01-14-2008 EDA MINMEETING OF THE ELK RIVER
ECONOMIC DEVELOPMENT AUTHORITY
HELD AT THE ELK RIVER CITY HALL
MONDAY, JANUARY 14, 2008
Members Present: President Gongoll, Commissioners Dwyer, Farber, Klinzing, Motin, Tveite,
and Zerwas
Members Absent: None
Staff Present: Director of Economic Development Catherine Mehelich and City
Administrator Lori Johnson
1. Call Meeting To Order
Pursuant to due call and notice thereof, the meeting of the Economic Development
Authority was called to order at 5:30 p.m. by President Gongoll.
2. Consider Agenda
MOVED BY COMMISSIONER KLINZING AND SECONDED BY
COMMISSIONER DWYER TO APPROVE THE JANUARY 14, 2008, EDA
AGENDA. MOTION CARRIED 7-0.
3. Consider Consent A eg nda
MOVED BY COMMISSIONER FARBER AND SECONDED BY
COMMISSIONER ZERWAS TO APPROVE THE CONSENT AGENDA AS
FOLLOWS:
3.1. DECEMBER 10, 2007 REGULAR MEETING MINUTES
3.2. CHECK REGISTERS
3.3. BALANCE SHEET (NOT AVAILABLE UNTIL MARCH 1 AUDIT
COMPLETE)
3.4. REVENUE/EXPENDITURE REPORT (NOT AVAILABLE UNTIL
AUDIT COMPLETE)
3.5. DESIGNATING ELK RIVER STAR NEWS AS THE OFFICIAL
ECONOMIC DEVELOPMENT AUTHORITY NEWSPAPER FOR 2008
3.6. DESIGNATING THE FOLLOWING BANKS AND INSTITUTIONS AS
DEPOSITORIES FOR 2008:
^ FIRST NATIONAL BANK OF ELK RIVER
^ 4M FUND
• WELLS FARGO BANK
• THE BANK OF ELK RIVER
^ US BANK
• RIVERVIEW COMMUNITY BANK
^ TCF BANK
3.7. APPOINTING COMMISSIONER TVEITE TO THE EDA FINANCE
AND MARKETING COMMITTEE FOR 2008 AND APPOINTING
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January 14, 2008
Page 2
COMMISSIONER MOTIN TO THE EDA FINANCE COMMITTEE
FOR 2008
3.8. PAY ESTIMATES FOR THE YMCA AS OUTLINED IN THE STAFF
REPORT
MOTION CARRIED 7-0.
4. Open Mike
No one appeared for open mike.
5. Annual Election of Officers
MOVED BY COMMISSIONER MOTIN AND SECONDED BY
COMMISSIONER DWYER TO ELECT THE FOLLOWING AS OFFICERS FOR
2008:
PRESIDENT -JEFF GONGOLL
VICE PRESIDENT -PAT DWYER
TREASURER -DAN TVEITE
SECRETARY - PAUL MOTIN
ASSISTANT TREASURER - NICg ZERWAS
MOTION CARRIED 7-0.
6. Consider Micro Loan for Waterfall Salon and Da~pa
7. Consider Micro Loan for Nicole's Finishing Touch Salon
Director of Economic Development Catherine Mehelich outlined the micro loan requests by
Waterfall Salon and Day Spa and Nicole's Finishing Touch Salon. Ms. Mehelich explained
that the EDA Finance Committee met and recommended approval for both of the requests
with terms as outlined in her staff report. She noted that Waterfall Salon business owner
Michael Scheevel and Nicole's Finishing Touch Salon business owner Nicole Fox were in
attendance to answer any questions.
Commissioner Tveite stated that he believes these requests are good fits for the program.
MOVED BY COMMISSIONER TVEITE AND SECONDED BY
COMMISSIONER MOTIN TO APPROVE THE REQUEST BY WATERFALL
SALON AND DAY SPA WITH THE FOLLOWING TERMS:
RATE 3% FIXED
TERM 2 YEARS
SECURITY PERSONAL GUARANTEE
STRUCTURE DIRECT LOAN FROM EDA
MOTION CARRIED 7-0.
Ms. Mehelich noted that since Nicole's Finishing Touch Salon does not fit the "existing
business" criteria, the EDA Finance Committee was asked to consider the business's unique
circumstances and hardship as a result of the downtown construction as described in the
applicant's letter.
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January 14, 2008
Page 3
Commissioner Motin stated that the current criteria of the micro loan requires the applicant
to have an existing business in downtown by sometime in 2006. He explained that the EDA
Finance Committee felt that the applicant is a reasonable exception to the "existing
business" criteria of the program due to the delay encountered in establishing her business
downtown due to construction timing of the building.
MOVED BY COMMISSIONER MOTIN AND SECONDED BY
COMMISSIONER KLINZING TO RECOMMEND APPROVAL TO THE CITY
COUNCIL OF THE LOAN REQUEST BY NICOLE'S FINISHING TOUCH
SALON WITH THE FOLLOWING TERMS:
RATE 3% FIXED
TERM 2 YEARS
SECURITY PERSONAL GUARANTEE
STRUCTURE DIRECT LOAN FROM EDA
MOTION CARRIED 7-0.
It was noted that applications to the Downtown Business Revitalization Micro Loan
Program will no longer be considered since the program's application deadline was
December 31, 2007.
8. Consider Finance Committee Recommendation on Micro Loan Policy Amendment
Ms. Mehelich reported that she has received inquiries about the possibility of amending the
micro loan fund polity to consider applications from new downtown businesses to be used
towards leasehold improvements and furniture, fixtures, and equipment. She stated that the
current Downtown Rehabilitation Financing Program is targeted toward building
rehabilitation and restoration of downtown buildings and requires 20% to be used toward
building exterior.
Ms. Mehelich indicated that the Finance Committee discussed this issue and a list of
comments and concerns raised by the Committee is included in the staff report. She stated
that the overall consensus was positive and the Committee favored looking into a short term
loan program.
Commissioner Tveite reported that the Finance Committee discussed this at length. He
stated that the balance in the micro loan fund is substantial and it does not do any good if
businesses are not coming to Elk River. He stated this could be a way to kick start the
downtown or other retail areas. He acknowledged that a majority of the funding should be
reserved for industrial clients and that if a change in the program criteria is considered it
should be for a short time or a set dollar amount and reevaluated. He noted that the
Committee discussed structuring the program differently than the previous micro loan to be
more like traditional loans requiring credit worthiness and possibly bank participation.
Commissioner Motin explained that he has concerns that the problems downtown may be
market driven and that the building owners could offer reduced rent or other concessions to
lure businesses in their buildings. He also expressed concerns with favoring the downtown
area versus other areas in the city and believes that this may open the door to increased
dependence on government assistance.
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January 14, 2008
Gongoll stated that he would be interested in helping out downtown businesses.
Commissioner Dwyer indicated that it may be best to have the bank involved in monitoring
the funds. He explained that the city would have the capability of buying 100% participation
so the loan would be completely City funded but the bank would monitor the loan
payments. He stated that he believes the bank would be willing to do this because of the
nature of the loans. Commissioner Motin stated that he favors the loans being 100% City
funded.
Commissioner Klinzing explained that she believes this would be a good program to help
the downtown be successful.
Ms. Mehelich indicated that she will forward the EDA's comments to the Ciry Council for
direction on whether or not they are interested in pursuing this program. She noted that if
Council directs staff to proceed it would go back to the EDA Finance Committee to define
the details and then back for EDA and Council approval.
President Gongoll questioned if the Housing and Redevelopment Authority would be
involved in this process. Ms. Mehelich stated that the HRA has representation on the EDA
Finance Committee and this representative would be involved in the review.
Update on Post Office Property
Ms. Mehelich explained that she learned in speaking with a broker that the listing price for
the Post Office property significantly exceeds the amount the EDA discussed a couple
months ago. She noted that the property will be listed as a normal commercial listing and
that depending on the approval process from the Post Office, the property should be listed
in the next few weeks. Ms. Mehelich stated that she has been referring interested developers
directly to the Post Office. She stated that she is looking for EDA direction on whether or
not they are interested in calling another executive session to discuss a possible purchase
offer on the property.
MOVED BY COMMISSIONER DWYER AND SECONDED BY
COMMISSIONER TVEITE TO END THE DELIBERATION ON THE
PURCHASE OF THE POST OFFICE PROPERTY LOCATED AT LOT 1,
BLOCK 1 MULVANEY POINT IN ELK RIVER. MOTION CARRIED 7-0.
Commissioner Motin explained that the EDA held previous discussion on possibly
providing assistance through tax increment financing or tax abatement to a potential
business. He stated that he would like to have the ability to consider that option in the
future. Commissioner Dwyer stated that any business has the ability to apply for tax
abatement and each application would be reviewed to see if it fits within the City's policy.
Commissioner Motin stated that previous discussions centered on a restaurant which would
not meet the criteria for tax abatement. He stated that he would like to leave the option open
for consideration in the future. Commissioner Dwyer indicated that he is not interested in
changing the City's polity without formally discussing a polity change. President Gongoll
concurred. Commissioner Motin stated that the current tax abatement polity would not
allow for incentives for restaurants but he would like for discussions to take place regarding
a polity modification to allow for some sort of incentive.
Comtissioner Tveite stated that this is discussion for a general polity change and should
not be specific to this piece of property. Commissioner Motin stated that if the overpass
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January 14, 2008
Page 5
goes through this property will be a prime area. He noted that the City may not have this
situation elsewhere and that he thinks it is something that should be discussed.
Commissioner Farber stated that he would not mind looking at incentives individually and as
a polity.
10. Other Business
President Gongoll reminded the EDA about their joint meeting with the City Council on
Tuesday, January 22 to consider YMCA bonds.
11. Adjournment
There being no other business, President Gongoll adjourned the meeting of the Elk River
Economic Development Authority adjourned at 5:58 p.m.
Minutes prepared by Jessica Miller.
Tina Allan
City Clerk