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5.2 ERMUSR 08-11-2020UTILITIES COMMISSION MEETING TO:FROM: ERMU Commission Melissa Karpinski –Finance Manager MEETING DATE: AGENDA ITEM NUMBER: August 11, 2020 5.2 SUBJECT: 2020 SecondQuarter Delinquent Items ACTION REQUESTED: Approve the 2020second quarter delinquent items submitted. BACKGROUND: Second quarter delinquent items are presented for your review. We have previously reported on four different categories of delinquents as follows: Assessments are delays in collecting the money owed and areassessed to the property th taxes in the fall. Please note this number will only be presented in the 4 quarter. Collections amounts are those we send to the collection agency to try and collect after we have exhausted all our internal collection efforts. We receive 70% of amounts collected after the agency receives their split. Revenue Recapture (RR) is the program through the state where funds are collected from individuals’ tax refunds and remitted to us, with the balance (if any) remitted to the individual. It presents an opportunity to collect funds rather than splitting with a collection agency or having to write them off completely. There is a six-yearlimit for keeping items on RR and if uncollected at this time, amounts are removed and written off. Write Offs are amounts removed from the books with no further collection efforts being extended. DISCUSSION: Available for review are the recap comparisons with last year, identifying the categories and amounts for each quarter and the running totals. Regarding the second quarter totals: The amounts listed for assessments culminate in the fourth quarter and include items previously submitted to other collection services. If not collected, they are removed and assessed. The assessment amount for 2020 is $0.00 as there has been not activity yet for this year. The amounts submitted only to Collection Agencies for 2020 is $0. (Please note that amounts submitted to Revenue Recapture were also submitted to Collection Agencies.) The amounts submitted to Revenue Recapture were less than the prior year. The Q2 2020 RR amount is $5,016.46. We have collected a total of $5,203.80 from RR in Q2 2020. ______________________________________________________________________________ Page 1 of 2 69 Write Offs for Q2 2020 of $7,621.65 which is higher thanthe prior year. The biggest impact to the Write-Offs is due to the removal of items from the RR program because of the six-year limit mandated by the state. We have had to remove, and write-off, a total of $7,770.59from RR in Q2 2020. The attached report listing shows those dollarssubmitted to both the Collection Agency and RR. The second quarter totals are $5,016.46. To break these totals down by provider it is $4,163.34 for Electric; $382.92 for Franchise Fees; $168.46 for Sewer; $166.74 for Trash; $85.46 for Water; and $49.54 for Storm Water. The amount for second quarter Write-Offs is $7,621.65 which includes: small balances of $18.64, amounts removed from RR meeting the six-year limit with the state program of $7,770.59 and other write-offs of ($167.58). Our allowance for doubtful accounts (a reserve for bad debt/write-offs) is $25,605 or .06% uncollectible accounts per revenue dollar. According to the American Public Power Association’s most recent published standard ratios (2017), the industry standard is between .17% and .40%. Interestingly, the Northern/Central Plains average is .18%. Our totals for the year are below the national average, at .029%. ATTACHMENTS: 2020 Second Quarter Delinquent Items Comparison 2020 Second Quarter Delinquent Items Submitted ______________________________________________________________________________ Page 2 of 2 70 Delinquent Items Comparisons Rev Collection Revenue Recap/Coll Rev Recap YearQuarterAssessmentsAgencyRecaptureAgenWrite-OffsPmts 20171 - - 5,739.46 5,739.46 (18.07) 12,149.77 20172 - 730.50 8,617.58 9,348.08 358.05 6,595.05 20173 - - 8,319.80 8,319.80 (34.28) 5,308.24 20174 8,352.84 180.40 10,344.56 10,524.96 2,272.12 1,472.34 20181 - - 9,644.99 9,644.99 3,383.61 9,374.71 20182 - - 6,945.51 6,945.51 1,933.72 3,293.10 20183 - - 6,233.11 6,233.11 5,047.62 1,496.85 20184 10,301.48 - 10,292.97 10,292.97 3,206.46 1,258.91 20191 - - 2,911.46 2,911.46 2,444.35 10,447.26 20192 - 85.77 8,267.42 8,353.19 3,755.56 8,258.66 20193 - - 6,750.81 6,750.81 1,962.21 1,855.27 20194 4,743.53 - 5,708.23 5,708.23 3,833.53 1,172.73 20201 - - 2,707.86 2,707.86 5,537.23 8,315.08 20202 - 5,016.46 5,016.46 7,621.65 5,203.80 Quarterly Write-Offs by Year 9,000 8,000 7,000 6,000 Quarter 1 5,000 2 4,000 3 3,000 4 2,000 1,000 0 2017201820192020 Quarterly Amts Submitted for Collection by Year 12,000 10,000 Quarter 8,000 1 6,000 2 3 4,000 4 2,000 0 2017201820192020 71 Rev Recap to Write-Off Comparison 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0 2017201820192020 Values Total Submitted to RRTotal RR PmtsTotal Write-Offs Total Write-Offs Total Assessments 14,000 14,000 12,000 12,000 10,000 10,000 2017 2017 8,000 8,000 2018 2018 6,000 6,000 2019 2019 2020 4,0002020 4,000 2,0002,000 00 20172018201920202017201820192020 Year Year 72 73