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2025-12-18 - ERMU - Special Commission MeetingNOTICE OF PUBLIC MEETING MEETING OF THE ELK RIVER MUNICIPAL UTILITIES COMMISSION Thursday, December 18, 2025, 3:30 p.m. Elk River City Hall 13069 Orono Parkway Elk River, Minnesota Notice is Hereby Given that the Elk River Municipal Utilities Commission will hold a special meeting on December 18, 2025, at 3:30 p.m., at the Elk River Municipal Utilities Conference Room, 13069 Orono Parkway, Elk River, MN. One commissioner may participate via interactive television at the following locations, which shall be open and accessible to the public during the meeting: The Hotel Crosby 232 Main Street N Stillwater, MN 55082 I HEREBY CERTIFY, that this notice has been posted and that I have served this notice upon the members of the Elk River Municipal Utilities Commission by mail at least one day prior to the above-called Elk River Municipal Utilities Commission meeting. ____________________________ ____________________ Mark Hanson, General Manager Date 12/16/25 SPECIAL MEETING OF THE UTILITIES COMMISSION December 18, 2025, 3:30 P.M. Utilities Conference Room ______________________________________________________________________________ Page 1 of 1 AGENDA 1.0 GOVERNANCE 1.1 Call Meeting to Order 1.2 Pledge of Allegiance 1.3 Consider the Agenda 2.0 CONSENT 2.1 Receive Final Electric and Water Cost of Service and Rate Design Studies 3.0 BUSINESS ACTION 3.1 Verizon Water Tower Lease Agreements 3.2 2026 Annual Business Plan – Budget and Schedule of Rates & Fees 3.0 ADJOURNMENT ______________________________________________________________________________ Page 1 of 1 UTILITIES COMMISSION MEETING TO: ERMU Commission FROM: Mark Hanson - General Manager MEETING DATE: December 18, 2025 AGENDA ITEM NUMBER: 2.1 SUBJECT: Receive Final Electric and Water Cost of Service and Rate Design Studies ACTION REQUESTED: Receive Final Cost of Service and Rate Design Studies BACKGROUND: ERMU staff have been working with Dave Berg Consulting, LLC to complete the Electric and Water Cost of Service and Rate Design Studies. The purpose of this work is to evaluate potential updates to ERMU’s electric and water retail rates, as well as applicable utility fees. Staff evaluated changes in operating conditions, including but not limited to monthly fixed costs, additional service fees, potential changes to the financial reserve policy, and new data from the Advance Metering Infrastructure project related to electric and water usage. At the November 2025 meeting, the Commission instructed Mr. Berg to return in December with electric and water rate projections that account for higher reserve balances, increased Payment in Lieu of Taxes payments to the City, and an expected 3% increase in purchased power costs. Mr. Berg reviewed the findings and recommendations of the final cost of service reports for electric and water at the December 9, 2025, commission meeting. DISCUSSION: Dave Berg has submitted a final draft of the Electric Cost of Service and Rate Study Studies. The attached December 10 draft incorporates minor typo corrections to the electric report identified by staff. The previously submitted December 9 draft of the Water Cost of Service and Rate Study remains unchanged. Staff request the Commission receive and file the final drafts of the Cost of Service and Rate Studies. ATTACHMENTS: • ERMU Draft Final Electric Study, December 10 • ERMU Draft Final Water Study, December 9 ELECTRIC COST OF SERVICE AND RATE DESIGN STUDY Final Report December 10, 202 5 REPORT OUTLINE Cover Letter Section 1 - Introduction Section 2 – Projected Operating Results – Existing Rates Section 3 – Cost of Service Section 4 – Proposed Rates Dedicated to providing personal service to consumer-owned utilities Dave Berg Consulting, LLC | 15213 Danbury Ave W, Rosemount, MN 55068 | 612-850-2305 www.davebergconsulting.com December 10, 2025 Elk River Municipal Utilities Commission 13069 Orono Parkway PO Box 430 Elk River, MN 55330 Subject: Electric Rate Study Commission Members: Dave Berg Consulting, LLC has undertaken a study of the retail rates Elk River Municipal Utilities (ERMU) charges its customers for electric service. This report summarizes the analyses undertaken and the resulting recommendations for changes to the existing rates. Average annual increases of 2% in electric rates for the period 2026-2029 are recommended. Additionally, a new approach to calculation of the retail Purchased Cost Adjustment (PCA) has been made. These adjustments are necessary to make progress in meeting ERMU’s new reserve level goals. Specific rate adjustments for each year are provided for each rate class. Thank you for the opportunity to be of service to ERMU through the conduct of this study. I wish to express my appreciation for the valuable assistance I received from ERMU staff relative to the execution of this study. Sincerely, Dave Berg Consulting, LLC David A. Berg, PE Principal - 1 - Section 1 Introduction The City of Elk River, MN owns a municipal utility providing service to approximately 13,700 retail electric customers. The electric utility is operated by Elk River Municipal Utilities (ERMU) and is under the direction of the Elk River Municipal Utilities Commission. This report has been prepared by Dave Berg Consulting, LLC to examine the rates and charges for electric service in Elk River. The study includes an examination of the allocated cost of service based on actual 2024 utility operations (Test Year). It also includes projected operating results for 2025-2029 (Study Period). As a result of the analyses undertaken and reported on herein, electric rate recommendations have been developed for consideration by ERMU. Section 2 Projected Operating Results Existing Rates The rates charged for electric service by ERMU, combined with other operating and non- operating revenues, must be sufficient to meet the cost of providing services to ERMU’s retail customers. This is necessary in order to ensure the long-term financial health of ERMU. The cost of providing electric service consists of normal operating expenses such as production and purchased power, transmission and distribution functions, customer and administrative functions, system depreciation expenses, capital improvements, payments on outstanding debt and contributions to the City of Elk River and other non- operating expenses. An analysis of the operating results for ERMU during the 2025-2029 Study Period has been performed assuming the current retail rates and charges remain in effect for the electric utility through the Study Period. This analysis has been done to determine the overall need, if any, for additional revenue through rates to meet projected revenue requirements. The analyses and assumptions utilized in these projections are explained below. Estimated Revenues – Existing Rates Retail Sales ERMU sells retail power and energy to residential, commercial and industrial customers. ERMU has recently been experiencing growth in total retail sales to its electric customers, primarily associated with the acquisition of additional electric service territory. During the Study Period, ERMU does not anticipate acquiring any additional new service territory areas. Based on a conservative assumption regarding sales growth, limited growth in residential sales during the Study Period (1% per year) beyond the 2025 actual sales has been included in this analysis. No growth in non-residential sales has been assumed. Projected Operating Results – Existing Rates - 3 - Exhibit 2-A is a summarized listing of ERMU’s historical and projected electric operating results at existing rates. The existing ERMU retail rates went into effect Jan. 1, 2025. The historical and projected revenues from retail sales of power and energy to different groups of customers are included as Charges for Services at the beginning of the exhibit under Operating Revenues. Other Operating Revenues ERMU also receives revenue from other normal operating procedures. These revenues are shown in Exhibit 2-A below the charges for services. Utility Revenues combined with Other Operating Revenues results in ERMU’s Total Operating Revenues. Revenue Requirements Generation and Purchased Power ERMU currently meets its wholesale power requirements through purchases from the Minnesota Municipal Power Agency (MMPA). Projections of wholesale power expenses are based on anticipated MMPA rate increases during the Study Period. ERMU’s actual retail sales and wholesale requirements for the 2024 Test Year are shown in Table 2-1. Table 2-1 Retail Sales And Wholesale Requirements Item 2024 Metered Retail Sales 320,012,952 kWh Distribution Losses 2.7 % Wholesale Energy 328,891,814 kWh Wholesale Peak 70,907 kW Section 2 - 4 - Power Cost Adjustment (PCA) ERMU includes a Power Cost Adjustment (PCA) on its retail bills to customers. In the current projections under existing rates, the assumed PCA is based on the Energy Adjustment Clause (EAC) that MMPA includes as part of its wholesale bill to ERMU. The wholesale PCA changes every month. The average assumed MMPA EAC and assumed ERMU PCA for each year are shown in Table 2-2 below. As currently assumed, ERMU will increase its retail PCA to match the wholesale EAC by 2027. Further discussion and recommendations regarding the retail PCA are included in Section 4 of this report. Table 2-2 Assumed Wholesale EAC and Retail PCA ($/kWh) Item 2025 2026 2027 2028 2029 Wholesale EAC 0.02365 0.02263 0.02263 0.02263 0.02263 Retail PCA 0.01640 0.01927 0.02263 0.02263 0.02263 Other Operating Expenses ERMU incurs other operating expenses associated with local electric system operations. Transmission and distribution operating and maintenance expenses are related to the substations, overhead and underground lines and customer facilities located in ERMU. Operating expenses also include production related expenses for the local peaking power plant. ERMU also has customer account expenses related to serving retail electric customers. Administrative and general expenses are required for utility management, employee benefits, training and other administrative costs. Non-wholesale power related expenses are based on 2024 values, the 2025 and 2026 budgets and are generally estimated to increase by 3% per year after 2026. Projected Operating Results – Existing Rates - 5 - Depreciation ERMU has annual depreciation costs based on its system investments. Depreciation during the Study Period is based on budgeted ERMU amounts and future capital improvements. Depreciation is a funded non-cash expense that generates monies available for annual capital improvements and reserves. Non-operating Revenue (Expenses) ERMU’s non-operating revenue is primarily associated with investment income and miscellaneous revenues. Non-operating expenses are related to interest expense for existing debt. City Transfer ERMU makes an annual operational transfer to the City’s general fund. The transfer is assumed to be 5% of electric retail sales revenue for sales in Elk River only. Capital Improvements ERMU makes annual normal capital investments in its electric system. Annual electric capital improvements for the Study Period, as budgeted by ERMU, are shown in Table 2- 3 below. Table 2-3 Capital Improvements Capital Item 2025 2026 2027 2028 2029 Electric Capital $7,455,754 $8,047,103 $4,628,954 $4,542,896 $4,381,166 Section 2 - 6 - Debt Service ERMU currently has outstanding electric debt pursuant to bonds issued in 2016, 2018 and 2021. No additional bond issues assumed for the electric utility through the Study Period. Interfund Borrowing It is assumed that the water utility will make a $1.4 million loan to the electric department in 2026 which will be repaid in 2028. Projected Operating Results – Existing Rates Based on the assumptions outlined above, the resulting projected operating results assuming continued application of the existing retail rates are summarized in Table 2-4 for the electric utility. A summary presentation of the operating results is shown in Exhibit 2-A. The results below are provided as an indication of revenue needs in the future. Table 2-4 Projected Operating Results Existing Rates Year 2025 2026 2027 2028 2029 Operating Revenues $47,893,140 $49,217,147 $49,432,238 $49,649,040 Less Operating Expenses (44,210,400) (45,215,511) (46,121,914) (47,047,707) Plus Non -Operating Revenues (Expenses) 468,457 489,744 496,394 536,394 Plus Fees and Transfers (1,756,111) (1,815,029) (1,824,601) (1,834,249) Change in Net Position(1) $3,800,000 2,395,085 2,676,350 1,982,117 1,303,478 Net Position as Percent of Revenues 5.0% 5.4% 4.0% 2.6% (1) 2025 EOY change in net position estimated by ERMU staff based on 2025 YTD actual results Projected Operating Results – Existing Rates - 7 - Cash Reserves A summary of the impact of the projected operating results on ERMU’s cash reserves for the Study Period is shown at the end of Exhibit 2-A and in Table 2-5 below. As shown below, under existing retail rates and estimated revenue requirements over the Study Period, the cash reserves for the electric utility are projected to decrease from approximately $13.8 million at the end of 2025 to approximately $10.5 million by the end of 2029. ERMU has a newly revised reserve policy that sets a minimum target for reserves equal to 2 months operating expenses plus $3.5 million catastrophic reserve plus a capital reserve equal to average annual capital expenses plus the next year’s principal and interest expense. Based on this revised policy, the reserves decrease from 75% of reserve goal to 56% of reserve goal by the end of the Study Period. Table 2-5 Projected Cash Reserves Existing Rates Year 2025 2026 2027 2028 2029 Beginning Balance $13,800,000 $11,573,843 $12,030,728 $10,722,575 Plus Change in Net Position 2,395,085 2,676,350 1,982,117 1,303,478 Plus Depreciation 3,533,136 3,801,373 3,955,671 4,107,101 Plus Interfund Borrowing 1,400,000 - (1,400,000) - Less Capital Improvements (8,047,103) (4,628,954) (4,542,896) (4,381,166) Less Loss of Revenue Pmts (472,275) (316,884) (198,046) (100,816) Less Debt Principal (1,035,000) (1,075,000) (1,105,000) (1,140,000) Ending Balance(1) $13,800,000 $11,573,843 $12,030,728 $10,722,575 $10,511,172 Reserve Goal $18,392,897 $18,432,831 $18,623,699 $18,769,766 $18,924,065 Reserves as % of Goal 75% 63% 65% 57% 56% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results Exhibit 2-A 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 OPERATING REVENUES Charges for services 36,573,483$ 39,473,717$ 42,355,712$ 43,986,269$ 42,557,925$ 46,622,070 47,328,340$ 48,652,347$ 48,867,438$ 49,084,240$ LFG project 1,141,482 1,019,097 935,004 - - - - - - - Generation credit 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 Connection maintenance 160,186 263,330 243,088 151,296 317,234 150,000 255,000 255,000 255,000 255,000 Customer penalties 42,556 - 284,452 308,374 295,143 285,000 305,000 305,000 305,000 305,000 Total Operating Revenues 37,922,507$ 40,760,944$ 43,823,056$ 44,450,739$ 43,175,102$ 47,061,870$ 47,893,140$ 49,217,147$ 49,432,238$ 49,649,040$ OPERATING EXPENSES Purchased Power 24,240,440$ 28,169,146$ 31,544,604$ 31,232,788$ 28,590,698$ 31,019,478$ 31,596,071$ 32,060,510$ 32,532,005$ 33,017,341$ Production 963,858 1,002,631 793,299 315,057 266,783 341,000 321,993 331,653 341,602 351,850 Transmission and Distribution 1,494,841 1,583,165 2,015,665 2,224,113 2,437,569 2,742,000 2,605,000 2,683,150 2,763,645 2,846,554 Services to City 229,086 224,814 231,861 253,564 229,359 265,000 - - - - Depreciation 2,896,839 2,957,685 3,062,751 3,177,120 3,317,829 3,339,552 3,533,136 3,801,373 3,955,671 4,107,101 Customer accounts 346,090 337,760 391,238 433,553 430,396 470,000 435,000 448,050 461,492 475,336 General and administrative 3,787,850 3,350,641 4,372,187 4,421,557 4,718,264 5,906,049 5,719,200 5,890,776 6,067,499 6,249,524 Total Operating Expenses 33,959,004$ 37,625,842$ 42,411,605$ 42,057,752$ 39,990,898$ 44,083,079$ 44,210,400$ 45,215,511$ 46,121,914$ 47,047,707$ OPERATING INCOME 3,963,503$ 3,135,102$ 1,411,451$ 2,392,987$ 3,184,204$ 2,978,791$ 3,682,739$ 4,001,636$ 3,310,324$ 2,601,333$ NON-OPERATING REVENUE (EXPENSE) Interest income 134,468$ 52,514$ (159,502)$ 158,310$ 338,157$ 350,000$ 350,000 350,000 350,000 350,000 Miscellaneous revenue 547,009 635,764 906,323 928,553 925,800 712,500 793,000 793,000 793,000 793,000 Interest expense and other (606,313) (836,474) (851,199) (811,210) (773,748) (735,069) (699,543) (678,256) (671,606) (631,606) Gain (Loss) on sale of capital assets 23,263 (45,214) 41,938 59,556 (16,154) 25,000 25,000 25,000 25,000 25,000 Total Non-Operating Revenues (Expenses)98,427$ (193,410)$ (62,440)$ 335,209$ 474,055$ 352,431$ 468,457$ 489,744$ 496,394$ 536,394$ Income before Contributions and Transfers 4,061,930$ 2,941,692$ 1,349,011$ 2,728,196$ 3,658,259$ 3,331,222$ 4,151,196$ 4,491,379$ 3,806,718$ 3,137,727$ Contributions from Customers 174,557$ 385,316$ 298,935$ 489,452$ 690,934$ 225,000$ 350,000$ 350,000 350,000 350,000 Transfers to Other City Funds (1,340,218) (1,407,734) (1,531,633) (1,620,378) (1,527,629) (1,908,429)$ (2,106,111)$ (2,165,029)$ (2,174,601)$ (2,184,249)$ Special Item - - - - - CHANGE IN NET POSITION 2,896,269$ 1,919,274$ 116,313$ 1,597,270$ 2,821,564$ 1,647,793$ 2,395,085$ 2,676,350$ 1,982,117$ 1,303,478$ As Percent of Revenues 7.6%4.7%0.3%3.6%6.5%3.5%5.0%5.4%4.0%2.6% CASH RESERVES Beginning of Year 13,014,941$ 13,800,000$ 11,573,843$ 12,030,728$ 10,722,575$ Plus Change in Net Position 1,647,793 2,395,085 2,676,350 1,982,117 1,303,478 Plus Depreciation 3,339,552 3,533,136 3,801,373 3,955,671 4,107,101 Plus Interfund Borrowing - 1,400,000 - (1,400,000) - Less Capital Improvements (7,455,754) (8,047,103) (4,628,954) (4,542,896) (4,381,166) Less Loss of Revenue Payments (935,000) (472,275) (316,884) (198,046) (100,816) Less Debt Principal (990,000) (1,035,000) (1,075,000) (1,105,000) (1,140,000) End of Year(1)13,014,941$ 13,800,000$ 11,573,843$ 12,030,728$ 10,722,575$ 10,511,172$ Existing Reserve goal 18,392,897$ 18,432,831$ 18,623,699$ 18,769,766$ 18,924,065$ Percent of goal 75%63%65%57%56% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results. Projected Elk River Municipal Utilities Electric Operating Results at Existing Rates Historical page 1 of 1 Section 3 Cost-of-Service A cost-of-service analysis was performed to determine the allocated cost to serve each of ERMU’s customer groups within the electric utility. Customer classes exist, in part, because the cost to serve various kinds of customers varies. The cost-of-service analysis has been performed on a 2024 ‘Test Year’ based on actual 2024 financials, operations and sales. The results of the cost-of-service study give an indication of the degree of revenue recovery warranted for each class of customers. A comparison of the allocated cost to serve a group of customers and the actual revenues received from those customers is taken into consideration during rate design. Functionalization of Costs ERMU’s Test Year electric revenue requirements have been divided into four functional categories. These categories are described below. Power Supply – the power supply function is related to the cost of ERMU purchases of wholesale power through MMPA and costs related to local generating units. Distribution – the distribution expenses are related to the ERMU system for delivering power and energy to ERMU customers. They include substation and distribution system costs. It also includes the fixed costs associated with the service facilities utilized to deliver electric power and energy directly to customers. Customer – these include items such as meter reading, billing, collections and dealing with customers by customer service representatives. Revenue – revenue related costs include certain non-operating revenues and utility margin. Cost-of-Service - 9 - Table 3-1 below summarizes the functional electric costs for the 2024 Test Year. The detailed cost functions are shown in Exhibit 3-A. Table 3-1 Functional Electric Costs 2024 Test Year Component Revenue Requirement Power Supply $29,098,388 Distribution 8,879,618 Customer 1,720,514 Revenue 2,449,632 Total $42,148,152 Classification of Costs Within each function, the revenue requirements have been divided into distinct cost classifications. These cost classifications are described below. Demand Related – demand related costs are fixed costs that do not vary with hourly consumption. Demand related costs are required to meet the overall demand of the system as expressed in kW. Energy Related – energy related costs vary based on hourly consumption in kWh. Customer Related – costs related to serving, metering and billing of individual customers. Revenue Related – revenue related costs vary by the amount of revenue received by the utility. Exhibits 3-B through 3-D show the detailed classification of revenue requirements within the power supply, distribution and customer functions. Section 3 - 10 - Allocation of Costs Based on an analysis of customer class service characteristics, the classified costs summarized above were allocated to the major ERMU customer classes. Allocation of costs was performed on a fully-distributed, embedded cost allocation basis. Specific allocation factors were utilized in each of the cost classification categories as described below. Exhibit 3-E contains a summary of the development of the various allocation factors. Demand Allocations Customer class demands on a system can be reflected in various ways. Two primary demand allocation types were utilized in this analysis. Coincident peaks (‘CP’) represent a class’ share of the overall system peak. A 12 CP method, reflecting each class’ estimated contribution to each month’s system peak, was employed for allocating the power supply demand portion of the wholesale purchased power and production expenses. Non-coincident peaks reflect a class maximum demand regardless of when it occurs. The non-coincident peak is an indication of the amount of fixed local system required to serve individual groups of customers. A 1 NCP method, an estimate of each class’ maximum annual demand on the system, was utilized for allocating local system demand related costs. Energy Allocations Each class’ share of energy requirements was used to allocate energy related costs. The predominant energy related costs are the energy portions of the purchased power and local generation expenses. Cost-of-Service - 11 - Customer Allocations Two separate customer allocators were utilized. The customer facilities allocator was used to allocate costs associated with the physical facilities required to serve individual customers such as service transformers, service drops and meters. The customer service allocator is for allocation of costs associated with customer service – meter reading, billing, collections and customer inquiries. For both the customer facilities and customer service allocators, a weighted customer allocation factor is developed. Weighting factors are developed to represent the difference in service configurations between customer classifications. For instance, a larger customer facility is required for a single large power customer than for a single residential customer, or a single large power customer requires more customer service than a single residential customer. Revenue Allocations Revenue related costs were allocated based on each class’ share of total demand, energy, customer facility, customer service and direct costs. Cost of Service Results Based on the classifications and allocations described above, the estimated cost to serve each major class of customers for the 2024 Test Year was determined. Exhibit 3-F presents this analysis in detail. Table 3-2 below summarizes the total allocated electric costs for each class compared to the total electric revenues received from the class during 2024. Section 3 - 12 - Table 3-2 Electric Cost of Service Results Comparison of Cost and Revenues 2024 Test Year Customer Classification Allocated Cost to Serve Revenues Residential $16,283,647 $16,583,227 Commercial Non-demand 4,166,924 4,401,535 Demand 14,258,918 13,875,362 Industrial 7,438,663 7,288,029 Total $42,148,152 $42,148,152 The revenue requirements and revenues as allocated to each class and summarized above are shown on a total dollars basis. Table 3-3 below makes the comparison based on percentages of total cost to serve and total revenues. The charts following Table 3-3 show a graphical comparison between allocated cost to serve and revenues as a percentage of the totals. The percentage increase/(decrease) in each class’ revenue shown in Table 3-3 is the adjustment necessary to produce revenues from each class in accordance with the allocated cost to serve. The percentage adjustments do not represent the recommended change in each class’ rates. The cost-of-service results are one item for consideration in rate design. It is important to note also that the adjustments shown in the table below would not change the total revenue received by the utility and are not indicative of overall revenue needs of the utility going forward. Recommendations regarding rate design are included in Section 4 of this report. Cost-of-Service - 13 - Table 3-3 Electric Cost of Service Results Comparison of % Cost and Revenues 2024 Test Year Customer Classification Allocated Cost to Serve Revenues Increase/ (Decrease) Residential 38.6% 39.3% -1.8% Commercial Non-demand 9.9% 10.4% -5.3% Demand 33.8% 32.9% 2.8% Industrial 17.6% 17.3% 2.1% Total 100.0% 100.0% 0.0% Section 3 - 14 - As indicated above, ERMU’s existing class revenues do not exactly match the allocated cost to serve each class. Cost based rates are one of several goals in establishing rates. The relationship between allocated costs and revenues for each class should be considered, in addition to other rate related goals, in developing recommended rates. Exhibit 3-A 2024 Power REVENUE REQUIREMENT Test Year Supply Distribution Customer Revenue Classification Basis OPERATING EXPENSES Purchased Power 28,590,698$ 28,590,698$ -$ -$ -$ 100% power supply Production OPERATING SUPERVISION 137,835 137,835 - - - 100% power supply DIESEL OIL FUEL 159 159 - - - 100% power supply NATURAL GAS 21,926 21,926 - - - 100% power supply ELECTRIC & WATER CONSUMPTION 58,033 58,033 - - - 100% power supply OTHER EXP/PLANT SUPPLIES-ETC 9,756 9,756 - - - 100% power supply MISC OTHER PWR GENERATION EXP 640 640 - - - 100% power supply MAINTENANCE OF STRUCTURE/PLANT 13,914 13,914 - - - 100% power supply MTCE OF ENGINES/GENERATORS-PL 4,177 4,177 - - - 100% power supply MTCE OF PLANT/LAND IMPROVEMENT 20,339 20,339 - - - 100% power supply Total Production 266,779$ 266,779$ -$ -$ -$ Transmission 48,622$ 48,622$ -$ -$ -$ 100% power supply Distribution REMOVE EXISTING SERV & METERS 352 - 352 - - 100% distribution SCADA EXPENSES 51,049 - 51,049 - - 100% distribution TRANSFORMER EX/OVERHD & UNDERG 17,031 - 17,031 - - 100% distribution MTCE OF SIGNAL SYSTEMS 2,223 - 2,223 - - 100% distribution METER EXP - REMOVE & RESET 466 - 466 - - 100% distribution TEMP SERVICE-INSTALL & REMOVE 650 - 650 - - 100% distribution MISC DISTRIBUTION EXPENSE 353,049 - 353,049 - - 100% distribution INTERCONNECTION CARRYING CHARGE 2,416 - 2,416 - - 100% distribution MTCE OF STRUCTURES 90,596 - 90,596 - - 100% distribution MTCE OF SUBSTATIONS 26,504 - 26,504 - - 100% distribution MTCE OF SUBSTATION EQUIPMENT 88,541 - 88,541 - - 100% distribution MTCE OF OVERHD LINES/TREE TRIM 245,908 - 245,908 - - 100% distribution MTCE OF OVERHD LINES/STANDBY 43,616 - 43,616 - - 100% distribution MTCE OF OVERHEAD 174,965 - 174,965 - - 100% distribution MTCE OF UNDERGROUND/DISTRIB 284,922 - 284,922 - - 100% distribution LOCATE ELECTRIC LINES 100,233 - 100,233 - - 100% distribution LOCATE FIBER LINES 3,182 - 3,182 - - 100% distribution MTCE OF LINE TRANSFORMERS 65,534 - 65,534 - - 100% distribution MTCE OF STREET LIGHTING 83,909 - 83,909 - - 100% distribution MTCE OF SECURITY LIGHTING 24,067 - 24,067 - - 100% distribution MTCE OF METERS 57,807 - 57,807 - - 100% distribution VOLTAGE COMPLAINTS 6,937 - 6,937 - - 100% distribution SALARIES/TRANS & DISTRIBUTION 31,044 - 31,044 - - 100% distribution ELECTRIC MAPPING 134,998 - 134,998 - - 100% distribution MTCE OF OVERHEAD SERVICE/2NDRY 21,933 - 21,933 - - 100% distribution MTCE OF UNDERGROUND ELEC SERV 58,324 - 58,324 - - 100% distribution LOCATE UNDERGROUND SECONDARY - - - - - 100% distribution TRANSPORTATION EXPENSE 303,891 - 303,891 - - 100% distribution Total Distribution 2,274,147$ -$ 2,274,147$ -$ -$ Utilities & Labor Donated UTILITIES & LABOR DONATED TO CITY 229,359 - - - 229,359 100% revenue Total Utilities & Labor Donated 229,359 - - - 229,359 Depreciation & Amortization DEPRECIATION 2,649,693 1,385 2,648,308 - - plant in service AMORTIZATION 668,135 349 667,786 - - plant in service Total Depreciation & Amortization 3,317,828$ 1,734$ 3,316,094$ -$ -$ Other Operating Expenses EV CHARGING EXPENSE 2,661 - - 2,661 - 100% customer LOSS ON DISPOSITION OF PROPERTY - - - - - NA OTHER DONATIONS - - - - - NA MUTUAL AID 54,540 - 54,540 - - 100% distribution INTEREST PD ON METER DEPOSIT 57,582 - - 57,582 - 100% customer RENTAL PROPERTY EXPENSE - - - - - NA PENSION EXPENSE (196,662) - (196,662) - - 100% distribution Total Other Operating Expenses (81,879)$ -$ (142,122)$ 60,243$ -$ Customer Accounts METER READING EXPENSE 47,697 - - 47,697 - 100% customer COLLECTING EXP DISC/RECONNECT 11,844 - - 11,844 - 100% customer MISC CUSTOMER ACCTS EXP-COMP 355,651 - - 355,651 - 100% customer Elk River Municipal Utilities Functionalization of 2024 Test Year Revenue Requirements Page 1 of 2 Exhibit 3-A 2024 Power REVENUE REQUIREMENT Test Year Supply Distribution Customer Revenue Classification Basis Elk River Municipal Utilities Functionalization of 2024 Test Year Revenue Requirements CUST BLGS NOT PD/SENT FOR COLL 15,202 - - 15,202 - 100% customer Total Customer Accounts 430,394$ -$ -$ 430,394$ -$ General & Administrative SALARIES/OFFICE & COMMISSION 885,000 39,753 682,932 133,564 28,751 non PP operating expenses TEMPORARY STAFFING - - - - - NA OFFICE SUPPLIES & EXPENSE 95,725 4,300 73,869 14,447 3,110 non PP operating expenses LT & WATER CONSUMPTION/OFFICE 24,245 1,089 18,709 3,659 788 non PP operating expenses BANK CHARGES 2,845 128 2,195 429 92 non PP operating expenses LEGAL FEES 35,361 1,588 27,287 5,337 1,149 non PP operating expenses AUDITING FEES 18,880 848 14,569 2,849 613 non PP operating expenses INSURANCE 183,582 8,246 141,665 27,706 5,964 non PP operating expenses UTILITY SHARE DEF COMP 111,229 4,996 85,833 16,787 3,613 non PP operating expenses UTIL SH OF MEDICAL/DENTAL 829,167 37,245 639,847 125,138 26,937 non PP operating expenses UTILITY SHARE OF PERA 308,017 13,836 237,689 46,486 10,006 non PP operating expenses UTILITY SHARE OF FICA 300,170 13,483 231,633 45,302 9,751 non PP operating expenses EMPLOYEES SICK PAY 496,745 22,313 383,325 74,969 16,138 non PP operating expenses EMP HOLIDAY PAY 179,076 8,044 138,188 27,026 5,818 non PP operating expenses EMPLOYEE VACATION & PTO 331,860 14,907 256,088 50,084 10,781 non PP operating expenses UPMIC DISTRIBUTION 112,540 5,055 86,844 16,985 3,656 non PP operating expenses LONGEVITY PAY 6,963 313 5,373 1,051 226 non PP operating expenses CONSULTING FEES 40,307 1,811 31,104 6,083 1,309 non PP operating expenses TELEPHONE 30,987 1,392 23,912 4,677 1,007 non PP operating expenses ADVERTISING 14,071 632 10,858 2,124 457 non PP operating expenses DUES & SUBSCRIPTIONS - FEES 123,647 5,554 95,415 18,661 4,017 non PP operating expenses TRAVEL EXPENSE - - - - - NA SCHOOLS & MEETINGS 199,541 8,963 153,981 30,115 6,482 non PP operating expenses MTCE OF GENERAL PLANT & OFFICE 10,072 452 7,772 1,520 327 non PP operating expenses Total General & Administrative 4,340,030$ 194,950$ 3,349,089$ 654,998$ 140,992$ General Expense CIP REBATES - RESIDENTIAL 92,938 - - 92,938 - 100% customer CIP REBATES - COMMERCIAL 111,001 - - 111,001 - 100% customer CIP - ADMINISTRATION 180,070 - - 180,070 - 100% customer CIP - MARKETING 44,739 - - 44,739 - 100% customer CIP - LABOR 98,214 - - 98,214 - 100% customer CIP REBATES - LOW INCOME 3,762 - - 3,762 - 100% customer CIP - LOW INCOME LABOR 9,264 - - 9,264 - 100% customer ENVIRONMENTAL COMPLIANCE 31,460 - - 31,460 - 100% customer MISC GENERAL EXPENSE 3,431 - - 3,431 - 100% customer Total General Expense 574,879$ -$ -$ 574,879$ -$ TOTAL OPERATING EXPENSES 39,990,857$ 29,102,783$ 8,797,208$ 1,720,514$ 370,351$ OTHER OPERATING REVENUES LFG PROJECT - - - - - NA DISPERSED GENERATION CREDIT 4,800 4,800 - - - 100% power supply CONNECTION MAINTENANCE 317,234 - - - 317,234 100% revenue CUSTOMER PENALTIES 295,143 - - - 295,143 100% revenue SECURITY LIGHTS 260,837 - - - 260,837 100% revenue CONTRIBUTIONS FROM CUSTOMERS 690,934 - 690,934 - - 100% distribution TOTAL OTHER OPERATING REVENUES 1,568,948$ 4,800$ 690,934$ -$ 873,214$ NON-OPERATING INCOME (EXPENSES) Interest income 338,157 - - - 338,157 100% revenue Miscellaneous revenue 925,800 - - - 925,800 100% revenue Interest expense and other (773,748) (404) (773,344) - - plant in service Gain (Loss) on sale of capital assets (16,154) - - - (16,154) 100% revenue TOTAL NON-OPERATING INCOME (EXPENSES)474,055$ (404)$ (773,344)$ -$ 1,247,803$ TRANSFER TO CITY 1,527,629$ -$ -$ -$ 1,527,629$ 100% revenue MARGIN 2,672,669$ -$ -$ -$ 2,672,669$ 100% revenue TOTAL REVENUE REQUIREMENT 42,148,152$ 29,098,388$ 8,879,618$ 1,720,514$ 2,449,632$ 100%69%21%4%6% Page 2 of 2 Exhibit 3-B 2024 REVENUE REQUIREMENT Test Year Demand Energy Classification Basis OPERATING EXPENSES Purchased Power 28,590,698$ 7,343,889$ 21,246,809$ per power supply Production OPERATING SUPERVISION 137,835 137,835 - 100% demand DIESEL OIL FUEL 159 - 159 100% energy NATURAL GAS 21,926 - 21,926 100% energy ELECTRIC & WATER CONSUMPTION 58,033 - 58,033 100% energy OTHER EXP/PLANT SUPPLIES-ETC 9,756 9,756 - 100% demand MISC OTHER PWR GENERATION EXP 640 640 - 100% demand MAINTENANCE OF STRUCTURE/PLANT 13,914 13,914 - 100% demand MTCE OF ENGINES/GENERATORS-PL 4,177 4,177 - 100% demand MTCE OF PLANT/LAND IMPROVEMENT 20,339 20,339 - 100% demand Total Production 266,779$ 186,661$ 80,118$ Transmission 48,622$ 48,622$ -$ 100% demand Distribution REMOVE EXISTING SERV & METERS - - - NA SCADA EXPENSES - - - NA TRANSFORMER EX/OVERHD & UNDERG - - - NA MTCE OF SIGNAL SYSTEMS - - - NA METER EXP - REMOVE & RESET - - - NA TEMP SERVICE-INSTALL & REMOVE - - - NA MISC DISTRIBUTION EXPENSE - - - NA INTERCONNECTION CARRYING CHARGE - - - NA MTCE OF STRUCTURES - - - NA MTCE OF SUBSTATIONS - - - NA MTCE OF SUBSTATION EQUIPMENT - - - NA MTCE OF OVERHD LINES/TREE TRIM - - - NA MTCE OF OVERHD LINES/STANDBY - - - NA MTCE OF OVERHEAD - - - NA MTCE OF UNDERGROUND/DISTRIB - - - NA LOCATE ELECTRIC LINES - - - NA LOCATE FIBER LINES - - - NA MTCE OF LINE TRANSFORMERS - - - NA MTCE OF STREET LIGHTING - - - NA MTCE OF SECURITY LIGHTING - - - NA MTCE OF METERS - - - NA VOLTAGE COMPLAINTS - - - NA SALARIES/TRANS & DISTRIBUTION - - - NA ELECTRIC MAPPING - - - NA MTCE OF OVERHEAD SERVICE/2NDRY - - - NA MTCE OF UNDERGROUND ELEC SERV - - - NA LOCATE UNDERGROUND SECONDARY - - - NA TRANSPORTATION EXPENSE - - - NA Total Distribution -$ -$ -$ Utilities & Labor Donated UTILITIES & LABOR DONATED TO CITY - - - NA Total Utilities & Labor Donated - - - Depreciation & Amortization DEPRECIATION 1,385 1,385 - 100% demand AMORTIZATION 349 349 - 100% demand Total Depreciation & Amortization 1,734$ 1,734$ -$ Other Operating Expenses EV CHARGING EXPENSE - - - NA LOSS ON DISPOSITION OF PROPERTY - - - NA OTHER DONATIONS - - - NA MUTUAL AID - - - NA INTEREST PD ON METER DEPOSIT - - - NA RENTAL PROPERTY EXPENSE - - - NA PENSION EXPENSE - - - NA Total Other Operating Expenses -$ -$ -$ Customer Accounts METER READING EXPENSE - - - NA Elk River Municipal Utilities 2024 Test Year Power Supply Classification page 1 of 2 Exhibit 3-B 2024 REVENUE REQUIREMENT Test Year Demand Energy Classification Basis Elk River Municipal Utilities 2024 Test Year Power Supply Classification COLLECTING EXP DISC/RECONNECT - - - NA MISC CUSTOMER ACCTS EXP-COMP - - - NA CUST BLGS NOT PD/SENT FOR COLL - - - NA Total Customer Accounts -$ -$ -$ General & Administrative SALARIES/OFFICE & COMMISSION 39,753 10,420 29,333 total revenue requirement TEMPORARY STAFFING - - - NA OFFICE SUPPLIES & EXPENSE 4,300 1,127 3,173 total revenue requirement LT & WATER CONSUMPTION/OFFICE 1,089 285 804 total revenue requirement BANK CHARGES 128 33 94 total revenue requirement LEGAL FEES 1,588 416 1,172 total revenue requirement AUDITING FEES 848 222 626 total revenue requirement INSURANCE 8,246 2,162 6,085 total revenue requirement UTILITY SHARE DEF COMP 4,996 1,310 3,687 total revenue requirement UTIL SH OF MEDICAL/DENTAL 37,245 9,763 27,483 total revenue requirement UTILITY SHARE OF PERA 13,836 3,627 10,209 total revenue requirement UTILITY SHARE OF FICA 13,483 3,534 9,949 total revenue requirement EMPLOYEES SICK PAY 22,313 5,849 16,465 total revenue requirement EMP HOLIDAY PAY 8,044 2,108 5,935 total revenue requirement EMPLOYEE VACATION & PTO 14,907 3,907 10,999 total revenue requirement UPMIC DISTRIBUTION 5,055 1,325 3,730 total revenue requirement LONGEVITY PAY 313 82 231 total revenue requirement CONSULTING FEES 1,811 475 1,336 total revenue requirement TELEPHONE 1,392 365 1,027 total revenue requirement ADVERTISING 632 166 466 total revenue requirement DUES & SUBSCRIPTIONS - FEES 5,554 1,456 4,098 total revenue requirement TRAVEL EXPENSE - - - NA SCHOOLS & MEETINGS 8,963 2,349 6,614 total revenue requirement MTCE OF GENERAL PLANT & OFFICE 452 119 334 total revenue requirement Total General & Administrative 194,950$ 51,101$ 143,850$ General Expense CIP REBATES - RESIDENTIAL - - - NA CIP REBATES - COMMERCIAL - - - NA CIP - ADMINISTRATION - - - NA CIP - MARKETING - - - NA CIP - LABOR - - - NA CIP REBATES - LOW INCOME - - - NA CIP - LOW INCOME LABOR - - - NA ENVIRONMENTAL COMPLIANCE - - - NA MISC GENERAL EXPENSE - - - NA Total General Expense -$ -$ -$ TOTAL OPERATING EXPENSES 29,102,783$ 7,632,007$ 21,470,777$ OTHER OPERATING REVENUES LFG PROJECT - - - NA DISPERSED GENERATION CREDIT 4,800 4,800 - 100% demand CONNECTION MAINTENANCE - - - NA CUSTOMER PENALTIES - - - NA SECURITY LIGHTS - - - NA CONTRIBUTIONS FROM CUSTOMERS - - - NA TOTAL OTHER OPERATING REVENUES 4,800$ 4,800$ -$ NON-OPERATING INCOME (EXPENSES) Interest income - - - NA Miscellaneous revenue - - - NA Interest expense and other (404) (106) (298) total revenue requirement Gain (Loss) on sale of capital assets - - - NA TOTAL NON-OPERATING INCOME (EXPENSES)(404)$ (106)$ (298)$ TRANSFER TO CITY -$ -$ -$ NA MARGIN -$ -$ -$ NA TOTAL REVENUE REQUIREMENT 29,098,388$ 7,627,313$ 21,471,075$ page 2 of 2 Exhibit 3-C 2024 Customer REVENUE REQUIREMENT Test Year Demand Facilities Classification Basis OPERATING EXPENSES Purchased Power -$ -$ -$ NA Production OPERATING SUPERVISION - - - NA DIESEL OIL FUEL - - - NA NATURAL GAS - - - NA ELECTRIC & WATER CONSUMPTION - - - NA OTHER EXP/PLANT SUPPLIES-ETC - - - NA MISC OTHER PWR GENERATION EXP - - - NA MAINTENANCE OF STRUCTURE/PLANT - - - NA MTCE OF ENGINES/GENERATORS-PL - - - NA MTCE OF PLANT/LAND IMPROVEMENT - - - NA Total Production -$ -$ -$ Transmission -$ -$ -$ NA Distribution REMOVE EXISTING SERV & METERS 352 - 352 100% Cust facilities SCADA EXPENSES 51,049 36,784 14,265 Dist/Cust split TRANSFORMER EX/OVERHD & UNDERG 17,031 - 17,031 100% Cust facilities MTCE OF SIGNAL SYSTEMS 2,223 - 2,223 100% Cust facilities METER EXP - REMOVE & RESET 466 - 466 100% Cust facilities TEMP SERVICE-INSTALL & REMOVE 650 - 650 100% Cust facilities MISC DISTRIBUTION EXPENSE 353,049 254,392 98,657 Dist/Cust split INTERCONNECTION CARRYING CHARGE 2,416 2,416 - 100% Dist demand MTCE OF STRUCTURES 90,596 90,596 - 100% Dist demand MTCE OF SUBSTATIONS 26,504 26,504 - 100% Dist demand MTCE OF SUBSTATION EQUIPMENT 88,541 88,541 - 100% Dist demand MTCE OF OVERHD LINES/TREE TRIM 245,908 177,191 68,717 Dist/Cust split MTCE OF OVERHD LINES/STANDBY 43,616 31,428 12,188 Dist/Cust split MTCE OF OVERHEAD 174,965 126,072 48,893 Dist/Cust split MTCE OF UNDERGROUND/DISTRIB 284,922 205,303 79,619 Dist/Cust split LOCATE ELECTRIC LINES 100,233 - 100,233 100% Cust facilities LOCATE FIBER LINES 3,182 - 3,182 100% Cust facilities MTCE OF LINE TRANSFORMERS 65,534 - 65,534 100% Cust facilities MTCE OF STREET LIGHTING 83,909 - 83,909 100% Cust facilities MTCE OF SECURITY LIGHTING 24,067 - 24,067 100% Cust facilities MTCE OF METERS 57,807 - 57,807 100% Cust facilities VOLTAGE COMPLAINTS 6,937 - 6,937 100% Cust facilities SALARIES/TRANS & DISTRIBUTION 31,044 22,369 8,675 Dist/Cust split ELECTRIC MAPPING 134,998 97,274 37,724 Dist/Cust split MTCE OF OVERHEAD SERVICE/2NDRY 21,933 - 21,933 100% Cust facilities MTCE OF UNDERGROUND ELEC SERV 58,324 - 58,324 100% Cust facilities LOCATE UNDERGROUND SECONDARY - - - NA TRANSPORTATION EXPENSE 303,891 303,891 - 100% Dist demand Total Distribution 2,274,147$ 1,462,761$ 811,386$ Utilities & Labor Donated UTILITIES & LABOR DONATED TO CITY - - - NA Total Utilities & Labor Donated - - - Depreciation & Amortization DEPRECIATION 2,648,308 1,908,259 740,049 Dist/Cust split AMORTIZATION 667,786 481,178 186,607 Dist/Cust split Total Depreciation & Amortization 3,316,094$ 2,389,438$ 926,656$ Other Operating Expenses EV CHARGING EXPENSE - - - NA LOSS ON DISPOSITION OF PROPERTY - - - NA OTHER DONATIONS - - - NA MUTUAL AID 54,540 54,540 - 100% Dist demand INTEREST PD ON METER DEPOSIT - - - NA RENTAL PROPERTY EXPENSE - - - NA PENSION EXPENSE (196,662) (141,706) (54,956) Dist/Cust split Total Other Operating Expenses (142,122)$ (87,166)$ (54,956)$ Customer Accounts Elk River Municipal Utilities 2024 Test Year Distribution Classification page 1 of 2 Exhibit 3-C 2024 Customer REVENUE REQUIREMENT Test Year Demand Facilities Classification Basis Elk River Municipal Utilities 2024 Test Year Distribution Classification METER READING EXPENSE - - - NA COLLECTING EXP DISC/RECONNECT - - - NA MISC CUSTOMER ACCTS EXP-COMP - - - NA CUST BLGS NOT PD/SENT FOR COLL - - - NA Total Customer Accounts -$ -$ -$ General & Administrative SALARIES/OFFICE & COMMISSION 682,932 448,412 234,520 total revenue requirement TEMPORARY STAFFING - - - NA OFFICE SUPPLIES & EXPENSE 73,869 48,502 25,367 total revenue requirement LT & WATER CONSUMPTION/OFFICE 18,709 12,284 6,425 total revenue requirement BANK CHARGES 2,195 1,442 754 total revenue requirement LEGAL FEES 27,287 17,917 9,370 total revenue requirement AUDITING FEES 14,569 9,566 5,003 total revenue requirement INSURANCE 141,665 93,017 48,648 total revenue requirement UTILITY SHARE DEF COMP 85,833 56,358 29,475 total revenue requirement UTIL SH OF MEDICAL/DENTAL 639,847 420,122 219,724 total revenue requirement UTILITY SHARE OF PERA 237,689 156,066 81,623 total revenue requirement UTILITY SHARE OF FICA 231,633 152,090 79,543 total revenue requirement EMPLOYEES SICK PAY 383,325 251,691 131,634 total revenue requirement EMP HOLIDAY PAY 138,188 90,734 47,454 total revenue requirement EMPLOYEE VACATION & PTO 256,088 168,147 87,941 total revenue requirement UPMIC DISTRIBUTION 86,844 57,022 29,822 total revenue requirement LONGEVITY PAY 5,373 3,528 1,845 total revenue requirement CONSULTING FEES 31,104 20,423 10,681 total revenue requirement TELEPHONE 23,912 15,700 8,211 total revenue requirement ADVERTISING 10,858 7,129 3,729 total revenue requirement DUES & SUBSCRIPTIONS - FEES 95,415 62,649 32,766 total revenue requirement TRAVEL EXPENSE - - - NA SCHOOLS & MEETINGS 153,981 101,103 52,877 total revenue requirement MTCE OF GENERAL PLANT & OFFICE 7,772 5,103 2,669 total revenue requirement Total General & Administrative 3,349,089$ 2,199,007$ 1,150,082$ General Expense CIP REBATES - RESIDENTIAL - - - NA CIP REBATES - COMMERCIAL - - - NA CIP - ADMINISTRATION - - - NA CIP - MARKETING - - - NA CIP - LABOR - - - NA CIP REBATES - LOW INCOME - - - NA CIP - LOW INCOME LABOR - - - NA ENVIRONMENTAL COMPLIANCE - - - NA MISC GENERAL EXPENSE - - - NA Total General Expense -$ -$ -$ TOTAL OPERATING EXPENSES 8,797,208$ 5,964,039$ 2,833,169$ OTHER OPERATING REVENUES LFG PROJECT - - - NA DISPERSED GENERATION CREDIT - - - NA CONNECTION MAINTENANCE - - - NA CUSTOMER PENALTIES - - - NA SECURITY LIGHTS - - - NA CONTRIBUTIONS FROM CUSTOMERS 690,934 690,934 - 100% Dist demand TOTAL OTHER OPERATING REVENUES 690,934$ 690,934$ -$ NON-OPERATING INCOME (EXPENSES) Interest income - - - NA Miscellaneous revenue - - - NA Interest expense and other (773,344) (557,239) (216,105) Dist/Cust split Gain (Loss) on sale of capital assets - - - NA TOTAL NON-OPERATING INCOME (EXPENSES)(773,344)$ (557,239)$ (216,105)$ TRANSFER TO CITY -$ -$ -$ NA MARGIN -$ -$ -$ NA TOTAL REVENUE REQUIREMENT 8,879,618$ 5,830,344$ 3,049,274$ page 2 of 2 Exhibit 3-D 2024 REVENUE REQUIREMENT Test Year Customer Classification Basis OPERATING EXPENSES Purchased Power -$ -$ NA Production OPERATING SUPERVISION - - NA DIESEL OIL FUEL - - NA NATURAL GAS - - NA ELECTRIC & WATER CONSUMPTION - - NA OTHER EXP/PLANT SUPPLIES-ETC - - NA MISC OTHER PWR GENERATION EXP - - NA MAINTENANCE OF STRUCTURE/PLANT - - NA MTCE OF ENGINES/GENERATORS-PL - - NA MTCE OF PLANT/LAND IMPROVEMENT - - NA Total Production -$ -$ Transmission -$ -$ NA Distribution REMOVE EXISTING SERV & METERS - - NA SCADA EXPENSES - - NA TRANSFORMER EX/OVERHD & UNDERG - - NA MTCE OF SIGNAL SYSTEMS - - NA METER EXP - REMOVE & RESET - - NA TEMP SERVICE-INSTALL & REMOVE - - NA MISC DISTRIBUTION EXPENSE - - NA INTERCONNECTION CARRYING CHARGE - - NA MTCE OF STRUCTURES - - NA MTCE OF SUBSTATIONS - - NA MTCE OF SUBSTATION EQUIPMENT - - NA MTCE OF OVERHD LINES/TREE TRIM - - NA MTCE OF OVERHD LINES/STANDBY - - NA MTCE OF OVERHEAD - - NA MTCE OF UNDERGROUND/DISTRIB - - NA LOCATE ELECTRIC LINES - - NA LOCATE FIBER LINES - - NA MTCE OF LINE TRANSFORMERS - - NA MTCE OF STREET LIGHTING - - NA MTCE OF SECURITY LIGHTING - - NA MTCE OF METERS - - NA VOLTAGE COMPLAINTS - - NA SALARIES/TRANS & DISTRIBUTION - - NA ELECTRIC MAPPING - - NA MTCE OF OVERHEAD SERVICE/2NDRY - - NA MTCE OF UNDERGROUND ELEC SERV - - NA LOCATE UNDERGROUND SECONDARY - - NA TRANSPORTATION EXPENSE - - NA Total Distribution -$ -$ Utilities & Labor Donated UTILITIES & LABOR DONATED TO CITY - - NA Total Utilities & Labor Donated - - Depreciation & Amortization DEPRECIATION - - NA AMORTIZATION - - NA Total Depreciation & Amortization -$ -$ Other Operating Expenses EV CHARGING EXPENSE 2,661 2,661 100% Customer LOSS ON DISPOSITION OF PROPERTY - - NA OTHER DONATIONS - - NA MUTUAL AID - - NA INTEREST PD ON METER DEPOSIT 57,582 57,582 100% Customer RENTAL PROPERTY EXPENSE - - NA PENSION EXPENSE - - NA Total Other Operating Expenses 60,243$ 60,243$ Customer Accounts - Elk River Municipal Utilities 2024 Test Year Customer Classification page 1 of 2 Exhibit 3-D 2024 REVENUE REQUIREMENT Test Year Customer Classification Basis Elk River Municipal Utilities 2024 Test Year Customer Classification METER READING EXPENSE 47,697 47,697 100% Customer COLLECTING EXP DISC/RECONNECT 11,844 11,844 100% Customer MISC CUSTOMER ACCTS EXP-COMP 355,651 355,651 100% Customer CUST BLGS NOT PD/SENT FOR COLL 15,202 15,202 100% Customer Total Customer Accounts 430,394$ 430,394$ General & Administrative SALARIES/OFFICE & COMMISSION 133,564 133,564 100% Customer TEMPORARY STAFFING - - NA OFFICE SUPPLIES & EXPENSE 14,447 14,447 100% Customer LT & WATER CONSUMPTION/OFFICE 3,659 3,659 100% Customer BANK CHARGES 429 429 100% Customer LEGAL FEES 5,337 5,337 100% Customer AUDITING FEES 2,849 2,849 100% Customer INSURANCE 27,706 27,706 100% Customer UTILITY SHARE DEF COMP 16,787 16,787 100% Customer UTIL SH OF MEDICAL/DENTAL 125,138 125,138 100% Customer UTILITY SHARE OF PERA 46,486 46,486 100% Customer UTILITY SHARE OF FICA 45,302 45,302 100% Customer EMPLOYEES SICK PAY 74,969 74,969 100% Customer EMP HOLIDAY PAY 27,026 27,026 100% Customer EMPLOYEE VACATION & PTO 50,084 50,084 100% Customer UPMIC DISTRIBUTION 16,985 16,985 100% Customer LONGEVITY PAY 1,051 1,051 100% Customer CONSULTING FEES 6,083 6,083 100% Customer TELEPHONE 4,677 4,677 100% Customer ADVERTISING 2,124 2,124 100% Customer DUES & SUBSCRIPTIONS - FEES 18,661 18,661 100% Customer TRAVEL EXPENSE - - NA SCHOOLS & MEETINGS 30,115 30,115 100% Customer MTCE OF GENERAL PLANT & OFFICE 1,520 1,520 100% Customer Total General & Administrative 654,998$ 654,998$ General Expense CIP REBATES - RESIDENTIAL 92,938 92,938 100% Customer CIP REBATES - COMMERCIAL 111,001 111,001 100% Customer CIP - ADMINISTRATION 180,070 180,070 100% Customer CIP - MARKETING 44,739 44,739 100% Customer CIP - LABOR 98,214 98,214 100% Customer CIP REBATES - LOW INCOME 3,762 3,762 100% Customer CIP - LOW INCOME LABOR 9,264 9,264 100% Customer ENVIRONMENTAL COMPLIANCE 31,460 31,460 100% Customer MISC GENERAL EXPENSE 3,431 3,431 100% Customer Total General Expense 574,879$ 574,879$ TOTAL OPERATING EXPENSES 1,720,514$ 1,720,514$ OTHER OPERATING REVENUES LFG PROJECT - - NA DISPERSED GENERATION CREDIT - - NA CONNECTION MAINTENANCE - - NA CUSTOMER PENALTIES - - NA SECURITY LIGHTS - - NA CONTRIBUTIONS FROM CUSTOMERS - - NA TOTAL OTHER OPERATING REVENUES -$ -$ NON-OPERATING INCOME (EXPENSES) Interest income - - NA Miscellaneous revenue - - NA Interest expense and other - - NA Gain (Loss) on sale of capital assets - - NA TOTAL NON-OPERATING INCOME (EXPENSES)-$ -$ TRANSFER TO CITY -$ -$ NA MARGIN -$ -$ NA TOTAL REVENUE REQUIREMENT 1,720,514$ 1,720,514$ page 2 of 2 Exhibit 3-E Commercial Commercial Total Residential Non-demand Demand Industrial Demand Allocation Factors 12 Coincident Peak (kW)620,577 227,688 62,420 227,471 102,998 12 CP 100.0%36.7%10.1%36.7%16.6% 1 Coincident Peak (kW)70,882 32,483 6,457 22,861 9,080 1 CP 100.0%45.8%9.1%32.3%12.8% 1 Non-coincident Peak (kW)85,306 36,913 8,940 28,878 10,575 1 NCP 100.0%43.3%10.5%33.9%12.4% Sum of Max Demands (kW)1,170,110 574,671 146,492 331,325 117,621 SMD 100.0%49.1%12.5%28.3%10.1% Energy Allocation Factors Retail Energy Req. (kWh)320,012,952 105,768,831 29,858,418 113,698,503 70,687,200 RE 100.0%33.1%9.3%35.5%22.1% Customers Number of Customers 13,365 11,690 1,450 223 2 C 100.0%87.5%10.8%1.7%0.0% Customer Facilities Allocation Factor Weighted Number of Cust 22,555 11,690 2,175 6,690 2,000 CF 100.0%51.8%9.6%29.7%8.9% Customer Service Allocation Factor Weighted Number of Cust 15,020 11,690 2,175 1,115 40 CS 100.0%77.8%14.5%7.4%0.3% Revenue Allocator Sum Other Rev Reqs 39,698,520$ 15,337,248$ 3,924,744$ 13,430,196$ 7,006,331$ R 100.0%38.6%9.9%33.8%17.6% Elk River Municipal Utilities 2024 Test Year Allocation Factors page 1 of 1 Exhibit 3-F Commercial Commercial Allocation Total Residential Non-demand Demand Industrial Factor Power Supply Demand 7,627,313 2,798,434 767,187 2,795,776 1,265,917 12 CP Energy 21,471,075 7,096,496 2,003,332 7,628,532 4,742,715 RE Total Power Supply 29,098,388$ 9,894,929$ 2,770,519$ 10,424,308$ 6,008,632$ Distribution Demand 5,830,344 2,522,847 611,038 1,973,727 722,732 1 NCP Customer Facilities 3,049,274 1,580,404 294,044 904,440 270,386 CF Total Distribution 8,879,618$ 4,103,250$ 905,082$ 2,878,167$ 993,118$ Customer Customer Service 1,720,514 1,339,069 249,142 127,721 4,582 CS Total Customer Service 1,720,514$ 1,339,069$ 249,142$ 127,721$ 4,582$ Revenue Component Operating Expenses 370,351$ 143,083 36,614 125,292 65,363 R Other Operating Income (873,214) (337,360) (86,329) (295,412) (154,112) R Non-Operating Income (1,247,803) (482,080) (123,362) (422,138) (220,223) R Transfer to City 1,527,629 590,189 151,027 516,804 269,609 R Margin 2,672,669 1,032,567 264,230 904,176 471,695 R Total Revenue 2,449,632$ 946,399$ 242,180$ 828,722$ 432,332$ Total Revenue Requirements 42,148,152$ 16,283,647$ 4,166,924$ 14,258,918$ 7,438,663$ Total Revenues 42,148,152$ 16,583,227$ 4,401,535$ 13,875,362$ 7,288,029$ Percent Revenue Requirements 100.0%38.6%9.9%33.8%17.6% Percent Revenues 100.0%39.3%10.4%32.9%17.3% Percent Change 0.0%-1.8%-5.3%2.8%2.1% Revenue Req/kWh 0.132 0.154 0.140 0.125 0.105 Revenue/kWh 0.132 0.157 0.147 0.122 0.103 Elk River Municipal Utilities 2024 Test Year Allocation of Revenue Requirements page 1 of 1 Section 4 Proposed Rates Changes to rates are generally based on the overall need for revenues and results of the cost-of-service analyses. The projected operating results at existing rates as presented in Section 2 of this report outlines the overall revenue needs of the electric utility. Section 3 summarizes the cost-of-service results. These factors have been considered in developing the proposed rates summarized in this section of the report. Proposed Rates Revenue Needs In Section 2, it shows that ERMU’s projected cash reserves at current rates decline from $13.8 million to $10.5 million over the Study Period. The analysis shows ERMU’s reserve levels staying below the new reserve policy level through the Study Period. In order to strengthen ERMU’s financial position, it is recommended that a series of rate increases be implemented in the years 2026-2029. The combination of the rate levels recommended combined with the new PCA approach described below result in average overall increases of 2% per year. Rate Design Adjustments Specific rate recommendations for each class to become effective each year from 2026- 2029 are shown in Exhibit 4-A. Also shown on Exhibit 4-A are the rates currently in effect for 2025. Power Cost Adjustment (PCA) Formula ERMU utilizes its Power Cost Adjustment (PCA) to adjust retail power bills to reflect certain aspects of the wholesale power costs from MMPA. Historically, the PCA has Section 4 - 16 - been tied to the wholesale Energy Adjustment Clause (EAC) included on MMPA’s wholesale power bill. Linking the retail PCA and the wholesale EAC only adjusts retail bills for a portion of changes in the wholesale bill. Other wholesale changes, such as wholesale rate changes need to be addressed through published retail rate changes. It is recommended that ERMU move to a retail PCA that adjusts retail bills for all components of the wholesale bill. Shown below is a proposed formula for monthly calculation of a new PCA to include on ERMU retail bills. Proposed formula: PCA = ( 𝑊𝑊𝑊𝑊𝑊𝑊𝑊𝑊𝑊𝑊 𝑥𝑥 0.9711 - 0.07896) Where: • PCA is the power cost adjustment per kWh. • WPC is the wholesale power cost in dollars. • WE is the wholesale energy in kWh. • 0.9711 is a loss adjustment • 0.07896 is the new base dollars per kWh. An example calculation for estimated costs in 2026 is as follows: PCA = ( $31,596,071 340,372,265𝑥𝑥 0.9711 - 0.07896) = $.01663/kWh The calculation shown above is shown on an annual basis, but the calculation would actually be done monthly to calculate the appropriate PCA based on monthly wholesale power costs. Based on billing cycles, the PCA charge would lag the monthly wholesale bill by two months. It is important to recognize that the proposed rates in this report are designed to work with this PCA approach. If a different PCA approach is adopted, the rate recommendations would need to change to match the altered PCA. The PCA formula Proposed Rates - 17 - base amount, the projected wholesale power costs per retail kWh and the resulting projected PCA charges for the Study Period are shown in Table 4-1. Table 4-1 PCA Projections ($/kWh) Year Projected Wholesale $ per Retail kWh Less PCA Formula Base Resulting Retail PCA 2026 0.09559 0.07896 0.01663 2027 0.09667 0.07896 0.01771 2028 0.09777 0.07896 0.01881 2029 0.09889 0.07896 0.01993 Projected Operating Results – Proposed Rates Based on the assumptions outlined above, the resulting projected operating results with the proposed rates are summarized in Table 4-2. Exhibit 4-B contains a more detailed presentation of these results. Section 4 - 18 - Table 4-2 Projected Operating Results Proposed Rates Year 2025 2026 2027 2028 2029 Operating Revenues $48,369,482 $49,833,918 $50,961,806 $51,824,827 Less Operating Expenses (44,210,400) (45,215,511) (46,121,914) (47,047,707) Plus Non -Operating Revenues (Expenses) 468,457 489,744 496,394 536,394 Plus Fees and Transfers (1,777,308) (1,842,476) (1,892,667) (1,931,071) Change in Net Position(1) $3,800,000 2,850,230 3,265,675 3,443,620 3,382,442 Net Position as Percent of Revenues 5.9% 6.6% 6.8% 6.5% (1) 2025 EOY change in net position estimated by ERMU staff based on 2025 YTD actual results Cash Reserves – Proposed Rates A summary of the impact of the projected operating results on ERMU’s cash reserves assuming the proposed rate adjustments is shown at the end of Exhibit 4-B and in Table 4-3 below. Assuming the recommended rate adjustments going forward, the projected cash balance at the end of the Study Period increases by approximately $4.6 million as compared to the projections at existing rates as contained in Section 2 of this report. The total reserves reach a level of 80% of the ERMU reserve goal. Proposed Rates - 19 - Table 4-3 Projected Cash Reserves Proposed Rates Year 2025 2026 2027 2028 2029 Beginning Balance $13,800,000 $12,028,988 $13,075,198 $13,228,547 Plus Change in Net Position 2,850,230 3,265,675 3,443,620 3,382,442 Plus Depreciation 3,533,136 3,801,373 3,955,671 4,107,101 Plus Interfund Borrowing 1,400,000 - (1,400,000) - Less Capital Improvements (8,047,103) (4,628,954) (4,542,896) (4,381,166) Less Loss of Revenue Pmts (472,275) (316,884) (198,046) (100,816) Less Debt Principal (1,035,000) (1,075,000) (1,105,000) (1,140,000) Ending Balance(1) $13,800,000 $12,028,988 $13,075,198 $13,228,547 $15,096,108 Reserve Goal $18,392,897 $18,432,831 $18,623,699 $18,769,766 $18,924,065 Reserves as % of Goal 75% 65% 70% 70% 80% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results Competitive Analysis ERMU is interested in how its rates compare to neighboring utilities. Table 4-4 below shows monthly electric bills for various typical customers in the residential and commercial classes. Bills are shown based on existing ERMU rates, proposed ERMU rates in 2026 and the rates for Buffalo, Shakopee, Wright Hennepin Cooperative and Xcel Energy. Buffalo and Shakopee’s rates are based on their new 2026 rates. An important consideration in this table is what may happen to Wright Hennepin and Xcel rates in the future. There is no information available regarding Wright Hennepin rate plans. The Xcel Energy charges include Xcel’s 7.14% interim rate increase but the final determination on Xcel’s last rate case has not been determined by the MPUC yet. Section 4 - 20 - Table 4-4 Monthly Bill Comparisons Customer Type and Usage ERMU Present 2026 ERMU Proposed Wright Hennepin Coop City of Buffalo City of Shakopee Xcel Energy Residential 300 kWh $59.42 $61.10 $61.83 $62.46 $56.45 $59.02 Residential 700 kWh 118.66 121.89 117.73 122.42 117.52 125.41 Residential 1200 kWh 192.70 197.89 187.60 197.36 193.84 208.41 Commercial 1000 kWh 167.18 171.89 159.65 174.78 161.39 162.32 Commercial 2000 kWh 302.35 310.79 299.40 327.06 308.56 312.42 Commercial 5000 kWh 707.88 727.47 718.65 783.91 750.09 762.72 Solar Grid Access Charge Minnesota State Statute 216B.64 Subdivision 3 provides that relative to net metering and distributed generation: “A cooperative electric association or municipal utility may charge an additional fee to recover the fixed costs not already paid for by the customer through the customer's existing billing arrangement. Any additional charge by the utility must be reasonable and appropriate for that class of customer based on the most recent cost of service study”. This additional charge is often referred to as a Solar Grid Access Charge for the solar array customer. Based on the size of the solar generation installation, a separate distribution access fee is charged to a customer. This charge is levied on a $/kW basis to reflect the fixed expense of the distribution system. The charge is generally assessed on the total generation size less the average demand of a typical residential customer. For ERMU, the average residential customer is estimated to have an average monthly peak demand of 4 kW. As an example, a solar customer with a 10-kW system, they would be charged for 6 kW (10 kW generator capacity less the 4 kW average customer demand). This option is self-regulating from a size of generator Proposed Rates - 21 - perspective. Larger solar installations pay more for utilizing the benefits of the fixed distribution system. Customers still receive retail credit for energy generated. This option also does not require any additional metering requirements. Customers are billed a fixed amount every month based on the installed capacity. The calculation of this charge for BMU based on this cost-of-service study is shown below. The values in this analysis are taken from Exhibits 3-E and 3-F in this report. Allocated Residential Distribution and Customer costs - $5,442,319 ($4,103,250 plus $1,339,069) (Exhibit 3-F) Allocated Residential Revenue cost - $729,199 (Exhibit 3-F) Residential Revenue adjustment - $729,199/$5,442,319 = 13.4% Allocated Residential Distribution Demand cost - $2,522,847 (Exhibit 3-F) Adjusted Resid. Distribution Demand cost - $2,522,847 x 1.134 = $2,860,908 Residential Sum of Maximum Demands – 574,671 kW (Exhibit 3-E) Residential Distribution Demand Cost/kW - $2,860,908/574,671 = $4.98/kW The revenue adjustment shown in the calculation above is calculated to adjust local operating costs to account for revenue-allocated cost items. This adjustment is utilized to adjust the allocated distribution system demand cost. The adjusted distribution demand cost is divided by the total estimated sum of maximum demands for the Residential class. The rate calculated above is $4.98/kW based on 2024 costs. This rate has been rounded up to $5.20/kW to adjust for future costs beginning in 2026. This represents a decrease from the current $5.56/kW charge in effect for ERMU. Exhibit 4-A Current Proposed Proposed Proposed Proposed Class Rate 2026 2027 2028 2029 Residential ER012/ERA13 Customer (per month)15.00$ 15.50$ 16.00$ 16.50$ 17.00$ Summer Energy (per kWh)0.13734$ 0.14106$ 0.14456$ 0.14467$ 0.14505$ Non-summer Energy (per kWh)0.12548$ 0.12911$ 0.13251$ 0.13262$ 0.13277$ Off Peak Storage ERSW1 Energy (per kWH)0.05010$ 0.05343$ 0.05500$ 0.05617$ 0.05647$ Off Peak Dual Fuel Space Heating ERDF1 Energy (per kWh)0.06510$ 0.06858$ 0.07055$ 0.07164$ 0.07170$ Ground Heat Pump EGSH Energy (per kWh)0.09830$ 0.10212$ 0.10576$ 0.10587$ 0.10605$ Dual Fuel/ETS ERDSW Energy (per kWh)0.05010$ 0.05343$ 0.05500$ 0.05617$ 0.05647$ Cycled AC/RAC24 Energy (per kWh)0.04630$ 0.04960$ 0.05155$ 0.05190$ 0.05225$ Electric Vehicle Charging EEVOF/EEVON Summer On -Peak (per kWh)0.13733$ 0.14106$ 0.14456$ 0.14472$ 0.14505$ Non-summer On-Peak (per kWh)0.12548$ 0.12911$ 0.13251$ 0.13256$ 0.13277$ Off -Peak (per kWh)0.06510$ 0.06858$ 0.07055$ 0.07164$ 0.07170$ Commercial Non-Demand ECN16/ECNAE Customer (per month)32.00$ 33.00$ 34.00$ 36.00$ 38.00$ Summer Energy (per kWh)0.13304$ 0.13673$ 0.13826$ 0.13979$ 0.14002$ Non-summer Energy (per kWh)0.11141$ 0.11494$ 0.11636$ 0.11777$ 0.11801$ Commercial Non-Demand Heat Pump ECGSH Customer (per month)32.00$ 33.00$ 34.00$ 36.00$ 38.00$ Energy (per kWh)0.09830$ 0.10212$ 0.10576$ 0.10587$ 0.10603$ Commercial Demand ECD15/EDG38 Customer (per month)77.00$ 80.00$ 83.00$ 86.00$ 89.00$ Energy (per kWh)0.07035$ 0.07353$ 0.07476$ 0.07599$ 0.07650$ Summer Demand (per kW)16.75$ 17.00$ 17.25$ 17.50$ 17.75$ Non-summer Demand (per kW)11.75$ 12.00$ 12.25$ 12.50$ 12.75$ Commercial Demand On/Off Peak ECOP1/ECOP2 Customer (per month)77.00$ 80.00$ 83.00$ 86.00$ 89.00$ Energy (per kWh)0.07350$ 0.07643$ 0.07744$ 0.07845$ 0.07900$ Summer Demand (per kW)16.75$ 17.00$ 17.25$ 17.50$ 17.70$ Non-summer Demand (per kW)11.75$ 12.00$ 12.25$ 12.50$ 12.70$ Off-peak Demand (per kW)6.30$ 6.50$ 6.70$ 6.90$ 7.00$ Large Industrial (Target/United Health) Customer (per month)115.00$ 125.00$ 135.00$ 145.00$ 155.00$ Energy (per kWh)0.06962$ 0.07293$ 0.07429$ 0.07565$ 0.07632$ Summer Demand (per kW)16.25$ 16.50$ 16.75$ 17.00$ 17.20$ Non-summer Demand (per kW)11.25$ 11.50$ 11.75$ 12.00$ 12.20$ PCA Formula Base Amount/kWh n/a 0.07896$ 0.07896$ 0.07896$ 0.07896$ Estimated PCA/kWh 0.01640$ 0.01663$ 0.01771$ 0.01881$ 0.01993$ Security Lights (per month) Standard Low Output w/ Wood Pole 10.00$ 10.20$ 10.40$ 10.61$ 10.82$ Standard Low Output 12.00$ 12.24$ 12.48$ 12.73$ 12.99$ Standard Medium Output 17.00$ 17.34$ 17.69$ 18.04$ 18.40$ Standard High Output 22.00$ 22.44$ 22.89$ 23.35$ 23.81$ Standard Low Ouput w/ Decorative Pole 24.00$ 24.48$ 24.97$ 25.47$ 25.98$ Decorative Med Ouput w/ Decorative Pole 33.00$ 33.66$ 34.33$ 35.02$ 35.72$ Elk River Municipal Utilities Existing and Proposed Electric Rates page 1 of 1 Exhibit 4-B 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 OPERATING REVENUES Charges for services 36,573,483$ 39,473,717$ 42,355,712$ 43,986,269$ 42,557,925$ 46,622,070 47,804,682$ 49,269,118$ 50,397,006$ 51,260,027$ LFG project 1,141,482 1,019,097 935,004 - - - - - - - Generation credit 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 4,800 Connection maintenance 160,186 263,330 243,088 151,296 317,234 150,000 255,000 255,000 255,000 255,000 Customer penalties 42,556 - 284,452 308,374 295,143 285,000 305,000 305,000 305,000 305,000 Total Operating Revenues 37,922,507$ 40,760,944$ 43,823,056$ 44,450,739$ 43,175,102$ 47,061,870$ 48,369,482$ 49,833,918$ 50,961,806$ 51,824,827$ OPERATING EXPENSES Purchased Power 24,240,440$ 28,169,146$ 31,544,604$ 31,232,788$ 28,590,698$ 31,019,478$ 31,596,071$ 32,060,510$ 32,532,005$ 33,017,341$ Production 963,858 1,002,631 793,299 315,057 266,783 341,000 321,993 331,653 341,602 351,850 Transmission and Distribution 1,494,841 1,583,165 2,015,665 2,224,113 2,437,569 2,742,000 2,605,000 2,683,150 2,763,645 2,846,554 Services to City 229,086 224,814 231,861 253,564 229,359 265,000 - - - - Depreciation 2,896,839 2,957,685 3,062,751 3,177,120 3,317,829 3,339,552 3,533,136 3,801,373 3,955,671 4,107,101 Customer accounts 346,090 337,760 391,238 433,553 430,396 470,000 435,000 448,050 461,492 475,336 General and administrative 3,787,850 3,350,641 4,372,187 4,421,557 4,718,264 5,906,049 5,719,200 5,890,776 6,067,499 6,249,524 Total Operating Expenses 33,959,004$ 37,625,842$ 42,411,605$ 42,057,752$ 39,990,898$ 44,083,079$ 44,210,400$ 45,215,511$ 46,121,914$ 47,047,707$ OPERATING INCOME 3,963,503$ 3,135,102$ 1,411,451$ 2,392,987$ 3,184,204$ 2,978,791$ 4,159,082$ 4,618,407$ 4,839,893$ 4,777,120$ NON-OPERATING REVENUE (EXPENSE) Interest income 134,468$ 52,514$ (159,502)$ 158,310$ 338,157$ 350,000$ 350,000 350,000 350,000 350,000 Miscellaneous revenue 547,009 635,764 906,323 928,553 925,800 712,500 793,000 793,000 793,000 793,000 Interest expense and other (606,313) (836,474) (851,199) (811,210) (773,748) (735,069) (699,543) (678,256) (671,606) (631,606) Gain (Loss) on sale of capital assets 23,263 (45,214) 41,938 59,556 (16,154) 25,000 25,000 25,000 25,000 25,000 Total Non-Operating Revenues (Expenses)98,427$ (193,410)$ (62,440)$ 335,209$ 474,055$ 352,431$ 468,457$ 489,744$ 496,394$ 536,394$ Income before Contributions and Transfers 4,061,930$ 2,941,692$ 1,349,011$ 2,728,196$ 3,658,259$ 3,331,222$ 4,627,539$ 5,108,151$ 5,336,286$ 5,313,513$ Contributions from Customers 174,557$ 385,316$ 298,935$ 489,452$ 690,934$ 225,000$ 350,000$ 350,000 350,000 350,000 Transfers to Other City Funds (1,340,218) (1,407,734) (1,531,633) (1,620,378) (1,527,629) (1,908,429)$ (2,127,308)$ (2,192,476)$ (2,242,667)$ (2,281,071)$ Special Item - - - - - CHANGE IN NET POSITION 2,896,269$ 1,919,274$ 116,313$ 1,597,270$ 2,821,564$ 1,647,793$ 2,850,230$ 3,265,675$ 3,443,620$ 3,382,442$ As Percent of Revenues 7.6%4.7%0.3%3.6%6.5%3.5%5.9%6.6%6.8%6.5% CASH RESERVES Beginning of Year 13,014,941$ 13,800,000$ 12,028,988$ 13,075,198$ 13,228,547$ Plus Change in Net Position 1,647,793 2,850,230 3,265,675 3,443,620 3,382,442 Plus Depreciation 3,339,552 3,533,136 3,801,373 3,955,671 4,107,101 Plus Interfund Borrowing - 1,400,000 - (1,400,000) - Less Capital Improvements (7,455,754) (8,047,103) (4,628,954) (4,542,896) (4,381,166) Less Loss of Revenue Payments (935,000) (472,275) (316,884) (198,046) (100,816) Less Debt Principal (990,000) (1,035,000) (1,075,000) (1,105,000) (1,140,000) End of Year(1)13,014,941$ 13,800,000$ 12,028,988$ 13,075,198$ 13,228,547$ 15,096,108$ Existing Reserve goal 18,392,897$ 18,432,831$ 18,623,699$ 18,769,766$ 18,924,065$ Percent of goal 75%65%70%70%80% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results. Projected Elk River Municipal Utilities Electric Operating Results at Proposed Rates Historical page 1 of 1 WATER COST OF SERVICE AND RATE DESIGN STUDY Final Report December 10, 202 5 REPORT OUTLINE Cover Letter Section 1 - Introduction Section 2 – Projected Operating Results – Existing Rates Section 3 – Cost of Service Section 4 – Proposed Rates Dedicated to providing personal service to consumer-owned utilities Dave Berg Consulting, LLC | 15213 Danbury Ave W, Rosemount, MN 55068 | 612-850-2305 www.davebergconsulting.com December 10, 2025 Elk River Municipal Utilities Commission 13069 Orono Parkway PO Box 430 Elk River, MN 55330 Subject: Water Rate Study Commission Members: Dave Berg Consulting, LLC has undertaken a study of the retail rates Elk River Municipal Utilities (ERMU) charges its customers for water service. This report summarizes the analyses undertaken and the resulting recommendations for changes to the existing rates. Annual overall rate increases of 4% per year for 2026-2029 are recommended. These increases are recommended to enhance the level of cash reserves for the water utility. Thank you for the opportunity to be of service to ERMU through the conduct of this study. I wish to express my appreciation for the valuable assistance I received from ERMU staff relative to the execution of this study. Sincerely, Dave Berg Consulting, LLC David A. Berg, PE Principal - 1 - Section 1 Introduction The City of Elk River, MN owns a municipal utility providing service to approximately 5,700 retail water customers. The water utility is operated by Elk River Municipal Utilities (ERMU) and is under the direction of the Elk River Municipal Utilities Commission. This report has been prepared by Dave Berg Consulting, LLC to examine the rates and charges for water service in Elk River. The study includes an examination of the allocated cost of service based on actual 2024 utility operations (Test Year). It also includes projected operating results for 2025-2029 (Study Period). As a result of the analyses undertaken and reported on herein, water rate recommendations have been developed for implementation by ERMU. - 2 - Section 2 Projected Operating Results Existing Rates The rates charged for water service by ERMU, combined with other operating and non- operating revenues, must be sufficient to meet the cost of providing services to ERMU’s retail water customers. This is necessary to ensure the long-term financial health of the ERMU water utility. The cost of providing utility service consists of normal operating expenses such as production, pumping, distribution, customer and A&G functions, system depreciation expenses, capital improvements and other non-operating expenses. An analysis of the operating results for the ERMU water utility during the 2020-2024 Study Period has been performed assuming the current retail rates and charges remain in effect through the Study Period. This analysis has been done to determine the overall need, if any, for additional revenue through rates to meet projected revenue requirements. The analyses and assumptions utilized in these projections are explained below. Estimated Revenues – Existing Rates Operating Revenues ERMU sells water to residential, commercial and industrial customers. Total sales to ERMU retail customers for the Study Period are based on ERMU’s actual 2024, YTD 2025 water sales and discussions with ERMU staff. For this analysis, sales are estimated to remain flat during the Study Period. Exhibit 2-A is a summarized listing of ERMU’s historical and projected water operating results at existing rates. The historical and projected revenues from retail sales of water Projected Operating Results – Existing Rates - 3 - are included as Charges for Services under Operating Revenues. The existing rates utilized in this analysis are those implemented January 1, 2025 by ERMU. Other Operating Revenues ERMU also receives other miscellaneous operating revenue from other normal operating procedures. These other operating revenues include net revenues from connection maintenance and penalties. Charges for services combined with other operating revenues results in ERMU’s Total Operating Revenues. Revenue Requirements Operating Expenses Operating expenses for the water utility are shown in Exhibit 2-A. A more detailed listing of operating expenses is included in Exhibit 3-A following section 3 of this report. The operating expenses are associated with production, pumping, distribution, customer- related, administrative and general expenses. Projected operating expenses have been based on ERMU projections and are assumed to increase an average of 3% per year. Depreciation ERMU has annual depreciation costs associated with water system investments. Depreciation during the Study Period is based on budgeted ERMU amounts and future capital improvements. Depreciation is a funded non-cash expense that generates monies available for annual capital improvements, debt principal payments and reserves. Non-operating Income (Expenses) ERMU’s non-operating income and expenses are primarily associated with investment income, interest payments on outstanding debt and miscellaneous revenue. ERMU also has income from developer and connection fees. Section 2 - 4 - Capital Improvements ERMU makes annual normal capital investments in its water system. Annual water capital improvements for the Study Period, as budgeted by ERMU, are shown in Table 2- 1 below. Table 2-1 Capital Improvements- Water Utility Fiscal Year 2025 2026 2027 2028 2029 Water capital $1,442,789 $3,399,500 $1,435,330 $9,938,650 $1,062,650 Debt Service ERMU currently has outstanding water debt pursuant to a 2021 water general obligation bond issue. This bond issue matures in 2041. It is assumed the water utilities will issue an additional $8.3 million bond issue in 2028 to provide $8 million for ongoing capital improvements. Interfund Borrowing It is assumed that the water utility will make a $1.4 million loan to the electric department in 2026 which will be repaid in 2028. Transfer to City It is assumed that ERMU will begin making an annual transfer to the City of Elk River in 2026 based on 2% of operating revenue for the water utility. Projected Operating Results – Existing Rates Based on the assumptions outlined above, the resulting projected operating results assuming continued application of the existing retail rates are summarized below in Table Projected Operating Results – Existing Rates - 5 - 2-2. A summary presentation of the historical and projected operating results is also shown in Exhibit 2-A. Table 2-2 Projected Operating Results-Water Existing Rates Fiscal Year 2025 2026 2027 2028 2029 Operating Revenues $3,153,746 $3,153,746 $3,153,746 $3,153,746 Less Operating Expenses (4,127,970) (4,322,616) (4,454,230) (4,871,800) Plus Non -Operating Revenue 574,568 567,013 412,725 239,366 Plus Fees and Transfers 304,925 438,925 438,925 438,925 Change in Net Position(1) $500,000 $(94,732) $(162,932) $(448,833) $(1,039,762) Net Position as Percent of Revenues -3.0% -5.2% -14.2% -33.0% (1) 2025 EOY change in net position estimated by ERMU staff based on 2025 YTD actual results Cash Reserves A summary of the impact of the projected operating results on ERMU’s cash reserves for the Study Period is shown at the end of Exhibit 2-A and in Table 2-3 below. The 2025 end of year reserve balance is as estimated by ERMU staff based on 2025 YTD results. As shown below, under existing retail rates and estimated revenue requirements over the Study Period, the unrestricted cash reserves for the water utility are projected to decrease from $10.5 million to $6.8 million by the end of the Study Period. ERMU has a newly revised reserve policy that sets a minimum target for reserves equal to 2 months operating expenses plus $8 million catastrophic reserve plus a capital reserve equal to average annual capital expenses plus the next year’s principal and interest expense. Based on Section 2 - 6 - this revised policy, the reserves decrease from 86% of the goal amount to 52% of the goal by the end of the Study Period. Table 2-3 Projected Cash Reserves-Water Existing Rates Fiscal Year 2025 2026 2027 2028 2029 Beginning Balance $10,500,000 $6,950,768 $6,810,823 $7,324,501 Plus Change in Net Position (94,732) (162,932) (448,833) (1,039,762) Plus Depreciation 1,415,000 1,528,317 1,576,161 1,907,449 Interfund Borrowing (1,400,000) 1,400,000 Plus Debt Proceeds - - 8,000,000 - Less Debt Principal (70,000) (70,000) (75,000) (75,000) Less New Debt Principal - - - (279,400) Less Capital Improvements (3,399,500) (1,435,330) (9,938,650) (1,062,650) Ending Balance(1) $10,500,000 $6,950,768 $6,810,823 $7,324,501 $6,775,137 Reserve Goal $12,216,671 $12,247,579 $12,448,620 $12,913,356 $12,984,951 Reserves as % of ERMU Goal 86% 57% 55% 57% 52% (2) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results Exhibit 2-A 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 OPERATING REVENUES Charges for services 2,613,812$ 3,049,140$ 2,887,276$ 3,305,148$ 2,803,602$ 3,053,746$ 3,053,746$ 3,053,746$ 3,053,746$ 3,053,746$ Connection maintenance 56,931 71,520 75,365 55,733 72,409 63,500 65,000 65,000 65,000 65,000 Customer penalties 3,801 - 26,194 23,118 31,102 28,000 35,000 35,000 35,000 35,000 Total Operating Revenues 2,674,544$ 3,120,660$ 2,988,835$ 3,383,999$ 2,907,113$ 3,145,246$ 3,153,746$ 3,153,746$ 3,153,746$ 3,153,746$ OPERATING EXPENSES Production 502,748$ 674,815$ 681,079$ 667,881$ 780,844$ 807,150$ 793,000$ 816,790$ 841,294$ 866,533$ Distribution 251,259 412,534 307,192 321,566 462,083 520,410 498,125 513,069 528,461 544,315 Services to City 463 1,259 540 - - 2,000 2,000 2,000 2,000 2,000 Depreciation 1,133,179 1,139,802 1,117,357 1,174,752 1,223,033 1,325,866 1,415,000 1,528,317 1,576,161 1,907,449 Customer accounts 66,509 72,213 81,285 88,640 96,615 105,250 104,250 107,378 110,599 113,917 General and administrative 719,527 844,475 980,528 943,138 1,006,969 1,211,950 1,315,595 1,355,063 1,395,715 1,437,587 Total Operating Expenses 2,673,685$ 3,145,098$ 3,167,981$ 3,195,977$ 3,569,544$ 3,972,626$ 4,127,970$ 4,322,616$ 4,454,230$ 4,871,800$ OPERATING INCOME 859$ (24,438)$ (179,146)$ 188,022$ (662,431)$ (827,380)$ (974,224)$ (1,168,870)$ (1,300,483)$ (1,718,054)$ NON-OPERATING REVENUE (EXPENSE) Interest income 33,454$ 24,677$ (30,592)$ 57,360$ 104,286$ 151,000$ 126,000$ 123,463$ 132,775$ 122,816$ Miscellaneous revenue 262,311 292,330 424,994 418,451 429,016 418,100 473,350 473,350 473,350 473,350 Interest expense and other (23,516) (65,296) (40,948) (36,444) (33,949) (31,466) (28,782) (33,800) (31,000) (28,000) New debt interest - - - (166,400) (332,800) Gain (Loss) on sale of capital assets 3,507 (662) (9,150) 2,940 (5,090) 8,000 4,000 4,000 4,000 4,000 Total Non-Operating Revenues (Expenses)275,756$ 251,049$ 344,304$ 442,307$ 494,263$ 545,634$ 574,568$ 567,013$ 412,725$ 239,366$ Income before Contributions and Transfers 276,615$ 226,611$ 165,158$ 630,329$ (168,168)$ (281,746)$ (399,657)$ (601,857)$ (887,759)$ (1,478,688)$ Connection Fees 595,482$ 548,948$ 1,547,930$ 253,341$ 477,998$ 255,000$ 366,000$ 500,000$ 500,000$ 500,000$ Contributions from Developers 477,194 552,920 940,306 - - Contributions from Customers - - - - 21,910 - - - - - Transfers from/(to) Other City Funds - 195,245 - 1,348,943 - - (61,075) (61,075) (61,075) (61,075) Grants - 3,288 - - - - - - - - CHANGE IN NET POSITION 1,349,291$ 1,527,012$ 2,653,394$ 2,232,613$ 331,740$ (26,746)$ (94,732)$ (162,932)$ (448,833)$ (1,039,762)$ As Percent of Revenues 50.4%48.9%88.8%66.0%11.4%-0.9%-3.0%-5.2%-14.2%-33.0% UNRESTRICTED CASH RESERVES Beginning of Year 10,500,000$ 6,950,768$ 6,810,823$ 7,324,501$ Plus Change in Net Position (94,732) (162,932) (448,833) (1,039,762) Plus Depreciation 1,415,000 1,528,317 1,576,161 1,907,449 Interfund Borrowing (1,400,000) 1,400,000 Plus Debt Proceeds - - 8,000,000 - Less Debt Principal (70,000) (70,000) (75,000) (75,000) Less New Debt Principal - - - (279,400) Less Capital Improvements (3,399,500) (1,435,330) (9,938,650) (1,062,650) End of Year(1)9,961,189$ 10,500,000$ 6,950,768$ 6,810,823$ 7,324,501$ 6,775,137$ Reserve goal 12,719,919$ 12,750,828$ 12,951,869$ 13,416,604$ 13,488,199$ Percent of goal 83%55%53%55%50% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results. Projected Elk River Municipal Utilities Water Operating Results at Existing Rates Historical page 1 of 1 - 7 - Section 3 Cost-of-Service A cost-of-service analysis was performed to determine the allocated cost to serve ERMU’s customer classes within the water utility. Customer classes exist, in part, because the cost to serve different kinds of customers varies. The cost-of-service analysis has been performed on a 2024 Test Year’ based on actual 2024 financials, operations and sales. The results of the cost-of-service study give an indication of the degree of revenue recovery warranted for each class of customers. A comparison of the allocated cost to serve a class of customers and the actual revenues received from that class is taken into consideration during rate design. Functionalization of Costs ERMU’s Test Year water revenue requirements have been divided into four functional categories. These categories are described below. Plant – costs associated with ERMU’s source of supply and pumping. Distribution – distribution expenses are related to the ERMU system for delivering water to ERMU customers over the local pipeline system. Customer – these costs are fixed costs associated with the service facilities utilized to deliver water directly to customers. They also include items such as meter reading, billing, collections and dealing with customers by customer service representatives. Revenue – revenue related costs include certain non-operating revenues and utility margin. Section 3 - 8 - Table 3-1 below summarizes the functional water costs for the 2024 Test Year. The detailed cost functions are shown in Exhibit 3-A. Table 3-1 Functional Water Costs 2024 Test Year Component Revenue Requirement Plant $1,374,402 Distribution 1,594,954 Customer 139,845 Revenue (298,198) Total $2,811,004 Classification of Costs ERMU’s Test Year revenue requirements have been divided into distinct cost classifications. The water cost classifications are described below. Demand Related – demand related costs are costs required to meet the overall maximum demand on the system. Demand related costs are predominately associated with facility fixed costs. Commodity Related – commodity costs tend to vary with the annual quantity of water produced. Customer Related – costs related to serving, metering and billing of individual customers. Revenue Related – revenue related costs vary by the amount of revenue received by the utility or are associated with other operating and non-operating revenues. Exhibits 3-B through 3-D show the detailed classification of revenue requirements within the plant, distribution and customer functions. Cost-of-Service - 9 - Allocation of Costs Based on an analysis of customer class service characteristics, the classified costs summarized above were allocated to the major ERMU customer classes. Allocation of costs was performed on a fully-distributed, embedded cost allocation basis. Specific allocation factors were utilized in each of the cost classification categories as described below. Exhibit 3-E contains a summary of the development of the various allocation factors. Demand Allocations Customer class demands are based on each class’ estimated contribution to the utility’s system peak day usage. Commodity Allocations Each class’ share of test year commodity requirements was used to allocate commodity related costs. Customer Facilities Allocations The customer facilities allocator was used to allocate costs associated with the physical facilities required to serve individual customers. For the customer facility allocators, a weighted customer allocation factor is developed. Weighting factors are developed to represent the difference in service configurations between customer classifications. For instance, a larger customer facility is required for a single industrial demand customer than for a single residential customer. Customer Service Allocations The customer service allocator is for allocation of costs associated with customer service – meter reading, billing, collections and customer inquiries. As with the customer facilities allocators, weighted customer service allocators are developed Section 3 - 10 - to represent the different levels of customer service required by different size customers. Revenue Allocations Revenue related costs were allocated based on each class’ share of total demand, commodity, customer facility and customer service costs. Cost of Service Results Based on the classifications and allocations described above, the estimated cost to serve each major class of customers for the 2019 Test Year was determined. Exhibit 3-F presents this analysis in detail. Table 3-2 below summarizes the total allocated costs for each class compared to the total adjusted revenues received from the class during 2019. Table 3-2 Water Cost of Service Results Comparison of Cost and Revenues 2024 Test Year Customer Classification Allocated Cost to Serve Revenues Residential $1,507,470 $1,564,571 Commercial/Industrial $1,303,534 $1,246,433 Total $2,811,004 $2,811,004 The revenue requirements and revenues as allocated to each class and summarized above are shown on a total dollar basis. Table 3-3 below makes the comparison based on percentages of total cost to serve and total revenues. The charts following Table 3-3 show a graphical comparison between allocated cost to serve and revenues as a percentage of the totals. The percentage increase/(decrease) in each class’ revenue shown below is the adjustment Cost-of-Service - 11 - necessary to produce revenues from each class in accordance with the allocated cost to serve. The percentage adjustments do not represent the recommended change in each class’ rates. The cost-of-service results are one item for consideration in rate design. It is important to note also that the adjustments shown in the table below would not change the total revenue received by the utility and are not indicative of overall revenue needs of the utility going forward. Recommendations regarding rate design are included in Section 4 of this report. Table 3-3 Water Cost of Service Results Comparison of % Cost and Revenues 2024 Test Year Customer Classification Allocated Cost to Serve Revenues Increase/ (Decrease) Residential 53.6% 55.7% -3.6% Commercial/Industrial 46.4% 44.3% 4.6% Total 100.0% 100.0% 0.0% Section 3 - 12 - As indicated above, ERMU’s existing class revenues do not exactly match the allocated cost to serve each class. Cost based rates are one of several goals in establishing rates. The relationship between allocated costs and revenues for each class should be considered, in addition to other rate related goals, in developing recommended rates. Exhibit 3-A 2024 REVENUE REQUIREMENT TEST YEAR Plant Distribution Customer Revenue Functionalization Basis OPERATING EXPENSES PRODUCTION EXPENSE Maintenance of Structures 118,774 118,774 - - - 100% plant TOTAL PRODUCTION EXPENSE 118,774 118,774 - - - PUMPING EXPENSE Supervision 69,969 69,969 - - - 100% plant Electric & Gas Utilities 256,685 256,685 - - - 100% plant Sampling 21,964 21,964 - - - 100% plant Chemical Feed 38,920 38,920 - - - 100% plant Maintenance of Electric Pumping - - - - - NA Maintenance of Wells 260,692 260,692 - - - 100% plant SCADA - Pumping 13,837 13,837 - - - 100% plant TOTAL PUMPING EXPENSE 662,067 662,067 - - - DISTRIBUTION EXPENSE Maintenance of Water Mains 161,765 - 161,765 - - 100% distribution Locate Water Lines 13,728 - 13,728 - - 100% distribution Locate Water Main - - - - - NA Water Meter Service 100,494 - 100,494 - - 100% distribution Backflow Device Inspection 19,532 - 19,532 - - 100% distribution Maintenance of Customers Service 33,583 - 33,583 - - 100% distribution Water Mapping 25,858 - 25,858 - - 100% distribution Maintenance of Water Hydrants - PU 22,736 - 22,736 - - 100% distribution Maintenance of Water Hydrants - PR 4,990 - 4,990 - - 100% distribution Water Clothing/PPE 9,528 - 9,528 - - 100% distribution Wages/Water 7,617 - 7,617 - - 100% distribution Transportation Expense 18,310 - 18,310 - - 100% distribution General Expense/Water Permit 26,255 - 26,255 - - 100% distribution TOTAL DISTRIBUTION EXPENSE 444,396 - 444,396 - - DEPRECIATION & AMORTIZATION Depreciation 1,223,033 208,365 1,014,668 - - fixed assets TOTAL DEPRECIATION 1,223,033 208,365 1,014,668 - - OTHER OPERATING EXPENSE Dam Maintenance Expense 444 444 - - - 100% plant Pension Expense (13,068) (13,068) - - - 100% plant OPEB Expense - - - - - NA Interest Paid on Meter Deposit 967 - - 967 - 100% customer Rental Property Expense - - - - - total operating expenses TOTAL OTHER OPERATING EXPENSE (11,657) (12,624) - 967 - CONSUMER ACCOUNTS EXPENSE Meter Reading Expense 5,549 - - 5,549 - 100% customer Miscellaneous Customer Accounts Expense 91,045 - - 91,045 - 100% customer Cust Billings Not Paid 19 - - 19 - 100% customer TOTAL CONSUMER ACCOUNTS EXPENSE 96,613 - - 96,613 - ADMINISTRATIVE EXPENSE Salaries Office & Commission 258,534 99,580 148,778 10,175 - total operating expenses Temporary Staffing - - - - - total operating expenses Office Supplies & Expense 23,419 9,020 13,477 922 - total operating expenses Electric & Water Consumption 6,061 2,335 3,488 239 - total operating expenses Bank Charges 726 280 418 29 - total operating expenses Legal Fees 5,708 2,199 3,285 225 - total operating expenses Auditing Fees 5,266 2,028 3,030 207 - total operating expenses Insurance 40,122 15,454 23,089 1,579 - total operating expenses Deferred Comp 18,628 7,175 10,720 733 - total operating expenses Elk River Municipal Utilities Functionalization of 2024 Test Year Water Revenue Requirements page 1 of 2 Exhibit 3-A 2024 REVENUE REQUIREMENT TEST YEAR Plant Distribution Customer Revenue Functionalization Basis Elk River Municipal Utilities Functionalization of 2024 Test Year Water Revenue Requirements Medical/Dental 202,666 78,062 116,628 7,976 - total operating expenses PERA 59,326 22,851 34,140 2,335 - total operating expenses FICA 58,185 22,411 33,484 2,290 - total operating expenses Sick Pay 69,538 26,784 40,017 2,737 - total operating expenses Holiday Pay 34,537 13,303 19,875 1,359 - total operating expenses Vacation & PTO 59,901 23,072 34,471 2,358 - total operating expenses UPMIC Distribution 23,571 9,079 13,564 928 - total operating expenses Miscellaneous - Wellhead - - - - - NA Longevity Pay 836 322 481 33 - total operating expenses Consulting Fees 16,316 6,284 9,389 642 - total operating expenses Telephone 7,024 2,705 4,042 276 - total operating expenses Advertising 3,632 1,399 2,090 143 - total operating expenses Dues & Subscriptions 78,200 30,121 45,002 3,078 - total operating expenses Travel Expense - - - - - NA Schools & Meetings 42,421 16,339 24,412 1,670 - total operating expenses Maintenance of General Plant & Office 2,518 970 1,449 99 - total operating expenses TOTAL ADMINISTRATIVE EXPENSE 1,017,135 391,774 585,330 40,031 - GENERAL EXPENSE CIP Rebates - Residential 1,090 - - 1,090 - 100% customer CIP Rebates - Commercial - - - - - NA CIP - Administration - - - - - NA CIP - Marketing 1,117 - - 1,117 - 100% customer CIP - Labor - - - - - 100% customer Environmental Compliance 683 263 393 27 - total operating expenses Misc General Expense - - - - - total operating expenses TOTAL GENERAL EXPENSE 2,890 263 393 2,234 - TOTAL OPERATING EXPENSE 3,553,251 - 1,368,619 2,044,787 139,845 - NON-OPERATING REVENUES (EXPENSES) Interest income 104,286 - - - 104,286 100% revenue Miscellaneous revenue 429,016 - - - 429,016 100% revenue Interest expense and other (33,949) (5,784) (28,165) - - fixed assets Gain (Loss) on sale of capital assets (5,090) - - - (5,090) 100% revenue TOTAL NON-OPERATING REV (EXP)494,263 (5,784) (28,165) - 528,212 OTHER OPERATING REVENUE Connection maintenance 72,409 - - - 72,409 100% revenue Customer penalties 31,102 - - - 31,102 100% revenue TOTAL OTHER OPERATING REVENUE 103,511 - - - 103,511 Developer and Connection Fees 477,998 - 477,998 - - 100% distribution MARGIN 333,525 - - - 333,525 100% revenue TOTAL REVENUE REQUIREMENT 2,811,004 1,374,402 1,594,954 139,845 (298,198) page 2 of 2 Exhibit 3-B FY 2024 REVENUE REQUIREMENT TEST YEAR Demand Commodity Classification Basis OPERATING EXPENSES PRODUCTION EXPENSE Maintenance of Structures 118,774 118,774 - 100% demand TOTAL PRODUCTION EXPENSE 118,774 118,774 - PUMPING EXPENSE Supervision 69,969 44,400 25,569 operating expenses Electric & Gas Utilities 256,685 - 256,685 100% commodity Sampling 21,964 - 21,964 100% commodity Chemical Feed 38,920 - 38,920 100% commodity Maintenance of Electric Pumping - - - NA Maintenance of Wells 260,692 260,692 - 100% demand SCADA - Pumping 13,837 - 13,837 100% commodity TOTAL PUMPING EXPENSE 662,067 305,092 356,975 DISTRIBUTION EXPENSE Maintenance of Water Mains - - - NA Locate Water Lines - - - NA Locate Water Main - - - NA Water Meter Service - - - NA Backflow Device Inspection - - - NA Maintenance of Customers Service - - - NA Water Mapping - - - NA Maintenance of Water Hydrants - PU - - - NA Maintenance of Water Hydrants - PR - - - NA Water Clothing/PPE - - - NA Wages/Water - - - NA Transportation Expense - - - NA General Expense/Water Permit - - - NA TOTAL DISTRIBUTION EXPENSE - - - DEPRECIATION & AMORTIZATION Depreciation 208,365 208,365 - 100% demand TOTAL DEPRECIATION 208,365 208,365 - OTHER OPERATING EXPENSE Dam Maintenance Expense 444 444 - 100% demand Pension Expense (13,068) (13,068) - 100% demand OPEB Expense - - - NA Interest Paid on Meter Deposit - - - NA Rental Property Expense - - - 100% demand TOTAL OTHER OPERATING EXPENSE (12,624) (12,624) - CONSUMER ACCOUNTS EXPENSE Meter Reading Expense - - - NA Miscellaneous Customer Accounts Expense - - - NA Cust Billings Not Paid - - - NA TOTAL CONSUMER ACCOUNTS EXPENSE - - - ADMINISTRATIVE EXPENSE Salaries Office & Commission 99,580 63,190 36,390 operating expenses Temporary Staffing - - - NA Office Supplies & Expense 9,020 5,724 3,296 operating expenses Elk River Municipal Utilities 2024 Test Year Water Plant Classification page 1 of 2 Exhibit 3-B FY 2024 REVENUE REQUIREMENT TEST YEAR Demand Commodity Classification Basis Elk River Municipal Utilities 2024 Test Year Water Plant Classification LT & Water Consumption 2,335 1,481 853 operating expenses Bank Charges 280 177 102 operating expenses Legal Fees 2,199 1,395 803 operating expenses Auditing Fees 2,028 1,287 741 operating expenses Insurance 15,454 9,806 5,647 operating expenses Deferred Comp 7,175 4,553 2,622 operating expenses Medical/Dental 78,062 49,535 28,527 operating expenses PERA 22,851 14,500 8,351 operating expenses FICA 22,411 14,221 8,190 operating expenses Sick Pay 26,784 16,996 9,788 operating expenses Holiday Pay 13,303 8,441 4,861 operating expenses Vacation & PTO 23,072 14,641 8,431 operating expenses UPMIC Distribution 9,079 5,761 3,318 operating expenses Miscellaneous - Wellhead - - - NA Longevity Pay 322 204 118 operating expenses Consulting Fees 6,284 3,988 2,297 operating expenses Telephone 2,705 1,717 989 operating expenses Advertising 1,399 888 511 operating expenses Dues & Subscriptions 30,121 19,113 11,007 operating expenses Travel Expense - - - NA Schools & Meetings 16,339 10,368 5,971 operating expenses Maintenance of General Plant & Office 970 615 354 operating expenses TOTAL ADMINISTRATIVE EXPENSE 391,774 248,605 143,169 GENERAL EXPENSE CIP Rebates - Residential - - - NA CIP Rebates - Commercial - - - NA CIP - Administration - - - NA CIP - Marketing - - - NA CIP - Labor - - - NA Environmental Compliance 263 263 - 100% demand Misc General Expense - - - 100% demand TOTAL GENERAL EXPENSE 263 263 - TOTAL OPERATING EXPENSE 1,368,619 868,475 500,144 NON-OPERATING REVENUES (EXPENSES) Interest income - - - NA Miscellaneous revenue - - - NA Interest expense and other (5,784) (5,784) - 100% demand Gain (Loss) on sale of capital assets - - - NA TOTAL NON-OPERATING REV (EXP)(5,784) (5,784) - OTHER OPERATING REVENUE Connection maintenance - - - NA Customer penalties - - - NA TOTAL OTHER OPERATING REVENUE - - - Developer and Connection Fees - - - NA MARGIN - - - NA TOTAL REVENUE REQUIREMENT 1,374,402 874,259 500,144 page 2 of 2 Exhibit 3-C FY 2024 Distribution Customer REVENUE REQUIREMENT TEST YEAR Demand Facilities Classification Basis OPERATING EXPENSES PRODUCTION EXPENSE Maintenance of Structures - - - NA TOTAL PRODUCTION EXPENSE - - - PUMPING EXPENSE Supervision - - - NA Electric & Gas Utilities - - - NA Sampling - - - NA Chemical Feed - - - NA Maintenance of Electric Pumping - - - NA Maintenance of Wells - - - NA SCADA - Pumping - - - NA TOTAL PUMPING EXPENSE - - - DISTRIBUTION EXPENSE Maintenance of Water Mains 161,765 161,765 - 100% Dist demand Locate Water Lines 13,728 13,728 - 100% Dist demand Locate Water Main - - - NA Water Meter Service 100,494 - 100,494 100% Cust facilities Backflow Device Inspection 19,532 - 19,532 100% Cust facilities Maintenance of Customers Service 33,583 - 33,583 100% Cust facilities Water Mapping 25,858 - 25,858 100% Cust facilities Maintenance of Water Hydrants - PU 22,736 - 22,736 100% Cust facilities Maintenance of Water Hydrants - PR 4,990 - 4,990 100% Cust facilities Water Clothing/PPE 9,528 5,396 4,132 Operating Expense Wages/Water 7,617 4,314 3,303 Operating Expense Transportation Expense 18,310 10,369 7,941 Operating Expense General Expense/Water Permit 26,255 14,868 11,387 Operating Expense TOTAL DISTRIBUTION EXPENSE 444,396 210,440 233,956 DEPRECIATION & AMORTIZATION Depreciation 1,014,668 615,835 398,833 plant TOTAL DEPRECIATION 1,014,668 615,835 398,833 OTHER OPERATING EXPENSE Dam Maintenance Expense - - - NA Pension Expense - - - NA OPEB Expense - - - NA Interest Paid on Meter Deposit - - - NA Rental Property Expense - - - Operating Expense TOTAL OTHER OPERATING EXPENSE - - - CONSUMER ACCOUNTS EXPENSE Meter Reading Expense - - - NA Miscellaneous Customer Accounts Expense - - - NA Cust Billings Not Paid - - - NA TOTAL CONSUMER ACCOUNTS EXPENSE - - - ADMINISTRATIVE EXPENSE Salaries Office & Commission 148,778 84,254 64,525 Operating Expense Temporary Staffing - - - NA Office Supplies & Expense 13,477 7,632 5,845 Operating Expense LT & Water Consumption 3,488 1,975 1,513 Operating Expense Elk River Municipal Utilities 2024 Test Year Water Distribution Classification page 1 of 2 Exhibit 3-C FY 2024 Distribution Customer REVENUE REQUIREMENT TEST YEAR Demand Facilities Classification Basis Elk River Municipal Utilities 2024 Test Year Water Distribution Classification Bank Charges 418 237 181 Operating Expense Legal Fees 3,285 1,860 1,425 Operating Expense Auditing Fees 3,030 1,716 1,314 Operating Expense Insurance 23,089 13,075 10,014 Operating Expense Deferred Comp 10,720 6,071 4,649 Operating Expense Medical/Dental 116,628 66,047 50,581 Operating Expense PERA 34,140 19,334 14,806 Operating Expense FICA 33,484 18,962 14,522 Operating Expense Sick Pay 40,017 22,662 17,355 Operating Expense Holiday Pay 19,875 11,255 8,620 Operating Expense Vacation & PTO 34,471 19,521 14,950 Operating Expense UPMIC Distribution 13,564 7,682 5,883 Operating Expense Miscellaneous - Wellhead - - - NA Longevity Pay 481 272 209 Operating Expense Consulting Fees 9,389 5,317 4,072 Operating Expense Telephone 4,042 2,289 1,753 Operating Expense Advertising 2,090 1,184 906 Operating Expense Dues & Subscriptions 45,002 25,485 19,517 Operating Expense Travel Expense - - - NA Schools & Meetings 24,412 13,825 10,587 Operating Expense Maintenance of General Plant & Office 1,449 821 628 Operating Expense TOTAL ADMINISTRATIVE EXPENSE 585,330 331,475 253,855 GENERAL EXPENSE CIP Rebates - Residential - - - NA CIP Rebates - Commercial - - - NA CIP - Administration - - - NA CIP - Marketing - - - NA CIP - Labor - - - NA Environmental Compliance 393 223 170 Operating Expense Misc General Expense - - - Operating Expense TOTAL GENERAL EXPENSE 393 223 170 TOTAL OPERATING EXPENSE 2,044,787 1,157,972 886,815 NON-OPERATING REVENUES (EXPENSES) Interest income - - - NA Miscellaneous revenue - - - NA Interest expense and other (28,165) (17,094) (11,071) plant Gain (Loss) on sale of capital assets - - - NA TOTAL NON-OPERATING REV (EXP)(28,165) (17,094) (11,071) OTHER OPERATING REVENUE Connection maintenance - - - NA Customer penalties - - - NA TOTAL OTHER OPERATING REVENUE - - - Developer and Connection Fees 477,998 290,112 187,886 plant MARGIN - - - NA TOTAL REVENUE REQUIREMENT 1,594,954 884,954 710,000 page 2 of 2 Exhibit 3-D FY 2024 REVENUE REQUIREMENT TEST YEAR Customer Classification Basis OPERATING EXPENSES PRODUCTION EXPENSE Maintenance of Structures - - NA TOTAL PRODUCTION EXPENSE - PUMPING EXPENSE Supervision - - NA Electric & Gas Utilities - - NA Sampling - - NA Chemical Feed - - NA Maintenance of Electric Pumping - - NA Maintenance of Wells - - NA SCADA - Pumping - - NA TOTAL PUMPING EXPENSE - - DISTRIBUTION EXPENSE Maintenance of Water Mains - - NA Locate Water Lines - - NA Locate Water Main - - NA Water Meter Service - - NA Backflow Device Inspection - - NA Maintenance of Customers Service - - NA Water Mapping - - NA Maintenance of Water Hydrants - PU - - NA Maintenance of Water Hydrants - PR - - NA Water Clothing/PPE - - NA Wages/Water - - NA Transportation Expense - - NA General Expense/Water Permit - - NA TOTAL DISTRIBUTION EXPENSE - - DEPRECIATION & AMORTIZATION Depreciation - - NA TOTAL DEPRECIATION - - OTHER OPERATING EXPENSE Dam Maintenance Expense - - NA Pension Expense - - NA OPEB Expense - - NA Interest Paid on Meter Deposit 967 967 100% Customer Rental Property Expense - - NA TOTAL OTHER OPERATING EXPENSE 967 967 CONSUMER ACCOUNTS EXPENSE Meter Reading Expense 5,549 5,549 100% Customer Miscellaneous Customer Accounts Expense 91,045 91,045 100% Customer Cust Billings Not Paid 19 19 100% Customer TOTAL CONSUMER ACCOUNTS EXPENSE 96,613 96,613 ADMINISTRATIVE EXPENSE Salaries Office & Commission 10,175 10,175 100% Customer Temporary Staffing - - NA Office Supplies & Expense 922 922 100% Customer LT & Water Consumption 239 239 100% Customer Elk River Municipal Utilities 2024 Test Year Water Customer Classification page 1 of 2 Exhibit 3-D FY 2024 REVENUE REQUIREMENT TEST YEAR Customer Classification Basis Elk River Municipal Utilities 2024 Test Year Water Customer Classification Bank Charges 29 29 100% Customer Legal Fees 225 225 100% Customer Auditing Fees 207 207 100% Customer Insurance 1,579 1,579 100% Customer Deferred Comp 733 733 100% Customer Medical/Dental 7,976 7,976 100% Customer PERA 2,335 2,335 100% Customer FICA 2,290 2,290 100% Customer Sick Pay 2,737 2,737 100% Customer Holiday Pay 1,359 1,359 100% Customer Vacation & PTO 2,358 2,358 100% Customer UPMIC Distribution 928 928 100% Customer Miscellaneous - Wellhead - - NA Longevity Pay 33 33 100% Customer Consulting Fees 642 642 100% Customer Telephone 276 276 100% Customer Advertising 143 143 100% Customer Dues & Subscriptions 3,078 3,078 100% Customer Travel Expense - - NA Schools & Meetings 1,670 1,670 100% Customer Maintenance of General Plant & Office 99 99 100% Customer TOTAL ADMINISTRATIVE EXPENSE 40,031 40,031 GENERAL EXPENSE CIP Rebates - Residential 1,090 1,090 100% Customer CIP Rebates - Commercial - - NA CIP - Administration - - NA CIP - Marketing 1,117 1,117 100% Customer CIP - Labor - - NA Environmental Compliance 27 27 100% Customer Misc General Expense - - NA TOTAL GENERAL EXPENSE 2,234 2,234 TOTAL OPERATING EXPENSE 139,845 139,845 NON-OPERATING REVENUES (EXPENSES) Interest income - - NA Miscellaneous revenue - - NA Interest expense and other - - NA Gain (Loss) on sale of capital assets - - NA TOTAL NON-OPERATING REV (EXP)- - OTHER OPERATING REVENUE Connection maintenance - - NA Customer penalties - - NA TOTAL OTHER OPERATING REVENUE - - Developer and Connection Fees - - NA MARGIN - - NA TOTAL REVENUE REQUIREMENT 139,845 139,845 page 2 of 2 Exhibit 3-E Commercial/ Total Residential Industrial Demand Allocation Factors Peak Day - 1000 gallons 4,107 2,121 1,986 Peak Day 100.0%51.6%48.4% Commodity Allocation Factors Commodity Sales - 1000 gallons 766,124 376,299 389,825 Commodity 100.0%49.1%50.9% Customers Number of Customers 5,705 5,087 618 C 100.0%89.2%10.8% Customer Facilities Allocation Factor Customer Facilities Weight 1 6 Weighted Number of Cust 8,795 5,087 3,708 CF 100.0%57.8%42.2% Customer Service Allocation Factor Customer Service Weight 1 3 Weighted Number of Cust 6,941 5,087 1,854 CS 100.0%73.3%26.7% Revenue Allocator Sum Other Rev Reqs 3,109,202$ 1,667,386$ 1,441,816$ R 100.0%53.6%46.4% Elk River Municipal Utilities 2024 Test Year Allocation Factors page 1 of 1 Exhibit 3-F Commercial/Allocation Total Residential Industrial Factor Plant Demand 874,259 451,526 422,732 Peak Day Commodity 500,144 245,657 254,487 Commodity Total Plant 1,374,402$ 697,183$ 677,219$ Distribution Distribution Demand 884,954 457,050 427,904 Peak Day Customer Facilities 710,000 410,662 299,338 CF Total Distribution 1,594,954$ 867,712$ 727,242$ Customer Customer Service 139,845 102,491 37,354 CS Total Customer Service 139,845$ 102,491$ 37,354$ Revenue Component Other Revenue (631,723) (338,777) (292,946) R Margin 333,525 178,861 154,664 R Total Revenue (298,198)$ (159,916)$ (138,282)$ Total Revenue Requirements 2,811,004$ 1,507,470$ 1,303,534$ Total Revenues 2,811,004$ 1,564,571$ 1,246,433$ Percent Revenue Requirements 100.0%53.6%46.4% Percent Revenues 100.0%55.7%44.3% Percent Change 0.0%-3.6%4.6% Revenue Req/1000 gallons 3.669 4.006 3.344 Revenue/1000 gallons 3.669 4.158 3.197 Elk River Municipal Utilities 2024 Test Year Allocation of Revenue Requirements page 1 of 1 - 1 - Section 4 Proposed Rates Changes to rates are generally based on the overall need for revenues and results of the cost-of-service analyses. The projected operating results at existing rates as presented in Section 2 of this report outline the overall revenue needs of the water utility. Section 3 summarizes the cost-of-service results for the water utility. These factors have been considered in developing the proposed rates summarized in this section of the report. Proposed Rates Revenue Needs In Section 2, it shows that ERMU’s projected annual change in water net position, assuming continuation of the existing retail rates drops from 86% of the reserve goal to 52% of the reserve goal by 2029. ERMU’s projected cash reserves decline from $10.5 million to $6.8 million by the end of the Study Period. This is a decrease in reserves of 35%. Recommended Rates Exhibit 4-A shows the existing and recommended rates for water for each year from 2026- 2029. Based on discussions with ERMU management, a goal was set to increase overall reserve levels by $1.3 million dollars at the end of the Study Period as compared to the projections at current rates. To meet this goal, annual rate increases of 4% each year are recommended through 2029. Section 4 - 2 - Projected Operating Results – Proposed Rates Based on the proposed rates outlined above, the resulting projected operating results are summarized below in Table 4-1. A summary presentation of the operating results is shown in Exhibit 4-B. Table 4-1 Projected Operating Results-Water Proposed Rates Year 2025 2026 2027 2028 2029 Operating Revenues $3,145,246 $3,276,063 $3,399,836 $3,532,811 $3,668,850 Less Operating Expenses (3,972,626) (4,127,970) (4,322,616) (4,454,230) (4,871,800) Plus Non-Operating Income 545,634 574,568 571,433 423,804 259,977 Plus Fees and Transfers 255,000 302,479 434,003 431,344 428,623 Change in Net Position $(26,746) $25,139 $82,656 $(66,271) $(514,350) Net Position as Percent of Revenues -0.9% 0.8% 2.4% -1.9% -14.0% Cash Reserves A summary of the impact of the projected operating results at proposed rates on ERMU’s cash reserves is shown at the end of Exhibit 4-B and in Tables 4-2 below. As mentioned above, a goal of increasing overall reserve levels by $1.3 million through rate adjustments was set in discussions with ERMU management. The 2029 end of year unrestricted reserve level shown below is $8.0 million. This represents an increase of $1.3 million over the $6.8 million projection under existing rates as shown in Section 2 of this report. Proposed Rates - 3 - Table 4-2 Projected Cash Reserves-Water Proposed Rates Year 2025 2026 2027 2028 2029 Beginning Balance $10,500,000 $7,070,639 $7,176,282 $8,072,522 Plus Change in Net Position 25,139 82,656 (66,271) (514,350) Plus Depreciation 1,415,000 1,528,317 1,576,161 1,907,449 Interfund Borrowing (1,400,000) 1,400,000 Plus Debt Proceeds - - 8,000,000 - Less Debt Principal (70,000) (70,000) (75,000) (75,000) Less New Debt Principal - - - (279,400) Less Capital Improvements (3,399,500) (1,435,330) (9,938,650) (1,062,650) Ending Balance(1) $10,500,000 $7,070,639 $7,176,282 $8,072,522 $8,048,571 Reserve Goal $12,216,671 $12,750,828 $12,951,869 $13,416,604 $13,488,199 Reserves as % of ERMU Goal 86% 55% 55% 60% 60% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results Competitive Analysis ERMU is interested in how its rates compare to neighboring utilities. Table 4-3 below shows monthly water bills for a typical customer in the residential class with 4,000; 10,000; and 16,000 gallons of consumption. Bills are shown based on existing ERMU rates, proposed ERMU rates in 2026 and 2027 and the proposed 2026 rates for Buffalo and Shakopee. Section 4 - 4 - Table 4-3 Monthly Water Bill Comparisons Residential Monthly Usage Utility 4,000 Gallons 10,000 Gallons 16,000 Gallons ERMU current $18.39 $32.23 $54.63 ERMU prop 2026 $19.12 $33.51 $56.83 ERMU prop 2027 $19.87 $34.81 $59.05 Buffalo 2026 $44.25 $92.45 $158.45 Shakopee 2026 $20.54 $43.12 $73.37 Exhibit 4-A 2026 2027 2028 2029 Current Proposed Proposed Proposed Proposed Class Rate Rate Rate Rate Rate Residential Customer (per month)10.23$ 10.64$ 11.07$ 11.51$ 11.97$ Usage Tier 1 ($/1000 gallons) 0-9000 gallons 2.04$ 2.12$ 2.20$ 2.29$ 2.38$ Tier 2 ($/1000 gallons) 9000-15,000 gallons 3.64$ 3.79$ 3.94$ 4.10$ 4.26$ Tier 3 ($/1000 gallons) over 15,000 gallons 4.20$ 4.37$ 4.54$ 4.72$ 4.91$ Commercial Customer (per month) 3/4 inch 12.27$ 12.76$ 13.27$ 13.80$ 14.35$ 1 inch 13.65$ 14.20$ 14.77$ 15.36$ 15.97$ 1 1/4 inch 15.02$ 15.62$ 16.24$ 16.89$ 17.57$ 1 1/2 inch 16.38$ 17.04$ 17.72$ 18.43$ 19.17$ 2 inch 21.83$ 22.70$ 23.61$ 24.55$ 25.53$ 3 inch 47.75$ 49.66$ 51.65$ 53.72$ 55.87$ 4 inch 65.48$ 68.10$ 70.82$ 73.65$ 76.60$ 6 inch 95.49$ 99.31$ 103.28$ 107.41$ 111.71$ 8 inch 129.60$ 134.78$ 140.17$ 145.78$ 151.61$ Irrigation 21.83$ 22.70$ 23.61$ 24.55$ 25.53$ Usage Tier 1 ($/1000 gallons)2.04$ 2.12$ 2.20$ 2.29$ 2.38$ Tier 2 ($/1000 gallons)3.64$ 3.79$ 3.94$ 4.10$ 4.26$ Tier 3 ($/1000 gallons)4.20$ 4.37$ 4.54$ 4.72$ 4.91$ Tiers adjust based on winter usage Elk River Municipal Utilities Existing and Proposed Water Rates Exhibit 4-B 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 OPERATING REVENUES Charges for services 2,613,812$ 3,049,140$ 2,887,276$ 3,305,148$ 2,803,602$ 3,053,746$ 3,176,063$ 3,299,836$ 3,432,811$ 3,568,850$ Connection maintenance 56,931 71,520 75,365 55,733 72,409 63,500 65,000 65,000 65,000 65,000 Customer penalties 3,801 - 26,194 23,118 31,102 28,000 35,000 35,000 35,000 35,000 Total Operating Revenues 2,674,544$ 3,120,660$ 2,988,835$ 3,383,999$ 2,907,113$ 3,145,246$ 3,276,063$ 3,399,836$ 3,532,811$ 3,668,850$ OPERATING EXPENSES Production 502,748$ 674,815$ 681,079$ 667,881$ 780,844$ 807,150$ 793,000$ 816,790$ 841,294$ 866,533$ Distribution 251,259 412,534 307,192 321,566 462,083 520,410 498,125 513,069 528,461 544,315 Services to City 463 1,259 540 - - 2,000 2,000 2,000 2,000 2,000 Depreciation 1,133,179 1,139,802 1,117,357 1,174,752 1,223,033 1,325,866 1,415,000 1,528,317 1,576,161 1,907,449 Customer accounts 66,509 72,213 81,285 88,640 96,615 105,250 104,250 107,378 110,599 113,917 General and administrative 719,527 844,475 980,528 943,138 1,006,969 1,211,950 1,315,595 1,355,063 1,395,715 1,437,587 Total Operating Expenses 2,673,685$ 3,145,098$ 3,167,981$ 3,195,977$ 3,569,544$ 3,972,626$ 4,127,970$ 4,322,616$ 4,454,230$ 4,871,800$ OPERATING INCOME 859$ (24,438)$ (179,146)$ 188,022$ (662,431)$ (827,380)$ (851,907)$ (922,780)$ (921,419)$ (1,202,950)$ NON-OPERATING REVENUE (EXPENSE) Interest income 33,454$ 24,677$ (30,592)$ 57,360$ 104,286$ 151,000$ 126,000$ 127,883$ 143,854$ 143,427$ Miscellaneous revenue 262,311 292,330 424,994 418,451 429,016 418,100 473,350 473,350 473,350 473,350 Interest expense and other (23,516) (65,296) (40,948) (36,444) (33,949) (31,466) (28,782) (33,800) (31,000) (28,000) New debt interest - - - (166,400) (332,800) Gain (Loss) on sale of capital assets 3,507 (662) (9,150) 2,940 (5,090) 8,000 4,000 4,000 4,000 4,000 Total Non-Operating Revenues (Expenses)275,756$ 251,049$ 344,304$ 442,307$ 494,263$ 545,634$ 574,568$ 571,433$ 423,804$ 259,977$ Income before Contributions and Transfers 276,615$ 226,611$ 165,158$ 630,329$ (168,168)$ (281,746)$ (277,340)$ (351,347)$ (497,615)$ (942,973)$ Connection Fees 595,482$ 548,948$ 1,547,930$ 253,341$ 477,998$ 255,000$ 366,000$ 500,000$ 500,000$ 500,000$ Contributions from Developers 477,194 552,920 940,306 - - Contributions from Customers - - - - 21,910 - - - - - Transfers from/(to) Other City Funds - 195,245 - 1,348,943 - - (63,521) (65,997) (68,656) (71,377) Grants - 3,288 - - - - - - - - CHANGE IN NET POSITION 1,349,291$ 1,527,012$ 2,653,394$ 2,232,613$ 331,740$ (26,746)$ 25,139$ 82,656$ (66,271)$ (514,350)$ As Percent of Revenues 50.4%48.9%88.8%66.0%11.4%-0.9%0.8%2.4%-1.9%-14.0% UNRESTRICTED CASH RESERVES Beginning of Year 10,500,000$ 7,070,639$ 7,176,282$ 8,072,522$ Plus Change in Net Position 25,139 82,656 (66,271) (514,350) Plus Depreciation 1,415,000 1,528,317 1,576,161 1,907,449 Interfund Borrowing (1,400,000) 1,400,000 Plus Debt Proceeds - - 8,000,000 - Less Debt Principal (70,000) (70,000) (75,000) (75,000) Less New Debt Principal - - - (279,400) Less Capital Improvements (3,399,500) (1,435,330) (9,938,650) (1,062,650) End of Year(1)9,961,189$ 10,500,000$ 7,070,639$ 7,176,282$ 8,072,522$ 8,048,571$ Reserve goal 12,719,919$ 12,750,828$ 12,951,869$ 13,416,604$ 13,488,199$ Percent of goal 83%55%55%60%60% (1) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results. Projected Elk River Municipal Utilities Water Operating Results at Proposed Rates Historical page 1 of 1 ______________________________________________________________________________ Page 1 of 2 UTILITIES COMMISSION MEETING TO: ERMU Commission FROM: Mark Hanson - General Manager MEETING DATE: December 18, 2025 AGENDA ITEM NUMBER: 3.1 SUBJECT: Verizon Water Tower Lease Agreements ACTION REQUESTED: None BACKGROUND: At the November 2025 commission meeting, staff reviewed Verizon’s request to amend their current leases (attached). After discussion, the Commission directed staff to decline the offers. DISCUSSION: After the Commission’s decision, Verizon submitted a revised offer for the Johnson Tower. Staff expects to receive similar offers for the other two towers. As before, the lump sum offer is contingent upon granting a perpetual easement on the property (no end date). Tower Current Lease Terms Expires Future Payments Lump Sum Offer New Lease Terms Expires Future Payments 1st Offer $30,000/year 4% / year 2039 $798,603 $745,000 $30,000/year 3% / year 2056 $1,427,262 2nd Offer $30,000/year 4% / year 2039 $798,603 $800,000 $38,200/year 3% / year 2059 $2,054,269 Additionally, although the longer proposed terms may seem promising, nothing in the current offers prevent Verizon from seeking future lease reductions. Similar to last month’s report, the table below lists the reduction in revenue if the proposed lease terms were used throughout the remainder of the current lease periods. Each of our four water towers has antennas attached from two cellular carriers with Verizon on all four towers. Staff’s goal is to negotiate consistent lease terms across all carriers for their Tower Expires Existing Lease Future Payments Proposed Lease Future Payments Reduction in Revenue Percent Reduction 1st Offer 2039 $798,603 $468,534 $330,069 41.3% 2nd Offer 2039 $798,603 $587,241 $211,362 26.5% ______________________________________________________________________________ Page 2 of 2 respective agreements. Consequently, reducing Verizon’s lease agreement by the amounts shown in the above table is not recommended. If the Commission is interested in reducing Verizon’s lease payments, Staff recommend selecting a target percent reduction. Staff would then negotiate revised lease terms with Verizon to achieve that goal. For example, reducing the annual escalator from 4% to 3% would result in an approximately 5% reduction in total future lease payments through the existing expiration periods. Reducing the escalator from 4% to 2% would result in an approximate 10% reduction. Further reductions beyond 5% would require reducing the annual payments as needed to achieve the desired goal. For reference, Verizon’s total current annual lease payments on all four towers are approximately $170K. ATTACHMENTS: • Staff Memo - 2025-11 - 5.11 - Verizon Water Tower Lease Agreements • Verizon’s initial offer for Johnson Street Tower, Site ID 123332 – December 4, 2025 • Verizon’s revised offer for Johnson Street Tower, Site ID 123332 – December 7, 2025 ______________________________________________________________________________ Page 1 of 2 UTILITIES COMMISSION MEETING TO: ERMU Commission FROM: Mark Hanson - General Manager MEETING DATE: November 12, 2025 AGENDA ITEM NUMBER: 5.11 SUBJECT: Verizon Water Tower Lease Agreements ACTION REQUESTED: None BACKGROUND: ERMU currently has four water tower attachment lease agreements with Verizon Wireless, LLC, one on each of the four water towers. Two were executed in 2014 (Gary and Johnson towers), one in 2016 (Auburn tower), and one in 2020 (Freeport tower). Each lease agreement had an initial five-year term with four additional five-year renewal periods. All four lease agreements started with first-year lease amounts of $30,000. The first three lease agreements include an annual escalator of 4%. Freeport tower has a 2% escalator with a provision that if Verizon removes their equipment from any of the other three towers the annual rent amount for the Freeport tower shall increase by 20% of the then current lease amount. DISCUSSION: Staff have received multiple requests from Verizon representatives to either buy out our current lease agreements for a lump sum amount or renegotiate the current lease terms to lower both the annual rent payment and the annual escalator. The lump sum offer is also contingent on granting a perpetual easement on the property (no end date). Verizon states they are offering these options in lieu of potentially terminating the existing lease agreements. According to Verizon, their current lease agreement costs on a national level are not sustainable. The following table presents Verizon’s offers to date (no offer has been made for the Freeport tower): Tower Current Lease Terms Expires Future Payments Lump Sum Offer New Lease Terms Expires Future Payments Auburn $30,000/year 4% / year 2041 $1,106,346 $700,000 $30,000/year 15% / 5 years 2050 $1,011,357 Gary $30,000/year 4% / year 2039 $798,603 $900,000 $33,600/year 15% / 5 years 2041 $583,380 Johnson $30,000/year 4% / year 2039 $798,603 $745,000 $30,000/year 3% / year 2056 $1,427,262 ______________________________________________________________________________ Page 2 of 2 While the lump sum offer may appear attractive, granting a perpetual easement on the property poses significant long-term risks due to the many unknowns that the future may bring. Most importantly, the water towers are distribution system assets, so granting a perpetual easement, which may limit future options, is very dangerous. Similarly, it is unwise to renegotiate any of the current lease agreements since the proposed terms offer a lower escalator and a lower annual rent. To illustrate this point, the table below lists the reduction in revenue if the proposed lease terms were used throughout the remainder of the current lease periods. Additionally, while the longer duration of the proposed terms may seem promising, there is nothing preventing Verizon from requesting additional reductions to the lease agreements at some point in the future. Tower Expires Existing Lease Future Payments Proposed Lease Future Payments Reduction in Revenue Auburn 2041 $1,106,346 $566,501 $539,845 Gary 2039 $798,603 $494,508 $304,095 Johnson 2039 $798,603 $468,534 $330,069 Staff are presenting Verizon’s offers to maintain transparency with the Commission and our customers but recommend against accepting them. If the Commission is interested in pursuing any of Verizon’s offers, staff will engage with Verizon in pursuit of the desired option(s). The results of any negotiated terms would be presented at a future commission meeting. ATTACHMENTS: • Verizon’s offer for Auburn Street Tower, Site ID 162187 • Verizon’s offer for Gary Street Tower, Site ID 123107 • Verizon’s offer for Johnson Street Tower, Site ID 123332 October 7, 2025 Elk River Municipal Utilities Site Name: Min Vieths Site ID: 123332 Dear Landlord, I am following up with you regarding our recent telephone conversation setting forth Verizon Wireless’s Lease Optimization Program. As discussed during our conversation, Verizon Wireless is interested in making certain modifications to the cell site lease regarding the Verizon Wireless communications facility on your property. These lease modifications will allow the cell site on your property to better meet Verizon Wireless’s current operational needs and enhance its long-term value to the overall network. Criteria for Cell Site Retention As we discussed, Verizon Wireless would like to include this site in its long -term portfolio under the following terms: ● New Rent Amount: $30,000.00 per year, commencing on (8/1/2026) ● New Rent Escalator: Three Percent (3%) every year (next increase on 8/1/2027) ● Additional Renewal Terms: Five (5) additional five (5) year renewal terms ● Lump Sum Payment Option: Provide a one-time lump sum payment of $745,000.00. In return, you will grant a perpetual easement on your property. Additionally, in order to maintain long-term operational flexibility, Verizon Wireless requires that the following language, substantially in the form of the following, be added to the Lease: Right of First Refusal. Notwithstanding anything contained in the [Lease] to the contrary, if at any time after the Effective Date, [LESSOR] receives an offer or letter of intent, from any person or entity that is in the business of owning, managing or oper ating communications facilities or is in the business of acquiring landlord interests in agreements relating to communications facilities, to purchase fee title, an easement, a lease, a license, or any other interest in the [Property] or any portion ther eof or to acquire any interest in the [Lease], or an option for any of the foregoing, [LESSOR] shall provide written notice to [LESSEE] of said off er (“[LESSOR]’s Notice”). [LESSOR]’s Notice shall include the prospective buyer’s name, the purchase price being offered, and any other consideration being offered, the other terms and conditions of the offer, a description of the portion of and interest in the [Property] and/or the [Lease] which will be conveyed in the proposed transaction, and a copy of any letters of intent or form agreements presented to [LESSOR] by the third-party offeror. [LESSEE] shall have the right of first refusal to meet any bona fide offer of sale or transfer on the terms and conditions of such offer or by effectuating a transaction with substantially equivalent financial terms. If [LESSEE] fails to provide written notice to [LESSOR] that [LESSEE] intends to meet such bona fide offer within 60 days after receipt of [LESSOR]’s Notice, [LESSOR] may proceed with the proposed transaction in accordance with the terms and conditions of such third-party offer, in which event the [Lease] shall continue in full force and effect and the right of first refusal described in this Section shall survive any such conveyance to a third party. If [LESSEE] provides [LESSOR] with notice of [LESSEE]’s intention to meet the third party offer within 60 days after receipt of [LESSOR]’s Notice, then if [LESSOR]’s Notice describes a transaction involving greater space than the [Premises], [LESSEE] may elect to proceed with a transaction covering only the [Premises] and the purchase price shall be prorated on a square footage basis. Further, [LESSOR] acknowledges and agrees that if [LESSEE] exercises this right of first refusal, [LESSEE] may require a reasonable period of time to conduct due diligence and effectuate the closing of a transaction on substantially equivalent financial terms of the third-party offer. [LESSEE] may elect to amend the [Lease] to effectuate the proposed financial terms of the third party offer rather than acquiring fee simple title or an easement interest in the [Premises]. For purposes of this Section, any transfer, bequest or devise of [LESSOR]'s interest in the [Property] as a result of the death of [LESSOR], whether by will or intestate succession, or any conveyance to [LESSOR]’s family members by direct conveyance or by conveyance to a trust for the benefit of family members shall not be considered a sale for which [LESSEE] has any right of first refusal. The foregoing proposal does not constitute a binding offer to amend the lease. No legal obligation is created by this letter or any other written or oral communications until a written amendment to the lease has been signed by both Landlord and Verizon Wireless. Verizon Wireless will continue to abide by the terms of the current lease until an amendment has been executed or the existing lease has been terminated or expires. Verizon Wireless values its affiliation with you and hopes that you choose to secu re your site(s) to continue a long and mutually profitable relationship in the years to come. After having reviewed this proposal, please contact me prior to October 13,2025. Sincerely, Mark Gillaspy Mark Gillaspy Lease Consultant Lease Optimization - CENREV O (469) 833-2965 180 Washington Valley Road, Bedminster, NJ 07921 December 4, 2025 Site Name: Min Vieths Site ID: 123332 Dear Landlord, I am following up with you regarding our recent telephone conversation setting forth Verizon Wireless’s Lease Optimization Program. As discussed during our conversation, Verizon Wireless is interested in making certain modifications to the cell site lease regarding the Verizon Wireless communications facility on your property. These lease modifications will allow the cell site on your property to better meet Verizon Wireless’s current operational needs and enhance its long-term value to the overall network. Criteria for Cell Site Retention As we discussed, Verizon Wireless would like to include this site in its long -term portfolio under the following terms: ● New Rent Amount: $38,200.00 per year, commencing on (8/1/2029) ● New Rent Escalator: Three Percent (3%) every year (next increase on 8/1/2030) ● Additional Renewal Terms: Six (6) additional five (5) year renewal terms ● Lump Sum Payment Option: Provide a one-time lump sum payment of $800,000. In return, you will grant a perpetual easement on your property. Additionally, in order to maintain long-term operational flexibility, Verizon Wireless requires that the following language, substantially in the form of the following, be added to the Lease: Right of First Refusal. Notwithstanding anything contained in the [Lease] to the contrary, if at any time after the Effective Date, [LESSOR] receives an offer or letter of intent, from any person or entity that is in the business of owning, managing or oper ating communications facilities or is in the business of acquiring landlord interests in agreements relating to communications facilities, to purchase fee title, an easement, a lease, a license, or any other interest in the [Property] or any portion ther eof or to acquire any interest in the [Lease], or an option for any of the foregoing, [LESSOR] shall provide written notice to [LESSEE] of said off er (“[LESSOR]’s Notice”). [LESSOR]’s Notice shall include the prospective buyer’s name, the purchase price being offered, and any other consideration being offered, the other terms and conditions of the offer, a description of the portion of and interest in the [Property] and/or the [Lease] which will be conveyed in the proposed transaction, and a copy of any letters of intent or form agreements presented to [LESSOR] by the third-party offeror. [LESSEE] shall have the right of first refusal to meet any bona fide offer of sale or transfer on the terms and conditions of such offer or by effectuating a transaction with substantially equivalent financial terms. If [LESSEE] fails to provide written notice to [LESSOR] that [LESSEE] intends to meet such bona fide offer within 60 days after receipt of [LESSOR]’s Notice, [LESSOR] may proceed with the proposed transaction in accordance with the terms and conditions of such third-party offer, in which event the [Lease] shall continue in full force and effect and the right of first refusal described in this Section shall survive any such conveyance to a third party. If [LESSEE] provides [LESSOR] with notice of [LESSEE]’s intention to meet the third party offer within 60 days after receipt of [LESSOR]’s Notice, then if [LESSOR]’s Notice describes a transaction involving greater space than the [Premises], [LESSEE] may elect to proceed with a transaction covering only the [Premises] and the purchase price shall be prorated on a square footage basis. Further, [LESSOR] acknowledges and agrees that if [LESSEE] exercises this right of first refusal, [LESSEE] may require a reasonable period of time to conduct due diligence and effectuate the closing of a transaction on substantially equivalent financial terms of the third-party offer. [LESSEE] may elect to amend the [Lease] to effectuate the proposed financial terms of the third party offer rather than acquiring fee simple title or an easement interest in the [Premises]. For purposes of this Section, any transfer, bequest or devise of [LESSOR]'s interest in the [Property] as a result of the death of [LESSOR], whether by will or intestate succession, or any conveyance to [LESSOR]’s family members by direct conveyance or by conveyance to a trust for the benefit of family members shall not be considered a sale for which [LESSEE] has any right of first refusal. The foregoing proposal does not constitute a binding offer to amend the lease. No legal obligation is created by this letter or any other written or oral communications until a written amendment to the lease has been signed by both Landlord and Verizon Wireless. Verizon Wireless will continue to abide by the terms of the current lease until an amendment has been executed or the existing lease has been terminated or expires. Verizon Wireless values its affiliation with you and hopes that you choose to secu re your site(s) to continue a long and mutually profitable relationship in the years to come. After having reviewed this proposal, please contact me prior to December 11,2025. Sincerely, Mark Gillaspy Mark Gillaspy Lease Consultant Lease Optimization - CENREV O (469) 833-2965 180 Washington Valley Road, Bedminster, NJ 07921 ______________________________________________________________________________ Page 1 of 2 UTILITIES COMMISSION MEETING TO: ERMU Commission FROM: Melissa Karpinski – Finance Manager MEETING DATE: December 18, 2025 AGENDA ITEM NUMBER: 3.2 SUBJECT: 2026 Annual Business Plan (Budget, Schedule of Rates & Fees) ACTION REQUESTED: • Adopt Resolution No. 25-10 for the 2026 Budget and Schedule of Rates and Fees BACKGROUND: In previous months, the preliminary 2026 Annual Business Plan was presented to the Commission. There have been some changes due to finalizing of projects and expenses. The final highlights are discussed below. DISCUSSION: Electric Budget and Rates As discussed in December, we are proposing a 2% total revenue increase to our rates for 2026 as presented in the Cost of Service/Rate Study report. Notable items in the electric budget for 2026 are: • 3.34% wage adjustment. • 2% Utilities Performance Metric Incentive Compensation. • Conservative estimate for usage and growth. • Filling of vacant engineer position and adding an IT/OT position. • 3% rate increase for wholesale power. • Electric service territory acquisition loss of revenue for Areas 3&4, 5&6, and 7&8 from reserves. • East substation construction from reserves. • Streets/Security light service rate will have no rate increase as proposed in rate study. Water Budget and Rates As discussed in December, we are proposing a 4% rate increase for 2026. Notable items in the water budget for 2026 are: • 3.34% wage adjustment. • 2% Utilities Performance Metric Incentive Compensation. • Conservative estimate for usage and growth. • Adding an IT/OT position. ______________________________________________________________________________ Page 2 of 2 • Water main construction from reserves (increased from prior estimate). • Re-routing of Well #8 to Treatment Plant #7 project added to 2026. • Meadowvale booster station from reserves. • Residential monthly charge will be $10.69 not $10.64 as proposed in the rate study due to the Safe Drinking Water Fee increase. Summary Submitted for approval is the 2026 Annual Business Plan which includes the 2026 Budget and the 2026 Schedule of Rates & Fees. The 2026 fees were approved by the Commission in November and are being presented here with two changes. The adoption of the 2026 Schedule of Rates & Fees through the adoption of the Annual Business Plan shall supersede and replace all previously adopted tariffs, rates, and fees. FINANCIAL IMPACT: Notable items discussed above. As previously discussed, we are proposing a rate increase of 2% total revenue for electric and 4% for water. ATTACHMENTS: • Proposed 2026 Annual Business Plan o 2026 Budget o 2026 Schedule of Rates & Fees • Resolution No. 25-10 Adopting ERMU 2026 Budget and Schedule of Rates and Fees 2026 Annual Business Plan TABLE OF CONTENTS 2026 BUDGET •Summary of Budgets •Electric Revenue and Expense Budget •Water Revenue and Expense Budget •Electric Capital Budget •Administration and Technical Services Capital Budgets •Water Capital Budget •Training and Travel Budget •Dues and Subscriptions Budget •Conservation Improvement Program Budget 2026 SCHEDULE OF RATES & FEES •Residential All Electric Service Rate •Residential Electric Service Rate •Residential Clean Energy Choice Program Rate •Non-Demand All Electric Service Rate •Non-Demand Electric Service Rate •Demand All Electric Service Rate •Demand Electric Service Rate •Large Industrial Demand Electric Service Rate •Transmission Transformed Service Rate •Commercial Clean Energy Choice Program Rate •Off-Peak Demand Electric Service Rate •Commercial All Electric with Ground Source Heat Pump Service Rate •Ground Source Heat Pump Program Rate •Electric Vehicle Charging Rates •Energy Management Program Rates •Street/Security Light Service Rate •Water Service Rates •Fee Schedule 2026 Budget ELK RIVER MUNICIPAL UTILITIES SUMMARY OF YEAR 2026 BUDGETS ELECTRIC BUDGET SUMMARY 2026 ELECTRIC REVENUE $50,684,426 ELECTRIC EXPENDITURES (47,108,326) ELECTRIC NET FOR CAPITAL 3,576,100 7.06%Margin 110% annual avg debt svc 0.00% #REF!#REF! DEPRECIATION 3,533,136 CAPITAL EQUIPMENT/CONSTRUCTION (8,029,452) DEBT RETIREMENT (1,035,000) TOTAL IMPACT TO CASH RESERVES (1,955,217) WATER BUDGET SUMMARY 2026 WATER REVENUE $4,310,428 WATER EXPENDITURES (4,164,879) WATER NET FOR CAPITAL 145,550 3.38%Margin 105% debt svc #REF!#REF! DEPRECIATION 1,415,000 CAPITAL EQUIPMENT/CONSTRUCTION (3,925,550) DEBT RETIREMENT (70,000) TOTAL IMPACT TO CASH RESERVES (2,435,000) Electric 2026 Annual Budget 2025 Annual Budget 2024 Annual Actual Revenue Operating Revenue Elk River 440.4411 ELECT SALES - ELK RIVER RESIDENTIAL 14,974,097 14,008,158 13,251,717 440.4412 ELECT SALES - ELK RIVER NON-DEMAND 3,713,891 3,561,585 3,380,961 440.4413 ELECT SALES - ELK RIVER DEMAND 19,613,601 18,661,634 18,070,331 440.4461 PCA SALES REVENUE - ELK RIVER RESIDENTIA 1,606,960 1,522,422 1,025,603 440.4462 PCA SALES REVENUE - ELK RIVER NON-DEMAND 438,601 423,422 281,655 440.4463 PCA SALES REVENUE - ELK RIVER DEMAND 2,959,444 2,908,507 1,970,023 Total for Elk River:43,306,594 41,085,728 37,980,291 Otsego 440.4416 ELECT SALES - OTSEGO RESIDENTIAL 1,703,416 1,546,756 1,507,482 440.4417 ELECT SALES - OTSEGO NON-DEMAND 552,105 499,327 502,612 440.4418 ELECT SALES - OTSEGO DEMAND 1,716,440 1,587,578 1,506,463 440.4464 PCA SALES REVENUE - OTSEGO RESIDENTIAL 182,804 168,103 115,206 440.4465 PCA SALES REVENUE - OTSEGO NON-DEMAND 49,894 46,753 42,531 440.4466 PCA SALES REVENUE - OTSEGO DEMAND 249,654 225,212 163,551 Total for Otsego:4,454,313 4,073,730 3,837,844 Rural Big Lake 440.4421 ELECT SALES - BIG LAKE RESIDENTIAL 208,507 199,360 184,523 440.4422 ELECT SALES - BIG LAKE NON-DEMAND 4,675 4,811 4,256 440.4467 PCA SALES REVENUE - BIG LAKE RESIDENTIAL 22,376 21,667 14,318 440.4468 PCA SALES REVENUE - BIG LAKE NON-DEMAND 6,107 6,026 297 Total for Rural Big Lake:241,665 231,863 203,394 Dayton 440.4431 ELECT SALES - DAYTON RESIDENTIAL 222,309 212,064 196,738 440.4432 ELECT SALES - DAYTON NON-DEMAND 41,376 40,466 37,667 440.4469 PCA SALES REVENUE - DAYTON RESIDENTIAL 23,857 23,047 14,964 440.447 PCA SALES REVENUE - DAYTON NON-DEMAND 6,512 6,410 2,789 Total for Dayton:294,054 281,987 252,159 Public St & Hwy Lighting 440.4414 ELECT SALES - SEC LTS 280,000 261,000 260,838 Total for Public St & Hwy Lighting:280,000 261,000 260,838 Other Electric Sales 440.455 SUB-STATION CREDIT 4,800 4,800 4,800 440.4554 RATE INCREASE - - - Total for Other Electric Sales:4,800 4,800 4,800 Total for Operating Revenue:48,581,426 45,939,108 42,539,326 Other Operating Revenue Interest/Dividend Income 460.4691 INTEREST & DIVIDEND INCOME 350,000 350,000 338,144 Total for Interest/Dividend Income:350,000 350,000 338,144 Customer Penalties 470.4701 CUSTOMER DELINQUENT PENALTIES 305,000 285,000 295,143 Total for Customer Penalties:305,000 285,000 295,143 Connection Fees 470.4702 DISCONNECT & RECONNECT CHARGE 255,000 150,000 317,234 Total for Connection Fees:255,000 150,000 317,234 Misc Revenue 470.4703 MISC ELEC REVENUE - TEMP CHG 3,000 2,500 2,830 470.4704 STREET LIGHT 25,000 10,000 23,400 470.4715 TRANSMISSION INVESTMENTS 680,000 600,000 625,244 470.4722 MISC NON-UTILITY 110,000 110,000 219,986 470.4723 GAIN ON DISPOSITION OF PROPERTY 25,000 25,000 8,600 470.4739 PERA PENSION REVENUE - - 77,740 470.477 CONTRIBUTIONS FROM CUSTOMERS 350,000 225,000 690,934 470.478 CONTRIBUTIONS FROM GRANTS - - - Total for Misc Revenue:1,193,000 972,500 1,648,734 Total Other Revenue Total for Total Other Revenue:2,103,000 1,757,500 2,599,256 Total Revenue 50,684,426 47,696,608 45,138,582 Expenses Purchased Power 540.5551 PURCHASED POWER 24,051,075 23,315,291 22,154,018 540.5553 ENERGY ADJUSTMENT CLAUSE 7,608,286 7,284,338 6,436,680 Total for Purchased Power:31,659,362 30,599,628 28,590,698 3% Operating & Mtce Expense 540.5461 OPERATING SUPERVISION 160,783 150,000 137,836 540.5471 DIESEL OIL FUEL - - 160 540.5472 NATURAL GAS 27,501 30,000 21,926 540.5483 ELECTRIC & WATER CONSUMPTION - PLANT 65,208 65,000 58,033 540.5484 PLANT SUPPLIES & OTHER EXPENSE 12,000 15,000 9,756 540.5491 MISC POWER GENERATION EXPENSE 1,000 1,000 641 540.5521 MAINTENANCE OF STRUCTURE - PLANT 15,000 20,000 13,914 540.5531 MTCE OF PLANT ENGINES/GENERATORS 500 5,000 4,177 ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA 2026 ELECTRIC BUDGET Electric 2026 Annual Budget 2025 Annual Budget 2024 Annual Actual ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA 2026 ELECTRIC BUDGET 540.5541 MTCE OF PLANT/LAND IMPROVEMENT 40,000 55,000 20,340 Total for Operating & Mtce Expense:321,993 341,000 266,782 Transmission Expense 560.562 TRANSMISSION MTCE AND EXPENSE 70,000 76,000 48,623 Total for Transmission Expense:70,000 76,000 48,623 Distribution Expense 580.5801 REMOVE EXISTING SERVICE & METERS 2,000 2,000 353 580.5821 SCADA EXPENSE 65,000 60,000 51,050 580.5831 TRANSFORMER EXPENSE OH & URD 25,000 25,000 17,031 580.5851 MTCE OF SIGNAL SYSTEMS 3,000 3,000 2,224 580.5861 METER EXPENSE - REMOVE & RESET 1,500 1,500 467 580.5871 TEMP SERVICE - INSTALL & REMOVE 8,500 10,000 650 580.5881 MISC DISTRIBUTION EXPENSE 440,000 420,000 353,049 580.589 INTERCONNECTION CARRYING CHARGE - - 2,416 Total for Distribution Expense:545,000 521,500 427,240 Maintenance Expense 590.5911 MTCE OF STRUCTURES 90,000 92,000 90,596 590.5921 MTCE OF SUBSTATIONS 40,000 45,000 26,505 590.5922 MTCE OF SUBSTATION EQUIPMENT 112,000 150,000 88,541 590.5931 MTCE OF OH LINES/TREE TRIM 175,000 300,000 245,908 590.5932 MTCE OF OH LINES/STANDBY 50,000 50,000 43,617 590.5933 MTCE OF OH PRIMARY 195,000 190,000 174,966 590.5941 MTCE OF URD PRIMARY 300,000 300,000 284,922 590.5943 LOCATE ELECTRIC LINES 125,000 125,000 100,234 590.5944 LOCATE FIBER LINES 4,000 2,500 3,182 590.5951 MTCE OF LINE TRANSFORMERS 95,000 75,000 65,535 590.5961 MTCE OF STREET LIGHTING 70,000 69,000 83,910 590.5962 MTCE OF SECURITY LIGHTING 25,000 25,000 24,067 590.5971 MTCE OF METERS 60,000 80,000 57,808 590.5972 VOLTAGE COMPLAINTS 10,000 12,000 6,937 590.5981 SALARIES TRANSMISSION & DISTRIBUTION 37,000 36,000 31,045 590.5985 ELECTRIC MAPPING 162,000 155,000 134,999 590.5986 FIBER MAPPING 10,000 15,000 - 590.5991 MTCE OF OH SECONDARY 30,000 23,000 21,933 590.5992 MTCE OF URD SECONDARY 80,000 75,000 58,325 590.5995 TRANSPORTATION EXPENSE 320,000 325,000 303,892 Total for Maintenance Expense:1,990,000 2,144,500 1,846,921 Depreciation & Amortization 595.8031 DEPRECIATION 2,865,000 2,671,416 2,649,694 595.8032 AMORTIZATION 668,136 668,136 668,135 Total for Depreciation & Amortization:3,533,136 3,339,552 3,317,829 Interest Expense 596.8071 INTEREST EXPENSE - BONDS 759,406 794,932 833,610 597.8281 AMORTIZATION OF DEBT DISCOUNT/PREMIUM (59,863) (59,863) (59,862) Total for Interest Expense:699,543 735,069 773,748 Other Operating Expense 597.8165 EV CHARGING EXPENSE 1,250 1,400 2,661 597.8213 LOSS ON DISPOSITION OF PROP (CAPITAL)25,000 160,000 24,754 597.8263 OTHER DONATIONS 2,000 2,000 - 597.8265 MUTUAL AID - - 54,540 597.8302 PENSION EXPENSE 280,000 259,000 (196,662) GASB 68 597.8311 OTHER INTEREST EXPENSE 56,000 - - 597.8341 INTEREST EXPENSE - METER DEPOSITS 50,000 60,000 57,583 Total for Other Operating Expense:414,250 482,400 (57,124) Customer Accounts Expense 900.9021 METER READING EXPENSE 25,000 35,000 47,698 900.903 DISCONNECT/RECONNECT EXPENSE 5,000 10,000 11,844 900.9051 MISC CUSTOMER ACCOUNTS EXPENSE UTILITY 380,000 400,000 355,651 900.9061 BAD DEBT EXPENSE & RECOVERY 25,000 25,000 15,203 Total for Customer Accounts Expense:435,000 470,000 430,396 Administrative Expense 920.9201 SALARIES OFFICE & COMMISSION 1,085,000 1,085,000 885,001 920.9205 TEMPORARY STAFFING 4,000 4,000 - 920.9211 OFFICE SUPPLIES 125,000 135,000 95,726 920.9212 ELECTRIC & WATER CONSUMPTION - OFFICE 28,552 32,000 24,246 920.9213 BANK FEES 3,000 3,000 2,846 920.9221 LEGAL FEES 25,000 30,000 35,362 920.9231 AUDITING FEES 22,500 20,640 18,880 920.9241 INSURANCE 143,000 195,000 183,582 Plant de-commissioned 920.926 UTILITY SHARE - DEFERRED COMP 125,000 128,500 111,230 920.9261 UTILITY SHARE - MEDICAL/DENTAL/DISABIL 945,000 942,322 829,167 920.9262 UTILITY SHARE - PERA 348,500 321,500 308,017 920.9263 UTILITY SHARE - FICA 342,500 315,500 300,171 920.9264 EMPLOYEE SICK PAY 233,450 204,000 496,745 920.9265 EMPLOYEE HOLIDAY PAY 197,402 194,100 179,077 920.9266 EMPLOYEE VACATION & PTO PAY 344,308 325,000 331,860 920.9267 UPMIC DISTRIBUTION 86,000 86,000 112,541 2% 920.929 LONGEVITY PAY 8,040 9,945 6,964 Electric 2026 Annual Budget 2025 Annual Budget 2024 Annual Actual ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA 2026 ELECTRIC BUDGET 920.9291 CONSULTING FEES 55,800 239,000 40,307 NISC (appsuite), IT 920.9301 TELEPHONE 31,000 38,000 30,987 920.9302 ADVERTISING 20,000 20,000 14,071 920.9303 DUES & SUBSCRIPTIONS - FEES 141,879 152,009 123,647 920.9305 SCHOOLS & MEETINGS 291,482 292,333 199,542 920.9321 MTCE OF GENERAL PLANT & OFFICE HEATING 11,000 11,000 10,073 Total for Administrative Expense:4,617,413 4,783,849 4,340,041 General Expense 920.9269 CIP REBATES - RESIDENTIAL 90,758 90,758 92,938 920.927 CIP REBATES - COMMERCIAL 112,000 112,000 111,002 920.9271 CIP - ADMINISTRATION 181,840 182,965 180,071 920.9272 CIP - MARKETING 54,864 51,235 44,740 920.9273 CIP - LABOR 136,078 133,822 98,215 920.9274 CIP REBATES - LOW INCOME 29,760 18,720 3,762 920.9275 CIP - LOW INCOME LABOR 10,000 10,000 9,264 920.9281 ENVIRONMENTAL COMPLIANCE 37,000 35,000 31,461 920.9306 MISC GENERAL EXPENSE 5,000 5,300 3,431 Total for General Expense:657,300 639,800 574,884 Total Expenses (before Operating Transfers)44,942,997 44,133,298 40,560,038 Operating Transfer Operating Transfer/Other Funds 597.8262 TRANSFER TO CITY ELK RIVER REVENUE 2,165,330 1,643,429 1,527,629 5% of Elk River Sales Total for Operating Transfer/Other Funds:2,165,330 1,643,429 1,527,629 Utilities & Labor Donated 597.8261 UTILITIES & LABOR DONATED TO CITY - 265,000 229,359 Total for Utilities & Labor Donated:- 265,000 229,359 Total Operating Transfer Total for Total Operating Transfer:2,165,330 1,908,429 1,756,988 Net Income Profit(Loss)3,576,100 1,654,881 2,821,556 Water 2026 Annual Budget 2025 Annual Budget 2024 Annual Actual Revenue Operating Revenue Water Sales 610.6101 Water Sales Residential 1,821,516 1,779,997 1,556,933 610.6102 Water Sales Commercial 1,039,960 1,000,092 967,172 610.6103 Water Sales Irrigation 364,603 350,383 279,497 Total for Water Sales:3,226,078 3,130,471 2,803,602 Total Operating Revenue 3,226,078 3,130,471 2,803,602 Total for Total Operating Revenue: 3,226,078 3,130,471 2,803,602 Other Operating Revenue Interest/Dividend Income 460.4691 Interest & Dividend Income 125,000 150,000 104,294 460.4692 Other Interest/Misc Revenue 1,000 1,000 1,117 Total for Interest/Dividend Income:126,000 151,000 105,411 Customer Penalties 620.6301 Customer Penalties 35,000 28,000 31,102 Total for Customer Penalties:35,000 28,000 31,102 Connection Fees 620.6401 WATER/ACCESS/CONNECTION FEES 366,000 255,000 477,998 620.6402 Customer Connection Fees 50,000 32,500 44,470 620.6407 Bulk Water Sales/Hydrant Rental 30,000 31,000 27,939 Total for Connection Fees:446,000 318,500 550,407 Misc Revenue 470.4722 Misc Non-Utility 100 100 96 470.4739 Pera Pension Revenue - - 14,974 470.477 Contributions from Customers - - 21,910 620.6403 Miscellaneous Revenue 1,000 500 717 620.6323 Gain On Disposition Of Property 4,000 8,000 - 620.6404 HYDRANT MAINTENANCE PROGRAM - PRIVATE 11,000 15,000 13,375 620.6405 Contributions from Developers - - - 620.6406 Water Tower Lease 386,250 327,500 327,431 620.6416 Lease Interest Revenue 75,000 75,000 71,306 Total for Misc Revenue:477,350 426,100 449,808 Total Other Revenue 1,084,350 923,600 1,136,729 Total for Total Other Revenue:1,084,350 923,600 1,136,729 Total Revenue 4,310,428 4,054,071 3,940,330 Expenses Production Expense 700.7021 MTCE OF STRUCTURES 125,000 135,000 118,775 Total for Production Expense:125,000 135,000 118,775 Pumping Expense 710.7101 SUPERVISION 80,000 76,000 69,969 710.7181 ELECTRIC & GAS UTILITIES 300,000 310,000 256,685 710.7182 SAMPLING 24,000 24,150 21,965 710.7183 CHEMICAL FEED 50,000 50,000 38,920 710.722 MTCE OF WELLS 200,000 200,000 260,693 710.723 SCADA - PUMPING 14,000 12,000 13,837 Total for Pumping Expense:668,000 672,150 662,069 Distribution Expense 730.7301 MTCE OF WATER MAINS 175,000 175,000 161,765 730.7309 LOCATE WATER LINES 25,000 20,000 13,729 730.7311 MTCE OF WATER SERVICES - 500 - 730.7312 WATER METER SERVICE 50,000 70,000 100,494 730.7316 BACKFLOW DEVICE INSPECTION 23,000 23,160 19,532 730.7321 MTCE OF CUSTOMERS SERVICE 36,000 35,000 33,583 730.7325 WATER MAPPING 25,000 17,000 25,858 730.7326 FIBER MAPPING 10,000 15,000 - 730.7331 MTCE OF WATER HYDRANTS - PUBLIC 22,000 22,000 22,736 730.7332 MTCE OF WATER HYDRANTS - PRIVATE 6,000 6,000 4,990 730.7341 WATER CLOTHING/PPE 15,000 15,000 9,529 730.7391 WAGES WATER 9,500 10,000 7,618 730.7395 TRANSPORTATION EXPENSE 24,000 24,000 18,311 730.7399 WATER PERMIT 27,000 27,000 26,255 Total for Distribution Expense:447,500 459,660 444,400 Depreciation & Amortization 595.8031 DEPRECIATION 1,415,000 1,325,866 1,223,033 Total for Depreciation & Amortization:1,415,000 1,325,866 1,223,033 Interest Expense 596.8071 INTEREST EXPENSE - BONDS 35,433 38,117 40,600 597.8281 AMORTIZATION OF DEBT DISCOUNT/PREMIUM (6,651) (6,651) (6,651) Total for Interest Expense:28,782 31,466 33,949 Other Operating Expense 597.8213 LOSS ON DISPOSITION OF PROP (CAPITAL) - 16,000 5,090 597.8214 LOSS ON DISPOSITION OF PROP (NONCAPITAL) - - 16,272 597.8264 DAM MAINTENANCE EXPENSE - - 444 597.8302 PENSION EXPENSE 50,000 44,000 (13,068) GASB 68 597.8341 INTEREST EXPENSE - METER DEPOSITS 625 750 967 Total for Other Operating Expense:50,625 60,750 9,706 Customer Accounts Expense 900.9021 METER READING EXPENSE 5,000 7,000 5,550 900.9051 MISC CUSTOMER ACCOUNTS EXPENSE UTILITY 99,000 98,000 91,045 900.9061 BAD DEBT EXPENSE & RECOVERY 250 250 20 Total for Customer Accounts Expense:104,250 105,250 96,615 ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA 2026 WATER BUDGET Water 2026 Annual Budget 2025 Annual Budget 2024 Annual Actual ELK RIVER MUNICIPAL UTILITIES ELK RIVER, MINNESOTA 2026 WATER BUDGET Administrative Expense 920.9201 SALARIES OFFICE & COMMISSION 333,000 288,000 258,534 920.9205 TEMPORARY STAFFING 1,000 1,000 - 920.9211 OFFICE SUPPLIES 30,000 30,000 23,419 920.9212 ELECTRIC & WATER CONSUMPTION - OFFICE 6,500 7,000 6,061 920.9213 BANK FEES 708 700 727 920.9221 LEGAL FEES 6,000 5,000 5,708 920.9231 AUDITING FEES 7,000 6,700 5,266 920.9241 INSURANCE 43,000 44,000 40,123 920.926 UTILITY SHARE - DEFERRED COMP 25,000 24,100 18,628 920.9261 UTILITY SHARE - MEDICAL/DENTAL/DISABIL 251,110 269,977 202,667 920.9262 UTILITY SHARE - PERA 71,500 68,500 59,327 920.9263 UTILITY SHARE - FICA 70,500 66,000 58,186 920.9264 EMPLOYEE SICK PAY 53,000 35,000 69,539 920.9265 EMPLOYEE HOLIDAY PAY 43,000 41,525 34,538 920.9266 EMPLOYEE VACATION & PTO PAY 72,000 66,000 59,902 920.9267 UPMIC DISTRIBUTION 19,000 18,500 23,571 2% 920.929 LONGEVITY PAY 1,260 2,130 836 920.9268 WELLHEAD PROTECTION 1,500 2,000 - 920.9291 CONSULTING FEES 26,200 57,400 16,317 NISC (appsuite), IT 920.9301 TELEPHONE 8,600 7,500 7,024 920.9302 ADVERTISING 5,000 5,000 3,633 920.9303 DUES & SUBSCRIPTIONS - FEES 111,475 89,961 78,201 920.9305 SCHOOLS & MEETINGS 62,897 60,957 42,421 920.9321 MTCE OF GENERAL PLANT & OFFICE HEATING 2,700 2,750 2,518 Total for Administrative Expense:1,251,950 1,199,700 1,017,146 General Expense 920.9269 CIP REBATES - RESIDENTIAL 2,000 5,000 1,090 920.927 CIP REBATES - COMMERCIAL 1,000 500 - 920.9272 CIP - MARKETING 1,500 2,000 1,117 920.9273 CIP - LABOR 500 2,500 - 920.9281 ENVIRONMENTAL COMPLIANCE 2,000 2,000 684 920.9306 MISC GENERAL EXPENSE 250 250 (0) Total for General Expense:7,250 12,250 2,891 Total Expenses (before Operating Transfers)4,098,357 4,002,092 3,608,585 Operating Transfer Operating Transfer/Other Funds TRANSFER TO CITY ELK RIVER REVENUE 64,522 - - 2% of Elk River Sales Total for Operating Transfer/Other Funds:64,522 - - Utilities & Labor Donated 597.8261 WATER & LABOR DONATED TO CITY 2,000 2,000 - Total for Utilities & Labor Donated:2,000 2,000 - Total Operating Transfer Total for Total Operating Transfer:66,522 2,000 - Net Income Profit(Loss)145,550 49,979 331,745 Elk River Municipal Utilities Business Plan/Budget 2026 Electric Department Capital Budget Capital Construction Projects Cost Description 1 125,000$ Cty Rd 44 Rebuild 2 300,000$ Rebuild: Ogden, 196th 3 250,000$ Rebuild: Zebulon and Xerxes 4 250,000$ Unidentified Projects 5 50,000$ Otsego Street Lights Subtotal 975,000$ *in order of priority Capital Construction Substations Cost Description 1,818,000$ East Substation Construction Reserves 150,000$ North Recloser Tank Replacement 1,280,120$ Otsego Transformer Replacement 28,000$ Otsego Recloser Controller Replacement 120,000$ Otsego Recloser Tank Replacement 20,000$ 14-4 Relay Panel Replacement 50,000$ SCADA Network Upgrades Subtotal 3,466,120$ Capital Construction Feeders Cost Description 175,000$ Feeder 65 Rebuild OH from Landfill to North Sub 200,000$ East Sub Feeders #11, 13, 14 250,000$ Unidentified Feeders Subtotal 625,000$ Capital Construction System Cost Description 425,000$ Transformers and Meters 70,607$ AMI 350,000$ New Development Distribution Installation 50,000$ Street Lighting 75,000$ Ongoing OH Equip Replacement (Poles, Switches, Cut-Outs) 900,000$ Ongoing URD Equip Replacement (Switches, J-Boxes, Fuse Pads) 50,000$ Fault Indicators Replacements Subtotal 1,920,607$ Capital Equipment Needs Cost Description 65,000$ Replace Truck new foreperson 50,000$ Hot Arms 152,200$ Electric share of Administration 303,250$ Electric Share of Technical Services Subtotal 570,450$ Capital Facilities & Misc Needs Cost Description 472,275$ Territory Acquisition - Loss of Revenue Pmt (2015 Contract - Area 1&2, 3&4, 5&6, 7&8)Reserves Subtotal 472,275$ Total Capital 8,029,452$ Electric Noteworthy Non-Recurring Expenses Cost Description 3,500$ Computers, iPads, Software, Accessories 10,000$ Paint Transformers/Switchgear 10,000$ Paint Street Lights 10,000$ Tools 30,000$ Contractor Testing and Inspections 12,240$ Electric share of Administration 23,275$ Electric share of Technical Services Total 99,015$ Elk River Municipal Utilities Business Plan/Budget 2026 Administration and Technical Services Departments Capital Budgets Administration Capital Needs Cost Description 40,000$ Hallway Display and Branding 15,000$ Server upgrades (city shared) 5,000$ Network Switches/Misc (ERMU) 6,000$ Domain Controller 18,000$ Microsoft server upgrade (city shared) 5,000$ Server Backup System (city shared) 18,000$ OMS 5,000$ Office Furniture 8,000$ Team's Room - FS Building 10,000$ Security Camera System Replacement - Admin 40,000$ OT Security 10,000$ Phone System (city shared) 5,000$ Misc Office Equipment Subtotal 185,000$ Administration Noteworthy Non-Recurring Expenses Cost Description 15,300$ Computers, iPads, Software, Accessories, Scanners, Printers - Upgrades Subtotal 15,300$ Total Administration 200,300$ Technical Services Capital Needs Cost Description 10,000$ GIS Enterprise version update 20,000$ VOLT/VAR Implementation 125,000$ Fiber Extension - Otsego Sub 25,000$ Substation Security 20,000$ Acoustic Camera 15,000$ Locator 25,000$ Communications Cap Bank VR Controllers 65,000$ Trucks (Capital)#17 Subtotal 305,000$ Technical Services Noteworthy Non-Recurring Expenses Cost Description 14,500$ Computers, iPads, Software, Accessories - Upgrades 10,000$ Tools Subtotal 24,500$ Total Technical Services 319,500$ Total Capital Items 490,000$ Total Non-Recuring Expenses 39,800$ Elk River Municipal Utilities Business Plan/Budget 2026 Water Department Capital Budget Water Capital Construction Needs Cost Description 50,000$ Well #5 Rehabilitation 100,000$ Facility Repair (Capital) 400,000$ Freeport Booster Station 150,000$ Meadowvale Booster Station Reserves 240,000$ SCADA upgrades 15,000$ Well Security 185,000$ Hwy 169 Redefine Reserves 2,100,000$ Water Main Construction (City Rd project)Reserves 434,000$ Re-route well 8 to treatment plant 7 100,000$ Cat Walks 10,000$ Chlorine Analyzers 12,000$ Hi-E Dry Dehumidifiers 15,000$ Placeholder for undetermined projects Subtotal 3,811,000$ Capital Equipment Needs Cost Description 65,000$ Trucks #3 15,000$ GPS locating equipment 32,800$ Water share of Administration 1,750$ Water Share of Technical Services Subtotal 114,550$ Total Capital 3,925,550$ Water Noteworthy Non-Recurring Expenses Cost Description -$ Computers, iPads 10,000$ Meters/ERT 10,000$ Tools 5,580$ Water share of Administration 825$ Water share of Technical Services Total 26,405$ ELK RIVER MUNCIPAL UTILITIES TRAVEL & TRAINING BUDGET FOR 2026 1.04 Budget Budget Budget # Attending 2026 2025 2024 Comments Electric Advanced Staking Workshop 1 staff - - 1,900 APPA Linemen Rodeo team 4 staff 9,000 7,000 4,500 1 team - Huntsville, AL Apprenticeship 2 staff 1,250 625 625 Chippewa Valley Tech - Electric Training Non-Lineman 2 staff 2,800 2,800 2,800 Commercial Driving School 1 staff - - 3,000 Competent Person training 2 staff - 1,300 1,220 Cross Training School 2 staff - - 1,960 Midwest User Group GIS 3 staff 3,000 - - Member Information Conf (NISC)1 staff 2,500 2,500 2,500 Inventory attending MMUA Emergency Preparedness 1 staff 700 - - MMUA Locator Workshop 1 staff 365 350 720 MMUA Meter School 2 staff 1,980 1,900 1,830 MMUA Overhead Hot Line School 2 staff 2,704 2,600 2,575 MMUA Stepping Into Leadership - 3,600 3,600 not offered anymore MMUA Substation Workshop 2 staff 2,600 2,500 2,240 MMUA T&O Conference 2 staff 520 500 460 Inventory Foreperson and Assistant attending partial MMUA T&O Conference 1 staff 730 - - MMUA Transformer School 2 staff 2,500 2,400 2,370 MMUA Underground School 2 staff 2,700 2,600 2,575 PCB Training 2 staff 2,500 1,250 1,250 Regional Workshop 8 staff 1,000 1,000 920 Tree Trimming/Chainsaw Workshop 2 staff 1,030 1,030 2,060 Leadership Training 5,543 7,500 6,900 Additional Training 3,000 3,000 3,000 11%46,422 41,655 46,205 Water APWA Underground Utilities Inspector School 1 staff 700 - - AWWA National Conference 0 staff - - 2,000 June 21-24, 2026 in Washington, D.C. AWWA MN 2 staff 500 500 - Backflow Tester Certification Class 0 staff - 1,125 1,125 Backflow Tester Re-Certification Class 1 staff 700 1,000 1,000 Every 3 years Commercial Driving School 0 staff - 3,400 6,000 MMUA Electrical Skills 1 staff 700 - 1,000 MMUA Competent Person Training 1 staff 1,000 - - Professional Operator and Development 0 staff - - 750 Public Works Certificate Program 0 staff - - 2,350 Staking University 0 staff - - 2,000 Unlicensed Electrician Continuing Education 1 staff 60 60 60 Wastewater Certification Continuing Education 4 staff 2,000 2,000 2,000 Water Certification Continuing Education 5 staff 4,000 3,000 2,668 Leadership Training 1,630 2,500 1,725 Additional Training 3,000 3,000 2,500 -14%14,290 16,585 25,178 Technical Services Advanced Staking Workshop 1 staff 1,900 1,900 - Commercial Driving School 1 staff - 3,400 Engineering MPSYCON 1 staff 700 500 - ESRI User Conference 1 staff 2,000 2,000 2,000 Infrared Camera training 1 staff 2,200 2,200 2,200 Midwest ESRI User Group 1 staff 1,000 1,000 800 MMUA Generation School 2 staff - - 1,850 MMUA Locator Workshop 1 staff 365 - - MMUA Stepping Into Leadership - - 3,100 MN Electric Meter School 1 staff 700 700 700 Power Quality training 2 staff 1,100 1,100 1,100 Staking University 1 staff - - 1,100 Substation School 1 staff 1,250 1,250 1,000 UMMA summer mtg 1 staff 800 800 800 UMMA winter mtg 1 staff 750 750 750 Xylem Reach Conference 1 staff 3,000 3,000 5,300 AMI Leadership Training 1,304 2,500 2,150 Additional Training 2,500 2,500 2,500 -17%19,569 23,600 25,350 General Ledger Account Schools & Meetings 920.9305 ELK RIVER MUNCIPAL UTILITIES TRAVEL & TRAINING BUDGET FOR 2026 Budget Budget Budget # Attending 2026 2025 2024 Comments Management/Commission Advanced Training 1 staff - - 1,900 APPA Customer Connections Conference 1 staff - 3,000 3,000 APPA E&O Conference 3 staff 6,000 6,500 6,000 Huntsville, AL APPA Legal & Regulatory Conference 1 staff 4,000 4,000 - APPA Legislative Round-up 4 staff/comm 9,000 9,000 8,600 APPA National Conference 4 comm 3,000 5,000 9,150 APPA Rodeo 2 staff 2,500 2,500 2,500 Huntsville, AL APPA Training (Mgmt, CS, Fin, Eng, CIP, etc)2 staff 10,000 7,000 7,000 AWWA 1 staff 1,500 3,000 3,000 Water Certification Continuing Education AWWA National Conference 1 staff/ 1 comm 5,000 5,000 2,000 D.C Clerk's Conference 1 staff 500 - 800 CPA CPE 1 staff 1,500 1,500 1,500 Engineering MPSYCON 1 staff 700 500 1,000 Engineering seminar 1 staff - - 2,000 JTS Spring and Fall Meeting 1 staff 500 500 500 Kentucky Equipment Show 2 staff - 3,000 - odd year Member Information Conf (NISC)5 staff 10,000 5,000 4,850 Las Vegas, NV MMUA Annual Summer Meeting 3 staff/ 5 comm 7,800 7,500 7,500 MMUA DUEL 1 staff 3,725 - - MMUA Emergency Preparedness 2 staff 1,400 2,000 1,365 MMUA Legislative Round-up 1 staff/1 comm 1,040 1,500 1,400 MMUA Stepping Into Leadership - - 3,600 not offered anymore MMUA T&O Conference 5 staff 3,640 3,500 3,325 MRWA 2 staff 1,000 1,000 1,000 Water Certification Continuing Education PCB Workshop 1 staff 2,500 1,250 - Project Management Certification Training 1 staff - - 1,400 SHRM Conference 1 staff 4,000 UMMA Summer Workshop 1 staff 800 450 435 UMMA winter mtg 1 staff 750 750 750 Wastewater Certification Continuing Education 1 staff 500 500 500 Xylem Reach Conference 1 staff 3,000 3,000 - Management Training 5,000 5,000 10,000 Leadership/Mgmt Training 2,609 5,000 5,000 Additional Training 3,000 3,000 3,000 2%94,964 92,750 95,875 Office APPA Customer Connections Conference 1 staff - 3,000 3,000 Communications APPA Cybersecurity Summit 1 staff 1,500 1,500 1,500 IT Chamber Leadership Program 1 staff 600 600 475 Clerk's Conference 1 staff - 800 - Communications IT SCCP Online Education 1 staff 500 500 500 IT Member Information Conf (NISC)3 staff 7,500 7,500 7,250 IT, Comms, and CS MMUA Stepping Into Leadership - 3,600 - not offered anymore MRA Employment Law Update 1 staff 250 250 250 SHRM Conference 1 staff 4,000 3,000 3,000 HR Customer Service 6,000 3,000 3,000 DUEL, Fred Pryor, NISC, Misc Communications Training 1 staff 3,000 1,000 1,000 Government Social Media, Misc Financial/Accounting (APA, NISC & Misc)3,000 3,000 3,000 APA Continuing Ed, Misc PR, Excel, Accounting Misc IT Training (NISC/Misc)1 staff 5,000 1,000 1,000 IT Xylem Reach Conference 1 staff 3,000 3,000 - AMI Leadership Training 11 staff 3,913 5,000 5,175 Additional Training 1,000 1,000 1,000 4%39,263 37,750 30,150 Safety Training Safe Driver Training 6 staff 2,070 2,350 2,100 2026 cost increased $10/student to $315 Additional Training 1,000 1,000 1,000 Hearing Test 800 600 550 Labor 133,000 134,000 106,560 -1%136,870 137,950 110,210 Education 3,000 3,000 3,000 3,000 3,000 3,000 Total 354,379 353,290 335,968 Total Change 0% General Ledger Account Schools & Meetings 920.9305 ELK RIVER MUNCIPAL UTILITIES DUES & SUBSCRIPTIONS - FEES BUDGET FOR 2026 Budget Budget Actual Description 2026 2025 2024 accessiBe 500 500 490 Adobe Products 8,000 8,000 1,149 Includes creative cloud, pro and sign AMI - 11,000 - Annual Water Quality Report - 3,500 3,359 Moved to advertising in 2025 APPA DEED Program Dues 4,000 3,820 3,593 APPA Dues 19,000 18,630 17,964 AWWA Annual Fee Dues 2,400 2,300 2,256 AWWA Partnership Safe Water Treatment/Distribution - 100 - Bond Administrative & Management Fees 4,900 6,500 4,260 City (Disclosure Fees), Moody's, Ehlers Citizen Serve 4,000 4,000 - Drug and Alcohol Random Testing 1,500 2,000 - Annual Random Pool Employee Participant Fee Elk River Chamber Membership 650 650 630 ESRI Small Govt Enterprise agreement 32,578 31,000 29,727 Government Jobs - 1,000 - Homeland Security (Hazardous Chemical Fee)700 700 700 MN Dept of Public Safety Hazardous Material Fee Wells HR professional membership(s)1,500 1,500 1,398 SHRM and MRA MMUA Membership Dues 38,000 36,500 35,403 MMUA Monthly Safety Meetings 35,703 40,000 35,020 MPCA Permit Fee - Engines 25 370 25 Air annual fee and wastewater fee 1705 MPCA Permit Fee - WTP - 350 - MRWA Annual Fee 400 400 400 Quarterly MN Dept of Health Water Connection Fee 88,550 57,000 55,715 2026 increase of $5.50/ connection from $9.72 to $15.22 Rotary 300 300 - Survey Monkey 500 500 468 SUSA Membership 125 250 - Miscellaneous 10,022 11,100 9,292 Detail can be provided Bond Underwriter's Discount - - - Water Bonding 2028 Bond Service Professional Fee - - - Water Bonding 2028 Total 253,353 241,970 201,848 - Budget Change 5% Budget Change without Bonding Expenses 5% General Ledger Account Dues & Subscriptions - Fees 920.9303 Required Spending and Savings Goals per State of MN Total Spending Level 1.5% of GOR 652,000$ Low Income Requirement .2% of Residential GOR 29,760$ Energy Savings Goal (kWh)4,994,857 Possible Distributed Renewable Generation Funds 8,000$ Possible Research and Development Funds 18,000$ Proposed CIP Budget 2024 Direct Labor 146,078$ General & Administration 181,840$ Advertising (Marketing)54,864$ Equipment Contract (Includes $34,219 MN PUC Assessment)37,000$ Total 419,782$ ERMU Rebates 232,518$ Total all Expenses and Rebates 652,300$ Total Estimated kWh Savings 4,994,857 Total Operating CIP Budget No Rebates Only Direct Costs Direct Labor 146,078$ General & Administration 181,840$ Advertising (Marketing)54,864$ Contract 37,000$ Total ERMU Operating Expenses 419,782$ Total Rebate Budget ERMU Self Funded (spend is dependant on kWh savings)232,518 Total Requested Budget Direct Labor 146,078$ General & Administrations 181,840$ Advertising (Marketing)54,864$ Contract (Includes MN PUC Assessment)37,000$ ERMU Self Funded Rebates 232,518$ Total Requested 2024 Budget 652,300$ 2026 CIP Operating Budget 12/15/202512:34 PMN:\Office\Finance\Accounting\Budget\2026\2026 Budget Book.xlsb.xlsx2026 Budget Book.xlsb.xlsx2026 CIP Budget Summary 2026 Schedule of Rates & Fees Page 1 of 2 RESIDENTIAL ALL ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Single-family residences and individually metered apartments for all domestic purposes with electric energy as a sole source of heating, and when all service is supplied through a single meter, provided ratings of individual single-phase motors do not exceed five (5) horsepower. Character of Service: AC, 60 cycles, 120/240 volt, three wire, single-phase. Special Conditions: Residential service to a multiple dwelling or apartment house through a single meter is allowed for existing services only. Service under this rate schedule shall not be sub-metered and resold to the individual tenants on the basis of usage and the cost of electric service to the tenant must be furnished without specific charge or price which varies with the quantity of energy used. Any apartment or dwelling unit which has separate permanent kitchen facilities shall be considered as one single family private residence. Meter equipment must be accessible to our service department at any time. Residential All Electric Service Rate: Basic Monthly Electric Charge: $15.00 15.50 per month Summer Winter $0. 13734 0.14106/ kWh / month $0. 12548 0.12911/ kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Minimum Bill: The Basic Monthly Electric Charge. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Residential All Electric Service Rate Page 2 of 2 Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate or changing from summer to winter or from winter to summer rates. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 2 RESIDENTIAL ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Single-family residences and individually metered apartments for all domestic purposes when all service is supplied through a single meter, provided ratings of individual single-phase motors do not exceed five (5) horsepower. Character of Service: AC, 60 cycles, 120/240 volt, three wire, single-phase. Special Conditions: Residential service to a multiple dwelling or apartment house through a single meter is allowed for existing services only. Service under this rate schedule shall not be sub-metered and resold to the individual tenants on the basis of usage and the cost of electric service to the tenant must be furnished without specific charge or price which varies with the quantity of energy used. Any apartment or dwelling unit which has separate permanent kitchen facilities shall be considered as one single family private residence. Meter equipment must be accessible to our service department at any time. Residential Electric Service Rate: Basic Monthly Electric Charge: $15.00 15.50 per month Summer Winter $0.13734 0.14106 / kWh / month $0.12548 0.12911 / kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Minimum Bill: Basic Monthly Electric Charge. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Residential Electric Service Rate Page 2 of 2 Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate or changing from summer to winter or from winter to summer rates. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 1 RESIDENTIAL CLEAN ENERGY CHOICE PROGRAM RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: ERMU customers receiving service under another residential electric rate. This Program is available to residential customers choosing to purchase renewable energy. Customers will have the option to purchase 50, 75 or 100 percent of the monthly energy consumption from renewable energy sources. ERMU customers receiving service under the electric vehicle charging rate will be automatically enrolled in the Residential Clean Energy Choice Program Rate at the 100 percent participation level at no additional monthly charge. The customer shall agree to: 1. Complete an application - through the online registration process, or by returning a printed copy to ERMU. 2. Clearly indicate the participation level and the additional monthly charge applicable to the 50, 75 or 100 percent subscription level desired. 3. Provide notice to ERMU to cancel participation. ERMU shall provide: 1. Monthly billing statement with the Clean Energy Choice participation level clearly identified. 2. The applicable incremental cost per participation level will be identified and added to the billing statement. Participation Level % Monthly Charge 50 $1 75 $2 100 $3 Federal, state and local taxes may apply. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 2 NON-DEMAND ALL ELECTRIC SERVICE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts. Existing or new Customer accounts with electric energy as a sole source of heating, and with actual or projected demands of less than 50 kW for the previous 12 consecutive months if applicable. When the Customer achieves an actual maximum demand of 50 kW or greater, the Customer will be placed on the Demand Electric Service rate in the next billing cycle. The Customer accounts shall be in compliance with all policies, procedures, and safety requirements, and shall be taken through one meter. Rating of individual single-phase motors and other single-phase power and heating units served under this schedule shall not exceed ten (10) horsepower (or 7.355 kW) except by special permission. (Not applicable to resale, standby or auxiliary service.) Character Of Service: AC, 60 cycles, 120 volts or 120/240 volts, single-phase; 120/208 volts, or 277/480 volts, three-phase. Four wire, 240 volts three phase will only be applicable to existing customers now being served by this voltage. A Customer requiring voltages other than that already established by ERMU shall be required to provide suitable space and location for ERMU’s’ transformers, metering and associated equipment. Special Conditions: One meter shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to obtain one meter. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. Meter equipment must be accessible to our service department at any time. Installation of Demand Meter: At the option of ERMU, a demand meter may be installed on any customer whose monthly usage exceeds 15,000 kWh. Non-Demand All Electric Service Rate: Basic Monthly Electric Charge: $32.00 33.00 per month Summer Winter $ 0.13304 0.13673 / kWh / month $ 0.11141 0.11494 / kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Non-Demand All Electric Service Rate Page 2 of 2 Federal, state, and local taxes may apply. Minimum Bill: The Basic Monthly Electric Charge plus $1.00 per kW per month of excess transformer capacity requested by customer. In case of equipment having abnormally low annual utilization factors or unusual operating characteristics, special minimum charges may be prescribed by ERMU. Power Factor Adjustment: The rates set forth in this schedule are based on the maintenance by the Customer of a power factor of not less than 98% at all times. If the power factor, as measured by the electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of ERMU’s lines. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across-the-line started without notification and written authorization from ERMU. In addition, Customers who fail to provide adequate corrective equipment shall be required to own and maintain their own transformers. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate or changing from summer to winter or from winter to summer rates. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rate set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 2 NON-DEMAND ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts, including privately-owned public electric vehicle chargers. Existing or new Customer accounts with actual or projected demands of less than 50 kW for the previous 12 consecutive months if applicable. When the Customer achieves an actual maximum demand of 50 kW or greater, the Customer will be placed on the Demand Electric Service rate in the next billing cycle. The Customer accounts shall be in compliance with all policies, procedures, and safety requirements, and shall be taken through one meter. Rating of individual single-phase motors and other single-phase power and heating units served under this schedule shall not exceed ten (10) horsepower (or 7.355 kW) except by special permission. (Not applicable to resale, standby or auxiliary service.) Character Of Service: AC, 60 cycles, 120 volts or 120/240 volts, single-phase; 120/208 volts, or 277/480 volts, three-phase. Four wire, 240 volts three phase will only be applicable to existing customers now being served by this voltage. A Customer requiring voltages other than that already established by ERMU shall be required to provide suitable space and location for ERMU’s transformers, metering and associated equipment. Special Conditions: One meter shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to obtain one meter. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. Meter equipment must be accessible to our service department at any time. Installation of Demand Meter: At the option of ERMU, a demand meter may be installed on any customer whose monthly usage exceeds 15,000 kWh. Non-Demand Service Rate: Basic Monthly Electric Charge: $32.00 33.00 per month Summer Winter $0.13304 0.13673/ kWh / month $0.11141 0.11494 / kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Non-Demand Electric Service Rate Page 2 of 2 Federal, state, and local taxes may apply. Minimum Bill: The Basic Monthly Electric Charge plus $1.00 per kW per month of excess transformer capacity requested by customer. In the case of equipment having abnormally low annual utilization factors or unusual operating characteristics, special minimum charges may be prescribed by ERMU. Power Factor Adjustment: The rates set forth in this schedule are based on the maintenance by the Customer of a power factor of not less than 98% at all times. If the power factor, as measured by the electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of ERMU’s lines. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across-the-line started without notification and written authorization from ERMU. In addition, Customers who fail to provide adequate corrective equipment shall be required to own and maintain their own transformers. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate or changing from summer to winter or from winter to summer rates. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rate set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 2 DEMAND ALL ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts. Existing or new Customer accounts with electric energy as a sole source of heating, and with actual or projected demand greater than or equal to 50 kW. A Customer account with a billing demand of less than 50 kW for 12 consecutive months will be given the option of switching to the Non-Demand rate. The Customer accounts shall be in compliance with all policies, procedures, and safety requirements, and shall be taken through one meter. (Not applicable to resale, standby or auxiliary service.) A Customer on this rate may qualify for integrity testing. Character Of Service: AC, 60 cycles, 120 volts or 120/240 volts, single-phase; 120/208 volts, or 277/480 volts, three-phase. Four wire, 240 volts three-phase will only be applicable to existing customers now being served by this voltage. A customer requiring voltages other than that already established shall be required to provide suitable space and location for ERMU’s transformers, metering and associated equipment. Special Conditions: One meter shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to obtain one meter, unless an exception is approved by management. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. Meter equipment must be accessible to our service department at any time. Demand Service Rate: Basic Monthly Electric Charge: $ 77.00 80.00 per month. Summer Winter Demand Charge: $ 16.75 17.00 $ 11.75 12.00 in kW / month Energy Charge: $ 0.07035 0.07353 $ 0.07035 0.07353 in kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state and local taxes may apply. Minimum Bill: Maximum billing demand during previous twelve months times 3.0% of the demand Demand All Electric Service Rate Page 2 of 2 charge, or the actual demand multiplied by the demand charge, whichever is greater plus $1.00 per kW per month of excess transformer capacity requested by customer. Determination of Billing Demand: The billing demand shall be the highest measured demand (corrected for power factor if required) during any fifteen (15) minute period occurring in the current billing period. But in no month shall the billing demand be greater than the value in kW determined by dividing the kWh sales for the billing month by 75 hours per month. This billing adjustment applies only if the customer’s peak demand DOES NOT occur between the hours of 3:00 p.m. and 10:00 p.m. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of ERMU’s system so that the load will not unduly interfere with service on ERMU's lines. In addition, Customers who fail to provide adequate corrective equipment shall be required to own and maintain their own transformers. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across-the-line started without notification and written authorization from ERMU. Power Factor Adjustment: For loads of 50 kW or more, or at the option of ERMU for loads of less than 50 kW, power factor adjustments may be made in the billing demand, when the power factor, as determined by test, at the time of the Customer’s maximum use is less than 98%. If the power factor, as measured by ERMU’s electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 2 DEMAND ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts, including privately-owned public electric vehicle chargers. Existing or new Customer accounts with actual or projected demand greater than or equal to 50 kW. A Customer account with a billing demand of less than 50 kW for 12 consecutive months will be given the option of switching to the Non-Demand rate. The Customer accounts shall be in compliance with all policies, procedures, and safety requirements, and shall be taken through one meter. (Not applicable to resale, standby or auxiliary service.) A Customer on this rate may qualify for integrity testing. Character Of Service: AC, 60 cycles, 120 volts or 120/240 volts, single-phase; 120/208 volts, or 277/480 volts, three-phase. Four wire, 240 volts three-phase will only be applicable to existing customers now being served by this voltage. A customer requiring voltages other than that already established shall be required to provide suitable space and location for ERMU’s transformers, metering and associated equipment. Special Conditions: One meter shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to obtain one meter, unless an exception is approved by management. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. Meter equipment must be accessible to our service department at any time. Demand Service Rate: Basic Monthly Electric Charge: $77.00 80.00 per month. Summer Winter Demand Charge: $ 16.75 17.00 $ 11.75 12.00 in kW / month Energy Charge: $ 0.07035 0.07353 $ 0.07035 0.07353 in kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state and local taxes may apply. Demand Electric Service Rate Page 2 of 2 Minimum Bill: Maximum billing demand during previous twelve months times 3.0% of the demand charge, or the actual demand multiplied by the demand charge, whichever is greater plus $1.00 per kW per month of excess transformer capacity requested by customer. Determination of Billing Demand: The billing demand shall be the highest measured demand (corrected for power factor if required) during any fifteen (15) minute period occurring in the current billing period. But in no month shall the billing demand be greater than the value in kW determined by dividing the kWh sales for the billing month by 75 hours per month. This billing adjustment applies only if the customer’s peak demand DOES NOT occur between the hours of 3:00 p.m. and 10:00 p.m. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of Elk River Muni cipal Utilities’ system so that the load will not unduly interfere with service on Elk River Municipal Utilities’ lines. In addition, Customers who fail to provide adequate corrective equipment shall be required to own and maintain their own transformers. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across-the-line started without notification and written authorization from ERMU. Power Factor Adjustment: For loads of 50 kW or more, or at the option of ERMU for loads of less than 50 kW, power factor adjustments may be made in the billing demand, when the power factor, as determined by test, at the time of the Customer’s maximum use is less than 98%. If the power factor, as measured by ERMU’s electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 2 LARGE INDUSTRIAL DEMAND ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts. Existing or new Customer accounts with actual or projected demand greater than or equal to 1 MW. A Customer account with a billing demand of less than 1 MW for 12 consecutive months may be switched to the Demand Electric Service Rate. The Customer accounts shall be in compliance with all policies, procedures, safety requirements, and shall be taken through one or more meters. Not applicable to resale, standby or auxiliary service. Character Of Service: 3-Phase Primary, 7,200/12,470 volt, AC, 60 cycles. Special Conditions: Customer must provide a location suitable for the installation of a utility metering cabinet(s). Customer will be responsible for providing suitable wire and connection in the utility owned metering cabinet(s). The primary meter(s) and cabinet(s) shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to the existing meter(s), unless an exception is approved by management. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. A customer on the rate may qualify for integrity testing. ERMU equipment and metering must be accessible to ERMU 24 hours per day. Demand Service Rate: Basic Monthly Electric Charge: $115.00 125.00per month. Summer Winter Demand Charge: $ 16.25 16.50 $ 11.25 11.50 in kW / month Energy Charge: $ 0.06962 0.07293 $ 0.06962 0.07293 in kWh / month Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Minimum Bill: Maximum billing demand during previous twelve months times 3.0% of the demand charge, or the actual demand multiplied by the demand charge, whichever is greater plus $1.00 per kW per month of excess transformer capacity requested by customer. Large Industrial Demand Electric Service Rate Page 2 of 2 Determination of Billing Demand: The billing demand shall be the highest measured demand (corrected for power factor if required) during any fifteen (15) minute period occurring in the current billing period. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of ERMU’s system so that the load will not unduly interfere with service on ERMU’s lines. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across- the-line started without notification and written authorization from ERMU. Power Factor Adjustment: Power factor adjustments may be made in the billing demand, when the power factor, as determined by test, at the time of the Customer’s maximum use is less than 98%. If the power factor, as measured by ERMU’s electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 3 TRANSMISSION TRANSFORMED SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential Customer accounts with projected demand greater than or equal to 10 MW. The Customer must maintain an annual load factor greater than or equal to 75%. A Customer account with a monthly billing demand of less than 10 MW for 12 consecutive months or an annual load factor less than 75% may be switched to another electric rate schedule (additional charges may apply to recover stranded costs). The Customer owned equipment must be in compliance with all policies, procedures, safety requirements, and applicable electrical codes. Character of Service: 3-Phase Transmission Transformed 7,200/12,470-volt, AC, 60 cycles. Special Conditions: The Customer must execute a contract with the utility that commits to a minimum term of service, identifies the annual peak demand and load factor, agrees to the requirements for registering generation with Midcontinent Independent System Operator (MISO) if applicable, and accepts the certain risks that include fluctuating market-based rates and prices established by MISO. The Customer must connect directly to the Utility’s distribution substation(s) and provide the location suitable for the installation of the utility owned transformer(s) and metering equipment on the Customer’s property. Customer will be responsible for providing suitable wire and connection in the utility owned metering equipment. The metering equipment shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to maintain one metered account, unless an exception is approved by management. If additional meters and services are requested by the customer, each shall be treated as a separate customer and billed individually. ERMU equipment and metering must be accessible to ERMU 24 hours per day. Transmission Demand Charge: Transmission Demand charges are determined by monthly maximum metered 15-minute Customer demand, adjusted for applicable MISO zone transmission losses. All applicable MISO transmission charges, including but not limited to the below, shall apply to all transmission demand quantities: A. Schedule 1 B. Schedule 2 C. Schedule 9 D. Schedule 26 Transmission Transformed Service Rate Page 2 of 3 Capacity Charge: Capacity charges are determined by Customer selection of one of the options below: A. If customer has its own generation, then the capacity billing determinant shall be the maximum metered 15-minute demand in excess of Customer’s registered generation in a given month. To qualify for this billing determinant, Customer’s generation must be registered with MISO and comply with all MISO requirements for capacity resources. B. If Customer does not have its own generation, or if Customer fails to register its generation with MISO or fails to comply with all MISO requirements for capacity resources, then the capacity billing determinant shall be monthly maximum metered 15-minute Customer demand. The capacity billing determinants defined above are pass-through costs.The following charges shall apply to all capacity quantities. The above-defined billing determinant multiplied by: A. $10.90 per kW-month for all capacity quantities during the months of June through September. B. $3.60 per kW-month for all capacity quantities during the months of October through May. Energy Charge: Energy billing is determined by actual hourly usage. The following charges shall apply to all energy (kWh) quantities: A. MISO Real-Time Locational Marginal Price at the applicable MISO Node. B. All applicable MISO Ancillary Services Charges. C. MISO Multi-Value Project Charges. D. A charge of $0.002 per kWh for the cost of compliance with the State of Minnesota’s Renewable Energy Standard. E. A charge of $0.01 per kWh to cover all dispatch, billing, and administrative costs. This charge shall be inclusive of all regulatory charges collected by Utility on all customers. City fees, such as franchise and storm water, will apply. Federal, state, and local taxes may apply. Failure to Generate: If Customer has registered generation that does not perform as registered when requested by utility, utility’s wholesale supplier, or MISO, Customer shall be responsible for: A. Any financial or other penalties imposed by MISO related to the generation’s failure to perform. B. All costs of utility or utility’s wholesale supplier to acquire replacement capacity to replace registered generation that did not perform. Transformation Charge: Customer shall pay a monthly transformation charge based on the cost of providing transmission transformed service to Customer, including recovery of costs for any new substation or related facilities. Transmission Transformed Service Rate Page 3 of 3 Minimum Bill: Charges for failure to meet minimum peak demand and load factor requirements shall be outlined in the contract between Customer and Utility. Power Factor Adjustment: Power factor adjustments may be made in the billing demand, when the power factor, as determined by test, at the time of the Customer’s maximum use is less than 98%. If the power factor, as measured by ERMU’s electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Service shall comply with all applicable ERMU Policies and rules. 2. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 3. Customer is responsible for any new charges or fees imposed by MISO or any new regulatory or legislative action that results in increased costs to provide power supply to Customer. 4. All rates in this electric rate schedule are subject to change with commission approval. 5. Exceptions by management approval only. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 1 COMMERCIAL CLEAN ENERGY CHOICE PROGRAM RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: ERMU customers receiving service under another commercial electric rate. This Program is available to commercial customers choosing to purchase renewable energy. Customers’ will be required to participate for one calendar year and the applicable Clean Energy Choice incremental charge will apply to all energy sold in the calendar year. The customer shall agree to: 1. Contact ERMU staff to discuss program participation. 2. Sign a contractual agreement for one calendar year prior to December 1 for participation in the upcoming year. 3. Continue to participate in the program annually until customer provides written notice of cancelation to ERMU. 4. Provide written notice of cancelation in the program to ERMU prior to December 1 of a given year for the upcoming year. ERMU shall provide: 1. Estimate of annual incremental charge for participating in program. 2. Clean Energy Choice incremental charge per kWh is $0.002. 3. The incremental charge applies to all kWh purchases in excess of the Wholesale Renewable Energy Standard. 4. The incremental charge will be calculated based on actual kWh consumed in the billing period. 5. The incremental charge will be calculated as follows: [kWh consumed X (100% - Wholesale Renewable Energy Standard) X $0.002] 6. Monthly billing statement with the Clean Energy Choice incremental charge identified. 7. Program price changes by November 1 for the coming year. Federal, state and local taxes may apply. Adopted December 10, 202 4December 18, 2025 Effective January 1, 202526 Page 1 of 2 OFF-PEAK DEMAND ELECTRIC SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Non-residential customer accounts. Existing or new Customer accounts with actual or projected demand greater than or equal to 50 kW. A Customer account with a billing demand of less than 50 kW for 12 consecutive months will be given the option of switching to the Non-Demand rate. The Customer accounts shall be in compliance with all policies, procedures, and safety requirements, and shall be taken through one meter. (Not applicable to resale, standby or auxiliary service.) Character Of Service: AC, 60 cycles, 120 volts or 120/240 volts, single-phase; 120/208 volts, or 277/480 volts, three-phase. Four wire, 240 volts three-phase will only be applicable to existing customers now being served by this voltage. A customer requiring voltages other than that already established shall be required to provide suitable space location of ERMU’s transformers, metering and associated equipment. Special Conditions: One meter shall be installed to service one class of business. If additional buildings are required for a given business, they shall be interconnected by the customer to obtain one meter, unless an exception is approved by management. If additional meters and services are requested by the customer, each shall be treated as a separate customer. Meter equipment must be accessible to our service department at any time. Off Peak Demand Service Rate: Basic Monthly Electric Charge: $77.00 80.00 per month. Summer Winter Demand Charge: On-Peak $ 16.75 17.00 $ 11.75 12.00 in kW / month Off-Peak $ 6.30 6.50 $ 6.3050 6.50 in kW / month Energy Charge: $ 0.07350 0.07643 $ 0.07350 0.07643 in kWh / month On-Peak Demand: Actual demand during On-Peak Periods On-Peak Period: 3:00 PM -10:00 PM weekdays Off-Peak Demand: Actual demand during Off-Peak Periods less On-Peak Demand Off-Peak Period: All non On-Peak Periods Summer Rate: Applicable during the five monthly billing periods of June – October. Winter Rate: Applicable during the seven monthly billing periods of November – May. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Off-Peak Demand Electric Service Rate Page 2 of 2 Minimum Bill: Maximum billing demand during previous twelve months times 3.0% of the demand charge, or the actual demand multiplied by the demand charge, whichever is greater plus $1.00 per kW per month of excess transformer capacity requested by customer. Determination of Billing Demand: The billing demand shall be the highest measured demand (corrected for power factor if required) during any fifteen (15) minute period occurring in the current billing period. But in no month shall the billing demand be greater than the value in kW determined by dividing the kWh sales for the billing month by 75 hours per month. This billing adjustment applies only if the customer’s peak demand DOES NOT occur between the hours of 3:00 p.m. and 10:00 p.m. Fluctuating Loads: Customers operating equipment having a highly fluctuating or large instantaneous demand, such as welders and X-ray machines, shall be required to pay all non-betterment costs of isolating the load from the balance of ERMU’s system so that the load will not unduly interfere with service on ERMU’s lines. No motor larger than ten (10) HP (or 7.355 kW) will be allowed to be across- the-line started without notification and written authorization from ERMU. In addition, Customers who fail to provide adequate corrective equipment shall be required to own and maintain their own transformers. Power Factor Adjustment: For loads of 50 kW or more, or at the option of ERMU for loads of less than 50 kW, power factor adjustments will be made in the billing demand, when the power factor, as determined by test, at the time of the Customer’s maximum use is less than 98%. If the power factor, as measured by ERMU’s electric department, is lower than 98%, the monthly demand charge may be multiplied by the ratio 98% divided by the measured power factor, or at ERMU’s option, the power factor may be corrected at the Customer’s expense. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 2 COMMERCIAL ALL ELECTRIC WITH GROUND SOURCE HEAT PUMP SERVICE RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Commercial customers having a single meter that includes a ground source heat pump (GSHP) in excess of 50 kW but no more than 150 kW in aggregated name plate capacity of the GSHP equipment (condensers and pumps). Character of Service: AC, 60 cycles, 120/240 volts, three wire, and three-phase. Special Conditions: This Program is available to commercial customers. A GSHP will be the only central heating and/or cooling system for the commercial workspaces. Commercial structures that are classified as Utility and Miscellaneous Group U by the International Code Council are not eligible for this rate. GSHPs that qualify for this program will not be interrupted. A GSHP paired with another heating source such as natural gas, fuel oil, or propane may qualify for the Dual Fuel Program. To qualify for the special rate, the customer shall provide: 1. The GSHP is the only heat source. Only closed loop GSHPs are eligible for this rate beginning September 1, 2016. 2. ERMU and the customer will agree on a meter location prior to the meter socket installation. 3. Commercial customers may have a separate meter to determine the energy and demand of the GSHP. Electric usage for the non-heating/cooling energy use of the building may be metered and priced using the appropriate rate (demand, or non-demand) schedule. 4. Accommodations for a meter and associated wiring installed according to the applicable electrical codes and will be installed by a qualified electrician. 5. Inspection by a State certified inspector and representative of ERMU. 6. Customers on this rate will not be eligible for the Dual Fuel Program. Meter equipment must be accessible to our service department at any time. Ground Source Heat Pump Service Rate: Basic Monthly Electric Charge: $ 30.50 33.00 per month Energy Charge: $0. 0983 0.10212 / kWh Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Minimum Bill: Basic Monthly Electric Charge. Commercial All Electric with Ground Source Heat Pump Service Rate Page 2 of 2 Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Terms and Conditions: 1. Usage may be fractionalized on the actual days of service for application of a change in rate, or changing from summer to winter or from winter to summer rates. 2. Service will be furnished pursuant to ERMU’s rules. 3. Extensions made for service under this schedule are subject to the provisions of ERMU’s rules governing Extension of Service and Facilities. 4. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 5. Exceptions by management approval only. Adopted December 10, 2024 December 18, 2025 Effective January 1, 202526 Page 1 of 1 GROUND SOURCE HEAT PUMP PROGRAM RATE Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Single family residences, non-demand and demand customers receiving service under another rate, who add a second meter for any of the following controlled loads: Ground Source Heat Pump Rate: This Program is available to residential and commercial customers. A ground source heat pump (GSHP) is a central heating and/or cooling system for residential living spaces or commercial workspaces. Residential living spaces will meet all the applicable Minnesota state building codes. Commercial structures that are classified as Utility and Miscellaneous Group U by the International Code Council are not eligible for this rate. This program is available to residential or commercial customers with a GSHP as their sole heat source. To qualify for the special rate, the customer shall provide: 1. The GSHP is the only heat source. Only closed loop GSHPs are eligible for this rate beginning January 1, 2016. 2. ERMU and the customer will agree on a meter location prior to the meter socket installation. 3. Commercial customers may have a separate meter to determine the load of the heat pumps. Electric usage for the remainder of the building will be metered and priced using the appropriate rate (Demand or Non-Demand). 4. Accommodations for a meter and associated wiring installed according to the applicable electrical codes and will be installed by a qualified electrician. 5. Inspection by a State certified electrical inspector and a representative of ERMU. ERMU shall provide: 1. All electric energy consumed by the primary electric heating system at $0. 0983 0.10212per kWh. 2. A meter socket to accommodate the meter in a mutually agreed to location. 3. A meter to measure electricity consumed by the electric heating system. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 2 ELECTRIC VEHICLE CHARGING RATES Residential and Commercial Electric Vehicle Charging Rate Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Single family residences, non-demand and demand customers receiving service under another rate (does not include privately-owned public chargers). Electric Vehicle Charging Rate: This Program is available to all customers of ERMU that own an electrically powered vehicle used for on road transportation. Charging of the vehicle can occur any time but will be subject to on-peak and off-peak energy charges per hour daily. On-peak hours are Monday through Friday between 10 AM and 10 PM. Off-peak hours are Monday through Friday between 10 PM and 10 AM, Saturdays, Sundays, and the following holidays (New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day). To qualify for the special rate, the customer shall provide: 1. Electric vehicle charging station that is used for the sole purpose of charging electric vehicles. This charging station must be 240 volt. 2. Customer is responsible for installation of the additional meter socket in a mutually agreed upon location. 3. Inspection by a State Certified electrical inspector of all metering equipment and provide an affidavit to ERMU when completed. ERMU shall provide: 1. All on-peak electric energy consumed by the electric vehicle charging equipment will be at the summer rate of $0.137334 0.14106 /kWh for the five monthly billing periods of June – October, and the winter rate of $0. 12548 0.12911/kWh for the seven monthly billing periods of November – May. 2. All off-peak electric energy consumed by electric vehicle charging equipment will be at the rate of $0.0651 0.06858/kWh. 3. This equipment will be available for charging at applicable rates 24 hours per day and is not subject to any load control strategies. 4. All electric energy provided to an account that participates in this rate will be automatically enrolled in the Clean Energy Choice Program at the 100 percent participation level at no additional monthly charge. 5. All electric energy provided for the electric vehicle charging equipment will be 100 percent renewable. 6. Electric meter. Electric Vehicle Charging Rates Page 2 of 2 7. Final inspection prior to meter activation to ensure only qualified loads are being supplied through the electric vehicle charging equipment. Rates are subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Public Electric Vehicle Charging Rate: This rate is available to anyone charging an electric vehicle or plugin electric vehicle at a public electric vehicle charging station owned and operated by ERMU within the ERMU service territory. All persons must have an active ChargePoint account or have the capability to create a ChargePoint account prior to utilizing the charging equipment for an electric vehicle or plug- in hybrid electric vehicle. To charge at the public charging stations customers shall: 1. Utilize their existing ChargePoint account or create a new account using a credit or debit card prior to charging the electric vehicle or plug-in hybrid. ERMU shall provide: 1. Access to public electric vehicle charging stations located in the ERMU service territory. 2. The chargers will be either level two (240 volt) or DC Fast Charging (480 volt) charging equipment. 3. Electric energy consumed at the level two charging stations will be at a rate of $0.20 per kWh at all times. 4. Electric energy consumed at the DC Fast Charging station will be at a rate of $0. 25 per kWh at all times. 5. Electric energy provided at the public electric vehicle charging stations will be 100 percent renewable. Federal, state, and local taxes may apply. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 3 MORATORIUM EFFECTIVE FEBRUARY 14, 2017 ON THE FOLLOWING LOAD CONTROL PROGRAMS ENERGY MANAGEMENT PROGRAM RATES Available: Within Elk River Municipal Utilities (ERMU) established service territory. Applicable to: Single family residences, non-demand and demand customers receiving service under another rate, who add a second meter for any of the following controlled loads: Dual Fuel Space Heating Rate: This Program is available to residential customers only. A dual fuel space heating system consists of an electric heating system and a secondary non-electric space heating system both capable of heating the living space at design conditions. Interruptions of the electric heating system will usually occur for up to 12 hours daily on peak winter days and a maximum of 400 hours per heating season. To qualify for the special rate, the customer shall provide: 1. An electric space heating system which can be interrupted by a single 5 amp rated relay. 2. A secondary non-electric space heating system capable of automatic start-up and continuous operation upon interruption of the electric heating system. 3. Obtain a load control device furnished by ERMU. 4. Accommodations for a meter and load control device and associated wiring installed according to the applicable electrical codes, and installed by a qualified electrician. 5. Inspection by a State certified electrical inspector and a representative of ERMU. 6. Radiant heat in the slab of the building qualifies for dual fuel, not electric thermal storage. 7. Dual Fuel is not allowed in garages, pole sheds, or any structure that does not confirm to the residential building code. 8. Exceptions by management approval only. ERMU shall provide: 1. All electric energy consumed by the primary electric heating system at $0.06516858 per kWh. 2. During peak load conditions, ERMU will turn customer controlled electrical heat off for extended periods of time as stated above. 3. A meter to measure electricity consumed by the electric heating system. 4. A load control device and meter socket to accommodate the meter. Rate is subject to application of Power Cost Adjustment (PCA). Federal, state and local taxes may apply. MORATORIUM EFFECTIVE FEBRUARY 14, 2017 ON THE FOLLOWING LOAD CONTROL PROGRAMS Energy Management Program Rates Page 2 of 3 Electric Thermal Storage (ETS) Space Heating Rate: This Program is available to all ERMU customers. An ETS space heating system is designed to store heat produced by electricity generated during eight off-peak hours for use in heating during the remaining on-peak hours daily. Off-peak hours typically occur between 11 PM and 7 AM. Qualifying ETS configurations may be central storage furnaces, room storage heaters or slab (deep heat) systems including combinations of same. To qualify for the special rate, the customer shall provide: 1. An ETS space heating system listed by UL or some other nationally recognized testing agency which can be interrupted by a single 5 amp rated relay. 2. Obtain a load control device from ERMU. 3. Accommodations for a meter and load control device and associated wiring installed according to the applicable electrical codes, and installed by a qualified electrician. 4. Inspection by a State certified electrical inspector and a representative of ERMU. ERMU shall provide: 1. All electric energy consumed by this ETS system at $0.05015343 per kWh. 2. This equipment will be energized only for 8 off peak hours daily. Additional on-time is provided on weekend days and holidays. 3. A meter to measure electricity consumed by the ETS space heating system. 4. A load control device which will automatically control ETS space heating system during on-peak hours. Rate is subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Electric Thermal Storage (ETS) Water Heating Rate: This Program is available to all ERMU customers. An ETS water heater is designed with extra storage capacity to provide total domestic hot water needs from electricity consumed only during eight off-peak hours daily. Off-peak hours typically occur between 11 PM and 7 AM. Qualifying ETS configurations may be a large single tank, dual tanks plumbed in series, or an electric and non-electric tank plumbed in series with the electric placed on the cold water side. Electric water heater must have an energy factor of .91 or more and a minimum of 80 gallons of storage capacity. To qualify for the special rate, the customer shall provide: 1. An ETS water heating system which can be interrupted directly by a single 30 amp rated relay. 2. Obtain a load control device from ERMU. 3. Accommodations for a meter and load control device and associated wiring installed according to the applicable electrical codes, and installed by a qualified electrician. 4. Inspection by a State certified electrical inspector and a representative of ERMU. 5. This rate is not available for hot water use in any production process for Commercial and Industrial users. MORATORIUM EFFECTIVE FEBRUARY 14, 2017 ON THE FOLLOWING LOAD CONTROL PROGRAMS Energy Management Program Rates Page 3 of 3 ERMU shall provide: 1. All electric energy consumed by the ETS water heater at $0.05015343 per kWh. 2. This equipment will be energized only for 8 off-peak hours daily. 3. A meter to measure electricity consumed by the ETS water heater. 4. A load control device and meter socket to accommodate the off-peak meter. Rate is subject to application of Power Cost Adjustment (PCA). Federal, state, and local taxes may apply. Adopted December 10, 2024December 18, 2025 Effective January 1, 202526 Page 1 of 2 STREET/SECURITY LIGHT SERVICE RATE Available: To any customer meeting Elk River Municipal Utilities (ERMU) criteria for service under this schedule, and whose lighting needs are not being furnished under any other schedule. Installation costs will be determined by ERMU per the Utilities Fee Schedule or on a time and materials basis. Applicable: As determined by ERMU, but generally to non-metered roadway and area lighting. Character Of Service: 120/240 volts, AC, as available. Street/Security Light Service Federal, state, and local taxes may apply. Ownership of Equipment: ERMU will install, own, and operate the lights, including fixtures and control equipment, unless otherwise agreed upon by ERMU and the Customer. Lamp Replacements: Lamp replacements will be made by ERMU. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) General Terms and Conditions Applicable To Non-Metered Lighting Service: 1. Area lighting installed on ERMU poles shall not be of the type that interferes with climbing room, work space, or wire clearance as defined by the National Electrical Safety Code and is to be installed below the secondary line and service drops, all per ERMU’s specification. 2. All area lights installed under this schedule shall be equipped with a photo-electric control which will limit the hours of illumination from dusk to dawn (approximately 4,400 hours per year). Type Monthly Rate Per Fixture Standard Low Output with Wood Pole (<249 Watt HPS, <74 Watt LED) $10.00 Standard Low Output (<249 Watt HPS, <74 Watt LED) $12.00 Standard Medium Output (250-399 Watt HPS, 75-124 Watt LED) $17.00 Standard High Output (400 Watt or larger HPS, 125 Watt or larger LED) $22.00 Standard Low Output with Decorative Pole (<74 Watt LED) $24.00 Decorative Medium Output with Decorative Pole (75-124 Watt LED) $33.00 Street/Security Light Service Rate Page 2 of 2 3. The rates set forth herein may be modified by the amount of any governmental changes imposed and levied on transmission, distribution, production, or the sale of electrical power. 4. Exceptions by management approval only. Adopted December 10, 2024December 18,2025 Effective January 1, 202526 Page 1 of 2 WATER SERVICE RATES Available to: All customers who have municipal water service available at their property, lying within the corporate limits of the City of Elk River. Special Conditions: Each customer served by one meter. Multiple living entities, such as apartments, may be served by a combined meter upon approval of the Elk River Municipal Utilities (ERMU) and acceptance of applicable charges. Special Charges: A basic monthly water charge shall be applied to each meter based on the meter size according to the schedule below, and is separate from any water use. Included in the basic monthly water charge is $0.81$1.27 that is collected on a monthly basis from each service connection (excluding irrigation only accounts) to recover the total annual cost of $9.72 $15.22 for the State of Minnesota Safe Water Testing Program (Minnesota Statutes 144.3831). Water Rates: METER TYPE BASIC MONTHLY CHARGE 1st TIER Cost per 1000 gallons 2nd TIER Cost per 1000 gallons 3rd TIER Cost per 1000 gallons Residential $10.23$10.69 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial ¾ $12.27$12.76 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 1 $13.65$14.20 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 1 ¼ $15.02$15.62 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 1 ½ $16.38$17.04 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 2 $21.83$22.70 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 3 $47.75$49.66 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 4 $65.48$68.10 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 6 $95.49$99.31 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial 8 $129.60$134.78 $2.04$2.12 $3.64$3.79 $4.20$4.37 Commercial Irrigation Seasonally or Permanently Installed $21.83$22.70 $3.64$3.79 $4.20$4.37 Federal, state, and local taxes may apply. Water Service Rates Page 2 of 2 Residential Rate Tier Definition: First Tier Rate = 0 – 9,000 gallons per month. Second Tier Rate = Between 9,000 and 15,000 gallons per month. Third Tier Rate = Above 15,000 gallons per month. Commercial Rate Tier Definition: First Tier Rate = 0 – 1.1 X previous year’s winter measurement period average monthly consumption. Second Tier Rate = Between 1.1 X previous year’s winter measurement period average monthly consumption to 1.1 X previous year’s winter measurement period average monthly consumption + 40,000 gallons. Third Tier Rate = Above 1.1 X previous year’s winter measurement period average monthly consumption + 40,000 gallons. Winter Measurement Period Definition: December – April billing cycles. For new customers, if a minimum of 3 winter months previous year’s history is not available to establish the Tier amount, the First Tier rate shall be utilized until a minimum of 3 months history is established. Commercial irrigation is not eligible for First Tier Rate as there is no winter use. Minimum Bill: Basic monthly water charge plus any charges applicable to multiple living entities. Billing and Terms of Payment: See ERMU Service Policies Policy (Billing Due Dates, and Penalties and Delinquent Notices.) Adopted December 10, 2024 December 18, 2025 Effective January 1, 20252026 New Residential Electric Connection - Developer - Lot with ERMU water service $975.00 New Residential Electric Connection - Developer - Lot without ERMU water service $1,475.00 New Electric Connection (standard)$900.00 New Electric Connection - Non Standard Loads (i.e seasonal cabin, RV panel, Billboards, electric fence, etc.)100% New Wire Footages over 200' (per foot)$5.00 New Service Frost Trenching (per foot) $6.00 New Commercial & Industrial Electric Connection 50% Service Upgrades or Additions for Existing Customers 100% Minimum Temporary Electric Service - Existing Transformer $350.00 Minimum Temporary Electric Service - Without Existing Transformer $1,000.00 Non-Standard Temporary Electric Service - (Additional infrastructure needed to install service to customer)100% Grid Access Fee 5.20/kW Street Light - 30' Decorative Pole with 6' Arm and Cobra Fixture $3,400.00 Street Light - 23' Decorative Pole with Cobra Fixture $2,400.00 Street Light - 14' Decorative Pole with Cobra Fixture $5,500.00 Street Light - 14' Decorative Pole with Acorn Fixture $7,500.00 Security Light - Wood Pole with Fixture $975.00 Security Light - Existing Pole $350.00 Pole Attachment Fee (per pole) $15.00 Meter Installation Fee (per individually metered apartment unit)$25.00 Water Access Charge = Water Connection Charge + Water Availability Charge $3,990.00 Water Connection Charge (Per Plumbing Unit) - Builder $3,600.00 Water Availability Charge (Per Plumbing Unit) - Developer $390.00 Abandoned Water Service (minimum)$6,000.00 Backflow Preventer Device Non-Compliance (per month)$100.00 Deposit for 5/8" Hydrant Meter $175.00 Deposit for 2 1/2" Hydrant Meter $1,500.00 Hydrant Water Sales - Rental (per week)$50.00 Hydrant Water Sales - Units (per 1000 gallons)3rd Tier Water Rate Hydrant Wrench $40.00 Private Hydrant Maintenance Program Monthly Fee $5.00 Administrative Fee for Continued Submission of Checks After No-Check Notice Given $20.00 Administrative Fee for Continued Submission of payment on a closed account $20.00 Billable Cost of Materials Markup 15% Billable Labor Markup 58% Billable Vehicle / Equipment (per hour)$50.00 Commerical Application Fee $20.00 Electric Service Disconnect/Trip Fee - Meter Technician $50.00 Electric Service Disconnect/Trip Fee - Line Crew $150.00 Water Service Disconnect/Trip Fee - Water Operator $100.00 Manual Meter Reading Fee (per month)$50.00 Additional Meter Reading Fee (per month) $10.00 Meter Tampering Fee $250.00 Meter Testing Fee $50.00 NSF Fee $30.00 Penalty Amount 10% Photocopies (per page)$0.25 Red Tag Handling Fee $20.00 Federal, state, and local taxes may apply Adopted by the Utilities Commission on November 13, 2025 under authority per Minnesota Statute 412.361 ELECTRIC WATER ADMINISTRATIVE Elk River Municipal Utilities 2026 Utilities Fee Schedule 238040v2 RESOLUTION NO. 25-10 BOARD OF COMMISSIONERS ELK RIVER MUNICIPAL UTILITIES A RESOLUTION ADOPTING THE ELK RIVER MUNICIPAL UTILITIES 2026 BUDGET AND 2026 SCHEDULE OF RATES AND FEES WHEREAS, Elk River Municipal Utilities staff has presented the preliminary 2026 budget, and the 2026 Schedule of Rates and Fees as contained in the 2026 Annual Business Plan, to the Commission; WHEREAS, the Commission has reviewed the budget and made modifications that reflect the desired service level; and WHEREAS, the budget represents a reasonable estimate of the spending required to provide the desired service level; AND WHEREAS, the schedule of rates and fees is reasonable and necessary to support our 2026 budget. NOW, THEREFORE, BE IT HEREBY RESOLVED BY THE BOARD OF COMMISSIONERS OF ELK RIVER MUNICIPAL UTILITIES, BASED UPON THE FOREGOING RECITALS INCORPORATED HEREIN, AS FOLLOWS: 1. The Elk River Municipal Utilities 2026 budget is hereby adopted as presented. 2. The Elk River Municipal Utilities 2026 Schedule of rates and fees is hereby adopted as presented. This Resolution Passed and Adopted this 18th day of December, 2025. John J. Dietz, Chair Mark Hanson, General Manager