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6. EDSR 04-12-2010ITEM ~ 6. /i cty or El ,~ REQUEST FOR ACTION River To Item Number Economic Develo ment Authori Agenda Section Meeting Date Prepared by Administration Aril 12, 2010 Tim Simon, Finance Director Item Description Reviewed by Prepayment and Redemption of the 2002A and Defeasance , 2002B lease revenue bonds Reviewed by Action Requested The Economic Development Authority is asked to approve a Resolution Providing For The Defeasance, Prepayment And Redemption Of Certain Outstanding Bonds Of The Elk River Economic Development Authority, Minnesota, And Authorizing Execution Of Supplemental Indentures And An Escrow Agreement. Background/Discussion In 2002, the Economic Development Authority (EDA) issued lease revenue bonds for the construction of the public safety building where police and fire services are located (2002A bonds) and the City Hall expansion where Elk River Municipal Utilities (ERMU) located adjacent to City Hall (2002B bonds). The City and ERMU make rent payments (debt payments) to cover the principle and interest on the bonds. The City levies the debt service payments for the 2002A bonds and ERMU makes payments on the 2002B bonds allocated to the water and electric fund. The City has decided to terminate the Lease purchase agreement and purchase the City Hall Facility and the Public Safety Facility bonds by refunding the 2002A and 2002B bonds. The City on March 15, 2010 approved the sale of the General Obligation Capital Improvement Plan Bonds, Series 201-0A to refund the 2002A and 2002B bonds for interest cost savings. These bonds will be advance refunded ahead of the cross over date in 2013 and will remain with an escrow agent until such time as the old bonds axe defeased. In addition, the City bond rating was upgraded to AA+ when we had a rating call on the 2010A bonds. Financial Impact EDA - No financial impact since the City previously levied for the 2002A bonds and Elk River Municipal Utilities paid the principle and interest on the 2002B bonds. City - A principle and interest reduction of $325,734.03 over the remaining years of the bonds. The true interest cost on the 2010A bonds are 2.878 percent. Attachments • Resolution Providing Fox The Defeasance, Prepayment And Redemption Of Certain Outstanding Bonds Of The Elk River Economic Development Authority, Minnesota, And Authorizing Execution Of Supplemental Indentures And An Escrow Agreement. Action Motion by Second by Vote Follow Up Extract of Minutes of Meeting of the Board of Commissioners of the Elk River Economic Development Authority, Sherburne County, Minnesota Pursuant to due call and notice thereof, a regular meeting of the Board of Commissioners of the Elk River Economic Development Authority, Minnesota, was duly held in the City Hall in the City of Elk River, on April 12, 2010, commencing on or after 5:30 P.M. The following members were present: and the following were absent: Member introduced the following resolution and moved its adoption: RESOLUTION NO. RESOLUTION PROVIDING FOR THE DEFEASANCE, PREPAYMENT AND REDEMPTION OF CERTAIN OUTSTANDING BONDS OF THE ELK RIVER ECONOMIC DEVELOPMENT AUTHORITY, MINNESOTA, AND AUTHORIZING EXECUTION OF SUPPLEMENTAL INDENTURES AND AN ESCROW AGREEMENT BE IT RESOLVED By the Board of Commissioners (the "Board") of the Elk River Economic Development Authority, Sherburne County, Minnesota (the "Authority") as follows: Section 1. Background; Findings. 1.01. (a) The Elk River Economic Development Authority, Minnesota (the "Authority") previously issued its Public Safety Building Lease Revenue Bonds, Series 2002A (City of Elk River, Minnesota Lease Obligation), dated September 1, 2002 (the "Series 2002A Bonds"), pursuant to a Mortgage and Security Agreement and Trust Indenture, dated September 365439v1JSB EL185-11 1, 2002, between the Authority and U.S. Bank National Association, as trustee (the "Trustee") (the " 2002A Indenture") and a resolution adopted by Authority on August 12, 2002 (the "Series 2002A Bond Resolution"). The proceeds of the Series 2002A Bonds were used for construction and furnishing of a certain public safety facility (the "Safety Facility"). The City currently leases the Safety Facility pursuant to a Lease Agreement, dated September 1, 2002 (the "Lease Agreement"), between the Authority, as lessor, and the City, as lessee. The City has determined to terminate the Lease Agreement and purchase the Safety Facility from the Authority by refunding the Series 2002A Bonds, which are currently outstanding in the principal amount of $5,840,000 (b) The Authority also previously issued its City Hall Expansion Revenue Bonds, Series 20028 (City of Elk River Lease Purchase Obligation), dated September 1, 2002 (the "Series 20028 Bonds"), pursuant to a Trust Indenture, dated November 1, 1991, as supplemented by a Supplement to Trust Indenture dated December 1, 1997, and further supplemented by a Supplement to Trust Indenture dated September 1, 2002, between the Authority and U.S. Bank National Association (formerly First Trust National Association), as trustee (the "Trustee") (collectively the "20028 Indenture") and a resolution adopted by Authority on August 12, 2002 (the "Series 20028 Bond Resolution"). The proceeds of the Series 20028 Bonds were used for the expansion of the City Hall, including related furnishings, equipment and site improvements (the "City Hall Facility"). The City currently leases the City Facility pursuant to a Lease Purchase Agreement, dated November 1, 1991, as supplemented by a Supplement to Lease Purchase Agreement dated December 1, 1997, as further supplemented by a Supplement to Lease Purchase Agreement dated September 1, 2002 (collectively the "Lease Purchase Agreement"), between the Authority, as lessor, and the City, as lessee. The City has determined to terminate the Lease Purchase Agreement and purchase the City Hall Facility from the Authority by refunding the Series 20028 Bonds, which are currently outstanding in the principal amount of $1,270,000. (c) Pursuant to a resolution adopted by the City Council of the City on March 15, 2010, the City has determined to issue its General Obligation Capital Improvement Plan Bonds, Series 2010A (the "Bonds") in the aggregate principal amount of $7,370,000, and use a portion of the proceeds of such bonds to finance the acquisition of the Safety Facility and the City Hall Facility and refund the outstanding Series 2002A Bonds and Series 20028 Bonds issued by the Authority. (d) Article X of the 2002A Indenture provides that, following the satisfaction of certain conditions, the Series 2002A Bonds may be defeased and will no longer be considered outstanding under the 2002A Indenture. Those conditions include the Authority depositing with the Trustee cash and/or obligations sufficient to pay and discharge the entire indebtedness on the Series 2002A Bond, providing the Trustee with an opinion of counsel of bond counsel, and the providing the Trustee with a certificate of the Authority indicating all conditions precedent to defeasance are satisfied. 365439v1 JSB EL185-I I (e) Article X of the 20028 Indenture provides that, following the satisfaction of certain conditions, the Series 20028 Bonds may be defeased and will no longer be considered outstanding under the 20028 Indenture. Those conditions include the Authority depositing with the Trustee cash and/or obligations sufficient to pay and discharge the entire indebtedness on the Series 20028 Bonds, providing the Trustee with an opinion of counsel of bond counsel, and the providing the Trustee with a certificate of the Authority indicating all conditions precedent to defeasance are satisfied. (f) It is necessary to amend Article X of both the 2002A Indenture and the 20028 Indenture to .provide for investment of the defeasance escrow account in obligations authorized pursuant to Minnesota Statutes, Section 475.67, Subd. 8. (g) The proposed defeasance of the Series 2002A Bonds and the Series 20028 Bonds is consistent with the covenants made with the holders of the Series 2002A Bonds and the Series 2002E Bonds and results in the reduction of debt service cost to the City. The Authority hereby consents to the defeasance and prepayment of the Series 2002A Bonds and the Series 20028 Bonds. Section 2 Escrow; Defeasance. 2.01. To accomplish defeasance of the Series 2002A Bonds and the Series 20028 Bonds, there is established an Escrow Account (the "Escrow Account") with the Trustee, acting as escrow agent (the "Escrow Agent") pursuant to an Escrow Agreement, as of April 1, 2010, among the Authority, the City, and the Escrow Agent. 2.02. On or prior to the date of delivery of the proceeds of the Bonds, the President and the Secretary are hereby authorized and directed to execute, on behalf of the Authority, the Escrow Agreement. The Escrow Agreement is hereby approved in substantially the form on file with the Authority on the date hereof, with such necessary and appropriate variations, omissions, and insertions as do not materially change the substance thereof, or as the President and the Secretary, in their discretion, shall determine, and the execution thereof by the President and the Secretary shall be conclusive evidence of such determination. 2.03. On or prior to the date of delivery of the proceeds of the Bonds, the President and the Secretary are hereby authorized and directed to execute, on behalf of the Authority, a Supplement to Trust Indenture dated April 12, 2010 with respect to the 2002A Indenture and a Supplement to Trust Indenture dated April 12, 2010 with respect to the 20028 Indenture providing for investment of the Escrow Account in obligations authorized pursuant to Minnesota Statutes, Section 475.67, Subd. 8 (collectively, the "Supplemental Indentures"). The Supplemental Indentures are hereby approved in substantially the form on file with the Authority on the date hereof, with such necessary and appropriate variations, omissions, and insertions as do not materially change the substance thereof, or as the President and the Secretary, in their discretion, shall determine, and the execution thereof by the President and the Secretary shall be conclusive evidence of such determination. 365439v1 JSB EL185-ll 2.04. In addition to the Escrow Agreement and the Supplemental Indentures, the President and the Secretary are hereby authorized and directed to execute such other documents which are necessary and appropriate to terminate the Lease Agreement and the Lease-Purchase Agreement and defease the Series 2002A Bonds and the Series 20028 Bonds, including but not limited to a termination of the Lease Agreement and the Lease-Purchase Agreement. Such documents are hereby approved in substantially the forms on file with the Authority on the date hereof, with such necessary and appropriate variations, omissions, and insertions as do not materially change the substance thereof, or as the President and the Secretary, in their discretion, shall determine, and the execution thereof by the President and the Secretary shall be conclusive evidence of such determination. 2.05. As of the date of execution of the Escrow Agreement (the "Transfer Date") there will be and are hereby transferred, pledged, and appropriated to the Escrow Account the balance in the reserve fund for the Series 2002A Bonds, together with interest earnings thereon, for payment of the principal and interest of the Series 2002A Bonds on and prior to their maturity dates and on the Redemption Date (as herein defined), as the case may be. It is estimated that such amount, together with such other amounts as are deposited in accordance with the Escrow Agreement, is adequate when invested as therein provided to pay the principal of and interest on the Series 2002A Bonds and the Series 20028 Bonds on and prior to their maturity dates and on the Redemption Date. Section 3. Redemption of Series 2002A Bonds and the Series 20028 Bonds. 3.01. Series 2002A Bonds and the Series 2002E Bonds maturing on February 1 in the years 2014 to and including 2023, comprising all of the Bonds subject to redemption, shall. be prepaid and redeemed on February 1, 2013 (the "Redemption Date") and those Series 2002A Bonds and the Series 20028 Bonds are hereby called for redemption on the Redemption Date. 3.02. The Escrow Agent (as herein defined) is authorized and directed to mail the notice of call for redemption of the Series 2002A Bonds and the Series 20028 Bonds in the forms attached to the Escrow Agreement. 365439v1JSB EL185-11 The motion for the adoption of the foregoing resolution was duly seconded by Member and upon vote being taken thereon, the following voted in favor thereof: and the following voted against: whereupon said resolution was declared duly passed and adopted. 365439v1 JSB EL185-I l STATE OF MINNESOTA ) COUNTY OF SHERBURNE ) SS. CITY OF ELK RIVER ) I, the undersigned, being the duly qualified and acting Secretary of the Elk River Economic Development Authority, Minnesota, do hereby certify that I have carefully compared the attached and foregoing extract of minutes of a regular meeting of the Board of Commissioners held on April 2010, with the original thereof on file in my office and the same is a full, true and complete transcript therefrom insofar as the same relates to the defeasance, prepayment and redemption of $8,000,000 Public Safety Building Lease Revenue Bonds, Series 2002A (City of Elk River, Minnesota Lease Obligation) and the $1,695,000 City Hall Expansion Revenue Bonds, Series 2002B (City of Elk River Lease Purchase Obligation), of the Authority. WITNESS My hand as Secretary and this day of , 2010. Secretary Economic Development Authority of the City of Elk River, Minnesota 365439v1 JSB EL185-1 l