19-015216 602 GATES AVE NW
19-015217 1811 MAIN ST
19-016434 19135 TROY STREET NW
19-016564 403 3RD ST NW
Grand Total
$176.68$174.13$173.77 $175.63$176.32$174.89 $176.76$176.38$177.04 $178.86$177.51$178.13
$327.03$0.00$328.19 $331.71$332.71$338.18 $0.00$331.99$337.07 $346.43$333.73$685.56
$0.00$0.00$0.00 $200.00$300.00$0.00 $400.00$0.00$0.00 $119.60$117.10$301.25
$141.01$136.53$136.13 $138.18$139.77$137.37 $20,377.67$139.01$140.58
$154.19$151.53$151.18 $152.97$153.73$152.25 $154.05$153.68$154.42 $156.17$154.77$155.47
$99.59$99.55$99.45 $99.87$99.81$99.62 $100.22$100.11$99.96 $101.14$0.00
$108.88$107.99$107.79 $108.81$108.83$108.19 $109.44$109.24$109.23 $110.24$110.04$109.84
$0.00$154.87$146.40 $152.14$0.00$150.19 $157.35$147.85$156.22 $317.66$160.23$152.23
$209.39$188.49$0.00 $18,616.23$210.28
$174.21$167.35$170.72 $172.94$179.67$170.21 $171.19$169.52$170.52 $170.33$171.88$174.78
$126.60$0.00$127.91 $129.71$132.61$130.63 $0.00$130.43$128.45 $126.83$0.00$266.65
$91.20$93.18$90.53 $92.38$94.32$139.80 $93.39$93.05$94.96 $96.62$94.07$95.95
$125.80$117.45$117.05 $165.77$121.30$115.65 $120.31$119.90$75.55 $124.09$123.68$123.28
$108.27$104.73$104.38 $106.18$107.38$105.46 $107.27$106.91$108.09 $109.86$108.01$109.15
$1,842.85$1,495.80$1,753.50 $2,026.29$20,562.68$2,032.72 $21,967.65$1,778.07$1,752.09 $1,856.69$1,652.16$2,352.29
CITY OF ELK RIVER
Principal Collected
Monthly Detail in USD
FY 2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
January February March April May June July August September October November December
SERVICING MONTH [2020]
$0K
$10K
$20K
TOTAL PRINCIPAL COLLECTED$21,967.65
$20,562.68
$2,352.29$2,032.72 $2,026.29 $1,856.69$1,842.85
$1,778.07$1,753.50
$1,752.09 $1,652.16$1,495.80
PRINCIPAL COLLECTED
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Source Com..Sub-Portfol..Loan #Address
Servicing Month
2020
Q1
January February March
Q2
April May June
Q3
July August Septem..
Q4
October Novem..Decemb..
ELK RIVER HRA REHAB 19-015204 1420 5TH ST NW
19-015206 870 VERNON AVE
19-015207 1205 4TH ST NW
19-015208 806 HOLT AVE NW
19-015209 609 GATES AVE NW
19-015210 501 6TH ST
19-015211 810 JACKSON AVE NW
19-015212 525 8TH ST NW
19-015214 730 JACKSON AVE NW
19-015215 606 JEFFERSON LN NW
19-015216 602 GATES AVE NW
19-015217 1811 MAIN ST
19-016434 19135 TROY STREET NW
19-016564 403 3RD ST NW
Grand Total
$31.36$33.91$34.27 $32.41$31.72$33.15 $31.28$31.66$31.00 $29.18$30.53$29.91
$72.97$0.00$71.81 $68.29$67.29$61.82 $0.00$68.01$62.93 $53.57$66.27$114.44
$0.00$0.00$0.00 $0.00$0.00$0.00 $0.00$0.00$0.00 $56.07$58.57$74.42
$58.99$63.47$63.87 $61.82$60.23$62.63 $60.58$60.99$59.42
$33.44$36.10$36.45 $34.66$33.90$35.38 $33.58$33.95$33.21 $31.46$32.86$32.16
$0.82$0.86$0.96 $0.54$0.60$0.79 $0.19$0.30$0.45 $0.16$0.00
$6.36$7.25$7.45 $6.43$6.41$7.05 $5.80$6.00$6.01 $5.00$5.20$5.40
$0.00$18.90$27.37 $21.63$0.00$23.58 $16.42$25.92$17.55 $29.88$13.54$21.54
$40.61$61.51$0.00 $51.84$39.72
$18.12$24.98$21.61 $19.39$12.66$22.12 $21.14$22.81$21.81 $22.00$20.45$17.55
$53.40$0.00$52.09 $50.29$47.39$49.37 $0.00$49.57$51.55 $53.17$0.00$93.35
$71.59$69.61$72.26 $70.41$68.47$22.99 $69.40$69.74$67.83 $66.17$68.72$66.84
$74.20$82.55$82.95 $34.23$78.70$84.35 $79.69$80.10$124.45 $75.91$76.32$76.72
$46.16$49.70$50.05 $48.25$47.05$48.97 $47.16$47.52$46.34 $44.57$46.42$45.28
$508.02$448.84$521.14 $448.35$506.26$491.92 $365.24$496.57$522.55 $466.98$419.04$577.61
CITY OF ELK RIVER
Interest COLLECTED
Monthly Detail in USD
FY 2020
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
January February March April May June July August September October November December
SERVICING MONTH [2020]
$0.00
$100.00
$200.00
$300.00
$400.00
$500.00
$600.00
INTEREST COLLECTED$365.24
$491.92 $466.98
$577.61
$496.57$506.26$508.02
$448.84 $448.35
$521.14 $522.55
$419.04
INTEREST COLLECTED
Monthly Detail
FY 2020
Source Company
ELK RIVER
DocuSign Envelope ID: 0AE46E8E-A68B-4BAF-B6FC-B49F79E32B50
Electronic Record and Signature Disclosure
Certificate Of Completion
Envelope Id: 0AE46E8EA68B4BAFB6FCB49F79E32B50 Status: Completed
Subject: FY 2020 Loan Servicing Report
Source Envelope:
Document Pages: 26 Signatures: 0 Envelope Originator:
Certificate Pages: 4 Initials: 0 Marco Landoni
AutoNav: Enabled
EnvelopeId Stamping: Enabled
Time Zone: (UTC-06:00) Central Time (US & Canada)
212 3rd Avenue North
Minneapolis, MN 55401
mlandoni@mncee.org
IP Address: 73.242.75.5
Record Tracking
Status: Original
1/26/2021 11:22:13 AM
Holder: Marco Landoni
mlandoni@mncee.org
Location: DocuSign
Signer Events Signature Timestamp
In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Collen Eddy
CEddy@elkrivermn.gov
Security Level: Email, Account Authentication
(None), Access Code Using IP Address: 156.99.27.161
Sent: 1/26/2021 11:26:50 AM
Viewed: 1/26/2021 11:29:18 AM
Electronic Record and Signature Disclosure:
Accepted: 10/13/2020 2:27:31 PM
ID: 67c87a9c-e1d7-4bb1-a15f-dad8f7079cec
Carbon Copy Events Status Timestamp
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps
Envelope Sent Hashed/Encrypted 1/26/2021 11:26:50 AM
Certified Delivered Security Checked 1/26/2021 11:29:18 AM
Completed Security Checked 1/26/2021 11:29:18 AM
Payment Events Status Timestamps
Electronic Record and Signature Disclosure
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