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4.2b ERMUSR 04-13-2021COMMISSIONPOLICY Section:Category: GovernanceDelegation to Management Policies Policy Reference:Policy Title: G.4i2Financial Reserves PURPOSE: With this policy, the Commission sets forth its expectations for the General Manager concerning the maintenance of POLICY: The General Manager shall ensure that ERMUmaintainscash reserves for its electric andwater utility enterprises thatarereasonable, prudent and necessary to: 1.Meet or exceed the requirements of all bond covenants 2.Demonstrate to rating agencies and investors that ERMUcredit worthy 3.Provide liquidity that is adequate, along withother risk-management measures, to ensure ongoing operation of the utility systems 4.Stabilize revenue requirements and customer rates 5.Manage the level of debt by fundinga portion of the capital investments In addition, the General Manager shallimplementaManagement Financial ReservesPolicythat sets forth the designated reserve funds to be maintained,along withtheir purposes andmethods for determining appropriate target levelsand requirements for internal controls, monitoring and reporting. Designated reserve funds may include, but are not limited to reserves restricted for debt service and unrestricted designated reserves. POLICY HISTORY: Adopted December 12, 2017 RevisedJuly 14, 2020 ______________________________________________________________________________ Page 1of1 228