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4.2. SR 07-19-1993 rei --'\) ( )j till ITEM 4.2. TO: MAYOR AND CITY COUNCIL River FROM: FIRE RELIEF BOARD OF TRUSTEES DATE: JULY 16, 1993 SUBJECT: REQUEST FOR CITY CONTRIBUTION TO RELIEF ASSOCIATION . This memo is to give a little background of the Relief Association and also why the Trustees are requesting the Council to make a contribution to the Fire Department Retirement Fund. This money was held back from the Fire Department budget proposed for 1993 and put into the Contingency Fund to be revenue in July. The responsibility of the Board of Trustees is to oversee and invest the funds properly and to keep the benefit level at the maximum at all times. This benefit is a compensation to the department members' dedication and service to the community over a period of years. This is the only compensation the members receive, other than the $8.00 per hour for actually responding to emergencies or for training required by State Statutes and the By-laws and Duties. Over the years, this benefit has increased along with inflation, respondibility and growth of the community, but is a cost effective way to retain a well trained and dedicated public safety department to serve the community. One thing we have to keep in mind when we request and receive equipment for the Department is that the jobs are performed as a public safety with no personal gain to the firefighters. This is one way the City can show its appreciation for this service that is provided to the community. Thank you for the consideration you will give this request and feel free to contact any of the Board of Trustees for more information. Jim Nystrom, President Randy Sykes, Treasurer Bob Pearson, Secretary Robert Dressig Ken Dehn, Jr. Paul LeFebvre (Resigned because of job conflict - to be replaced July 29 at Regular Meeting night) Hank Duitsman, ex officio Lori Johnson, ex officio Russ Anderson, ex officio . P.O. Box 490 · 13065 Orono Parkway · Elk River, MN 55330 · (612) 441-7420 · Fax: (612) 441-7425 I I . I 1 1 1 1 1 I. j J 1 1 ELK RIVER FIRE RELIEF ASSOCIATION ELK RIVER, MINNEsOTA SPECIAL PENSION TRUST FUND ANNUAL FINANCIAL REPORT YEARS ENDED DECEMBER 31, 1992 AND 1991 e . J 1 1 J ,- e ELK RIVER FIRE RELIEF ASSOCIATION SPECIAL PENSION TRUST FUND TABLE OF CONTENTS DECEMBER 31, 1992 Paqe Independent Auditor's Report Financial Statements Balance Sheets Statements of Revenue, Expenses and Changes in Fund Balance 2 Statements of Changes in Financial Position 3 Notes to Financial Statements 4 Independent Auditor's Report on Legal Compliance 5 - 6 7 . 1 .e I e APIX) CERTIFIED PUBLIC ACCOUNTANTS AND CoNSULTANTS INDEPENDENT AUDITOR'S REPORT Board of Trustees Elk River Fire Relief Association Elk River, Minnesota We have audited the accompanying balance sheets of the Elk River Fire Relief Association Special Pension Trust Fund as of December 31, 1992 and 1991, and the related statements of revenue, expenses and changes in fund balance and changes in financial position for the years then ended. These financial statements are the responsibility of the Association's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted Our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Elk River Fire Relief Association Special Pension Trust Fund as of December 31, 1992 and 1991, and the results of its operations and the changes in its financial position for the years then ended in conformity with generally accepted accounting principles. April 19, 1993 Minneapolis, Minnesota &, tU.lo!. ~ ABDO, ABDO & EICK Certified Public Accountants Member of American Institute of Certified Public Accountants Private Companies Practice Section 115 EAST HICKORY STREET, SUITE 302 1'0 BOX 1166 MANKA1Q MINNESOY, 56002.1166 (5()1) 625-2127 fA)( (5()1) JB8.91l9 lOl EAST PEARl. STREET P.Q BOX H5 OWA1ONNA. MINNESOTA 5~H5 (5()71451-9116 fA)( (5()1) 45'-<)794 1060 NORTHlAND PL~ZA l800 ~'EST 80TH STREET MINNEAPOUs, MINNESOTA 55411 (6121 815-_ fAX (61l1 B96-16l0 CITY OF ELK RIVER FIRE RELIEF ASSOCIATION SPECIAL PENSION TRUST FUND BALANCE SHEETS DECEMBER 31, 1992 AND 1991 . 1992 1991 1 ASSETS Cash $182 944 $ 63 874 Investments _ lower of cost or market 475 681 504 750 1 TOTAL ASSETS $658 625 .$568 624 1 LIABILITIES AND FUND BALANCE LIABILITIES $ $ FUND BALANCE Required reserves 636 918 567 949 Unreserved Undesignated 21 707 675 TOTAL FUND BALANCE 658 625 568 624 TOTAL LIABILITIES AND FUND BALANCE .$658 625 .s568 624 1 I. I ~see Notes to Financial Statements. -2- . 1991 Unfunded Required Accrued Total Reserves Liability 1 $ 19 000 $ 19 000 $ 41 907 41 907 6 229 6 229 33 144 33 144 f (3 212) (3 212) 36 507 36 507 I 133 575 133 575 1 050 1 050 6 6 711 711 38 000 38 000 185 185 39 952 39 952 93 623 93 623 1 (78 713) 78 713 ,- 475 001 553 039 (78 038) $568 624 $567 949 S 675 e -3- . I 1 1 1 I. I CITY OF ELK RIVER FIRE RELIEF ASSOCIATION SPECIAL PENSION TRUST FUND STATEMENTS OF CHANGES IN FINANCIAL POSITION YEARS ENDED DECEMBER 31, 1992 AND 1991 Sources of working capital Operations Excess of revenue 1992 NET INCREASE IN WORKING CAPITAL S 90 001 S 90 001 Elements of net increase in working capital Cash Investments $119 070 (29 069) $ 90 001 NET INCREASE IN WORKING CAPITAL · See Notes to Financial Statements. -4- 1991 S 93 623 S 93 623 $ 60 073 33 550 $ 93 623 . 1 ~, 1 J. 1 e CITY OF ELK RIVER FIRE RELIEF ASSOCIATION NOTES ~O FINANCIAL STATEMENTS DECEMBER 31, 1992 Note 1: FORM OF GOVERNMENT The City of Elk River Fire Relief Association was incorporated in 1922. It operates under the provisions of Minnesota Statutes Section 69. It is governed by a board of nine members. Six of the board members are elected by the members of the Association for three-year terms. The Mayor, Finance Director and Fire Chief are ex-officio voting members of the board of trustees. Note 2: FINANCIAL REPORTING ENTITY Note 3: The City of Elk River Fire Relief Association has implemented the Governmental Accounting Standards Board's Codification Section 2100 (GASB Cod. Sec. 2100), Defininq the Governmental Reportinq Entity. For financial reporting purposes, the Association's financial statements include all funds, account groups, departments, agencies, boards, commissions and other organizations over which the Association's officials exercise oversight responsibility. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Fund Accounting The resources of the Association consist of the Special Fund, which represents a pension trust fund for the accumulation of resources to be used for retirement, dependency and disability annuity payments of appropriate amounts and at appropriate times in the future. The revenue received is from the City of Elk River property taxes, from the State of Minnesota two-percent gross earnings tax on fire insurance premiums and from investment activity of the Association. The Association does not maintain a separate General Fund because all resources are properly attributable to the Special Fund. B. Basis of Accountinq The accounting policies of the City of Elk River Fire Relief ASSOciation conform to generally accepted accounting principles. The accrual method of accounting is used for the Special Pension Trust Fund. C. Investments Investments, consisting of mutual funds and limited partnership interests, are recorded at the lower of cost or market. Interest income is recognized when earned and dividend income is recognized when received. Note 4: INVESTMENTS The following is a summary of the Association's investments in the Special Pension Trust Fund at December 31, 1992: Cost Market Value Mutual funds Limited partnership $464 276 11 405 $486 900 10 772 Total $475 681 $497 672 -5- . , 1 J r I 'e i I . CITY OF ELK RIVER FIRE RELIEF ASSOCIATION NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 1992 Note 5: PLAN DESCRIPTION AND UNFUNDED ACCRUED LIABILITY A. Plan Description The Elk River Fire Relief Association is the administrator of a single employer public employee retirement system (PERS) established to provide benefits for members of the Elk River Fire Department. B. The Fire Relief Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Fire Department's membership. Funding for the relief association is derived primarily from a fire insurance premium tax in accordance with the Volunteer Firefighter's Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980.) Contributions Required and Contributions Made The financial requirements of the Special Fund are determined in accordance with Section 69.772 of the Minnesota Statutes, which requires the payment of pension benefits in a lump sum or optionally in annual installments. The Association benefits are payable in a lump sum after age 50, 20 years of service, or upon death. Benefits are accumulated at $1,900 and $1,850 per year of active service for 1992 and 1991, respectively. The accrued liability for these accumulated benefits is computed using increasing percentages based on years of service in accordance with subdivision 2 of Section 69.772. At 20 years of service, the liability is equal to the number of years of service times benefits per year. Association members are vested after 5 years. The total contribution, which was not actuarially determined, in 1992 amounted to $58,590 of which $19,000 was contributed by a City tax levy and $39,590 was from State of Minnesota Aid. The accrued liability as of December 31, 1992 was $636,918. The fund balance reserve on December 31, 1992 was $21,707. This is a increase of $21,032 from the December 31, 1991 fund balance reserve of $675. -6- . 1 j 1 ~ . APlX) ~ CmnAED PuBUC Acmum-ANTS ;\NO <:::ot<SULTANTS INDEPENDENT AUDITOR'S REPORT ON LEGAL COMPLIANCE Board of Trustees Elk River Fire Relief Association Elk River, Minnesota We have audited the financial statements of the Elk River Fire Relief Association as of and for the year ended December 31, 1992. These statements are the responsibility of the relief association's management. Our responsibility is to express an opinion on the statements based on our audit. Our audit was made in accordance with generally accepted auditing standards; the provisions of the Minnesota Leqal Compliance Audit Guide for Local Government promulgated by the Legal Compliance Task Force pursuant to Minnesota Statutes 6.65. Accordingly, the audit included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. The Minnesota Le al Com liance Audit Guide for Local Government covers three categories of compliance to be tested in audits of relief associations: deposits and investments, conflicts of interest and public relief associations. Our study included all of the listed categories. The results of our tests indicate that for the items tested, the Elk River Fire Relief Association complied with the material terms and conditions of applicable legal provisions. Further, for the items not tested, based on our audit and the procedures referred to above, nothing came to our attention to indicate that the Elk River Fire Relief Association had not complied with such legal provisions. This report is intended solely for the use of management and should not be used for any other purpose. This restriction is not intended to limit the distribution of this report, which is a matter of public record. April 19, 1993 Minneapolis, Minnesota fltl]f1Uiu ABDO, ABDO & EICK Certified Public Accountants -7-