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6.8. SR 10-25-1993 r I -\.( ( II ffi'l River ITEM 6.8. TO: MAYOR & CITY COUNCIL FROM: PAT KLAERS, CITY ADMINISTRATOR DATE: OCTOBER 21, 1993 SUBJECT: UPDATE ON 1994 ESTIMATED TAX RATES AND NET TAX CAPACITY INFORMATION FROM THE COUNTY In September, the City Council established its proposed maximum levy and budget. The Truth in Taxation meetings will be held in December and, at that time, it is anticipated that the Council will establish its final tax levy. During the September budget meetings the valuation of the City was not known and, therefore, the City Council could not adequately determine the increased tax revenues affect on the tax rate. Attached for your review is some information the Finance Director has obtained from the County. This information shows that if the City levies as proposed in September, the urban tax rate will go up approximately 8.6% with the assumption that the urban net tax capacity will increase approximately 2%. e The City has a tremendous amount of needs for new programs and personnel and it will be up to the City Council to decide if these needs justify the tax rate increase. It should be noted that in the past, when levy limits were in place, the City's tax rate went down five out of seven years due to limits put on the City by the state. Also attached for your review is some material from the August budget discussions where the Finance Department made some estimations as to the tax rate increase if the tax capacity also increased assuming the City approved the $185,000 in gross levy increase. These estimations were very accurate. It was simply unfortunate that we did not know at that time in August what the increase in our City net tax capacity would be. The final attachment is a newspaper article that was previously distributed that talks about property taxes in the metropolitan area and in the larger outs tate communities. Also attached with this article is a memo from Lori Johnson that analyzes this information. Initially it was assumed that the data reflected a $90,000 market value home. This is not the case and the data reflects a selling price of $90,000 whereby the assessed market value may be less and different from community to community. Nonetheless, the City's relative position of being very low is still a good statistic and something that we can be proud of in this community. e P.O. Box 490 · 13065 Orono Parkway · Elk River, MN 55330 · (612) 441-7420 · Fax: (612) 441-7425 ~-- --- ------ ----- -. 1994 ESTIMATED TAX RATES (Based on County Auditor data of Oct. 15, 1993) e ACTUAL OCT. 15 NTC BENEFIT ADJUSTED DISTRICT RATIO NTC URBAN 7230530 1 7230530 RURAL 862637 0.9 776373 TOTAL 8093167 8006903 NON-BOND NET LEVY SPREAD LEVY AMOUNT NTC RATE URBAN RURAL GENERAL 1,540,388 8006903 19.238% 19.238% 17.314% LIBRARY 31,037 8006903 0.388% 0.388% 0.349% DAM LOAN 24,243 8006903 0.303% 0.303% 0.273% BONDED LEVY 1977 GO RF 13,296 7230530 0.184% 0.184% 1977 GO RF 9,628 8093167 0.119% 0.119% 0.119% CITY S/A 23,297 8093167 0.288% 0.288% 0.288% 1989 FIRE 49,974 8093167 0.617% 0.617% 0.617% 1990 C OF I 12,653 8093167 0.156% 0.156% 0.156% 1991 C OF I 18,805 8093167 0.232% 0.232% 0.232% e 1992 C OF I 18,273 8093167 0.226% 0.226% 0.226% 1993 C OF I 25,964 8093167 0.321 % 0.321 % 0.321 % 1994 C OF I 20,840 8093167 0.258% 0.258% 0.258% TOTAL 1788398 22.330% 20.153% 7,230,530 862,637 TAX REVENUE GENERA TED BY DISTRICT 1,614,577 173,847 TOTAL TAX REVENUE GENERATED 1,788,424 TAX RATE COMPARISON ACTUAL PERCENT 1993 1994 * INCREASE URBAN 20.560 22.333 8.62% RURAL 13.122 20.156 53.60% NTC COMPARISON ACTUAL PERCENT 1993 1994 INCREASE URBAN 7090758 7230530 1.97% RURAL 837605 862637 2.99% TOTAL 7928363 8093167 2.08% e *Difference in tax rate due to rounding. County Auditor calculated rates are used for comparison purposes and for tax calculation. % INCREASE IN TAX RATE URBAN 10.85% 5.58% 3.60% RURAL 56.74% 49.30% 46.51 % $ INCREASE IN TAX DUE (Based on a NTC of 1,000l URBAN $23.31 $15.67 $11.47 $7.41 RURAL $74.46 $68.49 $64.69 $61.03 -r - ~, \ ~ 0 e ASSUMING $215.000 GROSS TAX LEVY INCREASE Actual 1994 - 0% 1994 - 3% 1994 - 5% 1994 - 7% 1993 Growth Growth Growth Gro~n/ .f-\(~(p 20.560 23.172 22.499 22.070 21.659 ~? 20.913 20.305 1 9.~r1 8 19.547 " % INCREASE IN TAX RATE """ ~O% / -- URBAN 9.~3'% 7.34% 5.35% RURAL 59.3~ ~4. 74% 51.79% 48.96% ", ,:~";'.... .....,,,..., $ INCREASE IN TAX DUE "'.. , ,/ ,/ " (Based on a NTC of 1,000l ',"" , '. URBAN $19.39 '-."" $15.10 $10.99 RURAL $71.83 $61,,96 $64.25 " . e FOR DISCUSSION ONLY Att~ . ~~i'j.t+ V~s t~S"< io~ <; -.\- YO -\e,.5 1994 TAX LEVY, TAX RATE AND STATE AID DATA THE 1994 GROSS LEVY IS PROPOSED TO INCREASE $185,000. THE TAX RATIO WAS CHANGED TO .9 FOR 1994. THE NET TAX CAPACITY FOR 1994 TAXES IS NOT AVAILABLE FROM SHERBURNE COUNTY. THEREFORE, TAX RATES HAVE BEEN CALCULATED BASED ON SEVERAL ASSUMED NTC GROWTH RATES: 0%; 3%; 5%; & 7%. Actual '1994 - 0% 1994 - 3%~~1994 - 5% 1994 - 7% 1993 Growth Growth '\i Growth Growth '\" 1\ \..~ 22.127 .,~. 21.707 19.971 19.591 TAX RATE URBAN RURAL 20.560 13.122 22.791 20.568 21.301 19.225 The Tax Ra l1/ncrease in Tax Rate and $/ncrease in Tax Due are all estimates and will chanQebased on the fina/1994 NTC as determined bv Sherburne County. Page 2 rei -\j ( )j fill TO: PAT KLAERS, CITY ADMINISTRATOR MAYOR & CITY COUNCIL LORI JOHNSON, FINANCE DIRECTOR~~ FROM: DATE: OCTOBER 19, 1993 SUBJECT: TAX RATE COMPARISONS Both the Star Tribune and the St. Paul Pioneer Press recently had articles regarding property taxes in the Twin Cities metro area and non-metro area cities with populations above 10,000. Taxes on a $90,000 home for the City of Elk River were listed at $940.00. There was some discussion at the staff level regarding taxes on a home with a $90,000 market value which would be higher than the $940.00 amount listed in the article. tit As you read through the articles you will notice that there is some discussion regarding sales price and market value. In speaking with Lynn Reed at the Minnesota Taxpayers Association, he indicated that the tax amounts used for their comparisons are based on a home with a sellinq price of $90,000. . In Elk River, a home with a selling price of $90,000 would have a market value of $81,630 based on the County sales ratio of 90.7 percent. Sales ratios in the survey vary from 98 percent to 82 percent. The market value of a $90,000 home ranged from $88,000 to a low of $74,900 in the data prepared by the Taxpayers Association. Mr. Reed explained that the Taxpayers Association likes to take the viewpoint of a buyer which is why the information is presented in this manner. This allows a homebuyer who is planning to buy a $90,000 home to compare the tax by City. A home with a $90,000 selling price in the City of Elk River would pay taxes of $940.00 which ranks third lowest among the 27 non-metro cities with a population exceeding 10,000. Elk River would rank 95th or second lowest among the metro area cities if it were included in that comparison. e P.O. Box 490 · 13065 Orono Parkway · Elk River, MN 55330 · (612) 441-7420 · Fax: (612) 441-7425 . e . - cu. 0". 0) 'U)"E o. tn. ..c ~, 0)' '" 0) )I( ~O)--_.- - CU'. ~. .~~~~.~ ~~~ ~:g.~ . \, U. !;L< ~u 00 ;:.- c ~ = . : :f(3 ::~.::':, C:-~~.~~~~ i~:~~ ~~~. >....... o. .,:, "'-s g..~ u.... ~cu .'3 U 8 u a' "''''=~ ~..2;:; .J:~co. ]~== ]~8 O =o:;l ~ ~. ':" 0 ~.- '" .!. u . . +-' . 6< . ~ ~....'. . -~ - u u o."'~:;l' _. ".,v._ U r::. >'.:w:'" ::J -= rn c:tI:~ ~ ~ e 8 u... oS . ..., - r:: u -: cu..... 0-....--- t_cu-._-,,-=!,.~ ...-lii.i.i.-....:.- C\j-- ._100 0 0 -- 0 ... U :;l 8 >. 00 ~'f:.o .' '.;: 8 ~ 0. 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[ ,. - .Property taxi I ~_T~~, trend is !;, ~p"along with I, home values I: Continued from page 1B I. r. ,. I. I' I: I' ;. ;. " I' " I. sessed property values, which are used to calculate taxes, are very close to' actual home sale prices. He said that makes the taxes on a hypotheti- cal $90,000 home appear higher than the taxes in cities where there is a bigger gap between the $90,000 sales price of a home and its assessed mar- " ket value.' I, (. I. I: I~ Reed said Waconia soared to second from 34th in 1992. He said that was because of added taxes needed for the construction of a high school and beCause city officials decided to wean ;: the city from state aid, which they .. viewed as undependable because it is i. subject to cuts. .. I. .. ~ .. I. ~ ~ .. !- ~ ~ I' !- !. St: Paul's ranking in the $90,000 tax comparison dropped from second- highest in 1992 to 16th this year. The survey attributed that to a 1993 tax rate increase that was among the low- est in the metro area. Minneapolis, on.the other hand, rose from 14th to' seventh, the result of a hefty increase in the school district tax rate. Increased taxes result from a number of factors. As home values go up, taxes go up with them. Spending by Cities, counties, school districts and other taxing bodies has gone up, which requires tax increases. Reed said recent state tax reforms have lowered the tax rates on the ! most expensive homes. That lowers r tax revenues and puts pressure on ' I' other sources to make up the loss. Even. with state aid allocated to pre- .,... vent too much of a shift in the tax ' burden, there's stilI the potential for owners of more moderately valued - homes to pay higher taxes as a result' . of those reforms. That also could Ui raise taxes on the average home. pi.Also, said Reed, commercial and in- ";'_du~trial property values have been ~;:., ~r~pping. That exerts pressure to ~-'-, ~1Se property taxes on homes, too. I ~~;&es are divided among different ~juJjsdictions. On' the average, Reed I~Ki' slightly more than half of a . '~jn~tro-area homeowner's tax goes to 'tlie local school district. About 28 . ':Percent goes to the county, and only ~a&out 17 percent winds up in city ,', . 'CQfti, ers. ~he ~est. goes to miscella- , nepus taxmg dlstncts. . '. , ~..'" , The 1993 property tax burden: How communities in Minnesota compare According to an annual tax survey released Thursday by the Citizens League and the Minnesota Taxpayers Association, property taxes for ,dozens of Twin Cities-area communities rose in 1993 at the highest annual rate in recent years. The median increase on an average-value home in the Twin Cities was 12 percent. That translates into a $134 tax increase for the average homeowner. It was the third consecutive year of property tax increases monitored by the survey, which tracks nonrental residential taxes in the 95 largest communities in the metropolitan area and 27 cities in outstate Minnesota. This chart shows how the 122 communities compare in taxes paid on a $90,000 house.' , . Taxes on $90,000 home Percent change 1993 in tax, Rink . tax '92.93 . Afton $997 13.8% 89 Andover 1,073 1.3 77 Anoka 1,169 6.3 49 Apple Valley 1,034 -4.1 82 Arden Hills 1,256 6.9 22 Bayport ; 1,302 13.7 10 Belle Plaine 1,325 12.8 8 Blaine 1.138 4.2 60 Bloomington 1,075 0.1 76 Brooklyn Center 1,287 12.9 12 Brooklyn Park 1,278 -0.3 13 Bumsville . 1.095 4.2 73 Champlin 1,186 1.8 46 Chanhassen 1,209 4.1 32 Chaska 1,205 2.1 34 . Circle Pines 1 ,168 -3.3 51 Columbia Heights 1.196 1.7 43 Columbus Twp. 964 -0.2 92 Coon Rapids 1.106 3.2 70 Corcoran 1,058 4.0 80 Cottage Grove 1.202. 0.1 39 Crystal - 1,243 3.8 24 Dayton 1,203 7.3 37 Deephaven ,1,156 3.8 56 Eagan 1,016 2.1 86 East Bethel., 1,027 4.0 84 Eden Prairie' 1.269 8.3 17 Edina 1,107 9.2 69 Excelsior 1,128 -7.8 64 Falcon Heights 1,068 -11.0 78 Farmington 1,149 -2.0 58 Forest Lake 979 5.0 91 Forest Lake Twp. 884 6.5 95 Fridley 1,213 12.8 31 Golden Valley 1,238 4.4 26 Grant Twp. . 997 5.2 90 Ham Lake 1,036 0.8 81 Hastings 1,119 15.3 66 Hopkins 1.264 5.5 '19 Hugo 1 ,112 1.0 68 Independence' 1,251 13.2 23 Inver Grove Hts. 1,180 1.5 47 Jordan 1.173 -7.3 48 Lake Elmo 1,011 13.4 87 Lakeville 1,099 5.4 71 Lino Lakes 1,188 -4.7 45 Linwood Twp. 1,031 12.7 83 Little Canada 1,382 0.1 1 Mahtomedi 1.152 -0.3 57 Maple Grove 1,231. -1.8 27 Maplewood 1,342 7.4 5 Medina 1,087 9.8~ Mendota Heights 947 -1 8 ~) Minneapolis "1;333 10.1 7 Minnetonka 1,243 9.3 25 Minnetrista .1,098 5.2 72 ;.luund 1,134 :2.:2 63 Mounds View 1.333 10.7 6 New Brighton 1,313 5.9 9 New Hope 1,228 6.1 28 New Scand. Twp. 1,062 11.6 79 Newport 1,294 12.1 11 North Oaks 1.164 12.8 54 North St. Paul 1,205 3.8 36 Oak Grove Twp. 1,219 10.0 30 -Ranked 1 (high) to 95 (low). --Ranked 1 (high) to 27 (low). Source: Citizens League ~ Oak Park Heights $1,168 Oakdale 1,137' Orono 1,079 Osseo 1 ,362 Plymouth 1,142 Prior Lake . 1.158 Ramsey 1.017 Richfield 1,193 Robbinsdale 1,259 Rosemount 1,119 Roseville 1,358 St. Anthony 1.208 St. Louis Park 1,200 St. Paul 1,271 St. Paul Park 1.112 - Savage 1.271 Shako pee 1,265 Shoreview 1,278 Shorewood 1.221 South St. Paul 1.201 Spring Lake Park 1,166 Spring Lake Twp. 955 Stillwater . 1,165 Vadnais Heights 1,205 Waconia 1,363 Wayzata 1,200 West St. Paul 1.006 White Beaf Lake, 1.261 White Bear Twp. 1 ,137 Woodbury 1,202 Taxes on $90,000 home Percent change 1993 in tax, Rlllk tax '92.93 .: 3.1% 50 0.9 62 .2.3 75 13.7 3 5.4 59 8.2 55 -2.7 85 1.6 44 7.0 21 3.0 65 6.8 4 12.5 33 9.7 41 -2.5 16 1.6 67 6.2 .15 7.2 18 5.4 14 8.1 29 5.9 40 11.0 52 14.3 93 12.5 53 -4.5 35 16.7 2 12.9 42 5.8 88 -1.3 20 -5.1 61 8.9 38 e . Taxes on $90,000 home Percent change 1993 in tax. Rlllk tax '92-93 . $1.133 11.4% 10 1,307 -10.9 1 1.199 1.7 4 1.080 12.8 15 1,237 8.3 2 1.163 4.2 9 94 -1. 996 .1.9 21 1,179 1.4 8 985 1.4 23 1,077 -0.2 16 1,203 -3.0 3 1.110' 1.7 13 934 0.0 27 1.124 9.7 11 1.058 14.6 18 1,187 14.4 6 1.099 1.5 14 937 -9.8 26 . '.il 944 9.3 24 ':1;;063 -2.3 17 ':;:r-,116 3.7 12 '1:187 1.7 7 1.013 13.6 20 1,195 6.5 5 988 -4.3 22 1,053 2.3 19 Albert Lea Austin Bemidji Brainerd Cloquet Duluth el~ River Fairmont Faribault Fergus Falls Hibbing Hutchinson Mankato Marshall Moorhead New Ulm North Mankato Northfield Owatonna Red Wing Rochester St. Cloud St. Peter Virginia Willmar Winona Worthington .