April 7, 2025, Housing and Redevelopment Authority Packet
Housing and Redevelopment
Authority
Regular Meeting
Agenda
Monday, April 7, 2025
5:30 PM
Elk River City Hall
▪ Regular meeting in Council Chambers
▪ Work Session meeting in Upper Town Conference Room immediately following regular meeting
1. CALL MEETING TO ORDER
2. PLEDGE OF ALLEGIANCE
3. CONSIDER AGENDA
4. CONSENT AGENDA
Considered to be routine and noncontroversial and will be approved by one motion. There will be no separate discussion of
these items unless there is a request to remove the item from the consent agenda to the regular agenda.
4.1 Draft Minutes - March 3, 2025
4.2 Check Register
4.3 Balance Sheet
4.4 Revenue/Expenditure Reports
5. OPEN FORUM
An opportunity to provide comments and feedback regarding items not on the agenda. Information provided in Open Forum
will not be discussed at this meeting; rather, the information will be referred to staff and/or scheduled for discussion at a
future meeting.
6. GENERAL BUSINESS
Items in which the information is presented by city staff or consultants, then deliberation and action occur. General Business
items are not opportunities to receive or provide public input. However, the presiding officer may, at its sole discretion,
solicit public feedback.
6.1 Housing Rehabilitation Loan Program Update
6.2 Commissioner Compensation
6.3 State Affordable Housing Aid Disbursement Framework
6.4 General Updates
7. MOTION TO ADJOURN REGULAR MEETING
Page 1 of 15
DRAFTMeeting of the Housing and
Redevelopment Authority
Held at the Elk River City Hall
Monday, March 3, 2025
Members Present: Commissioner Dennis Chuba, Commissioner Nate Ovall, Commissioner Lynn
Caswell, Commissioner Mel Beaudry, Mayor John Dietz
Members Absent: None
Staff Present: Economic Development Director Brent O'Neil, Economic Development Specialist
Joshua Mollan, and Recording Secretary Jennifer Green
1.CALL MEETING TO ORDER
Pursuant to due call and notice thereof, the meeting was called to order at 5:30 p.m.
2.PLEDGE OF ALLEGIANCE
The Pledge of Allegiance was recited.
3.CONSIDER AGENDA
Moved by Commissioner Ovall and seconded by Commissioner Dietz to approve the
agenda. Motion carried 5-0.
4.CONSENT AGENDA
Moved by Commissioner Dietz and seconded by Commissioner Caswell to approve the
following consent items as outlined in their respective staff reports. Motion carried 5-0.
4.1 Draft Minutes - February 3, 2025
4.2 Check Register
4.3 Balance Sheet
4.4 Revenue/Expenditure Reports
5.OPEN FORUM
No one appeared for Open Forum.
6.GENERAL BUSINESS
Page 2 of 15
DRAFT
Housing and Redevelopment Authority Minutes
March 3, 2025
---------
Page 2 of 3
6.1 Housing Rehabilitation Loan Program Update
Mr. Mollan presented the staff report. He stated that the staff are considering another marketing mailer
inserted in ERMU bills along with a Star News spring home improvement ad. He explained to
Commissioner Ovall the figures from 2024 loans issued, which was presented at the February meeting.
6.2 General Updates
Mr. O'Neil stated the downtown study is nearing completion. He noted that one thing among the
discussion is public amenities such as a public restroom and that the HRA commission may need to be
part of that future planning, including financial participation requests.
Mr. O'Neil asked the commission to think about the next big project the HRA should take on.
Mr. O'Neil reported that Sherburne County is considering a similar loan program as the HRA's rehab
loan program; the term would be shorter, and it would likely be geared towards bringing a house into
salable condition. Eligibility would be county-wide and could serve those properties outside Elk River's
urban service district. He indicated available funds are anticipated to be around $150,000 for the first
year with the county applying for a state program loan match.
7. MOTION TO ADJOURN REGULAR MEETING
Moved by Commissioner Caswell and seconded by Commissioner Dietz to adjourn the
regular meeting at 5:40 p.m. and go into worksession. Motion carried 5-0.
8. WORK SESSION
Chair Chuba called the work session to order at 5:45 p.m.
8.1 Summary of Sherburne County Housing Study
Mr. Mollan presented the commission with a handout and excerpts from the 2024 Sherburne County
Housing Study. He stated staff will also provide a brief presentation to the city council at a future
meeting.
Some of the staff's takeaways were regarding senior housing needs and the rental market, noting
neither required the HRA to take any action at this time.
8.2 Discuss Statewide Affordable Housing Aid Program
Mr. O'Neil presented the staff report and discussed the options the HRA could take with regard to
allocating the city's allowed funds from the Statewide Affordable Housing Aid program. He noted the
city of Big Lake has decided to partner with Sherburne County Social Services and supplement the
budgets of their programs, specifically towards funds for emergency rental assistance. Mr. O'Neil stated
the option to also partner with Sherburne County is a possibility if we aren't able to find or create our
own program for these funds.
Commissioner Ovall wondered if these funds could be used to aid first-time home buyers, providing
more affordable housing opportunities and incentivizing builders to offer lower-cost options for new
home buyers. He also wondered if the funds could be used for updating sewer pipes and electrical
wiring to improve a home's safety and increase housing stock by bringing older homes onto the
market.
Page 3 of 15
DRAFT
Housing and Redevelopment Authority Minutes
March 3, 2025
---------
Page 3 of 3
Commissioner Caswell suggested the funds be used to assist the homeless population in finding
temporary or permanent housing, and if the county could use these funds for homelessness.
Mr. O'Neil indicated staff would research those suggestions.
9. MOTION TO ADJOURN
Moved by Commissioner Ovall and seconded by Commissioner Dietz to adjourn the
worksession. Motion carried 5-0.
The meeting adjourned at 6:17 p.m.
Minutes prepared by Jennifer Green.
_________________
Denny Chuba, Chair
___________________
Tina Allard, City Clerk
Page 4 of 15
CITY OF ELK RIVER Unpaid Invoice Report - HRA Page: 1
Report dates: ALL-ALL Apr 03, 2025 02:08PM
Report Criteria:
Invoice Detail.GL account = {>=} "910"
Invoice Detail.GL account = {<=} "920"
Invoice Sequence Description Type Invoice Due Invoice Net Invoice GL Account
Number Number Date Date Amount Check Amount Number
CITY OF ELK RIVER
910
02-2025 HRA 1 HRA SALARIES - FEB 2025 Invoice 03/31/2025 04/07/2025 6,652.73 6,652.73 910-4-6100-4101
03-2025 HRA 1 HRA SALARIES - MAR 2025 Invoice 03/31/2025 04/07/2025 6,652.74 6,652.74 910-4-6100-4101
02-2025 HRA 2 HRA SALARIES - FEB 2025 Invoice 03/31/2025 04/07/2025 498.95 498.95 910-4-6100-4104
03-2025 HRA 2 HRA SALARIES - MAR 2025 Invoice 03/31/2025 04/07/2025 498.96 498.96 910-4-6100-4104
02-2025 HRA 3 HRA SALARIES - FEB 2025 Invoice 03/31/2025 04/07/2025 412.47 412.47 910-4-6100-4105
03-2025 HRA 3 HRA SALARIES - MAR 2025 Invoice 03/31/2025 04/07/2025 412.47 412.47 910-4-6100-4105
02-2025 HRA 4 HRA SALARIES - FEB 2025 Invoice 03/31/2025 04/07/2025 96.46 96.46 910-4-6100-4107
03-2025 HRA 4 HRA SALARIES - MAR 2025 Invoice 03/31/2025 04/07/2025 96.46 96.46 910-4-6100-4107
02-2025 HRA 5 HRA SALARIES - FEB 2025 Invoice 03/31/2025 04/07/2025 963.60 963.60 910-4-6100-4108
03-2025 HRA 5 HRA SALARIES - MAR 2025 Invoice 03/31/2025 04/07/2025 963.60 963.60 910-4-6100-4108
02-2025 HRA 6 HRA W/C JAN/MAR 2025 Invoice 03/31/2025 04/07/2025 87.00 87.00 910-4-6100-4109
03-2025 HRA 6 HRA W/C APR/JUN 2025 Invoice 03/31/2025 04/07/2025 87.00 87.00 910-4-6100-4109
Total 17440 CITY OF ELK RIVER: 17,422.44 17,422.44
Total 910: 17,422.44 17,422.44
Total : 17,422.44 17,422.44
Grand Totals: 17,422.44 17,422.44
Summary by General Ledger Account Number
GL Account Number Debit Credit Net
910-4-6100-4101 13,305.47 .00 13,305.47
910-4-6100-4104 997.91 .00 997.91
910-4-6100-4105 824.94 .00 824.94
910-4-6100-4107 192.92 .00 192.92
910-4-6100-4108 1,927.20 .00 1,927.20
910-4-6100-4109 174.00 .00 174.00
Grand Totals: 17,422.44 .00 17,422.44
Summary by General Ledger Posting Period
GL Posting Period Debit Credit Net
00/00 17,422.44 .00 17,422.44
Grand Totals:
17,422.44 .00 17,422.44
Page 5 of 15
CITY OF ELK RIVER
BALANCE SHEET
MARCH 31, 2025
FUND 910 - HRA
ASSETS
910-1000 CASH - HRA 1,420,460.52
910-1010 HRA FUND CASH ( 1,393.19)
910-1190 LOANS RECEIVABLE 192,957.17
910-1193 FORGIVABLE LOAN 75,000.00
910-1194 ALLOW FOR FORGIVABLE LOAN ( 75,000.00)
910-1195 NOTE RECEIVABLE 400,000.00
910-1310 DUE FROM OTHER FUNDS 152,710.43
TOTAL ASSETS
2,164,734.93
LIABILITIES AND EQUITY
FUND EQUITY
910-2400 FUND BALANCE 2,176,896.63
REVENUES OVER EXPENDITURES - YTD ( 12,161.70)
TOTAL FUND EQUITY 2,164,734.93
TOTAL LIABILITIES & EQUITY 2,164,734.93
Page 6 of 15
CITY OF ELK RIVER
REVENUES WITH COMPARISON TO BUDGET
FOR THE 3 MONTHS ENDING MARCH 31, 2025
HRA
PERIOD ACTUAL YTD ACTUAL BUDGET UNEARNED PCNT
FOR ADMINISTRATION USE ONLY 25 % OF THE FISCAL YEAR HAS ELAPSED 04/03/2025 01:30PM PAGE: 1
DEPARTMENT 0000
910-3-0000-3111 PROPERTY TAXES .00 .00 439,950.00 439,950.00 .0
910-3-0000-3621 INTEREST INCOME 717.84 1,525.58 5,000.00 3,474.42 30.5
TOTAL DEPARTMENT 0000 717.84 1,525.58 444,950.00 443,424.42 .3
TOTAL FUND REVENUE 717.84 1,525.58 444,950.00 443,424.42 .3
Page 7 of 15
CITY OF ELK RIVER
EXPENDITURES WITH COMPARISON TO BUDGET
FOR THE 3 MONTHS ENDING MARCH 31, 2025
HRA
PERIOD ACTUAL YTD ACTUAL BUDGET UNEXPENDED PCNT
FOR ADMINISTRATION USE ONLY 25 % OF THE FISCAL YEAR HAS ELAPSED 04/03/2025 01:30PM PAGE: 2
HOUSING & DEVELOPMENT
910-4-6100-4101 REGULAR PAY .00 5,987.47 87,200.00 81,212.53 6.9
910-4-6100-4104 PERA .00 449.06 6,550.00 6,100.94 6.9
910-4-6100-4105 FICA .00 389.95 5,400.00 5,010.05 7.2
910-4-6100-4107 MEDICARE .00 91.20 1,250.00 1,158.80 7.3
910-4-6100-4108 INSURANCE .00 1,683.60 17,000.00 15,316.40 9.9
910-4-6100-4109 WORKERS COMP .00 .00 450.00 450.00 .0
910-4-6100-4201 OFFICE SUPPLIES .00 .00 50.00 50.00 .0
910-4-6100-4219 OPERATING SUPPLIES .00 .00 500.00 500.00 .0
910-4-6100-4304 LEGAL FEES .00 .00 6,500.00 6,500.00 .0
910-4-6100-4319 PROFESSIONAL SERVICES .00 .00 27,000.00 27,000.00 .0
910-4-6100-4322 POSTAGE .00 .00 50.00 50.00 .0
910-4-6100-4331 TRAVEL, CONFERENCES & SCHOOLS .00 .00 200.00 200.00 .0
910-4-6100-4349 ADVERTISING/MARKETING .00 .00 9,500.00 9,500.00 .0
910-4-6100-4359 PUBLISHING .00 86.00 300.00 214.00 28.7
910-4-6100-4401 BLDG REPAIR/MAINT SERVICES .00 .00 4,000.00 4,000.00 .0
910-4-6100-4404 SOFTWARE SERVICES .00 .00 6,500.00 6,500.00 .0
910-4-6100-4409 CONTRACTUAL SERVICES 66.00 5,000.00 27,000.00 22,000.00 18.5
910-4-6100-4433 DUES & SUBSCRIPTIONS .00 .00 2,500.00 2,500.00 .0
910-4-6100-4440 MISCELLANEOUS .00 .00 200,000.00 200,000.00 .0
910-4-6100-4721 TRANSFER-GENERAL FUND .00 .00 39,000.00 39,000.00 .0
910-4-6100-4735 TRANSFER-EDA .00 .00 4,000.00 4,000.00 .0
TOTAL HOUSING & DEVELOPMENT 66.00 13,687.28 444,950.00 431,262.72 3.1
TOTAL FUND EXPENDITURES 66.00 13,687.28 444,950.00 431,262.72 3.1
NET REVENUE OVER EXPENDITURES 651.84 ( 12,161.70) .00 12,161.70 .0
Page 8 of 15
The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.1
Meeting Date
April 7, 2025
Prepared By
Joshua Mollan, Economic Development Specialist
Item Description
Housing Rehabilitation Loan Program Update
Reviewed by
Brent O'Neil
Cal Portner
Action Requested
Receive updates on the Housing Rehabilitation Loan Program.
Background/Discussion
CEE reports that all accounts are current, and the HRA's portfolio is performing as expected with no
delinquencies or late payments. There have been no new loans issued during this period, and $150,000 is
available for new loan disbursements in 2025.
Staff plans to run an ad for the program in the Spring Home Improvement section of the Star News.
Staff will visit the CEE office later this month to coordinate with CEE staff, review the current program, and
discuss marketing collaboration efforts.
Financial Impact
N/A
Mission/Policy/Goal
Improve housing stock by offering incentives or programs to repair or maintain residential properties.
Attachments
None
Page 9 of 15
The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.2
Meeting Date
April 7, 2025
Prepared By
Brent O'Neil, Economic Development Director
Item Description
Commissioner Compensation
Reviewed by
Brent O'Neil
Cal Portner
Action Requested
Approve, by motion, a resolution authorizing commissioner compensation.
Background/Discussion
During its review of governing documents at the annual meeting in February, the HRA recommended that
commissioners begin receiving compensation for serving on the HRA. Staff was asked to research and finalize
the necessary actions to implement commissioner pay. Guidance from the board centered around monthly
compensation of $75, or $900 annually.
Upon our review with counsel, it is advised that compensation be linked to meeting attendance to align with
the statute on HRA pay. As the board supported $900 in annual payments, the recommendation is to pay
commissioners $75 per meeting attended, regular or special, up to $900 per year.
As HRA funds will be the sole source of pay, counsel has advised that the HRA can initiate and authorize this
expenditure without further action needed by the City Council.
Financial Impact
Up to $3,500 in expenditures from the current fund balance for 2025, and a projected budget item of $4,500
going forward.
Mission/Policy/Goal
Support the growth and development of the community.
Attachments
1. Resolution Approving Compensation for HRA Commissioners
Page 10 of 15
City of Elk River
Housing and Redevelopment Authority
Resolution 25-02
A Resolution Approving Compensation for HRA Commissioners
WHEREAS, pursuant to the authority granted in Minnesota Statutes, Chapter 469, the City
of Elk River, Sherburne County, Minnesota (the “City”) established the Housing and
Redevelopment Authority in and for the City of Elk River, Minnesota (“HRA”) to serve the City
for the purposes as prescribed in Minnesota Statutes, Section 469.001, as amended; and
WHEREAS, Minnesota Statutes, Section 469.011, Subdivision 4 provides that each
commissioner of a housing and redevelopment authority “may be paid up to $75.00 for attending
each regular and special meeting of the authority”; and
WHEREAS, the HRA desires to pay its commissioners; and
WHEREAS, commencing May 1, 2025, commissioners of the HRA will begin receiving
payment at the rate of $75.00 for attending each regular and special meeting of the HRA, in an
amount not to exceed $900 per year; and
WHEREAS, adoption of this resolution will formally approve payment of compensation
to the HRA Commissioners.
NOW, THEREFORE BE IT RESOLVED by the Housing and Redevelopment
Authority in and for the City of Elk River, Minnesota that commencing May 1, 2025, HRA
commissioners shall be paid at the rate of $75.00 for attending each regular and special meeting
of the authority, in an amount not to exceed $900 per year.
Passed and adopted this 7th day of April, 2025.
______________________________________
Denny Chuba, President
ATTEST:
_______________________________
Brent O’Neil
Executive Director
The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.3
Meeting Date
April 7, 2025
Prepared By
Brent O'Neil, Economic Development Director
Item Description
State Affordable Housing Aid Disbursement
Framework
Reviewed by
Cal Portner
Action Requested
This item is presented for information and discussion purposes.
Background/Discussion
Following recent board discussions on how to best utilize the city's allotment of funds awarded under the
Statewide Affordable Housing Aid program, staff have developed a draft framework for utilizing the funds. To
date, $188,126 has been received by the city, and a smaller receipt of $42,592 has been confirmed for 2025.
While future ongoing annual allocations of approximately $45,000 are expected, the distributions are
determined annually by the state. This framework focuses on funds that have been certified by the state for
disbursement to cities, and the HRA can maintain the flexibility to adjust the plan as future allocations come
in.
Through the current horizon of funding secured, and with the intent of disbursing these funds in a relatively
balanced way over the next three to four years, the draft framework is proposed as follows:
▪ $25,000 to Habitat for Humanity to fund a portion of lot acquisition. Habitat would secure the lot with
additional funding sources.
▪ $58,126 to supplement Sherburne County's Health and Human Services programs for eligible expenses
and housing needs which occur within Elk River, which may include emergency homelessness aid.
▪ $75,000 to HRA-initiated programs such as emergency repairs or expansion of the home rehabilitation
program.
▪ $72,592 to be held for a determination on disbursement at a later time, allowing for adaptability as
needed, which may include future Habitat lots.
Upon feedback and consensus from the board, approvals will be presented to the HRA in May for the Habitat
and Sherburne County items, with refinements on HRA-led programs to be considered by July for
implementation in the second half of 2025.
Page 12 of 15
Financial Impact
N/A
Mission/Policy/Goal
Provide and support suitable housing for the community.
Attachments
1. SAHA Framework Draft
Page 13 of 15
DRAFT/ Framework for Use of Statewide Affordable Housing Aid in Elk River through 2029 4/2/25
Proposed Spending Plan Based on Expense
Habitat: $25,000 to Habitat for Humanity to acquire a lot for a new home, with home being built in
partnership with the school district. Habitat typically provides housing to a family in the 30-80% AMI
range. As much as a two-year lead time is needed between securing a lot and placing the home. Also
consider a multi-year arrangement to fund additional lots and homes.
County Partnership: $58,126 agreement with Sherburne County for to be modeled on Big Lake’s
agreement with Sherburne County. These funds would supplement existing Health and Human Services
department programs.
HRA Programming: $75,000 to be reserved for HRA-led programming. Specific program parameters will
need to be further developed by the board. The funding could be marked for expensing over multiple
years so there is a relatively equal distribution of funds per year, potentially up to $20,000 per year
through 2028. Some ideas the board has focused on are expanding the Rehab Loan program, providing
support to first-time homebuyers, offsetting costs of emergency repairs, safety improvements, rental
housing improvements, development grants.
Unallocated: A portion of the total funds, $72,592, would be unallocated to allow for flexibility and/or to
supplement existing spending areas. As the spending deadline approaches for each allocation of funding
(ie Dec. 31, 2027 for 2023 allocations), the city and HRA may return unspent funds to the state or turn
them over to a housing trust fund, in which case those funds will be considered spent per statute.
Proposed Source Year Funds Based on Funding Year Deadline
Funds deadline of December 31, 2027 - $94,063 (2023 allocation)
$25,000 to Habitat for Humanity for 2025/2026 property acquisition
$29,063 to Sherburne County Social Services Housing
$40,000 to HRA-related initiatives/programming
Funds deadline of December 31, 2028 - $94,063 (2024 allocation)
$29,063 to Sherburne County Social Services Housing
$35,000 to HRA-related initiatives/programming
$30,000 deferred/unallocated for flexibility through 2028
Funds deadline of December 31, 2029 - $42,592 (2025 allocation)
$42,592 deferred/unallocated for flexibility through 2029
Page 14 of 15
The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.4
Meeting Date
April 7, 2025
Prepared By
Brent O'Neil, Economic Development Director
Item Description
General Updates
Reviewed by
Cal Portner
Action Requested
This item is presented for information and discussion purposes.
Background/Discussion
This item is an opportunity to discuss relevant topics and other non-action items of the board.
Financial Impact
N/A
Mission/Policy/Goal
The goal of the HRA is to promote certain housing and redevelopment projects.
Attachments
None
Page 15 of 15