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April 2026 Financials Presentation for June 2026 Meeting 2April 2026 Financials Report Highlights 6/9/2026 PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 2 YTD Profit & Profit Margin % Purpose: To show the overall health of the organization. •YTD ERMU’s revenue is exceeding expenses by $1.1M •Resulting in a profit margin of 6.9% Profit & Profit Margins % Jan 2026 - Apr 2026 $1,074,729 6.88% Revenue Expense $15,620,150 $14,545,422 PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 3 Electric YTD Profit & Profit Margin % Profit & Profit Margins % Jan 2026 - Apr 2026 $1,570,529 10.64% Revenue Expense $14,760,006 $13,189,477 PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 4 Water YTD Profit & Profit Margin % Profit (Loss) & Profit Margins % Jan 2026 - Apr 2026 ($495,800) (57.64%) Revenue Expense $860,145 $1,355,945 PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 5 Revenue vs Expense (YTD) Purpose: To compare revenue vs expense by utility service. •Green illustrates electric and blue illustrates water. •Overall, revenue is greater than expense. REVENUE EXPENSE PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 6 YTD Actuals to Budget Comparison Purpose: To illustrate the combined net position actuals versus budgeted amounts. •Overall, ERMU is favorable to budget YTD •Bars represent each month, lines represent cumulative PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 7 Purpose: To illustrate Electric’s net position actuals versus budgeted amounts. •YTD Electric is favorable to budget Electric YTD Actuals to Budget Comparison PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 8 Purpose: To illustrate Water’s net position actuals versus budgeted amounts. •YTD Water is favorable to budget Water YTD Actuals to Budget ComparisonPRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 9 Accounts Receivable-Utility Aging 4/30/2026 Purpose: an overview of outstanding payments from customers and how long they are past due. •City services make up $471k of total A/R balances of $3.552M •Over 90 days is only 2% of total A/R compared to 92% being current GREEN IS GOOD! PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 10 Electric Department – Purchased Power Purpose: To illustrate 5-year comparison in purchased power costs. •Purchased power 2026 YTD is approximately 62% of total expenses. •2026 YTD purchased power is favorable to budget 9%. •2026 expense is 3% less than 2025. YTD 2026 is $230k less than 2025. 3% higher kWh purchased but 27% less EAC charges. PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 11 Electric Department – Electric Usage Sales Purpose: To illustrate a 5-year comparison in electric usage sales. •Usage can vary greatly from year to year with weather being a primary factor. •Electric kWh usage is 4% higher in 2026 as compared to 2025. YTD sales revenue is 1% lower (due to PCA). •***Through May 2026*** PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION 12 Water Department – Water Usage Sales Purpose: To illustrate trends and view comparisons in water usage sales. •Usage can vary greatly from year to year based on a variety of factors such as weather. •The water sales graph highlights both usage and revenue dollars. •Water usage is down 1% YTD, and sales revenue is up 2% YTD over prior year. •***Through May 2026*** PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION Thank You! Melissa Karpinski, CPA - Finance Manager mkarpinski@ermumn.com PRESENTED AT MEETING - APRIL 2026 FINANCIAL PRESENTATION