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5.2 ERMUSR 08-08-2023______________________________________________________________________________ Page 1 of 2 UTILITIES COMMISSION MEETING TO: ERMU Commission FROM: Melissa Karpinski – Finance Manager MEETING DATE: August 8, 2023 AGENDA ITEM NUMBER: 5.2 SUBJECT: 2023 Second Quarter Delinquent Items ACTION REQUESTED: Approve the 2023 second quarter delinquent items submitted. BACKGROUND: Second quarter delinquent items are presented for your review. We have previously reported on four different categories of delinquents as follows: • Assessments are delays in collecting the money owed and are assessed to the property taxes in the fall. Please note this number will only be presented in the fourth quarter. • Collections amounts are those we send to an agency to try and collect after we have exhausted all our internal efforts. We receive 70% of amounts collected after the agency receives their split. • Revenue Recapture (RR) is the program through the state where funds are collected from individuals’ tax refunds and remitted to us, with the balance (if any) remitted to the individual. It presents an opportunity to collect funds rather than splitting with a collection agency or having to write them off completely. There is a six-year limit for keeping items on RR and if uncollected at this time, amounts are removed and written off. • Write Offs are amounts removed from the books with no further collection efforts being extended. DISCUSSION: I have for review recap comparisons with last year, identifying the categories and amounts for each quarter and the running totals. Regarding the second quarter totals: • The amounts listed for assessments culminate in the fourth quarter and include items previously submitted to other collection services, and if not collected, are removed and assessed. The assessment amount for 2023 is $0.00 as there has been no activity yet for this year. • The amounts submitted only to Collection Agencies for 2023 is $520.00. (Please note that amounts submitted to Revenue Recapture were also submitted to Collection Agencies.) 77 ______________________________________________________________________________ Page 2 of 2 • The amounts submitted to Revenue Recapture were less than the prior year. The Q2 2023 RR amount is $5,379.18. We have collected a total of $3,449.26 from RR in Q2 2023. • Write Offs for Q2 2023 of $22,049.08 is significantly more than the prior year. The biggest impact to the Write Offs is from the removal of old account balances due to a six-year limit mandated by the state. We have had to remove, and write off, a total of $20,438.38 in Q2 2023. The attached report listing shows those dollars submitted to both the Collection Agency and RR. The second quarter totals are $5,379.18. To break these totals down by provider, it is $4,927.18 for Electric, $285.81 for Franchise Fees, $25.24 for Sewer, $103.72 for Trash, $12.99 for Water and $24.24 for Storm Water. The amount for second quarter Write Offs is $22,049.08 which includes: amounts removed due to the six-year limit with the state of $20,438.38, bankruptcies of $1,173.65, deceased amounts of $334.39, and small balances of $102.66. Our allowance for doubtful accounts (a reserve for bad debt/write offs) is $25,605 or .05% uncollectible accounts per revenue dollar. According to the American Public Power Association’s most recent published standard ratios (2021) the industry standard is between .15% and 1.49%. Interestingly, the Northern/Central Plains average is .15%. Our totals for the year are below the national average, at .11%. ATTACHMENTS: • 2023 Second Quarter Delinquent Items Comparison • 2023 Second Quarter Delinquent Items Submitted 78 Delinquent Items Comparisons Year Quarter Assessments Collection  Agency Revenue  Recapture Rev  Recap/Coll  Write‐Offs Rev Recap  Pmts 2019 1 ‐                   ‐                   2,911.46         2,911.46         2,444.35         10,447.26        2019 2 ‐                   85.77               8,267.42         8,353.19         3,755.56         8,258.66          2019 3 ‐                   ‐                   6,750.81         6,750.81         1,962.21         1,855.27          2019 4 4,743.53         ‐                   5,708.23         5,708.23         3,833.53         1,172.73          2020 1 ‐                   ‐                   2,707.86         2,707.86         5,537.23         8,315.08          2020 2 ‐                   ‐                   5,016.46         5,016.46         7,621.65         5,203.80          2020 3 ‐                   ‐                   3,447.14         3,447.14         2,262.18         2,022.43          2020 4 11,324.36       ‐                   5,668.90         5,668.90         5,464.99         1,424.25          2021 1 ‐                   ‐                   2,600.71         2,600.71         1,362.30         5,875.40          2021 2 ‐                   ‐                   3,802.55         3,802.55         1,559.69         1,841.70          2021 3 ‐                   ‐                   4,085.99         4,085.99         2,482.70         2,132.85          2021 4 13,572.01       ‐                   6,532.49         6,532.49         1,819.22         2,784.22          2022 1 ‐                   ‐                   6,446.46         6,446.46         1,405.27         6,749.22          2022 2 ‐                   ‐                   7,547.92         7,547.92         2,402.70         3,648.77          2022 3 ‐                   ‐                   15,900.91       15,900.91       4,364.37         2,285.05          2022 4 9,042.25         ‐                   6,796.66         6,796.66         6,008.66         167.94              2023 1 ‐                   520.00             7,160.11         7,680.11         1,961.37         7,179.17          2023 2 ‐                   ‐                   5,379.18         5,379.18         22,049.08       3,449.26          0 5,000 10,000 15,000 20,000 25,000 2019 2020 2021 2022 2023 Quarterly Write‐Offs by Year 1 2 3 4 Quarter 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000 18,000 2019 2020 2021 2022 2023 Quarterly Amts Submitted for  Collection by Year   1 2 3 4 Quarter 79 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 2019 2020 2021 2022 2023 Total  Assessments 2019 2020 2021 2022 2023 Year 0 2,500 5,000 7,500 10,000 12,500 15,000 17,500 20,000 22,500 25,000 2019 2020 2021 2022 2023 Total  Write‐Offs 2019 2020 2021 2022 2023 Year 0 5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 2019 2020 2021 2022 2023 Rev Recap to Write ‐Off Comparison Total Submitted to RR Total RR Pmts Total Write‐Offs Values 80 Agency Serv Addr Provider Total AR B75 5TH ST NW 1ERUE 79.24$         B75 5TH ST NW 2ERUW 12.99$         B75 5TH ST NW 3CTYS 25.24$         B75 5TH ST NW 6CTYF 2.86$           B75 5TH ST NW 7CTYS 4.29$           B 1115 SCHOOL ST NW APT 14 1ERUE 110.33$       B 1115 SCHOOL ST NW APT 14 6CTYF 17.82$         B 1227 SCHOOL ST NW APT 307 1ERUE 236.46$       B 1227 SCHOOL ST NW APT 307 6CTYF 27.72$         B 814 PROCTOR AVE NW APT 3G 1ERUE 97.92$         B 814 PROCTOR AVE NW APT 3G 6CTYF 26.27$         B 1105 LIONS PARK DR NW APT 319 1ERUE 174.12$       B 1105 LIONS PARK DR NW APT 319 6CTYF 23.35$         B 1105 LIONS PARK DR NW APT 321 1ERUE 300.17$       B 1105 LIONS PARK DR NW APT 321 6CTYF 24.29$         B 10970 178TH AVE NW 1ERUE 88.52$         B 10970 178TH AVE NW 6CTYF 11.12$         B 1105 LIONS PARK DR NW APT 110 1ERUE 250.00$       B 1105 LIONS PARK DR NW APT 110 6CTYF 10.97$         B 19101 ZEBULON ST NW 1ERUE 1,655.33$   B 19101 ZEBULON ST NW 4CTYT 45.94$         B 19101 ZEBULON ST NW 6CTYF 15.84$         B 19101 ZEBULON ST NW 7CTYS 7.76$           B 17250 TWIN LAKES RD NW 106 1ERUE 67.00$         B 17250 TWIN LAKES RD NW 106 6CTYF 16.01$         B 13631 186TH AVE NW 1ERUE 510.55$       B 13631 186TH AVE NW 4CTYT 57.78$         B 13631 186TH AVE NW 6CTYF 17.28$         B 13631 186TH AVE NW 7CTYS 8.47$           B 1227 SCHOOL ST NW APT 110 1ERUE 224.14$       B 1227 SCHOOL ST NW APT 110 6CTYF 13.43$         B 18681 CLEVELAND ST NW 1ERUE 51.39$         B 18681 CLEVELAND ST NW 6CTYF 7.56$           B 18681 CLEVELAND ST NW 7CTYS 3.72$           B 19522 HOLT ST NW APT 308 1ERUE 369.33$       B 19522 HOLT ST NW APT 308 6CTYF 22.85$         B 15667 88TH ST NE 319 1ERUE 57.81$         B 1105 LIONS PARK DR NW APT 316 1ERUE 287.46$       B 1105 LIONS PARK DR NW APT 316 6CTYF 24.99$         B 10653 172ND AVE NW APT 302 1ERUE 346.73$       B 10653 172ND AVE NW APT 302 6CTYF 21.78$         B 365 BALDWIN AVE NW APT 103 1ERUE 20.68$         B 365 BALDWIN AVE NW APT 103 6CTYF 1.67$           5,379.18$  Total 81