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5.2. SR 04-05-1993 ITEM 5.2. TO: FROM: MAYOR AND CITY COUNCIL LORI JOHNSON, FINANCE DIRECTOR ~ APRIL 1, 1993 DATE: SUBJECT: GENERAL OBLIGATION REFUNDING BONDS SERIES 1993A .. Attached is a copy of a resolution awarding the sale of the City's General Obligation Refunding Bonds Series 1993A and providing for their issuance. The Council approved a resolution authorizing refunding of 1985A and 1985B Tax Increment Financing Bonds in March. Also attached is a copy of the Official Statement for this bond issue. The Official Statement provides some valuable information regarding the City's current financial status, current developments, and other pertinent demographic statistics. This document is used by Moody's when the City requests a rating on a bond issue. Moody's has confirmed the City's rating for this issue at Baal. In speaking with our representative at Moody's, he was encouraged with the City's financial progress. Although no upgrade in our rating was made at this time, he was very encouraging that an upgrade would take place some time in the future. Bids on this issue are being accepted by Springsted, Incorporated and will be opened and tabulated on Monday, April 5. David Drown of Springsted will be present at Monday night's meeting to present the bid information and recommend the award of the sale of the 1993A Refunding Bonds. . 720 Dodge Avenue N.W., Elk River, Minnesota 55330 (612) 441-7420 . . . EXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF ELK RIVER, MINNESOTA Pursuant to due call and notice thereof, a regular or special meeting of the City Council of the City of Elk River, Minnesota, was duly called and held at the Elk River City Hall on April 5, 1993, beginning at 11:30 A.M., C.T., for the purpose in part of considering the offers received for the purchase of the City's General Obligation Refunding Bonds, Series 1993A. The following members of the Council were present: and the following were absent: There was then presented a tabulation of the offers which had been received in the manner specified in the Terms of Proposal for the Bonds. The' offers were as follows: 235883 . . . then following Resolution and moved its adoption: introduced the RESOLUTION NO. RESOLUTION AWARDING THE SALE OF THE CITY'S GENERAL OBLIGATION REFUNDING BONDS, SERIES 1993A AND PROVIDING FOR THEIR ISSUANCE A. WHEREAS, the Council believes it to be in the City's best interest to consider a refunding of the callable bonds of (i) the City's General Obligation Tax Increment Bonds, Series 1985A, dated September 1, 1985, issued in the original principal amount of $850,000 (the "1985A Bonds"), and (ii) the City's General Obligation Tax Increment Bonds, Series 1985B, dated September 1, 1985, issued in the original principal amount of $130,000 (the "1985B Bonds"), and the 1985A Bonds and the 1985B Bonds are sometimes collectively referred to herein as the "Prior Bonds"; and B. WHEREAS, the 1985A Bonds which mature after February 1, 1994, being in the aggregate principal amount of $415,000, are subject to prepaYment on said date at the option of the City at the redemption price of par plus accrued interest; and C. WHEREAS, the 1985B Bonds which mature after February 1, 1994, being in the aggregate principal amount of $65,000, are subject to prepaYment on said date at the option of the City at the redemption price of par plus accrued interest; and D. WHEREAS, the refunding of the callable Prior Bonds is consistent with covenants made with the holders thereof and is necessary and desirable for and will result in the reduction of debt service cost to the City; and E. WHEREAS, it is necessary and expedient to issue the City's General Obligation Refunding Bonds, Series 1993A (the "Bonds"), to provide moneys for a refunding of the callable 1985A Bonds and the callable 1985B Bonds (which callable Prior Bonds are referred to herein individually as the "1985A Refunded Bonds" and the "1985B Refunded Bonds" and collectively as the "Refunded Bonds"); and F. WHEREAS, as provided in paragraph 2 of this Resolution, the principal maturities of the Bonds are allocated between (i) those portions thereof issued to refund the 1985A Refunded Bonds (the "1985A Refunding Bonds") and (ii) those portions thereof 235883 2 . . . issued to refund the 1985B Refunded Bonds (the "1985B Refunding Bonds"), respectively; and G. WHEREAS, there has been presented to the City the form of a certain Escrow Agreement, dated as of May 1, 1993 (the "Escrow Agreement"), which is to be executed and delivered by and between the City and the Escrow Agent thereunder in connection with the issuance of the Bonds and which provides, in accordance with its terms and the terms of this Resolution, for the deposit and investment within the Escrow Account thereunder of proceeds of the Bonds for subsequent disbursement by the Escrow Agent thereunder: NOW, THEREFORE, BE IT RESOLVED by the City Council (the "Council") of the City of Elk River, Minnesota (the "City"), as follows: 1. AcceDtance of Offer. The offer of (the "Purchaser"), to purchase the city's $ General Obligation Refunding Bonds, Series 1993A (the "Bonds", or individually a "Bond"), at the rates of interest and upon the other terms set forth in this Resolution, and to pay therefor the sum of $ plus interest accrued to settlement, is hereby accepted. 2. Title: Oriainal Issue Date: Maturities: Denominations. The Bonds shall be titled "General Obligation Refunding Bonds, Series 1993A," shall be dated May 1, 1993, as the date of original issue, and shall be issued forthwith on or after such date as fully registered bonds. The Bonds shall be numbered from R-1 upward in the denomination of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on February 1 in the years and amounts (which are hereby allocated to and between the 1985A Refunding Bonds and the 1985B Refunding Bonds, respectively) as follows: Year 1985A Refundina Bonds 1985B Refunding Bonds Amount 1995 1996 1997 1998 $ $ $ 3. PurDose: Refundina Findings. The Bonds shall provide moneys for a refunding of the City's 1985A Refunded Bonds and its 1985B Refunded Bonds. It is hereby found, determined and declared that each such refunding is a crossover refunding pursuant to Minnesota Statutes, Section 475.67, Subdivisions 3 and 13, is 235883 3 . . . necessary or desirable for the reduction of debt service cost to the City and/or the adjustment of the maturities of the applicable issue of the Prior Bonds in relation to the sources for its repaYment, and will result in a reduction of debt service cost to the City. All of the proceeds, including all investment earnings thereon, of the Prior Bonds have heretofore been expended by the City for the uses and purposes for which the City issued said Prior Bonds. The current and anticipated balances in the separate debt service account heretofore established by the City for the payment of the principal of and interest on the 1985A Bonds do not exceed and are not expected to exceed the aggregate amount of regularly scheduled debt service on the 1985A Bonds which is payable on or before February 1, 1994. The current and anticipated balances in the separate debt service account heretofore established by the City for the paYment of the principal of and interest on the 1985B Bonds do not exceed and are not expected to exceed the aggregate amount of regularly scheduled debt service on the 1985B Bonds which is payable on or before February 1, 1994. The City has observed and complied with all of its obligations and covenants made by the City in connection with the issuance of the Prior Bonds. 4. Interest. The Bonds shall bear interest payable semiannually on February 1 and August 1 of each year (each, an "Interest PaYment Date"), commencing February 1, 1994, calculated on the basis of a 360-day year consisting of twelve 30-day months, at the respective rates per annum set forth opposite the maturity years as follows: Maturity Year Interest Rate 1995 1996 1997 1998 % 5. RedemDtion. The Bonds shall not be subject to redemption and prepaYment prior to their respective stated maturity dates. 6. Bond Reqistrar. , , , is appointed to act as bond registrar and transfer agent with respect to the Bonds (as used in this ReSOlution, the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any contract the City and Bond Registrar shall execute which is consistent with this Resolution. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal of and 235883 4 . . . interest on the Bonds shall be paid to the registered owners of the Bonds in the manner set forth in the form of Bond and paragraph 12 of this Resolution. 7 . Form of Bond. The Bonds, together wi th the Bond Registrar's Certificate of Authentication, the form of Assignment and the registration information thereon, sha~l be in substantially the following form: 235883 5 . . . UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF SHERBURNE CITY OF ELK RIVER R- GENERAL OBLIGATION REFUNDING BOND, SERIES 1993A INTEREST RATE MATURITY DATE DATE OF ORIGINAL ISSUE CUSIP February 1, May 1, 1993 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL BY THESE PRESENTS that the ci ty of Elk Ri ver , Sherburne County, Minnesota (the "City"), acknowledges that it is indebted and, for value received, hereby promises to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, the principal amount specified above on the maturity date specified above, without option of prior redemption, and to pay interest thereon semiannually on February 1 and August 1 of each year (each, an "Interest PaYment Date"), commencing February 1, 1994, at the per annum rate of interest specif ied above (calculated on the basis of a 360 day year consisting of twelve 30 day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest PaYment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of this Bond is payable upon presentation and surrender hereof at the principal office of , in (the "Bond Registrar"), acting as paying agent, or any successor paying agent duly appointed by the City. Interest on this Bond will be paid on each Interest PaYment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on the registration books of the City maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month next preceding such Interest PaYment Date (the "Regular Record Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date and shall instead be payable to the person who is the Holder hereof at the close of business on a date (the 235883 6 . . . "Special Record Date") fixed by the Bond Registrar whenever money becomes available for paYment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and interest on this Bond are payable in lawful money of the United States of America. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions and things required by-the Constitution and laws of the State of Minnesota to be done, to have happened and to be performed precedent to and in the issuance of this Bond have been done, have happened and have been performed in regular and due form, time and manner as required by law, and that this Bond, together with all other indebtedness of the City outstanding on the date of original issue hereof and on the date of its actual issuance and delivery to the original purchaser, does not exceed any constitutional or statutory limitation of indebtedness. IN WITNESS WHEREOF, the City of Elk River, Sherburne County, Minnesota, by its City Council has caused this Bond to be executed on its behalf by the facsimile signatures of its Mayor and its City Administrator; has caused the official seal of the City to be omitted herefrom, as permitted by law; and has caused this Bond to be executed manually by the Bond Registrar, acting as the City's duly appointed authenticating agent for the Bonds. Date of Registration: Registrable by: Payable at: Bond Registrar'S CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. CITY OF ELK RIVER, SHERBURNE COUNTY, MINNESOTA /s/ Facsimile Mayor /s/ Facsimile City Administrator Bond Registrar By Authorized Signature 235883 7 . . . ON REVERSE OF BOND I hereby certify that the foregoing is a full, true, and correct copy of the legal opinion executed by the above-named attorneys, except as to the dating thereof, which opinion has been handed to me for filing in my office prior to the time of delivery of the Bonds. (facsimile siqnature) City Clerk-Treasurer City of Elk River, Minnesota Issuance: PurDose: General Obliqation. This Bond is one of an issue in the total principal amount of $ , all of like date of original issue and tenor, except as to registration number, maturity, interest rate and denomination, which Bonds have been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Section 475.67 , Subdivision 13, and pursuant to a resolution adopted by the City Council, the governing body of the City, on April 5, 1993 (the "Resolution"), for the primary purpose of providing moneys, together with other available funds of the City, sufficient (1) to prepay on February 1, 1994, those bonds of the City's General Obligation Tax Increment Bonds, Series 1985A, dated September 1, 1985, which mature on February 1, 1995, and thereafter and (2) to prepay on February 1, 1994, those bonds of the City's General Obligation Tax Increment Bonds, Series 1985B, dated September 1, 1985, which mature on February 1, 1995, and thereafter. This Bond constitutes a general obligation of the City, and to provide moneys for the prompt and full paYment of the principal of and interest on all of the Bonds, when the same become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. Denominations: Exchanqe: Resolution. The Bonds are issuable solely as fully registered bonds in the denominations of $5,000 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations of $5,000 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. 235883 8 . . . Transfer. This Bond is transferable by the Holder in person or by the Holder's attorney duly authorized in writing at the principal office of the Bond Registrar upon presentation and surrender hereof to the Bond Registrar, all subject to the terms and conditions provided in the Resolution and to reasonable regulations of the City contained in any agreement with the Bond Registrar. Thereupon the City shall execute, and the Bond Registrar shall authenticate and deliver, in exchange for this Bond, one or more new fully registered Bonds in the name of the transferee (but not registered in blank or to "bearer" or similar designation), of an authorized denomination or denominations, in aggregate principal amount equal to the principal amount of this Bond, of the same maturity and bearing interest at the same rate. Fees upon Transfer or Loss. The Bond Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of this Bond and any legal or unusual costs regarding transfers and lost Bonds. Treatment of Reqistered Owners. The City and Bond Registrar may treat the person in whose name this Bond is registered as the owner hereof for the purpose of receiving payment as herein provided (except as otherwise provided on the reverse side hereof with respect to the Record Date) and for all other purposes, whether or not this Bond shall be overdue, and neither the City nor the Bond Registrar shall be affected by notice to the contrary. Authentication. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security unless the Certificate of Authentication hereon shall have been manually executed by the Bond Registrar. Desiqnation as Qualified Tax-Exempt Obliqation. This Bond has been designated by the City as a "qualified tax-exempt obligation" for purposes of Section 265(b) (3) of the Internal Revenue Code of 1986, as amended. 235883 9 . . . ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Minor) Uniform (Cust) under the (State) Transfers to Minors Act Additional abbreviations may also be used though not in the above list. 235883 10 . . . ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto . the within Bond and does hereby irrevocably constitute and appoint as attorney to transfer the Bond on the books kept for the registration thereof, with full power of substitution in the premises. Dated: Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, wi thout alteration or any change whatever. Signature Guaranteed: Signature(s) must be guaranteed by a national bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges or any other "Eligible Guarantor Institution" as defined in 17 CFR 240.17 Ad-15(a) (2). The Bond Registrar will not effect transfer of this Bond unless the information concerning the transferee requested below is provided. Name and Address: (Include information for all joint owners if the Bond is held by joint account.) 235883 11 . . . 8. Execution: TemDorary Bonds. The Bonds shall be executed on behalf of the City by the signatures of its Mayor and City Administrator, and the official seal of the City shall be omitted from the Bonds, as permitted by law; provided that both of such signatures may be printed facsimiles. In the event of disability or resignation or other absence of either such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer. In case either such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or facsimile shall neverthe- less be valid and sufficient for all purposes, the same as if he or she had remained in office until delivery. The City may elect to deliver, in lieu of printed definitive bonds, one or more type- written temporary bonds in SUbstantially the form set forth above, with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Such temporary bonds may be executed with photocopied facsimile or manual signatures of the Mayor and City Administrator. Such temporary bonds shall, upon the printing of the definitive bonds and the execution thereof, be exchanged therefor and cancelled. 9. Authentication. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this Resolution unless a Certificate of Authentication on such Bond, SUbstantially in the form hereinabove set forth, shall have been duly and manually executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenticated, except that for purposes of delivering the original Bonds to the Purchaser, the Bond Registrar shall insert as a date of registration the date of original issue, which date is May 1, 1993. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this Resolution. 10. Reqistration: Transfer: Exchange. The City will cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Bonds entitled to be registered or transferred as herein provided. 235883 12 . . . Upon surrender for transfer of any Bond at the principal office of the Bond Registrar, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of (as provided in paragraph 9) and deliver, in the name of the designated transferee or transferees, one or more new Bonds of any authorized denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, as requested by the transferor; provided, however, that no Bond may be registered in blank or in the name of "bearer" or similar designation. At the option of the registered owner, Bonds may be exchanged for Bonds of any authorized denomination or denominations of a like aggregate principal amount and stated maturity, upon surrender of the Bonds to be exchanged at the principal office of the Bond Registrar. Whenever any Bonds are so surrendered for exchange, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Bonds which the registered owner making the exchange is entitled to receive. All Bonds surrendered upon any exchange or transfer provided for in this Resolution shall be promptly cancelled by the Bond Registrar and thereafter disposed of as directed by the city. All Bonds delivered in exchange for or upon transfer of Bonds shall be valid obligations of the City evidencing the same debt and entitled to the same benefits under this Resolution as the Bonds surrendered for such exchange or transfer. Every Bond presented or surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer, in form satisfactory to the Bond Registrar, duly executed by the registered owner thereof or the registered owner's attorney duly authorized in writing. The Bond Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of any Bond and any legal or unusual costs regarding transfers and lost Bonds. Transfers shall also be subject to reasonable regulations of the City contained in any agreement with the. Bond Registrar, including regulations which permit the Bond Registrar to close its transfer books between record dates and payment dates. 11. Riqhts UDon Transfer or Exchange. Each Bond delivered upon transfer of or in exchange for or in lieu of any other Bond shall carryall the rights to interest accrued and unpaid, and to accrue, which were carried by such other Bond. 235883 13 . . . 12. Interest Payment: Record Date. Interest on any Bond shall be paid on each Interest Payment Date by check or draft mailed to the person in whose name the Bond is registered (the "Holder") on the registration books of the City maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth (15th) day of the calendar month next preceding such Interest Payment Date (the "Regular Record Date"). Any such interest not so timely paid shall cease to be payable to the person who is the Holder thereof as of the Regular Record Date and shall be payable to the person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the Holders not less than ten (10) days prior to the Special Record Date. 13. Treatment of Registered Owner. The City and Bond Registrar may treat the person in whose name any Bond is registered as the owner of such Bond for the purpose of receiving payment of principal of and interest (subject to the payment provisions in paragraph 12 above) on such Bond and for all other purposes whatsoever, whether or not such Bond shall be overdue, and neither the City nor the Bond Registrar shall be affected by notice to the contrary. 14. Deliverv: ADDlication of Proceeds. The Bonds when so prepared and executed shall be delivered by the City Finance Director to the Purchaser upon receipt of the purchase price, and the Purchaser shall not be obliged to see to the proper application thereof. 15. Fund and Accounts. For the convenience and proper administration of the moneys to be borrowed and repaid on the Bonds and the Refunded Bonds, and to make adequate and specific security to the Purchaser and registered owners from time to time of the Bonds and the Refunded Bonds, there is hereby created a special fund to be designated the General Obligation Refunding Bonds , Series 1993A, Fund" (the "Fund") to be administered and maintained by the City Finance Director as a bookkeeping account separate and apart from all other funds maintained in the official financial records of the City. The Fund shall be maintained in the manner herein specified until all of the Refunded Bonds and the Bonds herein authorized and the interest thereon shall have been fully paid. There shall be maintained in the Fund two separate accounts, to be designated the "Escrow Account" and the "Debt Service Account," respectively. 235883 14 . . . 235883 (i) Escrow Account. The proceeds of the sale of the Bonds, less such proceeds of the Bonds (if any) as may be used to pay issuance expenses or hereinafter directed for deposit into the Debt Service Account, plus any other available municipal funds ("Other Funds"), if any, as may be required to adequately fund the Escrow Account (under the Escrow Agreement) to accomplish its purposes, are hereby pledged and appropriated and shall be credited to the Escrow Account. The Escrow Account shall be maintained as an escrow account with the Escrow Agent which is and shall be a suitable financial institution within the state of Minnesota whose deposits are insured by the Federal Deposit Insurance Corporation and whose combined capital and surplus is at least $500,000. All proceeds of the sale of the Bonds to be received by the Escrow Agent shall be applied to fund the Escrow Account or to pay costs of issuing the Bonds. Such proceeds of the Bonds (together with the Other Funds, if any) which are not used by the Escrow Agent to pay costs of issuance of the Bonds are hereby irrevocably pledged and appropriated to the Escrow Account, together with all investment earnings thereon. The Escrow Account shall be invested in securities maturing or callable at the option of the holder thereof on such dates and bearing interest at such rates as shall be required to provide funds sufficient, together with any cash or other funds retained in the Escrow Account, to pay (1) when called for redemption on February 1, 1994, the principal amount of each of the 1985A Refunded Bonds, (2) when called for redemption on February 1, 1994, the principal amount of each of the 1985B Refunded Bonds, (3) all interest which accrues on the 1985A Refunding Bonds prior to February 1, 1994, and (4) all interest which accrues on the 1985B Refunding Bonds prior to February 1, 1994. The moneys in the Escrow Account shall be used solely for the purposes herein set forth and for no other purpose, except that any surplus in the Escrow Account shall be remitted to the City, all in accordance with the terms of the Escrow Agreement. Such Other Funds, if any, as may be required to fully fund the Escrow Account as described above are hereby appropriated for said purpose and their investment and disbursement provided in the Escrow Agreement are hereby authorized and approved. (ii) Debt Service Account. To the Debt Service Account there are hereby pledged and irrevocably appropriated and there shall be credited: (1) all accrued interest received upon delivery of the Bonds which is not then deposited into the Escrow Account; (2) the amounts required to be paid to the Bond Registrar by the Escrow Agent from the Escrow Account pursuant to the Escrow Agreement to provide prompt and full paYment of the interest which accrues on the 1985A Refunding Bonds prior to February 1, 1994; (3) the amounts required to be paid to the Bond Registrar by the Escrow Agent from the Escrow Account pursuant to the Escrow Agreement to provide 15 . . . 235883 prompt and full payment of the interest which accrues on the 1985B Refunding Bonds prior to February 1, 1994; (4) any balance remaining on February 1, 1994, in the Debt Service Account created for the 1985A Bonds pursuant to Section 4.01 of the Council's Resolution No. 85-39, adopted on August 12, 1985, in connection with the issuance of the 1985A Bonds, provided that all of the principal of and interest due on the 1985A Bonds shall have been paid on or before said date; (5) any balance remaining on February 1, 1994, in the Debt Service Account created for the 1985B Bonds pursuant to section 4.01 of the Council's Resolution No. 85-40, adopted on August 12, 1985, in connection with the issuance of the 1985B Bonds, provided that all of the principal and interest due on the 1985B Bonds shall have been paid on or before said date; (6) the "Available Tax Increments" (as hereinafter defined), provided that the amounts thereof so pledged to the payment of the Bonds shall not exceed amounts necessary, when combined with other funds available for such purposes in the Debt Service Account, to pay the principal of and interest on the Bonds, when due; (7) all collections of any ad valorem taxes hereafter levied for the payment of the Bonds; (8) all investment earnings on funds held in the Debt Service Account; and (9) any amounts received by the City upon termination of the Escrow Account. The foregoing funds are hereby pledged to the Debt Service Account, but only in such amounts and at such times as may be necessary, together with other available funds therein (and the same shall be used solely), to pay the principal of and interest on the Bonds, when due. As used in this paragraph 15 (ii), the term "Available Tax Increments" means those tax increments that are derived by the City from its Tax Increment Financing District Nos. 1, 2 and 3, all within the City's Development District NO.1, subject, however, to the following stipulations: (1) tax increments from Tax Increment Financing District Nos. 1 and 3 shall be used to pay debt service on the 1985A Refunding Bonds and shall not be used to pay debt service on the 1985B Refunding Bonds; (2) tax increments from Tax Increment Financing District No. 2 shall be used to pay debt service on the 1985B Refunding Bonds and shall not be used to pay debt service on the 1985A Refunding Bonds; (3) in discharging its obligations with respect to the application of any of such tax increments pursuant to this Resolution, the City expressly reserves the right to pledge or otherwise dedicate the Available Tax Increments to purposes other than the discharge of the obligations described herein upon a finding by the City that the estimated Available Tax Increments then remaining will be sufficient from year to year for such purposes; and {4} the pledge of Available Tax Increments made in this Resolution is in all cases subject and junior in lien to all unpaid pledges or other outstanding commitments heretofore made by the City wi th respect to the expenditure or dedication of such tax increments. 16 . . . No portion of the proceeds of the Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except for an available and reasonable "temporary period" until such proceeds are needed for the purpose for which the Bonds were issued, and for any available "minor portion." To this effect, any proceeds of the Bonds and any sums from time to time held in the Escrow Account and Debt Service Account (or any other ci ty account which will be used to pay principal and interest to become due on the Bonds) in excess of amounts which under then-applicable federal arbitrage regulations may be invested without regard to yield shall not be invested at a yield in excess of the applicable yield restrictions imposed by the arbitrage regulations on such investments after taking into account any applicable "temporary periods" or "minor portion" made available under the federal arbitrage regulations. In addition, the proceeds of the Bonds and money in the Fund shall not be invested in obligations or deposits issued by, guaranteed by or insured by the United states or any agency or instrumentality thereof if and to the extent that such investment would cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the federal Internal Revenue Code of 1986, as amended (the "Code"). 16. Coveraqe Test: Certificate of Reqistration. It is hereby found and determined that the revenues pledged herein for the paYment of the Bonds will be available in amounts sufficient to produce at least five percent (5%) in excess of the amount needed to meet, when due, the principal and interest paYments on the Bonds. The City Clerk is hereby directed to file a certified copy of this Resolution with the County Auditor Sherburne County and to obtain the certificate of said official required by Minnesota Statutes, Section 475.63. 17. Cancellation or Adiustment of Tax Levies Made for Prior Bonds. Pursuant to Section 4.03 of the Council's Resolution No. 85-39, adopted on August 12, 1985, in authorizing the issuance of the 1985A Bonds, the City imposed certain tax levies (the "1985A Bond Levies") to provide debt service for the 1985A Bonds. In consideration of the issuance of the Bonds and the provisions made pursuant to this Resolution and the Escrow Agreement for the paYment on February 1, 1994, of all principal of the 1985A Bonds which matures after said date, the 1985A Bond Levies are hereby cancelled. 18. General Obliqation Pledge. For the prompt and full paYment of the principal of and interest on the Bonds, as the same respectively become due, the full faith and credit and taxing powers of the City shall be and are hereby irrevocably pledged. If the balance in the Debt Service Account is ever insufficient to pay all principal and interest then due on the Bonds, the deficiency shall be promptly paid out of any other funds of the City which are available for such purpose, and such other funds maybe reimbursed 235883 17 . . . with or without interest from the Debt Service Account when a sufficient balance is available therein. To the extent that it shall ever be necessary to provide full and timely paYment of the debt service on the Bonds, the City shall levy an ad valorem tax upon all taxable property within the City sufficient for such purposes. 19. Refunded Bonds: Security. until retirement and full payment of the 1985A Refunded Bonds and the 1985B Refunded Bonds, as the case may be, all provisions theretofore made for the security of said issue of the Prior Bonds shall be observed by the city. However, the Council hereby finds, determines that the proceeds of the sale of the Bonds to be used to refund the Refunded Bonds, together with other funds available and appropriated to the Escrow Account for said purpose, will be sufficient, together with the earnings on the investment of such funds in the Escrow Account, to pay when called for redemption as herein provided all of the principal of the Refunded Bonds. 20. RedemDtion of Refunded Bonds. The 1985A Bonds which mature in 1995 and thereafter shall be redeemed and prepaid on February 1, 1994, and, at least 30 and not more than 60 days prior to said date, the paying agent/registrar for the 1985A Bonds is hereby authorized and directed to cause notice of said redemption to be given to the owners of the 1985A Bonds in the manner required by law and by the terms of the 1985A Bonds. The 1985B Bonds which mature in 1995 and thereafter shall be redeemed and prepaid on February 1, 1994, and, at least 30 and not more than 60 days prior to said date, the paying agent/registrar for the 1985B Bonds is hereby authorized and directed to cause notice of said redemption to be given to the owners of the 1985B Bonds in the manner required by law and by the terms of the 1985B Bonds. 21. Escrow Aqreement. On or prior to the date of delivery of the Bonds the Mayor and City Administrator shall, and are hereby authorized and directed to, execute on behalf of the City the Escrow Agreement substantially in the form heretofore presented to the City but with such insertions and modifications as shall be deemed by them to be necessary to accomplish its purposes, as evidenced by their execution and delivery thereof. All terms and conditions of such Escrow Agreement, as so executed and delivered, are hereby approved and adopted and made a part of this Resolution. 235883 18 . 22. Purchase of Securities.> Springsted Incorporated, the City's public finance advisor for the Bonds, is hereby authorized and directed to purchase or cause to be purchased for and on behalf of the City and/or the Escrow Agent the appropriate securities (including United States Treasury Securities) to be placed in the Escrow Account and to execute all such documents (including the appropriate subscription form, if applicable) required to effect such purchase. 23. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance of the Bonds, certified copies of all proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other affidavits, certif icates and information as are required to show the facts relating to the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. . 24. Neqative Covenant as to Use of Proceeds and Improvements. The City hereby represents that it has not used, and hereby covenants that it will not use, and that it has not permitted and will not permit any such uses, the proceeds of the Bonds or the improvements financed by the Prior Bonds in such a manner as to cause the Bonds to be "private activity bonds" within the meaning of Sections 103 and 141 through 150 of the Code or either issue of the Prior Bonds to be "industrial development bonds" or "private loan bonds" under Sections 103(b) (2) or 103(0) (2) (A), respectively, of the Internal Revenue Code of 1954. . 25. Tax-Exempt Status of the Bonds: Rebate. The City shall comply with requirements necessary under the Code to establish and maintain the exclusion from gross income under section 103 of the Code of the interest on the Bonds, including without limitation (1) requirements relating to temporary periods for investments, (2) limitations on amounts invested at a yield greater than the yield on the Bonds, and (3) the rebate of excess investment earnings to the United States if the Bonds (together with other obligations reasonably expected to be issued and outstanding at one time in this calendar year) exceed the small-issuer exception amount of $5,000,000, or do not otherwise qualify for available exceptions. For purposes of qualifying for the small-issuer exception to the federal arbitrage rebate requirements, the City hereby finds, determines and declares that (1) the Bonds are issued by a governmental unit with general taxing powers, (2) no Bond is a private activity bond, (3) ninety-five percent (95%) or more of the net proceeds of the Bonds are to be used for local governmental activities of the City (or of a governmental unit the jurisdiction of which is entirely within the jurisdiction of the City), and (4) 235883 19 . . . the aggregate face amount of all tax-exempt bonds (other than private activity bonds) issued by the City (and all entities subordinate to, or treated as one issuer with, the City) during the 1993 calendar year is not reasonably expected to exceed $5,000,000, all within the meaning of Section 148(f) (4) (D) of the Code. For purposes of substantiating the determination that the Bonds, being refunding bonds, are eligible for exception from rebate pursuant to the above, in particular because they meet the applicable requirements set out in section 148(f) (4) (D) (v) and (vi) of the Code, the City hereby represents and determines that (1) the Prior Bonds were issued in 1985 by the City, which was at the time and is now a governmental unit with general taxing powers, (2) none of the Prior Bonds were industrial development bonds or private loan bonds under the Internal Revenue Code of 1954, (3) the aggregate face amount of all tax-exempt bonds (other than bonds described in Section 148(f) (4) (D) (vi) (II) of the Code) issued in calendar year 1985 by the City, or by all entities subordinate to or treated as one issuer with the City, did not exceed $5,000,000, (4) the average maturity date of the Bonds is not later than the average maturity date of the Refunded Bonds (both taken as a whole and when comparing the 1985A Refunding Bonds with the 1985A Refunded Bonds and the 1985B Refunding Bonds with the 1985B Refunded Bonds), and (5) none of the Bonds has a maturity date which is later than 30 years after the earlier date the Prior Bonds were issued. 26. Desianation of Qualified Tax-Exempt Obliaations. In order to qualify the Bonds as "qualified tax-exempt obligations" within the meaning of Section 265(b) (3) of the Code, the City hereby makes the following factual statements and representations: (a) the Bonds are issued after August 7, 1986; (b) the Bonds are not "private activity bonds" as defined in Section 141 of the Code; (c) the City hereby designates the Bonds as "qualified tax-exempt obligations" for purposes of Section 265(b) (3) of the Code; (d) the reasonably anticipated amount of tax-exempt obligations (other than private activity bonds, treating qualified 501(c) (3) bonds as not being private activity bonds) which will be issued by the City (and all entities subordinate to, or treated as one issuer with, the City) during calendar year 1993 is not reasonably anticipated to exceed $10,000,000; and 235883 20 . . . (e) not more than $10,000,000 of obligations issued by the City (or any entity subordinate to, or treated as one issuer with, the City) during calendar year 1993 have been designated for purposes of Section 265(b) (3) of the Code. The city shall use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designation made by this paragraph. 27. SupDlemental Resolution. The August 12, 1985, resolutions of the Council authorizing the issuance of the 1985A Bonds and the 1985B Bonds, respectively, Resolution Nos. 85-39 and 85-40, are hereby supplemented to the extent necessary to give effect to the provisions of this Resolution. 28. Defeasance. When any obligation of a Bond has been discharged as provided in this paragraph, all pledges, covenants and other rights granted by this Resolution to the registered owner of that Bond (with respect to the obligation thereof so defeased) shall, to the extent permitted by law, cease. The City may at any time discharge any or all of such obligation(s) with respect to any Bond, subject to the provisions of law now or hereafter authorizing or regulating such action, by depositing irrevocably in escrow, with a suitable "institution qualified by law as an escrow agent for this purpose, cash or securities which are backed by the full faith and credit of the United States of America, bearing interest payable at such times and at such rates and maturing on such dates and in such amounts as shall be required and sufficient, subject to sale and/or reinvestment in like securities, to pay said obligation(s), which may include any interest paYment on such Bond and/or principal amount due thereon at a stated maturity (or if irrevocable provision shall have been made for permitted prior redemption of such principal amount, at such earlier redemption date). 29. Severability. If any section, paragraph or provision of this Resolution shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any of the remaining provisions of this Resolution. 30. Headinqs. Headings in this Resolution are included for convenience of reference only and are not a part hereof, and shall not limit or define the meaning of any provision hereof. 235883 21 . . . Adopted by the City Council of the City of Elk River, Minnesota, on April 5, 1993. The motion for the adoption of duly seconded by Councilmember discussion thereof and upon a vote following voted in favor thereof: and the following voted against the same: the foregoing resolution was , and, after a full being taken thereon, the Whereupon said resolution was declared to have been duly passed and adopted. 235883 22 . . . City Clerk's Certificate I, the undersigned, being the duly qualified and acting City Clerk of the City of Elk River, Minnesota, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of an excerpt of the official minutes of a meeting of the City Council of said City, duly called and regularly held on the date therein indicated, insofar as such minutes relate to authorizing the issuance and awarding the sale of the City'S General Obligation Refunding Bonds, Series 1993A. WITNESS my hand as such City Clerk and the seal of said City this ____ day of , 1993. City Clerk City of Elk River, Minnesota (SEAL) 235883 . . . STATE OF MINNESOTA COUNTY AUDITOR'S CERTIFICATE AS TO REGISTRATION COUNTY OF SHERBURNE I, the undersigned, being the duly qualified and acting County Auditor of Sherburne County, Minnesota, DO HEREBY CERTIFY that on the date hereof there was filed in my office a certified copy of a resolution adopted on April 5, 1993, by the City Council of the City of Elk River, Minnesota, authorizing the issuance of the City's General Obligation Refunding Bonds, Series 1993A, dated May 1, 1993, together with full information regarding said Bonds; and said Bonds have been entered in my Bond Register. WITNESS my hand and the seal of my office this day of , 1993. County Auditor (SEAL) 235883 ,... ~ SPRINGSTED ~ ~ PUBLIC FINANCE ADVISORS . Home Office 85 East Seventh Place Suite 100 Saint Paul. MN 55101-2143 (612) 223-3000 Fax: (612) 223-3002 t//~ ~~ ..s.:? 222 South Ninth Street SUite 2825 Minneapolis, MN 55402-3368 (612) 333-9177 Fax: (612) 333-2363 16655 West Bluemound Road Suite 290 Brookfield. WI 53005-5935 (414) 782-8222 Fax: (414) 782-2904 6800 College Boulevard Suite 600 Overland Park, KS 66211-1533 (913) 345-8062 Fax: (913) 345-1770 1800 K Street NW Suite 831 washington. DC 20006-2200 (202) 466-3344 Fax: (202) 223-1362 $510,000* CITY OF ELK RIVER, MINNESOTA GENERAL OBUGATION REFUNDING BONDS, SERIES 1993A AWARD: SALE: DAIN BOSWORTH INCORPORATED April 5, 1993 Interest Rates 3.10% 1995 3.40% 1996 3.80% 1997 4.00% 1998 3.00% 1995 3.35% 1996 3.70% 1997 4.00% 1998 3.00% 1995 3.35% 1996 3.70% 1997 4.00% 1998 3.00% 1995 3.40% 1996 3.80% 1997 4.00% 1.998 3.20% 1995 3.50% 1996 3.75% 1997 4.00% 1998 3.00% 1995 3.40% 1996 3.80% 1997 4.10% 1998 Moody's Rating: Baa1 Price Net Interest True Interest Cost Rate Bidder . DAIN BOSWORTH INCORPORATED JOHN G. KINNARD & COMPANY INCORPORATED PARK INVESTMENT CORPORATION MOORE, JURAN AND COMPANY, INCORPORATED AMERICAN NATIONAL BANK SAINT PAUL . FBS INVESTMENT SERVICES, INC. $507,450.00 $64,636.25 3.8553% $506,430.00 $64,781.88 3.8685% $506,430.00 $64,781.88 3.8685% $506,858.40 $65,026.60 3.8811 % $506,486.00 $65,929.00 3.9380% $506,430.00 $66,072.50 3.9448% (Continued)