08-04-2025 HRA Packet
Housing and Redevelopment
Authority
Regular Meeting, Work Session,
&
Closed Meeting
Agenda
Monday, August 4, 2025
5:30 PM
Elk River City Hall
▪ Regular meeting in Council Chambers
▪ Work Session and Closed meeting in Upper Town Conference Room immediately following regular
meeting
1. CALL MEETING TO ORDER
2. PLEDGE OF ALLEGIANCE
3. CONSIDER AGENDA
4. CONSENT AGENDA
Considered to be routine and noncontroversial and will be approved by one motion. There will be no separate discussion of
these items unless there is a request to remove the item from the consent agenda to the regular agenda.
4.1 Draft HRA Minutes - July 7, 2025
4.2 Check Register
4.3 Balance Sheet
4.4 Revenue/Expenditure Reports
5. OPEN FORUM
An opportunity to provide comments and feedback regarding items not on the agenda. Information provided in Open Forum
will not be discussed at this meeting; rather, the information will be referred to staff and/or scheduled for discussion at a
future meeting.
6. GENERAL BUSINESS
Items in which the information is presented by city staff or consultants, then deliberation and action occur. General Business
items are not opportunities to receive or provide public input. However, the presiding officer may, at its sole discretion,
solicit public feedback.
6.1 Satisfaction of Mortgage - Stimpson
6.2 Housing Rehabilitation Loan Program Update
6.3 Presentation from Main Street Family Services and Sherburne County Health and Human Services
7. MOTION TO ADJOURN REGULAR MEETING
8. WORK SESSION
Work Sessions are less formal meetings to encourage dialog. Official action or votes are not typically taken. At the
conclusion of a discussion, a simple consensus provides staff direction for execution of the item. This portion of the agenda
is audio recorded but not video recorded or broadcast. Work Sessions are open to the public; however, visitors who wish
to provide input must be invited by the presiding officer, assume a seat at the discussion table and provide their full name
and address for the official record.
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The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
8.1 2026 Budget Workshop
9. MOTION TO ADJOURN
10. CLOSED MEETING - PID 75-00131-1460
10.1 Statement to be read by the Chair:
"The Housing and Redevelopment Authority will be holding a closed meeting per MN Statute
13D.05, subd. 3(c)(5) to develop or consider offers relating to the possible purchase of real
property at:
13690 186th Ave NW - PID 75-00131-1460
10.2 Motion Calling Closed Meeting
10.3 Hold Closed Meeting
10.4 Motion to Adjourn Closed Meeting
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Meeting of the Housing and
Redevelopment Authority
Held at the Elk River City Hall
Monday, July 7, 2025
Members Present: Commissioner Dennis Chuba, Commissioner Nate Ovall, Commissioner Lynn
Caswell, Commissioner Mel Beaudry, Mayor John Dietz
Members Absent: None
Staff Present: Economic Development Specialist Joshua Mollan, and Recording Secretary Jennifer
Green
1. CALL MEETING TO ORDER
Pursuant to due call and notice thereof, the meeting was called to order at 5:30 p.m.
2. PLEDGE OF ALLEGIANCE
The Pledge of Allegiance was recited.
3. CONSIDER AGENDA
Moved by Commissioner Ovall and seconded by Commissioner Beaudry to approve the
agenda. Motion carried 5-0.
4. CONSENT AGENDA
Moved by Commissioner Caswell and seconded by Commissioner Ovall to approve the
following consent items as outlined in their respective staff reports. Motion carried 5-0.
4.1 Draft HRA Minutes - June 2, 2025
4.2 Check Register
4.3 Balance Sheet
4.4 Revenue/Expenditure Reports
5. OPEN FORUM
No one appeared for open forum.
6. GENERAL BUSINESS
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Housing and Redevelopment Authority Minutes
July 7, 2025
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6.1 Housing Rehabilitation Loan Program Update
Mr. Mollan presented the staff report. He indicated a loan closed in June and those details will appear in
next month's reports. Mr. Mollan updated the HRA on the loan making sporadic payments previously
discussed has overpaid their loan by nearly $3200.00, so they are satisfactory on their loan account.
6.2 SAHA Allocation Update
Mr. Mollan presented the staff report. He explained that the framework for this program, shared a few
months ago by Mr. O'Neil, was that these funds would be provided to housing programs managed by
the Sherburne County Health and Human Services department. Mr. Mollan stated he and Mr. O'Neil
met with county staff, who then recommended staff contact Main Street Family Services, an Elk River
non-profit in the community for the past 8 years, who supports families in need and is a Sherburne
County's preferred provider. After meeting with Main Street Family Services staff, they were advised
that their staff would also be open to a partnership to implement a portion of the city's SAHA funds.
Mr. Mollan asked the HRA to discuss a potential partnership to allocate those funds.
The HRA discussed this partnership and asked questions about Main Street Family Services. Staff had a
video call with Julie Schultz, the executive director, who explained their offices are located on Jackson
Street, and they provide emergency flex funding that goes directly to a landlord or bank for a person in
need of housing funds. Most recently, they became a Community Resource Center which opens
themselves up for these types of partnerships, according to Debbi Rydberg, who was present and
answered a few questions about what she knew of Main Street Family Services.
Chair Chuba asked if there were residency requirements for working with this entity. Mr. Mollan and
Ms. Rydberg weren't sure.
Commissioner Ovall asked to have Julie Schultz at next month's meeting. He expressed his reservations
with Sherburne County not receiving the funds and asked if the city has a burden to determine if the
resources are being properly distributed and an entity has been property vetted. He wondered if the
city has any obligation to use another community resource. He is aware there are other non-profits in
the community that do similar things.
Mr. Mollan stated this entity came as a recommendation from Sherburne County since they direct their
families to Main Street Family Services for assistance.
Chair Chuba asked if there was a dollar amount.
Mr. Mollan stated the amount was $50,000 and the amount and guidelines can still be adjusted. The
agreement with Sherburne County or Main Street Family Services would run through 2027 and then
reviewed annually to adjust for a lower amount of state funding.
Commissioner Dietz asked that someone from Sherburne County Health and Human Services also
attend next month's meeting to answer questions.
Commissioner Caswell asked if another loan organization could receive these funds.
Commissioner Dietz stated they wanted Sherburne County to be in receipt of these funds because they
wanted them to distribute the resources without the city having to vet an entity.
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Housing and Redevelopment Authority Minutes
July 7, 2025
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It was the consensus of the commission to have a representative from both Sherburne County and
Main Street Family Services presented at the next meeting to answer these questions.
6.3 General Updates
Mr. Mollan provided the following updates:
-Mr. Mollan stated the August HRA meeting would have a budget workshop following the regular
meeting.
-There may be a future meeting regarding a partnership between the HRA and a city property with
code enforcement requirements.
-The Garden Gem Awards are now live and staff have already received two nominations. Mr. Mollan
indicated he is working on social media videos and posts outlining details with a deadline for
nominations of July 31. There will also be an article on the city website and postcards distributed.
-Mr. Mollan updated the HRA that the Downtown Small Area Plan was approved at last month's City
Council meeting.
Chair Chuba asked if the city still has a booth at the Farmers Market. He wondered if the city could
promote upcoming events and the Garden Gem award program.
Mr. Mollan indicated the city does have a booth at the Farmers Market and flyers are distributed there
for the Garden Gem program and Elk Riverfest, among other things.
Commissioner Dietz updated the HRA that the long grass needing mowing at the Main and Gates
properties is the responsibility of the developer.
7. MOTION TO ADJOURN
Moved by Commissioner Ovall and seconded by Commissioner Caswell to adjourn the
meeting. Motion carried 5-0.
The meeting adjourned at 05:45 p.m.
Minutes prepared by Jennifer Green.
_________________
Denny Chuba, Chair
___________________
Tina Allard, City Clerk
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CITY OF ELK RIVER Unpaid Invoice Report - HRA Page: 1
Report dates: ALL-ALL Jul 30, 2025 05:10PM
Report Criteria:
Invoice Detail.GL account = {>=} "910"
Invoice Detail.GL account = {<=} "920"
Invoice Sequence Description Type Invoice Due Invoice Net Invoice GL Account
Number Number Date Date Amount Check Amount Number
YARDWORX OUTDOOR SERVICES
910
17468 1 BASKET UPKEEP - AUG Invoice 07/01/2025 08/04/2025 3,001.14 3,001.14 910-4-6100-4409
Total 14715 YARDWORX OUTDOOR SERVICES: 3,001.14 3,001.14
Total 910: 3,001.14 3,001.14
CENTER FOR ENERGY & ENVIRONMENT
910
26849 1 BEHNE - 18471 TROTT BROOK PKW Invoice 07/15/2025 08/14/2025 8,151.00 8,151.00 910-1190
26849 2 ORIGINATION FEE - BEHNE Invoice 07/15/2025 08/14/2025 750.00 750.00 910-4-6100-4409
Total 13846 CENTER FOR ENERGY & ENVIRONMENT: 8,901.00 8,901.00
Total 910: 8,901.00 8,901.00
PRINTING SYSTEMS
910
238437 1 A/P CHECK STOCK - HRA Invoice 07/21/2025 08/04/2025 154.64 154.64 910-4-6100-4201
Total 30205 PRINTING SYSTEMS: 154.64 154.64
Total 910: 154.64 154.64
Total : 12,056.78 12,056.78
Grand Totals: 12,056.78 12,056.78
Summary by General Ledger Account Number
GL Account Number Debit Credit Net
910-1190 8,151.00 .00 8,151.00
910-4-6100-4201 154.64 .00 154.64
910-4-6100-4409 3,751.14 .00 3,751.14
Grand Totals: 12,056.78 .00 12,056.78
Summary by General Ledger Posting Period
GL Posting Period Debit Credit Net
00/00 12,056.78 .00 12,056.78
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CITY OF ELK RIVER Unpaid Invoice Report - HRA Page: 2
Report dates: ALL-ALL Jul 30, 2025 05:10PM
Summary by General Ledger Posting Period
GL Posting Period Debit Credit Net
Grand Totals:
12,056.78 .00 12,056.78
Report Criteria:
Invoice Detail.GL account = {>=} "910"
Invoice Detail.GL account = {<=} "920"
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CITY OF ELK RIVER
Balance Sheet
July 31, 2025
Fund 910 - HRA
Assets
910-1000 Cash - HRA 1,561,174.62
910-1190 Loans Receivable 185,184.88
910-1193 Forgivable Loan 75,000.00
910-1194 Allow for Forgivable Loan (75,000.00)
910-1195 Note Receivable 400,000.00
910-1310 Due From Other Funds 152,710.43
Total Assets 2,299,069.93
Fund Equity
910-2400 Fund Balance 2,176,896.63
Revenues over Expenditures - YTD 122,173.30
Total Fund Equity 2,299,069.93
Total Liabilities & Equity 2,299,069.93
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CITY OF ELK RIVER
Revenues with Comparison to Budget
For the Month Ending July 31, 2025
Fund 910 - HRA
Period Actual YTD Actual Budget Unearned PCNT
910-3-0000-3111 Property Taxes 227,484.65 227,484.65 439,950.00 (212,465.35) 52%
910-3-0000-3621 Interest Income 627.17 22,654.95 5,000.00 17,654.95 453%
Total Fund Revenue 228,111.82 250,139.60 444,950.00 (194,810.40) 56%
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CITY OF ELK RIVER
Expenditures with Comparison to Budget
For the Month Ending July 31, 2025
Fund 910 - HRA
Period Actual YTD Actual Budget Unearned PCNT
910-4-6100-4101 Regular Pay 6,652.74 39,251.16 87,200.00 (47,948.84) 45%
910-4-6100-4103 Part-time Pay 375.00 750.00 - 750.00 0%
910-4-6100-4104 PERA 498.96 2,947.29 6,550.00 (3,602.71) 45%
910-4-6100-4105 FICA 412.47 2,452.30 5,400.00 (2,947.70) 45%
910-4-6100-4107 Medicare 97.55 575.68 1,250.00 (674.32) 46%
910-4-6100-4108 Insurance 963.60 6,501.60 17,000.00 (10,498.40) 38%
910-4-6100-4109 Workers Comp - 174.00 450.00 (276.00) 39%
910-4-6100-4201 Office Supplies - - 50.00 (50.00) 0%
910-4-6100-4219 Operating Supplies - - 500.00 (500.00) 0%
910-4-6100-4304 Legal Fees 907.50 907.50 6,500.00 (5,592.50) 14%
910-4-6100-4319 Professional Services - - 27,000.00 (27,000.00) 0%
910-4-6100-4322 Postage - - 50.00 (50.00) 0%
910-4-6100-4331 Travel, Conferences & Schools - 30.35 200.00 (169.65) 15%
910-4-6100-4349 Advertising/Marketing - 6,412.00 9,500.00 (3,088.00) 67%
910-4-6100-4359 Publishing - 86.00 300.00 (214.00) 29%
910-4-6100-4401 Bldg Repair/Maint Services - - 4,000.00 (4,000.00) 0%
910-4-6100-4404 Software Services 5,211.00 5,211.00 6,500.00 (1,289.00) 80%
910-4-6100-4409 Contractual Services 3,067.14 19,667.42 27,000.00 (7,332.58) 73%
910-4-6100-4433 Dues & Subscriptions - - 2,500.00 (2,500.00) 0%
910-4-6100-4440 Miscellaneous - - 200,000.00 (200,000.00) 0%
910-4-6100-4721 Transfer-General Fund 39,000.00 39,000.00 39,000.00 - 100%
910-4-6100-4735 Transfer-EDA 4,000.00 4,000.00 4,000.00 - 100%
Total Fund Expenditures 61,185.96 127,966.30 444,950.00 (316,983.70) 29%
Net Revenue Over Expenditures 166,925.86 122,173.30 - 122,173.30 0%
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The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.1
Meeting Date
August 4, 2025
Prepared By
Joshua Mollan, Economic Development Specialist
Item Description
Satisfaction of Mortgage - Stimpson
Reviewed by
Brent O'Neil
Cal Portner
Action Requested
Approve, by motion, the Satisfaction of Mortgage for Marlin and Victoria Stimpson.
Background/Discussion
On April 13th, 2015, Marlin and Victoria Stimpson received a loan from the HRA through the Rehabilitation
Loan Program for $20,650 to make improvements to their property located at 606 Jefferson Lane NW.
As of July 18th, the Mortgage and Repayment Agreement has been fully paid and satisfied.
Financial Impact
N/A
Mission/Policy/Goal
Improve housing stock by offering incentives or programs to repair or maintain residential properties.
Attachments
1. Stimpson Mortgage and Repayment Agreement
2. Stimpson Satisfaction of Mortgage
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Form No. 2051-51M—SATISFACTION OF MORTGAGE
By Corporation or Partnership
Satisfaction of Mortgage
Date: 7/18/2025
THAT CERTAIN MORTGAGE owned by the undersigned, a corporation under the laws of Minnesota, dated
4/13/2015 executed by Marlin W. Stimpson and Victoria L. Stimpson, a married couple, Mortgagor(s), to the
Housing and Redevelopment Authority in and for the City of Elk River, Minnesota, as Mortgagee to, and filed for record
on 8/10/2015 as Document Number 807919 (or in Book ________ of ________ Page ______), in the Office of the ☒
County Recorder of Sherburne County, Minnesota, is with the indebtedness thereby secured, fully paid and satisfied.
City of Elk River, Minnesota
STATE OF MINNESOTA }
} ss.
COUNTY OF SHERBURNE }
The foregoing instrument was acknowledged before me on _________________, by
________________________, the ____________________ of _______________, a corporation under the laws
of Minnesota, on behalf of the corporation.
_________________________________
Signature of Notarial Officer taking acknowledgement
(Reserved for recording data)
THIS INSTRUMENT WAS DRAFTED BY (NAME AND ADDRESS)
Center for Energy and Environment
212 Third Avenue North, Suite 560
Minneapolis, MN 55401
NOTARIAL STAMP OR SEAL (OR OTHER TITLE OR RANK)
____________________________
(Signature)
By:_________________________________
(Name of authorized signor)
__________________________________
(Title of authority)
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The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.2
Meeting Date
August 4, 2025
Prepared By
Joshua Mollan, Economic Development Specialist
Item Description
Housing Rehabilitation Loan Program Update
Reviewed by
Brent O'Neil
Cal Portner
Action Requested
Receive updates on the Housing Rehabilitation Loan Program.
Background/Discussion
CEE reports that all accounts are current, and the HRA's portfolio is performing as expected with no
delinquencies or late payments.
On June 23, CEE closed on a new loan for $8,151 for an air conditioner project. $141,849 remains available
for new loan disbursements in 2025. Additionally, the quarterly report shows a CEE-leveraged loan closed for
$12,025 for another HVAC project. CEE has also advised that there are four new applications in process.
Financial Impact
N/A
Mission/Policy/Goal
Improve housing stock by offering incentives or programs to repair or maintain residential properties.
Attachments
1. CEE Monthly Loan Servicing Report
2. CEE Monthly Loan Activity Summary
3. CEE Loan Activity Report Q2 2025
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CEE Monthly Loan Activity Summary
7/7/25
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Elk River Loan Summary Report
Activity for Period 4/1/2025 - 6/30/2025
Application packets requested/mailed:Year-to-Date: This period:0 0
Residential Advisor Visits:This period:Year-to-Date: 0 0
Loans currently in process for residents in your City/Neighborhood:2
Closed Loans This period:Year-to-Date:
Elk River UnitsUnits
0 0
Closed End 8,151.00 1 18,151.00
8,151.00 1Total 8,151.00 1
Units UnitsYear-to-Date:This period:Leveraged Funds
CEE 112,025.0012,025.00 1
Total 12,025.00 112,025.00 1
% of Total#Types of Properties Financed YTD
Single Family Residence 100.002
Types of Improvements Financed YTD # of Projects % of Total
Air Conditioning 50.002
Heating System 25.001
Thermostat 25.001
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The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
6.3
Meeting Date
August 4, 2025
Prepared By
Joshua Mollan, Economic Development Specialist
Item Description
Presentation from Main Street Family Services and
Sherburne County Health and Human Services
Reviewed by
Brent O'Neil
Cal Portner
Action Requested
Receive presentation from Main Street Family Services and Sherburne County Health and Human Services
Background/Discussion
Sherburne County Health and Human Services was identified by staff and the HRA to administer a portion of
the city's allocation of Statewide Affordable Housing Aid (SAHA) dollars. Sherburne County staff suggested
partnering directly with Main Street Family Services (MSFS). MSFS is a local non-profit that provides
community-based mental health and social services: housing support, therapy, supervised visitation, parenting
and family support, as well as a dedicated Family Resource Center. The SAHA funds would support MSFS in
providing emergency housing assistance to Elk River residents in need who meet the eligibility criteria of the
SAHA framework.
The terms of a partnership are yet to be finalized and would be subject to Council approval before
distribution of funds.
Financial Impact
N/A
Mission/Policy/Goal
Provide and support suitable housing for the community.
Attachments
1. MSFS Flyer
2. FRC Flyer
3. Sherburne Co FRC_PS Revised 2
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Main Street Family Services is a social service
agency that draws on the expertise of our highly
skilled, trauma-sensitive, and caring staff who
guide individuals and families during some of
their most challenging times. We offer multiple
types of services including supervised visits,
parent education, trainings, and outpatient
therapy. We are always willing to find a creative
approach to address the unique circumstances
of each individual and family member.
Main Street Family Services desires that you
experience healing, restoration, and belonging.
Our mission is to equip you with solutions,
resources, and practical strategies you need to
thrive so you can find freedom to become all
you were created to be!
OUR INSPIRATION
WELCOME, WE ARE SO
GLAD YOU ARE HERE!
www.mainstreetfamilyservices.org
400 Jackson Ave NW, Elk River, MN, 55330
(763) 595-1420
facebook.com/mainstreetfamilyservices
Main Street, a place where community thrives,
memories are made, and families grow. Just as Main
Street is the backbone of a town, we strive to be a
steadfast support for you and your family. Our lantern
logo, a beacon of hope, mirrors the comforting glow
of the streetlights that guide you home. It symbolizes
our commitment to lighting your path and helping you
navigate life’s twists and turns. We’re here to bring
the warmth and familiarity of your hometown to our
services, creating a safe space where you can
explore, grow, and find your way.
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THERAPEUTIC SERVICES PARENTING AND
FAMILY SUPPORT
Circle of Security Parenting Classes
Trainings on parenting, FASD, trauma and
mental health
One-on-one parent coaching
Restorative Family Mediation
At Main Street Family Services, we
understand that parenting is a rewarding yet
challenging journey. Let us support you every
step of the way with our comprehensive
parenting services.
We’re here to help your family communicate
better, support your child’s unique needs, and
navigate life’s transitions. We provide you
with strategies to create a calm and happy
family environment and deal with various
behavioral issues. Our goal is to empower you
as a parent, helping you recognize your
strengths and set realistic goals. SUPERVISED VISITATION
At Main Street Family Services, we offer
specialized therapeutic services for diverse
sets of individuals and families. We aim to help
individuals and families heal and grow stronger
so they can be the best they can.
Our therapists are compassionate and trauma-
informed and can provide both individual and
family services based upon individual needs. We
have therapists who specialize in foster care
and adoption, early childhood trauma, fetal
alcohol exposure, anxiety and depression,
chemical use concerns, adolescent identity
challenges, and family conflict. Our approaches
are person-centered, grounded in cognitive-
behavioral theory, mindfulness, neurobehavioral
science, attachment theory, and family
systems.
No matter what approach or treatment
regimen, we are there to support each of our
clients with the goal to work towards
developing a satisfying and meaningful life.
We help children and their non-custodial parent to be
able to spend quality time together in a safe and
nurturing environment under the guidance of
professionally trained staff who provide education,
observation, documentation, and interventions as
needed.
Current research shows consistent and frequent
visitation between non-custodial parents and their
children can reduce trauma for children. Visitation is
crucial to strengthening and maintaining family
relationships - it is also important for parent-child
attachments and can decrease the sense of
abandonment that children often experience when
they no longer see the non-custodial parent.
We are here to help!
Call us today! (763) 595-1420
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Family Resource
Centers
Sherburne County
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Goals of Family Resource
Centers-Building Protective
Factors•Parental Resilience
•Social Connections
•Concrete Support in Times of Need
•Knowledge of Parenting and Child Development
•Social and Emotional Competence of Children
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Community assessment
(June-September 2023)
•804 Responses from Big Lake & Elk River Communities
•Top Service Needs Identified
•Extracurricular Activities for school aged children-55.5% (409)
•Educational Services (tutoring, skills classes)-49.25% (363)
•Common Interest Groups (new parents, parenting teens)-45.45%-(335)
•Mental Health Services-42.47% (313)
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Community assessment
(June-September 2023)
•If you needed help, parenting your child(ren), do you have a
support to reach out to? 38.4% or 284 individuals responded
no
•85.56% or 652 individuals indicated that if a Family Resource
Center existed in their community, they would utilize it.
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Providing family-based services in elk river since
2016
supervised visits, parent education, and Therapy
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Every Family Flourishes
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Community Collaborations
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Over 50 partners strong
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A MSFS staff member was off duty and
observed a domestic situation in a public parking
lot. Staff came up to her to provide support.
How the FRC helped:
•Staff called the FRC to ask how we could
help this mom get to her sister's house for
safety.
•We called Rivers of Hope, who was able to
connect with this mom and follow up with
her.
•They ended up providing mom a plane ticket
to AZ to stay with her friend.
A man who has been homeless for the
past 9 months throughout the winter
called the FRC after being referred by a
physician.
How the FRC helped:
• Helped him apply for benefits
through the county.
•Connected him with Catholic
Charities, which has a housing
waiver support program for
individuals with severe mental health
diagnoses.
•Referred him to Central MN Jobs and
Training for a training program to help
him find gainful employment.
Stories of Hope and
Resilience
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Pac big lake 6 members Pac Elk River 5 membersPage 54 of 63
Income
distribution
$0-$15,000 34.29%
$15,000-$30,000 11.43%
$30,000-$45,000 20%
$45,000-$60,000 14.29%
$60,000-$75,000 8%
$75,000-$100,000 8.5%
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Main Street Family Services Family Resource Center 2025 DATA
51% of the intake has been for housing assistance support
74% has been for financial support
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Housing, Financial, and Stability
Services year to date
Partner
Referral
s
Sherburne County 8
Anoka County 2
ACORN Housing Stabilization 2
Tri-CAP / TriCAP (combined)7
Love INC (housing/financial)1
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2024 Sherburne county
housing study
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Sherburne county housing
services
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Questions?
Thank You
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The Elk River Vision
A welcoming community with revolutionary and spirited resourcefulness, exceptional service, and community
engagement that encourages and inspires prosperity
Request for Action
To
Housing and Redevelopment Authority
Item Number
8.1
Meeting Date
August 4, 2025
Prepared By
Brent O'Neil, Economic Development Director
Item Description
2026 Budget Workshop
Reviewed by
Cal Portner
Action Requested
Provide feedback on the proposed 2026 HRA budget.
Background/Discussion
After internal development and review, staff has drafted a 2026 budget of $504,450. This compares to
$444,950 for 2025. On the revenue side, we expect considerably higher interest income, due in large part to
the shifting of cash to a higher-yield fund in 2024. This higher interest income would minimize impact to the
levy from 2025 to 2026.
Year-over-year, nearly all items remained flat or saw minimal adjustments. We continue to carry a budget
item of $200,000 to grow the HRA's fund balance in anticipation of an opportune property acquisition. This
year, a $50,000 line item has also been added to anticipate future expenses the HRA may undertake for
improvement projects.
Following input from the board, we will finalize the budget for approval at the September meeting, ahead of
forwarding to the City Council for inclusion in the Preliminary Levy, also in September.
Financial Impact
N/A
Mission/Policy/Goal
Support quality housing and targeting redevelopment in Elk River.
Attachments
1. HRA Measures and Goals Worksheet 2026
2. 2026 HRA Draft Budget
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Performance Measures & Goals for 2026
Division:Housing and Redevelopment
Completed by:Brent O'Neil, Josh Mollan
Date:July 1, 2025
Performance Measure 2022 Actual 2023 Actual 2024 Actual 2025 Estimated 2025 YTD 2026 Projected
Number of HRA Rehab Loan
applications approved 0 4 2 2 0 5
Rehab Loan Funds Outstanding
(year-end)$52,500 $162,000 $195,000 $225,000 $187,000 $250,000
Residential Property Re-
investment (by permit value)$17,800,000 $19,700,000 $8,500,000 $9,000,000 $5,200,000 $10,000,000
Number of Multi-family Units
Added (completions)0 90 142 0 0 55
Division Goal Goal Objective/Task
Promote preservation of housing stock
Promote investment in residential properties within Elk River and target individuals interested in the blighted
properties program and the HRA Rehab Loan Program. Identify dilapidated properties and work with city code
enforcement. Protect and strengthen rental properties.
Promote a vital downtown
Participate in the Downtown Elk River Business Association (DERBA) meetings. Work with DERBA to develop a
beautification plan for the Main Street Corridor and/or engagement of redesign for Main Street. Promote and/or
modify the Downtown Facade Improvement microloan program. Pursue strategic acquisition and sale of downtown
redevelopment property. Facilitate future use options for public property/King Ave. lot.
Enhance redevelopment opportunities for C/I properties
Identify business owners interested in redevelopment of blighted C/I properties. Work with the building department to
identify properties eligible for the blighted properties C/I program. Hold periodic discussions with various departments
(police, fire, building, and planning) to discuss potential redevelopment opportunities.
Acquire properties or short- and long-term redevelopment Monitor the market and identify properties for potential acquisition which align with the strategic objectives of the
HRA, including substandard structures.
Optimize use of studies, data, and research tools As needed, conduct studies and conduct research to best guide the HRA in its activities. Utilize tools such as
analytical software to better understand conditions and opportunities.
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HRA 2021 2022 2023 2024 6/30/2025 2025 2026 Increase/%
ACTUAL ACTUAL ACTUAL ACTUAL YTD BUDGET PRELIMINARY (Decrease)Change
REVENUES:
910-3-0000-3111 Property Taxes 320,897 328,889 398,899 438,820 0 439,950 479,450 39,500 9.0%
910-3-0000-3322 MV Credit 177 192 236 215 0 0 0 0 0.0%
910-3-0000-3621 Interest Income 5,541 4,178 7,651 13,581 22,028 5,000 25,000 20,000 400.0%
910-3-0000-3629 Miscellaneous Revenue 0 0 0 5,945 0 0 0 0 0.0%
TOTAL HRA REVENUES 326,614 333,258 406,786 458,561 22,028 444,950 504,450 59,500 13.4%
EXPENDITURES:
Personal Services
910-4-6100-4101 Regular Pay 55,741 62,199 77,319 83,235 32,598 87,200 92,000 4,800 5.5%
910-4-6100-4103 Part-time Pay 0 0 0 0 375 0 4,500 4,500 0.0%
910-4-6100-4104 PERA 3,678 4,665 5,799 6,243 2,448 6,550 6,950 400 6.1%
910-4-6100-4105 FICA 3,456 3,856 4,785 5,153 2,040 5,400 6,000 600 11.1%
910-4-6100-4107 Medicare 808 902 1,119 1,205 478 1,250 1,400 150 12.0%
910-4-6100-4108 Insurance 3,421 11,802 16,070 19,138 5,538 17,000 20,750 3,750 22.1%
910-4-6100-4109 Workers Comp 322 344 314 427 174 450 450 0 0.0%
Total Personal Services 67,426 83,767 105,406 115,399 43,652 117,850 132,050 14,200 12.0%
Supplies
910-4-6100-4201 Office Supplies 0 75 27 0 0 50 100 50 100.0%
910-4-6100-4219 Operating Supplies 4,931 864 1,092 46 0 500 0 (500)-100.0%
Total Supplies 4,931 939 1,119 46 0 550 100 (450)-81.8%
Services & Charges
910-4-6100-4304 Legal Fees 8,451 4,266 975 4,251 0 6,500 3,000 (3,500)-53.8%
910-4-6100-4319 Professional Services 18,096 850 0 800 0 27,000 30,000 3,000 11.1%
910-4-6100-4322 Postage 3 2 1 11 0 50 0 (50)-100.0%
910-4-6100-4331 Travel, Conferences & Schools 45 35 52 0 30 200 1,000 800 400.0%
910-4-6100-4349 Advertising/Marketing 11,288 8,049 9,110 7,526 6,412 9,500 9,750 250 2.6%
910-4-6100-4359 Publishing 624 80 189 77 86 300 500 200 66.7%
910-4-6100-4361 Insurance 2,670 0 0 0 0 0 0 0 0.0%
910-4-6100-4389 Utilities 0 63 177 0 0 0 0 0 0.0%
910-4-6100-4401 Bldg Repair/Maint Services 3,308 2,370 5,535 2,000 0 4,000 500 (3,500)-87.5%
910-4-6100-4404 Software Services 0 0 7,482 4,713 0 6,500 7,500 1,000 15.4%
910-4-6100-4409 Contractual Services 1,502 25,661 91,686 30,035 16,600 27,000 27,000 0 0.0%
910-4-6100-4433 Dues & Subscriptions 247 7,125 2,464 0 0 2,500 2,500 0 0.0%
910-4-6100-4440 Miscellaneous 0 0 0 0 0 200,000 0 (200,000)-100.0%
Total Services & Charges 46,234 48,500 117,670 49,413 23,129 283,550 81,750 (201,800)-71.2%
Capital Outlay
910-4-6100-4510 Land 0 185,426 0 0 0 0 200,000 200,000 0.0%
910-4-6100-4530 Improvement Project Contract 0 0 0 0 0 0 50,000 50,000 0.0%
Total Capital Outlay 0 185,426 0 0 0 0 250,000 250,000 #DIV/0!
Transfers Out
910-4-6100-4721 Transfer-General Fund 41,900 35,000 36,500 37,500 0 39,000 40,550 1,550 4.0%
910-4-6100-4735 Transfer-EDA 3,500 3,500 4,000 4,000 0 4,000 0 (4,000)-100.0%
Total Transfers Out 45,400 38,500 40,500 41,500 0 43,000 40,550 (2,450)-5.7%
TOTAL HRA EXPENDITURES 163,991 357,132 264,695 206,358 66,780 444,950 504,450 59,500 13.4%
TOTAL REVENUES OVER/(UNDER) EXPENDITURES 162,623 (23,874)142,091 252,203 (44,753)0 0
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